4* Money Maker ARMY 

Going UNDER the total. For me this is an easy play to make. I know everyone will be thinking TB rips into a bad Dallas defense. The Cowboys offense is potent and should score vs the Bucs. I'm not buying it. One. What are we getting from Dak? They say he is healthy. He has been out all preseason as I write this. Do we forget he was injured last year? Now we expect him to be crisp and on point at game play speed vs the defending champs. Not buying it. I am sure people think this game should be 34-30, but I see it as a 26-20 type of game. 4* Total Money UNDER Dallas/Bucs 

Taking TAMPA. Now. I was ready to grab Dallas all summer at +6. No way Tampa can't win by a touchdown. Tom Brady is the QB. Super Bowl Champs. All these guys back on both sides of the ball. Well this line has jumped up way before I thought it would. But to me, as I write this on the 22nd in August, I think I know why. Dak sitting out. Tired arm. Or MRI. Whatever it is. People in the know, know it has to be serious. I am seeing a couple 8s pop up on the screen. We saw how bad this team looked without Dak last year. Even with backup QBs getting reps with their first team, it is still not facing Tampa to open the season. This might come back to bite me - but I will have to be like the public and grab the Brady's, I mean Bucs in this spot. Also on the UNDER - 51.5 as I do this write up. 4* Money Maker TAMPA BAY BUCCANEERS

Taking FLORIDA STATE. I am just not high on the Irish. And honestly, normally when we have some kind of tribute going on with the home team, I am looking to bet the visitor. But not a chance that is the case with them laying a TD on the road. The fall from grace has been tough to watch. The Noles still get recruits but the coaching  had taken a turn for the worse. 2nd year Norvell has a lot of experience back. Last year was a lost cause. I say that to all teams that had new coaches and lost their practices. At least with a returning coach the players have an idea what is expected. Now everyone is on the same level. I liked this hire for FSU. I think he is going to inject new life into the program. What better than way to celebrate Bobby Bowden's life then with a win over the Irish. I might sprinkle some ML on this. 4* Money Maker FLORIDA STATE 

Taking GEORGIA. I know Clemson doesn't rebuild, it just reloads. But, big shoes to fill at both QB and RB. Georgia is always a talented bunch. Nothing really to say here. I am high on Georgia this year. It starts right here in Game 1. ML +190 should be sprinkled in. Let's go Bulldogs. 5* Best Bet GEORGIA BULLDOGS 

Taking UTSA. Yes. We had Illinois vs Nebraska. I don't even know what is going to happen in that game. All I know is that I see some 6.5 out here. Right off the bat, Big 10 vs Conference USA and we get, for a me, a lowish line. I know the Illini aren't a Big 10 juggernaut. But this is still a step down in talent. Roadrunners with 21 starters back! Actually probably more if you consider the depth of this team. All of the top skill players on offense are back. 6 of 7 WRs, 6 RBs, heck 4 QBs! Won't be shocked at an outright win for the road team here. Again, yes, Illinios with a game under their belt. But UTSA will be pumped up for game 1, and it being against a low level Big 10 opponent. 4* Money Maker UT SAN ANTONIO 

Taking BAYLOR here. Maybe a square play. But I have to believe the Bears can come here and win by 2 touchdowns on the road. Bad year last season. They should be able to start 3-0 with some fluff on the schedule. 4* Money Maker BAYLOR BEARS 

Taking TEXAS TECH. I am not high on Houston at all. I like TT to get over their win total and it starts here. Cougars have taken a step back. In 2016, this was a Top 20 program. I'll give most teams passes for 2020 Covid, good or bad season. But Holgorsen had this team at 4-8 in 2019. Matt Wells, like Dana, also in his 3rd year. But I think he is ready for a breakout. Dana left West Virginia and the Big 12 to come to Cougars. Wells left Utah State to come to the Big 12. For me, Red Raider defense will be the key here. I think they are improved. Offense should be able to put up a nice chunk here. 4* Money Maker TEXAS TECH 

Taking OHIO. Bobcats one of the better programs in the MAC. Syracuse a hot mess and I think Dino Babers is on his way out the door. Give me the home team. This is little brother facing big brother. ACC coming to the MAC. As if the first game at home isn't special and getting you pumped up enough. You get an ACC doormat to open your season. Ohio by at least a touchdown. 4* Money Maker OHIO BOBCATS 

Going UNDER the total here. So looking at the history of this series, I see Overs all over the place. But again, last time they played was 2018. Iowa nearly went over themselves with a 42. But teams change. This isn't CBB where a team could see each other 3 times in a season. People love Pennix. Open on the road vs a tough team. Iowa always a tough defense. 4* Total Money UNDER Indiana/ Iowa 

