Taking FRESNO, going ML. If you want the points, fine. Boise won earlier with a whipping, 40-20. But - Fresno QB was out. 7 straight wins since then, last 5 with their field general behind center. Payback time. 4* Money Maker FRESNO STATE 

4* Money Maker COASTAL CAROLINA --- Don't be fooled by CC getting run out by Madison. Madison the best in Sun Belt.. I know McCall is out, but this is too many points. You can probably get a middle as I see 4.5 at some spots. 

Taking TCU. Line a little short? Eh, Maybe? Undefeated TCU has just won and covered (9-2-1 ATS) all season. They find ways to win. You already know this - 28-10 Kansas State. QB gets hurt, backups in 38-28 final Horned Frogs. Look. I know the offense will suffer when a backup QB comes in. But can the defense make any stops? TOs, missed FGs. That is why TCU will win this one. Duggan makes plays. The defense does what is needed. 4* Money Maker TCU HORNED FROGS

Taking USC. What a wild one we saw back in October. Trojans lone loss. Last second Td and 2pt conversion. Look USC defense not all that great. This will probably be a shoot out. What the Trojans do though, they force some TOs. We will need one here to ice this thing. This game is in Vegas. Road Utah - eh. Lost at Florida - Lost at UCLA - 21-17 at Washington State for a win - Lost 20-17 at Oregon. I can do about 400 yards and 5 TDs from the Heisman hopeful QB again 4* Money Maker USC TROJANS

Taking UTSA. Alright. Real simple for me here. North Texas has been down their top 2 RBs the last 2 weeks. 21-17 over Rice 21-41 loser vs UAB. 21 won't get it down with the Road Runners. Defending Conference Champs. Better coach. Better defense. And the first meeting, 31-27 here in October - well. Let's just say that North Texas got a few things breaking their way that game to even keep it close. This is a double digit win for home team. 4* Money Maker UT SAN ANTONIO ROADRUNNERS

Going OVER the total. Keeping it simple. Bills defense has struggled, so the Patriots should get to 20 here. 47-33-38.. Those are the scores Buffalo has put up in 3 of their last 4 games. Nearly a year to the day, last December 6, 14-10. Mac Jones throws 3 passes in that one. Weather a non issue tonight. 4* Total Money OVER Bills/Patriots 

Taking the EAGLES. This Packers team is an absolute joke. Honestly. Rodgers is a shell of his former self. Maybe its the thumb. Whatever it is, the team is bad. Totally manhandled by the Titans. Can't believe I believed in that joke comeback win over Dallas. This team is a mess. Eagles off some ho-hum games. They just addressed their interior line with some veterans. Eagles aren't rolling out Henry at RB, but their QB/RB combo will gash this Green Bay unit. Add in their WRs. I can't believe I nearly bet Philly -7 the other day. I thought this would be moving closer to 10. People still believe in Rodgers? I sure don't. Philly by 20. * Money Maker PHILADELPHIA EAGLES

Taking KANSAS CITY. Another game that has moved since we posted. Not shocked. That is why we move early. Who think the Rams score more than 13 points? That being said, this line is 15, 16 points now. That is a huge number. KC with a road to Cincy on deck. Stafford and Cupp probably out. Tough thinking LA stays within striking distance. Still think KC should sleepwalk to a comfortable win. 4* Money Maker KC CHIEFS

Taking SEATTLE. It is odd that people still don't want to back the Seattle who though tied with SF at 6-4, are in 1st in NFC West. Vegas hype is insane. Last week vs Denver. A pair of HCs who will be probably be out of work in January. Geno Smith is 14-4 his last 18 starts. This team wins. Rested off bye week. Raiders out of Denver on the road again. Is Bo Jackson running over The Boz here? Dave Kreig to Steve Largent! Raiders defense is bad. Seattle by 10. 4* Money Maker SEATTLE SEAHAWKS

Taking CLEVELAND. I am no Tampa fan. And you know what - maybe this is a total square play with them being favored. I have not seen a thing that says they should be favored. We know that the Browns will run run and run. They started strong and ended strong vs the Bills. But taking an early lead and then coming in the back door isn't a complete game. I think the seat is getting a little warm for Stefanski. Home dog though. Sign me up. 4* Money Maker CLEVELAND BROWNS 

