8* Tulane (12:00 ET): The pressure continues to mount on Cincinnati, who is ranked #2 in the current AP Poll and MUST finish the regular season unbeaten to have ANY chance of being the first “Group of 5” team to crack the College Football Playoff. Last week saw the Bearcats narrowly escape a bad Navy team, winning just 27-20 despite 29-point favorites. Though they led the entire way, Cincy was actually outgained in the contest 308-271. That marked a season-low in total yardage.

This week Cincy is on the road again to face Tulane. The line is in the same “neighborhood” as last week, despite the Bearcats’ poor performance and the fact I’ve got Tulane rated several points higher than Navy. Now I know this Green Wave defense can’t stop a nosebleed. But at least they’re a bit more battle-tested after facing another unbeaten team (SMU) last week. Did that game go well? Obviously not. But at least this time Tulane is at home. They’ve faced a tough schedule as Cincinnati will be the fourth team currently ranked in the Top 20 that they’ve taken on this season.

This Tulane offense can put up points. They’ve scored at least 21 in every game and average 31.9 PPG. That right there should allow them to stay within the number. Cincinnati has struggled on the road this season, not just last week, but also in tight wins over Indiana (trailed going into the fourth quarter) and at Notre Dame. Their biggest margin of victory this year away from historic Nippert Stadium is 11 points. With their hosts 0-5 ATS L5 games and being somewhat undervalued, this seems like a good spot to grab a big number. The Green Wave were favored twice during their win streak. 8* Tulane

8* Miami FL (12:00 ET): The Hurricanes treated me so well last week (upset NC State) that I’m going “back to the well” with them again this week. In the analysis for last week, I talked about how Hurricanes HC Manny Diaz was firmly on the “hot seat” after a disappointing 2-4 SU start. Remember that Miami came into the season ranked #14 in the country. The win over NC State was definitely a step in the right direction, however, it doesn’t mean Diaz is off the hook yet. Whether or not they can win again, this time on the road, is a question I’ll leave alone. But I do once again love “The U” getting points. 

Pitt is the #19 ranked team in the country coming into this week and they are off an impressive 27-17 win over Clemson. The Panthers are 6-1 SU and have covered the spread in each of their last four games. However, the ridiculous offensive numbers we were seeing from them early on in the season have started to cease. They’ve scored “only” 27 and 28 points the L2 weeks. It actually shouldn’t be all that surprising to see Pitt at 6-1 SU given that they’ve been favored in every game so far. My view is that after having beaten the spread by such a substantial margin thus far, the Panthers are “due” for a close game.

Miami has definitely had Pitt’s number through the years, going 10-4-1 ATS in the 15 meetings since ‘98. This is just the third time since ‘78 that Pitt has been favored over Miami and the previous two both saw them lose outright! One of those was in 2019 when the ‘Canes came here and won 16-12. Last year’s game was a 31-19 Miami win down in Coral Gables. With two losses decided in the final minute, Miami should have a better SU record. This is just the third time they’ve been a dog in 2021. Under Diaz, they are 4-1 ATS as road underdogs. Take the points. 8* Miami FL

8* Virginia Tech (12:00 ET): The Hokies seem to love to grasp defeat from the “jaws of victory.” They have suffered three losses this season by six points or less and all three games were decided in the final minute. Twice (vs. Notre Dame and LW vs. Syracuse) they led with under three minutes to go only to lose the game in the closing seconds. Since starting 2-0 SU/ATS, Va Tech is just 1-4 SU/0-5 ATS. But my own power ratings suggest that they should still be a slight favorite going into this weekend’s matchup with rival Georgia Tech. So I will count on things going right this time and take the points. 

Georgia Tech also has some “kinks” to work out right now as they enter this game on an 0-3 ATS slide. Their only SU win in that stretch came by four points over Duke. The other two games saw them give up 52 points (at home) to Pitt and then 48 more last week at Virginia. The Yellow Jackets certainly did not have any problems moving the ball LW in Charlottesville (570 total yards), but they also gave 636 total yards on defense. Yikes! They are allowing an average of 568.3 YPG the L3 weeks. So I expect Virginia Tech, who got 151 yards rushing LW from freshman Malachi Thomas, to move the ball in this one. 

Whomever has been on the road has enjoyed a tremendous amount of success in this particular ACC rivalry. Over the past seven meetings, the visiting team has won outright six times. The underdog had been on a 6-0 ATS run, until last year when the Hokies shut the Yellow Jackets out 45-0 as a six-point favorite. I think this is a great “buy low” spot on the better team (Va Tech) here. Georgia Tech is just 1-7 ATS its last eight tries as chalk. 8* Virginia Tech

10* Arizona (8:20 ET): Two of the league’s hottest teams collide Thursday night in Glendale as the Cardinals host the Packers. Being that it’s a 7-0 team vs. a 6-1 team, this was thought to be the best TNF game of the season (at least to date). However, there is trouble in the Green Bay camp. There is a chance they could be without their top THREE wide receivers here. Both Davante Adams and Allen Lazard landed on the COVID-19 list, so they are out. Marquez Valdes-Scantling has been on IR and missed the L4 games with a hamstring injury. I know GB has Aaron Rodgers, but he can’t catch the ball. 

Truthfully, even before this ill-timed news broke, I was already looking to fade the Packers this week. They were pretty fortunate to defeat Washington 24-14 last week and cover as 8.5-point favorites. The Football Team turned the ball over THREE times inside the Packers’ 10-yard line in the game. That pretty much negated a 430-304 edge in total yards. The loss of Adams would be critical to the Packers’ offense. Leading up to the game, you will probably hear that the team is 6-0 all-time with Adams out of the lineup. That is true. But so is the fact the gap in number of receptions between him and the team’s 2nd leading receiver is the largest between any #1 and #2 WR on any team in the league. 

I should probably reiterate that Arizona is undefeated! The Cardinals currently have the best scoring differential in the league at +111. That’s significantly better than Green Bay’s +22. My personal power rankings already had this spread north of a touchdown and that was BEFORE the Packers learned about the positive COVID tests. Only one of Arizona’s wins this year has come by fewer than seven points. While Green Bay won’t be quite the “public dog” I’d hoped they’d be, we’re still getting a discount on the home team, even at the current price. 10* Arizona

8* Troy (7:30 ET): #24 Coastal Carolina just had its season crumble before its very eyes last week. They suffered their first loss of the season, 30-27 at Appalachian State, which basically ended any hope the Chanticleers had of representing the “Group of Five” in a New Year’s Six bowl game. You may recall that I took the points with the underdog in that one, noting Appalachian State was easily Coastal’s toughest 2021 opponent to date. There were some other reasons I took the Mountaineers as well. But all you need to know is that Coastal now finds itself in a terrible letdown spot against a team that’s better than you think. 

Troy is 4-3 (straight up). They’ve only been an underdog twice, at home vs. Liberty and at South Carolina. They were competitive in both of those games, losing by eight and nine points respectively. But they do come into Thursday on a four-game ATS losing streak. They had a terrible game where they lost outright (as a 23.5-pt favorite) to LA Monroe. The last two games have seen the Trojans win by three both times. They deserved the cover against Ga Southern earlier this month as they had a 409-301 edge in total yards. They were a little luckier last week against Texas State (+3 in turnovers), but again gained almost 400 total yards.

Troy’s defense is only giving up an average of 19.6 PPG. That should keep them in this one from start to finish. That’s good enough for me when taking this many points. Again, this is the ultimate letdown spot for Coastal Carolina as they had the “bubble burst” last week and can no longer dream of a second straight undefeated regular season. Troy’s offense had a season-high in rush yards (205) vs. Texas State and has scored 10 out of 14 times on its first possession of a half. Coastal’s defense gave up a season-high 575 yards last week. Troy has had four extra days to prepare for this game and the last two meetings have been decided by a total of five points. Take the points. 8* Troy

8* Washington (1:00 ET): Seemingly all is well in Green Bay right now as the Packers are riding high on a five-game win streak. They’ve covered the spread in every win as well. But despite the 5-1 SU record, they have an unimpressive point differential of only +8. For comparison sake, all other NFC teams that are 5-1 SU (or better) have a YTD point differential of at least +51. So the Packers are really trailing the other division leaders in that regard. Now, the reason for the Packers’ less than impressive point differential, is the 38-3 beatdown they were handed in Week 1 by the Saints. But I feel this is worth mentioning. Two of the wins have been by a FG or less. 

Washington, like Green Bay, was a division winner last season. But unlike the Pack, it doesn’t seem like the Football Team is destined to repeat. They are 2-4 SU overall with those two wins coming by a combined five points over the Giants and Falcons. Ron Rivera’s team is also tied for the worst ATS mark in the league at 1-5. The only game they covered was the miracle comeback in Atlanta. But despite their defense not performing as well as expected thus far, I view this as a great “buy low” spot on Washington. This is a team that’s led in every game this season but one (at Buffalo). 

Green Bay’s defense has allowed a TD every time an opposing offense has entered the red zone this season. That’s bad. This has all the makings of a “trap game” for the Packers, who know that they have a “short week” coming up before a visit to undefeated Arizona on Thursday. Give credit to the Pack for the five-game win streak. It’s not easy to win five straight in this league. But they haven’t really beaten any great teams to this point. It’s even harder to win SIX straight, let alone cover six in a row, so I’m grabbing the points in this one. 8* Washington

8* Miami FL (7:30 ET): “The U” came into the 2021 season with high hopes. They were ranked #14 in the country and opened against (then) #1 Alabama on a neutral field. As you know, that game did not go well for the contingent from Coral Gables. The Hurricanes were slaughtered 44-13. But lots of teams lose badly to Nick Saban. What the Miami fanbase was NOT counting on is three more losses over the next five games, including an 0-2 start in ACC play. At 2-4 SU, HC Manny Diaz is firmly on the “hot seat.” 

It’s obviously been a “topsy-turvy” season in the Atlantic Coast Conference as Clemson has already lost twice and is unranked. North Carolina, another preseason Top 10 team, is 3-3. The three ranked teams are Wake Forest (#16), Pitt (#23) and NC State (#18). The Wolfpack are 2-0 in conference play thus far and 5-1 SU overall. They’ve beaten Clemson (in overtime) and then last week (off a bye) was maybe their most impressive showing to date as they went to Chestnut Hill and throttled Boston College 33-7 as three-point favorites. 

This, to me, feels like a “sell high” spot on NC State and a time to “buy low” on Miami. Few would have envisioned, at the start of the season, that the Hurricanes would be getting points in this matchup. They easily could have won each of the L2 games, but missed GW FG against Virginia and then threw an INT in the red zone LW vs. UNC. Previous to last week, NC State had played only one other road game and they lost it, 24-10 to Mississippi State. They were outgained in a 34-27 win over Louisiana Tech (in Raleigh) three weeks ago. Taking the points is the way to go here. 8* Miami FL

9* Clemson (3:30 ET): It is painfully obvious by this point that Clemson does not have much offense. While last week did see them hold on to defeat a scrappy Syracuse team 17-14, they failed to cover (as 12.5-point chalk) and are now 0-6 ATS on the year! Only Missouri and New Mexico (both 0-7 ATS) are worse nationally when it comes to the betting window. I will readily admit that I was wrong to lay the points with the Tigers last Friday at the Carrier Dome. But this looks to be the ultimate “buy low” spot as for the 1st time since the National Championship Game at the end of the 2019 season, Clemson is an underdog. Take the points here. 

Dabo Swinney has not been an underdog in an ACC game since 2016. So this is something truly “out of the ordinary” as his Tigers head to Pitt for the first time ever. Because they’ve already lost two regular season games (first time since 2014), Clemson is out of the polls. But most power ratings, including my own, continue to have respect for them. Earlier I referenced the offensive struggles. But the defense has been great, holding every opponent to 14 points or less in regulation. When you’re favored by double digits - as the Tigers have been in every game but one - that doesn’t guarantee you’re going to cover the spread. But as a dog, that kind of defense is huge. 

It should also come in handy when facing a Pittsburgh team that came into last week leading the FBS in scoring. But the Panthers were held to “just” 28 points last week at Virginia Tech, a sign they can be kept in check. Something to keep in mind is that Pitt hadn’t exactly faced a slew of great defenses before heading to Blacksburg last weekend. While my power ratings respect the Panthers, calling them the ACC’s 2nd best team, Clemson is still #1 in that regard and I’m taking the points. 9* Clemson

8* Iowa State (3:30 ET): It would be easy to forget that Iowa State began the season ranked in the Top 10. The Cyclones have already lost twice, once to Iowa and the other time to Baylor, and have been out of the Top 25 for a few weeks. Yet Matt Campbell’s team still finds itself favored here, by a touchdown, against a Top 10 opponent. That says something, doesn’t it? Note that in their losses, the Cyclones outgained Iowa 339-173 (but were -4 in turnovers) and Baylor 479-282. I think Oklahoma State is extremely fortunate to be 6-0 as they’ve had to come from behind in half of those wins. I’m laying the points in this Big 12 matchup. 

OSU may be a Top 10 team according to the pollsters, but I don’t even have them ranked in the Top 25 of my own power ratings. Just like the oddsmakers, I have Iowa State rated higher. Last week, the Cowboys really burned me against Texas, storming back from a two-touchdown deficit in the 1st half to win 32-24. It’s not the first time we’ve seen that from Mike Gundy’s outfit. The Pokes also came back (from a 13-point deficit) to beat Boise State 21-20, trailed Tulsa (at home) entering the 4th quarter and even had to hold off FCS Missouri State in the opener (only won by 7). All of OSU’s wins have been by 11 points or less and their luck is about to run out here in Ames. 

The Cowboys’ YTD scoring differential is actually the third lowest EVER for a 6-0 team in the AP Poll era! I don’t see them doing much on offense in this game as they are up against an Iowa State defense that leads the conference in both scoring (16.3 PPG) and yards allowed (251.3). The Cyclones, who have been favored in every game this season, are finally seeing their own offense “spring to life” as RB Breece Hall has had four straight 100+ yard games, including a season-high 197 last week in a 33-20 win at Kansas State. This is the second of B2B road games for OSU and I can’t see them winning both as underdogs. The ranks of the unbeaten are about to get smaller as Iowa State wins by more than a TD. 8* Iowa State

8* Virginia Tech (12:30 ET): The underdog role always seems to serve Syracuse pretty well. They certainly should be used to it by now. This week marks the 21st consecutive game where they are getting points against a FBS opponent. Getting points is why they are 6-1 ATS this season and have covered five straight times. Each of the Orange’s last four games have been decided by exactly three points. While they’ve won only one of those straight up - a 24-21 upset of Liberty at the Carrier Dome - they’ve covered the spread in all four games. But after suffering three consecutive heartbreaking losses, you have to think a toll has been taken. I think that this week the ‘Cuse is ripe to be beaten and beaten badly. 

The most recent loss for the Orange came last Friday at home to Clemson. They easily covered the spread (closed +12.5) in that one, but lost (17-14) when they missed a FG in the final minute. The week before saw them lose in OT to Wake Forest, also at home. The week before that saw them lose 33-30 on a last second FG, one that was made by Florida State. What can this team possibly have left in the tank? Making matters more challenging is that the Orange have to leave their beloved Carrier Dome this week. 

Overall, Virginia Tech was not impressive in a home loss to Pittsburgh last week. But I thought the Hokies’ defense did a good job in holding what was the top scoring team in the country to just 28 points. That worked for me as I bet that game Under. The Hokies’ previous two losses were close games, at West Virginia (stopped on goal line in the final minute) and then at home vs. Notre Dame (GW FG kicked with 17 seconds left). So they could easily be coming into this game at 5-1 SU rather than 3-3.. I just can’t see Justin Fuente (on the hot seat) losing a third straight game in Blacksburg. The Hokies have a much better defense than Syracuse and I would rate them as better on neutral field. So lay the short number at home. 8* Virginia Tech

8* Cleveland (8:20 ET): This may seem like a “risky” bet, given how banged up the Browns are on the offensive side of the ball. With it being a short week, backup Case Keenum will be the starting QB and he won’t have either of the team's two main running backs (Hunt, Chubb) to hand the ball off to. Receiver is a question mark as is the offensive line. But Keenum knows HC Kevin Stefanski’s offense from the time the two spent together in Minnesota. This is the first time the Browns have lost two in a row under Stefanski and I just can’t see them losing a third in a row. Not at home against another reeling team. Lay the points. 

Denver’s 3-0 SU start to the season now seems like a distant memory. It’s critical to keep in mind that those three wins came at the expense of the Giants, Jets & Jaguars, who are a collective 3-15 SU this season. The Broncos have since nosedived with three straight losses (Ravens, Steelers, Raiders), all of which have been by eight points or more. Their QB (Teddy Bridgewater) is far from 100% right now (foot, quad) and the same could be said for a defense which gave up SEVEN plays of 25+ yards to the Raiders last week (most since ‘91) and is down three starting linebackers. 

Cleveland played a terrible game last week vs. Arizona, but they easily could have been 5-0 going into that game. They blew halftime leads against both the Chiefs and the Chargers. I know this isn’t “the same team” as those first five games, but I think the Browns will be motivated (in front of a National TV audience) to prove their detractors wrong. Denver was tied for the league lead in net upsets (+5) last season, something that typically does NOT carry over to the following year. It’s interesting that they’ve already lost three games as a favorite this season and this is the first time they’ve been an underdog. The number has come down significantly throughout the week to where there’s value on the Browns. 8* Cleveland

10* Tulane (7:30 ET): SMU enters the week as one of the 11 remaining unbeatens in College Football. Over time, you know that number is going to dwindle. This may not be the week that the Ponies suffer their first SU loss, however I definitely am going to fade them and take the points with Tulane. In my own personal power ratings, SMU has the third lowest ranking among the 11 unbeatens. Not only do they fail to crack my Top 25, they barely crack the Top 50! So I definitely think they're being overvalued this week against a Tulane team that is better than most realize. 

Tulane is just 1-5 SU and has given up a ton of points during an 0-4 SU/ATS losing streak. But the Green Wave have faced some tough competition thus far, including Oklahoma, Ole Miss, UAB and Houston. This is a team that can put points on the board as they average 32.8 PPG, led by QB Michael Pratt. The SMU defense, despite not facing many great offenses so far, has given up an average of 5.7 yards per play. Tulane has been favored in half of its games so far, so you’d expect them to have a better overall record coming into this game. Again, they are going to be a tougher out than most realize, especially for a SMU team that may be looking ahead. 

