Going OVER the total here. I can lay the 24 with Bama. I know we all here how they can lose and still be #1. I can't see Saban having his guy taking a game off. The dude is nuts. The defense is good. We all know about the 12 defensive/special teams TD. Fact is this. Bama lines wear down teams. Florida is not close to being ready to compete here. They have given up 466, 423 and 387 yards to Arkansas, LSU and Florida State. Now you are stepping up to play the defending champs in a rematch of LYs Tide win. Alabama has given up 18 points in November. I think the Tide get into the 30s and I am looking for 1 measly score from the Gators. 5* Total Money Best Bet OVER Florida/Alabama 

Taking WEST VIRGINIA here. Talk about send in the clowns. This Baylor team has absolutely collapsed. Grobe is out as HC. They are on a long trip with a freshman QB. 6-0 to 6-5. These guys were in the Top 10! What the heck!! 62-38 Bears walloped the Hokies last year. Time for the payback. 8* Sure Shot WEST VIRGINIA 

4* Money Maker DRAKE

4* Money Maker WYOMING

4* Money Maker EVANSVILLE

4* Money Maker IOWA

5* Best Bet OLE MISS

8* Sure Shot CENTRAL FLORIDA

4* Money Maker KENTUCKY

4* Money Maker RICHMOND

Taking LA TECH and going ML +320. Will bank on Skip Holtz 9-2 ATS dog run for some outright magic here. Tech won 55-52 and were up 55-38 4 minutes into the 4th. WKU got a punt block TD to make it close. But 10 points? I get it. Revenge game at home for the Hilltoppers. Tech comes in off a 15pt loss when they were 15pt favorite. You really think they were focuses on Southern Miss last week. Totally unfocused and uninterested. 4* Money Maker LOUISIANA TECH 

Taking NAVY here. 22-2 SU at home. 11-1-2 ATS L14. And we are laying this? If this line was higher I would rate it higher. I am trying to figure out why this is so low. I do respect the Temple defense. But man, they are really expecting them to shut this Middie offense down. They just put up 75 last week. Temple in the Red Zone - 57% TD rate, Navy 82% - 5* Best Bet NAVY

4* Money Maker MONTREAL CANADIENS 

4* Total Money UNDER Colorado/ Washington 

4* Money Maker MINNESOTA WILD 

4* Money Maker ST PETERS 

Taking WESTERN MICHIGAN here. We have cashed multiple times with these guys. They are a good team. As I said on my podcast, these guys are locked into a New Year's Day bowl and are looking to do it undefeated. The offense is that good. QB with just 1 INT on the year and the team is +18 in turnovers. I don't think Ohio's defense is the real deal. They played in the weaker East. They beat teams and gave up 10 or less in games where starting QBs and backups were out. That doesn't mean you have a super defense. Fleck's bunch has been on a mission since they won their first game in Big 10 country. Think the Broncos will want to really make a statement and put up a lot of points tonight. 4* Money Maker WESTERN MICHIGAN 

4* Money Maker ARIZONA COYOTES

Taking IOWA STATE here. Obviously no quit in these guys as they stormed back from 18 down against Gonzaga and cost us a cover. As prolific as the offense is, the defense can and does, step up to make plays. Scary is that Cyclones scoring nearly 90ppg and not even hitting outside shots year (33% 3pt). The team is just so balanced across the board. Have to grab them in a bounce back spot. 4* Money Maker IOWA STATE 

4* Money Maker NJ DEVILS

Taking the COWBOYS here. How can we buck the numbers here? Hey. I will tell you it isn't easy going against a Zimmer defense getting points at home. But it isn't like we are laying a ton here. The Dallas OL is just a unit that wears down teams. Dak and Elliot are really unbelievable behind this line. There is really nothing else to say. As I have said in previous write ups and on my podcasts. It looks like Jason Garrett is actually coaching games now instead of hoping Tony Romo slings his way to victory by outscoring teams 40-38. The defense gets knocked for giving up 400 yards to Pitt and the Skins. But when teams go to the 'prevent' or what the gamblers like to call the prevent you from covering, teams are going to roll up uncontested yards. I don't think the Vikings are really in a spot right now to grab huge chunks of yardage when they are down 24-6, even vs a lax Cowboy secondary. 4* Money Maker DALLAS COWBOYS 