Taking MIAMI. I think the Texans have officially given up. I have to say. I was totally wrong about Mills. Huge step back. I do like their young RB. But this team is just overmatched all over the field. Miami off their bye week. This should be a comfortable win. I think the Dolphins have a decent defense. If they give up more than 14 here, wow. I will be totally shocked. This should along the lines of 30-10. 4* Money Maker MIAMI DOLPHINS

Taking JACKSONVILLE. Man. What the heck has happened to Lamar. I was like, this dude is the MVP if they didn't blow some wacky games. But September seems like years ago. Struggled out of the bye, at home, vs Carolina? That game was 3-3 with 8 minutes to go in the 4th quarter! Give me the rested Jaguars here. 4* Money Maker JACKSONVILLE JAGUARS

Taking the TITANS. A little extra rest after their Thursday night win at Green Bay. Bengals in off the Steelers in a wild one. Tennessee just wins. Maybe Chase is back. Only reason for Cincy as road faves here. I know people love the flashy offense with Burrow. I think we have the better defense. Their offense does enough to win, and that is what we are asking here. A little revenge for last years last second playoff loss. 4* Money Maker TENNESSEE TITANS

4* Total Money UNDER Bears/ Jets 

Taking the JETS. As I said earlier in the week, Fields looked like he was going to be out, the line would go to 6. Little did I know we would lose our own QB. Guy was 5-2. Granted. Looks terrible. But this Bears defense is a recipe for success. At least I get my guy White. I was hoping he started the season instead of Flacco. Now when NY reels off wins while scoring, Zach won't be back. Back to back road games for the Bears who I can't see rallying here. Jets on the other hand. Defense wants prove they are the best unit. The other offense guys want to show - hey - it wasn't us, it was the other guy. We also grabbed the Under when it was 46! 4* Money Maker NY JETS

4* Total Money UNDER Tampa/ Browns 

Taking KANSAS STATE. Jayhawks will always have basketball. After a promising start, they will be bowling. But 2 straight losses and 5 in 6. Eh. This team is not trending in the right direction. 13 SU/10-3 ATS for the Wildcats in the series. Last home game. Big 12 Title Game spot on the line. I don't think it's close. Kansas defense looks totally worn out. KST by 20+. 4* Money Maker KANSAS STATE

Taking USC. I know we have cashed with Notre Dame a few times lately (Clemson/Syracuse). And this offense has really found it's groove the last 5 games. That being said though, this is the best offense they will face by far. And I say that knowing they played Ohio State opening week. But that was not an in-the-groove Buckeyes. USC has put up 40+ in 5 straight and 6 of 7. And I don't think the Irish will be able to match the punch for punch here. Add in that USC has continued to force TOs. ND has won 4 straight in the series. But man, Caleb Williams. Kid is a monster. Not buying the Irish on the road here. PAC 12 Championship Game is great. But Trojans can't afford a slip up for the sliver of Playoff hope they. 4* Money Maker USC

4* Money Maker VANDERBILT 

Taking LSU. If the Tigers don't win this by 2 touchdowns I will be shocked. They can't afford a loss or even a close game here. So they have SEC Championship Game on deck. Doesn't matter. Wipe the floor with these guys. You are 9-2 SU and 11-0 ATS last 11 in this series. Off UAB. A nice 41-10 tune up. A&M led UMASS 10-3 at the half before winning 20-3. That stopped a 6 game losing streak. All SEC teams by the way. And look. An SEC team that is playing in the Conference Championship Game. What will the outcome be? You think fans are showing up to see a 45-16 beatdown. Get outta here. What is the buy-out on Jimbo?  4* Money Maker LSU

Taking APPALACHIAN, again. Had these last week. Cruising. 27-0 mid way through the 4th quarter. 2 late TDs - are you kidding me? uh. Back at it though with the Mountaineers. Georgia Southern desperate for a bowl bid. I just think the Appalachian defense will do enough to get us the cover. The offense should take care of itself vs a pretty bad GSU defense. 4* Money Maker APPALACHIAN STATE

4* Money Maker OREGON STATE 

Taking OHIO STATE. I thought these guys and Georgia were the best teams in the country to start the year, and I still think so today. I understand laying more than a TD is tough vs a very good Michigan team. Both teams last week obviously preoccupied with todays game as they didn't look all that great. I get it - I know people see this 7.5/8 and think you have to take Michigan. It's more than a touchdown! They are #3 right behind Ohio State in the Playoff rankings. I see this number and think - Buckeyes by double digits. 4* Money Maker OHIO STATE