The Mustangs still have upcoming road games with Houston, Memphis and Cincinnati (the big one) where their unbeaten record (if still intact) will be put to the test. Their focus may very well be on those games right now. In addition to being a bit of a tricky spot for the favorite, there are some trends that support a play on the underdog here. The road team has covered 11 of the previous 15 meetings between these schools and Tulane is 9-2 ATS coming off a conference loss. SMU, who could barely scrape by Navy in its last game, is just 2-9 ATS off a conference win. Half of the Mustangs wins have been by eight points or less and against Navy they were down by two touchdowns. 10* Tulane

8* Appalachian State (7:30 ET): I have no unearthly idea what happened to Appalachian State last Tuesday when they suffered a humiliating 41-13 defeat at Louisiana. I do know they turned the ball over four times and were 0 for 11 on third down. You’re not going to win many football games doing that. It was a highly uncharacteristic effort from the Mountaineers, whose only other loss this year came by two points at Miami FL. Perhaps last week was a case of “looking ahead” to this game, a showdown with undefeated and reigning Sun Belt Champion Coastal Carolina. Whatever the reason was, I’m calling for ASU to bounce back at home. Take the points. 

It’s been 13 days since Coastal Carolina last took the field. The 52-20 win over Arkansas State made the Chanticleers the first team in the country to become bowl eligible. But they are obviously interested in far more than just making it to a bowl. This team had an undefeated regular season last year (11-0) before losing to Liberty 37-34 (OT) in the Cure Bowl. Now the Chants are looking to represent the “Group of Five” in a New Year’s Six Bowl. This will be by far their toughest test to date as so far Coastal has been a two-touchdown favorite in every game. They’ve been favored by 20 or more in all but one game and three times they’ve been favored by 30 or more. 

You have to remember that Louisiana (who smoked App State last week) is the Sun Belt’s “other good team.” It was a bad loss for the Mountaineers, but not something they can’t overcome. Coming into the season, this is the game they circled as they’ve got revenge for a 34-23 loss in Conway last season. Now the game is in Boone, where ASU has suffered only two losses the L3 years and both were by a field goal. They have not been a home dog since 2017. Coastal came out of NOWHERE in 2020 (were picked to finish 5th in the SBC!) and as a result, I felt their record would regress this season. If they are to lose a regular season game, it would clearly be this one. To this point, the Chanticleers have not faced a team I’d consider to be ranked in the top 100 in the country. App State is on their level, particularly at home. Coming off last week’s shocking loss, this is a great “buy low” spot on the home dog. 8* Appalachian State

10* Buffalo (8:20 ET): I said it in my analysis for the Sunday night game last week, but I’ll repeat it here. The Bills are the best team in the league right now. They have a +108 point differential after going to Kansas City and winning 38-20 as 2.5-point underdogs. No other team in the league (entering Sunday) has a YTD point differential better than +62. Each of their four straight wins have been by at least 18 points. So while the spread seems high for Monday night’s game in Tennessee, I’m laying it. 

The Titans are 3-2 and will probably win their division. But I don’t think they’re an elite team by any means or even as good as they’ve been the last couple years. Winning the AFC South should not be viewed as any major achievement as it’s the worst division in football. Two of the Titans’ three wins this year have been against division rivals (Indianapolis and Jacksonville) and they were actually outgained last week by the Jags as the defense gave up nearly 7.0 yards per play to a winless team. Don’t forget the Titans also lost to the Jets. They are certainly not on the Bills’ level. 

Buffalo’s offense leads the league in scoring and QB Josh Allen should have a field day against a suspect Tennessee defense. For the year, the Titans are being outgained on a per play basis. On offense, they have allowed the most sacks in the league (20) and have a banged up WR corps. Last week saw the Bills avenge their loss in LY’s AFC Championship Game. Here the revenge tour continues as they lost 42-16 to Tennessee last season. They remember that and won’t take their foot off the gas pedal. 10* Buffalo  

10* New England (4:25 ET): Dallas is the only team in the league to still be undefeated ATS. The Cowboys ran their mark to 5-0 ATS (and 4-1 SU) with a convincing 44-20 win last week (as seven-point favorites). But the team they beat (the Giants) resembled the “walking wounded” by the end of that game. By the time the second half kicked off, the G-Men were without SEVEN of their Week 1 starters on offense. This included QB Jones, RB Barkley and WR Golladay. So it’s no wonder that the Cowboys were able to win so easily. 

This week’s opponent seems a lot healthier and is also coming off a win. Now it was closer than anyone expected, but the Patriots did get by the Texans 25-22. This will now be the second time in three weeks that the Pats are home underdogs, something that never happened all that much when Tom Brady was the QB here. You may recall that I took the Patriots two weeks ago when they hosted Brady’s new team (Tampa Bay) and they came away with the cash, covering the number in a close 19-17 loss. If they can stick with the Bucs (lone team to beat Dallas this year), then they can stick with - or beat - the Cowboys. 

It all starts with a New England defense that gives up only 18.3 PPG. That’s top five in the league. Then, as I discussed in the analysis for the TB game, Bill Belichick has been great as an underdog throughout his career. He’s 49-24-1 ATS here in NE, including 25-10-1 since 2006. As a home dog, Belichick is 15-4 ATS with 12 outright wins. Dallas is an extremely “public” side this week and I definitely trust my money with Belichick more so than I do with Mike McCarthy. Take the points. 10* New England

8* Cleveland (4:05 ET): Arizona is 5-0 SU and the only unbeaten left in the NFL. But they were also the only team to win last week while being outgained on a per play basis. The 49ers outgained them for the game (338-304) and 5.7 to 5.1 per play. It was a lucky break facing a rookie QB (Trey Lance), who had to make his first career start on the road. Eventually, you know that the Cardinals are going to lose a game. This week, the Cards are poised to be without several key players as they go on the road to face a good Cleveland team. This is where the first loss happens. 

Cleveland is 3-2 with the two losses being close ones on the road to the Chiefs and Chargers. In both instances, Kevin Stefanski’s team led at halftime. Last week saw them put up 42 points and 532 yards with zero turnovers. They were the first team in NFL history to do that and still lose. That’s little consolation for the Browns, but the good news is that they’ve won six straight times off a SU loss and are 6-0 ATS L6 non-conference games. 

Arizona has already gone on the road and won three times, twice as an underdog. I can’t see them doing it again. Not with three positive COVID tests among players and staff this week. The one player we know that tested positive is LB Chandler Jones. That’s in addition to the losses of TE Maxx Williams (out for season) and center Rodney Houston to injuries. Cleveland also has its fair share of injuries, but can lean on the league’s best rushing attack and that will be the difference in a game where most of the focus will be about Mayfield vs. Murray. 8* Cleveland

8* Minnesota (1:00 ET): With the exception of an impressive 30-17 win they had up in Seattle, the Vikings have played nothing but close games this season. Four times things have been decided by seven points or less and last week one FINALLY went Mike Zimmer’s way as the Vikes got a last second FG to beat the Lions 19-17. It really should have never come to that as they led by 10 with less than three minutes remaining, only to give up a FG, then a touchdown after an inexcusable fumble. I happen to agree with the line move here and will play Minnesota as a road favorite. 

Carolina has been a bit exposed following a 3-0 SU/ATS start. They’ve dropped B2B games, failing to cover the number both times. I faded them last week when they hosted Philadelphia and that proved to be the correct decision as the Eagles came from behind to win 21-18. Like Minnesota, there was a late miscue you can point to (blocked punt), but unlike the Vikings, the Panthers could not overcome it. I remain unsold on Sam Darnold, who has thrown five interceptions and been sacked eight times in the team’s two losses. 

Despite a 2-3 SU record, the Vikings have a positive point differential, which is something definitely worth mentioning. I know that Minnesota has had its fair share of struggles at the “pay window” going back to last year, but that’s something that’s going to improve moving forward. Carolina may have solid defensive numbers thus far, but they really haven’t faced many good QB’s. The one time they did, they gave up 36 points to Dak Prescott and Dallas. Kirk Cousins has the “goods” to make them pay here and I don’t think the return of Christian McCaffery is enough to stop the Panthers from losing their third straight game. 8* Minnesota

10* New Mexico (7:00 ET): Few teams got off to a worse start in 2021 than Colorado State did. The Rams lost outright (42-23!) to FCS South Dakota State in their first game. Then they lost again as favorites (at home to Vanderbilt) the following week. The season then took a drastic turn with a 22-6 upset of Toledo on the road. CSU’s only TD in that game came on a punt return. They surprisingly stayed close in Iowa City (led at the half) and then last week came what was easily their best game, a 32-14 win over San Jose State. But even that one comes with the “asterisk” of being +3 in turnover differential.

Now taking New Mexico here, even with the points, does require a “leap of faith''. The Lobos are one of only two 0-6 ATS teams in the country. They’re losing by an average of 12.3 PPG and are near the bottom of the FBS in scoring. But they’ve also faced some pretty good teams on the road, like Texas A&M and San Diego State. They also hosted Air Force, who is 5-1 SU. Considering where Colorado State was a month ago, this is precisely the “drop in class” (in terms of the opponent) that they need in Albuquerque right now. 

The home team will also be highly motivated come Saturday night. Not just to end their four-game losing streak in 2021, but also to end a 10-game losing streak to CSU. This is what you need to know - every win New Mexico has had in the L3 seasons has come at Dreamstyle Stadium. Colorado State only averages 22.4 PPG and this is their first time favored on the road since they lost by 21 at Fresno State in LY’s opener. UNM is obviously due to cover and this is probably the most opportune time to take them all season. Take the points. 10* New Mexico

8* Missouri (12:00 ET): Well, this is certainly the ultimate “letdown” spot for A&M isn’t it? Last week, I called it a “great buy low spot” on the Aggies, who were coming off B2B losses (after previously winning 11 in a row) and getting a ton of points at home. Well, wouldn’t you know they went out and pulled the biggest upset of the College Football season, beating top-ranked Alabama 41-38. It’s now a completely different situation this week as Jimbo Fisher’s team must guard against overconfidence as they hit the road to face Missouri, a conference opponent they haven’t faced in awhile. Gotta fade this week. 

Both of these schools moved from the Big 12 to the SEC in 2012. They faced off in 2013 & ‘14 w/ Mizzou winning both games. Going back to their Big 12 days, the Tigers have won five of the previous six matchups! This is A&M’s first trip to Columbia since that initial SEC meeting in 2013. Now when the Aggies arrive they may find a fanbase that’s bordering on destitution. That’s because Mizzou has not covered a single spread in 2021 and is on an 0-8 ATS run dating back to last season. That’s the longest active ATS losing streak in the country. 

Why would I be interested in taking the Tigers then? Well, in addition to this being the ultimate letdown spot for A&M and Mizzou being “just plain due,” this is the most points the Tigers have gotten in any game this season and the first time they are a home dog. Two of their losses have been by seven points (one in OT at Boston College). They led by 27 in the 4Q LW at home vs. North Texas and should have covered that game (were -18.5). I bought low on A&M last week, now it’s time to “sell high” on them and buy low on the opposition. Take the points. 8* Missouri

10* Texas (12:00 ET): They say “everything is bigger” down in Texas and in the case of my top Big XII selection for the 2021 College Football season, that is certainly the case. Obviously, the Longhorns really let one “slip away” last week in the Red River Rivalry. They led Oklahoma 28-7 after 1Q, 38-20 at half and 41-30 after the 3Q. They lost 55-48. As an added “kick in the teeth,” they didn’t even cover the pointspread. Despite that being their second loss of the season, I still believe the Longhorns can be a Top 10 team by season’s end. Love them this week as my power ratings say this should be a double digit spread!

It’s another unbeaten team from the state of Oklahoma that UT is facing this week. This time it’s Oklahoma State, who is 5-0 SU and coming off a bye. In all due respect to Mike Gundy’s team, they are no Oklahoma. The Cowboys have lived dangerously the first month of the season, winning every game by 11 points or less and three of those wins were by a total of 13 points. They trailed in three of the five wins, barely outgained a FCS team and were down entering the 4Q vs. Tulsa. They were down double digits to Boise State in their only previous road game.

That last sentence brings me to another difference between this and last week for Texas - this game takes place in Austin where they are a perfect 3-0 ATS in 2021. Also, just to reiterate the drop in class when it comes to the opposition, I (like everyone else) consider Oklahoma a top six team in the country. The pollsters may have OK State at #12 entering this week, but they don’t even make my Top 35! It speaks volumes that the unranked team is favored here. A few weeks ago, when discussing Va Tech-WVU, I talked about how well unranked favorites tend to do ATS when hosting Top 25 opponents. Lay the points here as OK State’s unbeaten run will come to an end. 10* Texas

10* San Jose State (10:30 ET): The abbreviated 2020 College Football season saw San Jose State come out of nowhere to win its first conference title since 1984! The Spartans upset Boise State in the MWC Championship Game and took an unbeaten record (7-0 SU!) into the Arizona Bowl. That’s when I struck. My 10* College Football Game of the Year was not only on their bowl opponent, Ball State +9, but SJSU ended up losing that game outright 34-13. Needless to say, that was one of my biggest wins EVER.

This year SJSU (19 returning starters) went from the hunter to the hunted and things have not gone as well. They’re 3-3 SU through six weeks and while they’ve won every game they were supposed to win (3-0 SU as favorites), they’re 0-5 ATS L5 games. Last week may have been their worst game since the Arizona Bowl as they turned it over three times and were beaten 32-14 at Colorado State. It may seem like a strange time to jump on board, but this Friday marks the 1st game in 2021 that the Spartans have been installed as home underdogs. I really like the spot. They haven’t lost a home game since 2019. 

It seems as if things have almost come full circle as SJSU will be welcoming in the last remaining unbeaten in the Mountain West, San Diego State. The Aztecs are 5-0 SU with a couple upset wins over Pac 12 schools (Arizona & Utah). But they were outgained twice, in the OT win over Utah and by New Mexico State (!). This is just their second road game. They are ranked #24 by the AP & the Coaches, but they barely scratch my top 75 and are easily the lowest rated of the 13 remaining unbeatens. San Jose State was on a 6-2 ATS run as a conference dog before running into a rested opponent last week. After the turnovers, Colorado State only had to move the ball 37 yards to get nine crucial points. Playing host to an unbeaten team, on a short week, is a much different scenario. Take the points. 10* San Jose State

8* Clemson (7:00 ET): The last three weeks have seen Syracuse host two unbeaten teams. The first, which was Liberty, left with a loss. The second was Wake Forest last Saturday. That game went to overtime, but this time the Orange came up a little short, losing 40-37 on the scoreboard. But they did leave with the cash as 5.5-point underdogs. It was their fourth straight game covering the spread and they are now 5-1 ATS overall on the season. (Only ATS loss was to Rutgers). 

It’s certainly surprising that Clemson isn’t the third straight unbeaten to visit the Carrier Dome. Even more shocking is that Dabo Swinney’s team has already lost TWICE, once to Georgia (that’s fine) and then in overtime at NC State (not that bad). Even after rebounding two weeks ago against Boston College (won 19-14), the Tigers are 0-5 ATS. They are one of just three FBS teams to be winless against the spread. I know that the offense has lacked “pop.” But coming out of a bye, this is a GREAT buy low spot. 

While Clemson is rested, Syracuse is coming off three consecutive games that were decided by three points. Eventually that’s got to wear a team down. Normally, the Orange would be “up” for a visit from the ACC’s resident stalwart, but this time I think they are ripe for the picking. After spending one week out of the Top 25 (first time since 2014), Clemson should be ready to go on a run. They are still in the Top 10 in my power ratings and must be respected. We’re getting a discount here. Trust me. Lay the points. 8* Clemson

10* Philadelphia (8:20 ET): The road team has gone 5-0 ATS on Thursday Night Football this season, but only 2-3 straight up. Obviously, most are anticipating that SU record will be “squared away” after tonight as the Bucs visit the Eagles. But the Super Bowl Champs best be careful here as Philly is coming off a SU win (I had ‘em!) last week in Carolina. As I said in my analysis for that game, the Eagles have actually outgained their opponents - on a per play and per game basis - despite the losing record. 

Certainly, the score of last week’s Bucs game will only further attract more bettors to them. They won 45-17 with Tom Brady throwing for 400+ yards and five touchdowns. But they were facing a terrible Miami team, who I have rated dead last in the league in my own personal power ratings. Two of Tampa's other three victories this season have been by just two points. They’ve not fared well on TNF previously, going just 3-8 SU and 2-9 ATS. That includes the season opener vs. Dallas where they won 31-29, but did not cover as nine-point chalk. 

The Eagles are 0-2 SU/ATS at home thus far, so you know they’re going to be highly motivated to win in front of their fans for the first time under HC Nick Sirianni. It’s not often you get them in this price range, but they are 8-1 ATS the L9 times they’ve been a dog of 7.5 or more points with five outright wins. QB Hurts did not play great last week against a good Carolina defense, but did throw for a career-high 387 yards in his last home game. Here he'll be facing a banged-up Bucs secondary that has given up the most passing yardage in the league. 10* Philadelphia

8* Memphis (7:30 ET): What has happened to Memphis? Since pulling off a somewhat miraculous 31-29 win against Mississippi State last month, the Tigers have lost three straight games - by a total of 12 points. They were favored in two of the losses - home vs. UTSA and at Temple. Both of those games saw them blow 17+ point leads. Last week in Tulsa, the Tigers outgained their opponents by nearly 200 yards, but that was wiped away by a -3 turnover differential and they lost on the scoreboard 35-29 as a 3.5-point underdog. Needless to say, they are glad to be back at the Liberty Bowl where they’ve won 17 of 18. 

Save for a shocking 34-30 upset over UCF, who was starting a backup QB, Navy has mostly been a sinking ship in 2021. The Middies are 1-4 SU and coming off a tough 31-24 loss to unbeaten SMU. While they led by as many as two touchdowns in the 2Q, Navy was outgained in the game 404-241. This offense has simply not been clicking the way it used to as the Midshipmen are averaging only 3.7 yards per carry and 282.6 total yards per game. This will be just the second time Ken Niumatalolo’s team has had to “set sail” from Annapolis this season. I don’t like the spot for them.

Had they not rallied with 17 4Q points against UCF, then Navy would be 0-5. Memphis’ one loss at Liberty Bowl in the last 18 tries came the last time they were here, against UTSA, whom they led 21-0 early. I certainly can’t see the Tigers dropping B2B home games and will lay the points here as they’ve outgained their L3 opponents despite being 0-3 SU/ATS! The problem is they were -7 in TO’s in those three games. They gained over 600 yards of total offense last week. Navy is 3-0 ATS its L3 games, but they’ve been a dog of 13 or more points every time. Pardon another pun, but the Midshipmen are lacking in the necessary “firepower” here. 8* Memphis

9* Buffalo (8:20 ET): The Bills have a serious claim to being the league’s top team right now as they have a +90 point differential, which is #1 overall and the second best point differential through four games in franchise history (only the ‘92 Super Bowl team was better). They are just the second team since the merger to post two shutout victories by at least 30 points (the great ‘91 Washington team is the other) in the first four weeks of the season. Yes, they’ve beaten up on some bad teams. But this week, they have the chance to prove themselves on a national stage in a big revenge spot. I think they get it done. 

