4* Money Maker EAST TENN STATE

4* Money Maker DAVIDSON

4* Money Maker EAST CAROLINA 

4* Money Maker FURMAN

4* Money Maker NORTH CAROLINA A&T

4* Money Maker NEBRASKA 

4* Money Maker CLEMSON

4* Money Maker MARQUETTE 

Taking KANSAS STATE. How the heck do you bet LSU here? New HC coming to town. You have opt outs. You have a back up QB. And you have LSU, big bad SEC LSU playing on a Tuesday night in the Tax Act Texas Bowl -- vs K-State. And this isn't New Years Day Tuesday or New Years Eve Tuesday in January. This is 3 days after the party? Are they pumped up? I doubt it. LSU could have left it all on the field in the Win one for the Gipper finale over A&M for Coach O. Wildcats a tough team. The coach will have these guys focused and you know they would love nothing better than to knock off the Tigers. 5* Best Bet KANSAS STATE 

4* Money Maker LIPSCOMB

4* Money Maker NAVY

4* Money Maker FLORIDA STATE

4* Money Maker LOYOLA MARYLAND

4* Money Maker LSU

4* Money Maker TEXAS

4* Total Money UNDER Heat/Warriors 

4* Money Maker IOWA

Taking the BROWNS. Man. The Steelers just seem to always hang around games. And well the Browns, well Cleveland seems to lose a lot of games they should win. This team was thought to be a division winner and maybe a Super Bowl dark horse. Hello 7-8. Probably Big Ben's last game at home. Yeah. Lot of emotion. Will that make him a better player today? Browns still talented. Maybe it is because I can't stand Pitt, but I think Cleveland wins this by 10. Yes 10! If they just pound the ball they will break this defense. And their defense is good enough to get a turnover or two. Pitt hasn't score a TD in the first half in it's last 5 games! And we had Pitt vs the Titans. We also had GB over Cleveland. Off 4 INTs, you can't be worse Baker. The loser is out of the playoffs. Winner wins out and maybe wins division. I know the urge here is to go Big Ben and the home dog Steelers. Something seems off to me. Road fave gets the nod. 4* Money Maker CLEVELAND BROWNS 

4* Money Maker RIO GRANDE VALLEY 

4* Money Maker DREXEL DRAGONS 

Taking the PACKERS. Maybe Rodgers lays an egg. But for me, the guy is the MVP. This team is just unbelievable. Always winning the NFC North. 13-3 seasons like its normal. I mean, a HOF QB. A great WR. The RB is no slouch. The defense makes plays when it has too. A home field like none other. They get Minny now with a back up QB. This line has doubled. Well. Hopefully you got it at around 7. 13 is steep, but I won't be shocked to see a big win here at home. I think Zimmer is on the way out. 4* Money Maker GREEN  BAY PACKERS

Taking DALLAS. This line getting a bit high, but I think with good reason. Cowboys demolished a depleted WFT on national TV. You know the money will coming in on them. We had the Colts over Arizona last week. We said in Mid Day Money to take the Lions over Arizona the week before. And we said Rams ML the week before that. 3 straight losses as a favorite. A 7-0 start and MVP Murray chants have gone the wayside. This team is not playing well. 3-5-7. I don't think it matters. Hopkins status? Murray health? The kicking last week? Look. Dallas can lay an egg. We saw that on Thanksgiving. And Dak had been just average before breaking out on Sunday night. But the Dallas Defense has been pretty consistent. A 4-0 December, 3 on the road, the Boys look tough. Arizona with road game 4 in 6 weeks and since that 7-0 is now 3-5. We know Dallas is an ATS burner at home over the years with inflate name value lines. But 12-3 ATS this season, and I will ride them again this afternoon. 4* Money Maker DALLAS COWBOYS

4* Money Maker CORNELL 

4* Money Maker SMU

Taking the COLTS. I think Wentz is playing. 5,6,7,8,9. Indy by double digits. Look. Raiders to me, still a mess. Beating Denver? They have beaten the Broncos 4 straight. Plus, they faced a backup QB on the road. Oh, the Browns. Again, a backup QB. Maybe they are lucky enough to get 3rd straight backup QB lining up under center against them. I doubt it. NFL changed the rules the day the Wentz news came out. Colts will hammer these guys with their run game no matter who is under center. Their coach is good enough even with a backup where I have faith in him to make the right calls. Colts defense #2 in takeaways on the season. Vegas will make mistakes. 4* Money Maker INDIANAPOLIS COLTS

