The Colts haven't won a season opener in 10 years. Don't look for that streak to end this year against Jacksonville.

The Jaguars established themselves as a Super Bowl contender going 8-3 down the stretch while beating the Chargers in the postseason before falling to eventual Super Bowl champion Kansas City in the divisional round of the playoffs.

Jacksonville should be even better this season. Trevor Lawrence improves each season and he has an upgrade in weapons with Calvin Ridley, a top-15 wide receiver, and good-looking rookie running back Tank Bisby for short-yardage situations.

I'm not an Anthony Richardson-backer - at least at this embryonic stage of his NFL career. He's not ready to be an NFL starter. He made only 13 starts at Florida and was very inaccurate. His 53.8 completion percentage ranked 13th out of 14 SEC starting quarterbacks. The Jaguars are not stupid. They'll be aware of his mobility and running ability.

Making matters more difficult for Richardson is he doesn't have stud runner Jonathan Taylor to take the pressure off.

The Jaguars enter this season extremely confident. Jacksonville coach Doug Pederson is ultra-aggressive. He's not the type to let up with a lead, which is what you're looking for in a favorite.

Never mind the quarterbacks. It's the strong rushing attacks, California's weak defense and fast pace from both teams that will get this game to go Over.

Auburn rushed for 289 yards and six TD's in a 59-14 win against UMass last week. Sure UMass isn't very good. But the Tigers looked great running the ball behind an upgraded offensive line. Cal has a weak defensive line, not good at stopping the run nor pressuring the quarterback.

The Golden Bears rushed for 357 and six TD's in their 58-21 opening week road victory against North Texas. That total went Over by 26 points. Jaydn Ott gives Cal one of the best running backs on the West Coast.

Cal's high-scoring wasn't a fluke. The Bears brought in Jake Spavital to be their new offensive coordinator. His style is to play fast. Auburn gave up five yards per rush attempt to UMASS, which was its average last season. So Cal and Ott should find success on the ground again.

The Tigers play up-tempo, too, under their first-year head coach Hugh Freeze, who has an outstanding reputation for building high-octane offenses.

Neither team was sharp in their openers last week.

Arizona State managed only three points during the second half in its 24-21 win against FCS foe Southern Utah. The Sun Devils were 34 1/2-point favorites.

The Sun Devils are going with a true freshman at quarterback, Jaden Rashada. His task and learning curve are going to be far more difficult this week. ASU's offensive line is a weakness after losing key linemen in the transfer portal and a projected starter going down with an injury. Oklahoma State has a big and physical defensive front seven. The Cowboys had five sacks in their opener.

The Cowboys were not impressive, either, in their 27-13 win against Central Arkansas last week. Oklahoma State coach Mike Gundy is using a three-player committee at quarterback. That's not a good sign.

The teams met at Oklahoma City last year and the Cowboys won, 34-17. Arizona State is better on defense this season.

Rutgers beat a horrible, rudderless Northwestern team, 24-7, last week. Apparently the oddsmaker thinks that's a big deal judging by how many points the Scarlet Knights are favored by here.

Let's not forget Rutgers losing eight of its last nine games last year, including getting blown out by Ohio State, Michigan, Penn State, Minnesota and Maryland. 

Temple could surprise in the AAC with 16 returning starters. The Owls have one of the conference's better QB's in E.J. Warner, son of Hall of Fame QB Kurt Warner. 

The teams met last season. Rutgers was outgained by 58 yards, but managed to slip past the Owls, 16-14. 

The Scarlet Knights are 1-8 ATS off a double-digit point spread cover. 

This is a huge revenge spot for Wisconsin. The Badgers were stunned at home by Washington State last year, 17-14. That also was during the second week of the season. The Badgers, though, should have won. They outgained the Cougars by 148 yards and had a 38:02 to 21:58 advantage in time of possession. However, the Badgers turned the ball over three times and missed two field goals.

Don't look for the Badgers to be that sloppy again. They are focused, motivated and have upgraded their coaching going from conservative and stale Paul Chryst to Luke Fickell. Wisconsin also improved greatly at quarterback going from disappointing Graham Mertz to SMU transfer Tanner Mordecai, who threw 72 touchdown passes for the Mustangs in two seasons.

Cameron Ward had a huge game for Washington State leading the Cougars to a 50-24 win against Colorado State. The Cougars couldn't get a ground attack going, though, They ran the ball 37 times against the Rams and could average 2.4 yards per carry.

Unlike Washington State, the Badgers are balanced. They have one of the running back tandems in the country with Braelon Allen and Chez Mellusi.

I'm not impressed with either team's quarterback situation. I do respect both team's defenses, though. Tempo is important, too. Each team plays slow. So I find this total too high.

Middle Tennessee State has four starters back on a defense that ranked fourth-best in the red zone. Missouri still hasn't fully settled on a quarterback between Brady Cook and Sam Horn. They have one of the weakest quarterback situations in the SEC.

Missouri has a strong defensive front. I don't see the Blue Raiders, which lost a lot of offense from last year, being able to run successfully on the Tigers, nor is QB Nicholas Vattiato going to hurt them through the air.

The Blue Raiders were held to just seven points and 3.5 yards per play by Alabama in their opener. Now they face another tough SEC defense.

I'll take this tradeoff of probably no Travis Kelce for a drop in the betting line.

Patrick Mahomes can make any receiving group look good. The guys he has minus Kelce are not big names, but they all have special skill-sets and talents. I include Kadarius Toney (yes he's currently healthy), Skyy Moore, Marquez Valdes Scantling, Rashee Rice and running back Jerick McKinnon out of the backfield on this list.

Keep in mind, too, who Mahomes is facing. The Lions came on strong at the end of last season, but their defense is very weak. Detroit gave up the most yards last season and ranked 28th in scoring defense. The Lions' new look secondary is vulnerable to Mahomes.

The Chiefs are 5-0 SU, 4-1 with Mahomes as their starting quarterback opening week, winning by an average of 13 points. The Chiefs have scored at least 33 points in each of their last five season-openers.

It's not a fluke the Chiefs are 9-1 in their season-openers under Andy Reid, who could be the best coach ever with extra time to prepare. The Chiefs won six of those nine games by double-digits.

Player Prop:

David Montgomery Over 51.5 yards rushing.

The Lions are looking to have a balanced offense. That's why they signed David Montgomery and drafted Jahmyr Gibbs with the 12th overall pick. Montgomery is going to get the most carries. The Lions already have said they don't want to overuse Gibbs early in the season and that he'll be used a lot for catching passes.

Jamaal Williams led the Lions in rushing last season with 1,066. That was 11th-highest in the NFL. It comes out to 62.7 yards per game. Detroit preferred Montgomery above Williams.

The Chiefs finished 11th in run defense, giving up 107.2 yards rushing per game. That number shoots up 20 yards higher if star defensive lineman Chris Jones doesn't play and Jones is a holdout.

Look for Montgomery to get enough carries to go Over this number.

Thanks to Mike Elko, Duke is more than a basketball school when it comes to sports. Elko has turned the Blue Devils around. Duke went 9-4 in Elko's first season last year after going a combined 5-18 the previous two seasons. The Blue Devils capped off their magical season beating UCF, 30-13, in the Military Bowl.

This will be one of the Blue Devil's biggest home football games ever having the national spotlight on them for Labor Day.

Clemson hasn't been the dominant power of a few seasons ago. Sure the Tigers have star power. But Duke is no one-year fluke. The Blue Devils have star power, too, including QB Riley Leonard. The dual threat QB accounted for 33 TD's and more than 3,600 yards of total offense last season.

Duke retained nearly 100 percent of its offensive production from last season and some very good defensive players, including lineman DeWayne Carter and safety Brandon Johnson. The Blue Devils ranked 28th in rush defense in 2022 and 37th in scoring defense holding foes to 22 points a game.

They don't get the publicity of quarterbacks like Caleb Williams and Drake Maye, but Oregon State's D.J. Uiagalelei and San Jose State's Chevan Cordeiro are two of the better QB's in the country.

Cordeiro could be the best QB in the Mountain West. Uiagalelei couldn't live up to his potential at Clemson as the replacement for Trevor Lawrence, but figures to get coached up at Oregon State under head coach Jonathan Smith and offensive coordinator Brian Lindgren.

Uiagalelei can rely upon an excellent offensive line and two good running backs, Damien Martinez and Deshaun Fenwick. San Jose State is down on defense from last season. The Spartans surrendered 56 points to USC last week.

San Jose State covered against the Trojans, though, by scoring 28 points. The Spartans averaged six yards per play. Cordeiro threw for three TD's. Just as important, the Spartans played at a fast pace.

Oregon State, like San Jose State, looks to be down defensively from last year.

South Carolina covered four of its last five regular-season games last year as an underdog, including upsetting then No. 5 Tennessee and No. 7 Clemson straight-up.

So the Gamecocks are more than capable of beating North Carolina straight-up as a small 'dog. 

There's been a lot of preseason publicity about North Carolina QB Drake Maye. He could be a top-three Heisman Trophy contender. The strength of South Carolina's defense is its secondary, though. The Gamecocks have three starters back from a secondary that led the SEC in interceptions last season.

South Carolina also has a very good QB, too, in Shane Rattler. He's a gunslinger and facing a Tar Heels secondary that ranked 111th in pass defense.

The Gamecocks also get the special teams checkmark thanks to coach Shane Beamer, who like his father, Frank, has outstanding special teams. 

Double-digit home 'dog with revenge is one reason I like Colorado State. Another is the coach. It took two years for Jay Norvell to build up Nevada.

The Rams went 3-9 in Norvell's first season last year. Expect big improvement this season. Colorado State's defense already is solid. The offense is bolstered having a year in Norvell's system and with nine key transfers.

Washington State may lack focus traveling and hearing about the breakup of the Pac-12 and where its own football future is.

The Cougars also have a vulnerable offensive line that Colorado State can stay competitive against.

The marketplace has reacted to the new starting quarterbacks at California and North Texas by betting this total down. The Over/Under is low enough where there's value on the Over now.

What's being overlooked here is tempo. It's going to be quicker than perceived with Jake Spavital brought in by Cal coach Justin Wilcox to be the offensive coordinator and quarterback coach. Spavital has a well-earned reputation of developing QB's and speeding up a team's attack. This is good news for Sam Jackson V, a redshirt sophomore and TCU transfer who will be under center for the Golden Bears. He faces a North Texas defense that gave up 31.5 points a game and ranked 124th in total defense last season.

North Texas is going with dual threat Stone Earle as its starting QB. Reports out of spring camp was Earle had improved his passing accuracy. The Mean Green should play faster, too, with Eric Morris as their new head coach. Cal ranked 123rd in pass defense last year.

Wisconsin is going to have more of a balanced attack with new coach Luke Fickell bringing former North Carolina offensive coordinator Phil Longo on board. But the Badgers certainly are not going to lose their identity of being run-oriented with a strong defensive unit.