Taking the SEMINOLES. I know you can only beat who you play - but FSU has allowed just 23 points its last 3 games. Heck 39 the last 4 games. 17-3-3-16. I know the Gators had run up some wins prior to their disaster vs Vandy last week. Turnovers to points is a killer for any team. I am just not high on them. Florida State to me, they are peaking at the right time. The fact that Florida has beat them 3 straight, well, time for a little revenge on a Friday night. 4* Money Maker FLORIDA STATE 

Taking MISSOURI. Tigers need the outright win here to get that 6 win for the all important Bowl Game. Maybe we get it. When I look at this team I see them getting wiped out at Tennessee 66-24 and losing at Kansas State 40-12. I don't put the Razorbacks at either level. I see a loss to Kentucky 21-17. 24-17 loser at Florida. 26-22 loser to Georgia. 17-14 OT loser at Auburn. This team plays defense. And they will need it. Arkansas clearly a superior offense. Last home game. Possible last game of season. I think they send the kitchen sink this afternoon as the home dog is looking more for a bite, than a bark. 4* Money Maker MISSOURI 

Taking TOLEDO. I know the QB is banged up. Might be another backup situation. MAC Championship Game on deck. But I can't see the Rockets laying another egg here. Especially facing what looks to be a red hot Ohio team (will be backing THE OHIO Bobcats in that Title game.) 4* Money Maker TOLEDO ROCKETS

Taking BOISE. Locked into the MWC Championship Game vs Fresno who they beat 40-20 already. Hoping the backdoor doesn't get us. Utah State got bowl eligible last week on a late TD - at least the desperate urgency won't be there and the Aggies come running trick plays and start the game off with an on-side kick or something nutty. Boise has won 6 straight in the series, a perfect 5-0 ATS in the last five of them. Broncos are going to want to run because they have gone over 200 yards their last 5 games. Good for us that Utah State is giving up over 200 on the ground over their last 4. Boise defense the difference make though. If we look at the head to heads vs other Mountain West teams, you see why this line is 2 touchdowns. Yes, Aggies have won 5 of 6. Hawaii, New Mexico and Colorado State a combined 4-17 in MWC play are 3 of those wins. I'll lay the number here. 4* Money Maker BOISE STATE

4* Total Money UNDER Tulane/ Cincinnati 

4* Total Money OVER Baylor/ Texas

Taking MINNESOTA. Easy to grab them here. Totally humiliated vs Dallas. Not a chance they can look or play worse. Now they get the Patriots. Don't be fooled by this New England team. They are a mess. Beat the Jets on a punt return as time running out. That is J-E-T-S football folks. I expect a huge defensive performance tonight. It is that simple. You get throttled at home on both sides of the ball - give me the Vikings. I know we will get all the Prime Time Cousins talk. I do not care. 4* Money Maker MINNESOTA VIKINGS

Taking DALLAS. A nice win Sunday with these guys, will come right back on them again. We can even say we lost with them in Green Bay. Simple for me. Defense. Dallas has it. Micah might be a question mark. He is great. But the overall unit, it's good. We can go simple and say hey, Giants lost at home to Dallas with Cooper Rush. They can't beat Dak on the road. Cowboys have won 9 of the last 10 in the series. They are the better team. They are winning the same all season. Defense. Run game. Giants always in dog fights with bad teams. I think Seattle is the best team they played and they lost by 14 on the road where they were handed a TD on the 1 yard line. I hate taking Dallas on Thanksgiving, but, they are right there with the Eagles and Niners as the best in the NFC. Should be a 14 point game. 4* Money Maker DALLAS COWBOYS

4* Money Maker OHIO BOBCATS

Taking the NINERS. Playing this one in Mexico City - These are my guys to win the NFC. Now. Will their HC muck it up like he usually does. Probably. But for now, they should take care of Arizona. Maybe Murray plays. I think Colt is better at times. But this is about defense. The Niners bring it. It is about offense. San Fran can run all over you. They also have a QB that just wins.  4* Money Maker SAN FRANCISCO 49ers