Going UNDER here. Normally I would be more side with Navy. Triple option. Prep time for other team. But, in Game 1 - this is all Marshall has probably done the last month. Also, Navy will probably be bottom of the AAC this season. Herd is a solid unit. They should probably cover the number here on a side note. But the run first of Navy will bleed the clock. Should get there. 4* Total Money UNDER Marshall/ Navy 

Taking RICE. This just looks a little high to me for Arkansas. Hogs 5-27 SU last 32 games. This team was an underdog is every game last year. Now they are in favorite position and need to win by 3 touchdowns to cover? Texas on deck. You think this is the game they pull out all the stops and run it up? They need to keep something off the game film for next week. 4* Money Maker RICE OWLS  

Going UNDER here. Sparty has really fallen on hard times. Northwestern lost a lot of starters. I just get the feeling this is a first team to 20 wins type of game. 4* Total Money UNDER Michigan State/ Northwestern 

Taking WAKE FOREST. Yeah. Laying 30+ with an ACC team and it isn't Clemson or Carolina or Miami. It is Wake! But call me crazy - I have been called worse. I think Old Dominion is going to be terrible. These guys are the worse team in C-USA. The worse offensive and defensive units in the 14 team conference. I said on the Mid Day Money showing with our previews I didn't think they win 3 games. Their is zero chance they come here on the road and are even competitive. They haven't played a game since November of 2019. That was wrapping up a nice 1-11 season. Maybe you think 2 springs of practice and scrimmage will help - I don't. I have about 20 starters back on Wake. Sign me up. 4* Money Maker WAKE FOREST 

Taking MINNESOTA. Come on. Ohio State is a great team. I can't come in here and say why they will lose this game. But cover, I don't know, I think we have a shot here. Buckeyes very talented. And maybe they just reload and don't skip a beat with their new QB. But what I do know is that Minny brings probably a Top 2 QB, RB and OL to the battle. Granted. Ohio State defense can probably be like the Steel Curtain in the Big 10 this season. But I am just looking to pound the ball, run the clock and keep us in striking distance. 4* Money Maker MINNESOTA GOLDEN GOPHERS 

4* Money Maker SOUTH FLORIDA 

4* Money Maker UTEP

Taking ILLINOIS. Kind of annoyed I didn't grab the 7.5 when it was out there. No shot at every getting that 9 out of the gate. That being said, why is Nebraska favored like this on the road. Do we think that Scott Frost is bring his burning on fire hot seat here and getting revenge for last years home 41-23 home loss as16pt favorites? The walls are closing in on him as he has posted a 12-20 record in his first 3 seasons. A new HC in Brett Bielema for Illinois. I think the change of culture will be positive for the Illini right out of the gate as home dogs. Again, I think Frost has lost this team. The guy had a nice run as AC/OC at Oregon. Parlayed that into his UCF job. He was there 2 years. A huge 13-0 undefeated season beating Auburn landed him his dream job as a Cornhusker, the school he led to National Championship 13-0 season in 1996. But that was 25 years ago. He isn't bringing in guys- Nebraska rated 13 out of 14 teams in the Big 10 with their recruiting class, Illinois was 6. This could be more of fade of the HC and program. But things clearly look like the are trending differently for both teams. 4* Money Maker ILLINOIS  

Taking the CHIEFS. We had KC last year in the Super Bowl, will take them again here - on the ML. I really have no problem laying -3 -115, but something tells me the refs will be looking at Brady like he signs their checks. Especially as a home dog. Look. I faded both of these guys in Championship Sunday. That being said, I have no problem taking the favorite today. Brady Brady Brady. That is all anyone is talking about. Oh, will he retire if he wins. Guy is the greatest ever. If you had doubts, this season should all but seal that thinking up. Guy is unbelievable. KC though. I dunno. Reigning champs. They have basically played down to their opponents the last 2 months of the season before beating up on the Bills. I guess they can 'flip the switch' and turn it on when needed. We saw last year in this game there is absolutely zero quit in this team. As well as the TB defense has played, I thought SF had as good or better defense. And we saw how that worked out. I also think we have a HC edge, Andy Reid. Guy finally got credit when he won it all But he has been more than solid his career. Let's not forget how great he is off with extra rest and prep time. Guy is cashing over 80%. No starstruck Mahomes looking at Brady. He has faced him in AFC Championship Game. No intimidation factor. The defenses will get a little chippy here. I won't be shocked at an under. I think the game plays out slow to start before things open up. Special Teams of KC i think is a difference maker.. If you are in the NY/NJ/PA region, I will be at the Fan Cave at Bally's Wild West Atlantic City. Come by for a drink or bite to eat. Grab a shirt and make some money. 5* Best Bet KANSAS CITY CHIEFS 

