Taking the CHARGERS, again. Cashed last week and a little too close for comfort. But that is what happens when you are in cruise control most of the game. That won't be the case vs the Patriots. Who needs extra motivation to play these guys? Look. I have been on the Chargers numerous times this year. We have seen these guys win at Seattle, Pitt, Baltimore and KC. Technically, undefeated on the road since they had a 'road' loss at the Rams. It isn't like they have a great home field in that joke Center they play in. Bosa and Ingram can and will get pressure on Brady. He will be whining early when he starts getting knocked around. They say maybe snow. It won't matter. Chargers can run the ball or just do the short passing thing to move the chains. This is not a vintage Patriots team. We know this. Loss at Jacksonville and Detroit in back to back weeks. Lost at Tennessee. That crazy loss at Miami. The loss at Pittsburgh. This is a tough, all around talented visitor coming to down. Not a pair of rookie QBs like the Pats have faced the last 2 weeks. This is a HOF QB getting points with arguable the better defense and offenses that aren't that far apart. Sprinkle some ML. 5* Best Bet LA CHARGERS 

Taking DALLAS. Had these guys last week, back on them. Dak a total beast last week with the game on the line. But he is not new to comebacks. I think people forget a couple years ago he went toe to toe with a healthy, good Aaron Rodgers and just ran out of time as his terrible coach cost the team a win. Rams a good team. Coming in off bye, but before that taking Arizona and San Fran. But those QBs aren't Dak. And neither team has Zeke. Or even Amari. This team really changed with the arrival of Cooper. But let us not forget this defense either. Both teams with strong Ds - But maybe the Rams really peaked early. Is Gurley 100%? I know everyone is banged up after a season of football. Basically 3 weeks off. Will he be rusty? Good? Who knows? Let's not forget the Cooper Kupp loss. This is a lot of points for the Rams and Goff. Only his 2nd playoff start. 1st one wasn't that good. Dallas with house money getting a TD. Can eat clock and keep offense off the field. I think we have a live dog here. 5* Best Bet DALLAS COWBOYS 

Going UNDER the total. I know their might be some 'weather' issues. Maybe snow. Wind. Who knows? It will be cold. Shocking for January football. Look. We have a rookie QB who lost a great RB that helped things out. Yes, the KC defense is a shaky unit. But we have Luck and the Colts, build for the dome, outside in January. Everyone expecting a shoot-out but I think this can be stay under 50. 4* Total Money UNDER Colts/ Chiefs 

Taking ALABAMA on the ML. Not that I am a fan of laying 2-1 with MLs. But in this case, I will make an exception. Look. I will be honest. Part of me was like, oh, you gotta play on Clemson in this spot. It just seems like everyone is on the Tigers. I get they took care of ND, and all comers in posting a 14-0 record. This Bama team is as good as past squads except it can pass a bit now. I think that everyone is really over-looking the Tide. Tigers led by Freshman QB - Man. I don't know. Do we think that Saban will have some new looks for the youngster? Will a Clemson win shock me? Absolutely not. I had the Tide in 2016 and they failed to cover. I came back ML Clemson in 2017. And we cashed last year on Alabama. Again on the Tide to bring home the title. 4* Money Maker ALABAMA

Taking the BEARS. It is a tough call fading Foles. I think Philly really rally's around the guy. But something tells me this is all Chicago. I faded the Bears last week thinking they would rather face Minny who they have controlled this season, over the defending champs and St Nick at QB. But the coach has the players behind him and this team is really a tough club on both sides of the ball. I just think the Bears defense will maul this team. And the Philly defense is average on its best day. 4* Money Maker CHICAGO BEARS 

Taking the CHARGERS. Had the Chargers a couple weeks ago at home and the Ravens hurt our bankroll. But will fade Baltimore again. LAC defense now with some good tape on Thomas. This is a good team. You don't go 7-1 on the road winning in every time zone in American, and London with fluke plays. The defense is a top 10 rush unit which is where the Ravens strength comes from. Let's just look at their road games. At Seattle where it is always tough to play (ask KC who lost there). Steelers did fade or choke their 2nd half away. But down 13-0 and 23-3 and winning. How about down 14-0 early and 28-21 late and winning in KC? Baker Mayfield just threw for 357 vs this defense. Yes, Baltimore won in LA after the Chargers were locked in the playoffs while Ravens were desperate. Now you have a rookie QB as a fave over a HOFer - No way. Take out that win in LA and Baltmore, 6-1 behind the rookie, beat the Bengals, Falcons, Raiders, Bucs and Browns. That's a 29-50-1 record and zero playoff teams. 10* Money Bomb LA CHARGERS 

4* Total Money OVER Seattle/ Dallas

Taking the COWBOYS today. 24-13 was the score back in September when these guys met in Seattle. Different teams now. Yes, Seattle has won 4 of the last 5 and 2 of the last 3. But do we want Matt Cassell at QB and Tony Romo in our ratings here. Let's look at Dak at QB and an 0-2 record losing 24-13 and 21-12. Not winning many games putting up 12.5 points a game. Dallas had played poorly in Jerry's World. But 7-1 this year. They have been playing well since November. And even losing fading them last week vs the Giants, you have to like that they wanted to win the game. Seattle just 4-4 on the road this year. 4 wins vs Raiders, Lions, Cardinals and Panthers. 4 teams with sub .500 records on the season. Lost at Denver by 3. Lost at San Fran by 3. Lost at Rams by 5. Lost at Bears by 7. Since their only home loss, Tenn MNF 28-14, the 'Boys have reeled off a 7-1 record. This game is basically a PK. I see -1's but will just go ML. As long as their crappy coach doesn't have his usual brain-farts, Dallas should be moving on the next round. 5* Best Bet DALLAS COWBOYS 

Taking the TEXANS. Man. No love at all for Houston. Way too much talk on Indy here. I have to play this just on principle. Look. I know the Texans were gifted some wins by bad coaching by some coaches. Heck. He is facing one of those guys today. Colts were just 4-4 on the road this year. Beat Titans last Sunday night. Beat Houston here nearly a month ago. Beat the Raiders scoring 21 unanswered in the 4th back at the end of October. And beat the Redskins in Week 2. Losses at Philly, NE, Jets and that 6-0 clunker vs the Jaguars. Colts for all intention purposes have been playing win or go home games since Week 7. When you start 1-5, you really need to start winning games. They need to rally back against the woeful Giants. And in the Dallas game, look, we had the Colts there. That was a prime flat spot for Dallas off b2b home wins over Saints and Eagles, and Eagles game going to that wild finish and then OT. Texans quietly got their 11 wins and they move on this afternoon. 4* Money Maker HOUSTON TEXANS 

Taking NORTH DAKOTA STATE and will be on the OVER (60.5)in this game also. We had these guys a couple weeks ago. I wrote how this is the swan song for their HC. This program has won 6 of the last 7 FCS Titles and is looking to give said coach, Chris Klieman his 4th ring. 131-31 the scores in NDST 3 playoff games. We'll lay the number. 4* Money Maker NORTH DAKOTA STATE 