Taking KC.  like the Under here also. Chargers in off a hard fought game vs Niners. Same SF team we saw KC pulverize 44-23. Now, that doesn't real mean too much now does it. LAC seems to give KC all they can handle the last few years winning 2 of the last 5 and forcing OT in 2 of the 3 losses. I just cannot get behind this Chargers staff or offense. How about the injury situation? How about Herbert with 8 TDs and 5 INTs his last 7 games. Guy is mediocre without his WRs. Finally. Home Field Motivation. With the Bills slipping, KC now has home field for the Championship Game. Any Reid takes care of business for us here. 4* Money Maker KANSAS CITY CHIEFS

4* Total Money UNDER Chiefs/ Chargers

Taking DALLAS. What a disaster last week with these Cowboys. But we move on. For me, this is about the defense vs Cousins. These guys will be all over him. That will force him to rush and make mistakes, or get sacked. Neither a positive outcome. Dak working his way back and looked rusty out of the bye week. He will be fine here. Dallas can run the ball. Minnesota is a team that has been in some nail-biters. 8-1 losing to Eagles. Detroit 28-24 - Saints 28-25 - Bears 29-22 - Miami (no Tua) 24-16 - Cards 34-26 - Washington 20-17. And last week. 33-30. Every game is one possession. I think Dallas is the better team. 4* Money Maker DALLAS COWBOYS 

4* Total Money UNDER Vegas/ Broncos

Taking the COLTS. Man on man. If I knew Matt Ryan and Taylor were back last week, I would never had bet the Raiders. This is the problem getting down on games on early. When someone say, yeah this is our guy going forward. And then a new guy says nope. Anyway. We lost. We move on. But we will grab the points here. Taylor is the difference maker for Indy. They play decent defense. The OL was a mess. This is a team that beat KC here back in September. They can win. Eagles on a short week. Now. Is the sky falling - of course not. But for 2 straight weeks they have allowed RBs to get yards. And this guy is the best of the bunch. I think this is a low score slug fest. 4* Money Maker INDIANAPOLIS COLTS

4* Total Money UNDER Browns/ Bills

4* Money Maker BUFFALO BILLS

4* Money Maker HAWAII

Taking UTAH. Will grab the Utes here and will take a little ML as well. Ducks off a terrible loss last game. And honestly, I don't think they have the heart to come back here. 8 in a row after Georgia ate their lunch to open the year. But that one last week - a crusher. They needed to win out to have any hopes and probably need some other help to get into the playoffs. All down the drain now. Plus. The fans. How the heck is this stadium going to pumping. They had their life sucked out of them last week? And Utah. Man. I like this team. My pick to win the PAC 12. Last year 38-7 and then 38-10 in a span of 3 weeks Utah crushed these guys in a pretty convincing manner. Utes in off a 42-7 cake walk over Stanford. Let's make it 3 straight in the series. 4* Money Maker UTAH

Taking IOWA. 3 straight wins overall for the Hawkeyes. Finding a little offense to go with a pretty good defense. They are on a 5-1-1 ATS run vs Minny that helps. Gophers will try to run. The total is 32. They have no QB. Shocked they are even favored, but they do have a great RB. That being said, the Iowa defense gives up less than 100 ypg on the ground. Won't be shocked at an outright win this afternoon. 4* Money Maker IOWA  

Taking the JAYHAWKS. Look. I like Texas. And they are in all their losses. But they lose. They find ways to lose. This is a total flat spot for them off that TCU game. And to lay this many points. Come on. Longhorns last 4 games (2-2 SU 1-3 ATS) all 7 point margins. Kansas beat these guys in Texas last year 57-56 in OT. You think they are scared of them here. Plus. Big coaching edge. I have said before about Sark. Guy can not win a big game. Kansas program turning the corner.  4* Money Maker KANSAS

Taking APPALACHIAN STATE. Where did OD come up with 49 to beat Coastal? They have scored 43 in their last 4 games! 3-0-17-23. That is a downward spiral. The Mountaineers have put up at home scores of 42-3 over Robert Morris - 42-17 over Georgia State and 49-0 over the Citadel. And honestly, I don't think the Monarchs rate much higher right now. I think people have forgotten that to start this year, these guys played that wild 63-61 game vs NC. Then upset A&M on the road the next week. Now, we won't get into A&M right now, but, that is still a big road win for this program. In off 2 losses, this line is not the 20+ it should be. I see another 40+ on the board in their final home game of the season. 4* Money Maker APPALACHIAN STATE  

