4* Money Maker OREGON STATE

4* Money Maker LONG BEACH STATE

4* Money Maker ARIZONA

4* Money Maker EASTERN WASHINGTON 

 Taking the BROWNS. Oh the irony of Joe Flacco taking it to the Jets on a Thursday night game! Guy spent 3 years with the Jets and it forced him into retirement! Now the old cat has chucked for over 300 years in 3 of his 4 starts and 368 -374 his last 2. Somehow the Jets turn a 27-7 halftime lead into a 30-28 win with a FG with 5 seconds left in the game. That my friends, is NY Jets football. Jets rebound from getting eliminated from the playoffs, by winning a game they should have just lost. Well, draft pick season starts again on Thursday night. Browns at home for hte most part have been monsters on defense. 3 points to Cincy, 3 to Tennessee 17 to San Fran. Shutout Arizona. 10 to the Steelers. 17 to the Bears.Beat the Jags here 31-27 and lost to Ravens 28-3. Jets aren't those teams. Jets are a team that loses 5 straight, then pulls a miracle 30-6 blowout win over the Texans. Promptly get assaulted in South Beach 30-0, then blow a 20pt lead to a team that is worse then they are. This game screams Browns 34-17 to me. 4* Money Maker CLEVELAND BROWNS

4* Money Maker RUTGERS

Going UNDER the total here. Also on Rutgers +2.5 in this one. Miami has injuries that knock out their starting QB who was the #2 QB to start the season. Transfer that took their Game 1 starting QB to Wisconsin. At last check the Canes were also going to be without some key defensive starters. Let's also harp on the fact that this is Miami. A lot of hype on Cristobal taking over. A 2pm game at Yankee Stadium in the Pinstripe Bowl vs old Big East foe Rutgers. Whoever suits up for Miami has already checked out for the season. Schiano will have Rutgers ready to go. Huge motivational edge for Rutgers to knock off Miami, a team he once coached. This will be a run heavy game. And even if Rutgers is anemic on offense, which they can  be. 6-0-16 in 3 of their last 4 games. The defense is good enough to keep this depleted Miami offense to 23 or less. 4* Total Money UNDER Rutgers/ Miami

  Going UNDER the total here. SMU can probably call the score here. I might come in on the spread later in the week - right now. UNDER. BC comes in losers of 3 in a row. Yes, this game is at Fenway. Should be jammed pack with BC fans being a few miles away. Will they really draw a crowd at 11AM on a Thursday morning? Weather calling for mid-40s chance of rain. Yeah. People will be lining up for that one. And SMU. Again. Should put up some points. 11-2. Might feel a little disrespected not getting a New Years Bowl. The BC offense has sputtered down the stretch. 20-16-22-17. SMU can give up some points, but I don't think this team will get to 16. In their last 10 games, SMU has allowed teams to score 14-14-10-0-10-16 in 6 of them. 34-10 sounds about right to me. 4* Total Money UNDER Boston College/ SMU

Taking OKLAHOMA STATE. There was zero shot I was taking A&M in any kind of role in this game. HC fired before the season ended. Interim HC is going to Syracuse as a DC. OC is off to Arkansas. 3rd string QB getting the start with at least 5 starters missing including the teams leading WR in catches and receiving yards. Cowboys RB and Big 12 OPOY said he is coming back to play next year in a video on Sunday. Merry Christmas there Oklahoma State fans. Can't see him sitting this one out. Losing big at Texas. I can live with that. The UCF game. Eh 45-3 is beat down. I would have much rather a little bit of closer loss, but the party probably never stopped after beating Oklahoma the week before. This is solid team. 10 wins looks nice in the record books with a bowl win over an SEC club. Give me the doggy outright here. 4* Money Maker OKLAHOMA STATE

4* Cold Cash FLORIDA PANTHERS 

 Taking KANSAS. A pair of teams hungry for a bowl win. Kansas has to go back to 2008 and UNLV to 2000 for their last bowl victories. Give me the Jayhawks here. A little more experience at QB. I think we see some heavy offense though, so I also like the OVER. I know that UNLV has been great going 10-3 ATS on the year. But stepping up their last 2 games, they have fallen short. 44-20, 37-31. With 4 INTs in the last 3 games, Maiava of UNLV will be the deciding factor for me to lay the double digits here. 4* Money Maker KANSAS