4* Total Money UNDER Vegas/Colts

Taking the PATRIOTS. Huge number. I will say it often that you don't make money laying double digits in the NFL. But there is no way, well, maybe if you give me 21.5, that I would take the Jaguars. Back to back losses for NE. Last week here vs Buffalo. You know that is a stinger. HC will not be happy. We know his edge vs rookie QBs. Now he gets one having a miserable year. A team having a miserable year. A team with no HC. A team that should have won, but you see why this franchise is how it is. 1st and goal inside the 5, and, nothing. I can't see them bouncing back from that. 7 straight losses. January in New England. Weather probably a bit chiller than Jacksonville. This offense is putrid. NE defense will probably do what the Titans did and get a couple INTs. This offense won't squander them - again, off 2 straight losses, 33 and 27 points allowed. Jags putting up 12 a game and have lost 16 straight on the road. I'm saying NE 34-11. 4* Money Maker NE PATRIOTS 

4* Total Money UNDER Giants/Bears 

4* Total Money UNDER Bucs/Jets

Taking WASHINGTON 56-14 is all people will remember heading into this one. I thought I would be able to get around 6, maybe closer to kick off. We last saw that Sunday night beatdown. We also remember Philly winning by 10 at home putting up 500 yards of offense. Let us not forget the 4 straight WFT wins before that. Before covid hit. Before they ran out a QB off the street last week. Look. For me. This is straight pride play. You give up 56 on national TV in front of your peers. You are facing a team that ran over 2 weeks ago. If you are any kind of man, you are ready to go into the stands and tackle Eagles family members. Philly hasn't beaten a team over .500 all year. These guys lost 13-7 to the Giants at the Meadowlands. Then beat the Jets with a rookie QB in Wilson, Garrett Gilbert off the street for WFT and then Mike Glennon and Jake Fromm last week. Get out of here. Heinicke isn't some savior, but he is better than those guys. Won't be shocked if Washington wins outright. 5* Best Bet WFT 

4* Cold Cash TAMPA BAY LIGHTNING 

4* Cold Cash VANCOUVER CANUCKS 

4* Money Maker UC SAN DIEGO TRITONS

4* Money Maker NEVADA

4* Money Maker BAYLOR

4* Money Maker RICE

4* Money Maker NORTHERN ARIZONA 

4* Money Maker FLORIDA STATE

4* Money Maker WESTERN ILLINOIS 

4* Cold Cash EDMONTON OILERS 

Taking NOTRE DAME. No coach. No problem. This team loves the new guy in charge. No lack of motivation. These guys are excited. Plus, they get a shot a big name program like Oklahoma. Who lost their HC and bring back an old HC to coach the bowl game. Why do I think some guys will be opting out for Oklahoma here? Give me the Irish in an absolute blowout. 5*  Best Bet NOTRE DAME

4* Money Maker WICHITA STATE

4* Money Maker TEXAS 

4* Money Maker MARQUETTE

Taking ARKANSAS. Huge motivational edge here for the Hogs. First bowl game in 5 years - a New Years Day bowl, it has been a decade since that happened. PSU DC is out the door. 5 defensive starters opted out also. That is a big chunk for a team that went 7-5 on the season. 4* Money Maker ARKANSAS 

4* Total Money OVER Georgia/ Michigan 

Taking MICHIGAN here. This is it for Harbaugh. Time to deliver. You have the same NFL talent as Georgia does. Bulldogs defense very good. But, we have seen them vs Alabama and NFL talent. They can give up points. Wolverines can move the ball. We are also on this OVER. For me, this is really about Harbaugh getting over the hump and delivering. The guy can recruit. He finally got the big win he needed. Huge pressure lifted. I think these guys win outright tonight. 5* Best Bet MICHIGAN WOLVERINES 

4* Total Money UNDER Central Connecticut/ Francis NY

4* Money Maker BOSTON CELTICS 

4* Money Maker HIGH POINT 

4* Money Maker WAKE FOREST 

4* Money Maker ORAL ROBERTS 

4* Money Maker NORTHERN KENTUCKY

4* Money Maker RICHMOND

4* Money Maker UCF

Taking MICHIGAN STATE. I know Sparty is missing their stud RB. Big loss. But I think that the Panthers losing their QB is a lot more to be worried about. Nick Patti is a junior who has thrown 14 passes this year. I guess we saw flashes as a freshman where he went 26-43 3 TDs 1 INT in 4 games. But with losing their OC Whipple to Nebraska, do we really think they have a great game plan laid out here? Even with a top WR and a MSU pass defense that is not the Legion of Boom? I can't buy on Pitt here even as they price up into + points. Might very well be using UNDER 56 here as Free Pick Play tomorrow. 4* Money Maker MICHIGAN STATE