Taking NORTH DAKOTA STATE and will be on the OVER (60.5)in this game also. We had these guys a couple weeks ago. I wrote how this is the swan song for their HC. This program has won 6 of the last 7 FCS Titles and is looking to give said coach, Chris Klieman his 4th ring. 131-31 the scores in NDST 3 playoff games. We'll lay the number. 4* Money Maker NORTH DAKOTA STATE 

Taking OHIO STATE. Urban's swan song. We saw these guys destroy Michigan and their 'great defense.' Do we think that Washington has seen anything like this Buckeyes team in the PAC 12. Rose Bowl is a big deal for the conferences. But in today's day and age, they really are a step down from the Play-offs. This is all about motivation. And the OSU kids will want to send out their coach on a winning note. Not even going to overthink things. 10* Money Bomb OHIO STATE BUCKEYES

Taking MISSOURI. This is really a fade of an up and down Oklahoma State team. These guys were 1-4 on the road. Beating Kansas. Kansas put up 28. I think Missouri goes for 40+ this afternoon. This is a program looking for big wins. A bowl win will help the resume of QB Drew Lock. 4* Money Maker MISSOURI TIGERS 

Taking PITT. This is Stanford's 2nd trip to the Sun Bowl in 3 years. Yeah, they are pumped to be in El Paso. These guys had PAC 12 title dreams behind their RB, who just happens to be sitting out. I think Pitt is the hungrier group. This isn't a monster defense like Pitt saw in Clemson last time out. This will be a huge bowl win for a program looking to get back on track. 4* Money Maker PITT PANTHERS

Taking CINCINNATI here. I am actually kind of shocked that this line moved down a bit. I thought it would be moving up. Not sure why there is so much love for Virginia Tech. Hokies had to pay Marshall to come play to qualify and be bowl eligible. I think the Herd took the payday and got ready for their bowl game (who we cashed with) as it was 21-7 after 1 and off to the races. Back to the Hokies. This isn't Beamer ball. These guys are giving up more than 30ppg. 6-6 vs 10-2 yes the line looks low. But I am backing the Bearcats with something to prove beating an ACC team. 5* Best Bet CINCINNATI BEARCATS 

Going UNDER the total here. Easy thinking for me. 1. I don't think the Bears are going all out here. They can say whatever they want to say. They are counting on a team that is 0-7 on the road and are double digit dogs to beat, not cover, win outright over a 12 win team. These guys will be playing next week's wild-card game in Chicago. Bland play-calling all around. 4* Total Money UNDER Bears/ Vikings 

Going UNDER the total. So I will toss out some early Niner roadies since they are not that team from Weeks 1-3. Their last 3 road games 16-9-15. Rams under 3 of their last 4 overall also (3 road). I just think we get a workman like game from the Rams not looking to do anything special but getting a win under their belts. Can't see a shoot-out happening here. 4* Total Money UNDER Niners/ Rams 

Taking the VIKINGS. So we like the UNDER in this game also. Same thinking. If you like the Bears here, then you must be all over the 0-7 on the road SF 49ers beating the 12 win Rams as double digit dogs. No cover. Winning. I can't see it.  You are telling me the Bears will be pulling new tricks out of their bag, and throwing in new wrinkles to confuse Minny who they are more than likely playing again next week. They want to try to knock out the Vikes to face the defending champs, Eagles with Foles behind center who the team does nothing but rally behind? Not buying it. Taking the Vikings who seem to have turned the offense around since canning their OC. 8* Sure Shot MINNESOTA VIKINGS

Taking the RAVENS. Another Super Contest pick for me.. Tied for 42 heading into the final Sunday. So I like Baltimore. Everyone will be on the upstart Browns. I think this defense is too much for the rookie to deal with on the road. Ravens bringing some fire today - let's not forget a TD pass with 40 something seconds left, at home, to knock them out of the playoffs last year. Focused, they deliver us the W . 5* Best Bet BALTIMORE RAVENS 

Taking the PACKERS. So we had the Jets last week and Rodgers came to play. So there is zero chance I don't back him at home. No way he lets the Lions come in here and hand him an L. Detroit 2-29 SU last 31 here. Packers with a lame duck fill in HC. He will let Rodgers do whatever the heck he wants to do. Again - Rodgers came to play in the Meadowlands. Down 14-0, 21-7, 35-20. There was no quit. And I expect the same here at home. Domers like the Lions want nothing to do with the weather in Green Bay last Sunday in December. 4* Money Maker GREEN BAY PACKERS

Going UNDER the total. Don't think Dallas takes a meaningful snap. And I don't see Eli throwing 4 TDs. I think this is one of those 26-3 type of games. 4* Total Money UNDER Dallas/ Giants 

Taking the GIANTS. Grabbed these guys in the Super Contest and will play them here. Don't think we see much from Dallas. It is their bye week. Could be Eli's last game. Either way, if they can't beat Cooper Rush by 10, this team has huge problems heading into next season. 4* Money Maker NY GIANTS 

Taking the BILLS. These guys haven't given up. They did lose (covered late) vs NE last week. But if we look at their 2 previous games at home. Beating the Lions and losing a tough one to the Jets. As we saw with the Jets vs GB, they haven't quit on their coach. This Bills team still has a pretty solid defense. And Miami wants no part of being in Buffalo in January. Back to teams showing fight. I think its safe to say the Dolphins have given up on their coach. We faded them 2 weeks ago in Minny and the Vikings ran them out of town. They still had a shot at the playoffs. And after scoring first to take a 7-0, Jags control the entire game. Nothing. No desperation. Jags off a loss to a 4th string QB picked up off the street. Where was their motivation? But pros with pride showed up for a road win. And as long as we are on road wins. How about Miami 1-11 SU last 12 on the road. 0-6 and 1-5 ATS last 6. Back on Dec. 2, Bills put up over 400 yards of offense and lost 21-17. That is what 3 TOs will do to a team on the road. 10* Money Bomb BUFFALO BILLS 

Taking OKLAHOMA tonight. I will grab 2 TDs with an offense that is #1 in college putting up nearly 50ppg. Look. We had Bama several times through the season and they did nothing but print money for us. I can't say a single negative thing about Alabama. I am just taking 14 points with a team that can score every time it touches the ball. We just need the defense to make a stop or two. Obviously easier said than done. I will sprinkle some ML on the Sooners also. 4* Money Maker OKLAHOMA SOONERS 

Taking NOTRE DAME. Actually played this on the ML for a little bit. This ND is tough. I am not taking anything away from Clemson. But they haven't faced a real team in weeks. Should have put this out when I could have gotten a bit of higher number. I thought it would come down game day based on ND alum pounding their school. This slight move is probably based on people waking up to the fact that ND can play, and Clemson is sending out a freshman QB laying nearly 2 TDs. 4* Money Maker NOTRE DAME 

