4* Money Maker INDIANA 

4* Money Maker SETON HALL

4* Money Maker LOUISVILLE

4* Money Maker EAST CAROLINA

4* Total Money OVER West Va/Miami 

4* Money Maker UCONN

4* Money Maker GEORGIA ST

Taking NORTHWESTERN and the ML +185 here. And why not. Last year we cashed a monster 10* on Tennessee and they destroyed Northwestern. No way they come out like that here against Pitt. This line I think will continue to rise since the public just loves a team that scores 70 in regulation. But Northwestern can move the ball themselves and have a defense capable of a stop or two. I think getting to 7-6 is a big factor backing the Wildcats. 5* Best Bet NORTHWESTERN 

4* Money Maker MEMPHIS

4* Money Maker NASHVILLE 

4* Money Maker WASHINGTON STATE

5* Best Bet ILLINOIS

4* Total Money UNDER Wake/Temple

Taking WAKE here. Most of my bowl write ups I have been saying to get some ML action. Well, we will put the 11 in our pockets but come for the big money (+370) on the sites. Something just tells me that Wake gets it done here. They have played Louisville, Clemson and Florida State all pretty tough. Why won't they come out here to beat Temple. I mean, Temple won the AAC and is relegated to a bowl game where they just played their last game? They are playing an ACC team that finished 5th on their side of the league, and record wise would have been in 10th place! Let's not forget all the coaching changes going on for the Owls either. 4* Money Maker WAKE FOREST 

4* Money Maker NORTHWESTERN

I'll grab a little NORTH TEXAS +345 ML here. Army off huge win over Navy. I know they have the revenge angle from the loss in October. But Army offense isn't built for laying double digits. OPINION North Texas ML 

Taking the LIONS here. Dallas all locked into the 1 seed while the Lions are fighting for their playoff lives. Should probably sprinkle ML on this game as well. Detroit just with more to play for. Dallas always a public team and now making a 5th straight prime-time appearance! 4* Money Maker DETROIT LIONS 

Taking VANDY here. Did this game really open at 3.5? Is everyone that high on NC State after they poured every ounce of energy into beating North Carolina? I mean, these guys limped to the finish line losing 5 of 6 before beating the 'Heels. The 'Dores worked their way in winning 4 of 6 beating Georgia, Ole Miss and Tennessee. Both defenses no slouches, but I just think that Vandy has more to prove here. 4* Money Maker VANDERBILT 

4* Total Money  UNDER Maryland/ Boston College

Taking MISSISSIPPI STATE here. Believe me. I thought about fading the 5-7 Bulldogs to grab the MAC team here. But I just can't. First, 5-7 teams went a perfect 3-0 SU/ATS in last years bowls. Now, we are laying 2 TDs here. I know that MSU played down to lesser teams. Losing to South Alabama. Beating UMASS by 8, even letting Samford score 41 on them. The other side of the coin shows a 3pt loss at LSU, beating Texas A&M and drubbing bitter rival Mississippi by 35. This is an SEC team, with a losing record to boot. I can't let see them getting themselves humiliated losing as a 14pt fave to a MAC team in a bowl game. 4* Money Maker MISSISSIPPI STATE

4* Money Maker SAN FRANCISCO 

Taking DENVER and grabbing the +160 here. We had the Broncos at home blowing a game vs these guys on Sunday night. Well, what better gift than revenge here on Christmas night. KC 2-8 ATS last 10 home games. Denver out yarded this group by 200 yards and blew an 8pt lead with 12 seconds to go. Not happening here. Denver defense should again corral Smith and I am expecting the Broncos offense to score us a low scoring outright win. 5* Best Bet DENVER BRONCOS 

4* Money Maker ILLINOIS STATE

Taking the SAINTS here. A little revenge game for Brees and New Orleans. Tampa kept Drew out of the end zone 2 weeks ago, but he is in off a monster game against Arizona. Like my Titans/Jags write up. How do know what Tampa does here? They haven't been in must win games in years. Final home game for Brees. It could be his final home game for the franchise. Heck, their HC could be ousted at the end of the year. Something tells me that Brees and the boys have one more big game left in the bag. 8* Sure Shot NEW ORLEANS SAINTS 

Taking the COLTS here. Raiders locked into a playoff spot while we have Indy a game back of the Titans and Texans. Look. I have been wrong on the Colts again this season. This team just does not show any signs of giving up. Luck is 13-4 SU in December games. Last 2 Colts road games they have won 75-16 over the Jets and Vikings. They also won at Green Bay and have a pair of 3pt losses (1 OT). They will keep things close. Raiders struggling a bit offensively and might be a little content right now. 4* Money Maker INDIANAPOLIS COLTS

