At 9:00 PM ET on Saturday, we will be playing the Middle Tennessee Blue Raiders (209) plus the points versus the Appalachian State Mountaineers (210). THE SITUATION: Middle Tennessee (8-5) has lost two of their last three games after they 27-25 loss to UAB at home in the Conference USA Championship Game two weeks ago as a 1.5-point favorite. Appalachian State (10-2) has won five straight games with their 30-19 win over Louisiana-Lafayette as a 17.5-point favorite in the Sun Belt Conference Championship Game back on December 1st. These two teams meet in the Big Easy for the New Orleans Bowl.

REASONS TO TAKE THE BLUE RAIDERS PLUS THE POINTS: Head coach Rick Stockstill will have his team ready to play this bowl game with it being the final collegiate game for his son, Brent, as his starting quarterback. As it is, Middle Tennessee has covered the point spread in 11 of their last 14 games after a straight-up loss — and this includes them covering the point spread in five of their last six games after a defeat. The Blue Raiders has also covered the point spread in 4 of their last 5 games after a point spread loss. That was a difficult situation for this Middle Tennessee team (that we jumped all over) as they ended up playing the Blazers in two straight weeks after qualifying for the conference championship game by defeating UAB the previous week. After out-rushing the Blazers by +132 yards in their victory, they were then out-rushed by -129 yards the next week in that rematch. The Blue Raiders have covered the point spread in 25 of their last 37 games after being out-rushed in their last opponent by at least 125 yards. This team has still won five of their last seven games — and they have covered the point spread in 5 of their last 6 games after winning four or five of their last six contests. They have also covered the point spread in 4 of their last 5 games with the Total set in the 42.5 to 49 point range. And in their last 6 games against Sun Belt Conference opponents, Middle Tennessee has covered the point spread 5 times. Appalachian State has failed to cover the point spread in 5 of their last 7 games after a point spread loss. This team will be playing without their six-year head coach Scott Satterfield who left the program to take the Louisville head coaching job. Defensive line coach Mark Ivey will serve as the interim head coach for this game. This team may be due for a letdown after winning the Sun Belt Championship. They have failed to cover the point spread in 10 of their last 16 games after winning their last two games by at least double-digits against conference rivals. They have also failed to cover the point spread in 5 of their last 6 games after winning at least four straight games — and they have failed to cover the point spread in 5 of their last 7 games after winning at least eight of their last ten games.

FINAL TAKE: This is the eighth bowl back for Stockstill as the head coach of Middle Tennessee. The extra time to prepare for the Mountaineers spread offense should help the Blue Raiders defense. With Middle Tennessee having the benefit of a gunslinger at quarterback playing his final game, expect a close game. 10* CFB Saturday Late Show Bailout with the Middle Tennessee Blue Raiders (209) plus the points versus the Appalachian State Mountaineers (210). Best of luck for us — Frank.

At 8:20 PM ET on Saturday, we will be playing the Denver Broncos (306) minus the points versus the Cleveland Browns (305). THE SITUATION: Denver (6-7) saw their three-game winning streak snapped last Sunday with their 20-14 loss at San Francisco as a 3-point favorite. Cleveland (5-7-1) has won three of their last four games with their 26-20 upset win at home over Carolina last week as a 1-point underdog.

REASONS TO TAKE THE BRONCOS MINUS THE POINTS: Denver was caught flat last week after winning three straight games and playing a 49ers team that will be missing the playoffs. But the Broncos have rebounded to cover the point spread in 3 of their last 4 games after suffering an upset loss on the road as the favorite. Denver had covered point spread expectations in their three previous games — and they have covered the point spread in 4 straight games after covering two of their last three games. Now after playing their last two games on the road, returning home should help this team. They are playing outstanding run defense right now as they have held their last seven opponents to just a 3.58 Yards-Per-Carry mark song with only 72.7 rushing YPG. The Broncos have covered the point spread in 6 of their last 9 games after the first month of the season. They also have covered the point spread in 4 of their last 5 games against fellow AFC opponents. Cleveland may be due for a letdown after pulling the upset at home against the reeling Panthers. The Browns have failed to cover the point spread in 4 of their last 5 games after a point spread win. That game finished below the 47.5-point Total — but Cleveland has then failed to cover the point spread in 17 of their last 22 games after playing a game that finished Under the Total. And while the Browns have played their last two games Under the Total, they have then failed to cover the point spread in 7 of their last 8 games after playing at least two straight Unders. Cleveland is flirting with danger having lost the turnover battle in their last two games — and they have failed to cover the point spread in 11 of their last 14 games after suffering a -1 or worse turnover battle in two straight games. The Browns defense surrendered 393 yards to Carolina in their victory but they have failed to cover the point spread in 16 of their last 21 games after allowing at least 350 yards in their last game. They have allowed their last three opponents to rush for 108 rushing YPG while averaging 5.06 YPC — and those are scary numbers when facing this Broncos team that is 7th in the NFL by averaging 130.2 rushing YPG. Cleveland now plays their third game in their last four contests on the road where they are 1-5 this season while surrendering 29.0 PPG along with 412.2 total YPG. The Browns are 5-12-1 ATS in their last 18 games on the road while failing to cover the point spread in 6 of their last 8 road games against teams with a losing record at home. They also have failed to cover the point spread in 5 of their last 7 road games as an underdog getting no more than 7 points. And in their last 5 games against fellow AFC opponents, Cleveland has failed to cover the point spread in 4 of these contests.

FINAL TAKE: Expect this Browns team to struggle in the high-altitude in Denver where the Broncos typically enjoy a significant home-field advantage. Both those teams remain technically alive in the playoff race — but it is Denver that has a more realistic chance of qualifying for the playoffs if they win their remaining games. 25* AFC Game of the Year with the Denver Broncos (306) minus the points versus the Cleveland Browns (305). Best of luck for us — Frank.

At 5:30 PM ET on Saturday, we will be playing the Eastern Michigan Eagles (207) plus the points versus the Georgia Southern Eagles (208). Eastern Michigan (7-5) has won three straight games with their 28-20 win at Kent State as a 12.5-point favorite back on November 23rd. Georgia Southern (9-3) has won two straight contests after their 35-14 win at Georgia State back on November 24th as a 10-point favorite. These two teams face off in the Camellia Bowl in Birmingham, Alabama.

REASONS TO TAKE EASTERN MICHIGAN PLUS THE POINTS: These Eagles should build off their momentum of becoming bowl eligible with their November success. Eastern Michigan has covered the point spread in 10 of their last 11 games after a point spread loss. Eastern Michigan is led by a stout defense that ranks 32nd in the FBS by allowing only 22.0 PPG. This strong play has helped them stay competitive in almost all of their games. Despite facing teams playing in bowl games this season, five of their losses were decided by a combined 31 points with three of those losses by 3-point setbacks. Eastern Michigan’s defense has helped them play three straight Unders which is a good sign for them now. They have then covered the point spread in 17 of their last 22 games after playing an Under — and they have covered the point spread in 11 of their last 13 games after playing two straight Unders and they have covered the point spread in 7 straight games after playing three straight Unders. Eastern Michigan has covered the point spread in 17 of their last 22 games as an underdog — and they have covered the point spread in 14 of their last 19 games against teams with a winning record. And in their last 17 games against non-conference opponents, Eastern Michigan has covered the point spread 14 times. Georgia Southern has failed to cover the point spread in 3 of their last 4 games after winning their last two games against conference rivals. This team relies on their spread rushing attack to move the football — they have generated 276 and 409 rushing yards in their last two games. But Georgia Southern has then failed to cover the point spread in 5 of their last 6 games after rushing for at least 275 yards in two straight games. They have out-rushed their last two opponents by +182 and +335 yards in their last two games — but they have then failed to cover the point spread in 5 of their last 6 games after out-rushing their last two opponents by at least +125 yards. But this Eagles’ offense is one-dimensional as they rank 127th in the FBS by averaging just 82.8 passing YPG. Georgia Southern is averaging 66 YPG below what their opponents typically allow per game. They will be facing an Eastern Michigan team that already has played a similar offense from Navy before having two weeks to prepare for this specific scheme. Lastly, Georgia Southern has failed to cover the point spread in 6 straight games played on field turf.

FINAL TAKE: Eastern Michigan is extremely well-coached by Chris Creighton who gets the most out of his talent. With a strong defense with extra time to prepare for the Georgia Southern offense, expect another close game from this Eagles defense from the Mid-American Conference. 10* CFB Eastern Michigan-Georgia Southern ESPN Special with the Eastern Michigan Eagles (207) plus the points versus the Georgia Southern Eagles (208). Best of luck for us — Frank.

At 4:30 PM ET on Saturday, we will be playing the Houston Texans (303) minus the points versus the New York Jets (304). THE SITUATION: Houston (9-4) looks to bounce-back from their 24-21 upset loss to Indianapolis last week where they were a 4-point favorite. New York (4-9) enters this Saturday game coming off a 27-23 upset victory at Buffalo as a 4.5-point underdog.

REASONS TO TAKE THE TEXANS MINUS THE POINTS: Houston has rebounded to cover the point spread in 7 of their last 11 games after a narrow loss by 3 points or less against a divisional rival. Now the Texans look to start another winning streak on the road where they have covered the point spread in 5 of their last 6 games against teams with a winning record at home. Houston has also covered the point spread in 5 of their last 6 games against fellow AFC opponents — and they have covered the point spread in 6 of their last 9 games with the Total set at 42.5 to 49. The Texans need to tighten up on defense after allowing 409.7 total YPG over their last three games — but they have covered the point spread in 19 of their last 26 games after allowing at least 400 YPG over their last three contests. New York has failed to cover the point spread in 5 of their last 7 games after an upset loss — and they have failed to cover the point spread in 4 of their last 5 games after a straight-up victory. The Jets pulled the upset over Buffalo despite being out-gained by -120 net yards in that contest. The New York offense is riddled with injuries with running back Isaiah Crowell going on IR with a foot injury and wide receiver Quincy Enunwa being declared out with an ankle. Rookie quarterback Sam Darnold is left without much help at the skill positions. He has only passed for 300 yards once in his ten starts and his lead running back is now third-stringer Elijah McGuire. The Jets have scored only 20.3 PPG over their last three games while averaging a mere 288.7 total YPG. Against the Bills, New York only gained 78 rushing yards — and they have failed to cover the point spread in 4 of their last 5 games after failing to rush for more than 90 yards in their last contest. Their defense also surrendered 368 yards in that game — and they have failed to cover the point spread in 5 straight games after allowing at least 350 yards in their last contest.

FINAL TAKE: I don’t love laying a touchdown with teams playing on the road — but the Texans will be dialed in for this game after suffering the upset at home last week. The Jets are facing a stiff uptick in competition this week with an angry Houston team as opposed to the Bills last week. 10* NFL Houston-NY Jets NFL Network Special with the Houston Texans (303) minus the points versus the New York Jets (304). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Fresno State Bulldogs (206) minus the points versus the Arizona State Sun Devils (205). Fresno State (11-2) won the Mountain West Conference Championship with their 19-16 upset win at Boise State in the snow as a 1.5-point underdog two weeks ago. Arizona State (7-5) has won four of their last five games with their 41-40 win at Arizona as a 1.5-point favorite back on November 24th.

REASONS TO TAKE THE BULLDOGS MINUS THE POINTS: Fresno State should build off the momentum from that victory in the Mountain West Conference Championship Game as they have covered the point spread in 11 of their last 14 games after a straight-up win — and they are 18-7-1 ATS in their last 26 games after a point spread victory. Furthermore, the Bulldogs have covered the points spread in 16 of their last 21 games after failing to score more than 20 points — and they have covered the point spread in 15 of their last 19 games after not allowing more than 20 points. That game finished below the 51.5 point total — and they have covered the point spread in 7 straight road games after a game that finished Under the Total. This is a team that thrives on defense — they rank 2nd in the nation by allowing only 13.7 PPG while also ranking 17th in the FBS by giving up just 323.8 total YPG. Their defense travels as the Bulldogs are 5-2 on the road this season with an average winning margin of +15.3 PPG due to them only allowing 12.6 PPG away from home. This stout defense is a great complement to the Fresno State offense overseen by head coach Jeff Tedford who is considered an offensive guru and a quarterback whisperer with stints in the NFL and CFL following his coaching tenure at Cal. Senior quarterback Marcus McMaryion has passed for 3453 yards this season while posting an outstanding 25:3 touchdown-to-interception ratio. The coaching staff will be very familiar with the 3-3-5 defensive scheme they will see from Arizona State under defensive coordinator Danny Gonzales who came over from San Diego State which the Bulldogs compete against every year running the same defensive system. That is a good sign for a football team that has covered the point spread in 8 of their last 10 games against teams outside the Mountain West Conference. Arizona State has failed to cover the point spread in 14 of their last 18 road games after a victory on the road — and they have also failed to cover the point spread in 21 of their last 25 games on the road after winning four or five of their last six games. The Sun Devils have also failed to cover the point spread in 5 of their last 7 games after scoring at least 40 points in their last game. The Arizona State offense will be without their most dangerous weapon in wide receiver N’Keal Harry who is sitting out this game to keep himself healthy for the NFL draft that he is leaving school early to enter. First-year college head coach Herm Edwards looks to be using this game more as an opportunity to get his younger players experience for next season than a crucial contest that he wants his team to win. Sophomore quarterback Dillon Sterling-Cole is likely to get time in this game for senior QB Manny Wilkins. Arizona State has failed to cover the point spread in 7 of their last 9 bowl games — and they have failed to cover the point spread in 5 of their last 6 games when playing on a neutral field. The Sun Devils have struggled away from Tempe this season as they have lost four of their six games on the road wheel being out-gained by -85 net YPG. Furthermore, over their last three contests, Arizona State has been out-gained by -67.6 net YPG. The Sun Devils are vulnerable against the pass as they rank 82nd in the nation by allowing 238.7 passing YPG — and the Bulldogs rank 25th in the FBS by averaging 274.2 passing YPG. Arizona State has failed to cover the point spread in 6 of their last 8 games against teams outside the Pac-12 — and they have failed to cover the point spread in 4 straight games in the month of December.

FINAL TAKE: Tedford is 6-3 in his nine opportunities to coach in bowl games — and his team will be motivated to not only knock off a school from a Power-Five conference while earning a twelfth win this season which would be the most in program history. The Sun Devils have not been very good away from home and it looks like Edwards is using this game to prepare for next season. 20* CFB Arizona State-Fresno State ABC-TV Special with the Fresno State Bulldogs (206) minus the points versus the Arizona State Sun Devils (205). Best of luck for us — Frank.

At 2:00 PM ET on Saturday, we will be playing the North Texas Mean Green (201) plus the points versus the Utah State Aggies (202). THE SITUATION: North Texas (9-3) has won two straight games as well as three of their last four games with their 24-21 win over UTSA as a 25-point favorite back on November 24th. Utah State (10-2) saw their ten-game winning streak snapped on that Saturday when they lost by a 33-24 score at Boise State as a 2.5-point underdog.

REASONS TO TAKE THE MEAN GREEN PLUS THE POINTS: I do not like the dynamic from which Utah State enters this game. They suffered a deflating loss to the Broncos that ruined their Mountain West championship aspirations. As it is, the Aggies have failed to cover the point spread in 8 of their last 11 games after a loss to a conference rival — and they have failed to cover the point spread in 5 straight games when bouncing back from a loss on the road to a conference rival. And while Utah State has not covered the point spread in their last two games, they have then failed to cover the point spread in 5 of their last 6 games after failing to cover the point spread in two straight games. The team is also without their head coach Matt Wells who left the program after that game to become the new head coach for Texas Tech. With interim head coach Frank Maile operating as a lame duck before Gary Andersen returns to the program to serve as the Aggies’ head coach again, it is questionable as to just how motivated this team will be for this game. Utah State has failed to cover the point spread in 7 of their last 11 games in the month of December. The Aggies have benefited from a +0.92 net turnover margin per game which is 8th best in the nation — but they did not force a turnover and suffered a -2 net turnover margin in that loss to Boise State. Utah State has failed to cover the point spread in 12 of their last 18 games after failing to force a turnover in their last game. Defense is also a concern for this team as they have allowed 471.1 total YPG which is over 85 YPG above their season average. Teams can pass on this team as they rank 84th in the nation by giving up 240.1 passing YPG. This is also a team that thrives at home with a dominant 35-9 mark at home over the years. Both of the Aggies’ losses were on the road this year where they were out-gained away from home by -47.8 net YPG. Additionally, Utah State has failed to cover the point spread in 15 of their last 19 games against teams with a winning record. North Texas has covered the point spread in 5 of their last 7 games after a win by 3 points or less against a Conference USA rival — and they have covered the point spread in 21 of their last 30 games after winning two straight games against conference rivals. Furthermore, the Mean Green has covered the point spread in 9 of their last 13 games after a straight-up win where they failed to cover the point spread as the favorite. North Texas may scare off some bettors considering that they have only covered the point spread once in their last eight games — but they have covered the point spread in 7 of their last 10 games after failing to cover the point spread in six or seven of their last eight games. Led by quarterback Matt Fine who has passed for over 3700 yards this season while posting a sterling 27:5 touchdown-to-interception ratio, the Mean Green has generated 511 and 516 yards in each of their last two games. North Texas has covered the point spread in 4 straight games after gaining at least 450 yards in two straight contests. Fine should find success against this Aggies pass defense as he leads an offense that ranks 11th in the nation by averaging 316.3 passing YPG. While the UNT pass defense is vulnerable, the Mean Green defense can make Utah State one-dimensional as they rank 15th in the nation by allowing only 113.5 rushing YPG. Lastly, North Texas has covered the point spread in 10 of their last 13 games against non-conference opponents.

FINAL TAKE: North Texas has reached a bowl game in each of the first two seasons under third-year head coach Seth Littrell — but they have yet to win that final game. The Mean Green should be very motivated to earth their first bowl win under Littrell while reaching the ten-win milestone this season. 25* CFB New Mexico Bowl Special Feature with the North Texas Mean Green (201) plus the points versus the Utah State Aggies (202). Best of luck for us — Frank.

At 1:30 PM ET on Saturday, we will be playing the Tulane Green Wave (203) minus the points versus the UL-Lafayette Ragin’ Cajuns (204). THE SITUATION: Tulane (6-6) became bowl eligible by winning four of their last five games with their 29-28 victory over Navy on November 24th as a 5-point favorite. UL-Lafayette (7-6) saw their three-game winning streak snapped on December 1st in the Sun Belt Conference Championship Game where they lost at Appalachian State by a 17.5-point underdog.

REASONS TO TAKE THE GREEN WAVE MINUS THE POINTS: Tulane will be very excited to be playing in their first bowl game since 2014 — and their first postseason game under third-year head coach Willie Fritz. The Green Wave were inches away from being bowl eligible last season before getting stuff on the goal line in their upset bid against SMU leaving them at 5-7 and ailing to become bowl eligible. This moment has been a long time coming for this program that returned fourteen starters from last year’s team. Tulane has covered the point spread in 6 of their last 7 games after a narrow win at home by 3 points or less. The Green Wave have lost three games this season decided by 7 points or less. And while they have not covered the point spread in four of their last six games, they have then covered the point spread in 4 of their last 5 games after failing to cover the point spread in four or five of their last six games. This team has improved on offense since Justin McMillan took over at quarterback. The graduate transfer from LSU has throw ten touchdown passes in his last five games after completing 18 of 29 passes for 291 yards with three TD passes against the Midshipmen while adding another touchdown with 51 rushing yards in that victory. The Green Wave have covered the point spread in 4 of their last 5 games after passing for at least 280 yards in their last game. Tulane did not force a turnover in that game — but they have covered the point spread in 4 of their last 5 games after failing to force at least one turnover in their last contest. This team led the American Athletic Conference by allowing just 5.4 Yards-Per-Play in conference games. They are particularly tough against the run as they ranked second in the AAC by allowing just 152.6 rushing YPG — and they held their opponents to only 3.95 Yards-Per-Carry. They held their opponents to 38 YPG below their offensive season average. Furthermore, the Green Wave have covered the point spread in 19 of their last 29 games when favored by 3.5 to 9.5 points. UL-Lafayette has covered the point spread in eight of their last ten games — but they have failed to cover the point spread in 5 of their last 8 games after failing to cover the point spread in six or seven of their last eight games. This is not a good matchup for this Ragin’ Cajuns team facing an opponent from a superior conference. UL-Lafayette relies on running the football so they will be playing into the strength of the Tulane defense — and they only average 208.0 passing YPG which is 89th in the FBS. The Ragin’ Cajun defense struggles to defend the run as they rank 107th in the nation by allowing 210.0 rushing YPG — and their opponents average 5.8 Yards-Per-Carry. They face a big challenge when facing this Green Wave offense that is 30th in the nation by averaging 208.3 rushing YPG. UL-Lafayette may be facing some new wrinkles as well after Fritz fired his offensive coordinator Doug Ruse after the Navy game. Alex Atkins will be calling the plays for this game. The Ragin’ Cajuns allowed their opponents to average 41 YPG above their offensive season average. They have failed to cover the point spread in 5 of their last 7 games with the Total set in the 56.5 to 63 point range. And while they have played two straight games Under the Total, they have then failed to cover the point spread in 5 of their last 7 games after playing two straight Unders.

FINAL TAKE: I like the dynamic this Tulane team has entering this game with the challenge of a new offensive coordinator helping to focus their attention as they play their first bowl game in years. UL-Lafayette usually is tapped to play in the New Orleans Bowl in the opening Saturday of the bowl season. This Green Wave is more battle-tested having played in an American Athletic Conference that is significantly better than the Sun Belt. 25* CFB CBS Sports Network Game of the Year with the Tulane Green Wave (203) minus the points versus the UL-Lafayette Ragin’ Cajuns (204). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Kansas City Chiefs (302) minus the points versus the Los Angeles Chargers (301). THE SITUATION: Los Angeles (10-3) has won three straight games as well as nine of their last ten games with their 26-21 win over Cincinnati as a 17-point favorite on Sunday. Kansas City (11-2) has won two straight games as well as six of their last seven contests with their 27-24 win in overtime against Baltimore as a 6.5-point favorite.

REASONS TO TAKE THE CHIEFS MINUS THE POINTS: Kansas City has covered the point spread in 11 of their last 16 games after a victory at home — and they have also covered the point spread in 5 of their last 6 games after winning at least two straight games. The Chiefs stay at home on the short week giving them a nice situational advantage where they have won nine straight games. KC is 6-0 this season at home at Arrowhead Stadium while outscoring their visitors by +14.0 PPG. They have covered the point spread in 4 of their last 5 home games against teams with a winning record on the road. Their defense has surrendered at least 24 points in three straight games — but they have then covered the point spread 6 straight games after allowing at least 24 points in three straight games. The Chiefs also gave up 198 rushing yards to the Ravens — but they have then covered the point spread in 6 of their last 7 games after allowing at least 150 rushing yards in their last game. Furthermore, Kansas City has covered the point spread in 14 of their last 17 games against fellow AFC West opponents. Los Angeles is hit hard with injuries at running back with Melvin Gordon and Austin Ekeler listed as doubtful for this game with injuries which will make it difficult for either of them to play on a short week. The team will likely depend on Northwestern rookie Justin Jackson as their lead back tonight. That is not a good sign for a team that has failed to cover the point spread in 8 of their last 11 games played in the month of December. The Chargers are an impressive 6-1 on the road this year but they are only out-gaining these opponents by +7.0 net YPG. Los Angeles has failed to cover the point spread in their last 4 meetings with the Chiefs. They are playing with revenge from a 38-28 loss at home to Kansas City in the opening week of the season where they were installed as 3.5-point favorites. But the Chargers have failed to cover the point spread in 4 of their last 6 games when attempting to avenge a same-season loss. They also have failed to cover the point spread in 3 straight games when playing with revenge from a loss where they allowed at least 28 points.

FINAL TAKE: Look for the Chiefs to pull away in this game with the benefit of staying at home on this short week where they have been dominant this season. 10* NFL Thursday Daily Discounted Deal with the Kansas City Chiefs (302) minus the points versus the Los Angeles Chargers (301). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Seattle Seahawks (134) minus the points versus the Minnesota Vikings (133). THE SITUATION: Minnesota (6-5-1) has lost two of their last three games with their 24-10 loss at New England as a 6-point underdog last Sunday. Seattle (7-5) has won three straight games with their 43-16 win over San Francisco as a 10-point favorite last week.

REASONS TO TAKE THE SEAHAWKS MINUS THE POINTS: Seattle has covered the point spread in 4 of their last 5 games after a straight-up win — and they are 3-1-1 ATS in their last 5 games after a point spread victory.  The Seahawks have also covered the point spread in 7 of their last 10 games after scoring at least 30 points. Seattle is clicking with a run-oriented offense. During their three-game winning streak, they are scoring 33.3 PPG — and they have scored at least 27 points in seven of their last eight games. Quarterback Russell Wilson has thrown at least two touchdown passes in all eight of those games to complement their ground game that leads the NFL by averaging 148.8 rushing YPG. The Seahawks have allowed 454 and 476 yards in their last two games — but they have covered the point spread in 7 of their last 9 games after allowing at least 400 yards in two straight games. Seattle stays at home this week where they are outscoring their opponents by +6.2 PPG — and they are 3-1-1 ATS in their 5 games at home. The Seahawks are also 22-9-1 ATS in their last 32 games in the month of December. Minnesota has failed to cover the point spread in 5 of their last 7 games after failing to score more than 14 points in their last game. This team is struggling on offense with Kirk Cousins not being able to do enough (especially in Prime Time games) to overcome a struggling offensive line along with a less than 100% Stephon Diggs who is slowed by a knee injury. The Vikings are scoring only 18.0 PPG over their last three games while generating only 320.7 total YPG. They stay on the road where they have failed to cover the point spread in 5 of their last 8 road games as an underdog getting 3.5 to 7 points. Minnesota has also failed to cover the point spread in 7 of their last 8 games against teams with a winning record. That is not a good sign when facing this Seahawks team that has not covered the point spread in 4 of their last 5 trips to Seattle. And in their last 9 appearances on Monday Night Football, the Vikings have failed to cover the point spread 7 times.

FINAL TAKE: Seattle certainly has the situational edge this week as they get to stay at home for the second-straight week while Minnesota travels west after a tough game on the east coast against the Patriots. These teams also seem to be moving in the opposite direction. Momentum along with home-field advantage should carry the Seahawks to a comfortable victory. 10* NFL Monday Daily Discounted Deal with the Seattle Seahawks (134) minus the points versus the Minnesota Vikings (133). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Chicago Bears (120) plus the points versus the Los Angeles Rams (119). THE SITUATION: Los Angeles (11-1) has won three straight games with their 30-16 win at Detroit last week as a 10.5-point favorite. Chicago (8-4) saw their five-game winning streak snapped last week with their 30-27 upset loss in New York to the Giants as a 4-point favorite.

REASONS TO TAKE THE BEARS PLUS THE POINTS: Chicago should respond with a strong effort in front of their home fans for this nationally-televised game. The Bears have bounced-back to cover the point spread in 5 of their last 6 games after a straight-up loss — and they have covered the point spread in 5 of their last 6 games after a point spread setback. Chicago did generate 376 yards of offense with quarterback Chase Daniels under center — and they are 18-7-1 ATS in their last 26 games after gaining at least 350 yards in their last game. Starter Mitchell Trubisky is slated to return tonight after missing the last two weeks with his injured shoulder. Now this team returns home where they are 5-1 this season while outscoring their visitors by +11.5 PPG and out-gaining them by +94.0 net YPG. The Bears’ offense has been potent when playing at home in Soldier Field where they are scoring 31.0 PPG while averaging 385.3 total YPG. Chicago is 15-5-1 in their last 21 games at home — and they have also covered the point spread in 6 straight home games against teams with a winning record on the road. The Bears have also covered the point spread in 9 of their last 11 home games as the underdog. Los Angeles is just 2-5-1 ATS in their last 8 games after a straight-up win. And while the Rams have scored at least 30 points in four straight games, they have then failed to cover the point spread in 5 of their last 6 games after scoring at least 25 points in four straight games. It remains questionable if the Sean McVay offense will still click on all cylinders when playing in the expected temperatures in the 20s tonight. Quarterback Jared Goff is a California kid who has limited experience throwing the football in cold conditions. As it is, the Rams have failed to cover the point spread in 7 of their last 10 games in the month of December. And in their last 7 games against fellow NFC opponents, Los Angeles has failed to cover the point spread 5 times.

FINAL TAKE: The cold weather should play right into the hands of the Bears playing at home. Expect a close game where having the points with the underdog will be very valuable. 10* NFL Sunday Night Discounted Deal with the Chicago Bears (120) plus the points versus the Los Angeles Rams (119). Best of luck for us — Frank.

At 4:25 PM ET on Sunday, we will be playing the Philadelphia Eagles (129) plus the points versus the Dallas Cowboys (130). THE SITUATION: Philadelphia (6-6) has won two straight games with their 28-13 win over Washington on Monday as a 5.5-point favorite. Dallas (7-5) has won four straight games with their triumphant 13-10 upset win over New Orleans back on November 29th as a 7.5-point underdog.

REASONS TO TAKE THE EAGLES PLUS THE POINTS: The Cowboys acted like they won the Super Bowl two Thursdays ago with their upset win over the Saints on that short week. We had Dallas in that game — and the fringe benefit to that victory was that it set up this letdown situation. The Cowboys have been fortunate to reach their 7-5 record given that six of their victories have been decided by one scoring possession. They are only out-gaining their opponents by +13.6 net YPG. They have covered the point spread in four straight games along with five of their last seven — but they have then failed to cover the point spread in 28 of their last 39 games after covering the point spread in five or six of their last seven contests. They held the Saints to just 176 yards of offense last week — but they have failed to cover the point spread in 5 of their last 7 games after not allowing more than 205 total yards of offense. Dallas is also just 0-3-1 ATS in their last 4 games after allowing no more than 14 points in their last game. Philadelphia enters this critical game for them with momentum — and they have covered the point spread in 9 of their last 13 games after winning two straight games. The Eagles have also covered the point spread in 7 of their last 10 games after a win by at least two touchdowns — and they have covered the point spread in 4 straight games after a win at home against a divisional rival. They also have covered the point spread in 5 straight games after playing their last two games at home. Carson Wentz is heating up as he completed 27 of 39 passes against the Skins for 306 yards with two touchdown passes. Wentz loves facing NFC East foes against which he has a 7-1 record with a 17:4 touchdown-to-interception ratio while averaging 262.4 passing YPG along with a 106.2 Passer Rating. Wentz led his offense to 436 total yards last week — and they have covered the point spread in 9 of their last 13 games after gaining at least 350 yards of offense in their last game. The defense has been the biggest issue for this team simply ravaged by injuries which was made even worse this week with the news that they placed cornerback Jalen Mills on Injured Reserve. The Eagles have allowed their last two opponents to average 6.03 and 7.31 Yards-Per-Play — but they have then covered the point spread in 13 of their last 16 road games after allowing at least 6.0 YPP in two straight games. The Philly run defense remains stout as they rank 10th in the NFL by allowing 103.7 rushing YPG — and asking Dak Prescott to beat them with his arm is the preferred strategy anyways. The reigning Super Bowl Champions are tough in expected close games as they have covered the point spread in 9 of their last 11 games when listed in the +/- 3-point range.

FINAL TAKE: As opposed to last week when the Cowboys had the gigantic chip on their shoulder hosting the Saints on a ten-game winning streak, it is the Eagles now with something to prove in this game after Dallas won their proverbial Super Bowl to (temporarily) quell all their insecurities. Philadelphia is looking to avenge a 27-20 loss at home to the Cowboys back on November 11th despite being 7.5-point favorites in that game. Not only have the Eagles covered the point spread in 20 of their last 28 games on the road when playing with same-season revenge but they have also covered the point spread in 4 of their last 5 games when avenging an upset loss where they were home favorites laying at least a touchdown. 25* NFC East Game of the Year with the Philadelphia Eagles (129) plus the points versus the Dallas Cowboys (130). Best of luck for us — Frank.

At 4:05 PM ET on Sunday, we will be playing the San Francisco 49ers (124) plus the points versus the Denver Broncos (123). THE SITUATION: San Francisco (2-10) has lost three straight games with their 43-16 loss at Seattle last week as a 10-point favorite. Denver (6-6) has won three straight games with their 24-10 win at Cincinnati last week as a 4-point favorite.

REASONS TO TAKE THE 49ERS PLUS THE POINTS: Returning home will help San Francisco after they played their last two games on the road. The 49ers are 2-3 at home this season but they are out-gaining these opponents by +60.6 net YPG. They average a robust 142.2 rushing YPG at home while converting on 45.3% of their 3rd down plays. Nick Mullens is playing well for this team under center as he has led an offense that has averaged 389.3 total YPG over their last three games. Against the Seahawks, Mullens completed 30 of 48 passes for 414 yards with two touchdown passes. San Francisco has covered the point spread in 5 of their last 6 games after passing for at least 300 yards in their last game. Reducing turnovers is critical for this team after they suffered a -2 or worse net turnover margin in three straight games. It is encouraging that the 49ers have covered the point spread in 5 of their last 7 games after having a -2 or worse turnover margin in three straight contests. San Francisco has also covered the point spread in 5 of their last 7 games in the month of December. Denver has been leaning on their defense which has helped them play five straight Unders. But the Broncos have then failed to cover the point spread in 17 of their last 24 games after playing a game that finished Under the Total — and they have also failed to cover the point spread in 10 of their last 15 games after playing at least two straight Unders. Furthermore, Denver is just 5-12-1 ATS in their 18 games after not allowing more than 14 points in their last game. The Broncos will be even more dependent on their rushing attack with the news of the season-ending torn Achilles injury to wide receiver Emmanuel Sanders. Denver rushed for 218 yards last week while out-rushing the Bengals by 1-7 nets yards. But the Bengals have then failed to cover the point spread in 7 straight games after rushing for at last 150 yards in their last game — and they have also failed to cover the point spread in 7 of their last 8 games after out-rushing their last opponent by at least 75 yards. Denver stays on the road again this week where they are being out-gained by 12.0 net YPG. There are growing concerns about the Broncos defense considering that they have allowed 439.0 total YPG over their last three games. Denver is only averaging 331.3 total YPG in those last three games.

FINAL TAKE: It is hard to win three straight games when you are being out-gained by more than 100 YPG in those contests. While the Broncos won the yardage battle versus Cincinnati, they were out-gained in their upset wins over the Chargers and the Steelers in the previous two weeks. Expect this to be a close game with the Niners being in a position to pull the upset — but take the points for some insurance. 10* NFL Don’t Need the Points (but we will take the points) Underdog Special with the San Francisco 49ers (124) plus the points versus the Denver Broncos (123). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Kansas City Chiefs (106) minus the points versus the Baltimore Ravens (105). THE SITUATION: Kansas City (10-2) has won five of their last six games with their 40-33 win at Oakland last week as a 14-point favorite. Baltimore (7-5) has won three straight games with their 26-16 upset win at Atlanta as a 2.5-point underdog last Sunday.