Taking TENNESSEE. This team really surprised me this season. Was not expecting such a quick turnaround. But here we are. And playing basically a home game. Huge edge here for Vols. Line moved accordingly. Look Perdue was 8-4.  Beat Michigan State, Iowa on the road. Lost 27-13 to ND. The team plays defense. Vols offense will put that to the test. This team can move the ball and put points on the board, just about 39ppg. Boilermakers best defense player opted out of the bowl. Their best WR also is sitting out as both get draft ready. Not sure Purdue has enough bullets to go shot for shot here. 8* Sure Shot TENNESSEE VOLUNTEERS 

4* Money Maker OKLAHOMA SOONERS 

4* Money Maker WESTERN ILLINOIS

4* Money Maker TULANE 

4* Money Maker DELAWARE

4* Money Maker MOREHEAD

4* Money Maker SACRED HEART

4* Money Maker MERRIMACK

4* Money Maker CLEMSON

4* Money Maker DEPAUL

4* Money Maker BUFFALO BULLS 

4* Money Maker HIGH POINT

Taking MARYLAND. Uh Not a huge fan of their HC. But sitting at 6-6,  he has a QB looking to end the year on a high note, let's ride the Terps. VT comes in with their QB in transfer portal and canned their HC so we have a interim on the sidelines. One guy needs this more than the other in a real bad way. Terps needed Rutgers after losing 3 straight to even sniff this game. Well Virginia Tech is more Rutgers than Michigan, Michigan State, Penn State If Locksley can't stop a true freshmen QB and a guy who hast thrown 17 college football passes, the school should make him walk home the Bronx. The guy can recruit - maybe stop off at Rutgers and get on that staff if he flames out this afternoon. 4* Money Maker MARYLAND TERPS

4* Money Maker OKC THUNDER

4* Total Money UNDER Lehigh/ Maryland 

Taking HOUSTON here. I know everyone will be grabbing the SEC and Auburn. Tigers in off a tough Bama game. 4 game losing streak. Lose as a fave to South Carolina. Blow an 18pt halftime lead at home and lose by 9, again, as a fave. Losing 20-3 to A&M on the road I can live with. Nix transfers to Oregon. Fire OC Mike Bobo (old school GA QB!) New HC from the NFL. So they come in with new plays to mix things up? Eh. Maybe. Cougars want to prove they belong in the Big 12 and not the AAC. No lack of motivation for them. The have been pretty good albeit vs inferior teams than what Auburn has played. My lone fear is that even being a lesser bowl, it is in home territory for War Eagle. I just can't pass up the points though. 4* Money Maker HOUSTON COUGARS 

4* Total Money UNDER Pitt/Chiefs 

Taking TAMPA here. Bucs in off shutout. You think Brady isn't licking his chops this afternoon. Carolina has lost 9 of their last 11. Cam Newton. Come on. Again - Tampa shut out. Brady will look to redeem himself. My question is this? One - you think that Panthers have figured it out and will hold Tampa to under 20. Because that is the only shot these guys have at covering. How are they putting up 14+ points? I don't see it. I think TB wins this 34-13. 4* Money Maker TAMPA BAY

Taking HOUSTON. Yeah. Going big time ugly Christmas sweater here. I just can't back the Chargers laying this kind of number on the road. Ok. They are rested. Ok. They are angry off of blowing that KC game. Ok. Texans in off win before that had lost 8 games this year by 10 or more points. I've said many times I do not like the LAC coach. 4* Money Maker HOUSTON TEXANS

4* Total Money UNDER Bills/ Patriots

Taking the COLTS. We had Indy last week, will come back again. This is a good solid team. You can go back to our August NFL show and see how told you to take them to win the AFC South. Good HC. Solid defense. Solid run game. And believe it or a not, a solid QB. Wish we could have grabbed that +5, but any points a bonus here. This Arizona team looks to be a bit banged up right now. Murray does not look close to 100%. I know it is Christmas, a long season - no one is 100%. But he didn't look good in that 30-12 debacle vs the Lions. And even throwing for 380 yards vs the Rams, I wasn't running out to get MVP tickets. 7-0 to 10-4 for Arizona. For the math challenged, that is a not so good 3-4 run. HC edge for us in this one. And that can loom large in a game that can come down to 1 score game. 4* Money Maker INDIANAPOLIS COLTS