There's no reason for the Badgers to tip anything off about their offense against this non-conference opponent being nearly a 30-point favorite. 
The Badgers allowed 20.2 points and 303.5 yards per game, 27th-best in the nation, last season. Fickell is a defensive-minded coach. The Badgers return eight defensive starters. 

So I don't see Buffalo producing many points with their mediocre offense. But can the Bulls slow down Wisconsin? 

I believe they can. Senior linebacker Shaun Dolac led the nation with 97 solo tackles last season while safety Marcus Fuqua tied for the most interceptions with seven. 

I'm not impressed with Miami coach Mario Cristobal. The Hurricanes covered exactly one game last year during his first season as head coach with them. Cristobal is back, but Miami is breaking in new coordinators on both sides of the ball.

The Hurricanes also have a much bigger game on deck when they host Texas A&M in Week 2. I doubt they'll want to show much in this game.
Miami of Ohio is a legitimate sleeper in the MAC. The RedHawks could have the best defense in their conference. They return 16 starts, including nine on defense.

The RedHawks' offense should be improved with a healthy Brett Gabbert at quarterback. He played only four games last year.
Miami will be satisfied with a victory. I don't see the blowout that this point spread projects.

Coaching, not talent, has been Nebraska's downfall during the last five years of the ill-fated Scott Frost era.

Finally the Cornhuskers brought in a legitimate college football coach in Matt Rhule. Nebraska went 4-8 last year with five of those defeats coming by an average of four points. So now with a huge coaching upgrade and the superior quarterback, I see the Cornhuskers hanging in - if not pulling the outright upset - against Minnesota.

The Golden Gophers are a good, but not great team. They also lost a number of key players, including career rushing leader Mo Ibrahim and QB Tanner Morgan, who was a four-year starter. I wasn't a fan of Morgan and am even less enthralled with Minnesota's new starting QB, Athan Kaliakmanis. He has a big arm, but lacks accuracy. He had a 3-to-4 touchdown-to-interception ratio last year and a completion percentage of only 54.1 percent.

Minnesota is a grind-out type of team. Not the kind that can easily cover big point spreads. The Gophers beat Nebraska, 20-13, on the road last season and Nebraska should be better this season.

Jeff Sims gives Nebraska an experienced athletic dual-threat at quarterback. Sims compiled more than 5,600 yards of total offense in three seasons at Georgia Tech. Sims now gets to play behind an experienced offensive line with better skill-position talent.

So look for a close game here.

I'm not expecting 76 points to be scored like there were in Florida International's, 42-34 double overtime, home victory against Louisiana Tech last year.

But I do expect these teams to combine for more than 60 points.

Part of this is believing Florida International QB Grayson James has improved. James goes against a Louisiana Tech defense that was one of the worst in the country in 2022 ranking 128th in scoring defense and 127th in total defense. James should have time to pass and can rely on plenty of yards on the ground. The Bulldogs couldn't stop the run - ranking 130th - and didn't generate a pass rush.

Louisiana Tech certainly isn't favored because of its defense. The Bulldogs have a fast-tempo, high-powered offense operated by Boise State transfer QB Hank Bachmeier. He was hurt last year, but was very good two seasons ago.

The Bulldogs averaged 29 points last season in Sonny Cumbie's first season as head coach. They should improve on that number in Year 2 of Cumbie's ''Air Raid'' offense, especially going against such a weak defense here at home.

Yes, Caleb Williams is the Heisman Trophy frontrunner. But USC has a suspect defense that permitted nearly 28 points a game last season.

San Jose State can produce points against this caliber of defense. The well-coached Spartans have the top quarterback in the Mountain West Conference in Chevan Cordeiro. He's one of nine returning offensive starters for San Jose State. Cordeiro accounted for 32 TD's last season and threw for 3,251 yards.

The Spartans are capable of getting stops against Williams. They have size at cornerback and an excellent safety in Tre Jenkins.

The Williams' Heisman hype has made this point spread too lopsided.

Vanderbilt buried Hawaii, 63-10, in last year's season-opener in Hawaii. No, the Commodores aren't likely to win by 53 points again. But they should be able to cover this margin at home.

The Commodores went 5-7 last season, while posting SEC upset victories against Florida and Kentucky during the last three weeks of the season. Vanderbilt has a number of good returning veterans on offense. Hawaii had one of the worst defenses in the country in 2022 giving up 34.7 points - ranking 124th - and were 115th in total defense.

After averaging fewer than 20 points a game last season, Hawaii is going to a run-and-shoot offense in Timmy Chang's second year as the Rainbow Warriors' head coach. It's going to take time for this new offense to click.

Vanderbilt holds edges all across the board.

The Bengals are 3-0 against the Chiefs during the past 12 months. They beat them at Kansas City in the playoffs last season. They beat the Chiefs this season with Joe Burrow outplaying Patrick Mahomes. Now Mahomes isn't healthy dealing with a high ankle sprain.

It's time to give Cincinnati its full due. The Bengals are the best team in the AFC.

Cincinnati's underrated defense is peaking at the right time holding their last six opponents to less than 16 points a game. The high-powered Bills, with the second-most points and yards in the NFL, were held to 10 points by the Bengals.

Mahomes will try to gut it out, but the ankle injury will limit his mobility. One of the reasons Mahomes has emerged as the best quarterback in the league is his ability to make plays on the move. Now he's strictly a pocket passer because of the ankle injury.

Burrow is right up there with Mahomes - and he's healthy with better skill position weapons in Ja'Marr Chase, Tee Higgins and Joe Mixon. The big question with the Bengals was how would their revamped offensive line hold up minus three starters? That question was answered against the Bills last Sunday when the Bengals dominated putting up 27 points, 412 yards and 30 first downs. Mixon had his best rushing game in more than two months.

Cincinnati has been the hottest point spread team since the middle of last season covering 21 of its last 26 games. The Bengals have covered 69 percent of their last 54 road games. The Chiefs are 1-8-1 ATS during their past 10 home games.

Patrick Mahomes practiced in full on Wednesday. If Mahomes is anywhere close to 100 percent after injuring his ankle last week, this total is too low.

Even with both team's defenses being underrated, the Bengals and Chiefs have too much offense for a total this low. Mahomes is the best quarterback in the NFL. Burrow is right near him on that short list with Josh Allen.

The Chiefs led the NFL in scoring at more than 29 points a game and also were No. 1 in total yards and passing yards. They have scored at 27 points in five of their last six games.

Burrow has even better weapons than Mahomes has. The Bengals have gone against five strong defenses during their last five games - Bills, Ravens twice, Patriots and Buccaneers. During this span, Cincinnati averaged 26.8 points.

Weather shouldn't be a problem with the forecast being for sunny skies, temperatures in the upper 20's and wind in the 10-12 mph range.

Not enough credit is being given to these defenses by how high this total is. San Francisco is the No. 1 defensive team in the NFL ranking first in scoring defense and total defense while placing second in run defense and takeaways. The Eagles easily led the NFL with 70 sacks.

Brock Purdy has been a huge success story surrounded by elite weapons and receiving excellent play-calling from Kyle Shanahan. But Purdy only has started two road games in the NFL and has never faced this level of pass rushers. The Eagles sacked Daniel Jones five times last week. Jones is far more mobile than Purdy.

I'm anticipating the 49ers to go run-heavy, which keeps the clock moving, and Shanahan being extremely careful and conservative with his play-calling. He knows the 49ers will be in trouble if they have to play from behind. San Francisco already plays at the slowest pace of any NFL team.

Jalen Hurts emerged as a superstar this season. But is his passing shoulder 100 percent healthy? Hurts and the Eagles haven't faced a defense this strong all season.

Weather-wise there's a slight chance of a rain shower with the wind blowing at 10-15 mph.

I trust the Cowboys' offensive line to do their job against the 49ers. The buy sign also is back on for Dak Prescott, who is off his best game of the season. Prescott threw for 305 yards against a good Buccaneers defense last week, while accounting for five touchdowns.

Brock Prudy - Mr. Relevant - has proven himself with multiple TD passes in each of seven starts. He has a 16-to-3 TD-to-interception ratio in his starts. The 49ers have scored 33 or more points in six of their last seven games with Purdy behind center.

The Cowboys' defense has sprung leaks. During four of the last five regular-season games they surrendered 23 points to the Texans, 40 points to the Jaguars, 34 to the Eagles, who were quarterbacked by backup Gardner Minshew, and 26 to the Commanders.

Kudos to Trevor Lawrence and the Jaguars for staging the third biggest comeback in NFL postseason history in coming from 27 points down to nip the Chargers at home last week.

Unfortunately for the Jaguars, their season ends here.

The rested Chiefs are 10-1 in their last 11 games, winners of a five in a row. Andy Reid-coached teams are 27-4 following a bye. History is against Jacksonville. Wild-card winners who pulled upsets are 17-29 (37 percent) ATS the following week.

The Jaguars are inexperienced in big games and overmatched by the Chiefs - on both sides of the ball.

Kansas City is the top offensive team in the NFL ranking first in points and total yards. Prior to edging the Chargers and Justin Herbert, 31-30, the Jaguars had faced three straight opponents with bad quarterbacks: Jets with Zach Wilson/Chris Streveler, Texans with Davis Mills/Jeff Driskel and Titans with third-stringer Josh Dobbs. The Jaguars faced six above average quarterbacks since Week 4 going against the Eagles, Chiefs, Ravens, Lions, Cowboys and Chargers. Jacksonville surrendered an average of 31.1 points in those games.

Now the Jaguars draw Patrick Mahomes, who torched them for 333 passing yards and four touchdowns going 26-of-35 throwing in a 27-17 Week 10 home victory. The Chiefs netted 486 yards in that game, which is the most the Jaguars have allowed all season. The Chiefs built a 20-0 lead. They won't be coasting in this situation if they build up another early advantage.

I don't see Lawrence being able to keep up with Mahomes at this early stage of his career. The Chiefs showed tremendous defensive improvement, ranking 11th in total defense and No. 2 in sacks with 55. They also batted the most passes down from the line of scrimmage. Lawrence wasn't playing that well down the stretch until the second half against the Chargers. He had averaged 197.6 passing yards with a 1-to-1 touchdown-to-interception ratio during the last three weeks of the regular season, having trouble against the defenses of the Titans and Jets.

This is the game where Lawrence could really miss his injured left tackle Cam Robinson. Chris Jones produced 15 1/2 sacks and 29 quarterback hits for the Chiefs.

Even if Lamar Jackson were to play, the Ravens aren't in the Bengals' class. Jackson is sure to be rusty, too, having been out for more than five weeks. Jackson relies on his mobility and that is going to be affected, too, by his knee injury. If Jackson doesn't start, this line will move much higher.

The Bengals are the hottest team in the AFC winners of eight in a row. They are 10-1 SU, 9-1-1 ATS in their last 11 games.