Taking the JAGS here and will get a little +190 ML also. Look, we cashed with this crew last week. The talent is there. The lined came down hard and they did blow a lead. And here, we have the Titans opening up at 3, 3.5 and now up to 5. Tennessee 2-13 ATS last 15 division games. I can't trust them here on the road. Jags will have a new man leading the charge since they fired their HC after last weeks loss. Players don't want a win-less home record. They are looking to make a statement for whoever is taking over that they can play and they need the right guy in charge. Off a wins over Denver and Kansas City, I have to think the Titans are a little drained, and quite frankly, maybe a little over confident coming into this game. 4* Money Maker JACKSONVILLE JAGUARS 

Taking the PACKERS here. Oh how the times have changed. Vikes started 5-0. I know I can't take last weeks loss to the Colts (we had Minny) as a main reason to like GB, but you can't be happy with the total play of the Vikings. The OL is still a mess. The defense can't bail you out every game. And let's be honest here. Minny was a dome team for a long time even though they play outdoors now. So in Green Bay, the advantage grows with Rodgers behind center. And what about A-A-Ron. Guy has pulled the Pack off the trash heap and primed for a playoff spot. This is one of those spots that Green Bay excels at. Taking advantage of a floundering team. 10* Money Bomb GREEN BAY PACKERS 

Taking the BROWNS here and grabbing +210 on ML. This is it for Cleveland. Road trip at Pitt next week who will probably be in some kind of playoff positioning game. So here it is. San Diego, on the road, cold weather and elements. Rivers tosses more INTs late in the season than anyone I can remember. We know that the Browns are going to show heart here. Nobody wants to go win-less. I think that the Mike McCarthy HC era will be coming to an end. This team is 9-21 their last 30. Where is the motivation for them? At least Cleveland is playing its final home and will want to get that W for them. 5* Best Bet CLEVELAND BROWNS 

Taking the BEARS and going ML +155. We cashed with Carolina on MNF over these Redskins. Now they are really backed into a corner where they need to win and get help. Bears have been competitive with Barkley behind center. So MNF, now on the road, on a Saturday vs a team being led by a guy who is out to prove himself. Live dog for me here. 5* Best Bet CHICAGO BEARS

Taking the BILLS here as my NFL GAME of the YEAR - Right off the bat we have Rex Ryan coaching for his job and questions around QB Tyrod Taylor. Rex is a players coach, and his players will go all out here in their final home game. We have the fact that the 3 years here in Buffalo, the Bills won by 16 (33-17), 19 (29-10) and 19 again (19-0). Are we really sold on Matt Moore for 2 solid road games in division play coming off the bench? The truth is, Miami can lose this and face a NE team that is already locked into 1 bye seed in cozy Miami next weekend. Favorite is 8-3 ATS in this series last 11. Miami 2-5 ATS last 7 vs Bills and 0-4 ATS here in Buffalo. 10* NFL GOY BILLS 

4* Money Maker OHIO

4* Money Maker BUFFALO SABRES

8* Sure-Shot Total OVER La Tech/ Navy

4* Money Maker ORAL ROBERTS

4* Money Maker CONNECTICUT

4* Money Maker TEXAS STATE

4* Total Money OVER Old Dom/ Eastern Mich

Taking the EAGLES here. It has been a terrible December in NFL action. After being at nearly 60% for the first 3 months of the season, the favorites and public along with it have been cashing like crazy. That being said, we are again on a home dog here. Giants were outscored  23-14 in the first meeting after Wentz tossed 2 early INTs in his own territory. Let's also not forget that Philly has won 5 of the last 7 here. Giants 8-1 SU last 9, Eagles 1-7 last 8. So 2 teams heading in completely opposite directions, but I have see this line at 2.5 in some spots. Short week even though this is not even a 2 hour drive for the Giants. But New York is averaging a paltry 15ppg on the road not counting their win over the hapless Browns. Dog outright here not a shocker. 4* Money Maker PHILADELPHIA EAGLES 