This is pretty clearly not the same Chiefs team that we saw make the Super Bowl each of the last two years. A defense that’s 31st in scoring and 32nd in yards per play is pretty difficult to overcome, even if you have Patrick Mahomes. Not to mention the entire starting offensive line is different from 2020. The defense allowed 29+ points in every game so far and really struggles in the red zone, which is huge for a Buffalo offense that would have even more points if not for settling for nine field goals in 21 RZ opportunities. Meanwhile, Mahomes faces a stiff test this week going up against the league’s #1 scoring defense, which has allowed just 21 points in the L3 games (all to Washington) & is #1 in yards per play. 

Truthfully, Kansas City was “playing with fire” last season as they were a ridiculously lucky 9-0 SU in games decided by six points or less. Given that record, it’s not really a surprise to see the team regressing somewhat in 2021.  Before last week’s 42-30 win in Philadelphia, the Chiefs had covered just two of its previous 14 games. There’s also a revenge angle in play Sunday night as the Bills lost twice to the Chiefs last season, including in the AFC Championship Game. Revenge is one thing, but the Bills are simply better than the Chiefs right now with an obviously massive edge on the defensive side of the ball. Take the points. 9* Buffalo

10* Philadelphia (1:00 ET): Since opening the season with an impressive 32-6 beatdown of Atlanta, the Eagles have yet to win again. They’ll arrive in Carolina Sunday on a three-game losing streak - both SU and ATS. The last two losses saw them matched up against a couple of the league’s premier teams, Dallas and Kansas City. The Jalen Hurts led offense put up lots of yards and a decent amount of points in those games, but it obviously wasn’t enough either time. Here, they’ll be matched up with a banged up Panthers team that’s coming off its first loss of 2021. I smell “upset,” so take the points. 

I’d say that the biggest issue in Philly right now is a defense that’s allowed the second most rush yards in the league. But that unit catches a break here as Panther starting Guard Pat Elflien is on IR and Tackle Cam Erving is not expected to play. So even if RB Christian McCaffery does return from his own injury, he’ll be operating behind a line that’s down both starters on the left side. I’m still not sold on QB Sam Darnold, even though he led Carolina to a 3-0 start. Remember two of those wins were against the Jets and Texans. Facing those type of teams is why the Panthers entered last week #1 in total defense. But as we saw they got shredded by Dallas (433 yds allowed) in a 36-28 loss. 

Clearly, the Eagles are not as good or potent offensively as the Cowboys are. But Hurts is coming off B2B games with 300 yards passing, including a career-high 387 last week. The team has outgained its opponents - on a per game and per play basis - despite the 1-3 SU start.  Last week, they had to face the Chiefs on a short week and still it was a one possession game in the 4Q. Carolina’s is banged up on BOTH sides of the ball as they just put two defensive starters on IR and LB Shaq Thompson has been ruled out as well. 10* Philadelphia

9* New Orleans (1:00 ET): For most of last week, it appeared as if the Saints were headed for a victory and Washington was headed for a loss. But instead, the opposite happened. New Orleans shockingly blew a double digit 4Q lead at home and lost in OT to the Giants, 27-21. Meanwhile, Washington came from behind to defeat Atlanta 34-30. What I’m going to do here is use those surprising results to my advantage and take what I feel is an undervalued Saints team on the road this week. Lay the points. 

The underdog is 6-2 ATS in these two teams’ games this season. That includes 4-0 in Saints’ games. New Orleans has definitely taken an unconventional path to 2-2 SU as they’ve won both times they were dogs (Green Bay, New England) but lost outright both times as favorites (Carolina, Giants). Washington has been favored three times this year, but the only time they covered in that role was last week in Atlanta. The one time they were an underdog, they got blown out 43-21 in Buffalo. 

Washington’s two wins have been by five total points and came against the Falcons and Giants, two teams that are a combined 2-6 SU right now. They’ve got a backup QB (Taylor Heinicke) under center and the defense isn’t playing anywhere near the level it did last year. Making matters worse, two defensive starters were lost for the season last week. There are also key injuries on offense. The Saints’ offense has obviously fallen off somewhat without Drew Brees, but the defense remains elite, allowing just 66 YPG rushing on 3.1 YPC. I can’t see Heinicke single-handedly leading a Washington upset here. The Saints are a fantastic 30-12 ATS L42 road games. 9* New Orleans

8* Memphis (9:00 ET): After pulling out a somewhat miraculous 31-29 win at Mississippi State three weeks ago, the worm has really turned against Memphis. They’ve lost two straight, blowing 17+ point leads in both games. I can’t decide which “choke job” was more shocking. Was it the one at home against UTSA where they up 21-0 after one quarter and never trailed until the final play? Or was it last week where they were 11-point favorites over a bad Temple team? Regardless what the correct answer is, I see the Tigers bouncing back this week against a Tulsa team that should NOT be laying points.

Tulsa is 1-4 SU and just got handed its lunch by Houston last Thursday. It was 28-0 early in the 2Q and ended up being a 45-10 final. I can understand the Golden Hurricane getting a little respect here as they did cover at both Oklahoma State and Ohio State. But they also lost outright at home to FCS Cal Davis in the season opener. They did not play Memphis in 2020, but have lost the last three head to head matchups (2017-19) by an average of 18 PPG. Again, I just don’t see how they’re favored here.

Last year snapped Memphis’ three-year streak of AAC Championship Game appearances. The loss to UTSA ended a 17-game win streak at the Liberty Bowl. But they are still a stronger team than Tulsa. They’ve led for 104 of the 120 minutes the L2 games, yet somehow managed to go 0-2. I think this is a “get right” game. They’ve scored 31 or more points in all five games and could easily be 5-0. Tulsa has topped 23 points in only one game thus far and that just won’t cut it here. 8* Memphis

8* Texas A&M (8:00 ET): A&M had an 11-game win streak (going back to last season, obviously) snapped two weeks ago by Arkansas. Then they lost again last week to Mississippi State. Now they must face top-ranked Alabama this Saturday night at Kyle Field. Things have definitely turned in College Station, but with “the world” figuring to be on ‘Bama in this one, I think this is a great “buy low” spot on the Aggies, who are at home and getting a ton of points. They are still a Top 20 team in my eyes.

Running through Alabama’s credentials would probably only serve to dissuade your interest in the other side, so I’ll refrain from doing so here. It is interesting though that the public had some doubt in Nick Saban’s team going into last week’s game with Ole Miss. Now they’re back on the Bama train. Coming into the season, this was thought to be the Crimson Tide’s toughest regular season matchup. I know A&M is dealing with some key injuries, but should bettors really be writing them off to this degree? 

Zach Calzada will make his 4th start at QB for Texas A&M. The offense has definitely suffered since Haynes King broke his leg against Colorado, but I think the Aggies can put enough points on the board here to stay within the number. Defensively, they’ve yet to allow more than 26 points in any game this season. I’m sure they’ll allow more than that here, but it is worth noting they allow fewer PPG than does the Bama defense. Bama’s defense struggled in its only other “true” road game, giving up 29 points and 440 yards to Florida. Take the points. 8* Texas A&M

8* LSU (7:30 ET): LSU is 3-2 SU on the year and coming off a 24-19 loss to Auburn, which prompted HC Ed Orgeron to come out and take “responsibility” for the ongoing woes in the Bayou. This program is just two years removed from winning the National Championship, but has gone just 8-7 SU since. With last week marking the first of six consecutive games against teams currently ranked in the Top 25, Orgeron better get this figured out quick. This week, the Tigers are road underdogs to a 5-0 Kentucky team.

But UK is a bit fortunate to still be unbeaten in my view. They squeaked by Florida last week, 20-13, despite the Gators running NINE plays inside the 20-yard line in the final minute. It was the Wildcats’ first time beating Florida at home in 35 years, so this week is a bit of a letdown spot even though it’s LSU coming to town. Mark Stoops’ team was outgained 382-224 last week and it was their fourth straight win by seven points or less. Eventually, lady luck runs out on you. For UK, I think that time will be this week.

For what it’s worth, LSU led Auburn for most of the game last week. They only trailed for the final 3:11. It was a 13-point lead in the 2Q and nine-point lead entering the 4Q. This looks to be a great buy low spot as my power rankings say the Tigers should be the favorites in this one, even on the road. Kentucky now goes from the hunter to the hunted and I just can’t see an LSU team that’s been favored in every game thus far dropping to 3-3 SU. They are 10-3 ATS L13 as underdogs and 6-1 ATS L7 off an ATS loss. Take the points.  8* LSU

10* Troy (7:00 ET): Troy is coming off B2B losses and because of that, I think we’re getting a pretty solid value this week. Both losses took place on the road, the first being a real shocker vs. LA Monroe, a game Troy was favored to win by 23.5 points and had a 378-290 edge in total yards. Yet somehow they lost 29-16. Then came a game effort last week at South Carolina, but four turnovers proved to be the Trojans’ undoing there. The most costly TO was a “pick-six” in the final minute of the 1st half. Troy actually finished with more first downs than the Gamecocks (21-19), but that was little consolation in a 23-14 defeat as 6.5-point dogs.

I’m expecting a lot better performance from Chip Lindsey’s team this week as they return home to face Georgia Southern. Not only are the Trojans looking to square away their record at 3-3 SU this season, but they’re playing with revenge for a 20-13 loss last year in Statesboro where they were three-point favorites. This is Lindsey’s third year here and he’s still looking to return the program to the level of 2017-19 when the Trojans won 10+ games every year under Neal Brown. In the first home game in nearly a month, this is pretty close to “must win” for Lindsey.

Ga Southern just ended a three-game losing streak last week with a 59-33 win over Arkansas State. It was their first game under interim HC Kevin Whitley as Chad Lunsford was fired after a 1-3 start. It was somewhat of a misleading home win for Whitley and the Eagles as total yardage was even but they were +4 in turnovers. Both times Ga Southern has been asked to go on the road, they’ve lost by 30+ points. This is a one-dimensional team on offense and defensively they rank 114th in the country in scoring. Troy is 22nd in the country in scoring defense, allowing only 17 PPG. All signs point to a big Troy win here. 10* Troy. 

9* Southern Miss (7:00 ET): Yes, I know that Southern Miss is down to its third string QB. Freshman Jake Lange made his first career start last week against Rice and threw three interceptions while also being sacked five times. That’s to be expected with a freshman, but what impressed me is that Lange did throw for 300+ yards. Unless there’s been some sort of “football renaissance” down in El Paso that I’m unaware of, I don’t understand why UTEP is now favored in this one (other than people are scared of a backup QB). I’m taking the points. 

UTEP is 4-1 SU. How shocking is that record? Well, from 2017-20, the Miners won just five games total! Three of them came last season, but two were against FCS opponents. Incredibly, coming into 2021, this program had just two FBS wins under HC Dana Dimel. They’ve already topped that number this season (with 3), but two were against the “New Mexico teams” (both of whom stink) and then last week the Miners needed a late TD to top Old Dominion at home. I really can’t see this team moving to 5-1 SU. 

Southern Miss has dominated this C-USA rivalry, winning five straight meetings and covering three of the last four. They’ve outgained UTEP in all 10 meetings as conference opponents, by an average of 188 YPG! UTEP hasn’t been within 120 yards in any of those 10 games. Also, the Miners are 0-9 SU their L9 C-USA road games, so I just can’t see why anyone would put this much faith in them. They had fewer first downs than ODU did last week. 9* Southern Miss

8* Boise State (3:30 ET): BYU is undefeated (5-0) and ranked #10 in the country. My own power rankings have far less regard for them as they’re not even in the top 50. So the Cougars are almost an “automatic fade” for me now as I believe they’ll drop a game sooner rather than later. Making things even more enticing is the fact that perhaps no team in the country is as banged up at QB as BYU is right now. Starter Jaren Hall (ribs) did not play last week and his backup Baylor Romney suffered a concussion against USF. Hall could return this week, but if not it will be freshman Jacob Conover making his first career start. Regardless of who ends up starting, I’m definitely taking the points in this one.

In light of the BYU QB situation, I’m pretty shocked to see how this line has moved during the week. Perhaps that has something to do with the fact that Boise State just lost for the third time this year, 41-31 at home to Nevada as a 3.5-point favorite. But that was a case where the Broncos were an unfortunate -3 in turnovers. Their other two losses - to UCF and Oklahoma State - were by a combined six points. Note that BSU has had the 1st half lead in each of their three losses. I feel they are better than their 2-3 SU record. It was two weeks ago that I took them as road favorites going into face an unbeaten Utah State team. They won for me there 27-3.

Boise State’s QB situation is not a concern as Hank Bachmeier threw for 388 yards and four touchdowns last week. Yes, he was responsible for two turnovers. But I still trust him more than whoever ends up under center for BYU. Injured ribs are a serious thing for a QB, so Hall isn’t going to be 100 percent. The freshman Conover didn’t look all that great last week.  But above all else, the Broncos remember the 51-17 beatdown they were handed by BYU last year on the blue turf. That BYU team lost five players to the NFL, including QB Zach Wilson. Look for a much different story this time around. 8* Boise State

10* Cincinnati (7:00 ET): An argument could be made that this is a letdown spot for #5 Cincinnati as they are coming off perhaps the biggest win in school history last week, a 24-13 triumph in South Bend over Notre Dame. But one could also argue that Temple is also due for a letdown as it is coming off a shocking 34-31 upset of Memphis as 11-point home dogs. I know that the spread is rather sizable in this one, but my power ratings say it should be more than FIVE touchdowns. I’ll go ahead and trust my numbers.

The Bearcats not only must continue to win, but also win impressively if they are to have any shot at making the CFP. An unbeaten regular season is certainly a prerequisite for even being considered for one of the four spots. With all the chaos this year in College Football, Luke Fickell’s team has a shot. Going on the road and beating Indiana and Notre Dame was huge for the resume. Now it’s time to simply blow out a lesser opponent. The first two games of the Bearcats’ season were both 35-point wins (over Miami and Murray State) and that’s what I’m looking for here. 

Give Temple credit for pulling the upset last week, but they were down 17 to Memphis before storming back for a shocking second half comeback. Furthermore, in losses to Boston College and Rutgers, the Owls were outscored 89-17. They will give up a LOT of points this week as they’ve yet to face an offense anywhere close to the caliber of Cincinnati. The Bearcats have won their L3 Friday night home games by a total of 88 points. They continue to roll. 10* Cincinnati

10* Coastal Carolina (7:30 ET): This line ought to be more than three touchdowns, so I’ll “follow” the early money here and lay the points with the Chanticleers. The defending Sun Belt Champs have looked awesome in recent weeks, defeating their last two opponents by a combined score of 112-9! Now UMass and LA Monroe are two of the worst FBS teams in the country. But so is this week’s opponent, Arkansas State. ASU has allowed 41+ points to every FBS opponent so far and 52+ in three of those four games. They are dead last in the FBS in yards per game allowed (563.8).  Lay the points. 

In a short week, now is not the time where Arkansas State can get its many defensive issues fixed.  The Chanticleers’ offense is potent, averaging 528 yards and 48.2 points per game. It is led by QB McCall, who is completing 80% of his passes while leading the nation in yards per pass attempt. The ASU defense just gave up 500+ yards RUSHING last week, so they are in for a world of hurt here. 

The only game so far where Coastal had any trouble was when they visited Buffalo in Week 3. They struggled due to an inability to stop the run, but ASU is NOT a team capable of replicating the kind of success Buffalo had running the football. Because they are always trailing, the Red Wolves have yet to rush for 100 yards in a game this season and average a rather pathetic 67 YPG over land (on just 2.8 YPC!). They like to throw, but the problem is Coastal is allowing just 130.8 pass YPG, third fewest in the country. This will get ugly. 10* Coastal Carolina

8* Tulane 1st Half (7:30 ET): Please note that this is a first half play only. Houston comes in at 4-1 SU while Tulane is 1-4 SU. Somewhat predictably, the public is betting this one based on those WL records. But the records are a little misleading in the sense that Tulane has played - by far - the tougher schedule of the two teams. Already, the Green Wave have been asked to go to Oklahoma (game moved due to Hurricane Irma) and Ole Miss. In addition to facing those two P5 opponents, they’ve also had to take on two more pretty good teams, UAB and East Carolina. I’m seeing some value with the home dog, at least in the 1st half. Take the points.

Houston had been favored in each of its first four games. Then came last week where the Cougars were three-point dogs at Tulsa. They could not have asked for a better start to the game. It was 21-0 early in the 2Q after Tulsa’s first four possessions resulted in two punts, a turnover on downs and an INT. Frankly, I thought the final score (45-10) was a little misleading and not really representative of where I’ve got those two teams in my power ratings. Houston’s other three wins were all against bad teams and it should be pointed out that two weeks ago against Navy, they were down 10 at halftime. 

Tulane could certainly point to a -4 turnover differential as to why it got blown out, 52-29, at East Carolina last week. It was the second straight game where the Green Wave turned it over four times and second straight outright loss as a favorite. Bad starts doomed them in both games. At home Thursday night, I do not see them falling into such an early hole. This is a team that only lost by five points at Oklahoma. They have a good QB (Michael Pratt) and are 10-2 ATS at home under HC Willie Fritz. With SMU, Cincinnati and UCF all looming on the schedule, the Green Wave desperately needs to win Thursday night. 8* Tulane 1st Half

9* New England (8:20 ET): I know that Tampa Bay is a perfect 5-0 ATS off a loss with Tom Brady as their QB, but you are paying a premium because of that trend Sunday night. This isn’t “any other game” either. It’s Brady’s return to New England where he won six Super Bowls alongside HC Bill Belichick. Brady will become the NFL’s all-time passing leader at some point in this game, but I expect things to be closer than the oddsmakers think as Belichick is a remarkable 14-4 ATS as a home dog. Take the points. 

New England is just 1-2 SU, but outgained the opponents in both losses. Ironically, they were outgained themselves when they defeated the Jets 25-6 two weeks ago. Being +4 in turnovers in that win was huge, but then the “TO bug” bit them LW vs New Orleans as they were -3 in 28-13 game. Brady might be gone, but I still like this Pats’ defense as it is allowing just 318 YPG. The play that put last week’s game out of reach was pick-six, thrown by Brady’s replacement Mac Jones, early in the 2H. So the defense has yet to allow more 21 in any game. 

Tampa Bay’s defense has some work to do as the secondary is banged up. They’ve allowed at least 25 pts in every game and had few answers for the Rams last week in a 34-24 loss. The Bucs were a little fortunate to win in Week 1 (needed last second FG) and then the 48-25 final against Atlanta was misleading as that was a one-score game in the 4Q (they returned TWO interceptions for TDs). Given the magnitude of this SNF matchup, I believe the Bucs are WAY too “public” of a side. You know Belichick wants to win this game badly. 9* New England

10* Pittsburgh (4:25 ET): Green Bay’s horrendous Week 1 effort against the Saints now seems like a distant memory as they are 2-1 following primetime victories over the Lions and 49ers. But lest we forget that the Pack trailed Detroit at the half and needed a last second FG to win in San Francisco last Sunday night. This line feels like a classic overreaction to recent results as GB’s 38-3 loss to New Orleans should not be forgotten. They are a public side that should be faded in this spot. I’m taking the points with Pittsburgh. 