Led by Joe Burrow, the Bengals have scored at least 27 points in seven of their last 11 games.

The Ravens have managed five touchdowns in their last 23 quarters. They haven't broken the 17-point barrier in their past six games.

The Vikings can be explosive because of Justin Jefferson and Dalvin Cook and they are at home. Brian Daboll is no dummy. He knows this. His Giants have the least postseason experience of any of the playoff teams.

So it's not hard to figure that Daboll is going conservative here. That means lots of running and short passes to Saquon Barkley and Daniel Jones not taking chances.

The Giants are better on defense because they are healthier. They've held their last four opponents to 17.7 points. New York is familiar with Minnesota. The teams just met three weeks ago. It took a 61-yard field goal at the gun by Greg Joseph - an inconsistent kicker - for the Vikings to prevail, 27-24, in that home game.

New York didn't have its best safety, Xavier McKinney, nor its top cornerback, Adoree' Jackson, in that game. Both are expected to play here. The Vikings could be down two offensive line starters with center Garrett Bradbury and right tackle Brian O'Neill both injured. Kirk Cousins has a history of not stepping up in big games. Rookie Kayvon Thibodeaux has shown signs lately of being an elite pass rusher.

The Vikings do not have good defensive numbers. However, they have a number of excellent defenders - Eric Kendricks, Danielle Hunter, Harrison Smith and Za'Darius Smith. Minnesota is good at takeaways ranking 12th in the league.

It's not just the quarterback position where the Dolphins are hurting. They have injuries to their best offensive lineman, left tackle Terron Armstead, most elusive running back, Raheem Mostert, and their two stud wide receivers, Tyreek Hill and Jaylen Waddle.

There's just not enough healthy firepower for the Dolphins to stay within double-digits of the Bills.

Buffalo was a coin flip against the Chiefs away from going to the Super Bowl last season. The Bills are just as good - if not better - this season. They are No. 2 in points scored and No. 2 in fewest points allowed.

The Dolphins were life-and-death with the Joe Flacco-led Jets at home last week to even sneak into the playoffs. Miami has a negative point differential on the season. This is the Dolphins' first playoff appearance since 2016. They are just happy to be here.

Josh Allen put up 42 touchdowns for the Bills. The banged-up Dolphins can't match Buffalo's firepower.

The Bills have tremendous motivation to reach the Super Bowl for stricken teammate Damar Hamlin.

The point spread is high - but not high enough. Look for a Bills' blowout.

Two top-10 offenses facing two below average defenses. Justin Herbert versus Trevor Lawrence. All of this had me strongly leaning to the Over. But what clinched the Over is finding out who is going to be refereeing this game. It's the Shawn Smith crew.

This is significant. This umpiring crew has ranked in the top-five for calling the most defensive penalties each of the last four seasons. They also called the second-fewest offensive holding penalties this season.

Herbert should come up big against the Jaguars, who rank 28th in pass defense and 24th in defensive total yards.

Lawrence should perform well, too, operating against a Chargers defense that ranked 22nd in scoring defense and 20th in total defense. The Jaguars put up 38 points on the Chargers in Week 3 with Lawrence throwing for 262 yards and three touchdowns.

There weren't more than 34 points scored in either of the Seahawks-49ers regular season games this season. I don't see that pattern changing here.

San Francisco's No. 1 ranked defense, the weather and a run-oriented conservative approach by the 49ers behind rookie QB Brock Purdy are all key factors for the Under.

Discounting a 37-34 game against the Raiders, the 49ers have held their past nine opponents to an average of 12.2 points. San Francisco surrendered the fewest yards and points in the NFL.

There is a 90 percent chance of rain, potentially heavy, with wind in the 15-20 mph range. This is on a grass field so the footing is going to be slow.

Expect the 49ers to run a lot especially under these circumstances.

The Seahawks have regressed offensively, but gotten better defensively. Seattle is averaging 16.2 points in its last four games, while giving up an average of 16.7 points during this span.

Geno Smith has never been effective against elite defenses. He had just one touchdown pass in two games against San Francisco, averaging 217.5 yards passing. The 49ers tied for the lead in interceptions and had the second-most takeaways.

Unbeaten Georgia had its scare in its last game, edging Ohio State by one point in the Peach Bowl on New Year's Day. The Bulldogs are 28-1 the past two seasons. During this two-year span, they have won by two touchdowns or more 86 percent of the time.

TCU has been a great story getting to the national title game after being projected as a middle-to-bottom tier Big 12 team. But the Horned Frogs are not in Georgia's class. That's obvious by this point spread. But are Bulldogs two touchdowns better than the Horned Frogs?

Yes, they are.

Georgia is elite on both sides of the ball. They also have far bigger game experience than the Horned Frogs.

The Bulldogs had one of greatest college defenses of all time last season. This season they ranked No. 2 in scoring defense holding foes to 12.8 points. They had the nation's No. 2 run defense and ranked ninth in total defense. TCU can't match that. The Horned Frogs ranked 74th in total defense, 83rd in pass defense and 57th in scoring defense. They don't have NFL-caliber talent at many defensive spots like Georgia does.

Georgia QB Stetson Bennett is going to produce lots of points against TCU. Bennett really came into his own this season ranking in the top-10 in passing yards and completion percentage.

Max Duggan has been outstanding for TCU. But this is the toughest defense by far that he's seen. The Horned Frogs may not have their star running back, Kendre Miller, who is questionable for the game.

The Bulldogs defeated Oregon by 46 points, South Carolina by 41, Florida by 22, Tennessee by 14, Mississippi State by 26 and LSU by 20. Those were some serious whippings. I see Georgia's class difference showing up here.

I see a shootout coming here. It's taken nearly the entire season, but the Packers finally have their offensive identity. Green Bay has one of the best running back tandems with Aaron Jones and A.J. Dillon and Aaron Rodgers has gotten in sync with his wide receivers. The bar is set low here as the Lions have a bottom-four defense. 

The Packers also finally have a special teams threat thanks to Keisean Nixon, who leads the NFL in kickoff return yardage and kickoff return average. 

The Lions have a top-five offense. They've scored at least 25 points in six of their last eight games. The Packers' defense has been thriving not because they are dominant, but because of forcing 12 turnovers during their last four games. Detroit, though, commits the fewest turnovers in the NFL. Jared Goff, who quietly has put together a very good season with 4,214 passing yards and 29 TD passes, hasn't been picked off in his last eight games. 

Weather shouldn't be a problem with the forecast being clear with the temperature around 20 and the wind at 5-to-10 mph.  

The 2022 Broncos were a disaster under overmatched first-year head coach Nathaniel Hackett. But the 2023 Broncos under Jerry Rosburg are much more professional, helped by Russell Wilson finally playing better. Denver would very much like to avoid losing 13 games for the first time in the 62-year-old history of the team.

The Broncos can accomplish that by beating the Chargers.

If the Bengals defeat the Ravens - and they currently are 9 1/2-point home favorites to do so - the Chargers would be locked into the fifth seed in the AFC playoffs rendering this matchup meaningless. The Chargers would know that result since this game goes later in the day while the Ravens-Bengals is an early game.

This is what Chargers coach Brandon Staley said about that scenario, '' Once we find out about that game, we'll make the appropriate decisions moving forward ...''

The Chargers signalled their intent not to risk injury to any key starters last week pulling out starters early in the fourth quarter during their 31-10 win against the Rams.

So there's a very good chance that journeyman backup quarterback Chase Daniel could play far more than Justin Herbert.

Even if the Chargers play their starters, I still like the Broncos based on Wilson performing better, being at home and having the superior defense. The Broncos are 4-1-1 ATS the past six times hosting the Chargers.

Nathan Peterman. Need I say more? OK, I will. The Bears have lost nine in a row, most in franchise history. Their defense has fallen apart, done in by injuries and trades to the tune of surrendering 34 points a game during their nine-game losing skid.

There's more. The Bears could clinch the No. 1 pick in the draft with a loss and a victory by the Texans against the Colts.

The Vikings are in the playoffs, but they still have incentive. They have a shot at the No. 2 slot. They also want to erase the stench of a 41-17 road loss to the Packers last week. Minnesota hasn't lost two games in a row all season.

Vikings coach Kevin O'Connell said he would go with his starters against the Bears.

That's not the case with Chicago. Justin Fields is being held out so Peterman gets the start. I regard him as one of the worst reserve quarterbacks of all-time. Somehow Peterman has lasted five years in the NFL. He's played in 12 games, completed 52.5 percent with a puny 4.2 yards per pass and a 3-to-13 touchdown-to-interception ratio. He's a threat to throw a pick-six every time he drops back to pass.

Minnesota has beaten Chicago during the past three meetings winning by seven or more points each time.

I don't see the justification in the Falcons being favored here. Yes, the 8-8 Buccaneers have clinched the NFC South Division. But they want very much to finish above .500 and build positive momentum for the playoffs. Todd Bowles knows his team has to be sharp. That's why he said he will be playing his starters, including Tom Brady.

Brady is coming off his best game throwing for 432 yards and three TD's against the Panthers, who have a better defense than the Falcons. Atlanta ranks 29th defensively in total yards and 26th in pass defense.

The Falcons aren't very good on offense either. They are averaging 15.2 points in their last five games. Atlanta hasn't scored more than 20 points in seven of its last eight games. Rookie QB Desmond Ridder is set to make his fourth NFL start. He's yet to throw a TD pass. He's facing a top-eight defense in the Buccaneers, who also are tough to run against.

Tampa Bay has won the last five games in the series.

The Bills are definitely a touchdown better than the Patriots, especially playing at home. Buffalo has defeated New England the past three times by an average of 18.6 points, while outgaining them by average of 143.3 yards. 

Buffalo ranks No. 2 in total yards and fourth in scoring at 28 points a game. The Bills also rank No. 2 in scoring defense and fifth in total defense. The Patriots rank 26th in total offense and are below average in scoring even though their defense has contributed seven touchdowns. Only once in their last 10 games have the Patriots gained more than 328 yards, being held to fewer than 300 yards seven times during this span. 
New England has a good defense, but statistically it is not as good as Buffalo's.

Not only has the Patriots' scoring total been skewed by their seven defensive touchdowns - most in the league since 2017 - but their defensive numbers have been bolstered by having had the good fortune to have played six backup quarterbacks. New England achieved seven of its eight victories going against the following quarterbacks: Mitchell Trubisky, Jacoby Brissett, Sam Ehlinger, Colt McCoy, Zach Wilson twice and Teddy Bridgewater/Skylar Thompson. 

So I find the Bills to be much superior to the Patriots. However, there is a key mental component here: How will the Bills react to their safety, Damar Hamlin, going into cardiac arrest this past Monday night against the Bengals? 