4* Total Money OVER Kansas/ UNLV

Taking BOWLING GREEN. Grabbing whatever points I can in this game. BGs 7-5 on the year with a nice upset as 20pt dogs to bowl winner Georgia Tech. Falcons also go 5-1 down the stretch. Minnesota backs in with a 5-7 record. They lost to in 2021 14-10 as 30 point favorites! The only QB to complete a pass on the season for the Gophers is out. Can't really hurt considering they have scored more than 14 points in just HALF of their games. But I can't trust a team like that. I like their HC, but this is a down year. 4* Money Maker BOWLING GREEN

Taking the NINERS here. I liked them when I thought Baltimore was going to lose on the road last week at Jacksonville. So I love them coming in off a win. Look. I have said for the last month I think these 2 teams are meeting in the Super Bowl. Only thing going to stop that would be Buffalo really going on a run, which, might still happen. But here on Christmas, I think it is San Fran in beat down fashion. Niners defense is superior. Lamar will be running for his life. Grab some Over Rushing Props on the guy. I don't the Ravens defense can slow this bunch down. I think San Fran is a TD better than any team in the league right now. Sure - bring up a 3 game slide when they were missing their 2 best offensive pieces. When this team has their RB + WR lined up, watch out. It is surgical. San Fran by double digits to close out your Christmas Day. 10* Money Bomb SAN FRANCISCO 

4* Total Money UNDER Boston/ Lakers

4* Total Money UNDER Packers/ Broncos 

Taking the BEARS. We said to fade Chicago last week off that big win over the Lions. It wasn't easy, but the Browns got it done. This is the spot we wanted to jump on the Bears. At home. Christmas Eve. Late afternoon vs the team from Arizona. Are you kidding me? I am not a huge Fields lover, but I think this is a blow-out win for Chicago. I understand not wanting to be the Bears as a favorite. When is the last time they were favored more than a FG? I get it. But 3 straight home wins. Last week they nearly pulled off a Hail Mary win. They lost to Detroit 31-26 on a TD with 30 seconds left. They lost to the Saints 24-17, a game tied at 17. Fact is the last 2 months the Bears have been a tough team. Arizona has dropped 3 of 4. Somehow scored a win at Pittsburgh. A last second FG to beat the Falcons. This team could be 1-9 their last 10 because they did beat the Steelers 24-10 as 6pt dogs. Their lone road win sitting at 1-6. Bears defense should be able to continue their turnovers vs Murray who tossed 2 last week and has 4 in his 5 games (just 5 TD passes). 4* Money Maker CHICAGO  BEARS

Taking DALLAS. Time to get right for the Cowboys. They just let the Bills literally, run right over them. Losing on the road to the Niners, Bills and Eagles is not really a bad thing. Pretty good teams. But in 2 of those, it wasn't close. Miami is off a cake walk 30-0 win over the Jets. A game they really needed because of they way they blew a big double digit the week before at home to the Titans. This is a team I don't think is as good as their record. We saw Miami come out and dominate after a national tv loss. Dallas off their game of the week tv game beat down. Yeah. Here comes the thunder on defense from Dallas with the Miami OL still banged up. 4* Money Maker DALLAS COWBOYS

Taking TAMPA. Oh our Bucs. Cashed the Over 6.5 win ticket. Sitting on 10-1 win the South ticket. WE get a banged up Jags team today. Jaguars look impressive with that 6-1 road record - 2 of those were in England where they always play. They are reeling having dropped 3 in a row. Might not make the playoffs. Tampa on the other side of that road with 3 straight wins. Baker is a good game manager. He has Evans at WR who is great. His RB White has been having a super year. Not only running the ball, but also in the pass catching game. The defense does enough to keep the team right in the thick of it. I know they aren't home dogs anymore, but my thinking that they win hasn't changed a bit. 4* Money Maker TAMPA BAY BUCS

4* Total Money OVER  Jags/ Bucs

4* Money Maker NEW YORK JETS

4* Total Money OVER Browns/ Texans

4*  Money Maker MINNESOTA VIKINGS

4* Total Money OVER Colts/ Falcons

Taking SAN JOSE STATE. 6 straight wins for the Spartans. QB from Hawaii. Have been here, not a crazy trip to the islands. Coastal coming from something like 5 thousand miles away. QB says he wants to hit the portal. Will he play or not? Who the heck knows. Kid on UTSA decides an hour before kick to not play. Ridiculous. No matter though. Spartans to me the more motivated bunch with something to prove to get their coach his first bowl win here. 10* Money Bomb SAN JOSE STATE

Taking the BILLS. This team is still on the outside looking in for the playoffs. Chargers off a total beatdown on National TV Thursday night while the Bills hammered 'America's Team" into submission. Shocked the line is now 14? Of course not. We said on Mid Day Money Friday and Saturday and Sunday - get on Buffalo now! Buffalo getting hot at the right time. I understand those wanting to look at a flat spot after beating KC and Dallas. But there is zero margin for error here for Buffalo. Also leaning Over here think Chargers have to show a little fight right? 4* Money Maker BUFFALO BILLS 