The Steelers’ season does seem to be “heading in reverse” as it’s been the complete opposite of what we’ve seen from the Packers. Pittsburgh started out by going to Buffalo and upsetting the Bills 23-16 as 6.5 point underdogs. But they’ve followed that up with B2B outright losses as favorites, losing 26-17 to Las Vegas and 24-10 to Cincinnati. Both losses were at home. There are many offensive issues right now, but the defense is still good and hopes to get T.J. Watt back this week. 

This will only be the ninth time that Ben Roethlisberger is an underdog of six or more points. Pittsburgh is 13-3-1 ATS as a dog the L3+ seasons and has the NFL’s best ATS record in the month of October (7-1-1 during that time). The only team that the Packers have held below 28 points was the winless Lions, who scored 17 in the 1H against them. I think the Steelers’ D holds Rodgers below 30 points and will score enough here to cover the spread. 10* Pittsburgh

8* NY Jets (1:00 ET): Incredibly, the Jets are on the verge of starting 0-4 for a third consecutive season. It has been a rough start to the pro career of QB Zach Wilson, the #2 overall draft choice. The Jets’ offense has scored just 20 points in three games while getting held out of the end zone B2B weeks. They were shutout in Denver LW, 26-0, in what was their worst loss yet. But against all odds, I think they’re going to keep this one closer than expected. Take the points with the home dog. 

Tennessee usually doesn’t have a problem scoring. The Over is 22-6-1 in Ryan Tannehill starts. But this week Tannehill is going to be without BOTH of his starting receivers, Julio Jones and A.J. Brown. Yes, he can still hand the ball to Derrick Henry. But this Jets’ defense isn’t bad at stopping the run. They allow just 3.8 YPC and know what’s coming here. The most points allowed by the Jets in any game so far was the 26 last week.

As for the woeful Jets’ offense, I believe it has a chance to get on track here against a Titans’ defense that gave up 30+ points each of the first two weeks. The Jets are one of only three 0-3 ATS teams (KC, Washington), but considering how well underdogs are doing in 2021 (30-18 ATS with 21 outright wins), they are due to cover. First year HC Robert Saleh really needs a win.  I’ll almost always gravitate towards a top 10 defense getting this many points at home. 8* NY Jets

8* LSU (9:00 ET): Auburn has already lost once as an underdog this season. That loss came at Penn State by a score of 28-20 two weeks ago. The Tigers probably should have also lost last week to Georgia State at Jordan-Hare, but a QB change in the second half propelled them to a 34-24 come from behind victory. That was a misleading final though as the Tigers got two non-offensive TDs in the second half, one a pick six in the final 30 seconds which came right after a 98-yard drive and the go-ahead score. Now they head to a place where they haven’t won in two decades. They’ve dropped 10 straight in Death Valley.

With TJ Finley leading the comeback last week, he’s likely to at least split time with Bo Nix this week. Whomever is playing QB for Auburn must deal with a defense that leads the country with 20 sacks. It’s an interesting storyline with Finley having left LSU to play for Auburn. But this could quickly turn into a case of “don’t know what you got until it’s gone.” First year coach Bryan Harsin is dealing with a lot of issues right now as he just fired his WR coach. Throw in what figures to be a rowdy, late Saturday night crowd in Baton Rouge and this just looks like a really tough spot for the road team.

Back in the opener, I faded LSU as they were playing at a UCLA team that already had a game under its belt. That turned out to be the correct move. But since then, these Tigers have really turned things around with three straight impressive wins, including at Mississippi State last week. While the final margin ended up being just three points, the Bayou Bengals were up by 18 in the 4Q. They don’t have any issues at QB as Max Johnson’s 15 TD passes are second most in the country. This is a big revenge spot for LSU after losing 48-11 LY in Jordan Hare. They are a much better team in 2021. Lay the points. 8* LSU

10* Old Dominion (9:00 ET): ODU may seem like an odd team to go “all in” on this week, but the Monarchs are off a very misleading 35-34 home loss to Buffalo last week and I look for them to bounce back. They outgained the Bulls 433-297 LW in Norfolk, but it didn’t matter as they were behind 35-7 at halftime thanks to two non-offensive scores. They outscored UB 27-0 in the second half but then in the cruelest of fates missed the potential game-tying XP with just 19 seconds left. At least they covered as 13-point underdogs. I’m taking the points this week. 

It’s not just last week’s misleading final that has led me to ODU this week. How about UTEP being favored? Now the Miners did cover as 9.5-point road chalk in Week 1, but that was against the worst FBS team in the country, New Mexico State (yes, even worse than UConn). UTEP is now 3-1 SU after upsetting New Mexico 20-13 last week here in El Paso. The Miners also pitched a 2H shutout, outscoring the Lobos 17-0 to erase what was a 13-3 halftime deficit. UTEP now has the same number of wins over FBS teams this year (2) as they did the previous FOUR SEASONS COMBINED! 

This is a matchup of the two teams predicted to finish last in the respective C-USA divisions. ODU does not have a win over FBS team since 2018 as they were one of three teams that elected to skip the 2020 season. This is their best shot at one since a one-point loss to UTSA late in the ‘19 season. The UTEP defense is allowing only a 19% conversion rate on third down, which is a totally unsustainable number, so look for some big plays out of the ODU run game (two backs averaging 6.0 YPC) and the dog to leave with the cash. 10* Old Dominion

9* Central Florida (3:30 ET): The Golden Knights have had two weeks to stew over a 42-35 loss to Louisville, a game that was decided on a 66-yard “pick-six” in the closing seconds. I look for them to come out and hammer a Navy team that is rather “lost at sea” at this point. The Midshipmen are 0-3 and while they looked somewhat better in last week’s 28-20 loss at Houston, this simply is not the same kind of team we’re used to seeing under HC Ken Niumatalolo. Lay the points with the rested visitor. 

Central Florida’s season began by hosting Boise State. Though they actually fell behind 21-0 early in that game, they absolutely deserved to come from behind and win 36-31 as they statistically dominated the Broncos in that one. It was a 573-283 edge in total yards and would have been a blowout had it not been for an early 100 yard INT return for TD by Boise. UCF then crushed FCS Bethune-Cookman as you’d expect, putting up 63 points for 1st year HC Gus Malzahn. The loss two weeks ago doesn’t at all dim my view that this is the top challenger to Cincinnati in the AAC this year. 

Meanwhile, Navy now finds itself towards the bottom of the conference. They could put up only 10 combined points in the first two games and an embarrassing 68 total yards in a 23-3 home loss to Air Force. The Middies did lead at the half LW, but are now facing an opponent that has easily won the two previous matchups. The extra week to prepare for the Navy triple option is huge for the UCF defense. Even with a backup QB making his first career start, the Golden Knights should roll in this one. 9* Central Florida

9* Eastern Michigan (2:30 ET): Chris Creighton, now in his eighth year at EMU, has done a great job at turning around this once-sorry program. He is now gunning for his second 4-1 SU start in six years. Prior to his arrival in Ypsilanti, the Eagles had started 4-1 just twice in 28 years! Their only loss here in 2021 came to a Wisconsin team that I still think is much better than its record. All three wins have come against bad teams, but at least they’ve been blowouts; all three coming by 14 points or greater. 

A clear sign of the turnaround engineered here by Creighton is the fact his team has beaten Northern Illinois each of the last two seasons. Prior to those two wins, EMU had lost 11 straight to NIU and 19 of 21. They will now be going for their first three-game win streak in the series since 1958! Conversely, Northern Illinois has had just three losing seasons in 13 years, but two of those were 2019 and 2020. The Huskies didn’t even win a game LY (0-6) and that included a 41-33 loss as six-point road underdog to EMU. The year before saw the Eagles come here to DeKalb and win 45-17 as five-point dogs. 

Northern Illinois may be off to a 2-2 start this year, but the defense has surrendered 50+ points in both losses and one of the wins (22-21 upset over Ga Tech in the opener) was very misleading. They were outgained in that victory, then were very lucky to earn a push here at home vs. Wyoming the following week as they were down by as many as 26 in that game. After getting crushed 63-10 by Michigan, the Huskies did win last week, but that was against FCS Maine. EMU is 23-8 ATS L31 road games, including 20-6-1 as a dog. 9* Eastern Michigan

8* Wisconsin (12:00 ET): So we’ve got Michigan, 4-0 SU and ranked #14 in the country, GETTING points from unranked 1-2 Wisconsin. Now the game is in Madison (more on that later), but this line probably is surprising to some. Not to me. Michigan was outgained 352-275 last week by Rutgers and did next to nothing offensively in the second half. Meanwhile, Wisconsin is off a very misleading 41-13 loss to Notre Dame last week where they actually OUTGAINED the Irish. Believe it or not, we’re getting a GREAT value here on the Badgers at home. Lay the points. 

This is precisely the kind of game Jim Harbaugh always seems to lose. He is 0-11 SU as underdog since returning to his alma mater. Since 2015, Michigan is the ONLY team in the FBS not to have a single outright win as a dog. Madison has also been a “house of horrors” for past Wolverines teams. They have not won here since 2001, dropping five in a row including four straight by double digits. Michigan’s inability to run the ball last week in the 2H vs. Rutgers, or even convert a single third down, seems like it will be a major issue here as they face the nation’s top rush defense. Wisconsin has allowed only 69 rushing yards total in three games! 

Then there’s this tidbit: There have been nine unranked teams favored vs. a top-15 opponent since 2016. Seven of the nine won, including WVU (who I had) over Va Tech two weeks ago. This shapes up to be a CLASSIC anti-public bet. The respective turnover differentials of the two teams, Wisconsin is -7 while Michigan has yet to turn it over even once, is bound to even out. The Badgers had THREE non-offensive TD’s go against them in the 4Q LW at Soldier Field. Look for it to be their defense making the big plays this week as they win at home. 8* Wisconsin

8* Jacksonville (8:20 ET): Urban Meyer’s Jaguars are 0-3 with all three losses coming by double digits. Not even the longest TD in NFL history, a 109-yard return of a missed FG, could get the Jags inside the number against the Cardinals last week. It’s now 18 straight losses for the franchise, a streak that obviously predates Meyer’s tenure here, and the last six have all been by 10+ points. But I believe the Jags are due to keep ONE close. I see that happening this Thursday night against a Bengals team unaccustomed to the role of favorites. 

Cincinnati is 2-1 but has not been favored in a single game so far. Even Jacksonville was favored once, back in Week 1. In fact, the Bengals have only been favored three times in the last three seasons and they lost two of the games outright! This season’s two wins have come against Minnesota and Pittsburgh, but they were outgained in both games and needed OT to get by the Vikings. The offense has failed to even gain 300 total yards in each of the L2 games. They also lost to the Bears in Week 2. 

What I’m saying here is that the Bengals should not be trusted as this large of a favorite. Especially on a short week. One would have to go back to the “height” of the Andy Dalton/Marvin Lewis era to find the last time a Bengals team was laying more than seven points at the betting window. The lookahead line was much shorter and I’m just not ready to buy into Cincy yet. Trevor Lawrence just needs to cut down on the interceptions and the Jags will at least keep it close. 8* Jacksonville

10* NY Jets (4:05 ET): The Jets are not being given much of a chance in this game, and for good reason, but make note of the fact they did outgained New England pretty significantly last week (336-260) despite losing on the scoreboard 25-6. Growing pains were obviously expected here with a rookie coach (Robert Saleh) and QB (Zach Wilson), but the team does need to show SOMETHING this week in Denver. It’s a big spread and I feel comfortable taking the points against an opponent unaccustomed to being this large of a favorite.

Denver was the only team in the league not to be favored a single time in 2020. This year has seen them favored on the road each of the first two games and now laying double digits in the home opener. How rare is this? It’s the first time the Broncos have been double digit favorites since a 2017 game vs. the Giants that they lost outright by 13 points! QB Teddy Bridgewater has an outstanding career ATS mark (37-15-1) but has NEVER been a double digit favorite before. The largest spread he’s faced previous to this one was laying eight points against Carolina in 2018 when he was with the Saints. He lost that game outright.

The biggest problem for the Jets last week was four turnovers. That’s how they lost by 19 despite holding an edge in total yards. In what promises to be a low-scoring game, I think grabbing the points is prudent. Denver has not started 3-0 since 2016. They’ve only averaged 25 points the first two games and despite two double digit wins, this isn’t a team that’s normally going to win big. 0-2 ATS teams have covered at a 60% rate in Week 3 over the last decade. 10* NY Jets

8* Miami (4:05 ET): The fact there’s been no real line movement since it was announced that Jacoby Brissett would be starting in place of the injured Tua Tagovailoa says a lot. Surprisingly, the line has even come down a bit. I thought the opening number was a bit of an overreaction to Las Vegas’ 2-0 start, which has seen them upset the Ravens and Steelers. This game was listed as pick ‘em on the lookahead line. Miami is a perfect 6-0 ATS off its L6 SU losses and 10-1 ATS after giving up 30+ points. Take the points.

I really don’t think that the dropoff from Tua to Brissett is that severe. Sure, the Dolphins lost 35-0 last week at home to Buffalo. But Brissett was obviously not expecting to play. Now he gets a full week of practice to face a Raiders’ defense that gave up the second most touchdowns in the entire league last year and over 30 PPG. Vegas is a little lucky to be 2-0 as they beat Baltimore in OT and then Pittsburgh suffered multiple key injuries on defense. This is the first time the Raiders have been favored in 2021. They are just 3-7 ATS L10 as chalk with four outright losses.

Miami is 9-4 ATS as a road underdog under Brian Flores. They have also won 10 of the last 12 meetings vs. the Raiders, including seven of the last eight. Last year, they pulled out a last second 26-25 win to officially eliminate Vegas from playoff contention. I’m just very skeptical of this Raiders team and it’s hard for me to see them moving to 3-0. The Dolphins’ defense will keep them in this game. 8* Miami  

8* Washington (1:00 ET): The Football Team is 0-2 ATS as a favorite so far, but let’s try them as a dog this week. They did prevail on the field last Thursday, getting a gift from the inept Giants, who were offsides on the first game-winning FG attempt. After missing that first attempt, Washington kicker Dustin Hopkins then made the G-Men pay on his second try, putting the 43-yarder through the uprights and giving Washington a 30-29 win. I was impressed with the play of QB Taylor Heinicke, who completed 34 of 46 passes for 336 yards and two touchdowns in his first start in place of the injured Ryan Fitzpatrick.

This will be the Bills’ second straight week facing a backup QB. But I think it’s pretty obvious that Heinicke is better than Jacoby Brissett, who was called into emergency duty last week (Tua injured) as Buffalo blitzed Miami 35-0. Remember that Heinicke started last season’s playoff game for Washington and threw for 300+ yards against eventual Super Bowl Champion Tampa Bay. The Football Team has also had a few extra days to prepare for this game compared to the Bills. That will help Heinicke.

The “mini-bye” should also help a Washington defense that’s gotten off to a surprisingly slow start. This was one of the best defenses in the league a year ago. I know Buffalo scored five touchdowns last week, but three of those drives were 52 yards or shorter. Josh Allen is completing just 56% of his passes so far and is 27th in yards. The Bills’ offensive line was overwhelmed against the Steelers and the Football Team is capable of doing the same. Washington is 4-1 ATS its L5 games as a dog, so this role suits them well. They’ve won three of those five games outright. Take the points. 8* Washington

8* Jacksonville (1:00 ET): Urban Meyer is looking for answers right now as he’s off to an 0-2 start in his professional head coaching career. Jacksonville has lost 17 games in a row going back to last season, the last six all coming by double digits. Now virtually all of that predates Meyer’s tenure here. However, the legendary college coach can certainly ill-afford a third straight DD loss. Predictably, the public is all over the other side (Arizona) in this matchup but I’m seeing some value with the home dog getting more than a touchdown. Take the points.

I understand that taking Jacksonville right now may cause you to hold your nose. But the idea of Arizona laying this many points on the road should bolster your confidence. It’s extremely rare to find the Cardinals as this size of a road favorite. Going all the way back to 1993, it’s happened only TWO times! Situationally, it’s not a great spot for the Cards either as this is their second trip to the Southeast in the first three weeks and they’ve got a big division road game next week at the Rams.

There’s no denying how good Kyler Murray has looked in the first two games, but the Cardinals were very lucky to defeat Minnesota 34-33 last week. The Vikings missed a “chip shot” field goal on the final play of the game to seal the deal. I had the Vikes plus the points (they obviously covered) as Arizona dropped to 3-10 ATS its L13 games as a favorite in any setting. The Jags fall into several key angles that are 60% ATS or better, long term. 8* Jacksonville

10* Florida Atlantic (8:00 ET): I’m a bit stunned at this line as my power ratings say Florida Atlantic should be favored. So there’s no question I’m taking the points here. The line is even more enticing when you consider that the Owls are also on a 6-2 ATS run as underdogs and will be facing a defense that just gave up 628 total yards (and 49 points) last week. After starting 5-1 SU in Willie Taggart’s first season here in Boca Raton, FAU hit a bit of a snag, losing its final three games last year (including the bowl) and to Florida in the 2021 season opener (understandable). But off B2B convincing wins, they look to have turned a corner. 

Air Force is also 2-1, but just lost outright as nine-point favorites to Utah State last week. It was a 49-45 shootout that saw the Falcons run the ball better than they did in either of the first two games (437 yards) but the defensive “effort” simply wasn’t there. Of the 628 total yards allowed, 448 were through the air. Now they’ve got to deal with FAU QB N’Kosi Perry, who comes in averaging 290.3 YPG with seven touchdowns and zero interceptions. These teams have met once before (2018) and FAU gained 525 yards in a 33-28 win. All signs point to another big offensive effort, so again - why WOULDN’T you take the points? 

FAU had seven games either cancelled or postponed because of COVID-19 last year. On the bright side, 30 of the 34 players who started a game last season returned for Taggart, who finally was able to get some Spring practices in. So this is a very experienced group set to hit the road, much more experienced than Air Force. FAU did cover against Florida and would have covered in ‘18 vs. Air Force if not for a blocked punt in the final minute. Seeing as how Air Force twice blew an 11-point lead last week (including in the 4Q), I don’t see how anyone can expect them to win by any real margin. 10* Florida Atlantic

9* South Carolina (7:00 ET): This is yet another matchup on the Saturday card where I feel the wrong team is favored. Kentucky is 3-0 SU (1st time since ‘18) but South Carolina is the more important (in our world) 3-0 ATS. The Gamecocks have lost a game, last week, but that was to a Georgia team that could be the best in the country right now. Two of UK’s wins have been close, including last week’s over FCS UT-Chattanooga, and all of them were in Lexington.The Wildcats only won by five (28-23) last week and didn’t even score enough points to cover the massive 31-point spread. Take the points here. 