REASONS TO TAKE THE CHIEFS MINUS THE POINTS: Kansas City is 18-7-1 ATS in their last 26 games after a straight-up win — and they are 9-4-1 ATS in their last 14 games after a point spread loss. The Chiefs did allow 442 yards of offense against the Raiders in that victory — but they have covered the point spread in 9 of their last 11 games after allowing at least 400 yards in their last game. Defense remains the thorn in this Kansas City team’s side as they allowed 455 yards in their loss two weeks ago in Los Angeles to the Rams — but they have covered the point spread in 6 straight games after allowing at least 400 yards in two straight games. KC has also covered the point spread in 4 of their last 5 games after allowing at least 30 points in their last game. Now the Chiefs return home after being on the road for their last two games where they are a perfect 5-0 with an average winning margin of +16.2 PPG. Their defense plays much better at Arrowhead Stadium where they are giving up just 17.6 PPG as compared to the 33.7 PPG they allow on the road. KC also allows 49.4 fewer YPG at home when compared to their season average. The Chiefs have covered the point spread in 4 of their last 5 home games against teams with a winning record on the road — and they have covered the point spread in 6 straight games when laying 3.5 to 7 points on their home field. Additionally, Kansas City has covered the point spread in 11 of their last 14 games against fellow AFC opponents — and they have also covered the point spread in 4 of their last 5 games in the month of December. Baltimore may be due for a letdown as they have failed to cover the point spread in 6 of their last 7 games after a win on the road — and they have failed to cover the point spread in 5 of their last 6 games after a double-digit win on the road. Baltimore’s defense shined in Atlanta last week by holding the Falcons to just 131 yards of offense. But the Ravens are just 1-3-1 ATS in their last 5 games after not allowing more than 250 yards in their last game. And while the Ravens have allowed just 34, 67, and 48 rushing yards in each of their last three games, they have then failed to cover the point spread in 11 of their last 13 road games after not allowing more than 75 rushing yards in three straight games. Lamar Jackson continues to impress since being pressed into starting duty at quarterback with his threat with running the football giving a burst of energy to the Baltimore offense. The Ravens generated 25 first downs last week while controlling the time of possession for over 39 minutes — but they have failed to cover the point spread in 11 of their last 15 games after a dominating effort where they had at least 25 first downs while dominating then clock for at least 34 minutes. But Baltimore has failed to cover the point spread in 4 straight games against teams with a winning record. And in their last 7 games as an underdog getting 3.5 to 9.5 points, the Ravens have failed to cover the point spread 5 times.

FINAL TAKE: This is the first big challenge for Jackson as a starter in the NFL playing in a hostile environment against a playoff team. I don’t like the dynamic for this Ravens team with Joe Flacco healthy again and looming on the sidelines. The Chiefs are undervalued when playing at home where their defense has been more effective. 20* NFL Blowout Bookie Buster with the Kansas City Chiefs (106) minus the points versus the Baltimore Ravens (105). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Indianapolis Colts (107) plus the points versus the Houston Texans (108). THE SITUATION: Indianapolis (6-6) looks to rebound from their humiliating 6-0 shutout loss on the road to Jacksonville last week despite being a 4-point favorite. Houston (9-3) has rattled off nine straight victories with their 29-13 win over Cleveland last week as a 5-point favorite.

REASONS TO TAKE THE COLTS PLUS THE POINTS: Indianapolis should be very feisty in this game after being shutout — they have covered the point spread in 7 of their last 9 games after not scoring more than 14 points in their last game. If there is anything encouraging from that loss to the Jaguars, it was the continued improvement of the Colts defense that held Jacksonville to just 211 yards of offense. Over their last three games, Indianapolis has allowed only 13.3 PPG along with just 262.7 total YPG. Indy is 18-7-1 ATS in their last 26 games after not allowing more than 250 yards of offense in their last game. Additionally, the Colts have covered the point spread in 10 of their last 12 road games after not allowing more than 14 points in their last contest. Furthermore, Indianapolis has covered the point spread in 15 of their last 23 games after a low-scoring game where neither team scored more than 14 points. This is a challenge for this team when facing this ferocious defense that has registered 34 sacks for the season. But this strong Colts’ offensive line has allowed only 14 sacks this season — so Andrew Luck should have an opportunity to find receivers this afternoon. Indianapolis has covered the point spread in 5 of their last 8 road games as an underdog getting 3.5 to 7 points. The Colts are also 7-3-2 ATS in their last 12 games against their AFC South rivals — and this includes them going 4-0-1 ATS in their last 5 trips to Houston. The Texans generated 384 yards of offense last week against the Browns — but they have failed to cover the point spread in 7 of their last 10 games after gaining at least 350 yards in their last game. But a concern for this team is their defense that allowed 428 yards to the Browns with rookie quarterback Baker Mayfield gaining 397 of those yards in the air. Houston has failed to cover the point spread in 7 of their last 10 games after allowing at least 305 yards in their last game. This shapes up to be a higher scoring game with the Total set in the low-50s — but this is not the type of game that this team prefers. The Texans have failed to cover the point spread in 11 of their last 17 games with the Total set at 49.5 or higher. Furthermore, Houston has failed to cover the point spread in 7 of their last 8 games in the month of December under head coach Bill O’Brien.

FINAL TAKE: The Texans won the first meeting between these two teams back on September 30th by a 37-34 score despite that game being played in Indianapolis. The Colts have covered the point spread in 4 of their last 5 games when playing with revenge from a loss on the road. Don’t be surprised if Indy pulls the upset — but take the points for some nice insurance in what should be a close game. 25* AFC South Underdog of the Year with the  Indianapolis Colts (107) plus the points versus the Houston Texans (108). Best of luck for us — Frank.

At 3:00 PM ET on Saturday, we will be playing the Navy Midshipmen (103) plus the points versus the Army West Point Black Knights (104). THE SITUATION: Navy (3-9) enters their rivalry game coming off a 29-28 loss at Tulane as a 5-point underdog back on November 24th. Army (9-2) has won seven straight games with their 28-24 win over Colgate as an 11-point favorite back on November 17th.

REASONS TO TAKE THE MIDSHIPMEN PLUS THE POINTS: Navy had dominated this series by winning fourteen straight meetings starting in 2002 but they have lost these last two encounters with their arch rival. This has been a lost season for head coach Ken Niumatalolu in his eleventh season with the Midshipmen. Expectations were certainly high that with nine returning starters (not uncommon for a service academy program) from last year’s 7-6 team that lost six of their last seven games that this year’s team would take a step back up. Instead, the rigors of playing in the American Athletic Conference has taken its toll on the win-loss record of this football team. Yet an upset win over the Black Knights would offer this team plenty of positive feelings going into next season. Senior Zach Abbey will be concluding his career this afternoon back at quarterback after initially being moved to wide receiver to start the season — and he should offer the team an emotional lift since he played the last time the Midshipmen won this rivalry game. Expect the strongest effort of the season from Niumatalolo’s team as they have covered the point spread in 11 of their last 17 games after a loss on the road against a conference rival — and they have covered the point spread in 16 of their last 22 road games after a loss by 6 points or less. Navy has also covered the point spread in 6 of their last 7 games after losing eight of their last ten games. The Midshipmen are doing a good job of protecting the football as they have won the turnover battle in each of their last two games. Navy has covered the point spread in 22 of their last 29 road games after enjoying a +1 or better turnover margin in at least two straight games. Army had a 14-0 halftime lead over Colgate in their last game — but they have failed to cover the point spread in 6 of their last 8 games after not allowing more than 3 points in the first-half of their last game. The Black Knights have not allowed more than 241 yards of offense in three straight games — but they have then failed to cover the point spread in 5 of their last 6 games after not allowing more than 275 yards in at least two straight games. Furthermore, Army has failed to cover the point spread in 9 of their last 12 games against teams with a losing record — and they have failed to cover the point spread in 16 of their last 23 games in games with the Total set no higher than 42. Lastly, the Black Knights have failed to cover the point spread in 35 of their last 51 games after a bye week(s) — and they have failed to cover the point spread in 6 of their last 8 games when playing on a neutral field as the favorite.

FINAL TAKE: The last four games between these two teams have been decided by 7 points or less. Expect another close game between these two rivals. 10* CFB Army-Navy CBS-TV Special with the Navy Midshipmen (103) plus the points versus the Army West Point Black Knights (104). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Tennessee Titans (102) minus the points versus the Jacksonville Jaguars (101). THE SITUATION: Tennessee (6-6) snapped their two-game losing streak on Sunday with their 26-22 win over the New York Jets as a 10.5-point favorite. Jacksonville (4-8) ended their seven-game losing streak with their 6-0 shutout victory over Indianapolis as a 4-point underdog last week.

REASONS TO TAKE THE TITANS MINUS THE POINTS: The Jaguars’ defense may have been inspired to make a statement with head coach Doug Marrone’s decision to end the Blake Bortles era last week with him being benched for Cody Kessler at quarterback. Jacksonville stepped up t shutout Andrew Luck and the Colts’ offense while holding them to just 265 yards of offense. But this remains a lost season for the Jaguars who need to win their final four games just to get to an 8-8 record. Sure, Jacksonville can also try to motivate themselves to play the role of the spoiler — but that seems unlikely for this group at this point particularly with them playing on a short week. The Jaguars have failed to cover the point spread in 16 of their last 25 games after an upset victory as a home underdog. Jacksonville is also 8-17-1 ATS in their last 26 games after not allowing more than 14 points in their last game. The Jags held Indy to averaging just 3.90 Yards-Per-Play in that game — but they have then failed to cover the point spread in 7 of their last 8 games after not allowing more than 4.0 YPP in their last game. The bigger problem for this team remains their offense now reliant on Kessler running the show. He passed for just 150 yards in that game leading an offense that generated a mere 211 yards. Jacksonville was out-gained by 54 net yards even in that victory. The Jaguars have failed to cover the point spread in 6 of their last 8 games after failing to score more than 14 points in their last game. While the Bortles narrative has received most of the attention this season, one of the biggest reasons why this team has underachieved this season has been that they have ravaged by injuries. Jacksonville has a whopping fifteen players on Injured Reserve at this point of the season including three of their opening day starters on the offensive line headlined by their All-Pro left guard Andrew Norwell. Now this team goes back on the road where they are just 1-5 this season while being outscored by -9.3 PPG while allowing their home hosts to score 27.0 PPG. The Jags are 0-3-1 ATS in their last 4 games on the road. Furthermore, Jacksonville is 1-3-1 ATS in their last 5 games against fellow AFC South opponents — and they are 1-4-1 ATS in their last 6 meetings with the Titans. Tennessee has failed to cover the point spread in three straight games — but they have covered the point spread in 5 of their last 6 games after failing to cover the point spread in three of their last four games. The Titans held the Jets to just 124 passing yards last week — and they have covered the point spread in 4 of their last 5 games after not allowing more than 150 passing yards in their last game. Tennessee stays at home on this short week where they are 4-1 this season — and they are 12-4-1 ATS in their last 17 games at home. Additionally, the Titans have covered the point spread in 7 of their last 10 home games against teams with a losing record on the road — and they have covered the point spread in 7 of their last 10 home games when favored by 7 points or less. The Tennessee defense is a top-nine unit in yards allowed while ranking 6th in the league by holding their opponents to only 20.4 PPG.

FINAL TAKE: I would put more credence into the potential role of the spoiler for the Jaguars if they had a whole week to prepare — instead, I suspect they rested on their laurels after stepping up last week against the Colts. Quarterback Marcus Mariota is playing better football as of late as he gets back to 100% health. Look for this tough Titans team to take care of business on their home field. 25* NFL Thursday Night Football Game of the Year with the Tennessee Titans (102) minus the points versus the Jacksonville Jaguars (101). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Washington Redskins (379) plus the points versus the Philadelphia Eagles (380). THE SITUATION: Washington (6-5) has lost two straight games after their 31-23 win at Dallas back on Thanksgiving as a 7-point underdog. Philadelphia (5-6) snapped their two-game losing streak on Sunday with their 25-22 win over the New York Giants as a 4.5-point favorite.

REASONS TO TAKE THE REDSKINS PLUS THE POINTS: Philadelphia needed to rally from a 19-11 halftime deficit to get by the lowly Giants in that game. This is a team that has been decimated with injuries on both sides of the football. I count ten players on their original two-deep roster that have been placed on Injured Reserve. To make matters worse, running back Darren Sproles is not yet ready to take the field and defense will be without their best linebacker in Jordan Hicks who is listed as doubtful tonight with his calf injury. This is simply not the same team as the one that won the Super Bowl last year — and it also appears that the loss of assistant coaches Frank Reich and John DeFilippo who both took promotions in the offseason was significant. For those waiting for the Eagles to simply flip the switch and play better with the Super Bowl winners still on their roster, keep in mind that they have failed to cover the point spread in 4 straight games after a straight-up win — and they have failed to cover the point spread in 5 of their last 7 games after a point spread loss. Additionally, Philadelphia has failed to cover the point spread in 5 straight games at home. Furthermore, the Eagles have failed to cover the point spread in 4 of their last 5 games against NFC East rivals — and they have failed to cover the point spread in 4 of their last 5 games in the month of December. Perhaps most noteworthy for tonight’s situation, Philadelphia has failed to cover the point spread in 5 straight games when favored laying 3.5 to 9.5 points. Washington is going to play well tonight as they remain alive in the NFC East race and have had extra days to prepare for a divisional rival who swept them last season. The Skins have covered the point spread in 5 of their last 6 games after a straight-up loss — and they have also covered the point spread in 5 straight games after a point spread setback. Additionally, Washington has covered the point spread in 5 of their last 6 games after losing three of their last four contests. The Skins allowed 404 yards of offense against the Cowboys — but they have then covered the point spread in 10 of their last 14 games after allowing at least 400 yards in their last game. Washington has covered the point spread in 5 of their last 6 games after allowing at least 30 points in their last game. Colt McCoy did play pretty well at quarterback in his first start of the year playing for the injured Alex Smith. McCoy completed 24 of 38 passes for 268 yards with two touchdown passes — and the Skins have covered the point spread in 4 of their last 5 games after passing for at least 250 yards in their last game. But it was McCoy’s three interceptions that did Washington in against Dallas. The Skins endured a -3 net turnover margin in that game — but they have covered the point spread in 5 of their last 6 games after suffering -2 or worse net turnover margin in their last game. Washington stays on the road where they are 3-2 this season — and they have covered the point spread in 4 straight road games with the Total set in the 42.5 to 45 point range.

FINAL TAKE: The Skins have covered the point spread in 6 of their last 8 meetings with the Eagles — and they have also covered the point spread in 8 of their last 11 trips to Philadelphia. Expect them to play their struggling divisional rival tough tonight in what remains an important game in the NFC East race. 10* NFL Monday Daily Discounted Deal with the Washington Redskins (379) plus the points versus the Philadelphia Eagles (380). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Pittsburgh Steelers (354) minus the points versus the Los Angeles Chargers (353). THE SITUATION: Los Angeles (8-3) has won seven of their last eight games with their 45-10 win over Arizona last week as a 14-point favorite. Pittsburgh (7-3-1) looks to bounce-back from their 24-17 upset loss at Denver as a 3-point favorite. THE SITUATION: Los Angeles (8-3) has won seven of their last eight games with their 45-10 win over Arizona last week as a 14-point favorite. Pittsburgh (7-3-1) looks to bounce-back from their 24-17 upset loss at Denver as a 3-point favorite.

REASONS TO TAKE THE STEELERS MINUS THE POINTS: Pittsburgh returns home after playing the last two games on the road where they should play much better than their last two flat performances. The Steelers have covered the point spread in 6 straight games after a straight-up loss — and they have also covered the point spread in 6 of their last 8 games after an upset loss. Big Ben Roethlisberger completed 41 of 56 passes for 462 yards against the Broncos last week while leading the offense to produce 527 total yards of offense which is a good harbinger for things to come tonight. Pittsburgh is 4-1-1 ATS in their last 6 games after passing for at least 250 yards in their last game — and they have also covered the point spread in 9 of their last 13 games after gaining at least 500 yards in their last game. Back at home, the Steelers are scoring 35.4 PPG while outscoring their opponents by +10.6 net PPG. Additionally, Pittsburgh has covered the point spread in 11 of their last 17 games in expected close games where they are listed in the +/- 3-point range. Los Angeles has failed to cover the point spread in 6 of their last 8 games after a point spread win — and they have covered the point spread in 4 of their last 5 games after winning their last game by at least two touchdowns. The Chargers dominated the hapless Cardinals last week by out-gaining them by +265 yards — but they have failed to cover the point spread in 11 of their last 16 games after out-gaining their last opponent by at least +200 yards. LA generated 414 yards of offense in that game — but they have failed to cover the point spread in 10 of their last 14 games after gaining at least 350 yards in their last game. The Chargers are also 8-20-1 ATS in their last 29 games after scoring at least 30 points in their last game. Their offense took a major hit in that game when running back Melvin Gordon suffered a knee injury that will keep him out of tonight’s contest. That is not a good sign with the calendar turning to December where this team has failed to cover the point spread in 7 of their last 9 games in this month.

FINAL TAKE: Pittsburgh has scored at least 33 points in four of their five games at Heinz Field this season. With the Chargers being without one of their key offensive weapons in Gordon, Los Angeles lacks the firepower to keep up with an angry Steelers team. 10* NFL Sunday Night Discounted Deal with the Pittsburgh Steelers (354) minus the points versus the Los Angeles Chargers (353). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Cincinnati Bengals (366) plus the points versus the Denver Broncos (365). THE SITUATION: Cincinnati (5-6) has lost three straight games after their 35-20 loss to Cleveland as a 1-point underdog last week. Denver (5-6) has won two straight games after their 24-17 upset win over Pittsburgh last Sunday as a 3-point underdog.

REASONS TO TAKE THEN BENGALS PLUS THE POINTS: Denver has pulled off two straight upsets as their underdog win over the Steelers last week came on the heels of their 23-22 upset victory in Los Angeles against the Chargers as a 7-point dog. But the Broncos may be due for a letdown as they go back on the road. Denver has failed to cover the point spread in 8 of their last 10 games after winning two of their last three games. The Broncos allowed 527 yards of offense in their game with Pittsburgh — and they have failed to cover the point spread in 10 of their last 13 games after allowing at least 350 yards in their last game. Now Denver hits the road again where they have failed to cover the point spread in 11 of their last 15 games away from home. The Broncos have also failed to cover the point spread in 8 of their last 11 games against teams with a losing record — and they have failed to cover the point spread in 12 of their last 17 games against AFC foes. And in their last 8 games in the month of December, Denver has failed to cover the point spread 6 times. Cincinnati is quickly losing control of their season — and things got worse this week with the announcement that quarterback Andy Dalton will miss the rest of the season with his thumb injury. But look for this team to play hard for head coach Marvin Lewis. The Bengals have covered the point spread in 6 of their last 8 games after a double-digit loss at home — and they have covered the point spread in 8 of their last 10 games after losing three of their last four games. Cincinnati has also covered the point spread in 8 of their last 11 games after allowing at least 30 points in their last game. Jeff Driskel takes over at quarterback for this team — and he was solid last week in relief by completing 17 of 29 passes for 155 yards with a touchdown pass and no interceptions. He will have the benefit of wide receiver A.J. Green returning to the field this afternoon after he has missed the last few games with a foot injury. The Bengals have covered the point spread in 9 of their last 12 games against fellow AFC opponents — and they are 20-8-1 ATS in their last 29 games in the month of December under Lewis.

FINAL TAKE: With the Broncos likely to experience a letdown traveling east for this early kickoff, taking the home team getting more than 4 points is too good to pass up. 20* NFL Sunday Afternoon Discounted Deal with the Cincinnati Bengals (366) plus the points versus the Denver Broncos (365). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Miami Dolphins (362) minus the points versus the Buffalo Bulls (361). THE SITUATION: Miami (5-6) has lost two straight games with their 27-24 loss at Indianapolis last week as a 9-point underdog. Buffalo (4-7) has won two straight games with their 24-21 upset victory over the Jaguars last Sunday as a 3-point underdog.

REASONS TO TAKE THE DOLPHINS PLUS THE POINTS: Miami has played their last two games on the road but they return home where they are 4-1 this season. The Dolphins’ has a healthy Ryan Tannehill back at quarterback — and they score a healthy 24.0 PPG while averaging 349.2 total YPG. Miami has covered the point spread in 4 of their last 5 games at home — and they have also covered the point spread in 4 of their last 5 games after playing their last game on the road. Furthermore, while the Dolphins have allowed 7.11 Yards-Per-Play in each of their last two games, they have then covered the point spread in 5 of their last 8 games after allowing at least 6.5 Yards-Per-Play in two straight games. Buffalo (4-7) has pulled off two straight upset victories with their win over Jacksonville preceded by their 41-10 win in New York against the Jets where they were a touchdown underdog. But the Bills have failed to cover the point spread in 5 of their last 7 games after winning two games in a row. Buffalo gave up 226 rushing yards last week to the Jaguars — and they have failed to cover the point spread in 4 of their last 5 games after allowing at least 200 rushing yards in their last game. The Bills success over their last two games by running the football — they have gained 167 and 212 rushing yards in each of their last two games. But Buffalo has failed to cover the point spread in 6 of their last 8 games after rushing for at least 150 yards in two straight games. The Bills go back on the road where they are 2-4 while getting outscored by -8.9 PPG. Buffalo scores only 14.8 PPG away from home while averaging a mere 262.2 total YPG.

FINAL TAKE: Miami will also have revenge on their mind as they lost their last game with their AFC East rivals by a 22-16 score back on December 31st. 10* NFL Blowout Bookie Buster with the Miami Dolphins (362) minus the points versus the Buffalo Bulls (361). Best of luck for us — Frank.

At 8:00 PM ET on Saturday, we will be playing the Northwestern Wildcats (321) plus the points versus the Ohio State Buckeyes (322). THE SITUATION: Northwestern (8-4) has won three straight games with their 24-16 win over Illinois as a 16-point favorite last week. Ohio State (11-1) has won four straight games with their triumphant 62-39 upset win over Michigan as a 3.5-point underdog last Saturday.

REASONS TO TAKE THE WILDCATS PLUS THE POINTS: No one doubts the talent level with this Buckeyes team — but this team has been underachieving all season. The issues regarding Urban Meyer were a distraction for this team early on — but it just seems like the culture of this team has gone in the wrong direction considering their 29-point loss at Purdue along with a narrow victory at Maryland that might have been decided when the Terrapins decided to go for the win rather than the tie with a 2-point conversion attempt in overtime. Ohio State has much more talent than either of those teams — and they will be facing a Wildcats team that is more talented than either of those two Big Ten rivals. The Buckeyes played their best game of the season — or in many seasons — last week against their arch rival. The last time Ohio State was a home underdog was in 2011 when they hosted Wisconsin — and they had not been an underdog to the Wolverines since 2004. This was a team clearly motivated to make a statement. But emotional letdowns are common after big wins like that — and this Buckeyes’ team is particularly susceptible to inconsistency. Not only has Ohio State failed to cover the point spread in 5 of their last 7 games after a straight-up win but they have also failed to cover the point spread in 6 of their last 7 games after a win by at least 20 points. Furthermore, the Buckeyes have failed to cover the point spread in 11 of their last 13 games after winning their last four games. No tricks were saved on offense last week against the top statistical unit in the country — and Ohio State ripped the Michigan defense for 567 total yards while averaging 8.46 Yards-Per-Play. But the Buckeyes have failed to cover the point spread in 15 of their last 20 road games after averaging at least 7.25 YPP. Failure to play fundamental football has been the biggest weakness for this team this season — it is as if the players have stopped listening to the coaches. The Michigan game was probably an exception with all the players on notice — but this defense ranks 67th in the nation by allowing 398.8 total YPG despite being loaded with NFL talent. It is even worse when they play away from home as they are allowing 470.2 total YPG when playing on the road. Northwestern is battle-tested with a 3-point loss to Michigan and a 10-point loss to Notre Dame. The Wildcats play strong defense as they rank tied for 29th in the nation by holding their opponents to just 21.7 PPG — and that marks drop to a mere 17.0 PPG when this team is playing away from home where they are a perfect 5-0 this year. Under head coach Pat Fitzgerald, this team is 20-5-1 ATS in their last 26 games in conference play — and they are 4-0-1 ATS in their last 5 games against teams with a winning record. This team is the epitome of dangerous underdogs given their strong fundamental play. The Wildcats have covered the point spread in 12 of their last 15 games as a dog with nine outright wins. Furthermore, they have covered the point spread in 10 of their last 11 games as a double-digit underdog — and they have seven outright wins in those games. Northwestern has also covered the point spread in 7 straight games as an underdog against Big Ten opponents with six of those games being where they pulled the upset.

FINAL TAKE: Ohio State needs a statement victory to overcome Oklahoma to reach the final four in the playoff race (assuming that Georgia does not upset Alabama). When in a similar situation in 2014, the Buckeyes responded by destroying Wisconsin by a 59-0 score. We had Ohio State in that game — but I don’t think this group can flip the switch the way this program could under Meyer a long four years ago. These two teams last played in late of October of last season where another uber-talented Buckeyes team only won by a 24-20 score. In this classic letdown spot, I look for Ohio State to struggle against a sound opponent. 25* CFB Fox-TV Game of the Year with the Northwestern Wildcats (321) plus the points versus the Ohio State Buckeyes (322). Best of luck for us — Frank.

At 7:45 PM ET on Saturday, we will be playing the Fresno State Bulldogs (317) plus the points versus the Boise State Broncos (318). THE SITUATION: Fresno State (10-2) reached the Mountain West Conference Championship Game with their 31-13 win over San Jose State last Saturday as 32-point favorites. Boise State (10-2) matched them last week with their 33-24 win over Utah State as a 2.5-point favorite.

REASONS TO TAKE THE BULLDOGS PLUS THE POINTS: Fresno State has covered the point spread in 10 of their last 13 games after a straight-up win — and they have covered the point spread in 7 of their last 10 games after a point spread setback. The Bulldogs generated 515 yards of offense against the Spartans last week — and they have covered the point spread in 22 of their last 28 games after gaining at least 450 yards in their last game. Led by quarterback Marcus McMaryion, Fresno State averages 282.8 passing YPG which is 23rd best in the nation. Pass defense is a vulnerability for the Broncos as they rank 79th in the nation by allowing 238.9 passing YPG. But where this Bulldogs team shines is on the defensive side of the football where they rank 2nd in the nation by allowing only 13.5 PPG — and they rank 17th in the nation by giving up 321.7 total YPG. Fresno State has been even stingier on the road as home teams are scoring just 12.0 PPG against them while averaging a mere 324.8 total YPG. The Bulldogs have covered the point spread in 14 of their last 18 games after not allowing more than 20 points in their last game. Additionally, Fresno State is 13-3-1 ATS in their last 17 games on the road — and they have covered the point spread in 6 of their last 8 road games against teams with a winning record at home. Additionally, Fresno State has covered the point spread in 14 of their last 17 games against teams with a winning record. Boise State (10-2) has played two straight clean games when it comes to committing turnovers — but they have failed to cover the point spread in 11 of their last 17 games after not committing a turnover in their last game. The Aggies passed for 363 yards last week in that loss — and the Broncos have failed to cover the point spread in 3 straight games after allowing at least 325 passing yards in their last game. Boise State has scored 78 combined points in their last two games — but they have failed to cover the point spread in 7 of their last 9 games after scoring at least 31 points in two straight games. They get to host this game — but they have failed to cover the point spread in 15 of their last 22 games on their blue home field. Furthermore, not only have the Broncos failed to cover the point spread in 5 of their last 7 games with the Total set in the 49.5 to 56 point range but they have also failed to cover the point spread in 7 of their last 8 home games with the Total set in that range.

FINAL TAKE: This is a rematch of a 24-17 upset win that Boise State pulled off back on November 9th as a 2-point underdog. After losing at home to San Diego State in October, the Broncos survived two games at home against the Bulldogs and BYU that were settled by one scoring possession before scoring with four (darn) seconds left in the game last week to pull away from Utah State. Look for Boise State’s good fortunes at home in close games to finally run out tonight against an opponent with an elite defense that will be motivated with double-revenge from not only this year but also losing in Boise in last year’s Mountain West Conference Championship Game. 25* CFB Saturday Night Special Feature with the Fresno State Bulldogs (317) plus the points versus the Boise State Broncos (318). Best of luck for us — Frank.

At 4:00 PM ET on Saturday, we will be playing the Georgia Bulldogs (317) plus the points versus the Alabama Crimson Tide (318). Georgia (11-1) has won five straight games with their 45-21 win over Georgia Tech as a 17-point favorite last week. Alabama (12-0) remained undefeated with their 52-21 win over Auburn last Saturday as a 25.5-point favorite.

REASONS TO TAKE THE BULLDOGS PLUS THE POINTS: Georgia is one of the few teams that take the field with the Crimson Tide with the confidence that they can pull off the victory. Thirteen starters return from the team that went into halftime of the National Championship Game last January with a 13-0 lead before losing that game in heartbreaking fashion in overtime by a 26-23 score. Alabama enjoys a significant talent advantage against most football teams in the country — but the Bulldogs are one of the few teams that can hang with their high-level players given their strong recruiting classes. Certainly, this is the game that this Georgia has wanted to play over the last eleven months. The Bulldogs enter this game with confidence as they have covered the point spread in 12 of their last 15 games after a win by at least three touchdowns. Georgia held the Yellow Jackets to just 219 yards of offense — and they have covered the point spread in 5 of their last 6 games after allowing no more than 275 yards in their last game. Furthermore, the Bulldogs have covered the point spread in 6 straight games played on a neutral field — and they have covered the point spread in 4 straight games in the month of December. Alabama likely does have the same level of urgency to win this game against a revenge-minded Georgia team. The likelihood is that the Crimson Tide can still lose this game but still make into the College Football Playoff just as they did last year with one loss. Alabama did not commit a turnover last week in the Iron Bowl — but they have failed to cover the point spread in 8 of their last 13 games after not committing a turnover in their last game. And while the Crimson Tide have scored 111 combined points in their last two games, they have then failed to cover the point spread in 5 of their last 8 games after scoring at least 42 points in two straight games. Auburn was not able to challenge them in the passing game as they only managed 153 passing yards — but Bama has failed to cover the point spread in 8 of their last 11 games after not allowing more than 170 passing yards in their last game. Alabama has also failed to cover the point spread in 5 of their last 7 encounters with the Bulldogs.

FINAL TAKE: This Crimson Tide team looks invincible right now — but their non-conference schedule was light with Louisville being the high-profile game, in theory. LSU is a step below in class and Auburn took a step back as well. This is, by far, the biggest challenge this team has faced all season in facing Georgia. Expect a close game. 10* CFB Alabama-Georgia CBS-TV Special with the Georgia Bulldogs (317) plus the points versus the Alabama Crimson Tide (318). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Memphis Tigers (309) plus the points versus the Central Florida Knights (310). THE SITUATION: Central Florida (11-0) continued their undefeated season last week with their 38-10 thrashing of South Florida on the road laying 16.5 points. Memphis (8-4) has won four straight games with their 52-31 win over Houston as a 9.5-point favorite last Friday.

REASONS TO TAKE THE TIGERS PLUS THE POINTS: It was a Pyrrhic victory for the Knights last week with their third-year starting quarterback Mckenzie Milton suffering a season-ending knee injury. While UCF owns the nation’s longest winning streak, Milton started at quarterback in all twenty-four of those games. Head coach Josh Heupel now turns to redshirt freshman Darriel Mack to lead the team to the American Athletic Conference championship this afternoon. While the 6’3, 230-lb phenom oozes with physical talent, he is a complete unknown regarding his mental and emotional ability to handle the pressure of the moment. Mack completed only 5 of 14 passes for 81 yards in relief last week against the Bulls. Central Florida earned the right to host this game — but they have failed to cover the point spread in 5 of their last 7 home games as the favorite laying no more than 3 points. The Knights have also failed to cover the point spread in 5 of their last 8 home games with the Total set in the 63.5 to 70 point range. There are two other areas of concern I have for this team. First, UCF has been very fortunate with the bouncing ball as they rank 2nd in the nation by averaging a +1.45 net turnover margin per game. Milton was excellent at protecting the football in both the passing and running game. Mack’s inexperience combined with the pressure of the moment may lead to a visit from the Regression Gods regarding this very favorable turnover ratio. Second, the Knights are very vulnerable in their run defense as they rank 109th in the nation by allowing 211.6 rushing YPG. Enter Darrell Henderson and the vaunted Memphis rushing attack. The Tigers are 5th in the nation by averaging 275.9 rushing YPG. Not only can this Memphis team move the chains by running the football but this can also keep their defense fresh. The Tigers have covered the point spread in 4 straight games after a straight-up win — and they have covered the point spread in 9 of their last 11 games after a win over a conference rival. They generated 610 yards of offense last week against the Cougars defense — and they have then covered the point spread in 22 of their last 30 games after gaining at least 450 yards in their last game. And in their last 21 games in conference competition, Memphis is 15-5-1 ATS. Together, these team trends produce our specific 60-20-1 ATS combined angle for this situation.

FINAL TAKE: The Tigers have lost twelve straight meetings with UCF including losing by a narrow 31-30 score earlier this year as a 4.5-point underdog to the Knights. The loss that stung, even more, was when they surrendered a late interception that served as the winning score in a 62-55 loss to UCF in last year’s American Athletic Conference Championship Game that was also played in Orlando. Memphis’ running game helps them play this team as tough as anyone during their 23-game winning streak. But with the injury to Milton, the Tigers have a great opportunity to earn some well-deserved measure of revenge against this team that has been a thorn in their side for years. 20* CFB Memphis-Central Florida ABC-TV Special with the Memphis Tigers (309) plus the points versus the Central Florida Knights (310). Best of luck for us — Frank.

At 3:00 PM ET on Saturday, we will be playing the California Golden Bears (334) plus the points versus the Stanford Cardinal (333). THE SITUATION: This game was rescheduled from a couple of weeks ago that was canceled due to the fires in northern California. California (7-4) enters the same having won two straight games as well as four of their last five contests with their 33-21 win over Colorado as a 10.5-point favorite last week. Stanford (7-4) has won two straight games with their 49-42 win at UCLA as a 7-point favorite last Saturday.

REASONS TO TAKE THE GOLDEN BEARS PLUS THE POINTS: The Cardinal has failed to cover the point spread in 7 of their last 9 games after a win on the road — and they have also failed to cover the point spread in 10 of their last 15 games after a win over a conference rival. Stanford averaged 7.01 Yards-Per-Play last week against the Bruins — but they have failed to cover the point spread in 6 of their last 8 games after gaining at least 6.75 YPP. The Cardinal has also failed to cover the point spread in 4 of their last 5 games after scoring at least 42 points in their last contest. But the concern for head coach David Shaw has to be his defense after UCLA shredded them for 528 yards of offense. Stanford has failed to cover the point spread in 3 straight games after allowing at least 525 yards. The Cardinal is just 3-2 on the road this year — but they are being out-gained by -106.2 net YPG due to their defense that is allowing home teams to average a whopping 482.0 total YPG. Cal should build off their momentum as they have covered the point spread in 8 of their last 10 games after a straight-up win — and they have covered the point spread in 4 straight games after a point spread victory. The Bears defeated the Buffaloes last week despite generating only 211 yards of offense — but they have then covered the point spread in 9 of their last 10 games after failing to gain at least 250 yards in their last game. Cal is 4-2 on their home field this season — and they have are 7-3-1 ATS in their last 11 games on their home field. The Golden Bears have also covered the point spread in 5 of their last 6 home games as an underdog getting no more than 7 points. Furthermore, Cal has covered the point spread in 7 of their last 9 games against teams with a winning record. Together, these team trends produce our specific 70-19-1 ATS combined angle for this situation.