Taking NEVADA. Did a podcast last Sunday on some bowls and this game came up. I said leaning Nevada but liked the over. Still like the OVER here, but will also put some premium money on the Wolfpack. Not much separation between these two clubs. One thing I do see is that Nevada did is win on the road at Air Force and Hawaii. Hang tough with Boise and beat San Diego State. I know you can only play and try to beat who is in front of you. And Arkansas State failed when it came to the better teams in conference play. Losing to bowlers Lafayette, Appalachian State and Georgia Southern. I'll grab the team making their first bowl appearance in a couple years. 4* Money Maker NEVADA 

Taking FLORIDA here. Just a small Money Maker 4* on the Gators. This play for me in really based on how is Michigan going to respond. If they are fired up and ready to take out all the pain from getting blasted by Ohio State out on Florida, we will know very early. And then if you want, you could possibly buy out in some live betting. But my guess is we see them lay an egg. 10 straight wins and a spot in the Playoffs with a win vs your hated rivals. 62-39. Gators with a little revenge angle from opening game loss last season. Won't be shocked if we see another Michigan defensive player sit out either. Huge New Years Day bowl for Florida after a 4-7 season. Again. Where are the Wolverines after thinking they would be in the Sooners spot if they won? 4* Money Maker FLORIDA GATORS 

Taking SYRACUSE. I would have been on the Orange outright with or without Will Grier. Zero motivation for West Va. Big year for Babers and company in Syracuse. 10 wins a big deal for the team and coach. I think they pick their score and nothing closer than 10. 5* Best Bet SYRACUSE 

Going OVER in the Music City Bowl. I will say, I was going to play on Purdue as a service play in this spot but opted to the OVER. I think Boilermakers will put on a good show. Have to be pumped their HC turned down a gig to remain with the program. My thinking was Tigers would play down and not show up in this bowl. But really. Is Gus Malzahn really on solid footing to get beat in a bowl game again? Especially to what is considered a lesser program. I mean, we are talking big, bad SEC Auburn here. I think we get a max effort here and that will aid the total. 4* Total Money OVER Purdue/ Auburn 

Taking VANDY. Won't be shy about laying a couple points even if Baylor has a bit of home edge playing in Texas. Bears come in losers in 4 of their last 6. Their wins, a TD pass with 6 seconds to go over Oklahoma State. And win over Texas Tech who canned their HC after the game. How about that Baylor didn't beat a team with a winning record this year? Vandy was competitive in their games. I give them a pass on getting run out by Georgia. The other bad loss was to South Carolina after they played ND on the road and lost 22-17. They just ran out of gas in the 2nd half to SC. They have better talent right now with Shurmur at QB and a 1000 yard RB averaging 7 yards a carry. 8* Sure Shot VANDERBILT 

Going UNDER the total. Oh goody. A bowl rematch. Sure both teams happy to be in the Bronx, again. Maybe Miami is out for revenge. I have no real lean on either side. I do like this UNDER though. Wiscy has had problems scoring all year. Canes with a decent defense. This is just a big number. Miami with an offense ranked in the 90s putting up yards and defense at #2 stopping yards. Wiscy a middle road 38/42 ranked team. I think closer to 40 than 50. 4* Total Money UNDER Miami/ Wisconsin 

Taking MINNESOTA. I get that long time Georgia Tech HC is hanging things up. I don't think that warrants a line move like this though. I like PJ Fleck. Looks like firing the DC was the right move. Closing out the year winning 2 of 3 blasting Wiscy 37-15 and a pretty decent Purdue team 41-10. Plenty of prep time for the new DC to come up with a good plan. We will take the dogs and won't be shocked by an outright win. 4* Money Maker MINNESOTA 

Taking the RAIDERS here. Should really go ML here on the sites for +120. Final game here for Oakland. Should be an insane atmosphere. Now- Normally I like to fade home teams when they honor former players or come out with retired jerseys and so-on. But not here. We have a complete disaster on the other sideline with the Vance Joseph led Denver Broncos. Guy should have been canned for that FG on Saturday night. So Denver limps in officially eliminated from playoff action. Raiders have shown life playing at home. Dog outright tonight. 5* Best Bet OAKLAND RAIDERS 

Taking SEATTLE. I will say this. I thought this would be a down year. Have these guys Under their win total. But yet, here they are. Fighting for a playoff spot. Now, last week was a brutal loss losing to San Fran. But that just gets us in a prime spot today. No way they are losing at home. Especially off a poor performance. KC comes in off that Thursday loss (we had LAC) with extra rest and time to stew on blowing that game. There is more going on in KC so. They lost hunt and we see a close game vs the Raiders. An OT game vs Baltimore at home. Blowing 14pt leads and losing at home. This line is 2.5 or 3 in most spots. If this game was in KC, would you be laying 8 points on a team 0-4-1 ATS last 5? Home about this - Seattle 11-1-1 ATS last 13 as home dogs. 4* Money Maker SEATTLE SEAHAWKS 

Taking the SAINTS. Had NE over the Steelers last week and that bit me in the behind. We will again fade Pitt though. New Orleans not looking overly impressive of late. And, as I said when we took Dallas on Thursday night, they were losing at Dallas or Carolina. Well, they lost at Dallas. A total flat spot vs Tampa on the road. Then in their 3rd road game, it was ugly vs the Panthers. I don't think the Steelers can slow down any part of this Saints offense. Do you know what I see after 3 games like that. I see a team that can win ugly. A team that isn't, just Brees putting up 40. A team that can make some stops when it needs them. After dropping 3 straight Pitt had all their marbles ending the Patriots hex on them. They won, finally. Speaking of wins, a W here wraps up home field for New Orleans. Lay it. 4* Money Maker NEW ORLEANS SAINTS 

Taking the JETS. Smacking myself for not taking them last night when I saw 3s and even a 3.5 pop up on the sites. I was liking NYJ before the Rodgers will or will not play rumors swirled. New York not a great team. But as we saw Saturday (we ended up with a push at 7) there is no quit in this bunch. Now we have GB in off having their season officially ended by the Bears. But has this team really impressed us this year at all? They are playing for a lame-duck coach who won't be back. I think they are thinking about Christmas with their families. This is one of those do they even get off the plane games. If A-Aron is sitting today, I would expect this line to move even more. 4* Money Maker NY JETS

Taking the FALCONS. Cam looked absolutely terrible. Probably will be out as reports are starting to come he could be done. I had the over MNF and man, what a pathetic pick by me. And for that, I am sorry. But as I said on my free pick video taking Carolina, that was a game I felt they were playing for their coach. Won't be shocked to see him get the boot after the way things have gone after a 6-2 start. 6 straight losses now, no QB and a coach with a cloudy future. Look - I will be the first to say Falcons were a disappointment. And I won't be shocked to see them part ways with at least their OC who wastes, arguably, the best WR in the NFL. Atlanta doesn't want to end up in the basement of the South. Sitting at 5-9, same as Tampa, I think they take care of this beaten Panthers team. They left everything they had on the field vs the Saints. Packing it in for Christmas, road team gets the call. 4* Money Maker ATLANTA FALCONS 