Not much is being expected from South Carolina in Shane Beamer’s first year at the helm. The team was 2-8 SU in 2020. But Beamer (Frank’s son) didn’t inherit a bare cupboard. Opening with confidence-building victories over Eastern Illinois and East Carolina, the latter on the road, were huge even though the Georgia game didn’t work out last week. The Gamecocks still covered vs. Georgia to move to 3-0 ATS on the year. This is maybe Beamer’s best shot at a SEC win this season, so expect a solid performance. Luke Doty, who was originally going to be the team’s first string QB before injuring his foot over the summer, is back and now ready to make his first start. So that’s another boost. 

While this season is Beamer’s first foray into SEC football as a head coach, his players know the opponent well and desperately want to beat them. The Gamecocks are just 2-6 SU and 1-7 ATS the L8 years vs. Kentucky and the current senior class would have just one win against them, the last time they hosted back in 2019. That was a 24-7 win and cover as 3.5-point favorites. This Wildcats’ offense has turned the ball over far too much this season (eight times) and the defense is letting opponents convert at 45% on third down. South Carolina isn’t as bad as many in the SEC think and I give them a great shot at the outright upset here. 9* South Carolina

9* UCLA (6:00 ET): The bloom is off the Rose (Bowl) so to speak as UCLA lost for the first time last week, a 40-37 shootout with Fresno State. But one upset loss should not cause you to disregard what this team has been doing in Chip Kelly’s third season in Westwood. The Bruins got as high as #13 in rankings, mostly on the strength of their 38-27 upset of LSU. I took them in that game and in the opener when they absolutely crushed Hawaii 44-10. I really like the improvement I’ve seen thus far out of Dorian Thompson-Robinson, who currently leads all Pac 12 QB’s with seven touchdown passes. 

Meanwhile, I also won with Stanford last week as they went to Vanderbilt and won 41-23 as 12.5-point favorites. That was a nice follow-up for them after their shocking upset of Southern Cal the week prior, 42-28 as 17-point dogs (which led to USC firing Clay Helton). The change at QB to Tanner McKee, following a season-opening loss to Kansas State, seems to have been a game-changer. But you should note that the Cardinal were outgained by the Trojans in that upset win and then allowed nearly 400 yards to a not good Vandy team last week. They aren’t playing Vandy again this week. 

This will be Stanford’s 1st game in Palo Alto since Week 2 of last season. It’s not like they have some great homefield advantage though. They are just 1-5 ATS L6 home games. This is a massive revenge spot for UCLA, who is just 1-12 SU and 2-13 ATS the L15 meetings with the Cardinal. But the one win was the last time they came to Stanford Stadium, 34-16 as a four-point dog. It was a 49-48 loss LY in 2OT as Thompson-Robinson got hurt. If not for a last-second UCLA loss last week, you have to think this line would be a lot higher. In a battle of teams I’m a combined 3-0 ATS with this season, I’ll lay the points. 9* UCLA

8* Boise State (12:00 ET): It says a lot that a 1-2 team would be favored over a 3-0 team. Especially when the 1-2 team is a nine-point favorite on the road! Boise State’s two losses so far have been by a total of six points and were to UCF and Oklahoma State, two very competent programs. Meanwhile, Utah State has had to rally from a double digit deficit in all three games. Their two wins over FBS teams (Washington State, Air Force) were by a combined seven points and in each instance the Aggies battled back from a double digit 4Q deficit. So they very well could also be 1-2 heading into the Mountain West opener against a team they have struggled with in the past. 

Actually, to say USU has “struggled” in the past vs. Boise State would be putting it mildly. The Aggies are 1-17 SU/4-14 ATS the previous 18 head to head meetings. The lone SU victory took place here in Logan back in 2015. Utah State has not fared well in conference openers recently, going 0-4-1 ATS. I am shocked that they’ve opened this season 3-0 SU (1st time since ‘78) considering they won just one game a year ago and averaged only 15.5 PPG. They only led for the final 3:54 against Air Force last week and that was after trailing most of the way at Wazzu.

Boise State, like Utah State, has a first year coach leading the ship. The Broncos blew a 21-0 lead in the opener vs. UCF and then a 13-point lead vs. Oklahoma State. Really, you could make the case that Boise is the team that “should” be 3-0 while USU “should” be 1-2. It was 42-13 on the blue turf when these teams met last year and eight of the last nine wins in the series have been by double digits. The Utah State defense is very questionable right now as it has given up over 1,000 yards the last two weeks. Air Force gained 437 on the ground alone and even FCS North Dakota went for 442 total. Considering the history of this rivalry - and the fact USU has been down by DD in every game so far - I’ll gladly lay the points. 8* Boise State

8* Boston College (12:00 ET): In its first game w/o starting QB Phil Jurkovic (could be out the rest of the season), Boston College put up 28 points last week even with backup Denis Grosel completing only 5 of 13 passes for 34 yards. The running game - which saw three different backs find the endzone - was ultra-effective in going for 187 yards on 35 carries. Of course, it also helps to have a defense which is sixth nationally, allowing only 10.3 PPG. It’s because of that defense and this game being in Chestnut Hill that I feel we have a “false favorite” on our hands with Missouri. Take the points in this one. 

Boston College is looking to complete the non-conference portion of its schedule a perfect 4-0 straight up. It’s not been a challenging schedule to this point as the team has been favored by double digits in every game and twice by 40 or more. But the program has a solid reputation as an underdog, pulling 13 outright upsets the last five seasons and going 5-1 ATS its last six times in the role. But that’s only half the equation here. You’ve also got the fact that Missouri has been a lousy road team through the years, going 7-21 ATS L28 outside of Columbia. That includes 1-6 when laying points, which they are here. The Tigers are 0-3 ATS overall in 2021 including a 35-28 outright loss as a dog at Kentucky (7th straight year losing the SEC opener). 

The Eagles have a massive edge on the defensive side of the ball in this game. While they’ve allowed just 31 points in three games (28 of those against UMass), Mizzou’s defense is last among SEC teams in giving up 455.7 YPG. A lot of that has to do with the loss to UK, however the Tigers did give up nearly 300 yards rushing to SE Missouri State, a FCS school. When Grosel filled-in against UMass, he completed 11 of 14 passes for 199 yards. So look for him to put up better numbers than last week. I agree with my power ratings that BC should be favored. 8* Boston College

10* Virginia (7:00 ET): The Hoos are off their first loss of the season, 59-39 to a North Carolina team that is still well regarded despite its season opening loss (at Va Tech). The good news for UVA is that they are NOT playing UNC this week. It’s a matchup with Wake Forest instead. The Demon Deacons may come in undefeated (3-0 SU) and 6-0 ATS the L6 meetings but it’s not easy to win in Charlottesville where the home team is 19-2 SU since the start of the ‘18 season. The Cavaliers have covered five straight as home favorites and I think they’ll make it six in a row Friday night on ESPN2. Lay the points.

Wake Forest is just 2-7-1 ATS its L10 road games and this will be their first time leaving Winston-Salem this season. It’s not exactly been an impressive run of opponents they’ve faced to this point, beating William & Mary (FCS), Old Dominion and Florida State. That trio has a combined zero wins over FBS teams in 2021. The Demon Deacons were outgained by 55 YPG in ACC play last season and really benefited from SIX Florida State turnovers last week. It’s never good to lose 59-39 (like Virginia did last week). But at least they got to face an elite offense. WF has yet to face a good offense, let alone one on par with Virginia. 

The Cavaliers put up 574 yards of total offense last week, which would normally  lead me to ask “can they possibly match that?” But in their case, they’ve averaged 558.3 YPG through three weeks and been very consistent in doing so. QB Brennan Armstrong is #2 in the country in passing yards right now. The last time Virginia played at home, they crushed Illinois 42-14 as 10.5-point chalk. This is a big-time revenge game considering they’ve lost four straight times to Wake (1st time ever) and were favored in three of those games. No upset this time. 10* Virginia

10* Green Bay (8:15 ET): The Packers were rightfully skewered for a horrendous opening week loss to the Saints. They lost 38-3 (were 3.5-point favorites for the neutral site contest) and gained a meager 229 yards of total offense in the process. But this week they are facing the Lions, one of the worst teams in all of football and I say Aaron Rodgers bounces back with a huge primetime showing. The L11 times they have hosted Detroit, the Pack are 9-2 SU with Rodgers throwing 21 TDs and 4 INTs. Green Bay is also looking to win its ninth straight home opener tonight and they should do so by a wide margin. Lay the points. 

Detroit did cover the spread in Week 1, but they were very fortunate to do so. At home, they trailed the 49ers 41-17 in the fourth quarter before two quick touchdowns (both followed by two-point conversions) allowed them to sneak through the proverbial “back door.” That made me happy as I took the points with the Lions. But again, it was very lucky as the second touchdown came after an onside kick recovery. Rodgers should have no problem shredding a Lions defense which gave up 8.0 yards per play to San Francisco and is now without CB Jeff Okudah for the remainder of the season (ACL). 

The Lions won’t be favored in a single game this season and they are 31st in my power ratings (ahead of only Houston). Obviously, I dropped Green Bay after last week’s performance, but they still have massive edges on both sides of the ball in this NFC North matchup. Perhaps we can just chalk up last week to a case of Rodgers not playing in the preseason or the fact the game was moved to a neutral site because of Hurricane Ida. Whatever reason you want to go with, I’m calling it a “one week aberration” as last year’s MVP should bounce back with a huge performance tonight. The Packers are 16-5 ATS off an ATS loss and 8-1 ATS off a SU loss. 10* Green Bay

9* Baltimore (8:20 ET): Even though the Ravens are on a short week and lost their opener, my power rankings still call this SNF matchup with the Chiefs a pick ‘em. There are definitely some issues with Baltimore right now. Injuries at the running back position plus a defense that doesn’t look quite as good as last year are the primary ones. But lest we forget how good this team has been the last few seasons. They are 9-1 ATS as an underdog since the start of the 2018 season. That includes 6-1 with Lamar Jackson as the starter and the Ravens are 5-2 straight up in those seven games. The only previous time that Jackson was a home dog came against New England in ‘19. Baltimore won that game 37-20.

Kansas City has been living very dangerously going back to the second half of last season. They are 2-10 ATS their last 12 games, excluding preseason. It was only a four-point win at home over Cleveland last week, 33-29, where the Chiefs’ defense gave up a horrendous 8.2 yards per play. I played the Browns plus the points in that one, a wire to wire cover that saw them leading outright for most of the game, including 22-10 at the half. Were it not for a big special teams play (Browns’ punter mishandled the snap and ended up turning the ball over deep in his own territory), KC likely does not win that game. Had they lost, my guess is this spread would have been a lot closer to ‘pick em. 

Getting back to the Chiefs “living dangerously,” nine of their last ten wins (regular season and playoffs) have been by six points or less. That kind of good luck in close games is bound to regress eventually and I’m not going to be surprised at all when they lose a couple of close ones this season. While the Ravens are 0-3 SU vs. KC the L3 seasons, two of those games were decided by five points or less and one went to overtime. I think people are writing off Baltimore far too quickly. They are certainly able to win this game, so take the points. 9* Baltimore

10* Minnesota (4:05 ET): I know that the Vikings have a banged up defense going into Arizona this week. And that the Cardinals were incredibly impressive in torching the Titans 38-13 in Week 1. But Minnesota is certainly capable of moving the ball as well. They gained over 400 yards in an OT loss to the Bengals in Week 1. Losing that game as three-point favorites, the Vikes have now failed to cover eight straight in the regular season. That’s the longest active ATS losing streak in the league. But I still believe this team is going to be improved in 2021. So take the points as I’m anticipating an outright upset here. 

How can I still be so confident in the Vikings improving? Well, as I wrote last week, this team was incredibly unlucky in a number of key areas last year. Special teams and lack of success on third/fourth downs were the biggest culprits in addition to a defense slipping to 29th in yards allowed. The kicking game and late down success rate can vary wildly from year to year. The defensive ranking was very uncharacteristic for a Zimmer-coached team. So that stuff is going to improve. The offense will still be good with Kirk Cousins (351 yards LW) and Dalvin Cook running the show. Minnesota has covered five straight times vs. Arizona. 

The Cardinals won SU as a dog in Week 1, but now they are favorites, a role that they are just 3-9 ATS in the previous two seasons. Not only that, they have a losing SU record (5-7) as chalk. Kyler Murray is 2-5 ATS as a home favorite in his career. The Vikings defense, even banged up, is better than the Titans’. I’ve never been sold on Cardinals’ HC Kliff Kingsbury’s in-game decision making. The Vikings were called for a ton of 1H penalties last week, which shouldn’t be repeated. They have only been a dog for two of those eight straight ATS losses and those games came at Tampa and New Orleans. Arizona is not on that level. 10* Minnesota

9* Atlanta (4:05 ET): Underdogs in division games are generally a solid bet the first five weeks of the NFL season. Such teams have cashed over 60% of the time going back to 2006. Double digit dogs in divisional matchups tend to always catch my eye as more often than not you get closer games than expected when the opponents are familiar with one another. So I’ll take a flier on Atlanta here despite the fact they were blown out at home last week, 32-6 by Philadelphia. The Falcons have covered seven of the last eight times they’ve gotten 10 or more points from the oddsmakers. 

The defending Super Bowl Champs nearly lost the season opener, needing a late drive from Tom Brady to set up the game-winning field goal. Not only did Tampa Bay barely escape against Dallas last Thursday, but HC Bruce Arians is 0-4 ATS all-time as a double digit favorite. So that’s another reason to take the points in this NFC South matchup. Then you’ve got the fact that the Bucs turned the ball over four times against the Cowboys while the defense gave up 450 total yards. Now Dallas is more talented than Atlanta, but I think the Falcons will score enough to stay within the number here. TB allowed 30 first downs last week! 

Now I know what you’re saying. The Falcons only scored SIX points last week. It was a dreadful showing, one that the new coaching staff should be embarrassed about. But Arthur Smith will have his team ready here. Remember that Atlanta still has QB Matt Ryan. Eight of their 12 losses last season were by seven points or less as they were far better than their record. Seven times they lost a game by less than six points. That includes a blown 17-0 halftime lead against Brady and the Bucs. TB will be without starting CB Sean Murphy-Bunting and did not tackle well in the first game. 9* Atlanta

8* Philadelphia (1:00 ET): Few - if any - teams outperformed my Week 1 expectations more than the Eagles did. They went down to Atlanta and thumped the favored Falcons by a score of 32-6. I don’t think anybody saw Philly starting the year 2-0, but we can use that to our advantage here as they host San Francisco in Week 2 and are getting points. My power rankings label this game as a “pick ‘em,” so there’s some clear value right off the bat. Throw in the fact that San Francisco has already endured some key injuries and I’ll definitely be taking the points in this matchup. 

It was a miracle cover on the Lions last week when I went against the 49ers. Certainly things did not look good for much of the games, especially when SF led 41-17 early in the 4Q. But an incredible series of events led to Detroit sneaking in through “the back door.” The Niners did put up a ton of points & yards (442), but they don’t get to face the lousy Lions defense every week. The Eagles did not allow a single pass play of more than 20 yards against the Falcons. Also concerning for the Niners was their own defense giving up 430 yards in last week’s win. But worst of all was two key players - RB Raheem Mosert and CB Jason Verrett - being lost to season-ending injuries. What a blow to both sides of the ball! HC Kyle Shanahan has to be thinking “not again!” (The 49ers were among the most injured teams LY). 

Meanwhile, things couldn’t have gone any better for the Eagles in Nick Sirianni’s coaching debut. QB Jalen Hurts had a career-high passer rating. WR Jalen Reagor had a career-high six catches. I also like rookie WR DeVonta Smith, who also had six catches in his first pro game. The defense didn’t allow a point over the last 44 minutes of game time. Might everyone have underrated this Eagles’ team coming into the season? It’s possible and as I wrote last week, San Francisco has not been good as a favorite under Shanahan (now 7-17-2 ATS). 8* Philadelphia

8* Jacksonville (1:00 ET): While no team outperformed my expectations more in Week 1 than Philadelphia did (see elsewhere in 3-pack), no team was a bigger disappointment than Jacksonville. The Jaguars laid a major egg in Urban Meyer’s pro debut, losing 37-21 to who we all expect to be the worst team in the league this season (Houston). The market has quickly turned against Meyer, installing him as a big underdog for his 1st home game. Admittedly, the Jags have lost 16 straight regular season games. But it’s difficult to disregard the fact they were favored on the road last week. I’m taking the points here. 

Jacksonville may have had the league’s worst record in 2020, but Denver was the only team not to be favored in a single game. Now the Broncos will open as favorites in each of their first three 2021 games, so improvement is clearly expected here. Teddy Bridgewater is the new QB, providing some much needed stability on the offensive side of the ball. The Broncos’ defense was pretty good LY, so I can see why people are bullish on this team. But expecting them to win B2B road games by a significant margin? Not sure I’d be that optimistic. HC Vic Fangio is just 1-4 ATS off his L5 SU wins. 

Denver won 27-13 at the Giants in Week 1. The lookahead line for this game was Denver -2.5. I don’t think that beating one of the worst teams in the league justifies the number moving so much. The Jacksonville offense did average 5.8 yards per play last week with #1 overall DC Trevor Lawrence attempting 51 passes. Three interceptions really doomed Lawrence in his first NFL start, but I think he’s going to take better care of the ball here. Meyer can’t afford to get blown out again and I think his team will keep this one close. 8* Jacksonville

8* Tulane (8:00 ET): This is Tulane’s second game against a ranked opponent this year. The first, while not a SU win, was certainly a “moral victory” of sorts. It was an ATS victory as well as they stayed  within a monster 31-point number against top five Oklahoma. Now we’ve seen many teams stay within generous numbers such as that one. But in this instance, the Green Wave only lost the game by five points (40-35). So what I’m saying here is they will not be intimidated when they pay a visit to Oxford this Saturday night to take on #16 Ole Miss. Last week saw Tulane win 69-20 over FCS Morgan State. 