Taking CONNECTICUT. How the heck is Army favored here? They have scored 9 and 7 points in their last 2 games. 48 vs Monroe and 42 vs Colgate. 49 vs Villanova. Come on. UCONN is a vastly improved team. They are better than those teams. They fought in Utah State. Beat Fresno, BC, UMASS and just upset ranked Liberty. Even adding in a little let-down factor, double digits? I'll take it. These guys have won 5 of 6 with the lone loss 25-21 on the road at Ball State and the Cards score 2 TDs in the fourth to pull that out. 4* Money Maker UCONN 

4* Money Maker TCU

4* Money Maker GREEN BAY

4* Money Maker CENTRAL MICHIGAN

4* Money Maker TOLEDO ROCKETS

4* Money Maker WASHINGTON COMMANDERS 

Taking SAN FRAN. I know the love is on Philly. Maybe some Dallas backers. But for me - SF and Jimmy G are Super Bowl bound. Chargers. Come on. They invent ways to lose and their coach is terrible. Off a bye week and can get even CMC even more involved in the offense. This team is dangerous. Solid defense, and an explosive offense. 4* Money Maker SAN FRANCISCO 49ers

Taking the COWBOYS. Hate laying with Dallas on the road. But, off their bye week, taking a shot here. Better on both sides of the ball than the Packers. Do we really expect Green Bay to 'turn it on' now? Rodgers has been bad this year. I know Dak is still working his way back. But he at least has Lamb to throw to. Plus a solid pair of RBs and monster defense. These guys have 33 sacks. Micah is a beast. Oh. Mike McCarthy coming back to town. You don't think this guy wants to win? And I don't even like him as a coach. His players do. And they will want to win it for him. 4* Money Maker DALLAS COWBOYS

4* Total Money UNDER Dallas/ Packers

Taking the RAIDERS. I had the Colts and Under last week. Terrible.  Here I am thinking we are getting our RB back, he'll help out the youngster. Patriots offense is lackluster to say the least. Now the Colts in back to back with a raw QB, in a mess of season, flying across the country, with a guy who was working ESPN as their HC now. Yeah. What can possibly go wrong? Honestly. This NFL season. Would anyone be shocked if Vegas lays an egg and Colts win 20-17? Look - Raiders season on the line. Forget the season. The coach might be on his way out the door and back to New England if they lose this one. Too much talent edge at QB, RB and WR here. 4* Money Maker LAS VEGAS RAIDERS

Taking the CHIEFS. I know this is a tough spot. We had them last week off their bye and they failed to cover. They needed OT just to get the win. 23 straight November/ December wins for Mahomes. Jaguars come in. And not that this should be an 'easy' game. KC has played probably the toughest schedule so far. Rival Chargers on deck. But I just can't back the Jaguars. I am sure Andy Reid will make sure the team doesn't over look these guys. Rallying from 17-0 down vs anyone is a sign of a tough, no quit team. I just don't see them lasting here. Against a better defense in the Titans, KC put up nearly 500 yards. 500 yards and you should be winning by double digits. I think this is a 10-13 point victory for KC today. 4* Money Maker KC CHIEFS

Taking the BROWNS. I thought I was going to get the bad number at 5.5 thinking it would go up. Yet. It is now a 3.5. Money showing on Miami, and yet, the line drops. I like us off the bye week. Dolphins in off a wild one in Chicago. Everyone loves Tua - Tyreek - Waddle. But give me some Chubb and Hunt to run that clock. 4* Money Maker CLEVELAND BROWNS 

Taking the BILLS. Holy cow what a nightmare here for me. I'm thinking Bills beat the Jets 38-10, Washington knocks off the Vikings, and this line goes past 10. I get Minny winning. Jets outright. And Allen hurt. Buffalo now -3.5 and you know what, I like them to cover. I won't be shocked if they win by 10 here anyway. Time for the rest of the team to say hey - we are more than our QB. Other guys are pretty good too. 4* Money Maker BUFFALO BILLS 

4* Total Money UNDER Jags/ Chiefs 

Taking the BEARS. Chicago loses a close a one. Lions win over every NFC North teams most hated team, the Green Bay Packers. Honestly. this Lions team is a mess. You give up almost 500 yards and pull out the upset because Aaron Rodgers looks like he is Aaron Brooks! This is really their first outdoor game of the season. And with their QB, a guy who played in Sunny LA and then in a dome - nope. Saw somewhere that Dan Campbell's Lions are 0-11-1 on the road with him on the sidelines. Yikes. Not buying them to keep it close outside in November. Fields has really gotten this offense going the last 3 weeks. We know the Detroit defense can be exposed. 4* Money Maker CHICAGO BEARS