This is a much tougher question to answer. But I believe the Bills will come out hard and try to win big for Hamlin. His condition has shown much improvement allowing the Bills to concentrate. Mario Hamlin, Damar's father, told the Buffalo players to focus on the game because that's what his son would want. The Bills also have less wear and tear on them from Monday's game being called off after just nine minutes rather than the Patriots, who have been involved in close games each of the last three weeks. 

I'm not sold on the untested Jaguars coming through in big games. Tennessee has that big-game experience. Jacksonville doesn't.

The Titans have been in free-fall with six straight losses. They still can win the AFC South, though, with a victory here. The Titans have been decimated with injuries. But they are getting some key players back, including a rested Derrick Henry and two of their best defenders, lineman Jeffery Simmons and Denico Autry, their top pass rusher.

Tennessee found out the hard way that rookie Malik Willis is not a skilled enough passer. So the Titans are giving Joshua Dobbs a second consecutive start. He makes better decisions than Willis, provides the Titans with at least the threat of a downfield passing game and has Henry to rely upon. The Jaguars rank 28th in pass defense.

Henry has a strong history against Jacksonville with two 200-yard rushing games and three 100-yard rushing games.

The Titans also have an underrated weapon - punter Ryan Stonehouse. He's averaging 53 yards per punt. The NFL record is 51.4 yards set by Hall of Famer Sammy Baugh in 1940.

Tennessee has won nine of the past 11 meetings against Jacksonville going 8-3 ATS. The Titans have covered in four of their last five visits to Jacksonville.

Ever since joining the Pac-12 in 2011 it has been Utah's goal to win the Rose Bowl. The Utes came very close last season falling to Ohio State, 48-45, on a late field goal. Utah lost its star quarterback, Cam Rising, to a head injury early in the fourth quarter in that game.

Rising had another outstanding year this season passing for 2,939 yards with a 25-to-7 TD-to-interception ratio. I like Rising more than Penn State QB Sean Clifford, who will be without his top receiver, Parker Washington. He has a leg injury and also declared for the draft as did the Nittany Lions star cornerback Joey Porter Jr.

The Utes are 11-4 in bowl games under much respected coach Kyle Whittingham. Utah was impressive in its last game beating USC, 47-24, in the Pac-12 title game. I believe the Utes are the superior team and they have Rose Bowl experience. Their chance is here. And they will take advantage of it.

The total is high in this one - but not high enough.

Tulane was the 21st-highest scoring team in the country averaging 35.2 points a game. That average goes up to 38.8 during its last seven games. USC has trouble against mobile quarterbacks and Tulane's Michael Pratt is a dual threat.

Pratt accounted for 35 touchdowns through the air and on the ground rushing for 395 yards and passing for 2,775 yards.

Lincoln Riley turned USC around. The Trojans did this on offense averaging 41.1 points per game, third-best in the country. If you discount their Pac-12 title game against Utah - the one team the Trojans had trouble against - the Trojans averaged 44.8 points during their last six games.

Caleb Williams may be the best QB in the nation. He threw for 4,075 yards, 37 TD's with just four interceptions while completing 66.1 percent of his throws. I don't see Tulane's defense stopping USC's offense, which can offset several opt-outs with its depth.

The Over has cashed in each of USC's last seven games.

Green Bay is in must-win mode and playing its best ball, winners of three in a row.

I'm not fooled by the Vikings' 12-3 record. They have only outscored their opponents by five points and have a losing point spread mark.

The Vikings give up the second-most yards in the NFL and rank last in pass defense.

I trust Aaron Rodgers to get this home victory. He'll have both his starting offensive tackles, star left tackle David Bakhtiari and right tackle Yosh Nijman. So Rodgers should have time to throw.

The same can't be said for Kirk Cousins. He's been sacked 11 times during the last two games.

The Packers have been the fourth-best team in the NFL during the last five weeks behind only the 49ers, Bills and Eagles going by the metric Defense-adjusted Value Over Average, which measures efficiency.

This total is too low given that Trevor Lawrence is playing the best since he came into the NFL, Davis Mills is underrated when playing at home and how bad these defenses are.

Lawrence has accounted for 16 touchdowns with only one interception during his last seven games. The Texans rank 30th in defensive total yards and last in run defense. So Lawrence should get plenty of ground assistance from Travis Eitenne. 

Mills plays much better at home. He's accounted for 13 of his 16 passing and rushing TD's this season at NRG Stadium. 

The Jaguars rank 26th in total defense and 29th in pass defense. 

The Eagles should polish off the Saints by more than a TD. They don't need Jalen Hurts to do that. Gardner Minshew is one of the better backup QB's in the league and the Eagles own huge edges in the trenches.

Philadelphia leads the NFL in scoring at 29.7 points a game. The Eagles have outscored their opponents by 137 points. Only twice in their last seven games, have the Saints managed more than 17 points.

Philadelphia leads the NFL in sacks. The Eagles have four players with nine or more sacks. They should overwhelm immobile, over-the-hill Andy Dalton, who is minus a couple of offensive line starters.

The Eagles are 6-1 at home. New Orleans is averaging fewer than 11 points a game during its last four road matchups.

The Saints have the fewest takeaways in the NFL with 10 while ranking 29th in turning the ball over. The Eagles have 26 takeaways, second-most in the league.

The Cardinals are bad. But so are the Falcons, losers of six of their last seven games, including four in a row.

David Blough gets the QB start for Arizona. He actually has more experience than Desmond Ridder, who has yet to throw a TD pass in two starts. Blough isn't as bad as Trace McSorley. The Cardinals nearly beat the Buccaneers last week with McSorley under center falling, 19-16, in overtime.

The Cardinals underachieved this season and were hurt by a season-ending injury to Kyler Murray. But they have more talented players than Atlanta and should provide a strong effort for retiring J.J. Watt and Kliff Kingsbury, who is trying to hold on to his coaching job.

The Bears are giving up 32.6 points per game in their last eight games. It's obvious their defense is broken. The Lions average 32.1 points at home. Jared Goff has a 20-to-3 TD-to-interception ratio at Ford Field compared to 6-to-4 in away games. His passer rating is nearly 20 points higher at home.

Safe to say, the Lions are going to get their share of points here. The big question is can the Bears keep up? They certainly did in the first meeting losing, 31-30. 

Justin Fields is motivated to break the NFL's quarterback rushing record. He's 195 yards short. Fields ran for 147 yards and two TD's in the 31-30 loss. The Lions just gave up 320 yards on the ground to the Panthers last week. 

Detroit gives up the most yards and points per game in the NFL. They also rank 30th in pass defense. 

Georgia's defense has gotten a lot of credit and publicity during the past two seasons. But the Bulldogs' offense isn't too shabby either. They ranked seventh in total offense and 11th in scoring at 39.2 points a game. Stetson Bennett has improved as a passer. The Bulldogs were especially impressive in the red zone scoring 97 percent of the time during 71 trips inside the 20. It's alarming to see how many big plays Ohio State gave up to Michigan in its 45-23 loss during its last game.

That game went Over. No surprise as the Buckeyes have gone Over in nine of their last 10 games. Georgia didn't face too many really strong passing attacks. Ohio State is the best the Bulldogs have seen.

C.J. Stroud had the highest passer efficiency rating in the country. He may have the best wide receiver in the country, too, in Marvin Harrison Jr. The Buckeyes had the second-highest yards per play in the nation. The Bulldogs surrendered 30 points and 505 passing yards to LSU in their last game, the SEC title game.

I'm expecting a loose game between strong offenses that should result in this total going Over. 

Kansas State is thrilled to be in the Sugar Bowl. The Wildcats got their offense in full gear averaging 38.6 points during their last six games to win the Big 12 championship. They feature one of the top all-purpose backs in the nation in Deuce Vaughn. 

Alabama is the fifth-highest scoring team in the country at 40.8 points led by Heisman Trophy-winning QB Bryce Young. The Tide, though, are disappointed they didn't make the College Football Playoffs. Unlike Kansas State, they had a number of opt-outs. But Alabama has a deep roster. 

This is the Tide's chance to get those offensive players big-time experience, so I'm expecting them to play aggressive. That's been their style as seven of their last nine bowl games have gone Over. 

Both defenses are not getting enough respect here especially with each minus its starting quarterback. 

Clemson surrenders just 20.1 points a game. The Tigers ranked 10th in run defense. Georgia might be the best defensive team in the country. But Clemson was close to the Bulldogs giving up 4.97 yards per play compared to Georgia's 4.88. 

The Tigers get to face a Tennessee squad that has lost much of its feared passing attack. The Volunteers lost their stud QB Hendon Hooker to a season-ending injury two games ago. The Vols also will be without their top wide receiver, Jalin Hyatt, and third-best wideout, Cedric Tillman. Both opted out of the game to prepare for the NFL draft. Joe Milton replaces Hooker - and it's a monster drop-off. 

Tennessee gave up 27 points or fewer in nine games. The Vols held opponents to 23.5 points on the season while ranking 18th in run defense. 
Clemson won't have its starting QB, DJ Uiagalelei, either. He's entered the transfer portal. 

Because of using largely untested backup quarterbacks, both teams will emphasize the run more, which will eat clock. Each team has strong run defenses, too. 

I see the wrong team being favored here. Both teams are off bad losses in their last game. But there's a difference.

Ohio lost 17-7 to Toledo in the Mid-American Conference championship game. The Bobcats displayed a lack of offense minus Kurtis Rourke, their star quarterback. They could manage only seven points and 262 yards in the MAC title game without Rourke, who is out for the season with a knee injury. Rourke was the MAC Offensive Player of the Year and easily Ohio's most important player.

Wyoming let up after clinching a bowl spot losing its last two games to Boise State by three points and getting blown out by Fresno State in its last game. 

I'm expecting a much better performance from the Cowboys, who have won their last three bowl games and are well-coached under Craig Bohl. The Cowboys beat Kent State, another MAC school, in their bowl game last season, 52-38. 

Ohio is 1-9 ATS in its last 10 non-conference games. 

Wyoming has the superior defense giving up 23.4 points a game. Ohio gives up 28.4 points. The Bobcats rank 113th in total defense and 130th in pass defense. 

No passing game without Ryan Tannehill. No ground game without Derrick Henry. No chance for the Titans.

I'm jumping on board the Titans fade train before this line reaches two touchdowns.

The Titans already have ruled out seven starters, including their three best offensive linemen. They could hold out a number of other banged-up players, too, since this game doesn't mean anything to them. The Titans meet the Jaguars next week with the winner of that matchup capturing the AFC South Division.

Tennessee has lost five in a row, averaging 15.2 points during this span. Dallas is 5-1 in its last six games still alive to win the NFC East Division. Bolstered by the return of Dak Prescott, the Cowboys are averaging an NFL-best 36 points a game during the last 10 weeks. The Titans rank 31st in pass defense.

The Titans have little back-door capability with backup rookie Malik Willis or Joshua Dobbs. The  Cowboys have 49 sacks and a plus-12 turnover ratio.