4* Money Maker WRIGHT STATE

4* Money Maker ANAHEIM DUCKS

4* Money Maker CANISIUS

4* Money Maker MIAMI FLORIDA

4* Money Maker HOFSTRA

4* Money Maker TENN TECH

4* Money Maker DETROIT

4* Total Money OVER Idaho/Colorado State

Taking IDAHO here in what will probably be a little shoot out. Just think this is a lot of points to lay for Colorado State. Vandals were pegged for 3.5 wins on the year and rolled out an 8 spot. These kids playing with house money and have to think they have a shot here overcoming the odds the entire season. Their QB is the son of an NFL coach and I am sure won't be flustered in a bowl game. Plus, they get to play in state on the Smurf Turf. And for what it is worth, is not unfamiliar ground for CSU. They have added motivation of having the FBS days numbers. What better to end the year then cashing as a big bowl dog. 4* Money Maker IDAHO 

4* Money Maker TROY

4* Money Maker CAL BEARS

Taking the COWBOYS of WYOMING here and will sprinkle in some +280 ML also. We have made a pretty penny off these guys in 2016 and will look to close it out with another winner. Huge game for the program, and the players will be extra pumped up. We can think this is a let-down bowl for Wyoming, but let's be honest, any bowl game is a huge win for the program. I can't find any knocks against BYU. They have 4 losses by a combined 8 points! This game will either be a squeaker with  a dog outright win. Or Wyoming just completely spits the bit and mails in a bowl appearance. I can't see them quitting, especially against an old rival like BYU. 4* Money Maker WYOMING COWBOYS 

4* Money Maker ARKANSAS STATE

4* Money Maker FLYERS

4* Money Maker LOUISVILLE

4* Money Maker SYRACUSE

4* Money Maker OAKLAND

10* Money Bomb DAYTON

4* Money Maker TOWSON

4* Money Maker UCSB

4* Money Maker CREIGHTON

4* Money Maker NORTHERN COLORADO 

4* Money Maker ILL CHICAGO 

4* Money Maker UL LAFAYETTE

4* Money Maker LA KINGS

4* Total Money OVER Memphis/ Western Kentucky

Taking MEMPHIS here. I can't overlook WKU losing it's HC here. Not just the HC, he called the plays on offense. I guess it is easy for the QB to say, hey, we'll just run the same stuff. I just think that the Tigers are looking to close out a nice 1st season for their own HC. Not a big fan of the Hilltoppers defense either. 4* Money Maker MEMPHIS TIGERS 

4* Money Maker UL MONROE

4* Money Maker WINTHROP

4* Money Maker SMU

4* Money Maker EDMONTON

4* Money Maker BELMONT

4* Money Maker DRAKE

4* Money Maker NASHVILLE

Going OVER the total here. Tulsa should put up about 50 here. I am pretty confident that the Chippewas can get us 24-30 points. Tulsa has a pretty potent offense and CMU has a timely defense that has put some points on the board. Won't be shocked a bit to see a special teams score here either. Should be a wild one in Miami. 5* Total Money Best Bet OVER Central Michigan/ Tulsa 

Taking DALLAS here. For all the dogs that we have been grabbing this month, we will again go to the Cowboys as a fave. They have crushed our dreams since Thanksgiving failing to cover in all 3 contests. That being said, what is up with this line? A TD? Bucs have been playing very good lately on both sides of the ball. And look, I was all over my Thursday Bowl Podcast saying how Romo is coming in here for Dallas. If this game looks bad at the half, I can see the panic set in on the Cowboys sideline. Dak has done what he was suppose to do. But it looks like he is tiring out a bit the last few weeks. They can go from the #1 seed to a wild-card if the wheels really come off. So, I see this number, and it screams TB. Which is why we are taking Dallas as our Sunday night bail-out. 4* Money Maker DALLAS COWBOYS 

4* Total Money UNDER West Mich/ Wash

4* Money Maker NORTHEASTERN 

4* Money Maker MONTANA STATE

4* Money Maker CS FULLERTON

4* Money Maker ST PETERS

4* Money Maker BOSTON BRUINS

4* Total Money UNDER Pack/Bears

Taking the LIONS here. These guys are pretty much evenly matched in my eyes. Detroit has been playing with fire with their 4th quarters. But I think the Giants off a Sunday night upset over Dallas, I can see a little let down here. 4* Money Maker DETROIT LIONS 

Taking the BEARS here. We have gone ugly with the dogs basically since December started. And, it has taken nearly all of out 60% NFL winners from the first 3 months of the season. But I am not bucking what has made us money over the last 10 years. The public is going to be in for a rude awakening and a miserable week before Christmas. Bears defense hasn't looked too bad, and will have some weather to help reign in the Packers air assault. GB off that huge blow out over Seattle, so we could be getting an inflated number here. Something just tells me that we are in a FG type game here at Soldier Field this afternoon. 4* Money Maker CHICAGO BEARS 