4* Money Maker CAL BEARS

4* Total Money OVER Cal/ Oregon State 

Taking FLORIDA STATE. They really took Miami behind the woodshed last week. What a win for the program. Hopefully the Canes can get back and make this like the late 80s/early 90s. That being said - Orange in a tailspin. Started with Clemson. Notre Dame demolished them. Pitt said let me get some licks in. Noles with 45-3 and 41-16 wins over, lets be honest bad Miami and Georgia Tech teams. They did lose close ones to both Clemson and NC State. Yeah. SU beat NCST but that was a back up QB game. Speaking of QBs, Syracuse has one that is injured. We have seen Florida State feast on bad teams. Going to lay it here on the road. 4* Money Maker FLORIDA STATE

Taking BAYLOR. I think Fan Duel had this at 4.5 or 5 on Sunday, I had to a double take. Look. At 5, that's a dog play or pass for me. But after going through the listed games this was 3 or 3.5. And I will say this. I don' tike that I am seeing 2.5s out here. I love the K State coach. I just think the Bears are the better team here. 4* Money Maker BAYLOR

Taking OLE MISS. We have talked before about Alabama on the road. They just don't put away teams. I know we will hear all about Saban vs old assistants. I don't care. This is not a vintage Bama team. Should have lost at Texas. Lost at Tennessee. Lost at LSU. Now is Ole Miss any of those teams. I don't think so. 8-1 is nice, but the one ranked team they played, LSU, rolled them 45-20 in Death Valley. Will also be on the OVER here. Off they bye week, you would think Kiffen will have the guys ready to go here. 4* Money Maker OLE MISS

4* Money Maker NEW MEXICO 

4*  Total Money OVER Bama/ Miss

4* Total Money OVER Tech/San Ant

Taking ARKANSAS. Come on. LSU off huge OT win vs Alabama. Razorbacks lose at home to Liberty. 4* Money Maker ARKANSAS 

4* Money Maker NAVY

Taking RUTGERS. Spartans pulled off the upset last week. A little juicy with the line then, even with the suspensions, and now. Schiano is tough as a dog, 8-3 ATS on the road in Big 10 play. You know you will get a full effort. And honestly. You want to back Michigan State as a double digit favorite? Never. 4* Money Maker RUTGERS

4* Total Money UNDER Purdue/ Illinois 

Taking the BOILERMAKERS. This line screams to me Purdue Outright. Both teams off losses. Look. Illini with a great pass defense. Hello. Michigan State passed against you and you lost as a 17pt favorite. And honestly- Wyoming, Virginia. Are these passing juggernauts. How about that 9-6 win over that prolific Iowa offense. Chattanooga! Passing machines Wiscy and Minny. Come on. Boilermakers can throw the ball.  4* Money Maker PURDUE 

4* Total Money OVER Indiana/ Ohio State

4* Total Money UNDER Vandy/ Kentucky 

Taking FRESNO Both teams with their QBs back. Last week vs SDST, UNLV lost 14-10 in Brumfield's first game back. 4 straight losses for them. Again though, QB is back. But Fresno has their own QB back under center and has reeled off 4 straight wins with a 138-61 win margin. In his first game back vs SDST, Haener rallied the troops with 3 TDs in the second half and a 32-28 win. Last year Fresno was a 30pt home fave and UNLV had a lead the entire game until 5 minutes left. Safe to say Fresno will not be overlooking this bunch. 4* Money Maker FRESNO STATE

Taking BALTIMORE. Extra rest. Sign me up. This Ravens team is a solid bunch. A couple bone head plays away from being undefeated. I am not buying the Saints beating the Raiders. That team is a disaster. This HC alone stops us from getting shut out on the road. Saints defense won't be able to stop Lamar and company. Ravens no stranger to Andy Daulton. I think they win this one by 10. 4* Money Maker BALTIMORE RAVENS 

4* Total Money UNDER Ravens/ Saints

Taking KC here. Andy Reid off a bye - 19-3 SU. How about Titans 27-3 last year.  Mahomes throws 4 TDs tonight. Maybe we get Tannehill. And he is not close to 100%. Or we get a rookie who went 6 of 10 for 55 yards last week. 38-17 home team. 4* Money Maker KC CHIEFS 