5* Best Bet GOLDEN STATE WARRIORS 

Taking GREEN BAY. I hate saying something is easy. But there was zero chance I was going to take the Browns here. And you know I am big Cleveland backer. But this is an extremely short week. Add in the Covid tests. Who knows what we get here from them. On the other side. Man. What a brutal loss with GB -2 last week. Are you kidding me? At least off that game I know here at home, the defense will want to atone for that disaster. We also have the MVP behind center. Not sure what the Browns have left in the tank at this point of the season. Much higher hopes coming into this season after last year. Now sitting at .500, I don't know if they have the heart to win this thing. Make no mistake. Browns win this one outright or they get run out of the Lambeau by 20. I think we see the latter. 5* Best Bet GREEN BAY PACKERS

4* Total Money OVER Ball State/ Georgia State

4* Money Maker SOUTH FLORIDA 

Taking SAN FRAN tonight. I am just not sold on this Titans team. First. They are in off a tough loss to the Steelers. Tough, more like Brutal. Up 13-0, can't score in the 2nd half. Miss a 4th down by a full yard. That is 3 losses in the last 4 weeks. Lone win. Jacksonville. A game they won 20-0. And we move on to point number 2. The offense. We can start with no points in the 2nd half vs Pitt. But lets go to Jags and 20 points. You get 4 INTs and can only put up 20? That isn't shocking. They put up 13 in back to back losses to the Patriots and Texans. Funny, we have or have faded the Titans the last 5 weeks and are a perfect 5-0. I think I can read this bunch. The offense is anemic without Henry. Enter SF. This team is playing well. 30 or more points in 4 of their last 6 games. 5-1 in those games. 5-1 ATS in those games. Finally the HC. Clear edge for us on the sidelines right now. Zero adjusts coming from Tennessee. That 4 week slide in September/October seems a lifetime ago for the Niners. SF by double digits tonight. They take care of business tonight, 10 days to get ready for Houston at home. That might be the fade spot with the Rams in LA to close out the regular season. Tonight though. The focus is on winning, and they do that by 10. 5* Best Bet SAN FRANCISCO 49ers

Taking UCF here. Ok. So Florida comes in off their win over Florida State. Interesting they players didn't mail it in as their coach was canned. But are they pumped here even for an in-state foe? Talent edge, yes. Guys sitting out - sack leader, out. One QB out injured. Other QB, entered transfer portal but will play? Why? You would think the OL will let him get sacked. Get the heck out of here if you don't want to be here! Yes. Huge motivation edge for UCF. Huge HC edge for them also. Little Brother / Big Brother. Have to grab the points because we know the Knights will be pumped up here. 4* Money Maker UCF

4* Money Maker WYOMING COWBOYS 

Taking NORTH TEXAS today. Mean Green outright! We have NT, basically in their own backyard, getting points. Come on. 5 straight wins to end the year. Facing a MAC team. The MAC, who is right now (Tuesday Night) winless in their bowl games. NIU the only team showing up for them in Bowl Action. Miami comes in 2-2 down the stretch. I'm not sold. Had UTSA the other night thinking the same thing. Home state. Motivated. Excited. Then their 2 best offensive guys sit out for us. Don't think that is happening at North Texas. Dog Outright. 4* Money Maker NORTH TEXAS

4* Money Maker DIXIE STATE

4* Money Maker WASHINGTON STATE

4* Total Money UNDER Army/Missouri 

Taking ARMY. In off a loss to Navy, time for Army to deliver. Missouri cannot stop the run. No way they stop the option attack - I think Army puts up 40 and the Tigers pack it in for the day.  8* Sure Shot ARMY BLACK KNIGHTS  **this line has moved to about a touchdown. MizzU cannot stop the run. They couldn't do it during the season. They aren't going to learn to stop this attack in 3 weeks. Army wins this by double digits.** 

4* Money Maker MINNESOTA 

4* Money Maker LIBERTY

4* Money Maker NAVY

4* Money Maker SACRED HEART 

4* Money Maker NICHOLS STATE

Taking the LAKERS. I know AD is out. Booker is back for Suns. Too many points. LeBron will keep this one tight and can easily win it on his own. 4* Money Maker LA LAKERS 

4* Money Maker SAN JOSE ST

4* Money Maker UCONN

4* Money Maker UTAH VALLEY

4* Money Maker NC CENTRAL 

4* Money Maker SOUTH ALABAMA