4* Money Maker UCONN

4* Total Money UNDER Bengals/ Steelers

Taking AIR FORCE. Should have our QB back. And, as always, no opt outs for the service academies. These kids are dedicated. Madison couldn't play in their championship even going 11-1. They get a bowl bid because there weren't enough bowl eligible teams. But when your coach and his coordinators leave, and a bunch of players including your QB opt out, are you really motivated to be playing in a bowl. My picks are up days in advance. Heck. I had UTSA laying 12.5 and their 10th year or whatever QB, the guy who literally final bowls game are made for, decides an hour before kickoff he is out. Give me the Fly Boys here. 4* Money Maker AIR FORCE

Taking UTAH STATE. This is just a real fade of Georgia State. 5 straight losses to turn 6-1 into 6-6. Their 1300 yard 13 TD leading rusher is OUT. Their top WR, led team in with 70-880-7 OUT. A lot of pressure on QB Grainger who passed for almost 2400 17/7 and 625 on the ground with 8 more TDs. But is there enough help? Sun Belt hasn't looked all that great with their teams in bowl games either. Georgia Southern Loser. Lafayette Loser. Appalachian State win 13-9 laying 6.5. ODU blowing a 28-0 lead losing 38-35. Marshall blitzed 35-17. Utah State playing in a Mountain West land. Sign me up. You come in winning 3 of 4 and clinching your bowl birth with a 44-41 win on the road, you are eager to keep the season going. Fry up those taters baby. 4* Money Maker UTAH STATE

4* Money Maker ARIZONA

4* Money Maker NC STATE

 Taking TROY. Will always lean to the small conference laying a TD to a big school. In this case, Duke isn't the sexiest of Big Brother Foes, but an ACC takedown will do. Duke comes in with their coach heading back to his old club (A&M). Other coaches out the door. Their QB who had been hurt, bags packed and on the road already. This team started 4-0, ranked #17 in the country - has now lost 5 of their last 8. I read that upwards of 10 starts from both sides of the ball are out for Duke. Wow. I know we can't always believe what we hear during bowl season, especially now in the NIL Era. But I am on the little guys here. 4* Money Maker TROY

4* Cold Cash WINNIPEG JETS

4* Total Money OVER Lafayette/ Rice 

4* Cold Cash NEW YORK RANGERS

4* Cold Cash DETROIT RED WINGS 

Going OVER the total in the Gasparilla. Love seeing a pair of 6-6 teams battling. Just screams offense. Up and down and away we go. Tech has scored 30 or more in 6 of their games, topping 40 3 times. They have also give up 30 or more on 6 occasions. The UCF offense wasn't as prolific as past seasons - that is probably because the Big 12 is a little step up in opponents. This total has done nothing but rise. 61.5 -- 63.5 -- 64.5 -- 67.5 -- I think this game is in the 50s at halftime. I will be looking to get down on Over Team Totals also. This is a game I think, gets into the 80s. 4* Total Money OVER UCF/ G Tech

4* Money Maker DRAKE

4* Money Maker BROWN

4* Money Maker PORTLAND

4* Money Maker BOISE 

4* Total Money OVER Wizards/ Blazers 

4* PL Money CALGARY FLAMES 

4* Money Maker NORTHERN KENTUCKY

4* Total Money UNDER Saints/ Rams

Taking the RAMS here. Both teams sitting at 7-7. We can say the Saints have been dogs 3 times. But 2 of those games were 1 and 1.5. The other was 3.5 opener vs the Lions. Lions are the best team they played and were down 24-7 before the Lions defense showed up and 33-21 is 33-28. The game wasn't that close. Rams have no reeled off wins in 4 of their last 5. Probably should be 5 in a row that OT loss at Baltimore. Also losses to Dallas San Fran and Philly. Much tougher schedule. Stats Padford, I mean Matt STATSford has been on a tear the last 4 games with LA putting up 33ppg. I can't see New Orleans keeping pace here even in a good outdoor weather. They put 15 in Atlanta. 19 at Minny. 13 at Houston. Colts + Patriots in the 30s. Not buying this team vs a legit playoff team. 4* Money Maker LA RAMS