This total has been bet up - too far up in my view.

Mississippi is a running team with a respectable defense that gives up 24.2 points a game. The Rebels enter this matchup having lost three in a row. They are averaging just 24.8 points in their last five games. 

Mississippi played in the Sugar Bowl last year and lost 21-7 to Baylor. It was the fifth straight bowl game the Rebels went Under the total. 

Texas Tech's season offensive numbers are skewed because of three overtime games. The Red Raiders are capable of playing stout defense. They held Iowa State and West Virginia to 10 points each. 

The Under has cashed in eight of the Red Raiders' last 11 non-conference games. 

When last spotted, Coastal Carolina was losing 45-26 to Troy in the Sun Belt Conference title game. The Chanticleers were hammered by James Madison, 47-7, in their previous game before losing to Troy. That put Coastal Carolina's ATS record to 2-8 against opponents with a winning record. 

Coastal Carolina will have an interim coach, too, for this game. Its head coach, Jamey Chadwell, left Coastal Carolina on Dec. 4 to become head coach at Liberty. The Chanticleers also will be without its best offensive lineman, Willie Lampkin, and top pass rusher, Josiah Stewart.  

East Carolina played a tougher schedule than Coastal Carolina and has a more explosive offense behind five-year veteran Horton Ahlers. The Pirates rank 24th in total yards. They've committed only two turnovers! Coastal Carolina ranks 101st in scoring defense allowing 30.1 points, which is what East Carolina averages per game. The Chanticleers are 124th in pass defense. 

The Pirates are 13-5-1 ATS against above .500 teams. They have the more stable coaching staff, too, under Mike Houston. 

The collapse of the Rams from Super Bowl champions to one of the worst teams in football is complete. They are the Rams in name only. There's really nothing Sean McVay can do with such limited weaponry and a mediocre defense that is without Aaron Donald. 

Russell Wilson had his best performance of the season when he last played two weeks ago throwing for three TD's and 247 yards in a 34-28 loss to the Chiefs. Wilson rates a strong edge on Baker Mayfield and a Rams attack that ranks 30th in rushing, has backup wide receivers and has gone through 12 different offensive line combinations with scrubs manning all the spots. 

Denver has one of the best defenses in the league ranking No. 3 in total yards and scoring defense. 

The Rams managed only 156 yards last Monday against a Packers defense that isn't nearly as good as Denver's. The Rams have also become mediocre on defense giving up 24 or more points in five of their last six games. 

San Diego State gives up just 20.2 points per game, which ranks 20th in the nation. The Aztecs only average 21.3 points a game and even that low total is skewed by scoring 38 points against Idaho State and 43 versus San Jose State. That inflated their season total.

The Aztecs scored 23 points or less in eight of their other nine games against FBS competition. The Under is 12-5-1 the last 18 times the Aztecs have met an above .500 foe.

Middle Tennessee State came on defensively holding three of its last five opponents to 21 points or less.

This NFL matchup is going to be like Army-Air Force - nearly all running.

Both teams are heavily ground-oriented with backup quarterbacks, who will be dealing with horrendous weather elements, including cold and heavy wind making it difficult to pass.

Baltimore has managed only two touchdowns in its last three games while missing Lamar Jackson. Tyler Huntley is a game manager. He doesn't throw downfield and he's not accurate. The Ravens rank 29th in the red zone so they'll likely be settling for field goals in what should be a very conservative game.

Falcons coach Arthur Smith doesn't want rookie Desmond Ridder, in just his second NFL start, to throw much either. I see Smith stubbornly sticking with the run despite the Ravens ranking No. 3 against the run.

Both teams play at a slow tempo, too.

The Bills are going to have to deal with Justin Fields in a real flat spot for them. Buffalo just accomplished what it set out to do during the previous three games - win division games against the Patriots, Jets and Dolphins. So motivation becomes an issue for Buffalo.

The Bills are a pass-happy team. The weather won't be in their favor. Sustained winds up to 35 mph are in the forecast. There could be snow, too, with temperatures around 10 degrees. 

Thanks to Fields, the Bears lead the NFL in rushing. They are expected to get back Khalil Herbert, one of the more underrated running backs in the league. Fields has accounted for 20 touchdowns in his last nine games. His moves outside of the pocket can't be defended. 

The Bears' defense has been playing hard and has gotten healthier in the secondary. 

Since Week 2, the Bears have lost by more than nine points only twice. 

Turnovers could be a key here. The Bears have turned the ball over nine fewer times than Buffalo. 

Nick Chubb, Myles Garrett and the Cleveland weather will be too much for the warm-weathered Saints.

It's going to be bitter cold with the wind chill factor going below zero. That's not suitable for the Saints, who play on carpet inside their temperature-controlled dome.

The Browns should control the trenches. The highly reliable Chubb should be featured. The Saints have permitted at least 148 yards rushing in four of their last six games. They just allowed the Falcons to produce 231 yards on the ground against them.

Deshaun Watson should have less rust making his fourth start of the season while having a better grasp of Cleveland's offense.

The Saints have a key offensive line injury with guard Cesar Ruiz out. They also will be minus their top wideout, Chris Olave.

I see the Browns controlling both lines of scrimmage and thus the game.

Don't be fooled by the Vikings' 11-3 record. They have outscored their opponents by just two points and have a losing point spread mark.

The Vikings are fat and happy having already won their NFC North Division after coming from 33 points down to beat the Colts in overtime last week.

Minnesota coach Kevin O'Connell has already said his priority is having a healthy team ready for the playoffs.

The Giants have more urgency. They are off a key, confidence-regaining road win against the Commanders to put them in the playoff hunt.

Daniel Jones and Saquon Barkley can produce enough numbers against a Vikings' defense that ranks last in total yards and 28th in scoring defense to keep the Giants firmly in this game if not pull the outright upset.

No Tyler Lockett, but the Seahawks still have enough firepower to compete against the high-powered Chiefs with Geno Smith, Kenneth Walker, DK. Metcalf, Noah Fant and Marquise Goodwin. The Seahawks were averaging 28.3 points in their last three games before having to face the 49ers' top-ranked defense.

The Seahawks are in must-win, desperation mode after going 1-4 in their last five games. None of Seattle's last six losses, though, have been by more than eight points.

The Chiefs win, but don't cover spreads. Since Week 2, they are 10-3, but just 2-10-1 ATS. Kansas City is 0-5-1 ATS the past six times laying more than seven points.

Pete Carroll has done one of his best coaching jobs. The Seahawks are on a mini-bye having last played Thursday. I expect Carroll to have a good game plan. The extra rest certainly can't hurt either.

Trevor Lawrence gives the Jaguars a quarterback edge. But that's not enough for Jacksonville. The Jets hold a strong defensive advantage, home-field on a short week and a situational advantage. The Jaguars also have two key defensive injuries in their trenches with offensive left tackle Cam Robinson and defensive lineman Travon Walker both out.

The Jets have a top-five defense that is made even better with the expected return of star defensive lineman Quinnen Williams from a calf injury. The Jaguars rank 27th in total defense. 

Lawrence is playing well, but he's going to be impacted by the weather. He's also stepping up in defensive class after taking on the Cowboys, Titans and Lions. The Jets have allowed the second-fewest TD passes and third-fewest yards per pass attempt. Lawrence won't have his blind side protector with Robinson out. 

The Jaguars are 2-8-1 ATS in their last 11 road games. Energy could be a problem as they just pulled out a huge comeback against the Cowboys winning in overtime last Sunday. Now they are traveling into wet weather on a short week. The forecast is for gusting winds and a quarter inch of rain. The last time Lawrence played in rain was against the Eagles in early October - and he committed five turnovers. 

I'm not a fan of Zach Wilson, but he did look better throwing for 317 yards and two touchdowns against the Lions at home this past Sunday. 

This bowl game is a real letdown for Baylor, which beat Mississippi in the Sugar Bowl last season and had high expectations this season. Those expectations were not met as the Bears finished just 6-6. 

Air Force is one of the most unique and difficult teams to defend and practice against because the Falcons run the triple-option. The Falcons are the No. 1 rushing team in the nation. They have the third-leading rusher in the country, fullback Brad Roberts, and quarterback Haaziq Daniels, who has accounted for 20 touchdowns while averaging more than 20 yards per completion. 

Air Force is 20-8 ATS in its last 28 non-conference games because the Falcons are so unique and hard to prepare against. Baylor is just OK stopping the run. That's not good enough especially when combined with a perceived lack of motivation.

Baylor averages 33.6 points a game. I just don't see the Bears having the ball that much. Air Force led the nation in time of possession at 36:22. No team limited the opposition to fewer plays than Air Force. Look for the Falcons to control the ball, eat clock keeping Baylor's offense from getting into any kind of rhythm. 

Don't be fooled by Toledo playing in the high-scoring Mid-American Conference. Also don't be fooled by this game being played in South Florida.

Toledo easily is the best defensive team in the MAC. They rank 24th in defensive total yards in the country and just held Ohio to seven points in the MAC title game, which was 25 points below the Bobcats' season average.

Liberty hasn't been the same since it lost its coach, Huge Freeze, to Auburn. The Flames averaged just 22.4 points in their last four games.

Until that happened, Liberty was a strong defensive team. The Flames should regroup for this bowl game. They have a superstar defensive lineman in Durrell Johnson, who has eight sacks and 22 1/2 tackles for losses.

The weather is a plus, too, for the Under with an 80 percent chance of rain and wind in the 15-20 mph range.

Making a trip to Lambeau Field in December is not fun for the warm-weathered Rams. This is doubly so because the Rams are out of contention at 4-9.

The Packers aren't much better at 5-8, but they still have playoff hope - if they win this game. The elements and injury situation sets up for Green Bay.

The Rams' offense is decimated and their best defender, superstar tackle Aaron Donald, is out for a third straight week because of a high ankle sprain.

There is a 70 percent chance of snow although wind shouldn't factor being in the 5-10 mph range. This is Packers weather and they have the ground game to take advantage with Aaron Jones and A.J. Dillon. Aaron Rodgers still is playing at a high level. The Packers also have found their first decent kick returner in many years, Keisean Nixon.

The Rams won the Super Bowl last season yet the Packers beat them at Lambeau Field, 36-28, last year with Rodgers accounting for three scores.

Now the Rams' offense is down to Baker Mayfield, who is on his third team this season, Cam Akers and a host of backup wideouts behind an offensive line full of scrubs.

Everything is in place for the Packers to beat the Rams by more than a touchdown.

Just two weeks ago, the teams played each other to a 20-20 tie. The Giants had scored their 20 points by early in the third quarter. The Commanders came back to get the tie with 1:45 left in regulation on a Taylor Heinicke TD pass.

Since then, the Giants have gotten more beat up on defense while the Commanders finally enjoyed their bye week.

Now, in the rematch, I see more points being scored.