FINAL TAKE: This is the best team at Cal in their last three seasons — and that makes this the best opportunity for this team to end the eight-game losing streak they have endured against their arch-rivals across the bay. Stanford only won this rivalry game last year by a 17-14 margin despite playing the game at home in Palo Alto as a 13.5-point favorite. Don’t be surprised if the Golden Bears pull the upset — but take the points for some insurance. 10* CFB Don’t Need the Points (but we will take the points) Underdog Special with the California Golden Bears (334) plus the points versus the Stanford Cardinal (333). Best of luck for us — Frank.

At 1:30 PM ET on Saturday, we will be playing the UAB Blazers (307) plus the points versus the Middle Tennessee Blue Raiders (308). THE SITUATION: These two teams meet again in Murfreesboro for the second straight week after Middle Tennessee (8-4) won last Saturday’s game by a 27-3 score in an upset where they were 3-point underdogs. UAB (9-3) travels back looking to avenge that loss and to win the Conference USA Championship Game.

REASONS TO TAKE THE BLAZERS PLUS THE POINTS: UAB had their spot in this championship game clinched before playing last week — but winning that game would have ensured that they hosted the conference championship game back in Birmingham. Perhaps head coach Bill Clark preferred to hold back some plays last week and ensure the opportunity to face these Blue Raiders again this week even if it meant playing on their home field? Either way, it looks pretty evident that Clark had the Blazers take their foot off the proverbial gas pedal after falling behind by a 13-3 score at halftime in that game. UAB managed only 89 yards of offense in that game. Clark is an outstanding coach who has pulled off a minor miracle to get this team to the conference championship game despite going on a two-year hiatus four years ago. Clark was rewarded on Friday with a big contract extension that makes him the highest paid football coach in Conference USA. He should have his team ready to play a great game. The Blazers have covered the point spread in 8 of their last 10 games after suffering an upset loss by at least 17 points despite being favored in that game. UAB is also 7-1-1 ATS in their last 9 games after a straight-up loss as well as being 13-4-1 ATS in their last 18 games after a loss by at least 20 points — so this group has proven themselves to be very resilient under Clark’s leadership. Furthermore, the Blazers have covered the point spread in 6 of their last 9 games when avenging a loss where they did not score more than 9 points — and they have also covered the point spread in 7 of their last 10 games when avenging a loss by at least three touchdowns to their opponent. UAB has lost their last two games with both those contests being played on the road. But the Blazers have covered the point spread in 13 of their last 17 games after losing their last two contests on the road — and they have also covered the point spread in 5 of their last 6 games after suffering two straight losses on the road by double-digits. UAB should get their offense going this week — they rank 30th in the nation by averaging 207.5 rushing YPG. They are 20-8-2 ATS in their last 30 games after failing to score at least 20 points in their last game — and they are 10-4-2 ATS in their last 16 games after failing to gain at least 275 yards in their last game. But where this team should really see improvements in this rematch is on the other side of the football where they rank 8th in the nation by holding their opponents to just 287.2 total YPG. UAB is also 9th in the FBS by allowing just 16.7 PPG — and they out-gain their home hosts when playing on the road by +46.7 net YPG. This stout defense has helped the Blazers cover the point spread in 7 of their last 10 games against teams with a winning record. Middle Tennessee may not be able to prevent themselves from suffering from a bit of a letdown after winning easily last week to earn their opportunity to win the conference championship. As it is, the Blue Raiders have failed to cover the point spread in 5 of their last 7 games after a win at home by at least 17 points — and they have also failed to cover the point spread in 3 of their last 4 games after an upset win as an underdog. Middle Tennessee did not commit a turnover last week but that might not bode well for them now as they have failed to cover the point spread in 5 of their last 6 games after playing a game where they did not commit a turnover. The Blue Raiders get the opportunity to host this game at their Floyd Stadium where they are 5-0 this season — but they are only out-gaining their visitors by +35.8 net YPG. Middle Tennessee has failed to cover the point spread in 5 of their last 6 games in the month of December. And in their last 9 expected close games where they are listed in the +/- 3-point range, the Blue Raiders have failed to cover the point spread in 6 of these contests.

FINAL TAKE: I suspect that Clark kept a few tricks up his sleeve with the expectation that this rematch would be occurring this week. He will have a very eager and motivated team looking to redeem themselves from the thumping they received last week. It will be difficult for the Blue Raiders to maintain the intensity and sense of urgency that they displayed last week. 25* CFB Game of the Year with the UAB Blazers (307) plus the points versus the Middle Tennessee Blue Raiders (308). Best of luck for us — Frank.

At 12:30 PM ET on Saturday, we will be playing the Texas Longhorns (311) plus the points versus the Oklahoma Sooners (312). THE SITUATION: Texas (9-3) has won three straight games with their 24-17 win at Kansas as a 15.5-point favorite last Friday. Oklahoma (11-1) has won six straight games after their 59-56 win at West Virginia as a 3-point/3.5-point favorite last Friday night.

REASONS TO TAKE THE LONGHORNS PLUS THE POINTS: With Michigan losing last week, the Sooners are in a great position to reach the College Football Playoffs again this year if they can defeat their arch-rivals. But that pressure will be very heavy this afternoon. I know there are pundits on ESPN that describe the Oklahoma offense as the best one ever in College Football. Those dudes need to get a grip. Kyler Murray passed for 364 yards last week against the Mountaineers defense — but the Sooners have failed to cover the point spread in 7 of their last 8 games after passing for at least 280 yards in their last game. Additionally, Oklahoma has failed to cover the point spread in 9 of their last 11 games played on a neutral field — and they are 0-3-1 ATS in their last 4 games against teams with a winning record. The Sooners are playing with revenge on their mind with their lone loss this season being that 48-45 barnburner back on October 6th where they were 7-point favorites. But Oklahoma has failed to cover the point spread in 8 of their last 11 games when looking to avenge a loss where they surrendered at least 42 points. And that is the rub: this Sooners’ defense is a mess. Head coach Lincoln Riley fired his defensive coordinator Mike Stoops after that game — but the defense has not improved. In fact, Oklahoma has allowed 623 YPG over their last three contests which is -182 net YPG worse than what they were allowing before that stretch. The Sooners have won their last three games by an average winning margin of 6 PPG — but they were favored by an average of 18 PPG so this defense has them significantly underachieving. Texas is 13-5-2 ATS in their last 20 games against teams with winning record — and they have covered the point spread in 5 of their last 6 games against teams playing on a neutral field. Head coach Tom Herman should be able to oversee an offensive game plan that will be even more effective than the one that led to their victory in the first incarnation of the Red River Rivalry this season. Quarterback Sam Ehlinger has thrown 23 touchdown passes with only four interceptions. The Longhorns have lost three times this season with the losing margins being by just 5, 3 and 1 point. And Herman simply thrives when his teams are playing the role of the underdog as they have covered the point spread in 13 of their last 14 games as the dog which includes ten outright victories.

FINAL TAKE: Texas has covered the point spread in the last 6 meetings between these two teams — and the last five meetings have been decided by 7 points or less. The pressure to make the playoffs and the bad defense will likely lead to this being another close game. 10* CFB Texas-Oklahoma ABC-TV Special with the Texas Longhorns (311) plus the points versus the Oklahoma Sooners (312). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Marshall Thundering Herd (329) plus the points versus the Virginia Tech Hokies (330). THE SITUATION: Marshall (8-3) has won three straight games with their 28-25 win at Florida International as a 3.5-point favorite last Saturday. Virginia Tech (5-6) comes off a 34-31 win in overtime at home against Virginia as a 4-point underdog.

REASONS TO TAKE THE THUNDERING HERD PLUS THE POINTS: I hate this situation for the Hokies. This game is only being played because Virginia Tech’s game with East Carolina in September was canceled. The Hokies reached out to Marshall to arrange for this possible game if it was necessary for them to become bowl eligible — and with their upset win over Virginia last week, they need one more victory to reach a bowl game this year. So this is all happening for Virginia Tech to play in one more game — but that can also lead to plenty of pressure on this team that has underachieved all season. Frankly, the Hokies were very fortunate to earn the win over the Cavaliers last week. They scored on a fumble recovery for a touchdown early in that game to seize a 14-0 lead yet needed a second fumble recovery in the end zone to tie the game with under two minutes to go to force overtime which they did win. But Virginia Tech has failed to cover the point spread in 4 of their last 5 games after a straight-up win — and they have failed to cover the point spread in 4 of their last 5 games after a point spread victory. The Hokies have been uninspired at home this season where they are just 2-4 while being outscored by -4.9 PPG — and they have failed to cover the point spread in 4 of their last 5 games at home. What has happened to the Bud Foster-coached defense? They are allowing 435.4 total YPG this season which is 96th in the nation — and they are allowing 472.0 total YPG over their last three games. They do face a non-power conference opponent this afternoon — and they have failed to cover the point spread in 5 of their last 6 games against Conference USA opponents. Marshall is bowl bound with their eight wins — so one might question what they have at stake in this game. But head coach Doc Holliday will have his team licking their chops with this opportunity to knock off one of the heavyweight programs in their geographical region — there is a reason he agreed to take this game midyear. His teams have covered the point spread in 8 of their last 9 games as an underdog. The Thundering Herd have also covered the point spread in 4 of their last 5 games in the month of December. Furthermore, not only is Marshall 21-7-1 ATS in their last 29 games against teams outside Conference USA but they are also 4-1-1 ATS in their last 6 games against teams from the ACC. The Thundering Herd are 4-1 on the road this year with an average winning margin of +6.6 PPG. Together, these team trends produce our specific 55-14-2 ATS combined angle for this situation.

FINAL TAKE: This extra game gives Marshall a chance to reach ten wins this season. All the pressure is on the Hokies — but the Herd gets to relish in their role as the spoiler. Don’t be surprised if they pull the upset — but take the points for some insurance. 10* CFB Don’t Need the Points (but we will take the points) Underdog Special with the Marshall Thundering Herd (329) plus the points versus the Virginia Tech Hokies (330). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing the Utah Utes (305) plus the points versus the Washington Huskies (306). THE SITUATION: Utah (9-3) has won three straight games with their 35-27 win over BYU last Saturday as a 10.5-point favorite. Washington (9-3) has also won three in a row after they upset Washington State on the road last Friday as a 2.5-point underdog.

REASONS TO TAKE THE UTES PLUS THE POINTS: In head coach Kyle Whittingham I trust to have his team ready to play this game. Utah has covered the point spread in 8 of their last 11 games after a point spread loss. The team has handled the adversity of losing starting quarterback Tyler Huntley and starting running back Zack Moss to season-ending injuries. During their three-game winning streak, the Utes are scoring 32.3 PPG while averaging 393.3 total YPG operating the Air-Raid spread offense under second-year offensive coordinator Troy Taylor. Utah has covered the point spread in 6 of their last 7 games against Pac-12 opponents — and they are also 10-3-1 ATS in their last 14 games against teams with a winning record. Furthermore, the Utes have covered the point spread in 4 of their last 5 games when playing on a neutral field. This Utah team is looking to avenge a 21-7 loss to the Huskies back on September 15th. Utah is very tough under Whittingham when motivated by revenge. The Utes have covered the point spread in 6 straight games when avenging a loss at home to their opponent. Furthermore, Utah has covered the point spread in 14 of their last 19 games when avenging a loss by at least two touchdowns — and they have covered the point spread in 10 of their last 12 games when playing with revenge from a loss where they failed to score at least 14 points. Washington has failed to cover the point spread in 4 of their last 5 games after a straight-up win — and they have failed to cover the point spread in 4 straight games after a point spread victory. Additionally, the Huskies have failed to cover the point spread in 4 straight games after not allowing more than 20 points in their last game — and they have failed to cover the point spread in 4 of their last 5 games after not allowing more than 275 yards in their last game. Furthermore, while Washington gained 487 yards against the Cougars last week, they have then failed to cover the point spread in 4 straight games after gaining at least 450 yards in their last game. The Huskies have failed to cover the point spread in 7 of their last 8 games against Pac-12 rivals — and they have failed to cover the point spread in 4 of their last 5 games against teams with a winning record. And in their last 10 games as the favorite, Washington has failed to cover the point spread in 8 of these games.

FINAL TAKE: The Huskies were a dark horse National Championship contender for me to begin the season but the season-ending injury to left tackle Trey Adams has hampered their offensive line. Washington is just 3-3 away from home this season with losses at Oregon, California and in Atlanta against an Auburn team that has also disappointed. The Huskies may win this game — but I look for the Utes to be a very difficult out. 10* CFB Utah-Washington Fox-TV Special with the Utah Utes (305) plus the points versus the Washington Huskies (306). Best of luck for us — Frank.

At 7:00 PM ET on Friday, we will be playing the Northern Illinois Huskies (303) plus the points versus the Buffalo Bulls (304). Northern Illinois (7-5) limps into the Mid-American Conference Championship Game with their 28-21 upset loss at Western Michigan back on November 20th as a 6.5-point favorite. Buffalo (10-2) clinched their opportunity to win the conference championship with a 44-14 win at Bowling Green last Friday as a 16-point favorite.

REASONS TO TAKE THE HUSKIES PLUS THE POINTS: Northern Illinois has suffered two straight upset losses in a row as their loss to the Broncos was preceded by a 13-7 upset loss at home to Miami (OH) as a 6.5-point favorite. But because the Huskies raced out to a 6-0 record in conference play, the team was in firm control of winning the MAC West Division despite then losing their last two games. There is no better way for Rod Carey’s team to erase the memory of these last two setbacks then by winning this game and winning their conference title. This team returned fourteen starters from last year’s group that finished 8-5. This is the team’s first trip back to Ford Field in Detroit to play in this game in the last three years. As usual, this is a battle-tested team that played Utah at home while also traveling to play Iowa, BYU and Florida State in their non-conference schedule. They should play very well tonight as they have covered the point spread in 13 of their last 20 games after a loss by 7 points or less against a conference opponent. Northern Illinois did allow 285 passing yards to Western Michigan in their last game — and they have covered the point spread in 6 of their last 8 games after allowing at least 280 passing yards in their last game. The Huskies are led by their outstanding defense that ranks 26th in the nation by allowing only 344.0 total YPG. They rank 13th in the nation by holding their opponents to just 107.0 rushing YPG. Northern Illinois has only allowed 94 rushing yards in each of their last two games — and they have covered the point spread in 5 of their last 6 games after not allowing more than 125 rushing yards in two straight games. The Huskies are due for some better luck when it comes to the bouncing ball that often determines turnovers as they have endured a -2 or worse net turnover margin in three straight games. But Northern Illinois has covered the point spread in 7 of their last 8 games after losing the turnover battle in three straight games. Moving forward, the Huskies have covered the point spread in 23 of their last 33 road games in the month of November. Buffalo raced out to a 34-7 halftime lead over Bowling Green last week — but they have failed to cover the point spread in 7 of their last 10 games after holding at least a 24-point halftime lead in their last game. The Bulls are led by one of the best offensive lines in the country that helped them churn out 332 rushing yards against the Falcons meager defensive line (as we predicted when taking Buffalo in that game) — but this team has failed to cover the point spread in 6 of their last 8 games after rushing for at least 300 yards in their last game. The Bulls held the Bowling Green offense to only 58 rushing yards — but they have then failed to cover the point spread in 13 of their last 17 road games after not allowing more than 100 rushing yards in their last contest. But run defense is an issue for this team as their opponents are averaging 169.5 rushing YPG this season which is 74th in the nation. On paper, the Northern Illinois offense looks weak as they rank 124th in the FBS by averaging only 318.0 total YPG — but that mark rises over 50 YPG to a 369.0 total YPG mark in conference play. This is Buffalo’s third straight game away from home — and they have failed to cover the point spread in 4 straight games when playing on a neutral field.

FINAL TAKE: Northern Illinois is in a better position to win this game given their experience in this game along with their brutal non-conference schedule and the extra days they have had to rest and prepare for this showdown. Their defense should frustrate a Bulls’ offense that ranks last in the MAC in Red Zone offense. This is the biggest football game for this Buffalo team perhaps in program history — they have not even played in a bowl game since 2013. 25* CFB Underdog of the Month with the Northern Illinois Huskies (303) plus the points versus the Buffalo Bulls (304). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Dallas Cowboys (302) plus the points versus the New Orleans Saints (301). THE SITUATION: New Orleans (10-1) has won ten straight games after their 31-17 win over Atlanta last Thursday as an 11.5-point favorite. Dallas (6-5) has won three games in a row with their 31-23 win over Washington at home last Thanksgiving as a 7-point favorite.

REASONS TO TAKE THE COWBOYS PLUS THE POINTS: Dallas is playing with plenty of confidence right now — and the trade of Amari Cooper seems to be exactly what the doctor ordered to open up their offense. Cooper was spectacular on Thanksgiving by catching 8 balls for 180 yards with two touchdowns passes. Dallas generated 404 yards against the Skins in that game — not only have the Cowboys covered the point spread in 5 of their last 6 games after scoring at least 30 points in their last game but they have also covered the point spread in 11 of their last 13 games after gaining at least 400 yards in their last game. Dallas has covered the point spread in each of their last three games — and they are 15-7-1 ATS in their last 23 games after a point spread win while they have covered the point spread in 6 of their last 8 games after covering the point spread in three straight contests. The Cowboys stay at home where they are 4-1 with an average winning margin of +7.2 PPG while out-gaining their opponents by +55.8 net YPG. Dallas scored 26.2 PPG at home — and they have not allowed more than 28 points in all eleven games they have played this season. They have covered the point spread in 27 of their last 44 home games as the underdog — and they have covered the point spread in 9 of their last 14 home games getting 3.5 to 7 points. The Cowboys have also covered the point spread in 35 of their last 54 home games after winning three of their last four games. New Orleans has failed to cover the point spread in 5 of their last 8 games after covering the point spread as a double-digit favorite in their last game. And while the Saints have raced out to at least a two-touchdown lead in each of their last three games, they have failed to cover the point spread in 9 of their last 13 games after holding double-digit halftime leads in three straight games. And while New Orleans has scored at least 30 points in five straight games, they have then failed to cover the points spread in 6 of their last 8 games after scoring at least 25 points in their last five games — and they have also failed to cover the point spread in 15 of their last 20 games on the road after scoring at least 25 points in their last three contests. Furthermore, the Saints have benefited from at least a +2 net turnover margin in three straight games — but they have then failed to cover the point spread in 3 straight games are enjoying a +2 or better net turnover margin in at least three straight games. And in their last 8 games played on Thursday Night Football, New Orleans has failed to cover the point spread in 5 of these contests.

FINAL TAKE: The Saints may win their eleventh game in a row tonight — but they are likely in for a close game with a confident home team with plenty of momentum. 10* NFL Thursday Daily Discounted Deal with the Dallas Cowboys (302) plus the points versus the New Orleans Saints (301). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Houston Texans (274) minus the points versus the Tennessee Titans (273). THE SITUATION: Tennessee (5-5) saw their two-game winning streak snapped last week with their 38-10 loss at Indianapolis as a 1-point underdog. Houston (7-3) has won seven straight games with their 23-21 win at Washington as a 3-point favorite last Sunday.

REASONS TO TAKE THE TEXANS MINUS THE POINTS: Tennessee fell behind by a 24-3 score at halftime to the Colts which is not a good sign for them now. The Titans have failed to cover the point spread in 13 of their last 20 games after allowing at least 24 points in the first-half of their last game — and they have also failed to cover the point spread in 4 of their last 5 games after trailing by at least two touchdowns at halftime of their last game. Additionally, Tennessee is just 5-11-2 ATS in their last 18 games after allowing at least 30 points in their last game. Now the Titans stay on the road where they are 2-4 this season while being outscored by -3.4 PPG. The anemic Tennessee offense scores only 16.3 PPG while averaging just 297.2 total YPG. It does look like quarterback Marcus Mariota will get the start tonight but he may not be at 100% given his stinger injury. That is not a good sign for a team that has failed to cover the point spread in 14 of their last 23 games on the road. The Titans have also failed to cover the point spread in 4 straight trips to Houston. The Texans defense has stepped up their level of play as they are allowing only 17.5 PPG since Week Five. After playing on the road for the last two weeks, Houston returns home where they are 3-1 with an average winning margin of +6.0 PPG. Houston averages a robust 383.0 YPG at home while holding their opponents to just 19.7 PPG along with only 317.5 total YPG. Over their last three games, the Texans are scoring 28.0 PPG. This team will motivated to avenge a 20-17 upset loss at Tennessee back on September 16th as a 3-point favorite — and they have covered the points spread in 26 of their last 39 home games when playing with revenge. And in their last 5 games against AFC opponents, Houston has covered the point spread 4 times.

FINAL TAKE: The Texans will have additional motivation tonight as it is their first game since the passing of their owner Robert C. McNair. While he may not have been the most popular owner in the league (given some of his comments), the team will be playing with plenty of emotion. Look for this surging Houston team to overwhelm their AFC South rival. 10* NFL Monday Daily Discounted Deal with the Houston Texans (274) minus the points versus the Tennessee Titans (273). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Minnesota Vikings (272) minus the points versus the Green Bay Packers (271). THE SITUATION: Minnesota (5-4-1) has lost two of their last three games after their 25-20 loss last Sunday night in Chicago to the Bears as a 2.5-point underdog. Green Bay (4-5-1) has lost three of their last four contests with their 27-24 loss in Seattle last Thursday.

REASONS TO TAKE THE VIKINGS MINUS THE POINTS: Minnesota has been incredibly resilient under head coach Mike Zimmer. The Vikings have covered the point spread in 26 of their last 35 games after a straight up loss. They return home where their defense thrives by holding their visitors to just 19.0 PPG along with 273.4 total YPG. Minnesota has covered the point spread in 18 of their last 24 home games against teams with a losing record on the road. Minnesota is also a decisive 36-16-2 ATS in their last 54 games on their home field. Additionally, the Vikings have covered the point spread in 4 of their last 5 games in the month of November. Green Bay has failed to cover the point spread in 5 of their last 7 games after a straight-up loss. And while they allowed 378 yards of offense to the Seahawks last week, they are then just 1-4-1 ATS in their last 6 games after allowing at least 350 yards in their last game. Green Bay stays on the road this week where they are winless in five games while being outscored by -8.2 PPG in those games due to them allowing 29.8 PPG with the fewest points allowed being 27 to their home hosts. The Packers are just 1-5-1 ATS in their last 7 games away from home. Furthermore, Green Bay has failed to cover the point spread in 17 of their last 25 games in the month of November — and they have also failed to cover the point spread in 4 of their last games against NFC North foes.

FINAL TAKE: I don’t like where this Packers team is headed this season with head coach Mike McCarthy seemingly now a lame duck while Aaron Rodgers ignores his play selections at the line of scrimmage. Minnesota is also reeling — but their vastly superior roster depth should help them do what it takes to win this game in convincing fashion. 25* NFL Sunday Night Football Game of the Month with the Minnesota Vikings (272) minus the points versus the Green Bay Packers (271). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Carolina Panthers (264) minus the points versus the Seattle Seahawks (263). THE SITUATION: Carolina (6-4) has lost two straight games with their 20-19 upset loss at Detroit as a 4-point favorite last week. Seattle (5-5) snapped their two-game losing streak with a 27-24 win over Green Bay last week as a 3-point favorite.

REASONS TO TAKE THE PANTHERS MINUS THE POINTS: This is a crucial game for head coach Ron Rivera and his team. After losing at Pittsburgh by 31 points before their upset loss at Detroit, Carolina returns home where they are a perfect 5-0 with an average scoring margin of +9.8 PPG as compared to their 1-4 record when playing on the road. The turnover battle is dramatically different for the Panthers at home where they have a +10 net turnover margin as compared to their -5 net turnover margin when playing on the road. Carolina has covered the point spread in 8 of their last 10 games at home. They have covered the point spread in 4 of their last 5 games after playing their last two games on the road. Rivera should see a strong effort from his team. The Panthers have bounced-back to cover the point spread in 6 of their last 7 games after a straight-up loss — and they have covered the point spread in 11 of their last 16 games after a point spread setback. Furthermore, Carolina has covered the point spread in 17 of their last 22 games after an upset loss as a road favorite — and they have covered the point spread in 5 of their last 7 games after failing to cover the point spread in their last two games. Additionally, the Panthers have covered the point spread in 5 of their last 7 games in the month of November. Seattle has a difficult travel situation having to go out east to play at 1 PM ET contest. They have failed to cover the point spread in 7 of their last 10 games after a straight-up win. Defense is becoming a problem for this team as they have allowed 28.3 PPG along with 396.7 total YPG over their last three games. They allowed 311 passing yards to the Packers last week after giving up 307 passing yards the previous week to the Rams. Not only are the Seahawks just 1-6-1 ATS in their last 8 games after allowing at least 250 passing yards but they have also failed to cover the point spread in 4 of their last 5 games after allowing at least 300 passing yards in two straight contests. They did hold Green Bay to just 48 rushing yards last week — but they have failed to cover the point spread in 5 straight games after allowing at least 50 rushing yards in their last game. Seattle is allowing their opponents to average 4.9 Yards-Per-Carry — and that is an ominous number when facing these Panthers that average 5.0 Yards-Per-Carry.

FINAL TAKE: Carolina has won ten straight games at home while averaging nearly 31 PPG over that stretch and allowing just 21 PPG in those games. Look for the Panthers to take their frustrations out on this young Seattle team. 20* NFL Blowout Bookie Buster with the Carolina Panthers (264) minus the points versus the Seattle Seahawks (263). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Cincinnati Bengals (260) minus the points versus the Cleveland Browns (259). THE SITUATION: Cincinnati (5-5) has lost two straight games with their 24-21 loss at Baltimore as a 6.5-point underdog. Cleveland (3-6-1) takes the field again after their 28-16 upset win over Atlanta two Sundays ago as a 5.5-point underdog.

REASONS TO TAKE THE BENGALS MINUS THE POINTS: Cincinnati is a desperate for a win right now — and they have covered the point spread in 8 of their last 9 games after losing three of their last four games. The defense has been the problem for this team. The 403 yards they allowed to the Ravens last week was actually a big improvement from the 509 and 576 yards they allowed in their previous two contests. The Bengals have covered the point spread in 10 of their last 12 games after allowing at least 375 yards in their last three contests — and they have covered the point spread in 15 of their last 19 games after giving up at least 400 yards in their last two games. Cincinnati will once again be without wide receiver A.J. Green for this game but they have covered the point spread in 15 of their last 22 games against teams with a losing record. The Bengals have also covered the point spread in 4 of their last 5 games in the month of November — and they have also covered the point spread in 5 of their last 5 games against fellow AFC North opponents. Cleveland is just 0-4-1 ATS in their last 5 games after their bye week. They go back on the road where they are on a twenty-five game losing streak. The Browns are 0-4 away from home this season with a -6.0 PPG losing margin due to allowing 31.2 PPG. Cleveland is being out-gained by -90.2 net YPG by their home hosts. The Browns are just 4-11-1 ATS in their last 16 games on the road — and they have also failed to cover the point spread in 10 of their last 11 games played on field turf. Furthermore, Cleveland is just 5-15-1 ATS in their last 21 games against fellow AFC North opponents.

FINAL TAKE: The Bengals have dominated the Browns in the most recent Battle for Ohio showdowns. Cleveland has failed to cover the point spread in 7 straight clashes — and they are just 1-4-1 ATS in their last 6 trips to Cincinnati. 10* NFL Sunday Afternoon Discounted Deal with the Cincinnati Bengals (260) minus the points versus the Cleveland Browns (259). Best of luck for us — Frank.

At 10:15 PM ET on Saturday, we will be playing the Utah State Aggies (181) plus the points versus the Boise State Broncos (182). THE SITUATION: Utah State (10-1) enters their final game of the regular season coming off a 29-24 win at Colorado State as a 30.5-point favorite. Boise State (9-2) enters this game coming off a 45-14 win at New Mexico as a 21-point favorite.

REASONS TO TAKE THE AGGIES PLUS THE POINTS: The close call with the Rams should get the attention of this team. Those 29 points were the second-fewest that Utah State has scored all season — and two of their touchdowns were scored on defense. The Aggies are second in the nation by scoring 49.3 PPG but they only had the ball for 17:55 minutes in that game against Colorado State. The weather did play a role in that contest — but that close call will help head coach Matt Wells communicate that his team can take nothing for granted tonight. Utah State has covered the point spread in 5 of their last 7 games after a point spread loss. The Aggies have also covered the point spread in 7 of their last 9 games after a straight-up victory. Utah State has been very good on the road this year where their only loss was a 7-point loss at East Lansing against Michigan State in their opening game of the season. The Aggies are 4-1 away from home this year while outscoring their hosts by +14.0 PPG. Utah State needs to play better on defense this week after allowing 506 yards to Colorado State last week. The Rams have covered the point spread in 7 of their last 9 games after allowing at least 450 yards in their last game. Utah State ranks 34th in the nation by allowing only 22.1 PPG. The Total is set in the high-60s for this game — and the Aggies have covered the point spread in 15 of their last 20 games with the Total set at 63 or higher. Boise State had only scored 45 combined points in their previous two games at home against San Diego State and Fresno State before traveling to Albuquerque to face the Lobos last week. The Broncos are just 1-3-1 ATS in their last 5 games after scoring at least 40 points in their last game. Boise State held New Mexico and their run-based spread offense to just 103 passing yards (on just 14 pass attempts). The Broncos’ previous five opponents had generated at least 242 passing yards with that lowest number being from a run-oriented Air Force team that averaged 15.1 Yards-Per-Attempt in the air. Boise State allows 226.9 passing YPG which is just 63rd in the nation — and that likely spells trouble when now facing quarterback Jordan Love who leads an offense that is 22nd in the nation by averaging 282.1 passing YPG. The Broncos have failed to cover the point spread in 8 straight games after not allowing more than 125 passing yards in their last game. Boise State enjoyed a +3 net turnover margin in that win over the Lobos after not committing a turnover in that game. But the Broncos have failed to cover the point spread in 9 of their last 10 home games after a game where they did not commit a turnover. Boise State has also failed to cover the point spread in 15 of their last 21 games on their blue field at home. And in their last 19 games against teams with a winning record, the Broncos have failed to cover the point spread in 13 of these contests.

FINAL TAKE: The winner of this game advances to the Mountain West Conference Championship Game — so the stakes could not be higher. The Aggies also will have revenge on their minds after getting blown out by the Broncos last year by a 41-14 score. Eighteen starters returned from that team. Wells’ teams in the past could not win close games — they entered this season having lost their last eight games decided by one scoring possession. But after that opening loss to Michigan State, Utah State has won their only two games decided by one score with the experience of this team finally paying off. Don’t be surprised if this team pulls the upset — but take the points for some insurance. 25* CFB Saturday ESPN Bailout Game of the Year with the Utah State Aggies (181) plus the points versus the Boise State Broncos (182). Best of luck for us — Frank.

At 7:00 PM ET on Saturday, we will be playing the Iowa State Cyclones (208) minus the points versus the Kansas State Wildcats (207). THE SITUATION: Iowa State (6-4) saw their five-game winning streak snapped last week with their 24-10 loss at Texas as a 1-point underdog. Kansas State (5-6) has won two in a row after their 21-6 upset win against Texas Tech as a 6.5-point underdog last Saturday.

REASONS TO LAY THE POINTS WITH THE CYCLONES: Iowa State should rebound with a strong effort on Senior Night. They have bounced-back to cover the point spread in 16 of their last 21 games after a straight-up loss — and they have covered the point spread in 6 of their last 7 games after a straight-up loss. And while Iowa State only generated 210 yards of offense, they are then 6-0-1 ATS in their last 7 games after failing to gain at least 275 yards in their last game — and they are also 21-7-2 ATS in their last 30 games after failing to gain at least 20 points in their last contest. Now this team returns home where they are 4-1 this season while outgaining their opponents by +61.0 net YPG. The Cyclones have covered the point spread in 13 of their last 17 games at home — and they have also covered the point spread in 10 of their last 13 home games against teams with a losing record on the road. Furthermore, Matt Campbell’s team has covered the point spread in 15 of their last 21 home games when favored by 7.5 to 14 points — and this tightens to them covering six of their last seven games when laying more than 10 points but no more than two touchdowns. Kansas State can be a dangerous underdog under head coach Bill Snyder — but that rarely extends for two straight weeks. The Wildcats ave failed to cover the point spread in 5 of their last 6 games after an upset win as an underdog — and they have also failed to cover the point spread in 8 of their last 11 games after an upset victory over a conference rival as an underdog getting at least 6 points. Furthermore, Kansas State has failed to cover the point spread in 5 of their last 7 games after a straight-up win — and they have failed to cover the point spread in 7 of their last 9 games after a point spread win. Now this team goes back on the road where they are 0-4 this year with an average losing margin of -17.5 PPG due to a defense that allowed 34.2 PPG along with 499.5 total YPG. Together, these team trends produce our specific 112-34-3 ATS combined angle for this situation.

FINAL TAKE: Some might argue that Iowa State has little to play for tonight after they saw their chances to play for the Big 12 Championship next week fall by the wayside with their loss to the Longhorns. Of course, these same pundits will talk about relative motivations for winning their bowl game next month. The fact is that the Cyclones would love to end their ten-game losing streak to the Wildcats with their last victory in this series coming all the way back in 2007. Iowa State lost a 20-19 heartbreaker to Kansas State in Manhattan last year — look for them to win by double-digits to earn some revenge. 10* CFB Kansas State-Iowa State FS1 Special with the Iowa State Cyclones (208) minus the points versus the Kansas State Wildcats (207). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Miami (FL) Hurricanes (146) minus the points versus the Pittsburgh Panthers (145). THE SITUATION: Miami (6-5) snapped a four-game losing streak last Saturday with their 38-14 win at Virginia Tech as a 6.5-point favorite. Pittsburgh (7-4) has won four games in a row with their 34-13 win at Wake Forest as a 5.5-point favorite.

REASONS TO TAKE THE HURRICANES MINUS THE POINTS: Miami has covered the point spread in 11 of their last 14 games after a win by at least 17 points — and they have also covered the point spread in 11 of their last 16 games after a point spread victory. Additionally, the Hurricanes have covered the point spread in 21 of their last 27 games after not allowing more than 20 points — and this includes them covering the point spread in nine of these last eleven situations. Furthermore, Miami has covered the point spread in 8 of their last 10 games after losing four of their last five games. Head coach Mark Richt should be able to have his team very motivated to avenge a 24-12 loss at Pittsburgh last season as a 12-point favorite which ruined their perfect season and College Playoff aspirations. The Hurricanes get this rematch in South Beach where they are 4-1 with an average winning margin of +24.2 net PPG and out-gaining these opponents by +193.8 net YPG. While Miami’s offense comes to life at home, it is their defense that really shines as they limit their guests to just 14.8 PPG along with a mere 216.8 total YPG. Pittsburgh (7-4) may be caught looking ahead to the ACC Championship Game next week against Clemson. And after a cold few weeks in Pennsylvania, this Panthers team may be in for a shock playing in the still warm Florida weather. As it is, the Panthers have failed to cover the point spread in 8 of their last 12 games after winning at least four straight games. Pittsburgh is also 1-3-1 ATS in their last 5 games after a win by at least 20 points. And while the Panthers have generated 470 and 654 yards of offense in their last two games, they have then failed to cover the point spread in 9 of their last 14 games after gaining at least 450 yards in two straight games. Pitt plays their third game on the road in their last four contests where they are just 2-3 while being out-gained by -46.2 net YPG. The Panthers have failed to cover the point spread in 11 of their last 18 road games when favored in the 3.5 to 7 point range.