4* Money Maker FLORIDA PANTHERS

Taking SETON HALL here. Off a sloppy loss (23 TOs), I think the Hall gets a team that is right in their wheelhouse. So, the Pirates have a pretty efficient offense and face Columbia who is transitioning to a new HC and new style of play. I think they should be able to exploit some defensive weaknesses here. A little home cooking before heading out to Hawai'i for a the Pearl Harbor Invitational. 4* Money Maker SETON HALL PIRATES

4* Money Maker UC RIVERSIDE

4* Money Maker CS FULLERTON

4* Money Maker CAL IRVINE

4* Money Maker PHOENIX SUNS

4* Money Maker SOUTHERN UTAH 

4* Money Maker BYU

4* Money Maker FORT WAYNE

4* Money Maker CHICAGO BULLS

4* Money Maker MISSISSIPPI

5* Best Bet SOUTHERN MISS

4* Money Maker FLORIDA INTERNATIONAL 

4* Money Maker MARSHALL 

4* Money Maker WASHINGTON 

5* Best Bet TEMPLE OWLS 

8* Sure Shot PACIFIC 

4* Total Money UNDER Houston/LSU 

5* Best Bet TEXAS

4* Money Maker RHODE ISLAND

10* Money Bomb EASTERN ILLINOIS

5* Best Bet SOUTHERN ILLINOIS 

4* Money Maker PHILADELPHIA FLYERS

4* Money Maker DALLAS STARS

4* Money Maker TAMPA BAY LIGHTNING

4* Money Maker HOFSTRA

4* Money Maker PENN STATE

Taking GREEN BAY here. Have to say, I will be taking GB +165 on the ML here also. Think this line is a little sketchy. Eagles have played their best at home, going 4-0. Yet, this line is barely moving off a FG. Wentz after a fast start has come back down to rookie Earth. He has 4TDs and 6INTs his last 6 games (11TD 7INT year). Green Bay also playing their 3rd straight road game. If you have been living under rock, GB has been shredded for 89 points against the Titans and Redskins. That being said though. Why do I have that feeling that A-A-Ron is going to have a vintage, since he has been terrible, performance. I see one of those blast from the past 4 TD nights where Green Bay finally plays some decent ball. He has 25TDs and 7INTs which isn't too bad considering how bad they have played. We have cashed in 3 of the Packers last 4 games so I think I have a pretty good feel of their level of play. Desperate team with a HOF QB will get it done here on the road. 8* Sure Shot GREEN BAY PACKERS

Taking ORAL ROBERTS here. Both teams lost their star power last year, but Tulsa is basically an entire new squad with 9 new faces. Oral at least can boast it has 5 guys who started games at some point last year. A home dog with any experience edge, plus they have won 3 straight in the series. 4* Money Maker ORAL ROBERTS 

4* Total Money OVER Stars/Blues

4* Money Maker CS NORTHRIDGE

Taking DENVER here. Tough for me sure since I like Andy Reid and he has made us money over the years. KC got picked off looking ahead to this spot. And speaking of spots, Denver off a bye week. Can't devalue that, especially this time of year with everyone banged up. Alex Smith doesn't turn the ball over, but I can see some bad throws as this Denver pass rush rattles the pocket around him. Plus, you know when I see 3.5 or 7.5 I am all in on the faves. Don't be suckered into that half point. As Admiral Ackbar once proudly said.. It's a trap! - 4* Money Maker DENVER BRONCOS

4* Money Maker SAN JOSE STATE

4* Money Maker VIRGINIA TECH

Taking TAMPA BAY here. Again. Going ugly. Seattle again coming back across the country but they get a late start which helps. But the voices in my head hear everyone saying, No way Seattle doesn' win this by a touchdown. As I crunch some Tampa numbers though, I see is forcing turnovers and controlling the game clock. Winston has a great target in Evans and I won't be shocked if we are in this thing till the very end. 4* Money Maker TAMPA BAY BUCCANEERS 