Taking the TEXANS. Now. Before last week, Eagles as a home dog. I'm on them. Dome team outside for 2nd straight week. We pulled out a push with NYJ +7 last week in bad weather. Shouldn't be too bad tomorrow. Back to Philly. Though Foles should have started and stayed behind center a bit longer. But they yanked him for a non 100% Wentz. I have raved about Foles in this posts in the past. Not so much in this spot. Double digit dog with a HUGE road win. Maybe the Rams are down a bit. Either way huge win. Just feel that Houston playing some great ball right now. Getting points makes this a no-brainer play on the road team. 4* Money Maker HOUSTON TEXANS 

Taking the COWBOYS. Only way to go in this spot. Off their first shut-out since Quincy Carter was their QB! Look. We had Indy last week. Real tough spot for the Cowboys off that OT Philly win. And a rough stretch in general. 5 straight. Road wins over Philly and Falcons. A Redskins game. That Saints Thursday nighter. A stinker was coming. It came. Let's not sell the Colts short either. They are a tough foe right now. So Bucs in a back to back road spot. 5 wins. Looks like they have lame duck coach who could be canned after the season. Perhaps the GM heads out also. As good as the TB QB tandem has been putting up points, 31 TDs it also has 15 INTs. And we won't talk about the terrible defense. Don't be confused by last week vs the Ravens. And I type that knowing we had Baltimore to get it done. Dak won't throw the ball 23 times for 131 yards. Amari Cooper could have 100 yards by half-time. Zeke will Zeke. Cowboys need to lock up their playoff spot. This is the spot. Now next week in New York with a wild-card game vs possible Seattle after that. They win this by double digits. Rest some guys vs the Giants. Ready for the playoffs. 10* Money Bomb DALLAS COWBOYS 

Taking the VIKINGS. Cashed with these guys last week, back on them again. I know that taking a division home dog in revenge spot is nice. Especially with a guy like Stattsford who can garbage time a back-door cover. But like last week, this play is based on the new OC getting things done. This team has been waiting to break out and I think with their season on the line again, we get another good effort. Let's not short change the defense that recorded 9 sacks last week. Safe to say Year 1 of the Patricia Era is closing out poorly. Lions scoring 16ppg and are getting out-yarded every week. Minny should crack 30 and this is a 10+ point win. 5* Best Bet MINNESOTA VIKINGS 

Going OVER the total. Kinda sad that this isn't on Christmas Eve. That is always great as the kids look for Rudolph and we are looking for a cover on the islands. So we are going OVER. La Tech is a pretty balanced team, and that would be the side I am leaning too. But something tells me we see some offense tonight. Hawai'i with a very surprising year. They sure as heck weren't counting on 8 wins. Now they get a home bowl game and I think they come out fired up. 4* Total Money OVER 

Taking the CHARGERS. I know that this could be a bit of let-down spot for LAC. There is no home field advantage. Winning out and a KC loss somewhere will get them a bye week. I thought that Chargers were a good team starting the year. I think they are better now. They have 2 nice comebacks under their belts. Zero quit in these guys. I know Baltimore is a good defense. But I think LAC can put up what KC did, and possibly more. Against KC and NO, two offense I would say rate well to the Chargers, we saw 24 points allowed. This LA team has a better defense. They will stop the rush game. And if come to Lamar Jackson throwing the ball. Let's look at his last 5 games. Yards -- 131-147-125-178-150. We won't talk about his completion % - Or the rankings of the Tampa, Chiefs, Raiders, Falcons or Bengals defenses. 4* Money Maker LA CHARGERS 

Taking the TITANS. Was close to using these guys in the Super Contest (was in the Top 20, now Top 40) - It does look painful laying points with this offense. But I can't see a 4th string QB getting it done on the road. Yes, Redskins have over achieved with the way they have been playing. They are 4-3 on the road (Tampa, Giants, Arizona, Jaguars) - Are any of those teams playoff bound or alive here in December? Washington with 16-16-13 points scored their last 3 games. I won't be shocked to see a 30-9 game like the Titans dropped on the Jaguars two weeks ago. 4* Money Maker 

Taking ARMY today. Right off the bat you know Army is showing up big time for the Armed Forces Bowl. Army has won 3 straight bowl games over SMU, North Texas and San Diego State. Houston comes in with 2 straight bowl losses vs San Diego State and Fresno State. Where is the Cougar motivation? They lose their QB and were blitzed in their final game 52-31 by Memphis. We add game and we see the Cougars dropping 3 of their last 4. Army has reeled off 8 straight after losing by a TD at Oklahoma. Houston canned their DC, will be without their best DL and will also be missing some other key DL members. Black Knights roll. 10* Money Bomb ARMY 

Taking WAKE FOREST. Grabbing the dog here. And why wouldn't we? We have Memphis coming in off of blowing their conference championship. To face, a 6-6 team. Yeah. They will be pumped for this game in Alabama. Did I mention their all-world RB is sitting out as he enters the NFL draft. Wake won't bring much defense. But they do bring an offense that can put up some points. Again. Enter Wake off of a 59-7 win over Duke to get bowl eligible. Tigers in off another loss to UCF in the Title Game. Wake took out Texas A&M last year and is looking for 3 straight bowl wins. How about the fact that Memphis has beaten 1 bowl team this year? 4* Money Maker WAKE FOREST 

Taking FIU here. Should be a wild one and getting the points is fine by me. Total has been bet up a bit, and I still think it goes over. Toledo defense not that good. And with the MAC as a whole 1-11 SU last 12 bowl games, how do you back them laying points to a team from a better conference. And I have backed these guys a couple times the last 2 years. I like Butch Davis. The can recruit. This will be a solid school in another 2 years. Back to back 8-4 seasons and bowls. Last year didn't end well with a bad 28-3 loss to Temple. Just too many points to pass up in a pretty even matched game. 4* Money Maker FLORIDA INTERNATIONAL 

Taking MARSHALL. So South Florida playing a quasi-home game - Do you really think that matters? Banged up QB - 5 straight losses , all by double digits by nearly 20ppg. The OC left for McNeese State. I think that is a step backwards! Look. Marshall defense very good. Doc Holiday a perfect 5-0 SU/ ATS in bowl action. Herd come in off loss at Va Tech. But don't fool yourselves. They got a nice payday from the Hokies to show up, lay down, and get VT bowl eligible. Low scoring affair that Marshall should wrap up 29-13. 5* Best Bet MARSHALL 

Taking UAB. We have a huge motivational edge as the Blazers folded up their football program couple years ago. Now here they are- A small fave over this MAC team. And let's be honest. Northern Illinois pulled off a miracle win over Buffalo. And I am not saying that because I had Buffalo. I mean, really. That was a miracle. Offense, one of the worse in college, ranked 123rd in offense yards per game. Some how, down 29-10, scores basically 20 pt in the 4th to win 30-29. No way they catch lighting in the bottle twice. UAB brings one of the better defense to the party. In fact, they are 11th in offensive yards allowed. So 11th D vs 123 O - I will lay the short number and then be ready to cash our ticket. 4* Money Maker UAB 