Taking TAMPA. Now normally. I would be avoiding this a side and be looking at the Under here. Rams are a shell of their Super Bowl winning selves. And if Cupp is out or banged up enough, this offense goes from bad to worse. Tampa O is no great shakes either 3 vs Carolina. 18 vs Pitt. 12 vs GB - 20 vs Saints and that was lucky. But they showed a little life vs the Ravens. And we have the Rams in off of getting abused by SF to fly across the country. Coaching edge Rams. But I think Ol' Man Brady gets it done here. 4* Money Maker TB BUCS

Taking the BILLS. Will be looking to get on Bills FH and probably a TT Over also. We will also be on the UNDER here. How are the Jets scoring? QB plays scared. The offense is and was average at best before injuries. I have said before and I will say it. Bills to the Super Bowl. This team takes off entire halves and still score nearly 30. Last week we score 3 straight TDs, go up 24-7 and then get back doored. Here. There is no Aaron Rodgers leading a march down the field. 4* Money Maker BUFFALO BILLS 

Taking the COLTS. We cashed with Washington last week and these Patriots. Now. This isn't Manning vs Brady by any stretch. Right out of the gate, we are also on the UNDER here. That being said - Colts Outright here. We have the best player on offense and defense. Patriots with zero play makers. They beat the Jets by 5 on some gift INTs. 17-14 over Pitt. How do you trust them. I am hoping Zappe doesn't come in at halftime and sparks something. The line is actually coming down. 4* Money Maker INDIANAPOLIS COLTS

4* Total Money UNDER Bills/ Jets

4* Total Money UNDER Colts/ Patriots

4* Money Maker USC 

Taking FLORIDA STATE. I am a Miami guy. But this team is an absolute mess. A lot of work to be done. That game last week vs Virginia. My eyes still hurt. If Florida State doesn't win by 14+ , they need to fire the HC and bring in Prime Time to take over the program. Run it up in this once proud rivalry. 4* Money Maker FLORIDA STATE 

Taking the IRISH here. Man. What is up with this line? I thought Clemson would be a bigger favorite honestly. This is an ND team that has lost to Stanford and Marshall here - as 20 and 17pt favorites! But then you see them go to NC and score 45. Beat BYU in Vegas. Nice road win over SU who nearly, or should have, beat Clemson on the road. Now - I am not a fan of the Irish HC or QB. And now they face a really good defense. I couldn't get down on the opening total and now the value is long gone. But this line again. Smells like a fishy sitting on a rock in July on the Jersey shore. It stinks. 4* Money Maker NOTRE DAME

Taking LSU. I know Alabama. I get it. It's Alabama!! Not even laying 2 touchdowns! And that is why I am looking at LSU tonight. I usually don't grab the low hanging fruit. If it looks to good, it usually is. Much like that Clemson line. Maybe we go 0-2 with dogs. We'll see. Look. We have seen them struggle on the road. They finally took a loss in Tennessee. We don't have to go over some of their close calls. Tigers seem to have found a little offense the last 2 weeks putting up 45 vs Mississippi and Florida. Tide with a bye week to see if they can slow it down. I actually like the Under also.  4* Money Maker LSU

Taking TEXAS. Texas loses as a 6.5 favorite on the road to Oklahoma State. Kansas State demolishes Oklahoma State as a 3 point favorite. Two teams off the same team with totally opposite results. Texas could really be undefeated. This is a solid team. And as much as I like the KST program, I think the Longhorns get it done by 10 here. Off their bye week and Kansas State again, off that huge win over the Cowboys. 4* Money Maker TEXAS LONGHORNS 

4* Total Money UNDER Bama/ LSU

Taking TROY. ULL was thought to be a tough out in the Sun Belt West when the season started. 4-4, looks like still some work to do. Troy the top dogs now. The defense will be the difference for me. 30 points allowed the last 3 games. This game really screams under to me. I can't believe it is the 40s. I think this is a under 38/39. Both teams rested coming in. ULL has won the last 2 so we are getting a double revenge road favorite this afternoon. 4* Money Maker TROY