Taking the BILLS. No Mahomes. Or a concussion Mahomes. Don't think it makes a difference. We will buy more Buffalo if we somehow start getting some points here. But as I said last week taking the Bills, this team is good. Underrated defense. A more than solid offense. A quality HC. 5* Best Bet BUFFALO BILLS 

Taking the PACKERS. Maybe this line comes down a bit more. Everyone loving the Brady story. He got his payback over the Saints last week. Now it is time for Rodgers to get his. Bad game in Tampa. I don't see Rodgers throwing 3 INTs this afternoon. Not happening. GB can run the ball. And we know they can pass it. The defense can get after Brady a bit. Not worried about Tom in this weather. But, it is Green Bay late January and Tampa is the road team. Everything went right last week in the New Orleans dome. Rodgers is the MVP this season. He shows it here. 8* Sure Shot GREEN BAY PACKERS 

Taking NEW ORLEANS. I didn't like Tampa last week, and not liking them here. I don't see the revenge angle here. 34-23 in Week 1. 38-3 Week 9. Brady has had some problems to say the least vs New Orleans. 2 TD in Week 1 2 INTs. 3 INTs 0 TDs in Week 9. The Saints defense is the real deal. 5* Best Bet NEW ORLEANS SAINTS 

Taking the BROWNS. Cashed these guys last week. Granted, we got some turnovers that always help the cause. But lets face it. That was a huge monkey for Cleveland to get off their shoulders. 28-0 vs Big Brother and then cruise control the rest of the game. Baker with 14TDs 1 INT run. Efficient. Chubb and Hunt. I think they can do enough to keep Mahomes off the field and leave the back-door, and 1 score margin open. I look for Hunt to get some extra attention vs his old team. Looking for some props for him. Look- I know Reid is an absolute BEAST with extra prep time and bye weeks. But, we the regulars looking at nearly 2 weeks of rest, I am buying into rust. How about 0-7-1 ATS run for KC last 8. 7 wins and all by 6 points or less. Now laying double digits. I'll take my shot on the dog here. 4* Money Maker CLEVELAND BROWNS 

Taking the BILLS. Everyone on the Ravens. And yes, they have been playing very well. But this Buffalo team is awfully good. The money poured in on Baltimore early, then shot up late here on the Bills Mafia. This defense is good. The offense is as good or better. This QB can run. This isn't one QB making a difference with his legs. Give me Bills by at least a touchdown. 10* Money Bomb BUFFALO BILLS 

Going UNDER. Green Bay in mid January- I'm sure the weather will be delightful. Warm weather team in the cold. The defense is tough. But the offense leaves a bit to be desired right now. We had the Rams (and the Under) last week. I am not that sold on the offense as they have had very good success vs Seattle the last couple years. Currently leaning with GB side, I think the I will grab the UNDER early as I think it will come down by game day. 4* Total Money UNDER Rams/ Packers

Taking the PACKERS. Already on the Under 46.5 here, we go with the home team. Rams in the cold. I dunno. Not buying Goff, who has a 5TD 7INTs when the weather turns chilly. Chilly thumb might act up a bit. Rodgers having an epic season and looks like he is going to try to close out an MVP Season with a Super Bowl Trophy.  Edge defense to Rams for sure, but GB offense should be able to cover this number. 8* Sure Shot GREEN BAY PACKERS

Taking ALABAMA. So I lost with both of these guys on Friday. I am still not sold on Ohio State defense. I don't think anything can slow down the Tide but themselves. If you watched Alabama play at all this year, you can sit there and think they aren't 2 TDs better than any time? So they didn't run it up vs ND. To me, it seemed like they were going through the motions most of the time. Now- I didn't think OSU would lay the wood to Clemson. I thought they had something to prove in their own right. Maybe the loss of that offensive coach really set them back. Can't dwell on it - time to move on. OSU with a huge chip on their shoulder, probably the number 11. That being said, I still don't think the should be in the playoffs. The win, I will swallow a huge bitter pill. But this Tide team is just too much on offense. The total is in the mid-70s for a reason. I am just shocked this game isn't double digits. I mean, 22-10 grinder vs Northwestern. 42-35 Indiana. 49-27 Rutgers. 38-25 Penn State. PSU was 0-5 before it ran off a bunch of wins over 2 win teams. And lastly, let's not forget that big hit Fields took. He'll be feeling that a day later for sure. Eye test people. Think of what you have seen out of this Alabama team all year. I'd lay 10 and feel extra comfortable. 10* Money Bomb ALABAMA 