Going OVER the total here. I will tell you this is a tough spot for a side. We can say that the Saints are looking to wrap up home field. Will come out and take care of business. We can say the Panthers are playing for their HC who could be canned after the season as he enters MNF with 5 straight losses. 4 of those were on the road - Panthers always play better at home. Much more scoring. Let's remove 16 points over Dallas Week 1. And Dallas has shown they can play some defense this year. We see Panthers score 31-31-36-42-27. This is NO's 3rd straight road game. I said when we had Dallas over the Saints they either lose at Dallas or on the road to the Panthers. Now the Panthers are just a desperate home dog. And as much as they get by on, oh, they have a tough defense. Again, take out the Dallas 16-8 game. 21-33-21-28-30 allowed at home. I'm going square on this total and thinking we get at least 55. 4* Total Money OVER Saints/ Panthers 

Taking the RAMS. LA offense sure didn't look good in Chicago. I think things will be different at home. Both teams in off losses. But Rams still battling for that home field with New Orleans. Eagles defense has been a MASH unit nearly all season. Dallas put up nearly 600 yards off offense. Again. Bears defense and the cold a lot different than this Philly team that looks like it sold its soul for last years Super Bowl Win. 38-17 sounds about right. 5* Best Bet LA RAMS 

Taking the PATRIOTS. Had both of these losing sides last week. And I gotta tell ya. What was The Hoodie thinking? How do you not punch it in and go up 37-28. If you fail, Miami is pinned in their 5 or closer. You take a FG and all hell breaks loose on the final play. I can't blame Tomlin too much. The guy is a big dummy. Takes Big Ben out and then puts him. The FG attempt. Just terrible. Now - Who do we think is bouncing back this afternoon? What HC/QB combo do you think we should be backing? Big Ben with rib issues. Maybe they get their RB back. They couldn't do anything against the 2nd worse rush defense in the league. 5 straight wins for NE in the series. How about Pats off SU loss and a fave of 3 or less, 20-0 ATS run. They are on a 14-4 ATS run in games after losses regardless of line. Now 3 straight losses for Steelers. Big Ben 7 TDs 6 INTs last 4 games. The run game has been lost. Anytime we get the Pats and a short number like this, we have to grab it. 4* Money Maker NE PATRIOTS 

Taking the COLTS here. As a Dallas fan, tough to go against them as they are playing some inspired football right now. But the way this game falls, it is a great situational spot for Indy. 5 straight wins anchored by wins over bitter rival Philly. The last game, a wild OT affair. That off of a huge home upset of New Orleans. Colts in off big win over the Texans. Just feels like the way Indy has been playing (minus that Jax game), this is spot they win 27-17. I can see the Boys and their flake HC really mailing it in here. They have Tampa at home, then close at the Giants. With a 2 game lead in the NFC East, I think we see them lay an egg. 4* Money Maker INDIANAPOLIS COLTS 

Taking the TITANS here. Should really be playing +125/+130 that the sites are offering. I am trying to get back to that #1 NFL Capper Spot. No shame being ranked where I am right now. But we are looking forward to a big month here after we go 31-10 (76%) last December - Let's jump right in on the Giants. Are you really impressed with a 5-8 record. Wins over Mark Sanchez and the Redskins. Chase Daniel and the Bears in OT (and let's not forget Bears nearly lost at Arizona, lost at Miami. Totally different on the road) A final minute over the Nick Mullens led 49ers. A wild shoot out vs Tampa and back up QB Fitzharris before Winston came in. 7 straight losses. A last minute win over a backup QB. A wild-shoot out over a backup QB and the worse defense in the league. A loss to Philly. An OT win. And a gift bag of Mark Sanchez and Josh Johnson. Oh Christmas came early for sure for the GMEN. Give me Tennessee all day with extra rest. They will run over the soft Giants all afternoon. 10* Money Bomb TENNESSEE TITANS 

Taking the VIKINGS. This is it for Minny. Had these clowns Monday night and they were brutal. Canned their OC who was suppose to be the 'hot' name for one of the soon to be opened HC jobs in the NFL. Well. The smart money ain't on that happening now. I like this spot based on 2 things. One - that poor MNF performance and the canning of the OC and two. How about the clouds that Miami is coming in on? Nowhere to go but to have that bubble burst. Now. As having the Patriots last week I am shocked that they didn't try to get 7 and instead settle for a FG. Heck. Run another run play and have them try to go 97 yards or whatever. So- Miami off a huge win and could be a flat spot. Desperate Vikes need to win out. How about Dolphins 1-10 SU last 11 on the road. Yikes. 5* Best Bet MINNESOTA VIKINGS 

Taking the RAVENS. I know what everyone is thinking. Laying points like this with Lamar Jackson, and off that brutal OT game vs KC. I get it. You are worried. Well don't be. This Tampa defense, if it is plays more for the run, will give up chunks of yards, and enough points for a 10pt win. Did you miss the collapse last week (we got a miracle cover with NO) - plenty of mistakes to go around. Special teams looked like garbage. OL fell apart. Winston doing Winston things. How is that going to fly vs this Ravens defense coming in angry, vs a team that will be out of it's element and quite frankly, not a good team. As good as this TB QB combo is putting up 31 TD passes, they also have 24 INTs. I am sure we see at least 2 turnovers this afternoon. Tampa 2-12 SU last 14 on the road including a 3-9 ATS run in their most recent 12 games.  In 6 road games this season - 40 at New Orleans, 48 at Chicago, 34 at Atlanta, 37 at Cincinnati, 42 at Carolina, and 38 at NYG.  I know that this Baltimore team isn't the Greatest Show on Turf, but we will get our 30 today. 8* Sure Shot BALTIMORE RAVENS 

Taking DENVER. I get the love on the Browns. It is like taking a chain off a rabid dog finally firing Hue Jackson. Look. I am no fan of the Denver HC. I don't like him, the Dallas HC or the Charger HC. I don't even name them. They are garbage. But I think the sexy pick on the Browns is really putting whipped cream on crap. Mayfield will have his hands full, or really feet moving Chubb and Miller have 25 sacks between them. It won't be easy for the rookie. And at least with a veteran QB on the other side of the field, with a RB closing in on 1000 yards, I like the chances of the home team. Broncos off a terrible loss at San Fran should take care of business here. 4* Money Maker DENVER BRONCOS 

Taking the JETS here. I'll grab the points in this one. I guess it looks real easy to take the Texans and this defense vs a rookie QB. But I see a team that won by 2 at Washington 23-21. 19-17 at Denver. 37-34 at Indy. 20-17 loss at Tennessee. 20-7 win at Jax. I won't include 27-20 loss at NE. But I don't see a dominate team on the road. Loss by 5 at home to the Giants. Needed the Pick 6 Perriman of the Bills to toss another INT to win 20-13. 19-16 vs the Cowboys. Where is the dominance? 42-23 short week home win over Miami and back-up QB? I will give them Titans and Cleveland in back to back home games. But overall, this team has really gotten a lot of breaks, and luck along the way. There is a lot of love and I think inflated price on the Texans. Could be a nasty day as the weather is calling for 39-40 degrees and rain. Domed team from Houston playing in cold and nasty NJ weather. I'm dogging up. 4* Money Maker NY JETS 