Daniel Jones has a strong history against Washington. He plays better against the Commanders than any other team. Saquon Barkley gives New York the best skill position player. This is the Giants' season so they'll be pulling out everything to put up points.

Heinicke, emerging Brian Robinson and ace pass catcher Terry McLaurin should have productive games against a fading and battered Giants defense that has allowed 411 or more yards in each of their last three games.

The Giants have been missing top cornerback Adoree Jackson, safety Xavier McKinney and run-stuffing defensive lineman Leonard Williams. New York is now down to 26th in total defense and 29th in run defense.

The Titans can't stop the pass, are missing their best pass rusher, Denico Autry, and have a cluster injury problem in their secondary. The Chargers can't stop the run and are missing key defensive backfield players. 

So this sets up as a higher scoring game than the oddsmaker anticipates. 

Derrick Henry entered this week ranked No. 2 in rushing. The Chargers are 28th in run defense and 28th in scoring defense. They are likely to be without star safety Derwin James and cornerback Bryce Callahan again this week. Henry should find success running, which in turn will aid Ryan Tannehill in the Titans' passing game. 

Mike Williams returned for the Chargers last week after missing two games with an ankle injury. That makes a huge difference in LA's passing attack. Williams is the Chargers' lone deep threat. He opens up the attack for Justin Herbert. 

Herbert is in line for a monster performance operating against a Titans secondary that ranks last in the NFL. 

The Chargers have been an elite kicking team this season unlike past years. LA kickers are 25-for-27 in field goals and 30-for-30 in extra points. 

The Texans don't have too many good players and they will be missing some of those players. Among those out for Houston are cornerback Derek Stingley, wide receivers Brandin Cooks, Nico Collins and its best skill position player, running back Dameon Pierce. This leaves Davis Mills, a garbage quarterback, with nothing but garbage as weapons.

The Chiefs can name their score. I predict they will name it in blowout fashion. Kansas City jumped in front of Denver, 27-0, last week before holding on for a 34-28 win. The Texans nearly upset the Cowboys last Sunday before losing in the final minute, 27-23. That might have been the Texans' Super Bowl.

So I don't see the Chiefs taking the Texans lightly here. That's all that matters because the Chiefs are the best team in the AFC, if not all of football, while the Texans are the worst.

Jared Goff in cold weather. Zach Wilson in any weather. That combination, along with a much-improved Lions defense and a tough Jets defense, puts me on the Under. 

Goff and the Lions offense isn't going to be high-powered against a Jets defense that ranks third in total defense and sixth in scoring defense especially in outdoor winter conditions. The forecast is for temperatures in the 30's with 15-to-29 mph winds. 

That's bad for a touch passer such as Goff, who has a poor record in cold elements. The Jets just held the Bills to 232 total yards last week. 

Wilson is another finesse passer. He lacks accuracy. He's been a bottom tier quarterback since joining the NFL last year. The Lions' defense has come on holding their last two opponents - Vikings and Jaguars - to a combined 37 points. 

The Texans don't have too many good players and they will be missing some of those players. Among those out for Houston are cornerback Derek Stingley, wide receivers Brandin Cooks, Nico Collins and its best skill position player, running back Dameon Pierce. This leaves Davis Mills, a garbage quarterback, with nothing but garbage as weapons.

The Chiefs can name their score. I predict they will name it in blowout fashion. Kansas City jumped in front of Denver, 27-0, last week before holding on for a 34-28 win. The Texans nearly upset the Cowboys last Sunday before losing in the final minute, 27-23. That might have been the Texans' Super Bowl.

So I don't see the Chiefs taking the Texans lightly here. That's all that matters because the Chiefs are the best team in the AFC, if not all of football, while the Texans are the worst.

Doubt must be cast on Tua Tagovailoa following two consecutive poor road performances these last two weeks against the 49ers and Chargers. Miami averaged just 260 total yards and 17 points in those two games. The Chargers' defense is 28th in scoring defense and was without several important defensive players.

I don't see the Dolphins bouncing back on the road against the Bills' defense, which gives up the second-fewest points and ranks in the top 10 in total defense.

Neither offense is going to be helped by the weather conditions with the forecast calling for cold, possible heavy snow and wind in the 15-20 mph range.

These elements take away the Dolphins' most dangerous offensive feature, which is the speed of Tyreek Hill and Jaylen Waddle. Tagovailoa remains unproven in big road games and in cold weather. The Dolphins managed only 212 yards in the first meeting, played in sunny Florida. There were 40 points scored in that contest.

Now the weather has flipped and Miami's offense is at low tide for the first time since Tagovailoa returned from a concussion.

The Bills are in a perfect spot to exact their revenge for an oddball, 21-19, road loss to the Dolphins back in Week 3. Buffalo lost to Miami despite outgaining the Dolphins by 285 yards. That game was played in brutally humid South Florida conditions back in September.

This matchup is just the opposite with a winter storm watch issued. Cold, possibly heavy snow and gusting winds are in the forecast. The warm-weather Dolphins with their warm-weather QB, Tua Tagovailoa, are not equipped for this type of weather element. The Dolphins rely on precision passing timing with Tagovailoa getting the ball out fast to speedsters Tyreek Hill and Jaylen Waddle. Tagovailoa has never even played in temperatures below 37 degrees.

The Dolphins have been exposed as big-game frauds the past two weeks by the 49ers and Chargers. They managed just a combined 521 total yards of offense in those games. The Chargers were minus several of their best defenders, including safety Derwin James and pass rusher Joey Bosa.

MIami is giving 31.4 points on the road this season while going 1-5 ATS in their last six away matchups.

Josh Allen is much more comfortable in cold weather games. I expect the Bills to score against a mediocre Miami defense and the Dolphins' offense unable to counterattack.

OK, no Anthony Richardson for Florida. But still too much respect is being given to Oregon State in this Las Vegas Bowl matchup.

Florida is SEC. The Gators are 5-0 ATS as underdogs this season. Their only loss by more than 10 points came to Georgia.

Oregon State is Pac-12 and not even prime Pac-12 like USC, UCLA, Utah and Oregon. The Beavers don't have the athletes Florida has.

Jack Miller III is set to make his first college start replacing Richardson, who opted out of the game to prepare for the NFL draft. Miller was CJ Stroud's backup at Ohio State before transferring. The Beavers rank 75th in pass defense. Miller can rely on a 16th-ranked ground attack, although dual threat Richardson was responsible for some of the Gators' impressive rushing figures.

Oregon State is going with its own backup quarterback as a starter. Ben Gulbranson replaced injured Chance Nolan at the start of October. The Beavers rank 103rd in passing. They count on freshman running back Damien Martinez. Oregon State won its big game with a 38-34 come-from-behind win against Oregon on Nov. 26. That victory, more than this minor bowl game, is the Beavers' season highlight.

Both teams had the opportunity to play Pac-12 power Utah. The Gators upset the Utes, 29-26, at home while Utah buried Oregon State, 42-16, at home.

The Vikings rank 10th in scoring. Indy is 30th in takeaways with just 11. The Vikings are expected to get back injured starting offensive linemen left tackle Christian Darrisaw and center Garrett Bradbury. Minnesota averages 1.6 yards more rush when Darrisaw plays. The Colts just yielded 54 points and eight TD's in their last game. So I expect the Vikings to do their fair share of getting this total Over.

Same with the Colts.

Indy is off a bye and has a healthy Jonathan Taylor to give Matt Ryan ground support and thus make his play-action passing more effective.

The Vikings have yielded more than 400 yards in each of their last five games. During this span, the Vikings have permitted more than 30 points per game.

Both teams are 11-2, are conference champions and each own 10-game win streaks. Troy won the Sun Belt. Texas San Antonio captured Conference USA.

The difference is Troy continues to be underrated by the linesmaker. The Trojans are 10-3 ATS. I believe they should be favored in this Cure Bowl matchup in Orlando, Fla.

Troy has the necessary defense to slow down the Roadrunners, who average 38.7 points. The Trojans rank eighth in scoring defense giving up 17.5 points per game and are 19th in total defense giving up 325.3 yards a game. The Trojans recorded 39 sacks, bad news for San Antonio's sixth-year QB Frank Harris. Linebacker Carlton Martial was the best defensive player in the Sun Belt.

The Roadrunners don't have nearly as good a defense as Troy, nor do they have the bowl pedigree having lost each of the past two seasons in bowl games. Troy has won its past four bowl games.

The Trojans got their offense in gear behind QB Gunnar Watson and running back KImani Vidal. The Trojans averaged 42.3 points in their last three games. The Roadrunners rank 90th in total defense and 101st in pass defense.

The Dolphins are 8-1 SU, 6-3 when Tua Tagovailoa starts and finishes a game. The one loss came this past Sunday at San Francisco when Miami ran into the top defense in the league.

The Chargers give up the third-most points in the NFL. They are likely to face the Dolphins' record-setting wide receiver tandem of Tyreek Hill and Jaylen Waddle without safety Derwin James and cornerback Bryce Callahan. James is in the discussion for best safety in the league. Miami had produced 30 or more points in four straight games prior to the 49ers.

The Chargers aren't going to be able to slow down Miami. Justin Herbert has too many injuries around him to keep up with Miami's high-powered offense. LA is averaging 21.4 points in its last seven games.

LA has not defeated an above .500 team all season. The step up is too high for the Chargers.

Tom Brady versus Brock Purdy. Yeah, I'll take 3 1/2 with that

The 49ers have become the best defense in the NFL. But they may not have their most disruptive force with Nick Bosa questionable with a hamstring injury.

The Buccaneers aren't too shabby defensively either. They rank fifth in scoring defense giving up 18.3 points a game and have the fourth-most sacks.

Tampa Bay is 14-5-2 ATS during its last 21 December games.

The 49ers have won five in a row since losing to the Chiefs. Miami was their only win against a winning club, though, during this span.

The Panthers are trying their hardest to earn trust. They are 3-3 SU, 5-1 ATS in their last six games. Interim coach Steve Wilks has won the locker room in his bid to become permanent head coach. Sam Darnold is the right quarterback choice.

Seattle is in a division sandwich. The Seahawks got past the surprisingly stubborn Rams, 27-23, on a late TD pass from Geno Smith last Sunday and have their biggest game of the season on deck hosting the 49ers next week.

The Seahawks are facing an underrated Carolina defense being severely banged-up at running back. The Panthers have held their last foes to an average of 12.6 points. The Panthers should be rested and ready coming off their bye week.

Daniel Jones doesn't make enough downfield passing plays. Saquon Barkley is averaging just 2.8 yards rushing in his last three games on 44 carries. The Eagles rank No. 1 in pass defense and No. 2 in total defense. Their run defense has gotten much better with Joseph Linval and Ndamkong Suh joining a now healthy Jordan Davis.