Taking the BROWNS. Everyone down on the Cleveland. I will be buying at this price. No coaches. More Covid. I am in! As long as we have our RB's, I thin we win this thing. Look. Steelers started 11-0 and faltered down the stretch. I am not buying into this team. Especially with an inflated line. If Browns can get almost 200 yards on the ground tonight, we should be looking at an upset. 4* Money Maker CLEVELAND BROWNS 

Taking the TITANS. I am just not sold on the Ravens this season. Tennessee can control things with the run game. The QB can, as we saw late Sunday, make key plays. The defense, ok. - leaves a lot to be desired. But getting points at home, we will ride the home dog. I get it. Revenge Game for Baltimore. Double revenge in fact. They lost last year's playoff game 28-12. Then, thinking payback, Tennessee got them again 30-24. Everyone saying NO WAY Titans win again over Harbaugh's guy. Outright Dog 5* Best Bet TENNESSEE TITANS 

4* Total Money UNDER Bucs/ Skins

Going UNDER the total. Last 3 games between these two teams. 20-9, 23-16, 28-10. Rams winning 2 of 3. But, no QB again this week. A little film on the backup who looks like he has some wheels. But the Seattle defense has been improving. The Rams defense is stout. Look for both to play it close to the vest and not take chances knowing the defense can switch field position in a hurry. 4* Total Money UNDER Rams/Seattle 

Taking the RAMS. We have the HC edge here. Rams 5-2 SU vs Seattle and should be 6-1 if they didn't miss a last second FG. I get being worried about Goff and his thumb. But this is a defense first team. And honestly, the backup didn't look that bad vs Arizona. Getting points, with this defense, sign me up. 4* Money Maker LA RAMS 

Taking the BILLS. I think these guys can give the Chiefs a run. The offense is just absolutely rolling right now. Dome team outside, in Buffalo in January. What can possibly go wrong? Under-rated defense. An MVP in the making at QB. Coach of the Year most likely. I don't think Indy keeps up. 8* Sure Shot BUFFALO BILLS 

Going UNDER in Philly. Waited to long to grab Washington as a dog, now a small fave. Alex Smith looking like he gets the nod under center. 10-5 with him calling the shots, 6-25 I believe when he's not. But this team is built on defense. And I think they will have the rookie rattled. We saw him fold up in the 2nd half vs Dallas. Hurts has some growing to do, but better than Wentz at this point. If both get to 20 I would be shocked. 4* Total Money UNDER Washington/Philly 

4* Money Maker GREEN BAY PACKERS

4* Money Maker LA CHARGERS

4* Total Money UNDER Seattle/SF

4* Total Money OVER Pack/Bears

Taking CAROLINA. I get a nice live dog QB at home this afternoon. Saints already clinched the South. Scoreboard watching GB and Seattle. Seattle and Saints both looking for a GB trip up to get home field. Possible for GB to lose at Chicago. Yes, any given Sunday is the saying I believe. Extra rest for visitors off that Minny beatdown on Christmas Day. New HC will demand a full 60 minutes from his guys. And depending how things go, NO might be pulling guys for a little breather in the 2nd half. 5* Best Bet CAROLINA PANTHERS 

Taking the NINERS. Oh these guys buried me last Saturday vs Arizona. Here I think they are mailing it in, and they come out full of piss and vinegar. Safe to say, they are not dead on the year. Last game and I am sure they will bring it. Especially against Seattle. And they get Seattle off a tough game vs the Rams. Division clinched for Seattle. This is also a spot depending on other games we can see the Seahawks pull some guys. I think SF controls this game from the opening kickoff. 5* Best Bet SF 49ers 

Going UNDER. Bucs locked into the 5 seed. I can't see Brady going entire game. Or anyone who needs a bit of rest. They just roared back to beat these guys (we had ATL) 2 weeks ago. That game was sailing to an under. Falcons on a 9-3 under run. 4* Total Money UNDER Falcons/Tampa 

Taking the COWBOYS. Leave it to this franchise to lose its QB, and instead of going into the tank after a brutal run, they win games and go from a Top 10 pick to possibly 19th. The offense will score enough to pull this one out. Giants D has carried them. Total down a bit and I still like it a bit. But I think the Cowboys pull this out. Their defense looked decent last week and I think they can stymie the GMen here on the road. The pass rush has been rapidly improving. Gimpy Jones behind an underwhelming line. 4* Money Maker DALLAS COWBOYS

Taking the BILLS. I know Miami is playing for their Playoff lives. But I will take the home team in this spot. Not banking on rookie Tua coming through. This is still a tough defense. A tough place to play. And, yeah, Bills could be sitting some guys. But I have seen Barkley come in at QB and do a couple things. Bills in middle of a huge dream season. Not ending it with loss at home to a division rival.  4* Money Maker BUFFALO BILLS 