Taking SOUTH FLORIDA. Last year, 1-11, Now a bowl game in their backyard. You bet the Bulls will be fired up. 'Cuse in with a new coach taking over. Guy just nabbed McCord from Ohio State to take over QB next year. But that is 2023. He isn't on the sidelines leading this group. Orange might be pumped for a bright future, but I am on South Florida to wrap up a big season for themselves with a win here. Would also lean Over in this one if you want some total action. 4* Money Maker SOUTH FLORIDA

4* Money Maker OKLAHOMA CITY THUNDER

4* Money Maker SAN ANTONIO SPURS

4* PL Money DALLAS STARS

4* Cold Cash EDMONTON OILERS 

4* Money Maker DETROIT PISTONS

4* PL Money TAMPA BAY LIGHTING 

4* Cold Cash COLUMBUS BLUE JACKETS

4* Cold Cash NASHVILLE PREDATORS 

4* Money Maker ST JOES

4* Money Maker NEW HAMPHIRE

4* Money Maker UT ARLINGTON 

4* Money Maker QUINNIPIAC 

4* Money Maker NORTH CAROLINA

4* Money Maker ARIZONA STATE

4* Money Maker UCONN

4* Money Maker UC SAN DIEGO 

4* Money Maker WESTERN KENTUCKY

4* Money Maker SOUTHERN UTAH

Taking UTSA tonight. Not a home game, but close enough. A QB that will not opt out. An offense that is humming behind its leader. This is just a great spot. Would have liked to be on this before it moved a few points, but this is still a blowout win for UTSA. Marshall has loads of opt outs including their QB. The coach has some interesting things to say. Zero heart for the Herd showing up here. UTSA will run them out of the building. 4* Money Maker UTSA

4* Money Maker CORNELL 

4* Money Maker WESTERN CAROLINA

4* Money Maker CENTRAL CONNECTICUT STATE

4* Money Maker BINGHAMTON 

4* Money Maker FRESNO

4* Total Money OVER Eagles/ Seattle

4* Money Maker TARLETON ST

4* Money Maker CHICAGO STATE

4* PL Money DETROIT RED WINGS 

4* Money Maker BRADLEY

 Taking the JAGUARS. Now. I have said multiple times and on multiple shows - I think the Ravens are going to the Super Bowl from the AFC. Had them last week and they let me down. But this is a good team. Also on the OVER in this one as well. Line opened at 5.5, down to 3.5. Lawrence will be a go here. He is banged up. Who isn't in mid-December. I don't want to say the Ravens have things locked up, but with backup QBs in Cincy and Pitt, they should wrap up the North. Jags need this one. 2-4 at home. Have lost 2 in a row. This could be their season much like the Bills last week. At Tampa next week who is fighting for the NFL South. Should take care of Carolina here. Then wrap things up in Tennessee. Will grab the home dog in what I think is a must-win game for them. 4* Money Maker JACKSONVILLE JAGUARS

4* Total Money OVER Ravens/ Jags

4* Money Maker WASHINGTON 

4* Money Maker IOWA STATE

Taking DALLAS here. Uh. Going with my 'Boys. Why do I feel this is a spot McCarthy has his crew just totally wet the bed? Off a big win over Philly. Coming off a long home stand. Only beating Philly + Seattle who are "good" teams. The flip side of this is there is a slight chance for them to get win the East. Also the glimmer of hope that is the Bills. They are off a HUGE win over the Chiefs. We had them ML and that was their season. This is also their season. They blew the game to Philly. They had a week to stew about it. Came out and took a quick 14-0 lead. Then, in what is a season long trend, proceed to chock that lead away and nearly lose the game. 20-17 with 2 minutes left and you let Mahomes have a shot. Wow. Guess they forgot how they entered they bye week doing the exact same thing in Philly. Speaking of Philly, back to Dallas and their cruise control win over the Eagles. Maybe they are beating their chests a bit. But maybe they have had such recent failures they know they need this game. I think Dallas has the better defense. They have the best defensive player. I would give Dallas the edge at QB right now. Dallas just 3-3 SU on the road. But we don't have crazy weather. We have a FG kicker who can make one from Canada. Josh Allen has a turnover in 9 straight games. And our defense didn't allow a Philly offensive Touchdown. 4* Money Maker DALLAS COWBOYS

Taking the RAMS. I had the Ravens last week. I was shocked that LA played that good in the elements. Honestly, I was hoping for at least 7 or 7.5 on this opener. Yes That sounds weird for a guy who is on the favorite. But you know me. -3.5 and -7.5, sign me up on those faves. +2.5 and 6.5 I would be doggy all day. Washington off their bye week which might be why it is under a TD. The defense will not fix it self after giving up 45 in b2b weeks. Then 31-29-38 in 3 of their last 4 before that. They are a hot mess. A Week 14 bye week. Wow. 2-11 last 13 games outscored 90-25 by Miami and Dallas. This Rams team might not be on that level, but they have put up 31-36-37 their last 3 games vs Baltimore and Cleveland, both better than Washington, and Arizona (on the road) which is right in the same neighborhood as this Commanders bunch. Grab a LAR FH play and a Team Total OVER to add to your growing bankroll. 4* Money Maker LA RAMS