The Giants have a bend-but-don't-break defense that gives up the 12th fewest points at 21 per game. New York's pass rush has picked up with both Azeez Ojulari and Kayvon Thibodeaux healthy.

Both teams are run-oriented. The forecast is for light rain. This is the Giants' season. So I see a tight, ball-control conservative game plan.

The Bengals experienced a frightful Halloween losing, 32-13, on the road to the Browns.

Cincinnati is much the superior team. I see the Bengals getting their revenge. Take away that game and the Bengals would be 9-1 SU, 10-ATS. They are playing well. Cleveland isn't.

While Joe Burrow has a 16-to-3 touchdown-to-interception ratio in his last seven games, Deshaun Watson is off a horrendous season debut generating no touchdowns against the Texans. Watson's passer rating was 54.3, a career-worst.

Josh Jacobs, Davonte Adams and Maxx Crosby have lifted the Raiders back into playoff contention leading Las Vegas to three straight victories. The Raiders got hot last season to sneak into the playoffs and they're showing signs of repeating that this season.

The Rams, on the other hand, are as dead as Jimmy Hoffa.

Sean McVay thinks so little of backup quarterbacks Bryce Perkins and John Wolford, who has a neck injury, that the Rams claimed Baker Mayfield on waivers. The Browns gave up on Mayfield and now the Panthers had their fill of Mayfield.

Whoever is behind center for the Rams has to deal with backups - some fourth and fifth-stringers - at just about every offensive position. The Rams have had to use a different offensive line in every game because of multiple injuries. LA has no ground game and is minus its two best wideouts, Cooper Kupp and Allen Robinson.

The Raiders are playing much better defense, limiting opposing running backs to 3.07 yards during the last three weeks, which is the third-lowest mark during this span. Las Vegas also has 11 sacks during its last three games.

Jacobs is the hottest runner in the NFL. He's averaging 179 yards rushing in his last four games. The Rams' defense is far less fierce up front minus Aaron Donald, who is out, along with run-stuffing nose guard A'Shawn Robinson. So Jacobs is in line for another huge performance.

Adams is averaging 137.6 receiving yards in his last three games. Cornerback Jalen Ramsey is the Rams' best player in their secondary and he's been playing poorly.

The Rams put forth a great effort this past Sunday against the Seahawks, a team the Raiders beat. However, the Rams came up short, 27-23, against Seattle. I doubt the Rams produce another ''A'' game. The Raiders are likely to have better, crowd support than the home Rams.

Home field: Check mark to Buccaneers. It's an off-surface, too, for the visiting Saints. They are used to turf not grass. 

Quarterback: Check mark to Tom Brady over Andy Dalton. 

Defense: Check mark to the Buccaneers' fifth-ranked defense compared to the Saints' 21st ranked defense. 

These are three strong handicapping factors as to why I believe the Buccaneers will beat the Saints by more than a field goal. 

The Saints are 0-4 SU and ATS in their last four true road games. They haven't won on a grass field all season, including last week when they were shut out by the 49ers at Levi's Stadium. 

Not only is Brady much superior to turnover-prone Dalton, but he has better receiving weapons with Chris Godwin and Mike Evans. Godwin is coming off his best game of the year since suffering a knee injury last December.

The Saints could be down two members of their secondary with cornerback Marshon Lattimore missing the last seven games due to an abdominal injury and safety P.J. Williams suffering a knee injury last week. 

Brady entered this Week 13 leading the NFC in passing yards. He's been picked off just once since opening week. Dalton has been intercepted six times in his last four games.

Tampa Bay gives up the fifth-fewest points per game in the NFL. The Bucs rank fifth in pass defense and ninth in total defense. The Saints rank 21st in scoring defense. They have the fewest takeaways in the league with just six. 

The Rams have no hope this season and Sean McVay knows it. He admits he doesn't have the players to compete anymore. The oddsmaker has not fully grasped this yet.

Minus Matthew Stafford, Cooper Kupp, Aaron Donald and going with their 11th different offensive line combination, the 3-8 Rams are dead. They have lost five in a row, averaging 14.8 points during this span.

Seattle isn't about to feel sorry for the Rams. The Seahawks have lost two in a row with the latter coming in overtime to the Raiders. This is a circle-the-wagons game for them. Geno Smith is playing his finest ball, a strong candidate for Comeback Player of the Year. He's helped the Seahawks average 26.5 points, fourth-best in the league. Seattle has averaged even more during their last four road games producing an average of 37 points.

Losing Donald really hurts the Rams' defense and their offense is broken, forced to use scrubs at quarterbacks and fourth and fifth-string type offensive linemen.

This should be a loose and fun game between a pair of 4-7 teams.This matchup is inside a dome thus ensuring a fast track. Both head coaches are aggressive. All pluses for an Over.

Trevor Lawrence is finally living up to his immense hype. He's enjoying his best three-game NFL stretch completing 77 percent of his throws for six TD's and no interceptions during this span. The Jaguars just put up 28 points against a much better Ravens defense.

The Lions give up the most points in the NFL at 28.2. They've allowed 24 or more points in all but two of their games.

Detroit, though, is a top-eight scoring team. The Lions have scored at least 30 points in five of their 11 games. Jared Goff is a much better quarterback when playing in warm weather. He faces a Jaguars pass defense that ranks 25th.

The Commanders are 6-1 in their last seven games. They've gotten a big boost since making a QB switch from toxic Carson Wentz to Taylor Heinicke. 

But I see the Commanders running out of gas in this divisional matchup. The Giants are getting healthier and are on a mini-bye having last played on Thanksgiving. The Commanders haven't had their bye week yet. 

I like Brian Daboll more than Ron Rivera. I favor Daniel Jones above Heinicke and I certainly like Saquon Barkley far more than any Washington skill position player. Barkley's matchup is enhanced by the Commanders missing highly underrated linebacker Cole Holcomb. Barkley gets another boost with the expected return of good-looking rookie offensive right tackle Evan Neal from a knee injury.

Jones has a history of playing well against Washington. He has nine TD passes against them, which is four more than he has thrown against any other opponent. 

Heinicke has provided an emotional spark to the Commanders. Talent-wise, though, he's not very good. He's short and doesn't have a strong arm. Heinicke has a 7-to-5 touchdown-to-interception ratio in his six starts. 

The Giants have covered five of the last seven times in this series. 

Pittsburgh has yet to win two in a row this season. I don't see it happening here. It's a tough spot for the Steelers traveling on a short week following an upset road victory against the Colts this past Monday. Pittsburgh has failed to cover seven of its last 10 away contests.

Cordarrelle Patterson gives the Falcons the most dynamic skill position player on the field. He's also a star kick returner. I trust veteran Marcus Mariota against the Steelers' 30th-ranked pass defense more than Steelers rookie QB Kenny Pickett.

Pickett has a passer rating of 73.5 and a 3-to-8 touchdown-to-interception ratio. The Steelers' top two running backs, Najee Harris and Jaylen Warren, are both banged-up. Harris will be a go, but Warren's status is up in the air.

Much has been made about the Packers' steep descent this season. But look at the Bears. They are 1-8 SU, 3-6 ATS in their last nine games with five consecutive losses. Injuries and trades have made their defense a laughing stock.

Aaron Rodgers has owned the Bears, beating them 24 of 29 times. Rodgers has completed 76 percent of his passes for 1,221 yards with a 16-to-0 touchdown-to-interception ratio in his last five games versus Chicago.

Rodgers is banged-up. But the Packers finally have their bye next week. So I expect Rodgers to be going all out. He'll be looking at a decimated Chicago secondary that is missing three starters, including both safeties. Chicago has the fewest sacks in the NFC with 16.

Matt LaFleur does one thing consistently right - and that's beat the Bears. He's the only Green Bay coach to win his first seven regular-season games against Chicago.

Justin Fields is expected to start, but he'll be missing his No. 1 wide receiver with Darrell Mooney done for the season with an ankle injury. Fields is a tremendous runner, but the Bears likely will be cautious with him. Fields has an AC-joint shoulder sprain and the Bears have their bye next week.

The Packers also may have finally found a special teams weapon as Keisean Nixon had two 50-plus yard returns against the Eagles last week.

When is playing in the Big Ten title game a letdown? The answer is when you're Michigan and you just defeated previously undefeated Ohio State in Columbus last week, 45-23.

Beating the Buckeyes is the highlight of the Wolverines' season. It's going to be difficult for Michigan to turn around a week later and cover this large of a number against a feisty Purdue team that has nothing to lose. 

Purdue has a winning record in 13 games the past five years taking on ranked foes. The Boilermakers catch a huge break that the Wolverines will be without their star running back Blake Corum, who is out with a knee injury. 

The combination of North Carolina star QB Drake Maye and Clemson being eliminated from the College Football Playoffs helps put me on the underdog Tar Heels. 
South Carolina nipped Clemson, 31-30, as a two-touchdown road 'dog last week ending any Tigers' national title hopes. So this ACC championship game means far less to the Tigers now. 

North Carolina isn't going to be involved in the College Football Playoffs either, but the Tar Heels knew that. They've been pointing to this matchup for weeks knowing they had qualified for this title game. I think that factored in the Tar Heels not playing well in their last two games, upset losses to Georgia Tech and NC State after having won nine of their first 10 games. There was no incentive for them. There will here. 

There's a huge gap in quarterbacks. Clemson's D.J. Uiagalelei has been a major disappointment never adequately replacing Trevor Lawrence. Maye, on the other hand, has put up superstar numbers - 3,847 passing yards and 35 TD passes along with six rushing TD's. He leads the nation in total offense with 4,476 yards. Uiagalelei was terrible last season and he has been inconsistent this season even getting benched in spots. 

Notre Dame defeated Clemson by 21 points. North Carolina fell to the Irish by 13 points. That was the Tar Heels' only defeat of more than four points. 

Defending national champion Georgia had a defense for the ages last season. Their defense isn't too shabby this season either.

The Bulldogs give up the fewest points in the country at 11.3. No team has scored more than 22 points in a game against the Bulldogs. Georgia also ranks No. 1 against the run and fourth in total defense.

LSU's defense is very respectful. The Tigers rank 33rd in total defense and scoring defense.

The Tigers held seven of their opponents to 20 points or less.

LSU held Arkansas to 13 points, which is 17.7 points under its average. The Tigers gave up just 10 points to Alabama-Birmingham, which was 20.6 points under the Blazers' average. LSU held Mississippi to 20 points, which was 14.2 points below its average. Mississippi State could manage just 16 points versus the Tigers, which was 22 points under its average. Florida State scored 24 points against the Tigers. That was 12.2 points under the Seminoles' average. 

Since firing Frank Reich, the Colts are 1-1 SU, 2-0 ATS upsetting the Raiders on the road and losing to the Eagles by one point at home. The controversial hiring of Jeff Saturday has looked good so far. The players have responded to him.