Taking ATLANTA. Nothing for Tampa to play for. Brady probably on bench at halftime or sooner. Falcons will show some pride after blowing big lead at home a couple weeks ago. 4* Money Maker ATLANTA FALCONS 

4* Total Money OVER Balt/Cincy

4* Total Money OVER Jets/ Pats

4* Total Money UNDER Min/Det

Taking the BROWNS. Going  big with a SURE SHOT play here. Little brother vs Big brother and if they could have beat the pathetic Jets last week. I like this HC. You know I am sitting on COY futures even though I think the guy up in Buffalo has it in the bag now. What I do think we see is Pitt pull some guys in the second half for sure. I see 10s starting to pop up here. That would mean we get a full game of back-ups. Cleveland wins, and they are in the Playoffs. We know they can run the ball. They will have WRs back. And Pitt, again, they HAVE to rest guys. Their bye week was way back in Week 4. I can't see them going all game - not happening. 8* Sure Shot CLEVELAND BROWNS 

Taking A&M. I thought this team should have made the Playoff over Ohio State. After OSU gets trucked by Clemson and Bama wins by 30 over ND, you will hear that losing to good teams isn't bad. Except when you are 1 loss A&M. NC lost a bunch of offense to bowl opt-outs. 2 thousand yard rushers 28 TDs, Out. Leading receiver, 1000 yards 8 TDs Out. I'm all for next guy up. But next RB up has 121 yards on 80 rushes - oh its the QB. Yikes. The TAM comments alone make me think they will try to run it up. 10* Money Bomb TEXAS A&M

4* Total Money UNDER Miss/Ind

Taking CLEMSON. Not a chance that Ohio State slows down the Tigers. You should know by now that I don't even think OSU belongs in this game, or even sniffing the playoffs. Clemson / Alabama Championship game awaits. Buckeyes defense will have zero answers tonight. 5* Best Bet CLEMSON TIGERS 

Taking ALABAMA. Part of me wanted Ohio State here so we can all make fun of the Big 10 when the Tide put up 60+ on them and beat them by 45. But, we get another laugher as Notre Dame gets the 4 spot based on beating a team they just got dominated by with a backup QB. Irish do not have the horses to run with Alabama. I lost with Bama in the SEC Championship, but I think that is really a blessing. Now the Tide have been in a close game. They won't call the dogs off when they get up as Florida was fighting back the entire time. Is ND keeping Alabama under 50? Blowout. 5* Best Bet ALABAMA 

Taking GEORGIA here. So, yeah. This game opened up and I was like, oh, Cincy for sure. I like the defense. A solid group. But the Georgia defense can more than hold its own. They gave up about 20ppg. But Florida and Alabama put up 44/41 on them. The best offense Cincy faced, UCF, put up 33. I think it is safe to say the 2 SEC teams are slightly better. I just don't think Cincy can score here. They haven't faced a defense like this. Bulldogs have some key opt outs for sure. But this is Georgia. They don't rebuild, they reload. Big talent gap here. This is a near-home game for Georgia. I think they deliver big time. 4* Money Maker GEORGIA BULLDOGS 

Taking SAN JOSE STATE. Wish I had this at a smaller price as the line keeps climbing. But that makes sense. Ball State RB opts out who lead them in yards + TDs in just 3 games The defense ranks nearly at the bottom (121) defending the pass. Sparty QB an efficient 16-4 TD/INT and 9ypp average. 61% completion and he should carve these guys up with his 20th ranked passing O. HC will be focused on completely the undefeated season. SJSU should win this by about 2 TDs. 4* Money Maker SAN JOSE STATE 

Taking TULSA. Hey Hey. Armed Forces Bowl -Look at us. We play in the SEC. Oh nice. Yeah. Come to our bowl. Who cares you are 3-7. Your coach is a great quote with a great named, 'Air Raid' offense. Tulsa all day for me. Only losses on the year. Opening game at Oklahoma State 16-7 and a FG loss in AAC Championship Game to Cincy. Both those teams would be favorites over this slop of a team from Starksville. Nothing better than your smaller brother beating up big brother. 8* Sure Shot TULSA 

Taking OKLAHOMA. You have seen me write many a time I have Trask Heisman Futures, and Florida SEC Future. Well light those on fire. 2 straight losses and those are garbage. What do the Gators get for losing to LSU and Alabama. No playoff and a Cotton Bowl visit. Who knows who will be opting out for the Gators. What I do know is that this defense can be scored on. Sooners can score. Oklahoma probably wins this one. I will sprinkle ML. Let's be honest here. Big 12 had a better defensive year than the SEC. Looks like they flipped their scripts. If Georgia scored 28 against these guys when they didn't even have a QB, what is this Sooner offense going to put up? 4* Money Maker OKLAHOMA SOONERS 