4* Money Maker SACRAMENTO STATE

4* Money Maker VALPO

4* Money Maker NEW MEXICO

4* Money Maker NORTHEASTERN

4* Money Maker GONZAGA

Taking the JAGUARS here. Bucking my own little system by taking a 7.5 dog. Normally I am on the faves in this spot. Jax has lost their last 3 by 5,3 and 7. They also have 2 more losses of 2 & 4. Bortles turns the ball over way too much for my liking. But how can I trust Buffalo laying this kind of number to anyone? I know Gus Bradley is a dead-coach walking, but something tells me we have a shot at an outright upset here. 4* Money Maker JACKSONVILLE JAGUARS 

Taking the CHARGERS here. 4-6 last place team on the road favored over a 1st place 6-4 team. What else do you need to know here people? It is like when we see unranked college basketball or football teams laying points to that 'Top 25' team. Don't overthink things here. Texans are a paper tiger. 4* Money Maker SAN DIEGO CHARGERS

Taking the RAVENS here. Had these guys last week and Dallas knocked in a late one for a non cover. That being said. Oh have the Bengals have fallen. 3-6-1 on the year. No playoffs. Green and Bernard missing. Just add to the missing assistants that have left off both sides of the ball the last couple years and the talent and coaching level has dropped. It has really been a fast fade this season. Baltimore is looking to take control of the AFC North and keep pace with the Steelers. I think they do it behind a very good defense this afternoon. Ravens have lost the last 5 in the series, but I see a big payback coming there way here. 5* Best Bet BALTIMORE RAVENS 

Taking the FALCONS here. Arizona off a loss and in b2b road games. Not an ideal scheduling spot for them as they get Atlanta off their bye week. Look. Arizona had a great year last year. But that is not this team. Carson Palmer looks like father time took a bite out of him. Just 13TD and 10 INTs on the year. Both sides not with the strongest secondaries, but you have to think Ryan to Jones will have a monster afternoon here. I think the Falcon defense can control David Johnson. Arizona 1-3 on the road and that was a win over the Niners giving up 28ppg. That won't help vs an Atlanta team that scores at will in the Dome. 8* Sure Shot ATLANTA FALCONS 

Taking MIAMI here. Again with these guys. How many times have we cashed on this team? I'll tell you. A LOT $ And we will go back to the well again. Sp, they had a great comeback last week. That is the stuff that you look for. A team not responding to their coach or lacking motivation, or belief in themselves would have given up late. They battled and snatched victory from the jaws of defeat! Look. SF is bad. I see stuff like, oh the played the Pats tough basically held NE scoreless the 2nd and 3rd quarters. Well. Guess what? They lost! And couldn't cover double digits! Stop with they play tough already. Cross country for an early start time. Chip Kelly is probably going back to Oregon or another college. Couple that with there is just a lack of talent on both sides of the ball here for San Fran. Miami has been playing great and it is the result of good OL play. They should exploit a terrible 49er front 7 that gave up 249 and 248 rushing yards to the Saints and Bucs. They gave up 170 to the Pats last week. Ajayi will probably have 120 by halftime. If the Dolphins have any hope that they are a wild-card team they need a 10+pt win here. 10* Money Bomb MIAMI DOLPHINS 

4* Money Maker WINNIPEG JETS

4* Money Maker TCU

4* Money Maker KANSAS STATE

4* Money Maker EASTERN WASHINGTON

4* Money Maker UTAH.. sprinkling in +300 also 

4* Money Maker SAN FRANCISCO 

4* Money Maker CAL DAVIS -- sprinkle +325 ML

4* Money Maker JAMES MADISON 

4* Money Maker EAST TENNESSEE ST

Taking UT ARLINGTON here. These guys should win the Sun Belt. They have already played a tougher schedule. I have Fordham pegged towards the bottom of the A10. 4* Money Maker TEXAS ARLINGTON 