Ole Miss’ season got off to a rousing start with a Labor Day beatdown of Louisville, 43-24 as nine-point favorites. That was without HC Lane Kiffin, who was in COVID protocol. If you recall, I went with the Under and despite the high score, that particular bet did cash. As impressive as the Rebels’ offense has been so far (they also hung 54 on Austin Peay last week), a lot of the focus has been on an improved defense. But realize that “improvement” has taken them from 126th in the FBS (which was next to last) in yards allowed last season to 73rd this season. This Ole Miss defense is about to receive its stiffest test yet from a Tulane offense that can match the firepower they’ve got here in Oxford 

Ole Miss QB Matt Corral is one of the top signal callers in the country, but so too is Tulane’s Michael Pratt. The Green Wave have scored 104 points in two games and what makes the performance against OU all the more impressive is that they had to deal with the game being moved to Norman due to Hurricane Ida. Also make note of Tulane’s special teams. They lead the FBS in net punting and punt return defense. The underdog is going to put up a bunch of points in this game and thus should easily stay within the two touchdown spread. The Green Wave have covered 17 of their last 26 games overall. 8* Tulane

8* Stanford (8:00 ET): Both teams are off shocking upset victories, so the whole “letdown” is really a non-factor in this game. In the case of Stanford, their upset win was more “shocking” in terms of the point spread. They went to the Coliseum as 17-point underdogs last Saturday and beat USC 42-28. An 87-yard TD run by Nathaniel Peat opened the scoring for the Cardinal, who never trailed. The beatdown of the Trojans was so severe that they ended up firing Clay Helton after the game. The biggest takeaway for Stanford was the play of QB Tanner McKee, who threw for 234 yards and 2 TDs in his first start. 

The most shocking thing about Vanderbilt last week is that they won at all. The Commodores had dropped 11 in a row before winning at Colorado State 24-21 as 6-point dogs. It was a 38-yard FG with 19 seconds left that gave Clark Lea his first career win as head coach. In Lea’s first game, the Commies lost 23-3 to a FCS school (East Tennessee State) as 21-point favorites. Somewhat ironically, it was ETSU that provided Vandy its last win, back in 2019. The Commodores had lost 13 in a row to FBS teams before last week. It should be pointed out that they were outgained by 103 yards against CSU, another team that lost its opener to a FCS opponent. 

This is the 1st ever meeting between these academic powerhouses. It’s also the first time ever a Pac 12 team has paid a visit to Vanderbilt Stadium. Stanford has never visited a SEC school either. So there’s a real sense of unfamiliarity here. I think the real key is going to be McKee. He showed why he was such a prized recruit in leading the upset of USC. Thus you can pretty much disregard Stanford’s opening week game, a 24-7 loss to Kansas State, as McKee didn’t start that one. But you can’t discount just how bad Vandy is. If the Cardinal can hang 40+ points again, then they should have no difficulty covering the spread here. They led Southern Cal 42-13 last week. Lay the points. 8* Stanford

10* Toledo (4:00 ET): There’s a school of thought that says this is a prime letdown spot for Toledo, who is coming off a tough three-point loss at Notre Dame last week. The Rockets may have lost the game in South Bend 32-29, but they easily left with the cash as 16.5-point underdogs. Now they turn around and are laying more than two scores at home. Normally, I might agree with the prevailing wisdom. But in this instance, the Rockets are facing a Colorado State team that is off to as bad a start as anybody in College Football. The Rams are 0-2 with losses to South Dakota State and Vanderbilt where they’ve missed the spread by a combined 30+ points. I’ll lay the number Saturday afternoon at the Glass Bowl. 

Toledo got its first ever cover as a double digit dog under HC Jason Candle last week (previously 0-6 ATS). They led the Fighting Irish outright with just over a minute to go. They led at halftime as well. This is a team that should be in contention for a MAC Championship as it returns 21 starters from a team that outgained its six conference foes by an average of 131 YPG last season. Before facing Notre Dame, the Rockets blew out Norfolk State 49-10. There was no look ahead there. I don’t expect there to be a letdown here. 

But the crux of this play centers around just how bad CSU has been so far. Their first game was a 42-23 home loss to FCS South Dakota State. The Rams never led, trailed by as many as 26 and gave up almost 500 yards. Then they lost by three, again at home, to a very bad Vanderbilt team that had previously lost 11 in a row. The Rams have fallen into the bottom 10 of my power ratings and I now project them to win just two games this season. If you can believe it, those same power ratings say this should be a four touchdown spread! I’ll trust the numbers! 10* Toledo

9* Baylor (3:30 ET): Kansas suffered a real “bad beat” last Friday at Coastal Carolina. I know because I had the misfortune of playing the Jayhawks. They led outright (9-7) at the end of the first quarter and it was only a six-point game midway through the third. Keep in mind they were getting 26.5 points. As you can surmise, things went badly down the stretch as Coastal Carolina scored the game’s final three touchdowns to make it 49-22. A missed XP early in the game cost KU bettors the cover and to add insult to injury, the team chose to go for it on fourth down (rather than kick a FG) on the final drive.

While some may look at a result like that and figure Kansas is “due” this week, I happen to think quite the opposite. After playing hard for three quarters against a Top 25 opponent last week, I wonder if the Jayhawks will come out “flat” for the Big 12 opener. Now the game is at home. But it’s also against Baylor, who has beaten them 11 consecutive times and covered nine straight. I laid a similar number with the Bears last year in Waco and they won easily 47-14. Each of the L9 victories over Kansas have been by a minimum of 19 points. While it may not get as ugly as last year, I’m laying the points again. 

The Jayhawks have not won a Big 12 game in some time. In fact, it was Oct 26, 2019. It’s been 12 straight losses since. The L10 seasons have seen them go 5-84 SU in Big 12 play! They also only beat FCS South Dakota by a field goal in the opener (were slightly outgained). Remember that 1st year HC Lance Leipold was hired late (after the spring) due to the dismissal of Les Miles. Baylor is off its highest yardage and point total since the Art Briles era. Now the victim was an FCS school (Texas Southern), but the Bears will still take it. They are 2-0 SU having also defeated Texas State on the road, 29-20, in the opener. This is more of a fade on Kansas than anything else. 9* Baylor

8* Miami FL (12:00 ET): First impressions are always key and in the case of 2021 Miami football, the first impression wasn’t very good. “The U” was slaughtered by Alabama in their first game, losing 44-13. Not that it was expected to be that close; the Hurricanes were 19.5-point underdogs against the Tide despite being ranked #14 in the country at the time. But still it was a poor effort in front of a National TV audience. Manny Diaz’s team doesn’t get a “second chance at a first impression,” but at least they were able to defeat Appalachian State here in Coral Gables last week, even if it was only by a score of 27-25 (as seven-point chalk). 

With Miami 0-2 against the spread, Michigan State has the feel of a very “public dog” this weekend. The Spartans are 2-0 SU and ATS having gone on the road and upset Northwestern (as 3-point underdogs) in Week 1 and then handled their business against FCS Youngstown State (won 42-14 as 27-point favorites) in Week 2. In both games, Sparty scored a 75-yard TD on its first play from scrimmage. But now they are back on the road and facing their toughest opponent to date. After going 2-5 SU in Mel Tucker’s first season in East Lansing, Sparty was pegged by some to finish last in the Big 10 East this season. So excuse me if I am still a little skeptical of what they bring to the table. 

Miami was expected to battle with North Carolina for the top spot in the ACC Coastal. It’s been a rough start to the season in the ACC, but if the ‘Canes end up with only the loss to Alabama on their resume, I think they’ll be smiling down on South Beach. This is a more experienced team compared to Michigan State and they are much stronger at the QB position with D’Eriq King. Miami has moved the ball okay so far, the problem has been scoring only two touchdowns on eight red zone opportunities. That’ll change. Michigan State had been just 2-8 SU/ATS as a road dog the previous two seasons before the opening week upset of what promises to be one of the weaker Big 10 teams this season. The Spartans’ offensive line, which has done its job thus far, is in for a rude awakening against this Miami defensive front. 8* Miami FL

8* West Virginia (12:00 ET): The Mountaineers can ill-afford a second loss this early in the season. They lost the season opener at Maryland 30-24 as 2.5-point chalk due in large part to an inability to run the football (just 48 carries on 21 yards). However, a -4 turnover margin was the biggest culprit in that upset loss which wasn’t decided until the fourth quarter. Last week was the classic “get-well game” in Morgantown as WVU routed FCS Long Island 66-0, scoring on all of its first eight possessions including seven TDs. Fortunately, the ‘Neers get to stay at home this week for what should be a much tougher game - against #15 Virginia Tech - who is looking for its first 3-0 start in four seasons. I’m laying the points. 

Home field advantage has proven vital for WVU in the past when facing non-conference opponents. They have not lost here to a non-conference foe since #2 LSU beat them back in 2011. They are 18-0 SU since that time. This will be Virginia Tech’s 1st road game of 2021. They are below .500 (7-8 straight up) away from Blacksburg the previous three seasons. What is interesting about this number is that you’ve got an unranked team laying points to the #15 team in the country. In this situation, it has always been smart to back the unranked chalk. Since 2016, unranked faves are 16-7 SU when facing a Top 20 opponent. I’ve got no problem laying a number this short in Morgantown. 

As I just said, Va Tech is now ranked 15th in the country, which is something I don’t think many expected to see this season. They opened with a 17-10 upset of North Carolina, a game where they were outgained 354-296. They also barely outgained Middle Tennessee State last week (383-349). My own power ratings aren’t nearly as bullish on the Hokies, placing them 27th in the country right now. They just lost TE James Mitchell to a season-ending knee injury. WVU had a solid defense LY for Neal Brown, allowing only 20.5 points and 291 yards per game. This is the most experienced team in Brown’s three years here. With Oklahoma up next on the docket, the Mountaineers REALLY can’t afford a loss this week. Adding more fuel to the fire is the fact the program’s last win over Va Tech was in 2003. 8* West Virginia

8* Texas A&M (12:00 ET): The 7th ranked Aggies are coming off a very lethargic 10-7 win over unranked Colorado last week. Now that game was in Boulder and Jimbo Fisher did lose his starting QB (Haynes King) to injury. Zach Calzada will get the start this week. The fact A&M is laying more than four scores with a backup QB may not sound all that appealing, but the opponent is New Mexico, who I’d consider possibly one of the ten worst teams in America despite its 2-0 SU start. My power ratings have this line north of -40 (!) so we are actually getting a discount in College Station. I think Calzada is going to do just fine in this game and I look for the Aggies to win real big. Lay the points.

New Mexico is 2-0, but those wins were against Houston Baptist (FCS) and New Mexico State (2nd worst FBS team in my rankings). So it’s about as big a step up in class as possible for the Lobos this week. They didn’t even cover against either of the two patsies, winning the first game by only 10 points and second by only nine. Now this is the first 2-0 start in Albuquerque going back to 2005. But this is a team expected to finish at the bottom of the Mountain West this season. They’ve been fortunate to get five turnovers so far. 

Calzada did lead the GW drive last week, so he’s got that under his belt. He’s also backed up by a defense that surrendered just 54 total yards to Colorado in the second half and made them go 0 for 6 on third downs. New Mexico won’t score many points Saturday, making covering the spread more attainable for the Aggies. Heading into the SEC opener next week vs. Arkansas, look for Fisher to want to make a statement. This team has won 10 consecutive games since losing at Alabama early last season. They’ve won 27 straight over “Group of 5” teams by an average of almost 27 PPG. They’re 4-0 all-time vs. New Mexico with the three wins in College Station coming by an average of 46 PPG. 8* Texas A&M

10* Maryland (9:00 ET): For the time being, Illinois is still going to be getting some “residual respect” based on their opening week upset of Nebraska. The Fighting Illini closed as a 6.5-point home underdog for that game, but pulled a 30-22 upset thanks in large part to a safety & defensive TD. It was a great start to the Brett Bielema era in Champaign, but the Illini haven't won since. First they dropped a home game to UTSA (where they were a 4-point favorite) and then last week they got hammered 42-14 on the road by Virginia. The defense was torched for 556 yards by the Hoos and the number of points allowed by the Illini has gone up every week. Through three weeks, they are allowing 33.7 PPG. 

That’s bad news when getting set to face a Maryland team that just hung 62 points on the board last week. Granted that was against a FCS opponent in Howard. But Taulia Tagovailoa (yes, Tua’s younger brother) should have little difficulty carving up this Illini secondary. Tagovailoa has already thrown for 600+ yards in two games with six touchdowns and zero interceptions. He’s completed 76% of his passes thus far and has the fifth highest passer rating among QBs with at least 60 attempts. If that’s not enough to impress you, perhaps the Terrapins upsetting West Virginia 30-24 in Week 1 should. The offense put up nearly 500 yards in that win. They also have RB Tayon Fleet-Davis, who is averaging 7.4 yards per carry. 

Illinois will be starting Brandon Peters at QB Friday night. Peters had originally won the job in camp, but suffered an injury in the win over Nebraska. The Illini faithful are going to hang their hat on Peters’ return, but I just don’t see that being enough to stay within the number here. Illinois has won just 2 of the last 15 times they’ve been a home dog of 7.5 to 10 points and gone 5-10 ATS. These schools have met only once before and it ended up being a 63-33 win for Maryland three years ago. I still consider the Illini to be the worst team in the Big 10 and my power rankings say this should be a double digit spread. This won’t be another game like the one vs. Nebraska. Lay the points. 10* Maryland

8* Washington (8:20 ET): Both teams are off deflating Week 1 losses. In the case of Washington, not only did they lose the game 20-16 to the LA Chargers, but they also lost starting QB Ryan Fitzpatrick to a hip injury that could keep him on the shelf for as many as eight weeks. But I think the offense will be in decent hands here with Taylor Heinicke stepping in as the new starter. While this is the first time in his NFL career that Heinicke is going to be a starter for any length of time, remember what he did in last year’s playoff start against Tampa Bay. He threw for 306 yards! Perhaps an even bigger story than Heinicke is that the Football Team is looking to snap a five-game losing streak to the Giants. I think they get their revenge Thursday. Lay the points. 

As they were for so much of last season, the Giants’ offense looked rather lifeless in a 27-13 loss to Denver in Week 1. They gained only 314 total yards and had just one touchdown before the final play of the game. Now what’s a little misleading there is that there was a drive earlier in the second half where QB Daniel Jones fumbled in the red zone. But still, it wasn’t a great showing from a Giants’ offense that ranked 31st in the league in scoring a year ago. Also concerning was the Giants’ defense surrendered 420 yards to a Broncos’ offense that isn’t exactly regarded as one of the league’s best. They could have given up more points, but the Broncos also had a red zone turnover. I expect Heinicke to be able to move the ball in his first regular season start in three years. 

I know that the Giants are on a 16-4 ATS run as road underdogs, but eventually Washington is going to beat them. It was rather stunning that the Giants swept last year’ season series given they finished 6-10 while Washington won the division. Granted, they won the division with a 7-9 SU record, but they were definitely a better team than the G-Men in 2020. The last three Giants wins over the Football team have all been by fewer than three points or in overtime. Washington actually outgained them in both games last season. Heinicke played the entire second half last week, completing 11 of 15 passes and won’t be “coming in cold” this time. The Giants’ defense gave up a league worst 5.9 yards per rush last week. Also, had Antonio Gibson not fumbled inside his own 5-yard line last week, Washington probably would have won! 8* Washington

8* Cleveland (4:25 ET): This is a rematch from last year’s playoffs. Kansas City won that game 22-17, but it was Cleveland leaving with the cash as 7.5-point underdogs. The Browns aren’t quite as large of a dog this time around, despite the fact they will be facing Patrick Mahomes for a full 60 minutes. If you recall, Mahomes left that playoff game with a concussion, forcing Chad Henne into duty. The Chiefs were lucky to hold on that day, but I don’t think they’ll be as fortunate Sunday as Cleveland looks like a serious contender in 2021 and I give them a great shot at pulling the outright upset. Take the points here.

Kansas City won 16 of its 19 games last year, but all anyone remembers is them losing the big one - 31-9 to Tampa Bay in Super Bowl LV. What you may have forgotten is that the Chiefs were a bad bet down the stretch, failing to cover 9 of their last 11 games. They were extremely fortunate to go 9-0 SU in games decided by seven points or less last season. I think the offensive line is a major question mark entering this season as all five starters are new. Cleveland has one of the better defensive lines in the league and is capable of getting to Mahomes the same way the Bucs did in February. 

The Browns have not won a season opener since 2004 (0-15-1 SU), so that’s added motivation on top of looking to avenge LY’s playoff loss. Odell Beckham Jr is back healthy, so the offense should be more dynamic. This is not your “older brother’s Browns” any longer as this is one of the few games this year where they will be an underdog. They have the best running game in the league. With the most expensive offense in the league (even with Mayfield still on a team-friendly rookie deal), they are going to put up points. Everyone seems to be assuming the Chiefs are going to roll here, but I think that’s flawed thinking. Look for the Browns to surprise here and prove they are the “real deal.” 8* Cleveland

10* Minnesota (1:00 ET): The Vikings are a team that I’m fairly high on for 2021. Most key indicators say they’ll improve upon LY’s disappointing 7-9 SU finish. It was a clear rebuilding year in 2020. The defense, which lost several key contributors due to the salary cap, slipped all the way down to 29th in scoring. That’s very uncharacteristic for a Mike Zimmer stop unit. The Vikes were also unlucky when it came to special teams and third & fourth down relative to success on early downs. Don’t be surprised to see the defense bounce back this year. The offense should be very good again. A Wild Card is certainly not out of the question for this team. I expect them to open the regular season with a big road win at Cincinnati. 

The Bengals were 4-11-1 SU last season and finished dead last in the AFC North. They were the only team from their division that didn’t make the playoffs. Losing QB Joe Burrow early in the season didn’t help. But it’s not like there’s a ton of talent on hand for Zac Taylor, who seems to be one of the weaker head coaches in the NFL. Burrow is set to return for Week 1 and has a strong group of receivers. But he only took a few snaps in the preseason and it remains to be seen how he looks against “real competition” after suffering a serious injury. There are eight new starters in Cincinnati as well. I would be shocked if the Bengals didn’t finish in last place again this season. This could be Taylor’s last season. 

Minnesota comes into 2021 on the longest ATS losing streak in the league. They failed to cover their final seven games last year. But Zimmer is 14-8 ATS all-time in the regular season as a road favorite. As many of you know, I’m not a big fan of taking road favorites in the NFL. But this looks like a line we can exploit in Week 1. If I’m right about the Vikings’ improving, then this is a game they should win. Kirk Cousins threw for 4,265 yards and 35 touchdowns LY and has a tremendous group of skill position players around him, including RB Dalvin Cook, who should have no problem cutting through a Bengals defense that gave up a league-worst 5.2 YPC “up the gut” last season. The Bengals have won only one of Burrow’s nine starts. 10* Minnesota

8* Detroit (1:00 ET): The Lions figure to be one of the more “unpopular” sides in Week 1. Very little is being expected in Dan Campbell’s first season on the job and sure enough the team has the lowest projected win total in the NFC (second lowest overall). But this is a big spread for the opening week of the season, especially considering the Lions are playing at home. I’m well aware that San Francisco should be one of the league’s most improved teams for 2021, but that was built into a line that has since been bet up even higher. The 49ers are just the third team in the last 20 seasons to be a Week 1 road favorite of at least seven points coming off a losing season. The previous two both lost their games outright! 