Taking COLORADO. Would have loved to have grabbed the early 12 on this game. Plenty of Texas opt-outs bringing this line down. I want to know how excited Texas is about being in the Alamo Bowl for the 2nd straight year. Granted, Colorado in off a loss. But they have a new coach and players who are excited to be here. As mentioned above, 5 Longhorn Captains have opted out. That's a big loss. Give me the dog here. 4* Money Maker COLORADO 

4* Total Money OVER Colorado/Texas

4* Money Maker OKLAHOMA STATE 

4* Total Money UNDER OkSt/ Miami

Taking the TITANS. Gonna grab the dog here. Packers having trouble covering lately, albeit a bit of a bigger number than this. We might have some snow coming. It should be cold. I will ride this beast of a RB to the ticket window. GB always has trouble against a power run game. Tennessee brings it like a Mack truck. Might sprinkle some ML. Titans 10-3-1 to the Over but GB on a 7-4 Under run. Tough call for me on the total. 4* Money Maker TENNESSEE TITANS 

Taking DALLAS. We went ML last week on the Boys and will do it again. Eagles 1-6 on the road and laying points. New QB or not, I'm not sure that is the right call here. Rookie QB laying points in his 2nd start. I am still shaking my head. Dallas can still put up points. Eagles defense isn't being led by Reggie White, Seth Joyner and Andre Waters. As a Dallas fan, they absolutely win out and turn a Top 10 pick into something further down the line. 4* Money Maker DALLAS COWBOYS 

Taking the RAMS. Seattle with no answers for LA. Rams with straight up wins in 6 of the last 7 and the loss was 30-29, wide right with 15 seconds left after Greg The Leg hit his first 3 FGs of the game. Besides that. We have the better team. No question in my mind. Defense a clear edge. Rams know they just need to win these last 2 games. Well, would have been nice if they took care of the winless Jets last week for us. Heck. I can't tell you what I lost live betting them when they went to even money to win after cutting lead to 23-10. Brutal. Anyway. So - in off a horrible loss. A game they didn't show up for in the first half. They take care of business here like they always do. 5* Best Bet LA RAMS 

4* Total Money UNDER Panthers/ Washington

4* Total Money OVER Browns/ Jets

Taking COLTS. So the look ahead was Pitt -3. An over reaction after losing to Bengals? Maybe- Look. Steelers defense missing some pieces. Their run game has been brutal, 54.5 ypg last few weeks. Big Ben with 5 picks last 4 games. A miserable 5.5 yards per pass attempt. 3rd straight short week game for Pitt. 12 straight weeks of games. An offense that has scored 19-17-15-17 the last 4 weeks Maybe Big Ben's elbow is feeling the age after an injury. On the other side of the field, Rivers seems in sync with his new team. Taylor + Hilton have been solid weapons for the offense. Defense not terrible. Road warriors get the call. 4* Money Maker INDIANAPOLIS COLTS 

4* Total Money OVER Bears/ Jags 

4* Money Maker COASTAL CAROLINA 

Taking ARIZONA. We cashed the Cowboys ML last week over SF. It's over. 10 months ago, you had a lead in the Super Bowl. Now, you are playing out the string and guaranteed last place in the NFC West. Can't practice or play games in your own area. Zero motivation now as Niners have dropped 3 straight. Coach said they will be home with their families for the holidays. Last I checked Christmas Eve/Christmas is Thursday/Friday. This is a Saturday afternoon game. Yeah. These guys will be roaring to go. Arizona still fighting for their playoff lives. Arizona played these guys tough when SF was at the top of their game. Now they are down. Home team blowout. 10* Money Bomb ARIZONA CARDINALS 

4* Total Money UNDER ULL/UTSA 

Taking WKU with a little ML sprinkle. Small Play on the better defense. 4* Money Maker WESTERN KENTUCKY

4* Total Money OVER Bucs/ Lions

Taking HAWAII. Fading away Houston here. In fact, lets sprinkle some +300 ML here on the Rainbows. Cougars with at least 15-20 guys not suiting up here. 3 of them, your sack leader, tackle leader and a pretty explosive WR, helps our dogs cause. I think the lack of games for Houston, they have played once since mid-November hurts them. They have had some extended bouts of Covid Cancels. I'm grabbing the Rainbows and pinning faith on their backfield to land some haymakers against a weakened defense. 5* Best Bet HAWAII 