Taking FRESNO STATE. Big turn around for this program under Jeff Tedford. Not a chance in hell they take this game for granted. Mountain West vs PAC 12 and the little brother has something to prove. Nobody expected much from Herm Edwards at ASU. Yet, they are bowling. Good for him. But they will be without a huge piece of the offense as their star WR is sitting out getting ready for the NFL Draft. Bulldogs bring it and win this one going away. 5* Best Bet FRESNO STATE 

Taking NORTH TEXAS. Will also be sprinkling in some ML on Mean Green. Right off the bat. Where is the motivation for Utah State? Yeah. A great year. 10-2 - close loss at Michigan State. Ranked in the Top 25. But losing to Boise crushed their MWC Title hopes. So here they are in an early bowl game vs Conference USA, in the New Mexico Bowl, which they have been to already. To add insult to injury, their HC is off to greener pastures to take over Big 12 Texas Tech and probably will be bringing his OC and DC with him. North Texas gets a shot at 10 wins and win a bowl game. NT is the only team in FBS to not trail a team by more than 1 possession in a game this season! 3 losses in conference play by a combined 13 points (3-8-2). Live dogs. 8* Sure Shot NORTH TEXAS 

Taking NORTH DAKOTA STATE. I have seen this line as low as 6 and as high as 12.5. All I know is that NDST is going for its 7th title in 8 years and their coach is heading to Kansas State after this season wraps up. 4* Money Maker NORTH DAKOTA STATE 

Taking the CHARGERS. Lost with these guys last week as they sleep-walked setting for FGs last Sunday. I get it short week. Big, bad KC with their awesome rookie QB. They didn't have an easy Sunday as the Ravens took them to OT. And what I really take away from that, and why I had this circled early in the season. The defense. Not the Chargers defense. But the Ravens defense. That is like the old-school Steelers, Seahawks defenses of past. Where you get hit on every play. And the next game you are just mush. Baltimore brings that type of defense every game. And they got it for a game, plus OT. The short home week doesn't help them much other than sleeping in their own beds. I have been on LAC all season. This is a good team. The offense behind Rivers will carve up this KC defense. The Chargers defense isn't terrible. I think they can make some plays here. Bonus with the 3.5, but I won't be shocked at an outright win tonight. 8* Sure Shot LA CHARGERS 

Taking the VIKINGS, going ML. You can grab 3, I'm going for the big pay-day. Both teams fighting for their playoff lives. I know this is a really tough spot. Minny off Patriots last week, now cross-country to fave Seattle in this tough home field. I'm just hoping after Sunday and all the craziness we saw in these games and upsets there is some magic left for us! - Seriously though. This has been a bad year for Minny. I thought they would be the top dogs in the North. I still have faith in their coach. Looking for the Vikes defense to step up and for Cousins to deliver on his game check. 4* Money Maker MINNESOTA VIKINGS 

Taking the STEELERS. Lost a brutal game on these guys last week. I am the first to say that I get you looking at Oakland here. Big Ben has some brutal road numbers. That being said though, I can't fade Pitt here. In a AFC North dog-fight, they need wins. Off that loss, they need a win. With their star fill in RB out, they really need a win. Raiders for some crazy win won at Arizona and cost me in that game. Last I checked, this team is, for a lack of a better word, tanking. They didn't want to pay Mack. They didn't want to pay Cooper either. I like their TE. And if they don't make any adjustments from LW vs LAC, a 40-20 win will turn into another mind-boggling 30-27 game. Big Ben should be able to pick apart this bad defense. 4* Money Maker PITT STEELERS 

Taking the CHARGERS. I think they are just begging you to take Cincy. Look- I had the Steelers last week. Thought I was sitting pretty at the half. And then here come LAC. Now, we have had these guys a few times this year. I will grab them here. No let-down. This is a very good team. Both coaches for me are crap. And the guy on the other sideline should be run out of town after this season. Back up QB vs a tough defense. Potent offense vs the worse defense in the league. Chargers are scoring 35-40 today. Does Cincy get 20? 8* Sure Shot LA CHARGERS 

Taking the SAINTS. Have these guys at -7 that I put in last Sunday. Have them in Super Contest -8. No problem laying double digits today. New Orleans with rest. New Orleans with revenge. New Orleans defense vastly improved since Game 1 (we did have Tampa). New Orleans with 7 sacks last vs Dallas. New Orleans off worse offensive game since 2010.  I"m not impressed with Tampa beating Washington, SF and Carolina at home. The first 2 offenses scare nobody. And Carolina, well, they were 6-2 at one point, now 6-6, so they are sputtering. Tampa defense may look improved. But they won't shut down a determined Saints offense. Bucs do have a great offense. #1 offense, #1 passing in the league. But prone to TOs. The defense is 27th overall, 28th against pass. Hello Brees to Thomas for 180 and 2 TDs. I'm looking at Kimara, Ingram and even Taysom Hill to have a big impact today. 4* Money Maker NO SAINTS 

Taking GREEN BAY. Not over thinking here. Dome team in cold weather. Aaron Rodgers gets his coach fired and I expect a huge day. Not just for him, but the entire offense. Defense is what it is. This is really a dead number - I don't think this is a FG game. This is GB running away by 2+ TDs as the Falcons, already sitting in last place, see their season slip away further. 10* Money Bomb GREEN BAY PACKERS. 

Taking the PATRIOTS. I am sure the 20 something people ahead of me in the Super Contest will be on the home dogs. They see Miami's 27-20 win last year and think more of the same. Well, we here Brady talking about how Dolphins play good and we don't in Miami. I am expecting more of what we have seen in 3 of the last 4 encounters between these two teams. They have been 35-7, 35-17 and 35-14. 5* Best Bet NE PATRIOTS 

Taking ARMY. I know when these guys play, you can toss out records and spreads. But this Army team is pretty good this year. I think they should cash at least a 10pt win this afternoon. Maybe the Sooners overlooked them at home in that over-time affair. But Army came out the next week, no let-down, hang-over, and took it to a pretty good Buffalo team on the road putting up 42 points. At 3-9 Navy is wrapping up a long season. Army looking to for back to back 10 win seasons. 4* Money Maker ARMY 

Going UNDER the total here. Will tell you this, with the Steelers pending, I am looking at a 3-1 day in the Super Contest (Top 20) and have the Redskins for Monday night. Dogs are 15-4 ATS last 19 vs Philly. Why not take the Skins here you say? Well. Even though I put out a bunch of plays sometimes, I really try to put out my strongest numbers. And in MNF tonight, that edge is the UNDER. You know whenever I see that home team as less than a 7pt fave, I say to myself I here the talk at the water-coolers of the every-man. Oh man. You telling me the Eagles can't win by a touch-down. I love them tonight. Who is Colt McCoy. Give me Wentz all day. So we like the under based on what I think is the Philly DL getting pressure on the QB. Washington with some extra prep time which is huge this time of year. 6-5 Skins 5-6 Iggles. Desperate SB Champs. Chasing 7-5 Cowboys- Oh the humanity! FG wins it for someone. 4* Total Money UNDER Redskins/ Eagles 