FINAL TAKE: With Pittsburgh looking ahead to Clemson, Miami should be very motivated to exact some revenge from their loss last season with this being Senior Day. 10* CFB Pittsburgh-Miami ESPN Special with the Miami (FL) Hurricanes (146) minus the points versus the Pittsburgh Panthers (145). Best of luck for us — Frank.

At 2:00 PM ET on Saturday, we will be playing the Liberty Flames (180) minus the points versus the New Mexico State Aggies (179). THE SITUATION: Liberty (4-6) has lost three straight games with their 53-0 loss at Auburn last week. New Mexico State (3-8) has lost four of their last five contests with their 45-10 loss at BYU last week.

REASONS TO TAKE THE FLAMES MINUS THE POINTS: Liberty returns home to close out their season where they are 3-1 this year. The Flames should respond with a strong effort under seven-year head coach Turner Gill. Liberty has bounced-back to cover the point spread in 5 of their last 7 games after a straight-up loss — and they have covered the point spread in 15 of their last 20 games after a loss by at least 20 points. The Flames managed only 134 yards of offense against the Tigers defense — but they have covered the point spread in 5 of their last 6 games after failing to gain at least 275 yards in their last game. Liberty has also covered the point spread in 5 of their last 6 games after failing to score at least 20 points in their last game. And while Auburn rolled up 531 yards of offense against them, the Flames have then covered the point spread in 12 of their last 16 games after allowing at least 450 yards in their last game. New Mexico State has failed to cover the point spread in 7 of their last 8 games after a straight-up loss — and they have also failed to cover the point spread in 4 straight games after a point spread setback. Furthermore, the Aggies have failed to cover the point spread in 5 straight games after a loss by at least 20 points. Additionally, not only has New Mexico State failed to cover the point spread in 4 straight games after failing to score at least 20 points but they have also failed to cover the point spread in 4 straight games after allowing at least 20 points. They stay on the road where they are just 1-5 this season while being outscored by -24.7 net PPG. They are allowing their hosts to score 44.3 PPG while generating over 500 YPG. The Aggies have failed to cover the point spread in 5 of their last 6 games on the road. Together, these team trends produce our specific 71-15 ATS combined angle for this situation.

FINAL TAKE: Liberty will have the extra motivation to avenge an upset loss to this New Mexico State team back on October 6th where they fell by a 49-41 score. The Aggies score only 19.7 PPG on the road so it will be difficult for them to keep up the pace in this rematch. It is hard to see what the motivation for this New Mexico State team will be either as they play out the string of this season. 10* CFB Blowout Bookie Buster with the Liberty Flames (180) minus the points versus the New Mexico State Aggies (179). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Georgia Tech Yellow Jackets (165) plus the points versus the Georgia Bulldogs (166). THE SITUATION: Georgia Tech (7-4) has won four straight games with their 30-27 win over Virginia last week as a 6.5-point favorite. Georgia (10-1) has won four in a row as well with their 66-27 win over UMass as a 41-point favorite last week.

REASONS TO TAKE THE YELLOW JACKETS PLUS THE POINTS: Georgia Tech is looking to avenge an ugly 38-7 loss to the Bulldogs last season. That was just the second time in the last fifteen meetings between these two teams that the game was decided by more than two touchdowns in this rivalry game. The Yellow Jackets usually play very well in Athens where they are 5-1-1 ATS in their last 7 games against Georgia. Georgia Tech is 9-4-1 ATS in their last 14 games after a straight-up win. And while the Yellow Jackets have covered the point spread in five of their last seven games, they have then covered the point spread in 19 of their last 27 road games after covering point spread expectations in five or six of their last seven contests. Additionally, Georgia Tech is 5-2-1 ATS in their last 8 road games against teams with a winning record at home — and they have also covered the point spread in 7 of their last 10 games against teams outside the ACC. Georgia may get caught looking ahead to their rematch of the National Championship Game with Alabama next week in the SEC Championship Game. As it is, they may be due for a letdown. The Bulldogs have failed to cover the point spread in 28 of their last 41 home games are winning their previous three games. This is Georgia’s third straight game at home — and they have failed to cover the point spread in 15 of their last 120 home games after playing at least their last two games at home. The Bulldogs have also failed to cover the point spread in 11 of their last 13 home games after winning their last two games at home. And while Georgia has covered the point spread in four of their last six games, they have then failed to cover the point spread in 12 of their last 15 home games after covering the point spread in four or five of their last six games. Together, these team trends produce our specific 128-45-4 ATS combined angle for this situation.

FINAL TAKE: Georgia used to attempt to schedule a team that ran an offense similar to the spread triple option that they will see from Paul Johnson’s team today — but they have not had that opportunity this season. The road team is 17-4-1 ATS in the last 22 meetings between these two teams. Expect a close game once again between these two rivals with the Yellow Jackets much more invested in this contest. 10* CFB Big Dog Surprise with the Georgia Tech Yellow Jackets (165) plus the points versus the Georgia Bulldogs (166). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Tulane Green Wave (214) minus the points versus the Navy Midshipmen (213). THE SITUATION: Tulane (5-6) saw their three-game winning streak snapped last Thursday with their 48-17 loss at Houston as a 7.5-point underdog. Navy (3-8) snapped their seven-game losing streak with their 37-29 win over Tulsa last Saturday as 5-point favorites.

REASONS TO TAKE THE GREEN WAVE MINUS THE POINTS: Tulane has failed to cover the point spread in their last two games — but they have covered the point spread in 4 of their last 5 games after failing to cover the point spread in their last two contests. The Green Wave is also 5-0-1 ATS in their last 6 games after failing to score at least 20 points in their last game. Now, this Tulane team returns home where they are outscoring their visitors by +7.4 PPG while out-gaining these opponents by +46.5 net YPG. The Green Wave have covered the point spread in 8 of their last 11 games at home — and they have covered the point spread in 15 of their last 22 home games again teams with a losing record on the road. Additionally, Tulane has covered the point spread in 12 of their last 16 home games when favored in the 3.5 to 7.5 point range — and they have covered the point spread in 6 of their last 9 home games with the Total set in the 49.5 to 56 point range. The Green Wave are doing a good job of implementing head coach Willie Fritz’s run-first spread offense as they rank 25th in the nation by averaging 215.5 rushing YPG. This ground game should have plenty of success against the faltering Midshipmen defense that ranks 92nd in the nation by allowing 194.5 rushing YPG. It has been a lost season for this Navy team that returned only nine starters from a team that dropped six of their last seven games in the regular season last year. With this group not eligible for a bowl with just three wins, this team may be looking ahead for their rivalry game with Army. As it is, the Midshipmen are just 1-3-1 ATS in their last 5 games after a straight-up win. Navy has been a disaster on the road this season where they are 0-6 with an average losing margin of -20.3 net PPG. They are also being out-gained by -154.1 net YPG in these six road games. The Midshipmen have failed to cover the point spread in 5 of their last 6 road games. Navy has also failed to cover the point spread in 4 of their last 5 games against teams with a losing record.

FINAL TAKE: Tulane needs this victory to become bowl eligible for the first time in Fritz’s three years with the program. They are also playing with revenge on their mind after losing to the Midshipmen last year by a 23-21 score. The Green Wave did limit Navy to just 194 rushing yards in that game as they contained their spread triple option to averaging just 3.73 Yards-Per-Carry. I like that Tulane had an extra two days of rest and preparation for this unique offense. 25* CFB American Athletic Conference Game of the Year with the Tulane Green Wave (214) minus the points versus the Navy Midshipmen (213). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing the West Virginia Mountaineers (142) plus the points versus the Oklahoma Sooners (141). THE SITUATION: West Virginia (8-2) looks to bounce-back from a 45-41 upset loss at Oklahoma State last week as a 6-point favorite. Oklahoma (10-1) has won five straight games with their 55-40 victory over Kansas last week as a 35-point favorite. The winner of this game earns the right to play Texas next week in the Big 12 Championship Game.

REASONS TO TAKE THE MOUNTAINEERS PLUS THE POINTS: West Virginia had won three straight games before being upset by the Cowboys — but Dana Holgorsen’s team can redeem themselves from that loss with a win tonight. Led by Heisman Trophy candidate Will Grier at quarterback, the Mountaineers have a powerful offense that ranks 10th in the nation by averaging 502.0 total YPG. West Virginia has scored at least 41 points in four straight games and they generated 553 yards of offense last week against Oklahoma State. The Mountaineers have covered the point spread in 4 of their last 5 games after gaining at least 525 yards in their last game. They return home where they are a perfect 5-0 while scoring 46.0 PPG and generating 540.2 total YPG. Grier leads a passing attack that is 5th in the nation by averaging 340.0 passing YPG — and he should have plenty of success against this Sooners’ pass defense that ranks 107th in the nation by allowing 263.6 passing YPG. Defense is an issue for this West Virginia team (as it is for all Big 12 teams). But they are 3-1-1 ATS in their last 5 games after allowing at least 40 points in their last game. Playing back in Morgantown should help this team as they are allowing only 13.8 PPG along with just 281.2 total YPG at home. West Virginia is outscoring their opponents by +32.8 net PPG while out-gaining their guests by +259 net YPG. The Mountaineers have covered the point spread in 4 of their last 5 games at home — and they have also covered the point spread in 6 of their last 9 home games as the underdog. West Virginia is also 3-0-1 ATS in their last 4 games against teams with a winning record. Oklahoma may be due for a letdown as they have failed to cover the point spread in 8 of their last 10 games after a straight-up win. They have also failed to cover the point spread in 5 of their last 6 games after a win at home — and they have failed to cover the point spread in 5 of their last 6 games after a win over a conference rival. The Sooners did generate 568 yards against the Jayhawks — they averaged 7.89 Yards-Per-Play in that game. Oklahoma had averaged 9.12 YPP in their previous game — but they have failed to cover the point spread in 10 of their last 12 road games after averaging at least 6.75 YPP in their last two games. The bigger concern for this team is on the other side of the football where they have allowed at least 40 points in three straight games. The Sooners are allowing 425.8 total YPG which not only ranks 87th in the nation but is -73.6 net YPG worse than what West Virginia allows. Oklahoma allowed the Kansas offense to generate 524 yards against them — and they have then failed to cover the point spread in 5 of their last 7 games after allowing at least 450 yards in their last game. Furthermore, not only have the Sooners failed to cover the point spread in 6 of their last 8 games on the road but they have also failed to cover the point spread in 7 of their last 10 road games as the favorite.

FINAL TAKE: Last year’s Oklahoma team allowed under 395 yards per game — yet head coach Lincoln Riley fired defensive coordinator Mike Stoops for that unit finishing outside the top-50 in defense for the sixth time since 2012. This defense appears even worse. Look for West Virginia to outscore this Sooners team back on their home field. 25* CFB Friday ESPN Game of the Year with the West Virginia Mountaineers (142) plus the points versus the Oklahoma Sooners (141). Best of luck for us — Frank.

At 4:15 PM ET on Saturday, we will be playing the South Florida Bulls (134) plus the points versus the Central Florida Knights (133). THE SITUATION: South Florida (7-4) has lost four straight games with their 27-17 loss at Temple as a 14-point underdog last week. Central Florida (10-0) remained undefeated with their 38-13 win at home against Cincinnati last Saturday night as a 6.5-point favorite.

REASONS TO TAKE THE BULLS PLUS THE POINTS: South Florida can earn a signature win by giving the Knights their first loss of the season — and they will certainly be confident in this game after being upset by a 49-42 score to UCF in a back-and-forth affair last November despite being a 10.5-point favorite in that contest. Head coach Charlie Strong should get a strong effort from his team as USF is 7-2-1 ATS in their last 10 games after a straight up loss. South Florida managed only 266 yards of offense against the Owls but they have a good chance to get their offense that ranks 27th in the nation by averaging 456.6 total YPG going in this game. The Bulls have covered the point spread in 5 of their last 7 games after failing to gain at least 275 yards in their last contest — and they are 3-0-1 ATS in their last 4 games after failing to score more than 20 points in their last game. They return home where they are 4-1 this season after playing three of their last four games on the road. Playing a full 60 minutes will be one of the messages that Strong has for his players in this game after they went into the locker room against Temple with a 17-0 lead. The Bulls have covered the point spread in 21 of their last 28 games after enjoying at least a 17 point lead at halftime of their last game — and they have also covered the point spread in 16 of their last 21 home games after not allowing more than a field goal in the first half of their last game. Additionally, South Florida has covered the point spread in 9 of their last 12 games against teams with a winning record — and they have covered the point spread in 9 of their last 13 games in the month of November. Central Florida defeated the Bearcats by 25 points despite only being on offense for 22:48 minutes of that game. The Knights only out-gained Cincinnati by 23 net yards. UCF may be undefeated but their suspect run defense is going to catch up with them sooner rather than later. The Knights rank 111th in the nation by allowing 213.2 rushing YPG. They have allowed their last three opponents to generate at least 226 rushing yards. Not only has UCF failed to cover the point spread in 6 of their last 9 games after allowing at least 225 rushing yards in their last game but they have also failed to cover the point spread in 3 of their last 4 games after allowing at least 225 rushing yards in three straight contests. They face a USF team that averages 203.1 rushing YPG this season. Central Florida has also benefited from a favorable schedule that has seen them play at home for their last three games. The Knights go on the road for just the fourth time this season with easy trips already in the books against UConn and East Carolina. Their closest game of the season came on the road where they defeated Memphis by a 31-30 score which demonstrated their vulnerability away from home. They are allowing their home hosts to average a whopping 490.7 total YPG. Central Florida is being asked to lay a bunch of points — and they have failed to cover the point spread in 5 of their last 8 road games when laying 14.5 to 21 points. Together, these team trends produce our specific 84-32-2 ATS combined angle for this situation.

FINAL TAKE: UCF has clinched their spot in the American Athletic Conference championship game next week — but a loss here in the “War on I-4” could ruin their hope to at least lay claim to the one non-Power Five conference New Years Day bowl slot. There is also the pressure this team faces in maintaining their two-year win streak. Expect the Bulls ground game to keep this game close. 10* CFB Central Florida-South Florida ESPN Special with the South Florida Bulls (134) plus the points versus the Central Florida Knights (133). Best of luck for us — Frank.

At 12:00 PM ET on Friday, we will be playing the Buffalo Bulls (121) minus the points versus the Bowling Green Falcons (122). THE SITUATION: Buffalo (9-2) saw their five-game winning streak snapped back on November 14th with their 52-17 loss at Ohio as a small 2.5-point underdog. Bowling Green (3-8) has won two straight games after their 21-6 upset win at Akron as a 6.5-point underdog last Saturday.

REASONS TO TAKE THE BULLS MINUS THE POINTS: Buffalo had the opportunity to clinch a spot in the Mid-American Conference championship game in that game with the Bobcats but they were simply flat and mentally unprepared for that game. We took Ohio in that midweek MACtion game — and we were rewarded with the Bobcats enjoying a +4 net turnover margin while out-gaining the Bulls by a whopping 646 to 277 yards advantage. Head coach Lance Leipold should have his team ready to play this afternoon — they have a big preparation edge with the extra days off and now facing a Falcons team playing on a short week from last Saturday. Buffalo still advances to face Northern Illinois next week in the MAC championship game with a victory this afternoon. Buffalo has bounced-back to cover the point spread in 6 of their last 8 games after a straight-up loss — and they have covered the point spread in 16 of their last 21 games after a loss by at least 20 points. Furthermore, the Bulls have covered the point spread in 5 of their last 7 games after failing to score more than 20 points in their last game. Buffalo has also covered the point spread in 5 straight games against teams with a losing record — and they have covered the point spread in 5 straight games against teams with a losing record. The Bulls have one of the best offensive lines in the nation — they should overwhelm a Falcons team with a weak defensive line that has let their opponents average 275.8 rushing YPG which is 127th in the nation. Interim head coach Carl Pelini has seen his team upset Central Michigan and then Akron in their last two games — but the Chippewas are a hot mess at 1-10 this season and the Zips offense makes every defense look good as they rank 126th in the nation in total offense. Bowling Green has failed to cover the point spread in 4 of their last 5 games after a straight-up win. The Falcons return home where they have only won once in the last two seasons while allowing this year’s guests to score 39.0 PPG along with gaining 484.2 total yards of offense. Bowling Green has failed to cover the point spread in 20 of their last 27 games at home — and they have failed to cover the point spread in 5 of their last 6 home games against teams with a winning record on the road. Together, these team trends produce our specific 70-20 ATS combined angle for this situation. 

FINAL TAKE: This Buffalo team is angry and motivated — and their ground attack travels as they average 185 rushing YPG on 4.7 Yards-Per-Carry on the road. The Bulls should overwhelm this Bowling Green that has taken a few steps back which prompted the firing of their third-year head coach Mike Jinks. 20* CFB Blowout Bookie Buster with the Buffalo Bulls (121) minus the points versus the Bowling Green Falcons (122). Best of luck for us — Frank.

At 12:00 PM ET on Friday, we will be playing the Iowa Hawkeyes (124) minus the points versus the Nebraska Cornhuskers (123). THE SITUATION: Iowa (7-4) snapped their three-game losing streak last Saturday with their dominant 63-0 win at Illinois as a 15-point favorite. Nebraska (4-7) has won two straight as well as four of their last five games with their 9-6 win over Michigan State as a 1.5-point favorite last week.

REASONS TO TAKE THE HAWKEYES MINUS THE POINTS: Iowa should build off the momentum of their blowout victory. They have covered the point spread in 5 of the last 7 games after both a straight-up win as well as after a point spread victory. Additionally, the Hawkeyes are 6-2-1 ATS in their last 9 games after not allowing more than 20 points in their last game. Head coach Kirk Ferentz’s team is one of the best defensive teams in the nation. They rank 9th in the FBS by allowing only 16.5 PPG — and they rank an even better 6th in the nation by giving up only 279.5 total YPG. After playing three of their last four games on the road, they return home to Iowa City for Senior Day where they are outscoring their opponents by +11.3 PPG due their stifling defense that limits their visitors to just 11.0 PPG along with a mere 243.8 total YPG. Iowa is also out-gaining their guests by +125.4 total YPG. The Hawkeyes are 7-3-1 ATS in their last 11 games on their home field. Iowa has also covered the point spread in 4 of their last 5 games against teams with a losing record. Nebraska defeated Sparty in the snow last Saturday despite being outgained by -41 net yards. The Cornhuskers managed only 248 yards of offense against the Michigan State defense. That is not a good sign for this contest. Not only are they just 1-7-1 ATS in their last 9 games after failing to score more than 20 points in their last game but they are also 0-6-1 ATS in their last 7 games after failing to generate more than 275 yards of offense in that contest. Head coach Scott Frost’s team is also just 2-10-2 ATS in their last 14 games after a point spread victory. Not they finish their disappointing season on the road where they are 0-4 this year while being outscored by -17.7 net PPG and out-gained by -102.5 net YPG.

FINAL TAKE: Frost has to get his team into the weight room as he looks to change the nature of this Nebraska program. The Cornhuskers’ defense has plummeted over the years — these Blackshirts rank tied for 96th in the nation by allowing 434.8 total YPG. These soft defenses are the type of teams that the Hawkeyes expose in the Ferentz era — especially when playing at home in Kinnick Stadium. 25* CFB Big Ten Game of the Year with the Iowa Hawkeyes (124) minus the points versus the Nebraska Cornhuskers (123). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Atlanta Falcons (109) plus the points versus the New Orleans Saints (110). THE SITUATION: Atlanta (4-6) has lost two straight games with their 22-19 loss to Dallas as a 3.5-point favorite on Sunday. New Orleans (9-1) has won nine straight games with their 48-7 blowout victory over Philadelphia on Sunday as a 7-point favorite.

REASONS TO TAKE THE FALCONS PLUS THE POINTS: Atlanta managed only 80 rushing attempts on 18 carries in that loss to Dallas last week — and they have covered the point spread in 10 of their last 14 games after failing to rush for more than 90 yards in their last game. The Falcons have suffered two straight upset losses with that loss to the Cowboys preceding an upset loss on the road to Cleveland where they were 6-point favorites. But don’t count out Atlanta to keep this game closer than expected in this rivalry game played on a short week. The Falcons know this Saints team very well — and they have covered the point spread in 7 of their last 9 games played for Thursday Night Football. Atlanta looks to avenge a 43-37 upset loss to New Orleans as a small 1.5-point favorite back on September 23rd — and they have covered the point spread in 4 of their last 5 games when attempting to avenge an upset loss. The underdog in this series has now covered the point spread in 8 of the last 10 meetings between these two teams which makes the opportunity to take all these points very enticing. New Orleans has failed to cover the point spread in 13 of their last 18 games as a double-digit favorite — and they have also failed to cover the point spread in 10 of their last 15 home games when laying 10.5 to 14 points. The Saints enjoyed a +3 net turnover margin against the Eagles last Sunday — but they have failed to cover the point spread in 32 of their last 46 home games after enjoying a +2 or better turnover in their last game. New Orleans may be due for a bit of a letdown after scoring at least 45 points in three straight games while enjoying a minimum halftime lead of 15 points in those three contests. But the Saints have failed to cover the point spread in 10 of their last 16 games after scoring at least 30 points in three straight games — and they have failed to cover the point spread in 9 of their last 12 games after enjoying a halftime lead of at least a touchdown in three straight games. Moving forward, New Orleans has failed to cover the points spread in 8 of their last 12 games when playing on Thursday Night Football. The Saints have also failed to cover the point spread in a decisive 53 of the last 87 home games against fellow NFC South foes.

FINAL TAKE: This New Orleans team is not at full strength with their left tackle Terron Armstead questionable with a shoulder along with their right guard Larry Warford still questionable dealing with the concussion protocol. The team will also be without their star rookie defensive end Marcus  Davenport who is dealing with a toe. The Falcons are getting too many points in a heated divisional rivalry game to pass up. 10* NFL Atlanta-New Orleans NBC-TV Special with the Atlanta Falcons (109) plus the points versus the New Orleans Saints (110). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing the Mississippi Rebels (114) plus the points versus the Mississippi State Bulldogs (113). THE SITUATION: Mississippi (5-6) has lost four straight games with their 36-29 loss in overtime at Vanderbilt as a 3-point underdog last Saturday. Mississippi State (7-4) has won three of their last four games after enjoying their biggest victory of the season last week with their 52-6 blowout win over Arkansas as a 23.5-point favorite.

REASONS TO TAKE THE REBELS PLUS THE POINTS: Ole Miss seemingly scored the winning touchdown in overtime before a penalty erased that play. It has been a disappointing season in the first-year under head coach Matt Luke who had the interim job last year after the program imploded when the actions of grifter Hugh Freeze came to light. The football program imposed a bowl ban for this year’s team — so this is the proverbial de-facto bowl game for this team with its nineteen seniors. In this rivalry game, don’t be surprised if Ole Miss plays their best game of the season. They have lost four games in a row — but they have covered the point spread in 7 of their last 10 games after losing four straight games. They outgained the Commodores last week by a decisive 578 to 387 yardage margin but somehow found a way to lose that game. But this team plays their opponents close — they are out-gaining their opponents by +50.5 net YPG while out-gaining their last three opponents by +78.4 net YPG despite losing all three contests. Now after playing their last two games on the road, Ole Miss returns home where they are outscoring their out-gaining their opponents by +79.6 net YPG. This Rebels offense can score points on anyone. They rank 5th in the nation by averaging 539.7 total YPG — and they score 41.8 PPG while generating 572.3 total YPG when playing on their home field. Senior quarterback Jordan Ta’amu has passed for 3831 yards this season while tossing 19 touchdowns while throwing just seven interceptions. Ta’amu is second in the NFL by averaging 348.2 passing YPG — and he has a dynamic target in wide receiver A.J. Brown who has 1259 receiving yards this season. This duo makes Ole Miss a dangerous underdog — they have covered the point spread in 8 of their last 12 home games as an underdog getting 7.5 to 14 points. The Rebels have also covered the point spread in 13 of their last 22 games at home with the Total set int one 56.5 to 63 point range. Ole Miss has played their last two games Under the Total — but they have then covered the point spread in 23 of their last 40 games after playing their last two games Under the Total. And in their last 7 games played on a Thursday, the Rebels have covered the point spread in 5 of these games. Mississippi State may be due for a letdown after playing their best game of the season. That is not a good sign for a team that has failed to cover the point spread in 6 straight games after winning three of their last four games. And while the Bulldogs have covered the point spread in three of their last four games, they have then failed to cover the point spread in a decisive 29 of their last 44 games after covering the point spread in three of their last four games — and this includes failing to cover the point spread in five of these last six situations. Furthermore, Mississippi State has failed to cover the points spread in 6 of their last 9 games after a win over a conference rival. Don’t be surprised if turnovers play a role in this game. While the Bulldogs have not committed more than one turnover in four straight games, they have failed to cover the point spread in 10 of their last 13 games when not experiencing more than one turnover in four straight contests. They go back on the road where they are 1-3 this season while being outscored by -10.0 net PPG. The problem for this team away from home is they are scoring only 10.2 PPG away from home. The hope of first-year head coach Joe Moorhead was that he could establish a vertical passing attack for senior quarterback Nick Fitzgerald. Instead, Mississippi State is completing only 44.7% of their pass attempts on the road while averaging a mere 121.0 passing YPG which is 60 YPG below their season average. The Bulldogs have failed to cover the point spread in 4 of their last 5 games on the road — and they have failed to cover the point spread in 8 of their last 9 road games against teams without a winning percentage higher than 50% at home. Furthermore, the Bulldogs are just 2-6-1 ATS in their last 9 trips to OIe Miss in the Egg Bowl.

FINAL TAKE: Mississippi State does bring a great defense into this game — but they will be facing a confident Rebels team that returned 15 starters (including Ta’amu and Brown) who pulled a 31-28 upset on the road as 14-point underdogs last season. This is where the hiring of Moorhead from Penn State where he was offensive coordinator may be a negative since as an outsider he lacks an appreciation for this rivalry game. The underdog has covered the point spread in 5 of the last 6 meetings between these two teams. Expect Ole Miss to keep this game closer than expected. 25* CFB SEC Game of the Year with the Mississippi Rebels (114) plus the points versus the Mississippi State Bulldogs (113). Best of luck for us — Frank.

At 4:30 PM ET on Thursday, we will be playing the Washington Redskins (107) plus the points versus the Dallas Cowboys (108). THE SITUATION: Washington (6-4) has lost two of their last three games with their 23-21 loss to Houston on Sunday as a 3-point underdog. Dallas (5-5) pulled off their second-straight upset victory on Sunday with their 22-19 win in Atlanta over the Falcons as a 3.5-point underdog.

REASONS TO TAKE THE SKINS PLUS THE POINTS: The bigger news for Washington was the gruesome leg injury to quarterback Alex Smith that ended his season in eerily similar ways to what to Joe Theismann for the team over two decades ago. The offense is now in the hands of the nine-year veteran Colt McCoy. I am a bit more bullish on what McCoy can do running this offense than the general public. The former Texas star has 25 professional starts under his belt with a firm understanding of the Jay Gruden offense having been with the Skins for 4 1/2 seasons. McCoy does not have a strong arm — but neither does Smith. I expect McCoy to capably run the offense while limiting his mistakes and letting the stout Skins’ defense keep them in the game. I certainly expect Washington to play hard in this crucial NFC East contest. As it is, the Skins have covered the point spread in 16 of their last 21 games after a straight-up loss — and they have covered the point spread in 6 straight games on the road after a loss at home. Additionally, Washington has covered the point spread in 6 of their last 7 games as an underdog — and they have covered the point spread in 5 of their last 6 games with the Total set in the 35.5 to 42 point range. Furthermore, the Skins have covered the point spread in 9 of their last 12 games in the month of November — and they have also covered the point spread in 9 of their last 11 trips to Dallas to face the Cowboys. Dallas returns home after pulling off two straight upset wins on the road against the Eagles and Falcons — but this remains a team that has failed to cover the point spread in 15 of their last 23 games after a win on the road by a field goal or less. This is not a franchise that handles short-term prosperity very well. The Cowboys have failed to cover the point spread in 7 of their last 8 home games against teams with a winning record at home. Dallas held Atlanta to just 324 yards of offense due in large measure to limiting them to 10 fewer snaps on offense versus their season average. The Cowboys have allowed their last two opponents to average 6.23 and 7.02 Yards-Per-Play — and they have then failed to cover the point spread in 8 of their last 12 games after allowing their last two opponents to average at least 6.5 YPP. Dallas has also failed to cover the point spread in 11 of their last 15 games against teams with a winning record. And in their last 10 games played on a Thursday, the Cowboys have failed to cover the point spread in 8 of these contests.

FINAL TAKE: Four of Dallas’ five victories this season have been decided by one scoring possession. They may win this game — but this should be a close contest between divisional rivals with first-place and playoff positioning on the line. Taking the points will be valuable with a Washington team that should rally around each other after the injury to their starting quarterback. 25* NFC East Game of the Month with the Washington Redskins (107) plus the points versus the Dallas Cowboys (108). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Los Angeles Rams (474) minus the points versus the Kansas City Chiefs (473). THE SITUATION: Kansas City (9-1) has won four straight games with their 26-14 win over Arizona last week as a 16.5-point favorite. Los Angeles (9-1) enters this game coming off a 36-31 win over Seattle last week as a 10-point favorite.

REASONS TO TAKE THE RAMS MINUS THE POINTS: The Chiefs have covered the point spread in eight of their ten games this season — but they have failed to cover the point spread in 17 of their last 25 games after covering the point spread in six or seven of their last eight games. Kansas City has also failed to cover the point spread in 4 straight games after covering the point spread in eight of their last ten games. I have concerns about the KC pass defense that ranks second-to-last in the NFL by allowing 289.0 passing YPG. Overall, the Chiefs’ defense ranks 30th in the league by allowing 410.7 total YPG. It is this leaky defense that has Kansas City only out-gain their opponents by +12.4 net YPG. The Chiefs are actually being out-gained on the road by -17.4 net YPG. Additionally, while Kansas City has averaged at least 6.47 Yards-Per-Play, they have then failed to cover the point spread in 10 of their last 12 games after averaging at least 6.0 YPP in three straight games. And in their last 5 games in the month of November, the Chiefs have failed to cover the point spread in 4 of these games. Los Angeles is out-gaining their opponents by +92.8 net YPG this season. The Rams are very tough when playing at home where they are 5-0 while outscoring their visitors by +12.0 PPG and out-gaining them by +133.8 net YPG. Quarterback Jared Goff has been outstanding when playing at home where he has a 14:2 touchdown-to-interception ratio while averaging a spectacular 10.2 Yards-Per-Passing-Attempt. It might be tempting to take the points with such a good team like the Chiefs — but history is not on the side of Andy Reid’s team. Road underdogs (or pick ‘ems) with winning records who have won at least eight of their last ten games have then failed to cover the point spread in 39 of the last 50 situations (78%) where those conditions applied. Furthermore, favorites who have won three of their last four games now facing a team that has won at least eight of their last ten games have then covered the point spread in 30 of the last 36 situations (83%) where these conditions applied.

FINAL TAKE: This Rams team is a bit more battle-tested with contests against the Saints and Minnesota on their resume. The best team the Chiefs have played is likely the Patriots who seem to have taken a step back this season. Kansas City also played the Steelers early in the season — but Pittsburgh was not playing nearly as well as they are right now. Look for Los Angeles to pull away from the Chiefs. 10* NFL Monday Daily Discounted Deal with the Los Angeles Rams (474) minus the points versus the Kansas City Chiefs (473). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Minnesota Vikings (457) plus the points versus the Chicago Bears (458). THE SITUATION: Minnesota (5-3-1) takes the field again having won four of their last five games with their 24-9 win over Detroit two weeks ago as a 4.5-point favorite. Chicago (6-3) has won three straight games after their 34-22 win over those same Lions last Sunday as a 7.5-point favorite.

REASONS TO TAKE THE VIKINGS PLUS THE POINTS: The Bears have benefited from a soft schedule which has included the Jets, the Bills and the Lions over their last three games. So while Chicago has won three straight games over those cupcakes, they have failed to cover the point spread in 21 of their last 29 games after winning three of their last four contests. And while the Bears were a touchdown or better favorites in those last three games, they have also failed to cover the point spread in 12 of their last 16 games after covering the point spread as the favorite. Chicago averaged 7.73 Yards-Per-Play against the Lions last week — but they have failed to cover the point spread in 8 straight games after averaging at least 6.5 YPP in their last game. Furthermore, while the Bears have scored a combined 75 points in their last two games, they have failed to cover the point spread in 24 of their last 30 games after scoring at least 25 points in two straight games. Moving forward, Chicago has failed to cover the point spread in 15 of their last 22 games with the Total set in the 42.5 to 49 point range — and they are just 2-5-1 ATS in their last 8 games against teams with a winning record. Additionally, in their last 7 expected close games where they are listed in the +/- 3-point range, the Bears have failed to cover the point spread in 5 of these contests. Minnesota is the healthiest that they have been all season as they return from their bye week. They should play well building off the momentum of their blowout win over the Lions. The Vikings have covered the point spread in 4 of their last 5 games after a win over a divisional rival — and they are a decisive 36-16-1 ATS in their last 53 games after a point spread victory. Minnesota goes back on the road where they have covered the point spread in 8 of their last 11 games. The Vikings have also covered the point spread in 12 of their last 16 games with the Total set in the 42.5 to 49 point Total. And Minnesota has also covered the point spread in their last 4 games in the month of November.

FINAL TAKE: Look for this surging Vikings team to expose the Bears to be not as good as the point spread advertises. 10* NFL Sunday Night Discounted Deal with the Minnesota Vikings (457) plus the points versus the Chicago Bears (458). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Atlanta Falcons (454) minus the point versus the Dallas Cowboys (453). THE SITUATION: Atlanta (4-5) saw their three-game winning streak snapped last week in Cleveland where they lost by a 28-16 score despite being a 5.5-point favorite. Dallas (4-5) snapped their two-game losing streak last Sunday night with their 27-20 upset win at Philadelphia as a 7.5-point underdog.