4* Money Maker GEORGIA SOUTHERN 

Taking BYU. Only loss that blemish at Coastal. Travel mid week to face another undefeated team in a crazy season. No shine of the luster in my eyes. Another big travel here down to Boca. But BYU is a program that will be proud to go 11-1 when some teams played 5 games. Defense the big edge here for me. UCF is a pretty good offensive unit. But the defense won't be able to slow down the road team. 8* Sure Shot BYU 

Laying it with APP STATE. Every loss on the season for them, well, that team was playing in conference championship game the other day. North Texas gives up 40ppg. App allows less than 20. In 2017 NT lost its bowl game 50-30 to Troy, 2018 52-13 to Utah State. 2019- No Bowl game. Not because they were banned for giving up 50 in back to back losses, no, they were 4-8. Give me App State to run Mean Green out of the South Carolina. 5* Best Bet APPALACHIAN STATE 

4* Total Money UNDER Clev/ Giants

Taking the CHIEFS. These guys have buried us the last couple weeks getting backdoored. But I will again try to cash a ticket on KC. I do like the Saints defense. But I can't see them slowing down the KC offense enough for them to make it a game. 4* Money Maker KC CHIEFS 

4* Total Money UNDER Jets / Rams

4* Total Money UNDER Philly/ Arz

Taking the RAMS. I'm not afraid of laying 17 here. I would lay 20. Since 2012, 17pt faves are 9-2 ATS in the NFL. Do you have faith in the Jets to hang here? They are getting beat on the road by an average of 22ppg. They got crushed by Seattle last week. Then flew home, to fly back to LA. Great planning. You don't think this Rams defense is licking it chops to fly at this offense? How about the offense against this defense? Are you going to be shocked when its 34-9? 4* Money Maker LA RAMS 

Taking DALLAS, going  ML. I don't think SF should be favored here. Why are they favored? You like Nick Mullens this much? SF has struggled, a lot lately. Dallas still alive for the NFC East, that could be added motivation. But really, the heat is on the terrible coach here. Miracle Rodgers even won a Super Bowl with this guy. As a dog, we will gladly scoop the points and run to the ML as the Niners should not be road favorites. 4* Money Maker DALLAS COWBOYS 

Taking the FALCONS. This line was 1.5 last week. Now up to 6. Give me the home dogs. 4-4 since a coaching change. Better morale, defense playing better. And we are suppose to be high on Tampa? Minny did everything to lose last week and they lost. Everyone will be saying, Brady just has to win by a touch-down. Well, Brady has 11 INTs on the year. I might even go a little ML here on the home dogs. 4* Money Maker ATLANTA FALCONS 

Taking the VIKINGS. Again, with a look ahead line. It was Minny -6, not, a FG. And why? Because Minny lost by 12 - or should we say, Dan Bailey, at one time the most accurate kicker in history (now 12th!) missed 3 FG and a PAT. And the Bears, who the Vikes undressed in Prime Time their first meeting, found an offense against a rudderless Texans team? No way. Not buying at all. Give me the Zim at home. Bears 3-9 ATS last 12 on the road. 4* Money Maker MINNESOTA VIKINGS 

Taking ALABAMA. It would be great to cash my Gator SEC Future and the my Trask Heisman. But let's be honest here. This Bama team is steam-rolling people. Florida has slowed some bad SEC teams. They will have zero answers tonight. Alabama will put up 50 because that is what it does. I don't think Gators keep it within 20. 8* Sure Shot ALABAMA - this line has moved to 17.. I would lay 20. 

Taking STANFORD. So, Stanford final game of the year. And we have UCLA in off that USC disaster. Safe to say that Bruins will be flatter than a pancake for this one. Leading the entire game until the final 16 seconds. Even your QB says it hurts. Stanford 10-2 ATS vs UCLA last 12. 5* Best Bet STANFORD 

4* Money Maker SAN JOSE STATE 

Going UNDER the total. I guess it would be easy to take Bills -6. But I'm not sure about that. Denver has been a dog in every game, yet has 5 wins and 8 covers. Bills in off tough game vs Steelers. Patriots up next on MNF. This looks like your typical sandwich game that gets overlooked. Denver in December so weather could be an issue. As much as they Bills put up 30 all the time, I think this one screams to the under. 4* Total Money UNDER Bills/ Broncos 