Taking the VIKINGS here. This is strictly a straight fade of the Colts. Luck turns the ball over. This Minny defense should be able to take advantage of a poor Indy line. Let's not count out that the Colts are a dome team playing outside in Minnesota a week before Christmas! 4* Money Maker MINNESOTA VIKINGS 

Taking the JAGS. I thought about taking this when it first opened and again at 5.5 - Jags have hurt us several times already this season. Now it is down even more as money pours in the Texans. 4* Money Maker JACKSONVILLE JAGUARS 

Taking the RAVENS here. Tough spot for us off that MNF push. But Baltimore is a veteran team with a very good coach, so I think they take care of the sliding Eagles here. We have a very good defense vs a team that is 2-8 their last 10 games. 2-8! Remember all the talk of the new Philly defense and their QB. Well the rookie has 14 turnovers his last 8 games. Eagles have failed to score more than 15 in 3 of their last 4 games. They face an angry BLT squad that boasts one of the best defenses in the league. In off that loss, with bitter rival Pitt on deck, Ravens can't afford a slip off. A loss and they are out of the playoffs. This is a playoff game for them. 10* Money Bomb BALTIMORE RAVENS 

Taking TENNESSEE here. One of the few positives from the year for us was our call on these guys. This is a solid team. They aren't sexy in today's fantasy league style of play. They are ugly and pound you death. As I said on my Thursday podcast, all KC does is win. Win win and win some more. But they are 2-7 ATS last 9 at home, and Mariota looks like he is putting it together with 21TD and 3 INTs his last 10 games. 5* Best Bet TENNESSEE TITANS 

4* Total Money  UNDER Miami/UCF

4* Money Maker CHATTANOOGA 

Taking the JETS here. I thought these guys were left for dead heading to SF last week. Well they buried me as they roared back to win outright. That shows me that they believe in their HC even though the radio heads are ready to run him out of town. This is going to be an ugly game. Should be some crappy weather, and not just some rain that the Dolphins are accustomed to. 4* Money Maker NY JETS 

4* Money Maker MID TEN ST

Taking ARKANSAS STATE here. Nearly grabbed the Red Wolves at +190 here. I think we have a real good shot at an outright win here. We have the better defense. I mean, UCF is getting some nice publicity here since they were win-less last year. But these are Scott Frost recruits and it shows by them being out yarded in their last 8 games, but picking up 4 wins. Ark St lost their first 4 games and went 7-1 down the stretch. Knights lost by 15 and 17 their last 2 games. Did they party after getting to 6-4 and thought the season was over? 4* Money Maker ARKANSAS STATE 

4* Money Maker SOUTH DAKOTA STATE

4* Money Maker NORTHERN IOWA

4* Money Maker LOY CHI

Taking the COUGARS here. I'll be honest, was thinking of grabbing the ML dog here. But I think that Houston still has plenty to prove here. They will get to send off their QB with a nice bowl win, and enter their new HC, OC Major Applewhite with a bowl win. They also keep their DC in place. Can't forget that these guys beat the Big 12 Champ in Oklahoma, and a pretty good Louisville team with a QB who nearly won the Heisman. Aztecs don't much gas left in the tank. I can see them being close for half, but Houston is pulling away for a double digit win here. 8* Sure Shot HOUSTON COUGARS 

4* Money Maker COLORADO STATE

Going OVER the total here. New Mexico has gone 10-2 OVER in their 12 games this year while UTSA has cashed the OVER in 6 of their last 10. Lobos put up 39ppg and over 32ppg. That bodes well since the Roadrunners score 30 and give up nearly 30 a game. I see this as a wild one with New Mexico getting into the mid 40s and easily allowing close to their season average. 4* Total Money OVER Roadrunners/Lobos 

Taking NEW MEXICO here. Normally you would shy away from a team making a repeat appearance in b2b bowl games. But for the Lobos, this is a sweet spot for them. A home game! They lost in this bowl last year to Arizona. They are now nearly a TD fave over bowl newcomer UT San Antonio. Just have to think that Bob Davies group is hungry for a win here. A nice 8-4 season would turn into something huge to catch a bowl win since they haven't since 2007. They offense is powerful enough to overcome the short comings of a bad D. I see a 10pt cushion for us this afternoon. 10* Money Bomb NEW MEXICO 

4* Money Maker APPALACHIAN STATE