REASONS TO TAKE THE FALCONS MINUS THE POINTS: We had the Cowboys last week as a sizable underdog in a desperate situation for them — but I was immediately concerned with the satisfied look on the face of head coach Jason Garrett and the rest of this team after that win. As if this team is still not facing dire straits moving forward. Dallas remains very inconsistent — they are 1-3-1 ATS in their last 5 games after a straight-up win. They upset the Eagles despite being outgained in yardage by surrendering 421 yards of offense — and they have failed to cover the point spread in 4 of their last 5 games after allowing at least 350 yards in their last game. Injuries on defense remain a significant concern. The Cowboys will be without their best defensive player once again in linebacker Sean Lee. Dallas is allowing opposing quarterbacks to average a whopping +2.24 more Yards-Per-Attempt when Lee is not on the field. The Cowboys will also be without two starting defensive linemen in Taco Charlton and David Irving due to injuries. This satisfied Dallas team remains on the road where they have failed to cover the point spread in 3 of their last 4 games. They are 1-4 on the road this season while being outgained by -43.2 net YPG due to their offense that is scoring only 16.2 PPG while averaging 312.0 total YPG when playing away from AT&T Stadium. The Cowboys have also failed to cover the point spread in 24 of their last 39 games played in a dome. Atlanta got caught last week playing their second straight game on the road after a triumphant win in Washington the prior week (similar to the spot Dallas finds themselves). The Falcons got beat up by the Browns rushing attack which churned out 211 yards en route to 427 total yards of offense. I do expect head coach Dan Quinn to baton down the hatches with his team’s run defense — and the historical record supports this claim. Atlanta has covered the point spread in 6 of their last 8 games after allowing at least 350 yards in their last game — and they are 38-14-1 ATS in their last 53 games after allowing at least 150 rushing yards in their last contest. The Falcons had only allowed 140 rushing yards overall in their previous two contests. Quinn has done a fantastic stitching together a defense that has been ravaged with injuries. Over their last three games, Atlanta is allowing only 20.7 PPG. The Falcons need to recommit to running the football after managing only 71 rushing yards on 19 carries last week — and they have covered the point spread in 10 of their last 13 games after failing to rush for at least 75 yards in their last contest. Returning home will help the Atlanta offense where they are scoring 32.2 PPG while averaging 436.6 total YPG. Quarterback Matt Ryan has an incredible 14:1 touchdown-to-interception ratio when playing at home. Expect a big effort from this Falcons team that still feels alive in the NFC wildcard race. While Atlanta has only covered the point spread twice in their last seven games, they have covered the point spread in 4 of their last 5 games after failing to cover the point spread in five or six of their last seven contests. The Falcons have also covered the point spread in 4 of their last 5 games in the month of November.

FINAL TAKE: This looks to be a de-facto elimination game in the NFC wildcard playoff race. Atlanta has home-field advantage. They have the better head coach in Dan Quinn over Jason Garrett. They have the better quarterback in Ryan versus Dak Prescott. And I expect them to more mentally prepared for this game. 20* NFL Blowout Bookie Buster with the Atlanta Falcons (454) minus the point versus the Dallas Cowboys (453). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Tampa Bay Buccaneers (465) plus the points versus the New York Giants (466). THE SITUATION: Tampa Bay (3-6) has lost three straight games — as well as six of their last seven contests — with their 16-3 loss to Washington as a 3.5-point favorite last week. New York (2-7) snapped their five-game losing streak on Monday night with their 27-23 win in San Francisco as a 3-point underdog.

REASONS TO TAKE THE BUCCANEERS PLUS THE POINTS: We had the Giants on Monday but we will quickly jump off the bandwagon with this team playing on a short week. New York has failed to cover the point spread in 6 straight games after a straight-up win — and they have failed to cover the point spread 13 of their last 16 games after a point spread win. They upset the 49ers despite being out-gained by -97 yards in that contest — and they lost the first down battle by a 24-17 margin. Now they return home where they are winless this season while being outscored by -12.0 PPG due to their anemic offense that scores only 14.7 PPG at home in the Meadowlands. The Giants have failed to cover the point spread in 4 straight games at home —and they have failed to cover the point spread in 4 of their last 5 home games against teams with a losing record on the road. This team is not reliable in expected close games either as they have failed to cover the point spread in 9 of their last 11 games when listed in the +/- 3-point range. Tampa Bay dominated the Skins last week by generating 501 yards of offense. They not only outgained Washington by +215 net yards but also almost doubled their first downs by winning that battle by a 29 to 15 margin. A -4 net turnover margin ruined that game for the Bucs facing that Skins team facing massive injuries on their offensive line. Look for Tampa Bay to bounce-back as they have covered the point spread in 6 of their last 7 games after a double-digit loss at home. They have also covered the point spread in 19 of their last 26 road games after losing six or seven of their last eight games. Behind Ryan Fitzpatrick, the Buccaneers are scoring plenty of points. Tampa Bay is averaging 29.8 PPG on the road with 445.8 total YPG.

FINAL TAKE: Too much offense from Tampa Bay who should do a better job of limiting their turnovers this week. 10* NFL Sunday Afternoon Discounted Deal with Tampa Bay Buccaneers (465) plus the points versus the New York Giants (466). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Indianapolis Colts (462) minus the points versus the Tennessee Titans (461). THE SITUATION: Indianapolis (4-5) has won three straight games after their 29-26 win over Jacksonville as a 3-point favorite last Sunday. Tennessee (5-4) looks to build off their 34-10 upset win over New England as 6.5-point underdogs last week.

REASONS TO TAKE THE COLTS MINUS THE POINTS: The Titans have pulled off two straight upset wins as their victory over the Patriots was preceded by their 28-14 upset win at Dallas a 4-point underdog back on Monday Night Football. Tennessee looks due for a visit to Letdown City. As it is, they have failed to cover the points spread in 4 of their last 5 games after a win by at least two touchdowns — and they are a decisive 16-34-2 ATS in their last 52 games after a straight-up win. The Titans did generate 385 yards of offense against the New England defense while averaging 6.31 Yards-Per-Play last week — but they have then failed to cover the point spread in 9 of their last 10 road games after averaging at least 6.0 YPP. But now Tennessee goes back on the road where they are scoring only 17.6 PPG while averaging just 304.0 total YPG. The Titans are just 5-15-1 ATS in their last 21 road games against teams that do not have a winning percentage above .500 at home. Tennessee is also only 10-27-3 ATS in their last 40 games against teams with a losing record. This game has a high Total with the number creeping into the 50s — and this is not the type of game that the Titans do well in. Tennessee has failed to cover the point spread in 9 of their last 10 games with the Total set at 49.5 or higher. Indianapolis is one of the hottest teams in the league right now — and they have been propelled by their success in rushing the football. Over their last four games, they are averaging 162.5 rushing YPG while averaging 5.24 Yards-Per-Carry. Perhaps more importantly, they are averaging 30.5 rushing attempts per game over that span — and that commitment to running the ball pays dividends in ways that too many in the analytics community fail to grasp. Moving the chains helps the Colts defense by keeping them off the field and fresh. A credible ground game also helps quarterback Andrew Luck be more effective in the passing game. Luck has tossed at least three touchdown passes in six straight games — and he has his favorite weapon back in tight end Jack Doyle who had missed the first part of the season with an injury. Indianapolis enjoyed an outstanding draft this year with the tear top pick in guard Quentin Nelson out of Notre Dame really paying dividends. Luck has not been sacked in his last 189 pass attempts. Indianapolis has scored 71 points over their last two games — and they have then covered the point spread in 6 of their last 8 games after scoring at least 25 points in two straight games. Additionally, the Colts have averaged at least 6.27 Yards-Per-Play in each of their last four games — and they have covered the point spread in 34 of their last 51 games after averaging at least 6.0 YPP in their last two games — and they have also covered the point spread in 7 of their last 8 games after averaging at least 6.0 YPP in their last four games. Indy did allow 415 yards last week to a desperate Jaguars team — but they are 3-0-1 ATS in their last 4 games after allowing at least 350 yards in their last game. The Colts stay at home where they are scoring 30.7 PPG while averaging 400.0 total YPG — and they are 16-5-1 ATS in their last 22 home games against teams with a winning record on the road. Indianapolis has also covered the point spread in 7 of their last 10 games as the favorite. Lastly, the Colts are 10-2-1 ATS in their last 13 games in the month of November.

FINAL TAKE: Indianapolis was swept by the Titans last season — so they surely had this date circled on their calendar as a critical point of their 2018-19 campaign. Of course, Andrew Luck was on the shelf last year. Their star quarterback has made a complete recovery from his array of injuries and finally has the support of a strong offensive line. Luck is playing the best football of his career — he should make the difference in this game. 25* AFC South Game of the Year with the Indianapolis Colts (462) minus the points versus the Tennessee Titans (461). Best of luck for us — Frank.

At 10:30 PM ET on Saturday, we will be playing the Washington State Cougars (378) minus the points versus Arizona Wildcats (377). THE SITUATION: Washington State (9-1) has won six straight games with their 31-7 win at Colorado last week as a 5.5-point favorite. Arizona (5-5) has won two straight games with their 42-34 win over that same Buffaloes team two Saturdays ago as a 3-point favorite.

REASONS TO TAKE THE COUGARS MINUS THE POINTS: Washington State should continue to build off their momentum. They have covered the point spread in 5 of their last 7 games after a victory by at least 20 points. The Cougars have also covered the point spread in 7 of their last 8 games after a straight-up win — and they have covered the point spread in 22 of their last 29 games after a point spread victory. Washington State returns home where they are a perfect 5-0 this season while outscoring their opponents by +18.0 PPG and out-gaining them by +189.0 net YPG. Led by quarterback Gardner Minshew, the Cougars lead the nation by averaging 392.3 passing YPG. He leads an offense that averages 473.4 total YPG when playing at home. But the improvement of this Washington State in the seventh year of head coach Mike Leach can be attributed to the play of their defense that is holding their visitors to just 16.2 PPG along with 284.4 total YPG. This strong defensive play helps explain why they have covered the point spread in 9 of their last 10 games at home. Arizona has covered the point spread in five of their last seven games — but they have failed to cover the point spread in 9 of their last 10 games after covering the point spread in five or six of their last seven contests. But the Wildcats look due for a big letdown now having to go back on the road where they are just 1-3 this season. Arizona is being outscored by -9.8 net PPG away from home — and they have failed to cover the point spread in 14 of their last 18 games on the road. The Wildcats have also failed to cover the point spread in 9 of their last 10 road games after playing their last two games against fellow Pac-12 opponents — and they have also failed to cover the point spread in 8 of their last 9 games away from home after a game where at least 60 combined points were scored. And in their last 10 games played in the month of November, Arizona has failed to cover the point spread in 7 of these contests.

FINAL TAKE: Washington State needs to win this game to make their impending showdown with Washington next week being the deciding game as to which team will represent the Pac-12 North Division in the Pac-12 Championship Game. The Cougars are unlikely to be looking ahead to that game as they will be motivated to avenge a 58-37 loss to the Wildcats last season. 25* CFB Pac-12 Game of the Year with the Washington State Cougars (378) minus the points versus Arizona Wildcats (377). Best of luck for us — Frank.

At 8:00 PM ET on Saturday, we will be playing the Cincinnati Bearcats (353) plus the points versus the Central Knights (354). THE SITUATION: Cincinnati (9-1) has won three straight games with their 35-23 win over South Florida last week as a 15-point favorite. Central Florida (9-0) remained one of four undefeated teams in the FBS with their 35-24 win over Navy as a 23.5-point favorite last week.

REASONS TO TAKE THE BEARCATS PLUS THE POINTS: The Knights have won three straight games by at least 12 points after surviving a 31-30 victory at Memphis back on October 13th. But Central Florida has failed to cover then points read in 3 of their last 4 games after winning two straight games by double-digits over American Athletic Conference opponents. The UCF offense has averaged 6.81 and 8.29 Yards-Per-Play in each of their last two games — but they have then failed to cover the point spread in 10 of their last 14 games after averaging at least 6.75 YPP in their last two games. But despite being undefeated, the Knights are vulnerable to good rushing teams. They have allowed their last two opponents average a whopping 600 rushing yards in their last two games (374 and 226 rushing yards respectively). Central Florida has failed to cover the point spread in 6 of their last 8 games after allowing at least 225 rushing yards in two straight games. The Knights rank 104th in the nation by allowing 208.9 rushing YPG — and this Bearcats team is 19th in the nation by rushing for 235.8 rushing YPG. Cincinnati has generated at least 238 rushing yards in two straight games — and they have covered the point spread in 6 of their last 9 games after rushing for at least 225 yards in two straight games. The Bearcats have won their last two games by at least 12 points — and they have covered the point spread in 10 of their 16 games after winning their last two games by double-digits against conference opponents. Both of those victories were at home — and Cincinnati has covered the point spread in 11 of their last 16 games after winning their last two games at home. The Bearcats have also covered the point spread in 4 of their last 5 games after failing to cover the point spread as the favorite in what was otherwise a straight-up win. Cincy goes back on the road where they are 4-1 with an average winning margin of +14.2 net PPG while out-gaining their home hosts by +109.2 net YPG. The Bearcats only loss this season was an overtime loss at Temple — and they have covered the point spread in 14 of their last 23 road games as an underdog getting 3.5 to 7 points.

FINAL TAKE: Even at home, Central Florida will be feeling the pressure of maintaining their perfect two-year run — and they also need to win this game to ensure they reach the American Athletic Conference championship game. But the Knights have failed to cover the point spread in 6 of their last 8 games in the month of November. 10* CFB Cincinnati-Central Florida ABC-TV Special with the Cincinnati Bearcats (353) plus the points versus the Central Knights (354). Best of luck for us — Frank.

At 7:00 PM ET on Saturday, we will be playing the Texas A&M Aggies (386) minus the points versus the UAB Blazers (385). Texas A&M (6-4) looks to build off their 38-24 win over Ole Miss last week as a 13-point favorite. UAB (9-1) comes off a 26-23 win in overtime over Southern Miss as a 13.5-point favorite last Saturday.

REASONS TO TAKE THE AGGIES MINUS THE POINTS: The Blazers have enjoyed a remarkable season in just their second season back playing college football after a two-year hiatus. Head coach Bill Clark has done a fantastic job resuscitating this program — winning nine of their first ten games might be even impressive than the 8-5 record he oversaw last year after the program was dormant. But UAB has also benefited from a front-loaded early schedule filled with home dates and winnable games. The Blazers have not faced a difficult list of opponents either with Louisiana Tech, Tulane or North Texas being their best team they have played this season. This will be the first Power-Five opponent they will have faced all season. UAB played only one Power-Five team last year — and that resulted in a 36-7 loss at Florida. The Blazers have failed to cover the point spread in 5 of their last 6 games against SEC opponents. UAB has also failed to cover the point spread in 6 of their last 9 games after a no-cover victory where they won the game straight-up as the favorite. Now this team goes back on the road where they have failed to cover the point spread 6 of their last 8 games on the road with the Total set in the 42.5 to 49 point range. This team may be without their starting quarterback again this week with senior A.J. Erdely questionable with a shoulder injury. Freshman Tyler Johnson III has a very difficult assignment playing in a very hostile environment in College Station. Johnson III is completing only 54.7% of his passes this season with an unfavorable 4:5 touchdown-to-interception ratio. Texas A&M should build off the momentum of their victory last week under first-year head coach Jimbo Fisher who will be cracking the whip for this game. The Aggies have covered the point spread in 7 straight games after a win at home. Texas A&M stays at home where they are 5-1 this season with an average winning margin of +19.1 PPG while outgaining these opponents by +200.0 net YPG. The Aggies have covered the point spread in 7 of their last 8 games at home — and they have covered the point spread in 8 of their last 11 home games when favored by 14.5 to 17 points. Furthermore, Texas A&M has covered the point spread in 7 of their last 9 games against teams with a winning record — and they have covered the point spread in 6 straight games against non-conference opponents.

FINAL TAKE: Texas A&M is one of the few teams that gave Alabama a competitive game. They should overwhelm these upstart Blazers who are simply not ready for this level of competition. 20* CFB UAB-Texas A&M ESPN2 Special with the Texas A&M Aggies (386) minus the points versus the UAB Blazers (385). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Purdue Boilermakers (326) minus the points versus the Wisconsin Badgers (325). THE SITUATION: Purdue (5-5) has lost two of their last three games after their 41-10 loss at Minnesota as a 10-point favorite last week. Wisconsin (6-4) has lost two of their last three games with their 22-10 loss at Penn State last week as a 7.5-point underdog last Saturday.

REASONS TO TAKE THE BOILERMAKERS MINUS THE POINTS: Purdue should bounce-back and play well in this game. The Boilermakers have covered the point spread in 5 of their last 6 games after a straight-up win — and they have covered the point spread in 5 of their last 6 games after a win by at least 20 points. Purdue has also covered the point spread in 9 of their last 13 games after failing to score more than 20 points in their last game. The Boilermakers have enjoyed a soft and light schedule on the road that caught up with them last week — and they were flat after pulling a big upset over Iowa in the previous week. But returning home will help where they are scoring 33.3 PPG while gaining a healthy 484.5 total YPG. Purdue has covered the point spread in 4 straight games at home. Wisconsin seems to be in a downward spiral as they have failed to cover the point spread in 5 of their last 6 games against Big Ten opponents who are seeing their opportunity to take out their revenge from past losses to the Badgers. This team has failed to cover the point spread in 5 of their last 7 games after a point spread loss. They have problems at quarterback with junior Alex Hornibrook still in the concussion protocol. Sophomore Jack Coan completed only 9 of 20 passes last week against the Nittany Lions for a mere 60 yards with two interceptions which left Wisconsin even more one-dimensional on offense than they have been in the past. That does not bode well for them here as they have failed to cover the point spread in 5 of their last 6 games after failing to pass for at least 170 yards in their last game. The Badgers have also failed to cover the point spread in 11 of their last 14 games with the Total set in the 49.5 to 56 point range. They go on the road where they are just 1-3 this season with an average losing margin of -10.0 PPG due to a stagnant offense that is scoring only 17.0 PPG while averaging 322.5 total YPG.

FINAL TAKE: Purdue will be excited to play this game with it being Senior Day with their last home game of the season. The Boilermakers will also be motivated to avenge a 17-9 loss to the Badgers last season and join their name to the list of teams who successfully enjoyed the sweet taste of revenge on Wisconsin this year. Purdue’s offensive firepower may lead them to an easy win. 20* CFB Blowout Bookie Buster with the Purdue Boilermakers (326) minus the points versus the Wisconsin Badgers (325). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Oklahoma State Cowboys (390) plus the points versus the West Virginia Mountaineers (389). THE SITUATION: Oklahoma State (5-5) has lost two straight games — as well as four of their last five games — with their 48-47 loss at Oklahoma last Saturday as a 21.5-point underdog. West Virginia (8-1) has won three straight games with their 47-10 win over TCU last week as a 13.5-point favorite.

REASONS TO TAKE THE COWBOYS PLUS THE POINTS: Oklahoma State has bounced-back to cover the point spread in 4 of their last 5 games after a straight-up loss. The Cowboys generated 640 yards in their loss to the Sooners — and they have covered the point spread in 6 of their last 8 games after gaining at least 450 yards in their last game. This powerful Oklahoma State offense should keep them in this game against this Mountaineers team with a shaky defense. They return home after playing their last two games on the road where they are scoring 42.3 PPG along with averaging 512.7 total YPG — and this helps them out-gain their guests by +13.1 net PPG along with out-gaining them by +116.7 net YPG. The Cowboys have seen at least 66 combined points scored in each of their last three games — and they are very comfortable getting into shootouts with this Total in the mid-70s. Oklahoma State has covered the point spread in 21 of their last 30 home games after playing at least two straight games where at least 60 combined points were scored. And while the Cowboys did not force a turnover last week, they have then covered the point spread in 16 of their last 20 home games after failing to force a turnover in their last game. And in their last 5 games against teams with a winning record, Oklahoma State has covered the point spread in 4 of these contests. West Virginia dominated a reeling Horned Frogs team last week as they out-gained them by +313 net yards by churning out 535 yards of offense while limiting them to just 222 yards. But not only have the Mountaineers failed to cover the point spread in 13 of their last 19 games after not allowing more than 275 yards in their last game — and they are also just 11-27-1 ATS in their last 39 games after gaining at least 450 yards in their last game. And while Dana Holgorsen’s team has covered the point spread in three straight games, his team is likely due for a letdown as they have failed to cover the point spread in 29 of their last 42 games after covering the point spread in three straight games. Now West Virginia goes back on the road where they are 3-1 this season — but they are being out-gained in yardage in those games because their defense is allowing 445.5 total YPG in those games. Pass defense is the biggest vulnerability of the Mountaineers as they rank 74th in the nation by allowing 233.2 passing YPG — and that mark rises to 269 passing YPG when they are playing on the road. Those are ominous defensive numbers when facing quarterback Taylor Cornelius who is leading an offense that ranks 10th in the FBS by averaging 317.6 passing YPG.

FINAL TAKE: This has been a disappointing season for Oklahoma State who returned twelve starters from a team that finished 10-3 last season. Three of their losses this year have been decided by just one possession total a mere 11 points. But the Cowboys should be motivated to pull off the upset in their last home game of the season. Expect Oklahoma State to keep this one close with a real shot of scoring the straight-up win. 25* CFB Big 12 Underdog of the Year with the Oklahoma State Cowboys (390) plus the points versus the West Virginia Mountaineers (389). Best of luck for us — Frank.

At 2:30 PM ET on Saturday, we will be playing the Syracuse Orange (367) plus the points versus the Notre Dame Fighting Irish (368). THE SITUATION: Notre Dame (10-0) remained undefeated this season with their 42-13 win over Florida State last week as a 17-point favorite. Syracuse (8-2) has won four games in a row themselves with their 54-23 win over Louisville as a 20-point favorite last Friday.

REASONS TO TAKE THE ORANGE PLUS THE POINTS: This is the time of the season that the Fighting Irish begin to fade. They have failed to cover the point spread in 7 of their last 9 games in the month of November. They also have failed to cover the point spread in 8 of their last 12 games after winning at least eight straight games. Notre Dame is the technical home team with this game being played in Yankee Stadium. And while there might be more Irish fans in the stadium than fans up from upstate New York, considering the crowd edge as being the essential component to what makes up the home advantage in football misunderstands the concept. It not just enjoying the cheers of the crowd — the advantage of playing at home includes playing a very familiar environment while avoiding the challenges of being on the road. Notre Dame does not enjoy either of those advantages in this game — so I consider this a neutral field situation just as I do all bowl teams that are not playing in their home stadium (despite possible crowd advantages). Moving forward, the Irish have failed to cover the point spread in 9 of their last 13 games after a straight-up win at home — and they have covered the point spread in 5 of their last 7 games after not allowing more than 14 points in their last game. Syracuse will not be shy about being aggressive about pulling the upset this afternoon after losing to Clemson by just four points earlier this season after pulling upsets against the Tigers last year along with Virginia Tech in 2016. The Orange also played LSU and Miami (FL) tough last year — this is a team that will be very confident in the third season under head coach Dino Babers. Syracuse enters this game with momentum after their 54-23 blowout win over the Cardinals that cost Bobby Petrino his job (so the Karma Gods will certainly be on their side after that service to humanity). The Orange have then covered the points pray in 27 of their last 39 games after a win by at least two touchdowns — and they are also 9-1-1 ATS in their last 11 games after a straight-up win. The Babers’ up-tempo offense might prove difficult for Brian Kelly and his staff to slow down. Syracuse ranks 6th in the nation by scoring 44.4 PPG — and they also rank 14th in the nation by generating 482.2 total YPG. The Orange should be able to run the ball against the Irish defense that allows their opponents to average 128.9 rushing YPG which ranks 41st in the nation. Syracuse averages 216.1 rushing YPG which is 28th in the nation — and the fast tempo is designed to wear down opposing defenses. The Orange has covered the point spread in 9 of their last 12 games against teams with a winning record — and they have also covered the point spread in 6 of their last 7 games with the Total set in the 63.5 to 70 point range. Syracuse has also covered the point spread in 5 of their last 7 games played on a neutral field while also covering the point spread in 6 of their last 9 games on the road as the underdog.

FINAL TAKE: Notre Dame is undefeated despite four of their games being decided by one scoring possession. A loss this afternoon might devastate their College Playoff aspirations — and that pressure should help ensure this is a close game. The Irish lost on the road to Miami in November last year to ruin their undefeated season. 20* CFB Syracuse-Notre Dame NBC-TV Special with the Syracuse Orange (367) plus the points versus the Notre Dame Fighting Irish (368). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Michigan State Spartans (415) plus (or minus) the point(s) versus the Nebraska Cornhuskers (416). THE SITUATION: Michigan State (6-4) looks to bounce-back from a 26-6 loss at home to Ohio State as a 3.5-point underdog. Nebraska (2-7) has won two of their last three games with their 54-35 win over Illinois as a 17-point favorite last Saturday.

REASONS TO TAKE THE SPARTANS PLUS (OR MINUS) THE POINT(S): Michigan State was playing the Buckeyes close as that game was just a 7-3 score at halftime before a bungled punt in their own end zone shifted momentum to Ohio State in the second-half of that game. But the Michigan State defense played quite well in holding the Buckeyes to just 347 yards. Sparty has held their last two opponents to just 223.5 net YPG — and they have then covered the point spread in 16 of their last 21 games after allowing no more than 225 YPG over their last two games. Michigan State will offer a very tough test for the Cornhuskers as they lead the nation by only allowing 76.5 rushing YPG. The Spartans should bounce-back with a tough effort as they have covered the point spread in 5 of their last 6 games after a straight-up loss — and they have covered the point spread in 9 of their last 12 games after a point spread setback. Additionally, Michigan State has covered the point spread in 9 of their last 12 games after a point spread loss. The Spartans have issues at quarterback with starter Brian Lewerke dealing with an arm injury that left him ineffective last week. Backup Rocky Lombardi may get more playing time in this game with head coach Mark Dantonio looking at his options for next season. But Michigan State should have success running the football against this Cornhuskers defense that ranks 90th in the FBS by allowing 190.4 rushing YPG. Sparty’s defense travels as they are 3-1 away from East Lansing this season while outscoring their opponents by +9.0 PPG and outgaining them by +69.7 net YPG. Michigan State has covered the point spread in 4 of their last 5 games on the road. Nebraska benefited from a +3 net turnover margin over the Illini last week while surrendering 510 yards of offense. The Cornhuskers have failed to cover the point spread in 4 of their last 5 games after a straight-up win — and they are just 3-12-2 ATS in their last 17 games after a straight-up win. Nebraska has also failed to cover the point spread in 4 of their last 5 games after allowing at least 450 yards in their last contest. The Cornhuskers have lacked little home field advantage in Lincoln as of late as well as they are just 3-13-2 ATS in their last 18 games at home while also being 0-3-1 ATS in their last 4 opportunities to host a team with a winning record on the road.

FINAL TAKE: Michigan State upset Penn State and played Ohio State tough last week — they are still one of the better teams in the Big Ten. Nebraska has hit rock bottom with a roster that is not to the satisfaction of rookie head coach Scott Frost. Wins over Minnesota and the Illini do not change this fact. The elite Spartans’ defense should dictate how this game plays out. 10* CFB Michigan State-Nebraska Fox-TV Special with the Michigan State Spartans (415) plus (or minus) the point(s) versus the Nebraska Cornhuskers (416). Bets of luck for us — Frank.

At 9:00 PM ET on Friday, we will be playing the SMU Mustangs (316) plus the points versus the Memphis Tigers (315). THE SITUATION: SMU (5-5) has won two straight games with their 62-50 win at UConn last Saturday as an 18-point favorite. Memphis (6-4) has also won two straight games with their 47-21 win over Tulsa as a 17-point favorite last week.

REASONS TO TAKE THE MUSTANGS MINUS THE POINTS: For the second straight game, SMU raced out to a big halftime lead with Sonny Dykes team going into the locker room with a 31-10 lead over the Huskies after the first thirty minutes of play. The Mustangs enjoyed a 31-14 halftime lead in the previous week in their 45-31 upset win over Houston the previous week. SMU has covered the point spread in 4 of their last 5 games after holding at least a two-touchdown lead at halftime in two straight games. The Mustangs generated 595 yards of offense against the Cougars — and they have covered the point spread in 5 of their last 6 games after gaining at least 450 yards in their last contest. This offense has improved under Dykes once junior quarterback Ben Hicks got more acclimated to his expectations. The third-year starter lost his spot under center for freshman William Brown but after a strong performance in a losing effort against an undefeated Central Florida team, Hicks has significantly stepped up his game as the starting quarterback. Hicks has averaged 303.3 passing YPG over his last four games with throwing 10 touchdown passes while throwing only two interceptions. SMU has scored 53.5 PPG over their last two games which makes them a very dangerous underdog tonight. They lost at home to a one-loss Cincinnati team by just 6 points three weeks ago. The Mustangs have covered the point spread in 5 of their last 7 home games against teams with a winning record on the road — and they have covered the point spread in 6 of their last 7 home games in expected shootouts with the Total set at 70 or higher. SMU did not commit a turnover against UConn last week — and they have covered the point spread in 5 of their last 6 games after a game where they did not commit a turnover. And while the Mustangs’ defense is giving up plenty of points, they have covered the point spread in 10 of their last 14 games after allowing at least 40 points in their last game. Memphis has scored 106 points over their last two games after they defeated East Carolina by a 59-41 score in the week prior to their win over the Golden Hurricanes last week. But the Tigers have failed to cover the point spread in 11 of their last 15 games after winning their last two games by at least 17 points. Additionally, Memphis has failed to cover the point spread in 32 of their last 44 games after scoring at least 42 points in their last game — and they have also failed to cover the point spread in 8 of their last 10 games after scoring at least 42 points in two straight games. Furthermore, while the Tigers have rushed for at least 277 yards in two straight games, they have then failed to cover the point spread in 6 of their last 7 games when rushing for at least 275 yards in two straight games. But now this team goes on the road again where they have lost three of their four games this season while being outscored by -7.8 PPG and being outgained by -78.0 net YPP. The Memphis defense allows their home hosts to score 42.0 PPG along with 503.5 total YPG. Quarterback Brady White has not fared well when asked to win shootouts. In the Tigers’ four losses, he is completing only 50.4% of his passes while averaging just 202 passing YPG (almost 60 passing YPG below the team’s season average) with only a 4:3 touchdown-to-interception ratio. Memphis has failed to cover the point spread in 4 of their last 5 games on the road. This makes the Tigers unreliable road favorites — and they have failed to cover the point spread in 35 of their last 52 games when laying 3.5 to 10 points which includes them failing to cover the point spread in five of their last six games when laying those points.

FINAL TAKE: SMU will be very motivated to pull the upset in this game. Not only are they looking to avenge a 66-45 loss to Memphis last season but a victory tonight keeps them in control of their own destiny to win the American Athletic Conference West Division as they hold the tie-breaker against Houston. 25* CFB American Athletic Conference Underdog of the Year with the SMU Mustangs (316) plus the points versus the Memphis Tigers (315). Best of luck for us — Frank.

At 9:30 PM ET on Thursday, we will be playing the North Texas Mean Green (314) minus the points versus the Florida Atlantic Owls (313). THE SITUATION: North Texas (7-3) has lost two of their last three games with their 34-31 upset loss at Old Dominion last Saturday as a 14-point favorite. FAU (5-5) has won two straight games with their 34-15 win over Western Kentucky as a 17.5-point favorite.

REASONS TO TAKE THE MEAN GREEN PLUS THE POINTS: North Texas raced out to a 28-0 lead in the first quarter but then went on autopilot to lose that game to the Monarchs. The Mean Green have bounced-back to cover the point spread in 7 of their last 11 games after an upset loss to a conference rival. They also have covered the points spread in 6 of their last 8 games after scoring at least 24 points in the first-half of their last game. This is a balanced team that ranks in the top-22 in scoring offense and defense while also ranking in the top-29 in total offense and total defense. North Texas is outscoring their opponents by +16.9 PPG. They return home where they are 4-1 with an average winning margin of +22.0 PPG while outgaining these opponents by +188.0 net YPG due to their potent offense that scores 40.4 PPG along with averaging 315.4 total YPG. Despite the loss to Old Dominion, the Mean Green have still covered the point spread in 4 of their last 5 games played in the month of November. FAU has a tough assignment traveling to Denton, Texas on a short week after playing on Saturday — and this is their second game on the road in their last three games. Florida Atlantic is just 1-4 on the road with an average losing margin of -11.8 net PPG. The Owls have failed to cover the point spread in 5 of their last 6 games on the road. FAU forced one turnover against the Hilltoppers in their win last week — but they have failed to cover the point spread in 11 of their last 16 games after not forcing more than one turnover in their last game. The Owls have failed to cover the point spread in 4 of their last 5 games against teams with a winning record — and they have also failed to cover the point spread in 5 of their last 8 games when listed in the +/- 3-point range. Together, these team trends produce our specific 42-16 ATS combined angle for this situation.

FINAL TAKE: North Texas also has the opportunity to avenge their two losses to Florida Atlantic last season including their 41-17 loss last December 2nd in the Conference USA championship game. While their 3-3 conference record was a disappointment for the Mean Green, getting revenge against the Owls offers this team the opportunity to highlight their season. 20* CFB Thursday Late Show Bailout with the North Texas Mean Green (314) minus the points versus the Florida Atlantic Owls (313). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Seattle Seahawks (308) minus the points versus the Green Bay Packers (307). THE SITUATION: Seattle (4-5) has lost two straight games after their 36-31 loss in Los Angeles to the Rams on Sunday as a 10-point underdog. Green Bay (4-4-1) enters this game coming off a 31-12 win over an injury-depleted Miami team as an 11-point favorite.

REASONS TO TAKE THE SEAHAWKS MINUS THE POINTS: Seattle is better then their losing record suggests as all five of their losses were decided by one-scoring possession — and they are outscoring their opponents by +3.1 net PPG. They should rebound with a strong effort tonight as they are a decisive 35-17-2 ATS in their last 54 games are a straight-up loss — and they have also covered the point spread in 10 of their last 14 games after scoring at least 30 points in their last game. Now this team returns home where they have covered the point spread in 12 of their last 17 home games against teams with a losing record on the road. The Seahawks game is predicated on running the football as they lead the NFL by averaging 152.2 rushing YPG — and this attack will be bolstered by the return of running back Chris Carson from injury. This team has the luxury of riding the hot-hand with Rashard Penny, Mike Davis and Carson all likely to get carries early in this game. Seattle should find success against this Packers defense that is 21st in the NFL by allowing 4.5 Yards-Per-Carry. Over their last four games, Green Bay is allowing 4.97 YPC while allowing 120.5 rushing YPG. Even without Carson last week, the Seahawks rushed for 273 yards against the Rams — and they have covered the point spread in 5 of their last 6 games after rushing for at least 150 yards in their last game. Seattle is also 7-0-1 ATS in their last 8 games played on a Thursday night under head coach Pete Carroll. Green Bay has failed to cover the point spread in 4 straight games after a point spread win. Now they go on the road for the third time in their last four games where they are 0-4 while being outscored by -9.5 PPG. The defense has let the Packers down on the road by allowing 31 points three times and 29 points in their other game away from home. Green Bay’s defense is a depleted group right now with linebacker Nick Perry, cornerback Kevin King, and strong safety Kontrell Brice all declared out for this game. That is not a good sign for a team that has failed to cover the point spread in 5 of their last 6 games on the road. The Packers have also failed to cover the point spread in 7 of their last 9 games against fellow NFC opponents — and they have failed to cover the point spread in 17 of their last 25 games in the month of November. And in their last 4 games played on the faster field turf, Green Bay has failed to cover the point spread all 4 times.

FINAL TAKE: This is likely an elimination game from the playoff race for the losing team. Despite their five losses, the Seahawks seem to be heading in the right direction after their roster shakeup in the offseason — while the Packers seem to be hanging on by a thread with Aaron Rodgers just not having enough help around him on both sides of the football. Expect Seattle to wear down this Green Bay team. 25* NFC Game of the Month with the Seattle Seahawks (308) minus the points versus the Green Bay Packers (307). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing the Houston Cougars (312) minus the points versus the Tulane Green Wave (311). THE SITUATION: Houston (7-3) has lost two straight games after suffering their second-straight upset loss in a row with their 59-49 loss to Temple on Saturday as a 3.5-point favorite. Tulane (5-5) has won three straight games with their 24-18 win over East Carolina on Saturday as a 10.5-point favorite.