4* Money Maker NEBRASKA

4* Total Money UNDER Chiefs/ Patriots

Taking MIAMI. Well. For as many good numbers as we get sometimes, we do get some bad ones. And this is a bad one. That being said - I still think the Dolphins win this by 2 scores. Are we really sold on what we saw last week? The Jets putting up 30 points. Miami blowing a 14 pt lead in the 4th quarter. Just sets everyone up nicely at a lower price. In my world - Miami won that game by 20. Takes care of the Jets in the same fashion. Then gets blitzed by Dallas next week as a small home favorite. That is now out the window. Dolphins defense had been solid before that collapse. 15-13-13-21 (KC) - 17. Not like they give up a lot. Jets defense still elite and might be angry about the 34 they allowed to Miami on Black Friday. That was after allowing 32 to Josh Allen and the Bills on the road. But maybe the Jets just feast on subpar QB play and offenses? I will stand behind my 13 and call for a 17 point win! 4* Money Maker MIAMI DOLPHINS

Taking GREEN BAY. Oh these guys let me down on Monday Night with the side and total. Now a short week vs a Tampa team tied for first in the wild NFC South. But winning back to back road games is tough. They pulled out a miracle in Atlanta. And I would rather this game be played at 20 degrees with some wind and snow for warm weather Tampa, I think Love gets it done here. 4* Money Maker GREEN  BAY PACKERS

Taking the TITANS. Line moves says no CJ Stroud. I do like Davis Mills though. This is still a tough spot for the Texans. And as good as Ryans has been, I lean edge to the Tennessee coaching in this one. I would have preferred a Miami blowout on MNF - instead we get a wild Titans comeback. I don't think they will be too full of themselves sitting at 5-8 on the season. I had the Texans last week vs the Jets and that was a brutal beatdown. If we had a healthy Stroud, Dell and Collins, then I would be on the visitor in a big bounce back spot. But down top offensive players, and with Tennessee maybe get some strong defensive pieces back, have to go with the ugly home team here. 4* Money Maker TENNESSEE TITANS

4* Money Maker USC

 Taking TEXAS TECH. Also like the over a bit in this one. That is one of my free pick videos. But we will back the Red Raiders here. I was high on these guys back in August and safe to say it was a ho-hum year. Last time we saw them Texas was dropping kicking their teeth in 57-7. That is not the way you want to end a season. You had just won 3 in a row. Not that you were going to pull an upst, but that is beatdown. Don't like having a backup QB and losing 2 top WRs. But, the opt outs haven't really moved the needle from the opener of 3. Red Raiders for me. 4* Money Maker TEXAS TECH

4* Money Maker WYOMING

 Taking DENVER. Defense for me here. I harp on the Mid Day Money Show about the Broncos and the 70 points they allowed to Miami. Because that is what people think when they hear Denver. But the last 8 games. The defense has arrived. 16ppg. The team is playing well. 6-1 last 7 for the Broncos. Now - Lions have dropped 2 of 3. Is the sky falling? Goff normally good in the dome. But the defense makes a 3-2 run over 5 games look ugly. 28-28-20-26-38 points allowed. You held Vegas to 14. 38 the week before to Baltimore. That is an ugly defensive stretch. Denver isn't sexy, but they are efficient. Wilson with 23 TDs 8 INTs (3 in that Houston game) This has one score game written all over it and I will take any points I can get. 4* Money Maker DENVER BRONCOS

4* Total Money OVER Denver/ Detroit

4* Money Maker ALABAMA

4* Money Maker  LOUISIANA TECH

4* Money Maker BOISE STATE

 Going UNDER the total here. Boise will be starter a true freshman QB in this one. Granted, the UCLA DC left for USC. Bruins also lose some decent defensive pieces here as well. Something like 13 sacks and 6 INTs. I do like Boise and the point here even with their 3rd stringer going. UCLA also lacking punch on offense as they will be starting a new QB as well. But his QB coach just took off. I think this one is an ugly one. But I can't see this one getting to 50 points. 8* Sure Shot Total Money UNDER Boise/ UCLA

4* Money Maker TEXAS TECH

4* Money Maker SOUTHERN ILLINOIS

4* Money Maker RICHMOND SPIDERS