Taking the STEELERS. Hate going against the Chargers. We have had them several times already this year. But Pitt at home is a different animal. Big Ben, totally different at Heinz field. Will probably look into the over here as the game gets closer also. Flex helps a bit so it's not an early body clock game for LAC - If the Chargers had a healthy Gordon, maybe I would think about bucking Pitt at home. Can't see Rivers having a day like he did last week vs Arizona. Steelers will be in foul mood after losing at Denver. It's a short number, and Steelers dominate at Heinz. 4* Money Maker PITT STEELERS 

Going OVER the total here. Leaning towards NE in this game, but here, simply a play on the over. 4* Total Money OVER Vikes/ Pats 

Taking SEATTLE. Will lay this. Seattle hurt me last week as we had Caroline. Our only loser on a 7-1 Sunday of NFL action. This SF team has hit hard times. The offense is terrible. Can't see them putting up 14 here vs the Seahawks who look they are ready for a playoff push. Seattle 10-2-1 ATS last 13 in the series. Mullins or Beathard vs Wilson. I was never a huge Wilson fan. But the guy is great. Seattle going away 30-13. 5* Best Bet SEATTLE SEAHAWKS 

Taking the BROWNS. We will find out just how good the Texans are eventually. They are really getting all kinds of gifts in this win streak. OT Coaching blunders by Colts and Dallas. Injury to QBs during games. Games with backup QBs starting. Pick 6 INTs with a minute left in game. Now they are on a short week off that Monday nighter against Titans - and have big division game on deck vs Colts. Texans 4-11 ATS last 15 and 1-5 ATS last 6 at home. Browns come into town showing zero quit and battling every game. 4* Money Maker CLEVELAND BROWNS 

Taking the COLTS. Time to send in the clowns. Jags officially done. We faded them and cashed last week. Will do the same here. Streaking Colts looking to the playoffs. 4* Money Maker INDIANAPOLIS COLTS 

Taking the BILLS. This group shows zero quit. Buffalo has covered 7 of 10 in the series. Miami showed some life with Tannehill behind center. But I like the Bills defense right now and the 3.5 is too good to pass up. 4* Money Maker BUFFALO BILLS 

Taking the FALCONS. I actually took these guys early on one of my NJ Apps at +3. No way in heck should Lamar Jackson be favored here. Give me Ryan at home all day long. 11-3-1 ATS as dog or Pk.  I know Ravens have some defense in play. But Atlanta is not a bad team. I look for them to bounce back today. Baltimore hitting the road. A lot different in the dome vs these guys. Extra rest for the Dirty Birds. 8* Sure Shot ATLANTA FALCONS 

Taking the RAMS. The door to the 1 seed has reopened. LA fresh off their bye. This could get ugly. McVay has no problem running things up. We will see 40+ this afternoon. 10* Money Bomb LA RAMS 

Taking OHIO STATE. So I am no fan of tOSU - But I will lay it and would lay 20 here. Fast track in the dome and I don't think Northwestern is keeping up. I know that Buckeyes have had some up and down performances. But not in Championship Games. They come to play, and Meyer won't be ashamed to run it up tonight. Last game on the card, so he will know how all the Sooners and Georgia did. I think Alabama, Clemson are locked in no matter the outcome of their games, plus ND. Who saw last week's butt-kicking of Michigan coming? Much like that 59-0 drubbing of Wisconsin in 2014 Championship Game. Not sure how Wildcats going to slow this machine done. No grass to help the cause. Ohio State has dropped 50+ 4 times and 49 on 2 more occasions. 10* Money Bomb OHIO STATE 

Taking FRESNO. Going ML. You can grab the 2.5 or 3 as a couple of those are still lingering around. Lost here a couple weeks ago as the Bulldogs blew a 17-10 lead. Time for a little double revenge. Revenge for the loss a back on November 9th. And revenge for last years loss right here in the Championship Game 17-14 as Boise scored late in the 4th. 4* Money Maker FRESNO STATE 

Going UNDER the total. Already on FRESNO in this game. Think it will be a tough one again. 27-20/ 24-20 type of game. 4* Total Money UNDER Fresno / Boise

Taking ALABAMA today. My NJ Fan Dual app had this at 11 and I grabbed it.They sometimes have lines a couple points off, so that is nothing new. I feel just as fine laying this. We had the Tide last week. Eventually. This train breaks loose and it's a 20pt win. This isn't last year. Yes, Bulldogs with revenge for the Championship OT loss last year.  A full season, and a full game Tua is a tough match-up. I hate comparing how they do in SEC play. But, Alabama 29-0 at LSU and Georgia losses 36-16 at LSU. I'm going to lay it. 5* Best Bet ALABAMA 

Taking UCF. Bucking the trend of everyone fading these guys based on a back-up QB taking the reigns. At Memphis earlier this year, the line was 5.5, it opened in some places at 7 - and that tells me that with Milton this would have been UCF laying 10 or 11 points. Last 2 games a double OT game and a 1pt win. I am sure something special is in store for this afternoon. Something like back QB Darriel Mack leads UCF to back to back undefeated season with 4 TDs in win 20pt win over Memphis. Knights rally for their fallen leader. 4* Money Maker UCF 

Taking OKLAHOMA. Forget about Tom Herman dog trends. Big revenge spot for the Sooners. Oklahoma has a bad defense- Well, after spotting Texas 3 turnovers and a 45-24 lead, Oklahoma only reeled off a 21-3 4th quarter. Did Texas just sit on their heels? Or did the Sooners play some defense? 56 points allowed last week. But hey, 2 defensive TDs. I don't think Ehlinger can keep Texas in this thing. If you are telling me you know that Boomer Sooner is turning the ball over 3 times and Longhorns hold onto the ball and turn those into 21 points - then I can see taking Texas here. No way Texas slows these guys down. 7 times scoring more than 50. 10 times scoring more than 45. High Noon Assault in Jerry's World. 5* Best Bet OKLAHOMA SOONERS 

Taking BUFFALO. Had these guys a couple times during the year. Look. Huskies have some experience in MAC Championships with a run of 6 straight in the books. But this team is different. As, the don't muster offense like some of those squads. Defense is solid. We will side with the Bulls to get it done. It will be a grind, they should pull away for a 10+ point win. 4* Money Maker BUFFALO BULLS 

Taking DALLAS here. Both teams last seen winning on Thanksgiving. We have made money on the Saints all season except when we had Tampa in Week 1 and then Cincy 3 weeks ago. If NO is going to get clipped, it's here or in 2 weeks at Carolina. The first of 3 road games for the Saints. This is a tough game. Dallas finally putting some offense together. They do have a decent defense, though it doesn't really get turnovers. Take the home dog tonight. Won't be shocked if they steal an outright win here. 4* Money Maker DALLAS COWBOYS 