REASONS TO TAKE THE COUGARS MINUS THE POINTS: Houston may have been suffering from the hangover of their 45-31 upset loss at SMU the previous week despite being a two-touchdown favorite in that game. The Cougars are still alive to reach the American Athletic Conference championship game but they need to win their remaining two regular-season games while then hoping SMU loses again. This is a team that has also been riddled with injuries on both sides of the ball with the biggest loss being their star defensive tackle Ed Oliver who will likely not take the field tonight with his knee injury. But Houston still has their starting quarterback D’Eriq King who has led an offense that ranks 2nd in the nation by averaging 546.1 total YPG along with scoring 47.8 PPG which is the 4th most in the FBS. The Cougars generated 527 yards of offense in their loss to the Owls last week despite having possession of the football for just 25:37 minutes of that game — and this team’s offense should overwhelm the Green Wave tonight. Houston has covered the point spread in 10 of their last 12 games after an upset loss at home to a conference rival despite being the favorite. The Cougars have also covered the point spread in 5 of their last 6 games after a point spread loss — and they have covered the point spread in 18 of their last 26 games after scoring at least 40 points in their last game. Being at home on a short week should help after playing three of their last four games on the road. Houston is 4-1 at home with an average winning margin of +21.6 net PPG while outgaining the visitors by +121.7 net YPG due to their offense that scores 52.4 PPG at home while averaging 581.6 total YPG in those games. The Cougars have struggled on defense after allowing 104 combined points in their last two games — but they have covered the point spread in 21 of their last 30 games after allowing at least 37 points in two straight games. Tulane is scoring only 23.2 PPG along with averaging just 342.0 total YPG when playing away from home. With their senior dual-threat quarterback Jonathan Banks still questionable with an injury, head coach Willie Fritz will likely have to depend on LSU graduate transfer Justin McMillan who led them to victory last week. McMillan can operate the run-first spread offense that Fritz prefers but accuracy in the passing game is an issue as he has completed only 46% of his 87 pass attempts this season. The Green Wave averaged 6.94 Yards-Per-Play against the suspect Pirates defense last week but they have failed to cover the point spread in 5 of their last 7 games after averaging at least 6.25 YPP in their last game. Tulane has only committed one turnover in three straight games as well — but they have failed to cover the point spread in 9 of their last 12 games after not turning the ball over in two straight games — and this includes failing to cover the point spread in those last four situations. This is the Green Wave’s third game on the road in their last four contests which is a very tough assignment when playing on a short week. Tulane has failed to cover the point spread in 6 of their last 8 road games against teams with a winning record at home — and they have failed to cover the point spread in 11 of their last 14 trips to Houston to face the Cougars.

FINAL TAKE: Houston should take out their frustrations over the last two weeks with a big win over a Tulane team being outscored by -6.6 PPG on the road while being outgained by more than 100 yards in those road contests. 25* CFB Thursday Night ESPN Game of the Year with the Houston Cougars (312) minus the points versus the Tulane Green Wave (311). Best of luck for us — Frank.

At 7:00 PM ET on Wednesday, we will be playing the Ohio Bobcats (304) minus the points versus the Buffalo Bulls (303). THE SITUATION: Ohio (6-4) saw their three-game winning streak snapped last Wednesday in their 30-28 upset loss at Miami (OH) despite being a 4.5-point favorite. Buffalo (9-1) has won five straight games with their 48-14 win over Kent State last Tuesday as a 17-point favorite.

REASONS TO TAKE THE BOBCATS MINUS THE POINTS: Ohio remains statistically alive to win the MAC East Division but their loss to the RedHawks was devastating to their realistic chances. The Bobcats need to win out their last two games with the Bulls needing to then lose next week to a lowly Bowling Green team to keep their chances alive of reaching the MAC Championship Game. But Frank Solich’s team can still play the role of the spoiler tonight as they look to redeem themselves from their upset loss to their arch rival in Miami (OH). As it is, Ohio has rebounded to cover the point spread in 4 straight games after a straight-up loss — and they have covered the point spread in 5 of their last 6 games after a loss by 6 points or less. The Bobcats return home where they are a perfect 4-0 while outscoring their visitors by +23.7 net PPG and outgaining these opponents by +146.5 net YPG. Ohio has covered the point spread in 7 of their last 8 games on their home field. Led by quarterback Nathan Rourke, the Bobcats are scoring 39.3 PPG which is 12th best in the nation. Expected higher scoring games plays into this teams hands as the Bobcats have covered the point spread in 5 of their last 6 games with the Total set at 63 or higher. Ohio has also covered the point spread in 5 of their last 7 games when listed in the +/- 3-point range — and they have covered the point spread in 16 of their last 21 games against teams with a winning record. Buffalo is in the midst of perhaps their best season in school history — but with their two-game lead in the MAC East Division, they can afford to lose this game and still reach win this title. This team returned fourteen starters from a group that finished 6-6 last year but was snubbed in getting an opportunity to play in a bowl game. This will be a very tough test for this program not used to pressure situations — and they have failed to cover the point spread in 5 of their last 7 games in Athens to face this Ohio team. The Bulls have also failed to cover the point spread in 31 of their last 47 road games after playing their previous three games against MAC competitors. Buffalo raced out to a 34-0 lead last week against the Golden Flashes — but they have then failed to cover the point spread in 6 of their last 9 games after scoring at least 24 points in the first half of their last game. They also outrushed Kent State by +258 net yards — but they have failed to cover the point spread in 10 of their last 15 gamed after outrushing their last opponent by at least 150 yards. Lastly, while the Bulls have covered the point spread in five straight games, they have then failed to cover the point spread in 3 of their last 4 games after covering the point spread in five straight games — so this is a team that might be primed for a letdown.

FINAL TAKE: Any chance that Ohio might be flat in this game is likely mitigated by Solich’s ability to invoke the memories of last year’s encounter between these two teams. The Bobcats fell behind by a 24-7 score in the first quarter on the road in that game but called to tied that game before falling behind again by 31-24 score. Rourke rallied his team for one final drive to tie the game — but he was intercepted in the end zone with just 1:20 minutes left in the 4th quarter to conclude that upset loss despite them being 6.5-point favorites. Look for Ohio to avenge that loss tonight against a Buffalo team that can still reach the MAC Championship Game with a victory next week. 25* CFB Mid-American Conference Game of the Year with the Ohio Bobcats (304) minus the points versus the Buffalo Bulls (303). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the New York Giants (275) plus the points versus the San Francisco 49ers (276). THE SITUATION: New York (1-7) has lost seven straight games after their 20-13 loss at home to Washington two Sundays ago as a 1-point underdog. San Francisco (2-7) enters this game coming off their 34-3 upset win against Oakland back on November 1st as a 1.5-point underdog.

REASONS TO TAKE THE GIANTS PLUS THE POINTS: The 49ers got a surprising performance from Nick Mullens who completed 16 of 22 passes for 262 yards with three touchdowns and no interceptions in his first professional start in his career. I expect Mullens to get a visit from the ole Regression Gods tonight with the Giants having the benefit of eleven days of studying tape of that performance. As it is, San Francisco has failed to cover the point spread in 4 straight games after a win by at least 14 points — and they have failed to cover the point spread in 6 of their last 8 games after a point spread win. Furthermore, the 49ers have failed to cover the point spread in 8 of their last 11 games after not allowing more than 14 points in their last game. San Francisco stays at home where they have failed to cover the point spread in 14 of their last 19 games — and they have also failed to cover the point spread in 11 of their last 16 home games against teams with a losing record. The Niners are unreliable favorites considering that they have failed to cover the point spread in 7 of their last 8 games when laying the points. New York is better than their record suggests. Five of their losses have been by 7 points or less — and they are only being out-gained this season by -13.2 net YPG while out-gaining their home hosts when playing on the road. This team should play well coming off of their bye week. They have covered the point spread in 6 of their last 9 games after a loss to a divisional rival — and they have covered the point spread in 17 of their last 23 games after losing five straight games. Furthermore, the Giants have covered the point spread in 7 of their last 9 games after a point spread loss — and they have covered the point spread in 5 straight games after failing to score more than 14 points in their last game. New York has to get Saquon Barkley more involved in this game after only rushing for 37 and 61 yards in each of their last two games. The Giants were out-rushed by 147 yards to Washington in their last game but they have then covered the point spread in 4 straight games after being out-rushed by a least 100 yards in their last game. New York has also covered the point spread in 14 of their last 18 games after failing to rush for at least 75 yards in twos straight contests. Lastly, the Giants have covered the point spread in 5 of their last 7 road games against teams with a winning record at home.

FINAL TAKE: For different reasons, both of these teams have experienced disappointing seasons. The Niners are overvalued after their prime-time win over the hapless Raiders in their last game — this should be closer to a pick ‘em which makes the points with the underdog quite valuable. 10* NFL Monday Daily Discounted Deal with the New York Giants (275) plus the points versus the San Francisco 49ers (276). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Dallas Cowboys (273) plus the points versus the Philadelphia Eagles (274). THE SITUATION: Dallas (3-5) has lost two straight games after their 28-14 upset loss to Tennessee on Monday where they were laying -4.5-points. Philadelphia (4-4) returns to the field from their bye week after their 24-18 win in Jacksonville as a 3.5-point favorite.

REASONS TO TAKE THE COWBOYS PLUS THE POINTS: This Dallas team has their backs against the wall after suffering two straight upset losses. They had previously been upset on the road in Washington as a small underdog by a 20-17 score before their upset loss to the Titans on Monday. We were against the Cowboys in both those games. But now with the seemingly all the Dallas backers jumping off the bandwagon in favor of the defending Super Bowl champions, this looks like the time to zig against that zag. The Cowboys have bounced-back to cover the point spread in 14 of their last 20 games after an upset loss by at least two touchdowns — and this includes them covering the point spread in nine of their last thirteen games when that upset loss by at least 14 points occurred when they were a home favorite. Dallas has also covered the point spread in 35 of their last 55 games after a loss by at least 20 points. The Cowboys need to get Ezekiel Elliott going after they only rushed for 75 yards as a team against the Titans. Dallas has covered the point spread in 6 of their last 8 games after failing to rush for at least 90 yards in their last game. The Cowboys go back on the road where they may be 0-4 this season but they have covered the point spread in 8 of their last 13 games with the Total set in the 42.5 to 49 point range. And in their last 5 games against NFC East rivals, Dallas has covered the point spread in 4 of these contests. Philadelphia has not won two straight games yet this season — and they failed to cover the point spread in 7 of their last 10 games after a straight-up win as they continue to suffer through the not uncommon Super Bowl hangover. Amari Cooper may have his breakout game with the Cowboys against this Eagles pass defense that is allowing 269.1 passing YPG which is 25th in the NFL. Additionally, Philadelphia has failed to cover the point spread in 8 of their last 11 home games against teams with a losing record on the road — and they have failed to cover the point spread in their last 3 games when favored by 3.5 to 9.5 points.

FINAL TAKE: Unfortunately for us, I have seen a few teams seemingly quit on their head coach today. I don’t think that happens with this Dallas team that has a lot of years built up with their head coach Jason Garrett who is generally liked. I look for the Cowboys to respond the adversity they are facing to play hard which should be enough to keep this game within one scoring possession. 10* NFL Sunday Night Discounted Deal with the Dallas Cowboys (273) plus the points versus the Philadelphia Eagles (274). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Cincinnati Bengals (256) plus the points versus the New Orleans Saints (255). THE SITUATION: Cincinnati (5-3) looks to build off their 37-34 win over Tampa Bay two weeks ago as a 3.5-point favorite. New Orleans (7-1) has won seven straight games after they defeated the Rams last Sunday by a 45-35 score as a small 1.5-point underdog.

REASONS TO TAKE THE BENGALS PLUS THE POINTS: This is a letdown spot for the Saints after a three-game gauntlet at Baltimore and at Minnesota before last week’s showdown with the Los Angeles Rams. Now asking this team to cover the point spread by nearly a touchdown on the road against a possible playoff team is simply too much to ask. As it is, New Orleans has failed to cover the point spread in 8 of their last 12 games after winning at least seven straight games. And while the Saints have covered the point spread in six straight games, they have then failed to cover the point spread in 15 of their last 20 games after covering the point spread in six or seven of their last eight games. New Orleans has been getting off to fast starts as they scored 35 points in the first half last week against the Rams after racing out to a 17-13 lead the previous week against the Vikings — but they have then failed to cover the point spread in 16 of their last 24 games after scoring at least 17 points in the first-half of two straight games. Defense remains the biggest concern for this team as they allowed 483 total yards to the Rams last week — and they have then failed to cover the point spread in 5 of their last 7 games after allowing at least 450 yards in their last game. The Saints are second-to-last in the league by allowing 311.4 passing YPG — and they are also 28th in the NFL by allowing their opponents to score touchdowns in 71.4% of their Red Zone opportunities. Cincinnati has covered the point spread in 5 of their last 7 games after a straight-up win. And while they almost blew their 27-9 halftime lead against the Buccaneers in their last game, they have covered the point spread in 19 of their last 25 games after scoring at least 24 points in the first half of their last game. The Bengals needed to work on their play on the defensive side of the football during their bye week after allowing the Bucs to generate 576 yards against them in that furious second-half comeback. Cincinnati has allowed at least 451 yards in three straight games — but they have covered the point spread in 9 of their last 10 games after allowing at least 375 yards in three straight games. They also have covered the point spread in 7 of their last 11 games after allowing at least 30 points in their last game. They stay at home where QB Andy Dalton has a 9-to-1 touchdown to interception ratio and where the team enjoys a +9 net turnover margin. The Bengals have covered the point spread in 9 of their last 11 home games against teams with a winning record on the road. And Cincinnati enjoys the best Red Zone offense in the NFL statistically as they scoring touchdowns in 77% of their trips to the Red Zone.

FINAL TAKE: The Bengals will be without wide receiver A.J. Green in this game but I expect the team to still be able to move the ball on offense with a strategy focusing on running back Joe Mixon. These are too many points to pass up for a team that plays tough at home (and away from the lights of a prime-time game). 20* NFL Sunday Afternoon Discounted Deal with the Cincinnati Bengals (256) plus the points versus the New Orleans Saints (255). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Detroit Lions (265) plus the points versus the Chicago Bears (266). THE SITUATION: Detroit (3-5) has lost two straight games after their 24-9 loss in Minnesota last week as a 4.5-point underdog. Chicago (5-3) has won two games in a row after their 41-9 blowout win in Buffalo as a 10.5-point favorite.

REASONS TO TAKE THE LIONS PLUS THE POINTS: Detroit will be playing with desperation with that bad loss in Minnesota following up a 28-14 loss at home to Seattle. The entire organization is under scrutiny from quarterback Matthew Stafford failing to throw a touchdown pass last week for the first time all season to the offensive line giving up a whopping ten sacks to the Vikings to Matt Patricia seemingly over his head as a rookie head coach to the team appearing to have punted on the season after trading away wide receiver Golden Tate. Expect this adversity to have rallied this team together — they should come out swinging in this game. As it is, the Lions have bounced back to cover the point spread in 5 of their last 7 games after a loss by at least 14 points — and they have covered the point spread in 9 of their last 11 games after losing two straight games by at least two touchdowns. Detroit has also covered the point spread in 22 of their last 29 games on the road after a loss by at least two touchdowns. The trade of Tate should create more opportunities for their promising young wide receiver Kenny Golladay so I am not too worried about their offense. While the Lions averaged just 3.48 Yards-Per-Play against the Vikings defense, they have covered the point spread in 25 of their last 32 games after failing to average more than 4.0 YPP in their last game. Furthermore, Detroit has covered the point spread in 15 of their last 21 games after failing to score more than 14 points in their last game. The Lions have been reliable in situations like this as they have covered the point spread in 5 of their last 6 road games against teams with a winning record at home. Detroit is also 8-2-1 ATS in their last 11 games in the month of November — and they are 5-2-1 ATS in their last 8 games against divisional rivals. Chicago is riding high with two straight wins by at least two touchdowns as they defeated the Jets by a 24-10 score before dispatching of a Nathan Peterman-led Bills team last week. Yet the Bears were actually outgained by a 264-190 yardage margin to Buffalo while managing a mere 11 first downs. Two defensive touchdowns and a +3 net turnover margin in that game masked a pretty mediocre performance by Mitchell Trubisky who passed for just 135 yards. My longer-term concern with this team is that head coach Matt Nagy is asking his young quarterback to do too much in lieu of establishing their ground game behind Jordan Howard. Expect a letdown in this game especially with the significant uptick in competition against a divisional opponent. Chicago has failed to cover the point spread in 5 straight games after a point spread cover as a double-digit favorite — and they have also failed to cover the point spread in 12 of their last 15 games after covering the point spread in two straight games when laying the points as the favorite. Additionally, not only have the Bears failed to cover the point spread in 7 of their last 10 games after scoring at least 28 points but they have also failed to cover the point spread in 14 of their last 20 games after not allowing more than 14 points in their last game. Chicago has also failed to cover the point spread in 5 of their last 7 games after enjoying a +2 or better net turnover margin. Moving forward, the Bears have failed to cover the point spread in 15 of their last 21 games with the Total set in the 42.5 to 49 point range.

FINAL TAKE: Chicago may win this game with this one being played at Soldier Field — but asking them to cover a point spread around a touchdown against an angry and desperate division rival (who remains alive in the NFC North playoff race) is too much to ask. Expect a close game that the Lions have a chance to steal. 25* NFC North Underdog of the Year with the Detroit Lions (265) plus the points versus the Chicago Bears (266). Best of luck for us — Frank.

At 10:30 PM ET on Saturday, we will be playing the Colorado State Rams (171) plus the points versus the Nevada Wolf Pack (172). THE SITUATION: Colorado State (3-6) has lost two games in a row after their 34-21 loss to Wyoming back on October 26th as a +3.5-point underdog. Nevada (5-4) pulled off their second-straight upset win with their 28-24 win at home over San Diego State two Saturdays ago as a +2-point underdog.

REASONS TO TAKE THE RAMS PLUS THE POINTS: The Wolf Pack upset the Aztecs just a week after they crushed Hawai’i on the road by a 40-22 score as a small +1.5-point underdog. Now Nevada finds themselves as two-touchdown favorites — but an emotional letdown for this team is likely. As it is, the Wolfpack have failed to cover the point spread in 7 of their last 10 games after a straight-up win — and they have failed to cover the point spread in 6 of their last 8 games after a straight-up win at home. Furthermore, Nevada has failed to cover the point spread in 4 of their last 5 games after a narrow win by 6 points or less. The Wolfpack were outgained by San Diego State by a decisive -159 net yards but rallied from a 24-15 halftime deficit by enjoying a +2 net turnover margin. Nevada has failed to cover the point spread in 4 straight games after a game where they enjoyed a +2 or better net turnover margin. The Wolf Pack have won three of their games this season by one scoring possession — and they are actually being outgained at home by -17.6 net YPG. Defense is an issue for this team as they are allowing 31.2 PPG due to a weak pass defense that ranks 108th in the nation by allowing 264.2 passing YPG. Colorado State should bounce-back from their loss at home to the Cowboys as they have covered the point spread in 9 of their last 10 games after a double-digit loss at home. The Rams went into the locker room at halftime trailing by just a 3-0 score — and they have covered the point spread in 5 of their last 6 games after not allowing more than a field in the first-half of their last game. Colorado State was burdened by a -3 net turnover margin in their loss to Wyoming — but they have covered the point spread in 4 of their last 5 games after enduring a -3 or worse net turnover margin in their last game. Head coach Mike Bobo needed the bye week at this point of the season with his team still fighting to become bowl eligible. The Rams’ defense shifted to a 4-3 formation in the offseason so an extra week of practice should help on that side of the football. Bobo also got an extra week of work with sophomore quarterback Collin Hill who has started the last two games after a long recovery from what has been two torn ACL injuries that have derailed him since being initially tapped to be the starting quarterback for this team in the fall of 2017. Despite this team’s struggles this season, Bobo has still overseen an explosive passing attack that ranks 15th in the nation by averaging 310.3 passing YPG. This potent passing game should keep the Rams competitive in this game — they have covered the point spread in 9 of their last 11 road games against teams with a winning record at home. Colorado State has also covered the point spread in 6 of their last 8 road games as an underdog — and they have covered the point spread in 4 of their last 5 expected higher-scoring games on the road where the Total is set at least at 63. And in their last 16 games played in the month of November under Bobo’s leadership, the Rams have covered the point spread 11 times.

FINAL TAKE: Colorado State has underachieved this season while Nevada has overachieved a bit. As both teams meet for their tenth game of the season coming off a bye week, expect the Rams to keep his game closer than expected. 25* CFB Mountain Western Conference Underdog of the Year with the Colorado State Rams (171) plus the points versus the Nevada Wolf Pack (172). Best of luck for us — Frank.

At 8:00 PM ET on Saturday, we will be playing the Boston College Eagles (122) plus the points versus the Clemson Tigers (121). THE SITUATION: Boston College (7-2) has won three games in a row with their 31-21 win at Virginia Tech last Saturday as a 2-point favorite. Clemson (9-0) remained undefeated last week with their 77-16 thrashing of Louisville as a 38-point favorite.

REASONS TO TAKE THE EAGLES PLUS THE POINTS: The Tigers are on a roll having not allowed more than 16 points while blowing out all four of their opponents by at least 34 points since their narrow 27-23 win at home over Syracuse. But Clemson may be due for some nervy moments tonight as they have failed to cover the point spread in 4 straight games after winning their last four games by at least 17 points — and they have also failed to cover the point spread in 11 of their last 15 games after not allowing more than 17 points in at least four straight games. The Tigers did generate 661 yards of offense against the Cardinals last week — but they are then just 2-5-1 ATS in their last 8 games after gaining at least 450 yards in their last game. Clemson has covered the point spread in four straight games — and they have scored at least 136 points in their last two games. But the Tigers have failed to cover the point spread in 12 of their last 18 games after scoring at least 42 points in their last two games — and they have also failed to cover the point spread in 5 of their last 7 games after covering the point spread in four or five of their last six games. Furthermore, Clemson has failed to cover the point spread in 8 of their last 11 games when playing on field turf. Boston College will enter this game with momentum as they have covered the point spread in four straight games. The Eagles have covered the point spread in 7 of their last 8 games after covering the point spread in four or five of their last six games. Boston College is also 12-3-1 ATS in their last 16 games after a straight-up win — and they are 14-2-1 ATS in their last 17 games after a point spread victory. The Eagles have the components to keep this game close by running the football and defending against the Tigers rushing attack. Led by A.J. Dillon, Boston College averages 283 rushing YPG on their home field while averaging 4.8 Yards-Per-Carry. Dillon should be able to keep the high-powered Tigers offense off the field. And the Eagles hold visiting teams to just 3.3 YPC — and this Clemson team has become very dependent on the run. Freshman QB Trevor Lawrence passed for only 59 yards last week on 12 passes — this will be the biggest game of his young career. Boston College is 9-1-1 ATS in their last 11 games against teams with a winning record. On their home field, the Eagles have covered the point spread in 4 of their last 5 games while outscoring their opponents by +24.6 PPG and outgaining these guests by +207.0 net YPG. Boston College has also covered the point spread in 5 of their last 7 home games as an underdog getting 14.5 to 21 points.

FINAL TAKE: The weather will not be doing the Tigers any favors tonight with the temperature dropping below 40 degrees. With the BC faithful revved up to see their team pull the upset, expect a closer game than what is expected. 20* CFB Clemson-Boston College ABC-TV Special with the Boston College Eagles (122) plus the points versus the Clemson Tigers (121). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the LSU Tigers (199) minus the points versus the Arkansas Razorbacks (200). THE SITUATION: LSU (7-2) looks to pick themselves off the mat after their embarrassing 29-0 shutout loss at home to Alabama last week where they were +14-point underdogs. Arkansas (2-7) comes off a 45-31 loss to Vanderbilt as a 1-point underdog two Saturdays ago.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: LSU should rebound with a strong effort as they look to make the best of the rest of their season. Their players represent a football program that has bounced-back to cover the point spread in 5 of their last 7 games after a straight-up loss — and they have covered the point spread in 7 of their last 10 games after a loss by at least 20 points. Additionally, the Tigers have covered the point spread in 4 of their last 5 games after failing to score more than 20 points. And while they surrendered 576 yards of offense to the Tide, LSU has covered the point spread in 11 of their last 16 games after allowing at least 450 yards. The Tigers have covered a decisive 10 of their last 12 games in SEC play — and they have covered the point spread in 4 of their last 5 games on the road. LSU has also covered the point spread in 5 of their last 6 games in the month of November. Facing this Arkansas team may be just what the doctor ordered as the Razorbacks have failed to cover the point spread in 14 of their last 20 home games with the Total set in the 45.5 to 49 point range. Arkansas has covered the point spread in four of their last five games — but they have then failed to cover the point spread in 5 of their last 6 games after covering the point spread in at least two of their last three games. Additionally, the Razorbacks have failed to cover the point spread in 11 of their last 17 games after a game where at least 60 combined points were scored. Arkansas generated 207 rushing yards in their loss to the Commodores while averaging 6.88 Yards-Per-Play in that game — but that does not bode well for them now. The Razorbacks have failed to cover the point spread in 7 of their last 8 games after averaging at least 6.75 YPP in their last game — and are 3-12-1 ATS in their last 16 games after rushing for at least 200 yards in their last game.

FINAL TAKE: While LSU was overwhelmed against Alabama last week, they will be motivated to play the role of the bully this week. The Razorbacks are in a major rebuild under first-year head coach Chad Morris. 10* CFB Blowout Bookie Buster with the LSU Tigers (199) minus the points versus the Arkansas Razorbacks (200). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Virginia Tech Hokies (119) plus the points versus Pittsburgh Panthers (120). THE SITUATION: Virginia Tech (4-4) has lost two straight games as well as three of their last four contests with their 31-21 loss to Boston College last week as a 2-point underdog. Pittsburgh (5-4) has won three of their last four games with their 23-13 upset win at Virginia last Friday as a 7-point underdog.

REASONS TO TAKE THE HOKIES PLUS THE POINTS: Virginia Tech remains alive in the Coastal Division race with a 3-2 record in conference play — but they need to win out their games which starts with giving a second loss to this Panthers team that currently resides in first place with their 4-1 record in ACC play. The Hokies should respond with a strong effort this afternoon as they have covered the point spread in 20 of their last 29 games after losing two straight games — and they have covered the point spread in 9 of their last 14 games after losing two straight against conference rivals. Don’t blame junior quarterback Ryan Willis who completed 25 of 42 passes for 281 yards with three touchdown passes against the Eagles defense while adding another 49 yards on the ground. The transfer from Kansas has played well since stepping in for incumbent starter Josh Jackson who suffered a season-ending knee injury at the end of September. Willis has seen his wide receivers drop too many of his passes — and team turnovers have not helped the cause. Virginia Tech has lost the turnover battle in three straight games — but they have covered the point spread in 21 of their last 32 games after suffering a -1 or worse net turnover margin in at least two straight games. This is a very young defense that was rebuilding from their outstanding unit last season — but in defensive coordinator Bud Foster we trust to continue to get improvement out of his group. This is a team that is 3-1 on the road while outscoring their home hosts by +6.8 PPG — and they have covered the point spread in 15 of their last 19 road games as an underdog getting 3.5 to 7.5 points. Pittsburgh followed up their 54-45 upset win over Duke as a small 2-point favorite with that upset win at Virginia last Friday. But a letdown is likely for this team that is not used to being in control of their own destiny when it comes to the ACC conference championship. The Panthers have failed to cover the point spread in 4 of their last 5 games after pulling off two straight upset wins. Pittsburgh has also failed to cover the point spread in 4 of their last 5 games after not allowing more than 20 points in their last game. And while they held the Cavaliers to just 249 yards of offense, they have not covered the point spread in 4 straight games after not allowing more than 275 yards in their last contest. Pitt has covered the point spread in four straight games — but they have then failed to cover the point spread in 13 of their last 19 games after covering the point spread in four of their last five games after covering the point spread in four of their last five games. The Panthers are unreliable home favorites. They might be 4-1 on their home field but they are only outscoring their visitors by +0.4 net PPG — and they are being outgained in net yardage at home. Lastly, Pitt has failed to cover the point spread in 7 of their last 9 home games as the favorite.

FINAL TAKE: The Panthers have been dangerous underdogs in the Pat Narduzzi regime — but this team has been an unreliable favorite as well with a defense that has not come close to taking on the characteristics of the Michigan State defenses that he served as the coordinator of. Look for a close game where taking the points with the underdog will offer plenty of value. 10* CFB Virginia Tech-Pittsburgh ESPNU Special with the Virginia Tech Hokies (119) plus the points versus Pittsburgh Panthers (120). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Florida Gators (194) minus the points versus the South Carolina Gamecocks (193). THE SITUATION: Florida (6-3) looks to bounce-back from their 38-17 upset loss to Missouri last Saturday as a 6.5-point favorite. South Carolina (5-3) has won two straight games with their 48-44 upset win at Ole Miss last week as a 2-point underdog.

REASONS TO TAKE THE GATORS MINUS THE POINTS: Florida should bounce-back with a strong effort as they have covered the point spread in 13 of their last 18 games after an upset loss as a home favorite. The Gators have also covered the point spread in 8 of their last 10 games after a double-digit loss at home. Florida has also covered the point spread in 5 of their last 7 games after a loss by at least 20 points. The Gators have not forced a turnover in two straight games — but they have covered the point spread in 5 of their last 8 games after failing to force a turnover in their last game. Florida will be hosting a Gamecocks team that ranks 105th in the FBS with a -0.63 net turnover margin per game. Even after last week’s loss in the Swamp, the Gators are outscoring their visitors by +12.2 PPG at home. South Carolina looks due for a big emotional letdown as they have failed to cover the point spread in 5 of their last 6 games after a straight-up win — and they have failed to cover the point spread in 4 straight games after a point spread win. Furthermore, the Gamecocks have failed to cover the point spread in 4 of their last 5 games after allowing at least 37 points — and they have failed to cover the point spread in 5 of their last 7 games after a game where both teams scored at least 37 points. South Carolina did surrender a whopping 616 yards of offense to the Rebels last week — they were outgained by -108 net yards but pulled out the win due to a 90-yard kick off return for a touchdown. Run defense is an issue for their defense as they rank 86th in the FBS by allowing 182.0 rushing YPG. The Gamecocks stay on the road this week to play just their fourth game away from home — and they have failed to cover the point spread in 10 of their last 12 road games with the Total set int he 52.5 to 56 point range.

FINAL TAKE: Florida will not only be looking to redeem themselves from last week’s upset loss but they will have revenge on their minds after losing to South Carolina last year by a 28-20 score. 10* CFB South Carolina-Florida ESPN Special with the Florida Gators (194) minus the points versus the South Carolina Gamecocks (193). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Memphis Tigers (192) minus the points versus the Tulsa Golden Hurricanes (191). THE SITUATION: Memphis (5-4) looks to build off their 59-41 win at East Carolina last week as an 11-point favorite. Tulsa (2-7) earned their second win of the season with their 49-19 win over UConn as an 18-point favorite over the hapless Huskies.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: Memphis generated 639 yards of offense against the Pirates — and they have covered the point spread in 21 of their last 29 games after gaining at least 450 yards of offense in their last game. The Tigers possess the 8th most prolific offense in the nation as they are averaging 44.3 PPG and generating 535.6 total YPG. They also rank 6th in the FBS by averaging 267.2 rushing YPG — and they should run all over this Golden Hurricanes defense that ranks 118th in the nation by allowing 227.8 rushing YPG. Memphis did allow 556 yards to East Carolina last week — but they have covered the point spread in 6 of their last 8 games after allowing at least 450 yards in their last game. Now the Tigers return home where they allow only 348.2 total YPG. Memphis is outscoring their visitors by +29.2 PPG and outgaining them by +275.4 net YPG. The Tigers’ offense has been unstoppable at home where they are putting up 52.4 PPG while averaging 623.6 total YPG. Memphis has covered the point spread in 4 of their last 5 games at home — and they have covered the point spread in 5 of their last 6 road games against teams with a losing record on the road. Tulsa has been a major disappointment again this season — and they have failed to cover the point spread in 6 of their last 7 games after a point spread victory. The Golden Hurricanes have also failed to cover the point spread in 7 straight games after not allowing more than 20 points in their last game. Their redshirt freshman quarterback Seth Boomer completed 9 of his 14 passes for just 168 yards — and Tulsa has failed to cover the point spread in 4 straight games after failing to pass for at least 170 yards. Now this team goes back on the road where they are 0-4 with an average losing margin of -14.7 net PPG.

FINAL TAKE: Too much offense from this Memphis team — expect a blowout. 10* CFB Blowout Bookie Buster with the Memphis Tigers (192) minus the points versus the Tulsa Golden Hurricanes (191). Best of luck for us — Frank.

At 10:15 PM ET on Friday, we will be playing the Fresno State Bulldogs (113) minus the points versus the Boise State Broncos (114). THE SITUATION: Fresno State (8-1) has won seven straight games with their 48-3 win at UNLV last Saturday as a 27-point favorite. Boise State (7-2) has won four in a row with their 21-16 win over BYU last Saturday in a game where they were laying -11.5 points.

REASONS TO TAKE THE BULLDOGS MINUS THE POINTS: Fresno State should build off the momentum of their big win last week as they are 13-2-1 ATS in their last 16 games after a straight-up win — and they have covered the point spread in 5 straight games after a victory by at least 20 points. The Bulldogs generated 466 yards in that contest — and they have covered the point spread in 22 of their last 26 games after gaining at least 450 yards in their last contest. Head coach Jeff Tedford’s stint in the Canadian Football League (after a brief turn in the NFL as an offensive consultant to the Tampa Bay Buccaneers) seems to have been a boon for his appreciation of the nuances of college football. The long-time Cal coach was always considered an offensive guru but he has done wonders with quarterback Marcus Maryion. The Oregon State transfer thrived under Tedford’s guidance last season as he completed 62.1% of his passes for 2726 passing yards while throwing 14 touchdown passes to just 5 interceptions. Maryion has been even better this season as he is completing 70.9% of his passes for 2416 passing yards with 20 TD passes and just 3 interceptions. He leads an offense that is 11th in the nation by scoring 40.4 PPG. Maryion should have success against a suspect Broncos pass defense that ranks 74th in the nation by allowing 234.4 passing YPG. But what has made this Fresno State program different than Tedford’s Cal teams — and why this group made an immediate turnaround from a 1-11 record in 2016 — is the outstanding play on defense. The Bulldogs returned seven starters from last year’s group that allowed only 17.9 PPG and just 320.6 total YPG which ranked 10th and 15th best in the nation. The 2017 defense made startling improvements under defensive coordinator Orlando Steinauer who Tedford brought down from the Hamilton Tiger-Cats of the CFL while proving once again the impact of good coaching. While Steinauer returned to the CFL this season, the defense has not missed a beat under last year’s linebacker coach in Bert Watts who took over coordinating the defense while maintaining Steinauer's aggressive tendencies. Fresno State is allowing only 12.3 PPG which is tied for 2nd in the nation while ranking 14th in the FBS while limiting their opponents to just 307.0 total YPG. Defense travels — and the Bulldogs 13-2-1 ATS in their last 16 games on the road which includes them covering then point spread in six of their last seven road games against teams with a winning record at home. Fresno State is outscoring their home hosts by +22.2 PPG due to their defense that is allowing only 9.6 PPG. Furthermore, the Bulldogs have covered the point spread in 4 straight games in the month of November — and they have covered 4 straight games played on a Friday night. Boise State is just 1-3-1 ATS in their last 5 games after a straight-up win — and they have failed to cover the point spread in 4 of their last 5 games after not allowing more than 20 points in their last game. The Broncos are led by four-year senior starting quarterback Brett Rypien who leads an offense that is 10th in the nation by averaging 319.8 passing YPG. But Rypien will face his biggest challenge of the season facing this Bulldogs’ pass defense that is 16th in the nation by allowing only 178.2 passing YPG while limiting opposing quarterbacks to completing just 48.1% of their passes and only 8 TD passes. Boise State has won four in a row after a loss at home by a 19-13 score to a San Diego State defense that has a similarly strong defense as the Bulldogs but lacks their explosiveness on offense. The Broncos have the allure of their blue field but that has not translated into a home-field advantage — or perhaps bettors have overvalued this intangible. Boise State has failed to cover the point spread in 15 of their last 20 games at home. And in their last 5 games against teams with a winning record, the Broncos have failed to cover the point spread in 4 of these games.