Not saying Detroit will get the SU win here, but it is also worth noting that SF has lost outright the last five times it has been a favorite. Kyle Shanahan is just 7-16-2 ATS as a favorite as the HC of the 49ers, including 1-7-1 ATS when laying at least a touchdown. So all things considered, this line appears to be a case of “putting the cart before the horse.” Again, I expect the Niners to be improved and win double digit games. Basically everything - from injuries to turnover margin - went wrong for them in the 2020 season. But that doesn’t mean they’re ready to go out and win by more than one score on the road in Week 1. 

The Lions have a new QB in Jared Goff. He’s viewed by most as a downgrade from the player he was traded for, Matthew Stafford. But don’t be surprised if Goff, who has started a Super Bowl before, exceeds his relatively low expectations. Campbell’s defense should absolutely be better this year (how can it not be?). I think the underdog is going to play “loose” in the season opener while the Niners may very well be overconfident. Take the points. 8* Detroit

8* Washington (8:00 ET): I understand that Washington just lost to a FCS school (Montana) and now has to travel cross-country to the Big House to face Michigan. But the line move for this matchup seems pretty severe considering UW was a preseason top 20 team and Michigan has become somewhat of a Big 10 “afterthought” under Jim Harbaugh. Should a 47-14 win against Western Michigan inspire this much confidence in the Wolverines? I don’t think so, especially considering they just lost star WR Ronnie Bell (who doubles as the kick returner) to a season-ending injury. Take the points Saturday night in Ann Arbor. 

The wide receiver position was very thin for Washington heading into the season opener. But still, that’s no excuse for losing to Montana and getting held to their lowest point total at home in 11 years. With the receiver group badly banged up, QB Dylan Morris didn’t help his team by tossing three interceptions. He was also sacked three times, despite playing behind what was thought to be one of the top offensive lines in the country. Bottom line is that 2nd year HC Jimmy Lake called the 13-7 defeat the most “embarrassing loss in the history of the program.” I’d expect the Huskies to come out strong here. 

With the receiver group still a question mark, Washington needs to commit to the run Saturday night. Of course, as I mentioned earlier, Michigan also just lost its best WR. So this could very well turn into a low-scoring game dominated by the defenses. That’s all the more reason to take the points in my eyes. Michigan QB Cade McNamara threw only 11 times for 136 yards last week. This line was close to a pick ‘em on the lookahead line. I just don’t see why the Wolverines should now be laying a touchdown. They are just 2-6 SU their L8 games vs. Power 5 teams and 1-11 ATS its L12 games vs. the Pac 12. 8* Washington

10* Iowa State (4:30 ET): Watching how the games unfolded last Saturday afternoon, I figured Iowa would end up being a pretty popular side in the battle for the Cy-Hawk Trophy this week at Iowa State. Turns out that I was completely correct. The public sentiment is understandable considering how the Hawkeyes dismantled Indiana 34-6 in Week 1 while ISU struggled to get by FCS Northern Iowa. But the Cyclones, a top ten team in the preseason rankings, should not be cast aside so quickly. They have plenty of reasons to be motivated come Saturday afternoon and I absolutely love them laying a short number. 

The first reason Iowa State is going to be motivated come 4:30 ET in Ames is that ESPN College Gameday will be on campus for the first ever ranked vs. ranked meeting between these schools in the AP era. Now that also gives Iowa plenty of reason to be motivated here. But it’s the Cyclones looking to avenge five straight losses in this rivalry. The last time they met was 2019 and it was a one-point win for Iowa (18-17) here in Ames. This will be the first time since 2000 that Iowa State is set to go off as the favorite. They are 15-7 ATS vs. Top 25 opponents under HC Matt Campbell.

While Iowa’s Week 1 win was impressive, note that they got TWO pick-sixes in that win. They only outgained Indiana by 0.5 yards per play and did not score an offensive TD over the final 40 minutes of gametime. That game was also played in Iowa City. The Hawkeyes are now 16-1 SU the L17 times they have been a favorite of six points or less. But here they are underdogs on the road and they are just 1-7 ATS L8 in that situation. Yes, Kirk Ferentz’s team has not been beaten by more than one score since a 28-17 loss to Wisconsin early in the 2018 season. But Iowa State has QB Brock Purdy, RB Breece Hall and a defense that has allowed just 16 total points in the second half of its L6 games. 10* Iowa State

8* Buffalo (3:30 ET): Historically speaking, this is not a great spot for Nebraska. The Cornhuskers are just 4-11 ATS as a home favorite going back to 2017 and they are only 2-7 ATS the last nine times they’ve been a double digit favorite against a FBS opponent. They’ve lost five of the last seven times they’ve been favored, including the opener against Illinois, a game they were favored to win by more than a TD yet trailed by as many as 21. Scott Frost’s team did bounce back with a 52-7 win last week, but that was against FCS Fordham. That didn’t convince me they should be laying DD to a very live dog this week. 

Meanwhile, Buffalo has traditionally thrived in this situation. They are on a 9-2-1 ATS run as underdogs, which is the second best cover percentage taking points in the FBS going back to 2017. They are 4-0-1 ATS when getting double digits. Typically one of the best MAC teams (won the East Division last year), the Bulls are expected to take a step back in 2021 due to a late coaching change (Lance Leipold took the Kansas job in April) and a bevy of transfers that followed. But everything looked good last week when they completely overwhelmed FCS Wagner 69-7 in the opener. The offense gained 569 yards in the win. 

Nebraska just can’t be trusted under Frost as they’ve gone just 13-21 straight up during his tenure and never finished a season above .500. The program’s incredible streak of selling out home games has reached 376, but that’s because donors are now buying and distributing tickets. Buffalo is 7-1-1 ATS its last nine games vs Big 10 teams and won’t be intimidated going into Lincoln. There are upcoming road games at Oklahoma and Michigan State that may be on the Nebraska coaching staff’s minds. But they figure to have Buffalo’s full attention Saturday and I’m taking the points. In their L18 games vs. FBS teams, Nebraska has just ONE win by more than seven points. 8* Buffalo

10* Northern Illinois (1:30 ET): This could be a bit of a “sleepy” start for Wyoming as kickoff takes place at 12:30 local time in DeKalb. I can’t say that the Cowboys were all that impressive last week as they barely snuck by FCS Montana State, winning by a score of 19-16 as 19-point favorites after scoring a touchdown in the final minute. They led for just over five minutes of actual game time and were only +26 in total yards while gaining the same # of first downs as Montana State (17). Now they hit the road where they’ve lost seven of nine the previous two years. Take the points in this one. 

Northern Illinois definitely turned in one of the more surprising results of the opening weekend, beating Georgia Tech 22-19 as 19-point underdogs. Now, it would be a mistake to overreact to just one game, especially considering the Huskies were outgained in Atlanta by 128 yards and had 10 fewer first downs. But they also led most of the way and allowed just one touchdown through three quarters. It was a gutsy decision by HC Thomas Hammock that decided the game as he decided to go for two and the win after scoring a TD in the final minute. That should give his players plenty of confidence heading into the home opener. 

Northern Illinois went 0-6 SU last year, but figures to be much improved in 2021 as QB Rocky Lombardi transferred into the program after starting six games for Michigan State last year. Lombardi threw two touchdown passes in the opener and is joined by 19 returning starters. Wyoming won just two games last year and couldn’t score a TD until the 4Q last week vs. a FCS foe. Now they are laying points on the road? Seems questionable. My power rankings have this line as basically a pick ‘em, so I’ll grab the points with a team hungry for its first home win since the 2019 finale. 10* Northern Illinois

8* Army (11:30 AM ET): The Black Knights marched right over Georgia State in Week 1, winning 43-10 as 2.5-point underdogs. A 67-4 run to pass ratio wasn’t a problem considering the Cadets jumped out to a quick 21-0, scoring touchdowns on each of their first three drives. The defense allowed just 177 total yards, most of that coming on Georgia State’s two scoring drives. Now it’s back to West Point for the home opener where they’ll host a Western Kentucky team that could be looking ahead to next week. That’s a problem when facing the triple option. Lay the points in this one. 

The reason WKU could be looking ahead is because next week they’ll be hosting Indiana. There was no “lookahead” to this game as the Hilltoppers crushed Tennessee Martin last week 59-10. But that’s a FCS team and little can be taken from that game. I know that HC Tyson Helton has been great as an underdog and his team should improve upon LY’s 5-7 mark, but the offense averaged just 19.0 PPG in 2020 and you have to be concerned with the fact the defense just allowed 201 yards rushing on 34 carries last week. Needless to say, the triple option is a lot tougher to stop than the UT Martin ground game. 

Army has never beaten WKU in three all-time tries. The most recent meeting took place in 2019 and was a 17-8 loss as five-point road favorites in Bowling Green. The upperclassmen still remember that defeat and it’s not like the Black Knights aren’t already motivated to play their home opener on September 11th. A win here and a 4-0 start is a real possibility with home games vs. UConn and Miami OH on deck. I also think the early start time favors the home team in this one. Army is 8-2 ATS its L10 games as a favorite and feels undervalued here. I like that the line has come down a bit. 8* Army

8* Kansas (7:30 ET): Yes, the Jayhawks are still reeling from the mess left by the Les Miles’ regime and their 17-14 opening week victory over FCS South Dakota was certainly less than inspiring. The Jackrabbits even outgained them (slightly). But don’t tell that to the fanbase, who stormed the field after a 13-game SU losing skid ended last Friday in Lawrence. It took a late TD pass (with just 1:12 remaining) to get the win, but an outright win this week is not a concern of mine. All we need Lance Leipold’s team to do here is stay within three touchdowns + a field goal. I think they can do that. Take the points Friday night. 

Now Coastal Carolina is ranked #17 in the country, so this will not be easy for Kansas by any means. The Chanticleers rolled in their opening game (also against a FCS team), winning 52-14 as a 34-point favorite. They rolled up over 600 total yards on The Citadel. But even with this being a nationally televised game in Conway, it has the feel of a “letdown spot” for Coastal. Unlike the last two seasons, they have nothing to prove against Kansas, a P5 team they’ve previously beaten twice on the road. Those two wins in Lawrence were both by 15 points or less and Coastal was also an underdog in both games! It’s a totally different dynamic this time around. 

Coastal Carolina was Kansas’ only non-conference opponent in 2020. That was obviously a loss, but the previous two years did see the Jayhawks win both non-conf road games on the schedule. Each win - at Central Michigan in ‘18 and at Boston College in ‘19 - was by 24 points! It is crazy to think back and realize that KU was favored over CC last year. After all, they finished the season 0-9 while the Chanticleers had a 10-0 regular season record (lost in the bowl). Now CC goes from the “hunter” to “the hunted” and I wonder how they adjust. They were not favored by more than 17 in any game last season and were actually DOGS in 5 of their 12 games. 8* Kansas

8* Florida State (7:30 ET): Notre Dame is coming off another run to the College Football Playoff. As per usual, they ended up being embarrassed, albeit not as bad as usual. The Fighting Irish’s season ended with a 31-14 loss to Alabama on New Year’s Day, their second straight loss after a 10-0 start. Brian Kelly’s team opens this season ranked in the top 10, but my guess is that the Irish aren’t going to be nearly as good in 2021 as they have a very inexperienced offense and most factors are pointing down. 

Last season was not normal for any team, but COVID-19 really hit Florida State’s ranks hard and the end result was a very disappointing first year under Mike Norvell. The Seminoles finished just 3-6 and had nearly a month with no games due to COVID. Their only wins over FBS opponents came against North Carolina (by three) and Duke (season finale). But with a full offseason to properly prepare, Norvell should have the ‘Noles back to respectability in 2021. I think tonight’s opener is a classic case of an unranked home team being undervalued against a Top 25 opponent. 

All eyes will be on the QB position in this game. Wisconsin transfer Jack Coan is set to start for ND. He’ll be operating behind an offensive line with four new starters though, so expect some growing pains. Florida State has not yet announced who its starting QB will be, but it could be McKenzie Milton, a former UCF standout who suffered a terrible injury back in 2018. If not, it will be Jordan Travis. Either way, I look for FSU to put some points on the board in this matchup. Offense was Norvell’s “bread and butter” at previous stops. The defense can only get better as well. Look for the underdog to surprise here. Take the points. 8* Florida State

8* Washington State (11:00 ET): Utah State had an uncharacteristically poor 2020 season. The Aggies sank to a 1-5 record and fired HC Gary Anderson after an 0-3 start. It wasn't just a bad record though. USU was just plain BAD as all five losses were by 19 points or greater. In the COVID shortened season, oddsmakers struggled to adjust to just how bad the Aggies had become. They also finished 1-5 ATS. Blake Anderson was hired away from Arkansas State to try and right the ship in Logan. But I still think the Aggies are pretty bad. Lay the points in this one. 

Washington State played only four games in 2020 and finished just 1-3. Running back Max Borghi, who was a preseason nominee for the Doak Walker Award (best RB), played in only one game. The Cougars’ three losses were to Oregon, USC and Utah, obviously three of the Pac 12’s better teams. They’ve got 15 returning starters and should be improved. I’ve got them finishing third in the Pac 12 North behind Washington and Oregon.

Both coaches are being coy about their starting quarterbacks for the opener. For Wazzu it will be either incumbent Jayden de Laura or Tennessee transfer Jarrett Guarantano. For Utah State, it will be either Andrew Peasley or Logan Bonner. What we do know is that the home team’s offense will be better. It’s all about the defense hopefully being better, especially against the pass. This one being in Pullman definitely helps Wazzu. Utah State is just 3-8 ATS as an underdog the previous two seasons. 8* Washington State

8* UCLA (8:30 ET): The Bruins treated me so well last week that I had to come crawling back to Chip Kelly again. Now LSU is obviously not going to be a pushover like Hawaii was. The Bruins raced out a huge 24-3 lead after the 1Q and never had to look back against the Warriors. RB Zach Charbonnet ran for three touchdowns in the win, which saw Kelly take his foot off the pedal in the second half. But if you recall, LSU’s run defense was quite bad a year ago during a very disappointing 5-5 SU season.

The fact that the Bruins so thoroughly dominated Hawaii, despite not getting a great game from QB Dorian Thompson-Robinson, I think is a good sign. Crazy as it may sound, I expect DTR to have a much better game against LSU. I think it’s a big advantage that UCLA has played a game while LSU hasn’t. LSU is breaking in new coordinators for both sides of the ball. The Bruins’ offense averaged 35 PPG in 2020 with DTR at the helm. I wouldn’t be at all worried about last week’s 50% completion rate.

In last week’s analysis I talked about how UCLA’s four losses last year came by a total of 15 points. They were certainly better than their WL record. Most starters are back. The defense looks improved, which is all that is needed after the team was somehow 0-4 SU LY in games where the offense scored 34 or more points. Kelly’s offense went three-and-out at the 18th lowest rate in the country last season. We all know it was a down year for LSU, but they were lucky to even go 5-5 SU as they won their final two games despite QB Max Johnson completing only 55% of his passes vs. Ole Miss and Florida. The Tigers were 3-1 SU in one-score games as well. Their practice week was disrupted by Hurricane Irma, forcing them to practice in Houston before heading to the West Coast. I’m taking the points. 8* UCLA

10* Ohio (7:00 ET): The post-Frank Solich era begins in Athens Saturday night as the Bobcats host Syracuse of the ACC. It’ll be the first ACC school to ever visit Peden Stadium. So this is a big opportunity right out of the gate for new HC Tim Albin, who takes over from Solich after serving as his OC the L16 seasons. It was a very abbreviated final season for Solich as OU played only three games. They won twice and suffered a three-point loss at Central Michigan. Again, expect them to be one of the better MAC teams in 2021, despite the abrupt coaching change. 

Syracuse is not one of the better ACC teams, obviously. They were 1-10 SU a year ago, the lone win coming against Georgia Tech. Eight of their losses were by double digits. So it immediately caught my eye to see a team like this favored on the road, even if it’s ever so slightly. In my view, oddsmakers are overrating the coaching change at Ohio. I’d have them favored on a neutral field over Syracuse. So getting them at home, where they will be more of an advantage compared to last year, makes the Bobcats a must play. 

Ohio has been pretty strong at home the last few seasons. In Solich’s first ever home game, they beat Pitt, the program’s last win over an ACC opponent (2005). What a story if Albin replicates the achievement. Both teams plan to play multiple QBs Saturday night, but I like Ohio’s options better. Syracuse had terrible QB play a season ago and it’s the same arms that they are relying on this season. The Orange defense allowed 30+ points eight times in 2020 as they struggled to learn a new alignment. I just don’t think there’s much reason to expect Syracuse to be that improved for Dino Babers. 10* Ohio

8* Fresno State (2:00 ET): I think this is going to be a really challenging spot for #11 Oregon. This is the Ducks’ first game and they’ve got #4 Ohio State on deck. Fresno State already has a game under its belt, that being a 45-0 shutout of sorry UConn last week. They only have a game with FCS Cal Poly to “worry about” next week. The Bulldogs certainly took no mercy on their hapless opponent last week, outgaining them 538-107 in a game that was 31-0 by halftime. Definitely take the points in this one. 

Since current HC Kaylen DeBoer came to the program in 2017 (as the offensive coordinator), FSU has been an excellent bet, going 24-9-2 ATS overall. That record includes a 12-4 ATS mark as an underdog. Certainly facing a “big name” Pac 12 school will have the Bulldogs motivated. In particular QB Jake Haener, who transferred out of Washington to be here. Haener threw for 331 yards and three touchdowns in the opener while completing 20 of 26 attempts. He didn’t even finish the third quarter. RB Ronnie Rivers now has the most rushing TDs in the history of the program with 45. 

Mario Cristobal is only 5-11-1 ATS all-time as a favorite of two touchdowns or greater. That includes a 3-8-1 ATS mark with Oregon. This is an early start time at Autzen, which could in turn lead to a bit of a “sleepy start” for the home team. I think it’s fair to say that the atmosphere in Eugene is a lot different at 11 AM local time as opposed to in primetime. No matter the score in the 4Q, I don’t think the Ducks are going to want to “expose the whole playbook” with Ohio State on deck. A classic lookahead spot for the favorite. 8* Fresno State

8* Charlotte (7:00 ET): These teams met last season and Duke delivered a 53-19 beatdown. But that was in Durham and in no way indicative of how the Blue Devils’ season went. David Cutcliffe’s team finished 2020 at 2-9 SU. Their only win besides the Halloween night thumping of Charlotte came three weeks earlier at Syracuse. They ended the season on 0-4 SU/ATS run where they gave up an average of 54 points per game (not a misprint!) and lost every time by no fewer than three touchdowns. Cutcliffe, who has given up playcalling duties, really has his work cut out with this Duke team entering 2021. 