The most disappointing part of the Colts' season has been their offensive line. If there' one thing Saturday, the long-time former Pro Bowl center for the Colts, knows something about it's an offensive line. He can get it fixed because there is talent there. There is also skill position talent. Jonathan Taylor is back healthy. He's rushed for 231 yards in his last two games.

Matt Ryan is a level higher than rookie Kenny Pickett right now. Pickett has thrown three TD passes and been picked off eight times. He's been sacked 14 times in his last three games.

The Steelers are 3-7 and have lost four straight road games. They entered this week ranked 26th in scoring defense allowing 24.4 points a game. The Colts have the better record and their defense entered the week giving up the 11th fewest points per game at 20. Indianapolis ranked fifth in pass defense. The Colts give up 5.0 yards per play and 307.6 yards per game compared to the Steelers allowing 5.8 yards per play and 375.5 yards a game.

Pittsburgh went into this week ranked 29th in scoring offense, averaging just 16.3 points a game. The Steelers won't have their second-best running back, Jaylen Warren. He's out with a hamstring injury.

Both teams should be highly motivated playing on national TV. But the Steelers' 37-30 home loss to the Bengals last week realistically ended any playoff hope. They are looking at their first losing season under Mike Tomlin. They should be in rebuild mode now.

The Colts have some momentum with the coaching switch to Saturday. They are just two games back in the loss column in the AFC South Division.

The bar is not set high here asking the Colts to win by a field goal.

It's last stand time now for the Packers. So you know Green Bay is going to give everything here. The Eagles can take a defeat. The Packers can not. 
Philadelphia hasn't played well the last two weeks losing at home to the Commanders and nipping the Colts by one point. The Eagles are 9-1. They are solid more than dominant, however. The only above average teams the Eagles have met were the Cowboys and Vikings. 

It's easy to forget, but just two weeks ago the Packers came back from two touchdowns in the fourth quarter to upset the Cowboys. A loss last Thursday to the Titans erased much of that big win. The Titans happen to be 7-1 in their last eight games with the lone defeat during this span occurring to the Chiefs in overtime. 

Aaron Rodgers isn't having that bad of a season. He's in the top-six in touchdown passes, passing yards and completions. Rookie Christian Watson has come on to score five touchdowns in the last two games giving Rodgers a much needed deep threat. 

The Eagles' offense isn't as potent minus injured tight end Dallas Goedert. The Packers' defense is way overdue to step up. This is their chance. 

Jimmy Garoppolo is becoming dangerous. It's easy to see why when he has a good offensive line and skill position players Christian McCaffrey, Elijah Mitchell, Deebo Samuel, George Kittle and Brandon Aiyuk to surround him. The 49ers are averaging 30.3 points in their last three games.

The Saints have been without their best cornerback, Marhson Lattimore, and two best defensive linemen, Cameron Jordan and Marcus Davenport. New Orleans is surrendering an average of 28.7 points in its last seven games if you discount a freakish shutout of the Raiders.

I don't see the Saints stopping the 49ers. The Saints should be able to contribute their share of points, too. Andy Dalton is off his best game of the season completing 21 of 25 passes for 260 yards and three TD's against the Rams last week.

Justin Herbert is back on track and has most of his weapons back. Kyler Murray is ready to go after missing the last two games with a hamstring injury. He has Deandre Hopkins and could have Marquise Brown. Also back for the Cardinals is James Conner, their best running back. Conner is a touchdown machine with 22 TD's in his last 23 games.

Neither defense is any good.

So this total is too low because it's not fully accounting for these factors.

The Chargers allow 25.8 points a game. That ranks 29th. They rank 30th in run defense and 25th in defensive total yards. The Cardinals' attack is far more dynamic with Murray instead of short-armed game manager Colt McCoy.

The Cardinals just surrendered four touchdowns to the 49ers. They are on a short week after playing in high altitude this past Monday in Mexico City. The Cardinals entered this week ranked tied for second-to-last in scoring defense allowing 26.9 points a game.

It's a nice bonus for the Jets if Justin Fields can't make the start for the Bears. That would force the Bears to start Trevor Siemian, a career journeyman and noted stiff.

But even if the dynamic Fields plays, I like the Jets to beat the Bears by more than a touchdown now that they've made the quarterback switch from ineffective, morale-killer Zach Wilson to Mike White.

The Jets have close to a Super Bowl-caliber defense. But Wilson has held New York's offense hostage with his inaccuracies, lack of big plays and interceptions. The Jets have good receiving weapons, especially with Corey Davis expected back to join Garrett Wilson, Elijah Moore and Denzel Mims.

White has proven himself. Just ask the Bengals. White threw for 405 yards and three touchdowns in his first start last season leading the Jets to a 34-31 win against the AFC champion Bengals.

The bar is much lower against a Bears defense that has surrendered an average of 35.5 points in their last four games.

As well as Fields has played recently, it hasn't translated to victories because of the Bears' porous defense. Chicago is 1-6 in its last seven games, losers of four in a row.

I wouldn't try to buck this total - even though it's low by today's NFL offensive-driven standards - if the quarterback matchup was going to be Trevor Siemian versus Zack Wilson. But it's not.

There's a chance Justin Fields plays and Wilson definitely won't start, replaced by Mike White, who threw for 405 yards and three touchdowns against the Bengals in his first start last year.

Fields has accounted for 14 touchdowns in his last four games. The Bears are averaging 29.6 points during their past five games. The Bears' first-year offensive coordinator Luke Getsy has gotten more comfortable in directing a more aggressive Chicago offense. Even if Siemian gets the call, the Bears' passing attack has improved. Siemian is a veteran, who might be a more accurate passer than Fields.

The Jets' defense isn't expected to have defensive tackle Sheldon Rankins. That would be a boost to David Montgomery.

The key here, though, is the Jets' offense should be energized with the quarterback switch away from the egregious Wilson. The Bears' defense has become dreadful after dealing away their best defender, linebacker Roquan Smith. Chicago has allowed 20 or more points in eight of its last 10 games. In their last four games, the Bears have permitted 27, 31, 35 and 49 points.

The Dolphins went into their bye last week off an impressive 39-17 victory against the Browns. But in their previous six games, the Dolphins lost to the Bengals, Jets and Vikings and beat the Steelers by 6, Lions by 4 and Bears by 3. So I find this spread to be inflated.

Yes, the Dolphins are good this season. But they have flaws. They are not a great team that can cover two touchdowns. Great teams don't squeeze past the Steelers, Lions and Bears by a combined winning margin of 4.3 points.

Miami might not have Raheem Mostert and their kicking game could be in trouble. Jason Sanders ranks fourth-from-the-bottom in field goal percentage accuracy and punter Thomas Morstead has been dealing with illness.

The Texans should get a boost with a quarterback switch from David Mills to Kyle Allen. Mills has been terrible on the road. Allen is a career backup, but he might provide a spark here. He has Dameon Pierce to rely upon. Pierce leads all rookie running backs with 780 yards rushing and 915 scrimmage yards.

The Bucs enter this matchup at their most healthy and fresh off a bye. The Browns were hoping to hang on until Deshaun Watson could take over. But that didn't happen. Cleveland is 3-7 with six losses in its last seven games.

Morale is bad with the Browns. So is their defense, which ranks tied for 31st giving up 26.9 points a game. Tom Brady has the passing attack to take advantage along with an upgraded ground attack thanks to more usage from outside threat Rachaad White, who is now properly factored into Tampa Bay's offense.

Tampa Bay has a top-six defense and its offense that has the second-fewest turnovers. Cleveland has only eight takeaways, which ranks 29th. The Buccaneers held Seattle's star rookie running back Kenneth Walker to 17 yards on 10 carries two weeks ago in their last game. Walker had averaged 102 yards rushing during his past five games.

This doesn't bode well for Nick Chubb, who the Browns heavily rely upon. The Buccaneers are going to be tough to run against with the Browns losing emerging center Ethan Pocic to a knee injury.

UNLV's season began highly promising with the Rebels going 4-1. But the Rebels won't be going bowling having lost their past six games, including their last one as an 11-point road favorite against Hawaii. 

Nevada-Reno blew out the Rebels, 51-20, in last year's annual rivalry game at home. This one is at UNLV. The Wolf Pack have gone through a rebuilding season. They aren't good. But this has been an underdog series with the 'dog winning six of the last nine times straight-up. Nevada always gets up for this game more than the Rebels. 

UNLV may win based on a superior ground attack, but Nevada will be giving an all-out effort and should stay within double-digits. The Rebels just aren't strong enough to lay this high of a number. 

Iowa State has gone Under in its last seven Big 12 Conference games. It's easy to see why. The Cyclones have the top defense in the league, but the worst offense. 

The Cyclones aren't going bowling for the first time since 2016. So playing unbeaten fourth-ranked TCU is their bowl game. Look for Iowa State to play its usual tough defensive, field-position type of game especially being on the road. The Under is 21-8-1 in the Cyclones' last 30 road contests.

TCU already has its ticket punched for the Big 12 title game next week. The Horned Frogs don't want to show too much in this game so as not to tip their hand. They would be satisfied with a victory, not running up a huge score. 

This is a monster rivalry game. The question is can Auburn can hang within three touchdowns of the Crimson Tide?

Before this month, I would have said no. Now I say yes seeing how the Tigers have performed under interim coach Carnell Williams. 

Williams starred at Auburn before going on to the NFL playing for the Buccaneers. He has reignited a Tigers program that was dead earlier this season. Auburn is 3-0 ATS since Williams took over losing to Mississippi State in overtime as a 12 1/2-point road 'dog, edging Texas A&M and rolling past Western Kentucky. 

I trust the Tigers to play hard again for Williams especially in this matchup.

Great expectations were expected of Alabama this season, but the Crimson Tide have been overrated with losses to Tennessee and LSU. They are 1-5 ATS in their last six games.

The buy sign is on these two offenses.

Spencer Rattler finally lived up to his big reputation last week for South Carolina. The Oklahoma transfer passed for 438 yards and six touchdowns in the Gamecocks' 63-38 win against Tennessee.

The Over has cashed in 11 of South Carolina's last 14 road games.

Clemson's attack is in gear, too. The Tigers have produced a combined 71 points in their last two games crushing Miami and Louisville.

You can't go wrong taking the Under when Marshall is involved. The Thundering Herd has gone Under in nine of its 11 games. Marshall has a top-10 defense, a weak passing attack and runs the ball a lot. That's a winning Under combination.

Georgia State can't pass either. The Panthers rank 107th in passing. Marshall is hardly any better, rating 104th in passing. 

Marshall is holding foes to 15.5 points a game. Georgia State's defense isn't very good, but it is opportunistic coming up with 13 takeaways, which ranks 15th in the nation. 

The oddsmaker has opened this total too high. There haven't been more than 49 points scored in any of Marshall's past eight games. This one shouldn't be any different.

Note, too, that the early weather forecast is for a 50 percent chance of rain with 10-to-15 mph winds.