FINAL TAKE: This is the third meeting between these two teams in less than a twelve-month period after these two teams split their two meetings last year. Fresno State certainly had this date circled since this is their first opportunity to avenge their 17-14 loss to Boise State that the Broncos’ hosted in the Mountain West Conference championship game last December 2nd. Look for the Bulldogs to avenge that loss with what appears to be an even better team than last year’s group in Tedford’s first season with the program. 25* CFB Friday ESPN2 Game of the Year with the Fresno State Bulldogs (113) minus the points versus the Boise State Broncos (114). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Carolina Panthers (107) plus the points versus the Pittsburgh Steelers (108). THE SITUATION: Carolina (6-2) has won three straight games with their 42-28 win over Tampa Bay on Sunday as a 6-point favorite. Pittsburgh (5-2-1) has won four in a row with their 23-16 upset win at Baltimore last Sunday as a +1.5-point underdog.

REASONS TO TAKE THE PANTHERS PLUS THE POINTS: After falling from a double-digit 4th quarter deficit to the Eagles to begin their current winning streak, Carolina has raced out to a 24-7 halftime lead against the Ravens before enjoying a 35-14 lead over the Buccaneers last week. The Panthers have covered the point spread in 15 of their last 20 games after owning a double-digit halftime lead in their last two games. Carolina has won the turnover battle in each of these last three games in part because they have not turned the ball over once during that span — and they have covered the point spread in 17 of their last 22 games after winning the turnover battle in at least three straight games. The Panthers averaged 7.98 Yards-Per-Play against Tampa Bay — and they have covered the point spread in 6 straight games after averaging at least 6.0 YPP in their last game. Now this team goes on the road where they have covered the point spread in 5 of their last 7 road games against teams with a winning record at home — and they have also covered the point spread in 6 of their last 9 road games with the Total set at 49.5 or higher. Furthermore, Carolina has covered the point spread in 5 of their last 6 games against teams with a winning record — and they have covered the point spread in 7 of their last 10 road games as an underdog getting no more than 7 points. Pittsburgh earned a big emotional win over their arch-rivals last week — but playing Baltimore always takes a physical toll out of the Steelers which will be compounded by them playing on a short week. As it is, they have failed to cover the point spread in 8 of their last 11 games after a straight-up win — and they have failed to cover the point spread in 6 of their last 9 games after winning five or six of their last seven games. Pittsburgh has failed to cover the point spread in 5 of their last 7 games against teams with a winning record. The Steelers are just 2-2 this season on their home field — and they have failed to cover the point spread in 7 of their last 9 games at home. Lastly, Pittsburgh has failed to cover the point spread in 4 of their last 5 home games against teams with a winning record on the road.

FINAL TAKE: Expect the Steelers to be a bit flat in this game — and Carolina is a very tough out. Expect a close game where taking the points will have value. 10* NFL Carolina-Pittsburgh Fox-TV Special with the Carolina Panthers (107) plus the points versus the Pittsburgh Steelers (108). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing the North Carolina State Wolfpack (110) minus the points versus the Wake Forest Demon Deacons (109). THE SITUATION: NC State (6-2) snapped their two-game losing streak last Saturday with their 47-28 win over Florida State as a 9.5-point favorite. Wake Forest (4-5) has lost three of their last four games with their 41-24 loss to Syracuse last week as a +6-point underdog.

REASONS TO TAKE THE WOLFPACK MINUS THE POINTS: NC State raced out to a 31-14 lead at halftime last week against the Seminoles. Not only have they covered the point spread in 9 of their last 13 games after a win at home but they have also covered the point spread in 8 of theories 12 games after owning a lead by at least 20 points at the half of their last contest. The Wolfpack have scored 88 points over their last two games — and they have covered the point spread in 6 of their last 8 games after scoring at least 37 points in their last game. Led by senior quarterback Ryan Finley who will relish this opportunity to boost his NFL resume on this nationally televised game, NC State is 9th in the nation by averaging 322.9 passing YPG. Finley should feast against the woeful Demon Deacons pass defense that ranks 118th in the nation by allowing 272.6 passing YPG. The Wolfpack stay at home where they are a perfect 5-0 with an average winning margin of +16.4 PPG while outgaining their opponents by +97.6 net YPG. NC State has only turned the ball over once in their last two games after not committing a turnover against Florida State. The Wolfpack have covered the point spread in 4 of their last 5 games after not turning the ball over in their last game — and they have covered the point spread in 8 of their last 11 games after not turning the ball over more than once in two straight games. They will be hosting a Wake Forest team that is 101st in the nation by averaging a -0.56 net turnover margin per game. NC State has also covered the point spread in 5 of their last 6 games played on a Thursday night. Wake Forest has failed to cover the point spread in 5 of their last 7 games after a point spread loss — and they have failed to cover the point spread in 5 of their last 6 games after a game where at least 60 combined points were scored. The team lost their starting quarterback for the rest of the season this week when it was announced that freshman QB Sam Hartman would miss the rest of the year due to a leg injury. That means that sophomore Jamie Newman will get the start after he was beat out in the fall for the starting job. Newman has completed only 7 of his 15 passes this season while averaging just 5.0 Yards-Per-Attempt. That is a bad turn of events for this Demon Deacons team that has failed to cover the point spread in 6 straight games against teams with a winning record as well as in 5 of their last 6 games as an underdog. Additionally, Wake Forest has failed to cover the point spread in 8 of their last 11 games played on a Thursday night — and they have failed to cover the point spread in 5 straight trips to Raleigh to face the Wolfpack.

FINAL TAKE: NC State is looking reach ten wins this season to improve on their 9-4 record last year. One of their four losses last season was to this Wake Forest team that defeated them by a 30-24 score in Winston-Salem. Too much offensive firepower for the Wolfpack who should earn sweet revenge with a blowout win tonight. 10* CFB Thursday Daily Discounted Deal with the North Carolina State Wolfpack (110) minus the points versus the Wake Forest Demon Deacons (109). Best of luck for us — Frank.

At 7:00 PM ET on Wednesday, we will be playing the Miami (OH) RedHawks (104) plus the points versus the Ohio Bobcats (103). THE SITUATION: Miami (OH) (3-6) has lost two straight games with after their 51-42 loss at Buffalo last week as a +7-point underdog. Ohio (6-3) has won three straight — as well as five of their last six games — with their 59-14 win at Western Michigan as a 3-point favorite last Wednesday.

REASONS TO TAKE THE REDHAWKS PLUS THE POINTS: Miami (OH) generated 453 yards in their last to the Bulls. They have covered the point spread in 4 of their last 5 games after gaining at least 450 yards in their last game — and they have covered the point spread in 4 of their last 5 games after scoring at least 40 points in their last contest. And while they surrendered 453 yards to Buffalo, they have then covered the point spread in 4 of their last 5 games after gaining at least 450 yards in their last contest. This team returned sixteen starters from last year’s team that finished 5-7. Expectations were high for this team that lost four of those games last year by 5 points or less. This team has remained unable to close out games with another two of their losses being decided by one possession. They have covered the point spread in five of their last six contests as they have proved to be better to bettors than they have been in winning close contests. The Red Hawks have covered the point spread in 5 of their last 7 games after covering the point spread in four or five of their last six games. Despite their losing record, Miami (OH) is outgaining their opponents by +8.9 net YPG. An unfavorable schedule has not helped Chuck Martin’s team as they have played six of their first nine games on the road. This is the RedHawks’ just fourth game at home this season where they are outscoring their guests by +5.7 net PPG. Miami (OH) has covered the point spread in 15 of their last 20 home games with the Total set in the 56.5 to 63 point range — and they have covered the point spread in 4 of their last 5 home games as an underdog. Senior quarterback Gus Ragland completed 20 of 35 passes for 313 yards against the Bulls defense last week — and he should have success against this Bobcats’ defense that is vulnerable to dynamic passing attacks. Ohio ranks 117th in the FBS by allowing 276.8 passing YPG. The Bobcats have failed to cover the point spread in 4 of their last 5 games after a win on the road by at least four touchdowns. Ohio has also failed to cover the point spread in 10 of their last 13 games after scoring at least 50 points in their last game. The Bobcats have won three straight games by at least five touchdowns — but they have failed to cover the point spread in 13 of their last 21 games after winning their last two games by at least 10 points against conference rivals. This team stays on the road where they are 2-3 this season while being outgained by -37.4 net YPG.

FINAL TAKE: While Ohio wants to win their annual Battle of the Bricks with their in-state rival Miami (OH), they know they have a date pending next week with Buffalo that will likely determine the winner of the MAC East Division. With things going so well for this team right now, they might be caught looking ahead. The RedHawks are better than their record suggests — and pulling an upset here would keep their hopes of becoming bowl eligible alive. 20* CFB Ohio-Miami (OH) ESPNU Special with the Miami (OH) RedHawks (104) plus the points versus the Ohio Bobcats (103). Best of luck for us — Frank.

At 7:30 PM ET on Tuesday, we will be playing the Buffalo Bulls (102) minus the points versus the Kent State Golden Flashes (101). THE SITUATION: Buffalo (8-1) has won four straight games with their 51-42 win over Miami (OH) last Tuesday as a 7-point favorite. Kent State (2-7) snapped their six-game losing streak last Tuesday when they upset Bowling Green on the road as a small 1-point underdog.

REASONS TO TAKE THE BULLS MINUS THE POINTS: Buffalo should build off the momentum of their big win last week. The Bulls have covered the point spread in 7 of their last 8 games after a straight-up win — and they have covered the point spread in 5 of their last 6 games after a point spread victory. Buffalo generated 507 yards against the Red Hawks defense — and they have then covered the point spread in 5 of their last 6 games after gaining at least 450 yards in their last game. The Bulls will not have the services of their best defensive player in the first half of this game with linebacker Khalil Hodge suspended after being flagged for a targeting penalty in last week’s game. But look for the other Buffalo defensive players to step up in his absence as this team has covered the point spread in 4 straight games after allowing at least 40 points in their last game. The Bulls have covered the point spread in 9 of their last 11 games at home — and they have covered the point spread in 7 straight home games against conference opponents. And in their last 4 games against teams with a losing record, Buffalo has covered the point spread in all 4 games. Kent State was able to upset a Bowling Green team that is going in the wrong direction — but a letdown tonight is likely. The Bulls have failed to cover the point spread in 7 of their last 8 games after a straight-up win — and they have failed to cover the point spread in 11 of their last 16 games after a point spread victory. The Golden Flashes stay on the road this week where they are just 1-5 with an average losing margin of -29.7 PPG. They are being outgained by -168.2 total YPG. Kent State has failed to cover the point spread in 4 of their last 5 road games against teams with a winning record at home. Furthermore, the Golden Flashes have failed to cover the point spread in 13 of their last 19 games against teams with a winning record — and they have failed to cover the point spread in 8 of their last 10 games in the month of November.

FINAL TAKE: Buffalo will likely overwhelm the Golden Flashes tonight. Too much offensive firepower behind quarterback Tyree Jackson — and the defense should be motivated to play better after allowing 42 points last week which tied for the most points they surrendered all season. 10* CFB Kent State-Buffalo ESPNU Special with the Buffalo Bulls (102) minus the points versus the Kent State Golden Flashes (101). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Tennessee Titans (473) plus the points versus the Dallas Cowboys (474). THE SITUATION: Tennessee (3-4) has lost three straight games with their 20-19 loss in London two Sundays ago against the Chargers as a +6.5-point underdog. Dallas (3-4) looks to rebound from their 20-19 loss in Washington two weeks ago as a 1-point favorite.

REASONS TO TAKE THE TITANS PLUS THE POINTS: Tennessee has been resilient when facing adversity. They have covered the point spread 13 of their last 17 games after a straight-up loss. Additionally, the Titans have covered the point spread in 5 straight games after suffering two straight losses — and they have covered the point spread in 3 straight games after losing three of their last four games. Tennessee did have a strong offensive performance against the tough Chargers defense as they generated 390 yards of offense which helped them control the time of possession for 35:25 minutes. The Titans have covered the point spread in 4 of their last 5 games after generating at least 350 yards in their last game. Tennessee has an outstanding defense that ranks 3rd in the NFL by holding their opponents to just 18.1 PPG. That number drops to just 16.5 PPG that they allow when playing on the road. And despite their 1-3 record on the road, they are outgaining their home hosts by +9.8 net YPG. The Titans held Malcolm Gordon and the Chargers rushing attack to just 47 yards in London — and they have covered the point spread in 5 of their last 7 games after not allowing more than 90 rushing yards in their last game. The stout Tennessee defense keeps them competitive — three of their four losses were determined by one scoring possession. The Titans gave covered the point spread in 6 of their last 9 games when an underdog getting 3.5 to 9.5 points. Tennessee has also covered the point spread in 6 of their last 9 games against NFC opponents — and they have covered the point spread in 6 straight appearances on Monday Night Football. Dallas has failed to cover the point spread in 3 of their last 4 games after a loss to an NFC East rival. The team has high expectations for Amari Cooper after trading for him from the Raiders during their bye week. But Cooper underperformed in Oakland with his effort being an issue. Plus, the Cowboys plan to use Cooper on the outside where he can function as a deep threat despite his having more success with the Raiders running out of the slot position. Dallas is just 20th in the NFL by averaging 20.0 PPG — and they rank 27th in the NFL by averaging just 320.0 total YPG. The Cowboys defense has been stout but they took a hit this week with defensive lineman David Irving being declared out for about a month with a high ankle sprain. Dallas has not enjoyed a significant home field advantage as of late as they have failed to cover the point spread in 55 of their last 98 home games when laying a touchdown or less. The Cowboys have also failed to cover the point spread in 9 of their last 13 appearances on Monday Night Football.

FINAL TAKE: I do not think the addition of Cooper is the missing ingredient to make the Dallas offense function at a much higher level. Tennessee should keep this game close while having an opportunity to pull the upset. 25* NFL Monday Night Football Game of the Month with the Tennessee Titans (473) plus the points versus the Dallas Cowboys (474). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the New England Patriots (472) minus the points versus the Green Bay Packers (471). THE SITUATION: New England (6-2) has won five straight games with their 25-6 win at Buffalo on Monday as a -13.5-point favorite. Green Bay (3-3-1) has lost two of their last three games with their 29-27 loss in Los Angeles to the Rams last week as a +7.5-point underdog.

REASONS TO TAKE THE PATRIOTS MINUS THE POINTS: New England should be in prime form for this game as they have covered the point spread in 12 of their last 15 games after a win by at least two touchdowns — and they have covered the point spread in 4 of their last 5 games played on a Sunday on a short week after playing on Monday Night Football. The Patriots have a number of injuries heading into this game but it does look like at least Julian Edelman and Josh Gordon will play despite being listed questionable by Bill Belichick’s very liberal use of the NFL’s “questionable” designation. They return home where they are a perfect 4-0 while outscoring their visitors by +13.8 PPG and outgaining them by +99.5 net YPG. Tom Brady is leading an offense that is scoring 36.5 PPG at home where he is completing 69.9% of his passes while averaging 308 passing YPG and accounting for 12 all-purpose touchdowns. And during their five-game winning streak, the Patriots are scoring 36.4 PPG and converting 50.8% of their 3rd downs which are both the best marks in the NFL during that span. New England has covered the points spread in 7 straight home games against teams with a losing record on the road — and they have covered the point spread in 9 of their last 11 home games when favored by not more than a touchdown. Additionally, the Patriots held the Bills to just 46 rushing yards last week — and they have then covered the point spread in 12 of their last 13 games after not allowing more than 75 rushing yards in their last game. They also have covered the point spread in 10 of their last 13 games after not allowing more than 14 points in their last contest. And with this being an expected high scoring game, New England has covered the point spread in 11 of their last 14 games with the Total set at 49.5 or higher. Green Bay looks to be at a crossroads after the Ty Montgomery controversy last week that culminated in him being shipped to Baltimore before the trade deadline. This veteran team may not respond well to the trade of Ha-Ha Clinton-Dix since he was playing at a very high level with the move suggesting that management does not believe the team has the potential to make a deep run in the playoffs this year. As it is, the Packers have failed to cover the point spread in 4 of their last 5 games after a straight-up loss — and they have failed to cover the point spread in 5 of their last 7 games after a point spread victory. Now this team goes on the road where they are winless in three contests while being outscored by -8.0 PPG due to their defense that is allowing 30.3 PPG. Green Bay allowed the Rams to generate 416 yards of offense (with Clinton-Dix) last week — and they have failed to cover the point spread in 4 of their last 5 games after allowing at least 350 yards in their last game. This team is also allowing their opponents to average 4.68 Yards-Per-Carry which the Patriots will certainly take advantage. The Packers have failed to cover the point spread in 4 of their last 5 games on the road. This will be Aaron Rodgers first game ever played in Foxboro as a professional — and that is an ominous circumstance for a quarterback that has led his team to win in just eight of his eighteen starts on the road against an AFC opponent. In those eighteen road games against the AFC, Rodgers has been sacked 50 times. Lastly, Green Bay has failed o cover the point spread in 7 of their last 10 games against teams with a winning record.

FINAL TAKE: The Patriots looked flat on the road on Monday against the Bills — but they should play much better back at home tonight with the challenge of hosting Rodgers. 25* NFL Sunday Night Football Game of the Month with the New England Patriots (472) minus the points versus the Green Bay Packers (471). Best of luck for us — Frank.

At 4:25 PM ET on Sunday, we will be playing the New Orleans Saints (470) plus the points versus the Los Angeles Rams (469). THE SITUATION: New Orleans (6-1) returns home after their 30-20 win in Minnesota last week as a -2.5-point favorite. Los Angeles (8-0) enters this game coming off their 29-27 win over Green Bay last week as a -7.5-point favorite.

REASONS TO TAKE THE SAINTS MINUS THE POINTS: I don’t love this situation for New Orleans as this is their third straight expected close game with the point spread in +/- 3-point range after they upset the Ravens on Baltimore before dispatching of the Vikings last week. But this Saints team has covered the point spread in 9 of their last 11 games after winning their last two games on the road. New Orleans has also covered the point spread in 19 of their last 26 games after a straight-up win while going 20-8-1 ATS in their last 29 games after a point spread win — so this is a team more likely to build off their momentum rather than suffer an emotional letdown. This is the Saints’ just fourth game at home as well where they are a perfect 3-0 this season. Drew Brees is averaging 348 passing YPG in those three home games with eight touchdown passes and zero interceptions. In fact, Brees has led his team to victory in nine of their last ten games at home while putting up 32.5 PPG in those games. New Orleans has covered the point spread in 24 of their last 29 home games against teams with a winning record on the road. And despite surrendering 423 yards to the Vikings last week, the Saints’ defense is steadily improving. New Orleans has allowed only 20.0 PPG over their last four contests while allowing just 74 rushing YPG on just 3.2 Yards-Per-Carry. Even better, the Saints are allowing opposing running backs to average just 2.87 YPC so they have the opportunity to slow down Todd Gurley. New Orleans has also covered the point spread in 16 of their last 21 games after allowing at least 350 yards in their last game. Furthermore, the Saints have covered the point spread in 10 straight games in Weeks Five through Nine. Los Angeles (8-0) is in a difficult situation as they are playing their fourth game in their last five contests on the road. Not only have they failed to cover the point spread in 4 of their last 5 games after a straight-up win — but they have also failed to cover the point spread in 12 of their last 14 games after a win at home where they did not cover the point spread as the favorite. The Rams generated 416 yards of offense last week against the Packers — but they have failed to cover the point spread in 11 of their last 15 games after gaining at least 350 yards in their last game. Los Angeles has also failed to cover the point spread in 8 of their last 12 games after a game where at least 50 combined points were scored. The Rams may be the last remaining undefeated team in the league but four of their last five games have been decided by 7 points or less. The LA defense has also allowed at least 27 points in four of their last six games.

FINAL TAKE: The Rams’ defense is allowing opponents to average 4.8 Yards-Per-Carry. The Saints will have success running the football. Look for a few jet sweeps for Alvin Kamara in the first-half which will force the Los Angeles star-studded defensive line to do a lot of running — which could tire them out for the later stages of this game. 10* NFL LA Rams-New Orleans Fox-TV Special with the New Orleans Saints (470) plus the points versus the Los Angeles Rams (469). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Tampa Bay Buccaneers (457) plus the points versus the Carolina Panthers (458). THE SITUATION: Carolina (5-2) has won two straight — as well as four of their last five games — with their 36-21 upset win over Baltimore last Sunday as a +2.5-point underdog. Tampa Bay (3-4) has lost four of their last five games with their 37-34 loss in Cincinnati last week as a +3.5-point underdog.

REASONS TO TAKE THE BUCCANEERS PLUS THE POINTS: The Panthers may be due for a letdown after pulling off their second straight upset victory as their win over the Ravens followed up an upset win in Philadelphia the week before. Carolina has failed to cover the point spread in 5 of their last 6 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 7 games after a win by at least two touchdowns. The Panthers have also failed to cover the point spread in 8 of their last 10 games after winning at least two straight games — and they have failed to cover the point spread in 4 of their last 5 games after scoring at least 30 points in their last contests. Carolina has not committed a turnover in two straight games which has allowed them win the turnover battle in both these upset wins. But the Panthers have failed to cover the point spread in 6 straight games after winning the turnover battle in two straight games. Carolina is unscathed in their four home games this year — but they are only outgaining these opponents by +5.3 net YPG. The Panthers have failed to cover the point spread in 5 of their last 7 games against teams with a losing record — and they have failed to cover the point spread in 4 of their last 5 games against fellow NFC South opponents. And in their last 9 games when favored in the 3.5 to 9.5 point range, Carolina has failed to cover the point spread in 6 of these contests. Tampa Bay should play hard for their veteran quarterback Ryan Fitzpatrick who appears to be the locker room favorite over turnover machine Jameis Winston. The Buccaneers’ defense has been a mess but their offensive led by coordinator Todd Monken has kept them in most games. Tampa Bay has covered the point spread in 9 of their last 13 games after a point spread win — and they are 3-0-1 ATS in their last 4 games after scoring at least 30 points in their last game. And while the Bucs allowed 402 total yards to the Bengals last week, they have covered the point spread in 4 of their last 5 games after allowing at least 350 yards in their last game. Tampa Bay is comfortable getting into a high-scoring game as they have covered the point spread in 8 straight games following a game where at least 80 points were scored. The Buccaneers have scored at least 26 points in three straight games — and they have covered the point spread in 12 of their last 15 road games after scoring at least 25 points in two straight games. On the road, Tampa Bay is scoring 30.2 PPG while averaging 482.0 total YPG. The Bucs have covered the points prawn in 5 of their last 6 games against teams with a winning record — and they have cord the point spread in 9 of their last 14 games as an underdog getting 3.5 to 9.5 points. Lastly, Tampa Bay has covered the point spread in 4 of their last 5 games against fellow NFC South opponents — and they have covered the point spread in 5 of their last 7 games after losing three of their last four games.

FINAL TAKE: Tampa Bay’s prolific offense makes them a tough out against any opponent. While I do not expect them to pull the upset, they should keep this game close. 20* NFL Big Dog Surprise with the Tampa Bay Buccaneers (457) plus the points versus the Carolina Panthers (458). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Cleveland Browns (454) plus the points versus the Kansas City Chiefs (453). THE SITUATION: Cleveland (2-5-1) finally moved on from the disastrous Hue Jackson regime this week after their 33-18 loss in Pittsburgh as an +8.5-point underdog last Sunday. Kansas City (7-1) has won two straight games with their 30-23 win over Denver last Sunday.

REASONS TO TAKE THE BROWNS PLUS THE POINTS: I expect an inspired effort from this Cleveland team that has probably grown sick and tired of the empty suit that is Jackson with his constant politicking rather than simply getting in the trenches to coach. After proclaiming that he was going to get more involved with the offense in the previous week, reports are that Jackson failed to follow through on that promise/threat. Now I think Gregg Williams is a raving lunatic — but I do expect the team to rally around him this week with this opportunity to stick it to the departed Jackson. The Browns have been sticky this year with three of their five losses being decided by a field goal. Cleveland’s defense has tons of talent — and they are allowing only 21.2 PPG at home. The Browns have covered the point spread in 3 of their last 4 games as an underdog getting 3.5 to 9.5 points. And while they allowed 168 rushing yards last week, they have covered the point spread in 4 straight games after allowing at least 150 rushing yards in their last game. This team returns home after playing their last two games on the road. Kansas City goes on the road after playing their last two games at home — and they are surrendering 32.8 PPG away from home. Run defense is an issue for this team as they are allowing their opponents to average 5.34 Yards-Per-Carry. The offense has been a machine for the Chiefs behind QB Patrick Mahomes — but they only generated 340 yards of offense last week against the Broncos which might provide a blueprint regarding how to slow down that group. They managed only 49 rushing yards on just 18 carries last week which risks them becoming too-pass dependent moving forward. Kansas City has failed to cover the point spread in 5 of their last 6 games after failing to rush for at least 150 yards in their last game. The Chiefs did average 8.09 Yards-Per-Play against the Broncos — but they have failed to cover the point spread in 9 of their last 10 games after averaging at least 6.0 Yards-Per-Play in their last game. KC has scored at least 30 points in their last three games while averaging 445.7 total YPG in those contests — but they have failed to cover the point spread in 7 of their last 10 games after scoring at least 30 points in three straight games. They have also failed to cover the point spread in 15 of their last 20 road games after averaging at least 400 YPG in their last three contests. Lastly, the Chiefs have failed to cover the point spread in 4 of their last 5 games in the month of November.

FINAL TAKE: Denver ran the ball 30 times for 189 yards which helped them keep that game close despite it being played in Arrowhead Stadium. Expect plenty of Nick Chubb and (finally) some Duke Johnson as the Browns look to ground and pound to keep this game close. 10* NFL Sunday Afternoon Discounted Deal with the Cleveland Browns (454) plus the points versus the Kansas City Chiefs (453). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Baltimore Ravens (456) minus the points versus the Pittsburgh Steelers (455). THE SITUATION: Baltimore (4-4) has lost three straight games with their 36-21 upset loss at Carolina last week as a -2.5-point favorite. Pittsburgh (4-2-1) has won three straight games with their 33-18 win versus Cleveland last week as an -8.5-point favorite.

REASONS TO TAKE THE RAVENS MINUS THE POINTS: Baltimore has suffered upsets in two straight games as that loss to the Panthers was preceded by an upset loss at home to the Saints. This has been a tough stretch for this Ravens team — and this is a must-win situation for them. John Harbaugh’s team has been reliable when responding to adversity as they have covered the point spread in 5 of their last 6 games after a straight-up loss — and they have covered the point spread in 8 of their last 11 games after a loss by at least two touchdowns. Baltimore has played four of their last five games on the road so returning home will help. The Ravens are outscoring their visitors by +18.6 PPG while outgaining them by +92.8 net YPG — and they have covered the point spread in 5 of their last 7 home games when favored by no more than 3 points. Baltimore has covered the point spread in 13 of their last 18 games against fellow AFC North opponents — and they are 5-2-2 ATS in their last 9 games in the month of November. Pittsburgh remains inconsistent as they have failed to cover the point spread in 8 of their last 10 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 7 games after a point spread victory. Additionally, the Steelers are 2-6-1 ATS in their last 9 games after scoring at least 30 points in their last game. And while Pittsburgh has covered the point spread in four of their last five games, they have failed to cover the point spread in 17 of their last 23 games on the road after covering the point spread in four or five of their last six games. Games on the road in the 1 PM ET time slot have been the Kryptonite for Big Ben Roethlisberger as he averages 275.7 passing YPG in his last six road games in the first slate of Sunday afternoon games which is more than 40 yards below the Steelers’ 318 passing YPG average this season. He has tossed only 8 TD passes in those last six road games at 1 PM ET while also throwing six interceptions. Roethlisberger also struggles in Baltimore where the Steelers have lost seven of their last ten games while accounting for 17 turnovers while being sacked 29 times which occurs once every fourteen passing attempts. Pittsburgh has also lost six of their last seven games in Baltimore. Overall, the Steelers have failed to cover the point spread in 5 of their last 7 games against AFC North opponents — and they are just 1-6-1 ATS in their last 8 meetings with the Ravens after losing by a 26-14 score at home back on September 30th. Lastly, this Pittsburgh team remains undisciplined in their play as they are last in the league in penalties and penalty yards — and this could make a big difference in an expected close game.

FINAL TAKE: Baltimore remains a very good team despite two straight losses to two of the best teams of the NFC. Look for this team to step up with a crucial victory back at home against their arch rival. 25* NFL AFC North Game of the Year with the Baltimore Ravens (456) minus the points versus the Pittsburgh Steelers (455). Best of luck for us — Frank.

At 10:45 PM ET on Saturday, we will be playing the Washington State Cougars (374) minus the points versus the California Golden Bears (373). THE SITUATION: Washington State (7-1) has won four straight games with their 41-38 upset win at Stanford as a +2.5-point favorite last Saturday. California (5-3) has won two straight games with their 12-10 upset win over Washington last week as a +11.5-point underdog.

REASONS TO TAKE THE COUGARS PLUS THE POINTS: Washington State usually builds off the momentum from victories as they have covered the point spread in 6 straight games after a straight-up win as well as 22 of their last 28 games after a point spread victory. A letdown from Mike Leach’s team is unlikely as they have covered the point spread in 23 of their last 33 games after an upset victory over a Pac-12 rival. This team is tough to beat when the Leach’s Air Raid offense is cranking on all-cylinders as it is right now under the leadership of graduate transfer quarterback Gardner Minshew. The Cougars have scored at least 34 points in each of their last three games while averaging 475.7 total YPG in those three contests. Washington State has then covered the point spread in 7 straight games after scoring at least 31 points in two straight contests — and they have covered the point spread in 7 straight games after averaging at least 475 YG in their last three games. Now the Cougars return home where they are 4-0 with an average winning margin of +21.0 PPG while outgaining their guests by +205.8 net YPG. While the offense is prolific, it is the play of the defense that makes this team different from past Leach teams. Washington State is holding their visitors to just 17.0 PPG along with only 282.7 total YPG this season. The Cougars have covered the point spread in 18 of their last 24 home games — and they have also covered the point spread in 5 straight home games against teams with a winning record on the road. California is the more likely team to suffer a letdown as they have failed to cover the point spread in 8 of their last 12 games after an upset win over a Pac-12 rival. The Golden Bears ave also failed to cover the points spread in 11 of their last 17 games after a win by a field goal or less against a conference rival. Furthermore, Cal has failed to cover the point spread in 16 of their last 22 games after a game where no more than 29 combined points were scored. The Golden Bears did hold the the Huskies to just 250 yards of offense last week — but they have failed to over the point spread in 6 of their last 7 games after not allowing more than 275 yards in their last game. And in their last 8 road games against teams with a winning record at home, Cal has failed to cover the point spread in 6 of these contests.

FINAL TAKE: It is a difficult challenge for the Golden Bears to stay competitive in two straight games where they are an underdog of at least a touchdown. Expect Cal to struggle to keep up with the powerful Cougars offense which should see Washington State eventually pull away. 20* CFB Saturday Late Show Bailout with the Washington State Cougars (374) minus the points versus the California Golden Bears (373). Best of luck for us — Frank.

At 8:00 PM ET on Saturday, we will be playing the LSU Tigers (420) plus the points versus the Alabama Crimson Tide (419). THE SITUATION: Alabama (8-0) remained undefeated this season with their 58-21 win at Tennessee as a -29.5-point favorite two weeks ago. LSU (7-1) looks to build off their 19-3 win over Mississippi State two weeks ago as a 5-point favorite.

REASONS TO TAKE THE TIGERS PLUS THE POINTS: This LSU team should play hard for head coach Ed Orgeron who they love playing for — and this is the atmosphere this football team craves for with it being a nationally televised night game in Death Valley. The Tigers are confident — and they have covered the point spread in 8 of their last 9 games after winning four or five of their last six games. The stout LSU defense should keep them in this game. The Tigers rank 7th in the nation by allowing only 15.1 PPG — and they also rank 22nd in the FBS by holding their opponents to only 330.3 total YPG. LSU held the Bulldogs to just 260 yards of offense in their last game — and they are 5-1-1 ATS in their last 7 games after not allowing more than 275 yards in their last game. The Tigers are also 11-4-1 ATS in their last 16 games after not allowing more than 20 points in their last game. Grinding out low-scoring game is what this time wants to do as they have covered the point spread in 24 of their last 33 games after a game where no more than 29 combined points were scored. LSU has covered the point spread in 7 of their last 10 games at home. They also have covered the point spread in 10 of their last 11 games in SEC play — and they have covered the point spread in 6 straight conference games at home. The Tigers have also covered the point spread in 7 of their last 10 games against teams with a winning record. Alabama looks unbeatable right now — but they have failed to cover the point spread in 16 of their last 24 road games when laying 7.5 to 14 points. The Crimson Tide have also failed to cover the point spread in 5 of their last 6 games in the month of November. Alabama passed for 327 yards in their victory over the Volunteers — but they have failed to cover the point spread in 5 of their last 7 games after passing for at least 325 yards in their last game. And while they held Tennessee to just 258 yards of offense in that blowout win, they have then failed to cover the point spread in 4 of their last 5 games after not allowing more than 275 yards in their last game.

FINAL TAKE: LSU is loaded with talent that can hang with the Crimson Tide blue-chippers. Perhaps most importantly, their secondary can slow down the Alabama passing attack under Tua Tagavailoa to make this something the defending national champions have not experienced in a long time: a close game. It is simply too much to ask any great college football team to defeat another elite team by more than two touchdowns on their home field. 10* CFB Alabama-LSU CBS-TV Special with the LSU Tigers (420) plus the points versus the Alabama Crimson Tide (419). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Georgia Bulldogs (329) minus the points versus the Kentucky Wildcats (330). THE SITUATION: Kentucky (7-1) has won two straight games after their 15-14 upset victory in Missouri last Saturday as a +7.5-point underdog. Georgia (7-1) defeated Florida on the neutral traditional neutral field in Jacksonville last Saturday by a 36-17 score as a 7-point favorite.