Going OVER the total. Clemson at 7.5, 8 ok. 10+, eh. I will ride the OVER here. I think Tigers put up 40+ and ND has enough offense to put up 20+. We saw 87 with a backup QB in for Clemson. I think we get at least 70 with a guy who is suppose to go #1 in the NFL Draft. So back to the Irish - the offense has cracked 40+ 6 times this season. The defense has stymied lesser teams. Again, we saw Clemson get to 40 in a ND win. They can't stop a good offense. Maybe they slow it down a bit. I still see 30+ from the Tigers. We see the same from Clemson. What I can't see, is either team not get to 30. 5* Best Bet OVER Tigers/ Irish 

Taking NORTHWESTERN. I am not a fan of Ohio State. I think it's a joke the Big 10 changed their rules so these guys can get into the Conference Championship. I think it will be a fitting end to the way the Big 10 ran their season if Northwestern wins outright. OSU just needs to win to get into the CFB. So we can toss out them running things up if it gets out of hand. They don't need style points. I'll take my shot with a big dog here. 4* Money Maker NORTHWESTERN 

Taking A&M. Real simple thinking for me here. Aggies on the outside looking in sitting at #4. We know that at least 1 team ahead of them will be taking a loss. Their lone L is to #1 Alabama. This is the game they need to drop a 40+ spot for some extra style points. No way they can let the Vols come anywhere near them. Aggies defense should keep Tennessee under 10 points. If this game isn't 40-6 heading into the 4th quarter, I would really be shocked. 10* Money Bomb TEXAS A&M 

Taking RUTGERS. I know this is Rutgers, I live in Jersey, but come on. Nebraska shouldn't be laying to anyone at this point. Send in the clowns. Losing at home to a Minny team that left 30 something guys off the travel roster. Rutgers if anything, is feisty. Give me the home dog with something to prove. They do get mauled by top Big 10 teams. But Cornhuskers far from that level of play. 4* Money Maker RUTGERS 

Taking UAB here. What is wrong with this picture? We have Marshall, a team that has allowed 20 points to a team, ONCE, all season, not even favored by a TD? And, they gave up 20 while turning the ball over 6 times. That was their last game out vs Rice. A team UAB beat 21-16 with just 42 scholarship players. Maybe the line is down based on limited guys traveling for the Blazers. I am not sold on this Thundering Herd defense though. There are a couple down programs on the schedule. Think we have a live dog tonight. 4* Money Maker UAB 

Taking the BROWNS. So yeah. Probably a little bias from me sitting on Stefanski COY tickets that will net be a few thousand and a Baker Comeback POY that will put another nickel in my pocket. That being said, there is a reason I made those bets! Stefanski has changed this team around. They are good! The OL is solid. The defense is solid. The QB doesn't have to force things to happen and make mistakes. He has a pair of RBs that can carry the team all game if need be. Now the Ravens. So I am writing this Monday before they even face Dallas. But as I take Dallas Tuesday I say - what have the Ravens looked like lately? The offense looks average. I think the league has caught up to Lamar. Much like when the offense was run in SF by Kap, the OC has yet to make adjustments. We had Cleveland in the first meeting and we were swamped. Look for some payback Let's go all the way to Romeo Crennal and 2007 for a 10 win season. Sitting at 9-3, playoffs still not locked in place. What better way to reach double digits and bury a division rival. 5* Best Bet CLEVELAND BROWNS 

Taking the BILLS. What have we seen out of the Steelers the last few weeks that they should be favored here? I am writing this as Steelers lead 17-10 over the Redskins Monday and the Bills haven't taken the field. This Bills offense is improved. The defense is solid. No matter the outcome Monday night, Buffalo will be pumped to play Pitt. They aren't undefeated, but this team still has some goals it can be proud of. They hit 10 wins for the first time in 19 years last year. They string some Ws together and you are in 12, 13 win territory with some Super Bowl bound teams. As much as I hate Pitt, cause I do, I really like their HC. But the guy on Bills side of the field has a lot of respect from me also. Something tells me the weird pushing games back finally nips the Steelers heels tonight. 4* Money Maker BUFFALO BILLS 

4* Total Money OVER Pitt/ Bills 

4* Total Money OVER Packers/ Lions

Taking the PACKERS. I'll lay this road number. I'm not being scared off by a half point. I think this game is a shoot-out Will also be on the OVER 55. I think Packers put up 40+. Rodgers should be in the MVP hunt. Guy will have 40 TDs after today's game. I get the Mahomes love, but come on. We know Rodgers does it with nothing like the KC offense has weapon wise. Lions going to Lion. We had them as our Free Pick video last Sunday and they delivered after firing their pathetic coach. But, it was a real battle and we need some Bears misery by Trubisky to pull that baby out. Detroit's win streak comes to an end in abrupt fashion. 4* Money Maker GREEN BAY PACKERS 

4* Total Money UNDER Wash/SF

4* Total Money OVER Colts/ Raiders