4* Money Maker EASTERN ILLINOIS

4* Money Maker DAVIDSON

4* Money Maker MICHIGAN STATE

4* Money Maker USC

Taking ALABAMA here. How can we not? I get it. Laying 17 is a ton. Iron Bowl be damned we are laying the wood here though. We get Alabama off a terribly sloppy game last week. To be expected though. They know the big game was this week as they have a spot in the SEC Championship Game locked up. Tide continue to get defense and special teams help on the scoreboard. The defense is just insane. They haven't allowed a TD in 13 quarters. They give up 2 yards a rush. Less than 70 a game. Their worse performances have been on the road for sure. But we are home here. And probably half a bit of inflated line. Tigers QB Sean White is banged up. RB Pettaway who is explosive is expected back after missing the last 2 games. But again. 2 YPR for this 'Bama defense. 40 sacks, 2nd to Florida State's 41. 9 Defensive TDs. 3 Punt Return TDs. A QB in Hurts, who just hurts opposing defenses through the air or with his legs. The Tigers defense is good, but they have beaten up on weak teams. Clemson (19-13) and A&M (29-14) beat these guys while Bama beat A&M 33-14 earlier this year and Clemson 45-40 in the NC last year. The Bama offense just bullies teams into submission over the course of 4 quarters. They are just trying to beg people to go against the Tide with this number. This team is an all around 'team' and I think a 20+pt win is in the making. 5* Best Bet ALABAMA 

4* Money Maker CENTRAL MICHIGAN 

4* Money Maker SIUE

4* Money Maker HARVARD

Taking KANSAS STATE here. Kansas off a huge win over Texas. Well, any win is big for this program. Bill Snyder gets absolutely the most out of his guys and I see them dropping a 50 spot here in their home finale. KST has covered the last 7 in the series. 4* Money Maker KANSAS STATE 

Taking OHIO STATE here. Right off the bat. When was the last time Harbaugh won a big game? NFC Championship Game over the Falcons? Urban 60-5 at Ohio State, 3 losses in Big 10 play. Twice to Michigan State. They have crushed Michigan 42-13, 42-28 the last 2 years, 42-41 in 2013 and 26-21 in his first year when he went 12-0. The were ranked 3rd that year but ineligible for post season play. Let's be honest, they can easily have 2 Championships under Meyer right now. Michigan comes in with a backup QB or a starter with a bad collarbone. Either way, edge Buckeyes. Both defenses are serious stop units, but only Ohio State has play-makers on the offensive side of the ball. Barrett a solid dual threat QB with 24TDs 4 INTs on the year and 8 more TDs and over 700 yards from his feet. O'Korn had one decent year with Houston but Ohio State is an entirely different breed of defense than the AAC. 10* Money Bomb OHIO STATE BUCKEYES 

4* Money Maker TROY

4* Money Maker WEBER STATE

8* Sure Shot ARIZONA WILDCATS

4* Money Maker BUFFALO BULLS

4* Money Maker FRESNO STATE 

Taking TULSA here. This Cincy team is done. On national TV last week, at home, for senior night, fighting to get bowl eligible, they flat out laid an egg losing 34-7. Heck it was 34-0 in the 3rd before Cincy put up a score in the early 4th. So now they get revenge minded Tulsa who is cruising with a top 10 ranked offense looking to impress the bowl people. Hurricanes have scored 40 or more in 11 of last 13 games. This isn't last years Bearcats who can score. They have been outscored 112-26 last 4 games 1-8 ATS last 9. 5* Best Bet TULSA 

4* Money Maker COLUMBUS BLUE JACKETS 

Taking AKRON here. This is a pretty good team. I try to early in the year grab the teams that I think will be the top teams in their conferences, especially mid-majors and look for good value. I think we get that with the Zips here who should be a 25 win team out of the MAC. 5* Best Bet AKRON ZIPS

4* Money Maker UC DAVIS

4* Money Maker TOLEDO 

4* Money Maker TEXAS A&M 

Taking ILL-CHI here. Like this team. Should be very improved from last years bunch. Like the inside punch they bring with Dixson at 24ppg and Odiase. Cal Poly has to replace a lot of scoring from last year. This is basically a home game for us and you know I love my home dogs. Especially in a tournament setting like this. 10* Money Bomb ILLINOIS CHICAGO 

Taking TOLEDO here. Uh. How much money has Western Michigan put in our pockets this year? I'll tell you . A LOT $ - But I like the revenge hungry dog here, especially getting these kind of points. Rockets can put points on the board. Winner heads to the MAC Championship next week. I can't knock WMU at all. But they are carrying the big number plus all the pressure here. 4* Money Maker TOLEDO ROCKETS 

4* Money Maker MERCER