REASONS TO TAKE THE BULLDOGS MINUS THE POINTS: It has been a magical year so far for head coach Mike Stoops in his sixth season in Lexington — but the Wildcats are likely to be exposed in this game. Kentucky upset Florida and Mississippi State in the first month of the season while those two programs adjusted to new head coaches. They needed a fourth-quarter special teams touchdown to force overtime in College Station before suffering their first loss of the season at Texas A&M. They returned home to only defeat Vanderbilt by a touchdown the next week before pulling the upset last week at Missouri. Even in that game, the Wildcats were trailing by a 14-3 score before they scored on a 67-yard punt return for a touchdown at the 5:18 mark of the 4th quarter. They then scored the winning touchdown on the last play of the game to steal that win to maintain their gaudy 7-1 record. But is the time when Stoops’ teams at Kentucky then take a step back. While the Wildcats have a 28-19 (60%) record before the month of November in Stoops’ tenure at Kentucky, that mark plummets to a 5-18 (.217) record from November to the end of the season for Stoops’ teams at Kentucky. The Wildcats have failed to cover the point spread in 15 of their last 20 games in the month of November. Kentucky has also failed to cover the point spread in 4 of their last 5 games after a point spread win — and they have also failed to cover the point spread in 9 of their last 10 home games after winning five or six of their last seven games. The Wildcats have also failed to cover the point spread in 21 of their last 29 games at home. With sophomore Terry Wilson at quarterback, the Kentucky offense is not diverse enough to challenge an elite defense like the Bulldogs. The Wildcats average just 148.1 passing YPG which is 118th in the FBS. Georgia’s defense ranks 12th in the nation by allowing only 16.4 PPG. A victory in this game clinches the Bulldogs’ spot in the SEC Championship Game which keeps alive their dreams of getting back to the College Football Playoffs. Georgia gas covered the point spread in 11 of their last 14 games after a victory of at least 17 points — and they have covered the point spread in 6 straight games after winning five or six of their last seven contests. Furthermore, the Bulldogs have covered the point spread in 11 of their last 14 games on the road — and they have covered the point spread in 14 of their last 18 road games against teams with a winning record at home. And in their last 9 games against teams with a winning record, Georgia has covered the point spread in 7 of these games.

FINAL TAKE: Look for the Bulldogs to expose this overachieving Wildcats team. 10* CFB Georgia-Kentucky CBS-TV Special with the Georgia Bulldogs (329) minus the points versus the Kentucky Wildcats (330). Best of luck for us — Frank.

At 12:15 PM ET on Saturday, we will be playing the North Carolina Tar Heels (336) plus the points versus the Georgia Tech Yellow Jackets (335). THE SITUATION: North Carolina (1-6) has lost four straight games with their 31-21 loss at Virginia last Saturday as a +7.5-point underdog. Georgia Tech (4-4) has won three of their last four games with their 49-28 upset win at Virginia Tech back on October 25th as a +3-point underdog.

REASONS TO TAKE THE TAR HEELS PLUS THE POINTS: It has been a disappointing season for North Carolina — and head coach Larry Fedora is clearly on the hot seat in his seventh season with the program. But this group is still playing hard for their head coach — three of their losses have been by a touchdown or less. The Tar Heels should continue to play hard this afternoon. North Carolina has bounced-back to cover the point spread in 5 of their last 7 games after a straight-up loss — and they have covered the point spread in 13 of their last 19 games after a point spread loss. Furthermore, the Tar Heels have covered the point spread in 8 of their last 12 games after a loss to a conference rival — and they have also covered the point spread in 14 of their last 19 games after suffering four straight losses. Due to a quirk in the scheduling, North Carolina returns home to play in just their third home game all season — and playing five of their first seven games on the road is a good way to stumble into another disappointing season. The Tar Heels split their two games at home so far this season — upsetting Pittsburgh by a 38-35 score as a 3-point underdog while losing by a 22-19 score to Virginia Tech as a +6.5-point dog. North Carolina has outgained these two opponents by a decisive 504.0 to 388.5 total YPG margin. North Carolina has covered the point spread in 4 straight games at home — and they have covered the point spread in 10 of their last 16 home games with the Total set at 63 or higher. The Tar Heels have also covered the point spread in 7 of their last 10 home games as an underdog getting 3.5 to 7 points. Georgia Tech likely played their best game of the season in their win in Blacksburg against the Hokies behind freshman Tobias Oliver who was elevated to the starting quarterback in that game. Some letdown is likely — and this team is just 1-3-1 ATS in their last 5 games after a straight-up win. The Yellow Jackets won that game despite their rookie attempting only one pass in that game. All 465 of their yards on offense were from their rushing attack — and they outrushed Virginia Tech by +353 yards. But Georgia Tech has failed to cover the point spread in 6 of their last 8 games after rushing for at least 200 yards in their last game — and they have also failed to cover the point spread in 4 of their last 5 games after outrushing their last opponent by at least +150 yards. The Yellow Jackets’ spread triple-option rushing attack does tend to travel — but this is not been a reliable road warrior. Not only has Georgia Tech failed to cover the point spread in 5 of their last 7 road games with the Total set at 63 or higher but they have also failed to cover the point spread in 4 of their last 5 road games as the favorite.

FINAL TAKE: North Carolina has been a disappointment this season — but they did enter the season with the hopes to get back to a bowl game after their 3-9 season last year that followed this football team winning nineteen games in their previous two seasons. Playing just their third game at home this year, the Tar Heels are a hidden gem this afternoon. 25* CBB ACC Underdog of the Year with the North Carolina Tar Heels (336) plus the points versus the Georgia Tech Yellow Jackets (335). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Baylor Bears (396) plus the points versus the Oklahoma State Cowboys (395). THE SITUATION: Baylor (4-4) takes the field again after their embarrassing 58-14 loss at West Virginia back on October 25th as a +14.5-point underdog. Oklahoma State (5-3) looks to build off their 38-35 upset win over Texas as a +2.5-point underdog last Saturday.

REASONS TO TAKE THE BEARS PLUS THE POINTS: Baylor was burnt early and often from turnovers in that Thursday night loss to the Mountaineers with sophomore quarterback Charlie Brewer throwing three interceptions before being benched in the first-half. The Bears walked to the locker room with a 41-0 deficit and ended the game with a -4 net turnover margin. But Baylor has bounced-back to cover the point spread in 4 of their last 6 games after trailing by at least 24 points — and they have also covered the point spread in 11 of their last 17 games after enduring a -4 or worse turnover margin in their last game. The Bears are also 6-2-1 ATS in their last 9 games after a point spread loss. And in their last 4 games after a game where at least 60 combined points were scored, Baylor has covered the point spread 3 times. Brewer was in the concussion protocol all week from a head injury he suffered in that game but he has been cleared to play in this game. This Bears team has been much improved this season in the second-year in head coach Matt Rhule’s tenure. Baylor returns home where they are 3-1 while outscoring their opponents by +9.2 PPG and outgaining them by +101.5 YPG due to their powerful offense that averages 502.5 total YPG. Oklahoma State snapped their two-game losing streak last Saturday with their upset win at home over the Longhorns — but they have failed to cover the point spread in 3 of their last 4 games after an upset loss. The Cowboys have also failed to cover the point spread in 5 of their last 7 games after a point spread win — and they have failed to cover the point spread in 5 of their last 7 games after a wild game at home where both teams scored at least 31 points. Now Oklahoma State goes on the road for just the third time this season after enjoying a front-loaded schedule that has seen them pay six of their first eight games at home in Stillwater. The Cowboys have failed to cover the point spread in 7 of their last 10 games in the month of November — and they have failed to cover the point spread in 6 of their last 8 games when favored by 3.5 to 10 points

At 10:30 PM ET on Friday, we will be playing the Colorado Buffaloes (319) plus the points versus the Arizona Wildcats (320). THE SITUATION: Colorado (5-3) has lost three straight games after their devastating 41-34 loss in overtime at home to Oregon State as 24-point favorites last Saturday. Arizona (4-5) snapped their two-game winning streak with a 44-15 upset win over Oregon as a 7-point underdog last Saturday.

REASONS TO TAKE THE BUFFALOES PLUS THE POINTS: Colorado was cruising right along last week as a big favorite against the Beavers as they went into halftime with a 24-3 lead which they maintained entering the 4th quarter with the score at 31-10. But the Buffaloes never put Oregon State away who eventually clawed back to score a potential game-winning touchdown with just 30 seconds left in the game — but they missed the extra point which gave Colorado one more chance to win that game in overtime. However, the Buffaloes failed to take advantage of that second-chance as the Beavers scored a touchdown in overtime to steal that game as a road underdog of more than three touchdowns. Colorado may have lost a realistic chance to win the Pac-12 North to play for the Pac-12 Championship but head coach Mike MacIntyre still has plenty of reasons to motivate his team after they missed reaching a bowl game last year with a 5-7 record. The Buffaloes are 3-0-1 ATS in their last 4 games after a point spread loss. They also have covered the point spread in 6 straight games after enjoying a halftime lead of at least 17 points in their last game. And while they generated 536 yards of offense last week while averaging 7.15 Yards-Per-Play, Colorado has covered the point spread in 7 of their last 10 games after averaging at least 6.25 YPP. MacIntyre typically gets the most out of his team in expected close games as the Buffaloes have covered the point spread in 4 of their last 5 games when listed in the +/- 3-point range — and they have covered the point spread in 9 of their last 11 road games as an underdog getting up to 3 points. Colorado has also covered the point spread in 5 of their last 6 games played on a Friday night. Arizona pulled off their biggest win of the season in the first-year under new head coach Kevin Sumlin — but this inconsistent team may be due for a letdown. The Wildcats have failed to cover the point spread in 27 of their last 40 games after an upset victory — and this includes them failing to cover the point spread in eight of their last twelve games after an upset win as a home underdog to a Pac-12 rival. Additionally, Arizona has failed to cover the point spread in 4 of their last 5 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 6 games after a victory by at least 20 points. The Wildcats generated 465 yards in that game against the Ducks’ defense — but they have failed to cover the point spread in 5 of their last 7 games after gaining at least 450 yards in their last game. Arizona also held the Oregon offense to just 270 total yards which was more than 150 yards below their 421.7 total YPG defensive average which ranks just 90th in the FBS. The Wildcats have failed to cover the point spread in 2 of their last 7 games after not allowing more than 275 yards in their last game. Arizona stays at home where they are 3-2 this season — but they are being outgained by their visitors by -7.8 net YPG. The Wildcats are 3-3 in conference play while outgaining these opponents by +17.1 net YPG — but that is overwhelmed by the Buffaloes who are outgaining their opponents by +47.0 net YPG despite their 2-3 record in Pac-12 pay. Arizona typically underachieves in expected close games as they have failed to cover the point spread in 7 of their last 10 games when listed in the +/- 3-point range.

FINAL TAKE: MacIntyre can also play the revenge card in this game after his team was upset by the Wildcats last year by a 45-42 score despite being a 6.5-point favorite at home. Arizona quarterback tore the Buffaloes defense apart by rushing for a whopping 327 yards in that game — but the junior has been slowed down by injuries this season which has limited his dual-threat capabilities. Expect Colorado to avenge that loss — but take the points for some insurance. 25* CFB Friday FS1-TV Game of the Year with the Colorado Buffaloes (319) plus the points versus the Arizona Wildcats (320). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the San Francisco 49ers (308) minus (or plus) the point(s) versus the Oakland Raiders (307). THE SITUATION: Oakland (1-6) has lost three straight games with their 42-28 loss at home to Indianapolis last week as a +3.5-point underdog. San Francisco (1-7) has lost six straight games with their 18-15 upset loss at Arizona last Sunday as a -2.5-point favorite.

REASONS TO THE 49ERS MINUS THE POINTS: The reeling Raiders have lost three straight games by at least two touchdowns — and that makes them an appealing contrarian option for some tonight. I am not sure the betting line is rewarding that contrarianism with any value with San Francisco only getting the standard home-field 3 points as the favorite — and it certainly is not now with the Raiders being bet to where they are now a small favorite in many locations. Oakland has failed to cover the point spread in 7 of their last 10 games after suffering three straight losses by at least 10 points. The Raiders have also failed to cover the point spread in 6 straight games after losing three of their last four games. This offense is down two of their top weapons from the beginning of the season with wide receiver Amari Cooper traded to the Cowboys and running back Marshawn Lynch placed on Injured Reserve with a groin injury. Doug Martin will be the main running back for the Raiders despite his averaging below 3.0 Yards-Per-Carry in the last two seasons playing in Tampa Bay. Oakland goes back on the road where they are scoring only 13.0 PPG while averaging just 320.2 total YPG. The Raiders are just 2-7-1 ATS in their last 10 games on the road. The Raiders are unlikely to bounce-back with a strong effort after being thoroughly defeated in their last game (especially on a short week to regroup). The Colts outgained them by 114 net yards last week — and they have failed to cover the point spread in 6 of their last 7 games after being outgained by at least 100 yards in their last contest. Oakland was outrushed by 119 yards in that loss last week — and they are 0-4-2 ATS in their last 6 games after allowing at least 150 rushing yards in their last game. The Raiders are last in the NFL by allowing 144.7 rushing YPG — and San Francisco should be able to take advantage of this deficiency considering that they are 6th in the NFL by averaging 133.6 rushing YPG. Both Matt Breida and Raheem Mostert are listed as questionable for the 49ers at running back but both are expected to play tonight. It is 50-50 if C.J. Beathard will take the field tonight given his injured right wrist. Yet even if third-stringer Nick Mullens has to be under center tonight, look for the 49ers to figure out a way to win this game — in head coach Kyle Shanahan we trust (when it comes to the offensive side of the ball, at least). San Francisco has covered the point spread in 19 of their last 28 games after a loss to a divisional rival by 7 points or less. Additionally, the 49ers have covered the point spread in 14 of their last 19 games after an upset loss as a favorite — and they have covered the point spread in 19 of their last 26 games after an upset loss as a road favorite.

FINAL TAKE: The Raiders have failed to cover the point spread in 5 of their last 6 games as an underdog. Oakland has found many ways to lose in the 4th quarter so far this season — don’t be surprised if they find another way to lose this game. 10* NFL Oakland-San Francisco FOx-TV Special with the San Francisco 49ers (308) minus (or plus) the point(s) versus the Oakland Raiders (307). Best of luck for us — Frank.

At 8:00 PM ET on Tuesday, we will be playing the Kent State Golden Flashes (303) plus the points versus the Bowling Green Falcons (304). THE SITUATION: Kent State (1-7) has lost six straight games after their 24-23 loss in overtime to Akron two Saturdays ago as a +4.5-point underdog. Bowling Green (1-7) has lost five in a row with their 49-14 loss at Ohio on October 20th in a game where they were +16.5-point underdogs.

REASONS TO TAKE THE GOLDEN FLASHES PLUS THE POINTS: The Falcons are a complete mess right now having fired their third-year head coach Mike Jinks after a loss at home to Western Michigan on October 13th. The players did not rally around interim head coach Carl Pelini last week as they were crushed at Ohio last week. Bowling Green has then failed to cover the point spread in 5 of their last 7 games after a loss by at least 20 points — and they have also failed to cover the point spread in 6 straight games at home after a loss by at least 17 points. The Falcons only victory this season was an FCS school in Eastern Kentucky — and they have lost three of their four games in conference play by at least 15 points. Bowling Green returns home where they lost all five of their games last year. They are 1-3 at home this year by are being outscored by -11.5 net PPG while being outgained by -149.7 net YPG. The Falcons have failed to cover the point spread in 13 of their last 15 games at home — and they have also failed to cover the point spread in 6 of their last 7 home games when favored by 3 points or less. And in their last 11 games with the Total set in the 63.5 to 70 point range, Bowling Green has failed to cover the point spread 10 times. Kent State has rebounded to cover the point spread in 5 of their last 7 games after a straight-up loss. The Golden Flashes have also covered the point spread in 7 of their last 9 games after a straight-up loss where they covered the point spread as an underdog. While this team has the same record as Bowling Green, there is more optimism with this football team under first-year head coach Sean Lewis who took over a team that also finished 2-10 last year as the Falcons did. Two of their losses in conference play were by just one point (including last week’s defeat) — and they have accounted for themselves pretty well in a 31-24 loss to Illinois and a 38-17 loss at Ole Miss earlier this season. Three of this team’s losses were by one scoring possession.

FINAL TAKE: Lewis can use as a motivating factor that the Golden Flashes lost to the Falcons by a 44-16 score on October 31st of last year. These are two teams moving in the opposite directions. 10* CFB Kent State-Bowling Green ESPNU Special with the Kent State Golden Flashes (303) plus the points versus the Bowling Green Falcons (304). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Buffalo Bills (276) plus the points versus the New England Patriots (275). THE SITUATION: New England (5-2) has won four straight games with their 38-31 win over the Bears in Chicago last Sunday as a 1-point favorite. Buffalo (2-5) has lost two straight games with their 37-5 loss to Indianapolis as a 7-point underdog last Sunday.

REASONS TO TAKE THE BILLS PLUS THE POINTS: New England enjoyed a stacked schedule of three straight games at home where they scored a combined 117 points before traveling to Chicago last week. The Patriots are playing just their fourth game away from home tonight — and they are only 1-2 on the road with an average losing margin of -6.6 PPG. New England is being outgained by -152.0 net YPG when on the road which makes their position as a road favorite laying around two touchdowns pretty jarring. The Patriots are allowing home teams to score 29.3 PPG along with averaging 449.3 total YPG. New England has failed to cover the point spread in 7 of their last 9 road games against teams with a losing record at home. The Patriots have also failed to cover the point spread in 13 of their last 21 road games when laying 7.5 to 14 points. Additionally, New England is just 1-3-1 ATS in their last 5 games when playing on Monday Night Football. Buffalo has rebounded to cover the point spread in 18 of their last 27 games after a loss on the road by at least three touchdowns. The Bills have also covered the point spread in 5 of their last 7 games after a loss — and they have covered the point spread in 5 of their last 6 games after a point spread defeat. Buffalo’s loss to the Colts came on the heels of their 20-13 loss at Houston where they went into halftime with a 10-0 deficit. The Bills have covered the point spread in 5 of their last 6 games after losing two straight games. And while they fell behind by a 24-0 halftime score to Indianapolis last week, Buffalo has covered the point spread in 13 of their last 17 games after trailing by double-digits at halftime in two straight games. It will be Derek Anderson under center despite him laying on his couch earlier this month. The veteran completed 20 of 31 passes for 175 yards but threw three interceptions in that loss to the Colts. He should be better this week — and he will have LeSean McCoy at running back after he passed the concussion protocol yesterday. The Bills have not scored more than 13 points in four straight games — but they have then covered the point spread in 26 of their last 39 games after failing to score more than 17 points in two straight games. A -3 net turnover margin helped to do Buffalo in last week to the Colts — but they have covered the point spread in 19 of their last 27 home games after enduring a -3 or worse net turnover margin.

FINAL TAKE: This is just too many points to pass up on a home underdog facing a divisional rival. No bettor feels great about defending the Derek Anderson Experience tonight. Making money sometimes means having to back ugly teams. Remember, we are betting on point spreads — not on good or bad teams. 10* NFL New England-Buffalo ESPN Special with the Buffalo Bills (276) plus the points versus the New England Patriots (275). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the New Orleans Saints (273) minus the points versus the Minnesota Vikings (274). THE SITUATION: New Orleans (5-1) won their fifth straight game last week with their 24-23 win in Baltimore last week as a +2.5-point underdog. Minnesota (4-2-1) has won three straight games with their 37-17 win in New York against the Jets last week.

REASONS TO TAKE THE SAINTS MINUS THE POINTS: New Orleans will have revenge on their minds after losing to the Vikings in the playoffs last January on this same field on a last-second touchdown pass that spoiled their chances of playing in the NFC Championship Game in that fateful 29-24 loss to Minnesota. The Saints have won five straight games and they should build off the momentum of their nice win against a tough opponent like the Ravens on the road. New Orleans has covered the point spread in 12 of their last 16 games after a straight-up win — and this includes their last four straight games after a victory. New Orleans is playing outstanding run defense as they are holding their opponents to just 2.87 Yards-Per-Carry while leading the league by allowing only 108 rushing YPG. The Saints have not allowed more than 77 rushing yards in four straight games after Baltimore managed that amount last week — and they have then covered the point spread in 8 of their last 10 games after not allowing more than 99 rushing yards in their last game. New Orleans did allow 351 yards overall to the Ravens — but they have then covered the point spread in 16 of their last 21 games after allowing at least 350 yards in their last game. Sean Payton’s team usually thrives this time of year as they have covered the point spread in 21 of their last 26 games in the month of October. The Saints have also covered the point spread in 15 of their last 18 road games against teams with a winning record at home. New Orleans certainly will not mind playing in the optimal conditions in the Vikings’ domed stadium — and they have covered the point spread in 4 of their last 5 meetings with Minnesota. The Vikings only generated 316 yards of offense in their 20-point win over the Jets. This team is missing two critical pieces on offense with running back Dalvin Cook and left tackle Riley Rieff both out for this game. Minnesota’s blowout again truth Jets was facilitated by a +4 net turnover margin last week — but they have failed to cover the point spread in 15 of their last 23 games after benefiting from a +4 or better net turnover margin in their last game. The Vikings defense is playing better after a slow start this season — they have not allowed more than 71 rushing yards in their last two games. But Minnesota has failed to cover the point spread in 23 of their last 33 games after not allowing more than 75 rushing yards in two straight games. Lastly, the Vikings have failed to cover the point spread in 4 of their last 5 games against teams with a winning record.

FINAL TAKE: Minnesota signed quarterback Kirk Cousins to win games like this despite them pulling out their miracle win over the Saints in the playoffs last year. But this Saints team remains more powerful on offense improving on defense —and they will be a highly motivated team to get a small measure of revenge from last year’s heartbreaking loss. 10* NFL New Orleans-Minnesota NBC-TV Special with the New Orleans Saints (273) minus the points versus the Minnesota Vikings (274). Best of luck for us — Frank.

At 4:25 PM ET on Sunday, we will be playing the San Francisco 49ers (269) minus the point(s) versus the Arizona Cardinals (270). THE SITUATION: San Francisco (1-6) has lost five straight games after their 39-10 loss to the LA Rams last Sunday as an 8-point underdog. Arizona (1-6) has lost two straight games with their 45-10 loss at home to Denver on Thursday Night Football last week as a 1-point underdog.

REASONS TO TAKE THE 49ERS MINUS THE POINT(S): San Francisco will be playing with revenge on their minds from a 28-18 loss to the Cardinals three weeks ago. The Niners were 3-point favorites in that game and dominated the contest at the line of scrimmage by outgaining the Cardinals by +237 net yards but were stymied by a +5 net turnover margin to give that game away. The 49ers have covered the point spread in 21 of their last 34 games when attempting to avenge an upset loss. San Francisco should play better after being overwhelmed by the last remaining undefeated team in the league. The 49ers have covered the point spread in 4 of their last 5 games after a double-digit loss at home — and they have covered the point spread in 4 of their last 5 games after a loss at home to an NFC West rival. Despite winning only one game, this team is playing hard for second-year head coach Kyle Shanahan despite the disappointing season-ending injury to quarterback Jimmy Garappolo. San Francisco has lost three of their games by one scoring possession. Second-year QB C.J. Beathard has been solid under center this year save for last week’s game with the Rams. He is supported by a rushing attack that is second in the NFL that averages 127 rushing YPG that will be getting Matt Breida back from injury for this contest. The Niners have covered the point spread in 5 of their last 7 games after failing to score more than 14 points in their last game. San Francisco needs to do a better job protecting the football as they suffered a -4 net turnover margin last week after enduring a -3 net turnover margin two weeks ago in Green Bay - and that was the game after their turnover-fest against this Cardinals team. The 49ers have covered the point spread in 5 of their last 6 games after suffering at least a -2 net turnover margin in three straight games. Now San Fran goes on the road where they have covered the point spread in 5 of their last 7 games on the road — and they have also covered the point spread in 4 straight games against teams with a losing record at home. The Niners have also covered the point spread in 9 of their last 12 games in Arizona against the Cardinals. Arizona has only forced seven turnovers in their other six games this season besides the game where they were gifted five times by these 49ers. The Cardinals’ offense is a complete mess as was painfully demonstrated in that Thursday night game where they managed only 223 yards of offense while surrendering two pick-six interceptions returned for touchdowns in just the first quarter of that game. That was too much for rookie head coach Steve Wilks who promptly fired offensive coordinator Mike McCoy. As if it is McCoy’s fault for a conservative game plan — this is the same offensive head coach who helped Peyton Manning in Denver along with Philip Rivers in San Diego thrive behind dynamic passing attacks. He was replaced by Bryon Leftwich who is considered a rising star in the coaching ranks. But Leftwich cannot fix a broken offensive line that was already one of the worst units in the league before left guard Mike Iupati suffered his shoulder injury that will keep him out for this game. Leftwich has no experience calling plays as well — save for some authority given to him during the preseason. The Cardinals are last in the NFL in rushing yards (64.6 YPG), total yards (220.9 YPG), 3rd down success rate (23.1%) and Big Plays (26). Leftwich can install flashier schemes for rookie quarterback Josh Rosen — but if the young QB still struggles to grasp the playbook, becoming more aggressive with this offensive line might be the quickest route for a season-ending injury for their franchise quarterback. Wilks is struggling in his first year as a head coach — and one of the benefits McCoy brought was years of coaching experience including a stint as the head coach with the Chargers. This is all bad news for a team that has failed to cover the point spread in 11 of their last 17 games when being listed in the +/- 3-point range.

FINAL TAKE: While both these teams have only won one game, the 49ers have been much more competitive in their games. Look for them to avenge their earlier loss to the Cardinals. 25* NFC West Game of the Month with the San Francisco 49ers (269) minus the point(s) versus the Arizona Cardinals (270). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Cincinnati Bengals (264) minus the points versus the Tampa Bay Buccaneers (263). THE SITUATION: Cincinnati (4-3) looks to bounce-back from their embarrassing 45-10 loss on Sunday night in Kansas City to the Chiefs by a 45-10 score. Tampa Bay (3-3) snapped their three-game losing streak last Sunday with their 26-23 win in overtime over Cleveland as a -3.5-point favorite.

REASONS TO TAKE THE BENGALS MINUS THE POINTS: Cincinnati should rebound with a strong effort in the bland 1 PM ET time slot away from the national spotlight of a prime-time game that apparently still plagues this football team. The Bengals have lost two straight games with that loss to the Chiefs following up their heartbreaking loss at home to the Steelers — but they have then covered the point spread in 8 of their last 10 games after losing their last two games. Cincinnati needs to play better on the defensive side of the football after allowing Kansas City to generate 551 yards of offense the week after the Steelers gained 481 yards. The Bengals have covered the point spread in 14 of their last 16 games after allowing at least 400 yards in two straight games. They have also covered the point spread in 7 of their last 8 games after allowing at least 30 points in their last contest. Patrick Mahomes ripped this Cincy defense for 353 passing yards last week — but the Bengals have covered the point spread in 17 of their last 22 games after allowing at least 350 passing yards. They also have covered the point spread in 21 of their last 27 games at home after allowing at least 300 passing yards. Cincinnati has covered 5 of their last 7 games at home overall. On offense, the Bengals managed to generate only 239 yards against the Chiefs’ defense — but they are 8-3-1 ATS in their last 12 games after failing to gain more than 250 yards in their last game. Shipping in the Buccaneers defense might be just what the doctor ordered for Andy Dalton and company. Tampa Bay is last in the NFL by allowing 32.7 PPG — and this unit that is ravaged with injuries has been particularly soft against passing attacks. The Buccaneers are last in the NFL by allowing 327.5 passing YPG while also ranking last in the league by allowing 18 passing touchdowns. Opposing quarterbacks are averaging a 125.8 Passer Rating which is last in the NFL. Tampa Bay has suffered a season-ending injury to cornerback Vernon Hargreaves while placing middle linebacker Kwon Alexander on Injured Reserve. Sam linebacker Kendell Beckwith is out with an ankle injury while Gerald McCoy and Vinny Curry are dealing with injuries that have compelled the team to declare them out for this afternoon. Ouch. As it is, the Buccaneers have failed to cover the point spread in 10 of their last 12 games after a point spread win. Tampa Bay is also 0-7-1 ATS in their last 8 games in the month of October. The Bucs offense is playing well with Jameis Winston again under center. After gaining 456 yards two weeks ago in Atlanta, Tampa Bay generated 456 yards of offense last week. But Tampa Bay has failed to cover the point spread in 8 of their last 11 games after gaining at least 400 yards in their last game — and they have failed to cover the point spread in 4 straight games after gaining at least 400 yards in two straight games. But Winston’s return to starting quarterback has also seen plenty of turnovers. After a -2 net turnover margin against the Falcons, the Bucs had a -3 net turnover margin last week — and they have failed to cover the point spread in 9 of their last 12 games after suffering a -2 net turnover margin in their last contest. Now this team goes on the road where they are 3-8-1 ATS in their last 12 games — and they have failed to cover the point spread in 7 of their last 9 road games with the Total set at 49.5 or higher.

FINAL TAKE: Back at home playing in this afternoon game, the Bengals should get back to their winning ways with a decisive victory. 20* NFL Blowout Bookie Buster with the Cincinnati Bengals (264) minus the points versus the Tampa Bay Buccaneers (263). Best of luck for us — Frank.

At 10:30 PM ET on Saturday, we will be playing the San Diego State Aztecs (159) minus the points versus the Nevada Wolf Pack (160). THE SITUATION: San Diego State (6-1) has won six games in a row with their 16-13 win over San Jose State last Saturday as a 25.5-point favorite. Nevada (4-4) returns home after their 40-22 upset win at Hawai’i last week as a 3-point favorite.

REASONS TO TAKE THE AZTECS MINUS THE POINTS: The Wolf Pack is likely due for a letdown as they have failed to cover the point spread in 4 straight games after a straight-up win — and they have failed to cover the point spread in 4 of their last 5 games after a point spread victory. Nevada outgained the Warriors by +110 net yards in that win — but they have then failed to cover the point spread in 4 of their last 5 games are outgaining their last opponent by at least +125 net yards. And while that game finished below the 67 point Total, the Wolf Pack have failed to cover the point spread in 10 of their last 15 games after playing a game that finished Under the Total. Nevada’s “Pack Attack” version of the Air Raid offense generated 481 yards in that game while averaging 7.18 Yards-Per-Play — but they have then failed to cover the point spread in 6 of their last 9 games after averaging at least 6.25 YPP in their last game. The Wolf Pack are facing a significant increase in competition in level of play from a defense tonight as the Aztecs rank 14th in the nation by holding their opponents to just 306.9 total YPG. In Nevada’s previous two games at home hosting Fresno State and Boise State, they averaged only 15.0 PPG while generating just 356.5 total YPG which was over 75 yards below their season average. But defense is the bigger concern for this team as they are allowing 32.1 PPG which is 98th in the FBS due mainly to a leaky secondary that is allowing 261.9 passing YPG which is 107th in the nation. This Wolf Pack team has failed to cover the point spread in 7 of their last 10 games against teams with a winning record. San Diego State has not covered the point spread in three of their last four games — but they have covered the point spread in 28 of their last 39 games after failing to cover the point spread in three of their last four contests. They have also covered the point spread in 11 of their last 16 games after a point spread loss while they have also covered the point spread in 25 of their last 36 games on the road after failing to cover the point spread in two of their last three games. Head coach Rocky Long’s team has also covered the point spread in 7 of their last 8 games after winning a game where they did not cover the point spread as the favorite. The Aztecs’ offense has dealt with two challenging injuries with senior quarterback Christian Chapman and junior running back Juwan Washington has been out since September with injuries. Junior quarterback Ryan Agnew completed only 7 passes of his 11 attempts for 86 yards last week while adding another 16 yards — but it is not like Chapman was a gunslinger before his injury. Agnew does offer the offense more of a rushing threat than Chapman does. The Aztecs offense has been successful using a committee of running backs that combined to accumulate 207 yards last week on 47 carries. Sophomore Chase Jasmin has rushed for 460 yards this season after gobbling up 79 yards on 19 carries last week while freshman Chance Bell added another 81 yards on the ground on 15 carries. This is San Diego State’s formula for success — and they are 18-8-1 ATS in their last 27 games after rushing for at least 200 yards in their last game. The Aztecs held the Spartans to only 62 rushing yards last week — and they have covered the point spread in 11 of their last 16 games after outrushing their last opponent by at least +125 net yards. San Diego State has also turned the ball over once in each of the last two games — and they have covered the point spread in 11 of their last 16 games after not turning the ball over more than once in their last contest. This Rocky Long recipe has helped his team cover the point spread in 6 of their last 8 games on the road.

FINAL TAKE: The Aztecs have won twenty-five of their last twenty-nine games in Mountain West Conference play over the last four seasons because of their outstanding defense and a commitment to run the football and not risk turning the ball over. The San Diego State offense will be facing a 3-3-5 defensive formation that they practice against every day. Nevada was likely to bounce-back from their disappointing 3-9 season last year — but this is a football program that has steadily declined from the strong Chris Ault-coached era that concluded in 2012. 25* CFB Mountain West Conference Game of the Year with the San Diego State Aztecs (159) minus the points versus the Nevada Wolf Pack (160). Best of luck for us — Frank.

At 7:00 PM ET on Saturday, we will be playing the Mississippi State Bulldogs (174) plus the points versus the Texas A&M Aggies (173). THE SITUATION: Mississippi State (4-3) looks to bounce-back from their 19-3 loss at LSU last Saturday as a 5-point underdog. Texas A&M (5-2) has won three straight games after their 26-23 win at South Carolina two Saturdays ago as a -2.5-point favorite.

REASONS TO TAKE THE BULLDOGS PLUS THE POINTS: The Bulldogs return home for this game where they are 3-1 this season with an average winning margin of +27.5 PPG. Mississippi State is scoring 37.0 PPG at home while averaging 461.2 total YPG. The Bulldogs have covered the point spread in 4 of their last 5 games at home — and they have covered the point spread in 23 of their last 39 home games against teams with a winning record on the road. Don’t blame the Mississippi State defense for their loss in Death Valley last week as they held LSU to just 239 yards of offense. The Bulldogs have then covered the point spread in 8 of their last 10 games after not allowing more than 275 yards in their last game. This defense ranks 4th in the nation by allowing only 13.6 PPG — and they also rank 5th in the FBS by only surrendering 282.5 total YPG. This team usually exceeds expectations in expected low-scoring games as they have covered the point spread in 4 of their last 5 games with the Total set in the 42.5 to 49 point range. And in their last 10 games against teams with a winning record, Mississippi State has covered the point spread in 7 of these contests. Texas A&M may be due for a letdown as they have failed to cover the point spread in 4 straight games after winning five or six of their last seven games. The Aggies have outgained their last two opponents by +181 net yards — but they have then failed to cover the point spread in 14 of their last 22 games after outgaining their last two opponents by at least +175 net yards per contest. Now this team stays on the road for just their third game this season — and they have failed to cover the point spread in 16 of their last 25 road games with the Total set in the 42.5 to 49 point range. Texas A&M is also just 22-47-1 ATS in their last 70 games on the road against teams with a winning record at home.

FINAL TAKE: While Mississippi State opened as the favorite, the betting action has installed them as small underdogs now — and that value is too good to pass up. 10* CFB Texas A&M-Mississippi State ESPN Special with the Mississippi State Bulldogs (174) plus the points versus the Texas A&M Aggies (173). Best of luck for us — Frank.