Taking the VIKINGS. I get how everyone will run to Aaron Rodgers and the Packers. Last we saw these guys they were busy blowing a double digit lead on the road to Seattle. Always tough game after playing up there. GB now a miserable 0-5 this year on the road and 7 straight! 7 straight losses and a 1-5-1 ATS run for the Packers when they aren't at home. Minny on a 17-4-1 ATS as a home fave. 4* Money Maker MINNESOTA VIKINGS

Taking the CHARGERS. Lost with both of thees guys last week. Will fade the road team today. I know that overall, Arizona has a pretty decent defense for themselves. And laying basically 2 TDs is a tough cover. But Chargers aren't too shaby themselves. Rosen has more INTs than TDs this year. he will cough it up. LAC needs to shut down the Cards RB. I don't see Arizona getting more than 13 points. Unless we have Rivers and LAC with 4 TOs on the wrong side of the 50, this games should be 30-10. A nice steady pace of Gordon on the ground and Rivers in the air should make this a nice afternoon win. 4* Money Maker LA CHARGERS 

Taking the BILLS. Think it is safe to say the party is over for the Jags. What a brutal way to go down last week to the Steelers. Now you are expecting them to get off the deck to win on the road, in Buffalo? I get the Bills are a bad team. But, we have revenge from the playoffs last year. Still some hold-over from that team. And, there has been plenty of play-off payback this season already. So again.. Both teams 3-7. Jags officially out of the playoffs. Up 16-0 and blowing it vs Steelers. On the heels of coming up short vs Indy. 6 straight losses. Bills dropped 41 on the Jets and have to be feeling good about things coming out of their bye week. 4* Money Maker BUFFALO BILLS 

Taking the GIANTS. I never thought that NYG was as bad as the record. They had a heck of schedule out of the gate. I should have grabbed the 6 earlier in the week, but, I think we have the shot at the outright win today. Eagles don't look good. The offense isn't the same missing last years OC. The defense has been hit with injuries. GMen do have a couple play-makers that can cause some trouble for this Eagles crew. As much as people make fun of the Giants and Cowboys not scoring - Philly has scored more than 24 points just once this season! NYG has gotten 27 or more on 4 occasions including their last 2. 4* Money Maker NY GIANTS 

Taking the BROWNS. Going ML. Of course the one time I don't load up games early, the line goes from 3 to 1. No worries though. As much as Cincy battled back last week vs the Ravens, what do they have left in the tank for the Browns. Cleveland in off bye week, and previously, a big win over the Falcons. These guys showing some fight. I think we have 2 teams heading in opposite directions. 4* Money Maker CLEVELAND BROWNS 

Taking BALTIMORE. Looking to really move a bit here on the Ravens. Last week I took it right on the chin backing Arizona. What the heck are the Raiders doing winning games when they need that top draft pick? Oh. Carr says screw the draft, he wants to win. Well why I won't be shocked one bit when he is on the bench at halftime in say, a 16-3 game. He isn't going to be in Vegas. Gruden will be. Now from Arizona out the east coast vs a desperate Ravens squad. A bunch of 5-5 teams in the AFC. Baltimore needs to notch a win. Raiders had lost 5 straight games by at least 14 points before pulling out the W last week. I see this in the 27-13 range. 5* Best Bet BALTIMORE RAVENS 

Taking the PATRIOTS. Both teams in off bye weeks. Both in off losses. Pats on the road vs Titans as we backed Tennessee and their NE connections to a nice dog outright. Jets crushed at home by Bills. HC match-up is a complete mismatch. And one of them is having a rough go of things lately. NE has covered 3 of 4 off bye weeks and 13 of 17 off SU losses. Laying double digits to a division foe who plays you tough is a tricky spot. But as we toss in a rookie QB and the total state of Jets, a clearer picture comes into focus. At 7-3 NE has its work cut out for them if they want to be the 1 seed. It is a crowded room as Pitt 7-2-1, Houston 7-3, Chargers 7-3 are all looking at the 9-2 Chiefs. I'm thinking NE 27-13 with a couple of INTs by whoever is under center for NYJ. 8* Sure Shot NEW ENGLAND PATRIOTS 

Taking CAROLINA as our Top 10* today. Last we saw Seattle, they were beating the Packers for all the world to see. Extra rest helps the cross-country trip. But still a 10am body clock game. Panthers last see costing us bankroll in a game vs Detroit. Look. I have had Seattle as a rebuilding club all year. That isn't changing. Carolina at home is a big step up from win-less on the road Green Bay. Cam is usually on the money in his home games. I see this as a 10 point win for us. 10* Money Bomb CAROLINA PANTHERS 

Taking NOTRE DAME. I think ND is the real deal. We have see the Irish drop 40+ the last 3 meetings. Were any of those teams better than 5-6 SC team? I know you can rally around the, 'well it's their Super Bowl or whatever' I just can't get behind the Trojans in anyway tonight. ND, like other playoff teams, know they need to pass the eye test. And that is putting up points. They need to pull a 48-17 win on the road, in the books tonight. 8* Sure Shot NOTRE DAME

Taking FAU. Florida Atlantic needs a win to go bowling. Charlotte just canned their HC after last weeks loss. Lane Train needs to do something. 4* Money Maker FLORIDA ATLANTIC 

Taking ALABAMA. How does anyone get in front of this out of control freight train. So they played The Citadel to a 1st half tie last week. Bama needs to play with chips on their shoulders. Where is there motivation? Revenge from last years 26-14 loss should get the gears churning a bit. Not sold at all on Auburn. The one team remotely close to the Tide they have played - Georgia.. A 27-10 road loss. 37-6 sounds about right. 4* Money Maker ALABAMA 

Taking SMU. Had these guys last game vs Memphis. Not only did they fail to cover, they did it a painful fashion with a missed 2pt conversion. Ouch. Look- SMU needs this W for their bowl birth. No let-down off that bad loss in site. Tulsa miserable this year. When they aren't turning the ball over, they are thinking about how to turn it off 3 possessions from now. Tulsa is 2-9 for a reason. They're bad. 10* Money Bomb SMU 

Taking OHIO STATE. Hey,, Laying 3.5 and maybe buying down to 3 with Michigan is one thing. Laying 5 to Urban Meyer and his insane dog numbers - totally different breed of animal.  Ohio State hasn't been a home dog since 2011! 40-3 SU here. 13-1 SU in this series. In with 6 straight wins, and 13 in 14 games, Buckeyes dog to the Wolverines. The send out Game of the Year line on this was OSU -9. Now they are +5. I know OSU doesn't have a defense anything close to Michigan. Senior day in Columbus with the winner heading to the Big 10 Championship Game. Give me the home pups. 4* Money Maker OHIO STATE 

Taking FIU .. Trip to CUSA Championship Game with a win.. Sign me up on the home dogs to get there with an OUTRIGHT win. 4* Money Maker FIU PANTHERS 

Taking WEST VIRGINIA and going ML. I know it hurts that we have West Va off that brutal loss. Up 31-14 at the half. 34-24 to start the 4th. Loss with 42 seconds left. Ouch. But - Senior day in Morgantown. Sooners defense can't stop anything right now. Winner in the Big 12 Championship Game. Home doggy outright. 4* Money Maker WEST VIRGINIA