4* Total Money UNDER Troy/ Lafayette

4* Money Maker GEORGIA SOUTHERN

Taking TENNESSEE. We have had the Vols a few times and they have all cashed. Until someone slows down the offense, we will back them. Georgia will be the best unit these guys have faced. If Georgia pulls out the double digit win, nothing I can do. This game opened at 11 and has been dropping. The 'Playoff Rankings' says Vols #1 Georgia #3. People I respect, the line makers, see the Bulldogs as a sizable favorite. If the line opened 7, 7.5, I would probably be leaning Georgia. Giving 9 to a team scoring almost 50. Man. I have to grab the points. Public dog, it looks that way. I don't like to be there, but here we are. We will know soon enough if this is a total mismatch, and at least we can get a little in-game if it starts to get away from us.  4* Money Maker TENNESSEE 

Taking OKLAHOMA STATE. When you get demolished 48-0 its nice to have a team on deck that you have beaten 12 straight including 8-2-2 ATS with the shortest line being 17. Looks like Sanders is out at QB for the Cowboys which is why the is here instead of -6. It is tough putting faith on a defense to finally show up, as OSU has been terrible in Big 12 play. But as I have said before about Kansas. Yeah. It is a nice little season and the program is moving forward. But they don't have the depth of talent the top teams have. Now, Mike Gundy's son as QB. Eh. Not really loving it. Leaning on the more established program to get on track here. 4* Money Maker OKLAHOMA STATE 

4* Money Maker GEORGIA TECH 

FIRST HALF and TEAM TOTAL  --- OHIO STATE 1st HALF -22.5 --- I probably should have posted this when it was 33. Honestly. I don't think it matters. OSU knows that running it up will help their Playoff resume. They gave up 31 last week. I expect to see half of that. Nothing posted as of now on BetMGM. But I will also say Ohio State TEAM TOTAL OVER. I think The Buckeyes put up at least 49.  Also like the game to go Over as well. 

Taking the EAGLES. Well - this line has totally ballooned. PHILLY FH is the play here... I still think they win by about 17. But like the Bills on Sunday night. If they take their foot off the gas, we might have to worry late. I had the Texans Sunday. I liked them before the QB change. Thought Lovie would have some answers for Henry. If he couldn't stop a 1 man offense, I find it hard to believe that they can slow down an actual team offense. And this team looks very good right now. I think Philly names the score here. 30-10 or something around those lines seems about right. 4* Money Maker PHILADELPHIA EAGLES ---------- A quick note everyone.. Have had quite a few new subs either weekly or monthly. First - THANK YOU. .I really appreciate everyone who purchases any of my picks. So again. Thanks. - I know some have emailed in about lack of plays Wednesday.  And every so often I have to address it. I do bet a lot of games. You see the numbers. But sometimes, I don't like anything. And if I am not betting it, how the heck can I put it on here when I have people putting there money on it. Believe me. A college basketball Saturday there might 25 games that are posted to be bet. This Monday, there could be 20-30 games. You see College + Pro football. Double digit games sometimes. -- Please. Mind your bankroll. This isn't 9 team parlay of your life. 6-3 is a winning day of straight bets. NBA is not a sport I love with a bunch of babies sitting out for load management. So NBA will not have the numbers of MLB, Football or soon to be College Hoops. There are 2 NBA Game Thursday night. I did the Free Pick with Hannah today. Said I like the Warriors -7.. Line is now 8. I am not using it on the site. I plan to make our money in the NFL. Everyone excited about MACtion. Well I liked the Unders the last 2 days. I didn't bet a single one. You don't have to bet everything cause you like it. Is there an edge? That is when we bet it. I'm trying to make myself, and my followers money. Not bet just to bet a game that is on TV. -- UTEP beat Charlotte 41-35 and Rice lost to Charlotte 56-23 as 15 point Favorites - and are favored today. This is a game you want to put your money on? Not me. We are locked in with NFL right now. CFB is ok at 54% (82-71). NBA is 4-1. We will find our spots and hit them. Again, thanks for following. ~ Higgs

Going UNDER the total. How are we getting 47? Is Philly scoring 44? Texans will be lucky to get to double digits. Short week with a new QB. Oh yeah. This offense will be humming. Defense travels and the Eagles is a first class bunch. Houston couldn't slow Henry last week. Now they have to worry about the entire field filled with guys making plays. If the Iggles get 40+ on short week - we will tip our caps and say wow, good job. But I think this is a 30-10 type of game. 4* Total Money UNDER Eagles/ Texans

4* Money Maker OHIO BOBCATS