Charlotte also won just two games last season. But they only played six times. Following the loss to Duke, the 49ers would get only one more game in - a 37-19 loss to Western Kentucky. So neither of these two teams has won since last Halloween. This will be the first time in school history that Charlotte has ever hosted a team from a Power 5 conference. So it’s a big deal. Last year’s matchup got out of hand quickly (Charlotte trailed 24-0 early in the 2Q), but again that was an outlier performance by Duke. An interesting note is that Charlotte actually had more first downs than Duke, 22-16! 

This is an experienced 49ers team that Duke will be facing this year. It starts at the QB position with redshirt senior Chris Reynolds, who has started 24 of the team’s last 25 games and thrown for over 5,000 yards in his career. The Duke secondary was like a sieve last season and they lost five of the top tacklers. Mark my words that the Blue Devils are going to struggle to keep Charlotte from scoring in this game and that’s a problem when you’re laying points on the road. Keep an eye on 49ers WR Victor Tucker, who might be the best player on the field Friday night. Charlotte is 3-0 SU/ATS the L3 times it’s been a home dog of 3.5 to 7 points. 8* Charlotte

10* UCLA (3:30 ET): It is clearly a make or break year for Chip Kelly at UCLA. He’s gone 10-21 SU in his first three years here (3-9, 4-8 and 3-4). Typically it’s year three when a coach truly puts his imprint on a program. But 2020 clearly was a season like none other before it. It was also a season in which the Bruins’ four losses came by a total of 15 points. Somehow they were 0-4 SU in games where they scored 35 or more points. That should never happen. But the good news is that - with most of last year’s starters returning and factors pointing up - this should be the season Kelly’s team is a contender in the Pac 12 South.

Hawaii looks to be pretty bad in 2021. They were 5-4 SU in 2020, but outscored. That’s the opposite of UCLA, who had a positive point differential last season despite the losing overall record. The Warriors’ season ended with a New Mexico Bowl victory over Houston. But that was one of only four times they had to leave the Island last year. Two of the four were losses by 24 points. Not only does QB Chevan Cordeiro lose three of his top receivers from last year, but HC Todd Graham had to replace two offensive coaches including the coordinator. 

UCLA has 10 starters back on defense including the top three tacklers. So look for that unit to be improved this season. The offense did improve last year, scoring 34+ points in five of seven games and committing three-and-outs at the 18th lowest rate in the country. Like the defense, most of LY’s starters are back. This is a very early start time for the Hawaii players and the last time the Warriors visited the Rose Bowl, the end result was a 33-point defeat. The Hawaii run defense was a major problem LY, giving up 212 YPG. 10* UCLA

10* Tampa Bay (6:30 ET): I opened my analysis of the AFC Championship Game by pointing to the fact that there was a much different “feeling” surrounding the Chiefs going into the penultimate game of the season. While last year’s Super Bowl winning team closed on a 9-0 ATS run, this year’s edition was just 1-8 ATS its L9 going into last week. And even that one cover came with a bit of an “asterisk.” Many (myself included) were able to grab the Saints +3.5 in that game, which ended up being a 32-29 KC victory. Nevertheless, I still laid the points with the Chiefs in the AFC Championship Game, so I was quite happy to see them dispose of the Bills 38-24. But I think Super Bowl LV is going to be a different story. There’s only so many times that a team can continually dig itself out of early holes. 

If you’re wondering how I can go from taking to fading the Chiefs, the answer is pretty simple. They’re facing a better team in the Super Bowl than they did in the AFC Championship. In fact, I believe the better team is getting points in Super Bowl LV. At least that’s what the power ratings say. I’m certainly not going to pass up this opportunity to take the points with a team that’s now 4-1 ATS as an underdog this season, including the B2B upsets of New Orleans and Green Bay to get here. This will be just the second time Tom Brady is an underdog in the Super Bowl. The first was all the way back in 2002, his 1st SB appearance, when the Patriots upset the Rams as 14-point underdogs. Brady is now an incredible 41-17-1 ATS all-time as a dog in his career. 

This is a rematch from the regular season, a game that was won by the Chiefs 27-24. They didn’t cover though (were -5). It just so happens that was the rare occasion where KC got off to a hot start (led 17-0 after 1Q). But they let the Bucs in through the back door. Getting off to good starts has NOT happened for the Chiefs in the playoffs though as they’ve fallen behind by nine points or more in four of their last five postseason contests. Do not forget this game is being played in Tampa Bay’s home stadium. That’s not as big of an edge as it would be in any other year, but it’s still an edge. Another key is that Chiefs could be without BOTH starting offensive tackles. We just saw the Bucs tremendous defensive front (#1 in the league against the run) dominate a banged up Packers offensive line in the NFC Championship Game. I think it must be pointed out that the loss to the Chiefs came right before Tampa Bay’s (very) late season bye. Since then, they are 7-0 SU and averaging 34.2 PPG. They are a better team now than when they faced the Chiefs the 1st time. Take the points. 10* Tampa Bay

10* Kansas City (6:40 ET): The Chiefs are not only in, but hosting the AFC Championship Game for a third consecutive season. However, it certainly FEELS a lot different than last year when they rode a 7-game ATS win streak into the season’s penultimate game and defeated Tennessee 35-24 here at Arrowhead Stadium. That team would of course go on to win the Super Bowl and end the season on a 9-0 ATS win streak. This year, the Chiefs come into the AFC Title Game on a 1-8 ATS run and that one cover comes with an asterisk as some (myself included) were able to grab the Saints +3.5 in that game, which ended up being a 32-29 KC victory. Last week, they had to hold on to beat the Browns 22-17 (closed -7.5 most places) as Patrick Mahomes left the game with a concussion. I’m operating on the assumption that Mahomes is going to play Sunday. It’s not as if Kansas City hasn’t had to overcome some attrition before. In last year’s playoff run, they trailed by double digits in all three games!

Buffalo is in its first AFC Championship Game since 1994 when they were in the final year of their infamous four consecutive Super Bowl appearances (0-4), led by Jim Kelly, Thurman Thomas and Bruce Smith. They are viewed as the “up and comers” in this matchup, but the reality is the Bills are a bit lucky to be here as they’ve been outgained in both playoff games, 472-397 by the Colts and 340-220 by the Ravens. Both games swung on goal-to-go decisions by the opposing team. Indianapolis failed to score a TD on 4th down while Baltimore QB Lamar Jackson threw a “pick-six” in the end zone when the game was still 10-3. 

Remember that the Chiefs got a first round bye, so that and the home field are two key advantages they have here. Back in Week 6, they won in Buffalo 26-17 as 5.5-point favorites, so we’re getting a ton of value with this line. I took the Chiefs in the first half of that game and won. Here I’ll play the full game as Mahomes has won 11 straight starts and is 26-14 ATS as a single-digit favorite. 10* Kansas City

10* Baltimore (8:05 ET): Two of the league’s hottest teams square off Saturday night in the Divisional Round. I’m betting big on the Ravens. While Buffalo is on a seven-game win streak, Baltimore has won six in a row and covered seven straight. The Bills just had their own eight-game ATS win snapped last week. Though their fans could hardly care as the franchise FINALLY got the proverbial “monkey off its back” by winning in the postseason for the first time in a quarter century. But they were a bit lucky to win considering the Colts outgained them 472-397. In fact, all nine Indianapolis drives ended in Bills’ territory! The Bills’ defense forced only two punts the entire game and both were in the 1Q! 

Baltimore had to overcome an early 1Q deficit to win its Wild Card Game, which was sweet revenge after what happened against Tennessee in LY’s playoffs. But I thought the Ravens were pretty clearly the better team last week. They outgained the Titans nearly 2:1 (401-209). With the Bills’ defense struggling for much of last week, I expect the Ravens offense to put up a big number here. Their strength is running the ball and that happens to the weakness of the Bills’ defense which has allowed 150+ rush yards five times this season. Lamar Jackson and company have had no issues scoring down the stretch, averaging 34.3 PPG during the six-game win streak. The Ravens ended up leading the league in scoring differential in the regular season. 

So this will likely come down to Baltimore’s defense being able to stop Josh Allen and the Buffalo offense. I think they’re up for the challenge. Allen’s two top receivers (Diggs, Beasley) are still battling injuries and RB Moss is out, leaving Devin Singletary as the primary ball carrier. With the weather forecast calling for snow, that’s a benefit to the team that likes to run more (which is Baltimore). I do NOT think the Ravens should be underdogs here, but I’ll gladly take the points as they are 9-2 ATS their L11 as dogs, including seven outright wins. Jackson is 14-3-2 ATS on the road. 10* Baltimore

8* LA Rams (4:35 ET): A majority of the headlines referred to the Rams’ Wild Card victory over the Seahawks as “shocking.” But it was no shock to me. I backed them. While it was a little surprising to see them score 30 points with Jared Goff being called into emergency duty, I specifically cited the Rams’ defense as a reason they might pull the upset. I don’t think people realize how good this team, specifically its defense, really is. The Rams had the best yards per play differential in the league during the regular season and their defense was #1 in scoring, total yards allowed and passing yards allowed. Going into the Divisional Round, we know Goff will be starting and I’ll take the Rams plus the points again. 

Green Bay defied regression to go 13-3 SU for the second straight regular season. Aaron Rodgers is the likely MVP this year. To be clear, when I talk about “defying regression,” I’m speaking of the fact the Pack went an extremely fortunate 9-1 SU in one-score games a year ago. That usually guarantees a fewer # of total wins the following season, but it didn’t here and that’s largely because of the play of Rodgers. Green Bay had a much better YTD point differential in 2020 (+140) than they did in ‘19 (+63). They come into the playoffs on a real roll, winners of six straight games, all by seven points or more. But only one of those victories came against a team that finished with a winning record. 

I’m not going to put much stock in Goff’s 0-2 record when gametime temperature is 32 degrees or lower as that is a very small sample-size. Like they have much of the season, it’ll be the defense carrying the Rams anyway. Aaron Donald is going to play, which is key. So is the fact Jalen Ramsey will be charged with covering Rodgers’ favorite target Davante Adams. The Rams’ defense has allowed more than 24 points in just three games this season. This team is 5-2 ATS and STRAIGHT UP as an underdog and is a perfect 6-0 ATS/SU coming off a division game. Even with the bye, I don’t think this spread should be higher than five points. Take the points. 8* LA Rams

8* Washington (8:15 ET): Underdogs have generally been the way to go in the Wild Card Round, going 6-2 STRAIGHT UP the past two seasons. Going all the way back to 2007, there has been at least ONE upset in the WC Round in 11 of 13 seasons. Now that the “SUPER” Wild Card Round is upon us (six games rather than four due to playoff expansion), I don’t really expect the trend to change. Tampa Bay is a big road favorite here, which is actually NOT a great spot historically as the only three previous road teams to be favored by six or more all lost outright, including the now infamous 2010 Saints, who were facing a 7-9 division winner (Seattle) that no one thought “deserved” to make the playoffs. 

Washington is only 7-9 and we all (rightfully) mocked how bad the NFC East was this year. But the truth of the matter is that the Football Team is better than its record. They had a +6 point differential in the regular season, which is better than two other playoff teams - Chicago & Cleveland. Also, they were 5-1 SU/4-2 ATS in starts made by Alex Smith, who hasn’t been an underdog of more than seven points since guiding the Chiefs to an upset win in New England back in Week 1 of the 2017 season. The last two 7-9 (SU) teams to make the playoffs both won in the Wild Card Round.

This is the Saturday night game and let’s not forget Tampa Bay is 0-4 ATS in primetime this season. They lost (outright) to the Bears, Saints (badly) and the Rams. The only primetime win was by two points against the Giants, Washington’s division rival. I believe the Football Team has the kind of defense (tremendous front four) that can give Tom Brady trouble. Plus, Brady’s best receiver (Mike Evans) may not even play (‘gametime call’). This Washington defense is #2 in the league in yards allowed and #3 in scoring. The Football Team’s last five losses have all been by seven points or less. 8* Washington

8* LA Rams (4:40 ET): Underdogs have generally been the way to go in the Wild Card Round, going 6-2 STRAIGHT UP the past two seasons. Going all the way back to 2007, there has been at least ONE upset in the WC Round in 11 of 13 seasons. Now that the “SUPER” Wild Card Round is upon us (six games rather than four due to playoff expansion), I don’t really expect the trend to change. While the QB situation is in flux, I don’t think most are aware of just how good this Rams defense is or the fact the team’s YPP (yards per play) differential is among the very best in the league this season. I’m taking the points here. 

This Rams’ defense led the league in both scoring (18.5 PPG) and yards allowed (282.1 per game) this season. They were also #1 against the pass. Opposing offenses scored a TD on only 16% of their possessions during the regular season. While you may think Seattle QB Russell Wilson is set “to cook” here, you better think again as he went just 2 of 16 on passes of 30+ yards the final eight reg season games, including 1 of 6 vs. the Rams, who are the best in the league at limiting such completions (just 14.8%). Wilson has NOT thrown for more than 200 yards in any of the L3 games, a stretch which has seen the Seahawks get outgained, something that was the case over the course of the season as well! 

The more interesting battle here seems to be whomever the Rams QB is vs. the improved Seattle defense. Rams HC Sean McVay won’t announce whether its going to be Jared Goff or John Wolford until right before kickoff, but obviously he and the team knows. Seattle doesn’t, which is an obvious disadvantage. The Seahawks’ defense went from being the worst in the league over the first eight games to the best over the final eight games, which is quite the transformation. The reality is probably somewhere in the middle. Most Seahawks’ games end up being close, so I like the points with a Rams team that has covered four of its last five as a road dog of three points or less. 8* LA Rams

10* Indianapolis (1:05 ET): Underdogs have generally been the way to go in the Wild Card Round, going 6-2 STRAIGHT UP the past two seasons. Going all the way back to 2007, there has been at least ONE upset in the WC Round in 11 of 13 seasons. Now that the “SUPER” Wild Card Round is upon us (six games rather than four due to playoff expansion), I don’t really expect the trend to change. Did you know the Colts were an underdog just ONE time during the regular season? That was when they were +1 in Cleveland of all places. They are the ONLY team in the league that wasn’t +3 or higher in any game in 2020. 

Buffalo comes into the playoffs red-hot, having won six straight (all by 10 pts or greater) and 9 of their last 10. Their only loss in those L10 games came on the now-famous “Hail Murray” vs. Arizona. The Bills have covered the spread in each of their L8 games, which is the longest ATS win streak entering the postseason since the 2011 Saints. Only three teams in history have carried a longer ATS win streak into the postseason and all of them came prior to 1995, which is the last time the Bills franchise won a playoff game. While the Bills are deservedly big favorites to win here, there’s a lot of pressure on them in what is their first home playoff game since ‘96. 

I don’t think most people fully appreciate how good this Colts team is. They played just one bad game all season (vs. Tennessee) and that was when they had a number of key defensive players out. This defense is top 10 in the league in both scoring and yards, having spent a majority of the year at/near the top. QB Rivers is 6-2 ATS in his career as a playoff underdog, including 4-0 when getting seven or more points. I think this spread should be several points lower and the Colts are absolutely capable of winning outright. They’ve won six of eight and in one of those losses (Pittsburgh) they blew a DD lead. Buffalo’s top two receivers (Diggs, Beasley) are both dealing w/ injuries. 10* Indianapolis

10* San Francisco (4:25 ET): Realistically, Seattle (11-4) doesn’t have much to play for here, so I don’t like the idea of them laying this many points on the road in Week 17. Yes, they still do have an outside shot at earning homefield advantage and the NFC’s #1 seed, but that would require not only a win, but losses by BOTH Green Bay & New Orleans. The latter part of that equation is rather unlikely. Some “scoreboard watching” could lead to the Seahawks potentially “shutting it down” in the second half, making the points look even more attractive in this NFC West matchup.

San Francisco proved last week that they are not going down without a fight in 2020. I took them as a dog against the Cardinals and they delivered an outright win over a team fighting for its playoff life. Since the start of last season, the 49ers are now 9-3 ATS as underdogs with eight outright victories. Three of their six SU wins this season have come against the division (2 vs. LA, 1 vs. ARI) and there is nothing more that they’d like to do here than beat a team they have struggled mightily against ever since Jim Harbaugh left. Since 2012, the Niners are just 4-14 ATS vs. the Seahawks.

This seems like a really nice value on SF considering they were just a 1-point underdog up in Seattle back in Week 8. They lost that game 37-27, but still I can’t see justifying the spread getting this much bigger on the road. Seattle has failed to cover five straight away from home and seven of their wins this season have come in one possession games. I know that it’s a “raw deal” for the Niners having to play their “home games” in Arizona and they’ve yet to win as the “home team” here. But they did just win on this field last Saturday. This will be their 4th time playing here in the last 5 weeks. As I said last week, the Niners are better than their record as they’ve outgained opponents on the season. CJ Beathard is a better QB than Nick Mullens, especially with TE George Kittle back on the field. 10* San Francisco

9* Houston (4:25 ET): The 4-11 Texans have been relegated to spoilers here, but don’t expect them to “tank it” against a hated division rival that they could potentially knock out of the playoffs. Also, Houston does not have any Draft incentive being that they’ve already traded away next year’s 1st round pick (big mistake!). DeShaun Watson and JJ Watt are still both on this team and seven of the Texans’ losses this season have come in one-score games. I expect them to remain competitive at home on Sunday and this is an inflated line due to the Titans needing to win the game (my power ratings say the line should be +3.5).

We know about Tennessee's success since Ryan Tannehill became the starting QB (20-4-1 ATS!), but they got drilled last Sunday night up in Green Bay. That 40-14 defeat sets up a scenario where the Titans basically must win to get in the playoffs/win the AFC South. A loss would be devastating as the Colts (also 10-5 SU) are hosting Jacksonville and will almost certainly win that game. Oddsmakers are well aware of the situation and have inflated this number knowing the public will want to bet the team in the “must-win” spot.

Something to remember is that these teams went to overtime in Tennessee back in Week 6. The Titans were very lucky to cover the spread in that game as they scored a TD (rather than kick a FG) to win 42-36 as a 3.5-point favorite. Now they are an even larger favorite on the road, so there’s obvious value to be had here with a Houston team that is 14-7 ATS vs. Tennessee since 2010. Something else worth noting is that Houston has outgained its opponents this season while Tennessee has not. The Titans are rarely road favorites of this size, which helps explain the ridiculous ATS record. Take the points. 9* Houston

8* Chicago (4:25 ET): Green Bay has seemingly defied regression this season and is now in position to earn home field advantage throughout the NFC Playoffs. They looked incredibly impressive last week on SNF, destroying a good Tennessee team 40-14 at Lambeau Field. Last year’s Packers went 13-3, but had a point differential of only +63. They benefited from an extremely fortunate 9-1 SU record in one-score games. I thought that record in close games virtually guaranteed fewer wins this season (it usually does), but here we are with the Pack at 12-3 heading into the final game of the season, which finds them favored in Chicago. 

The Bears are just looking to make the playoffs, something that admittedly seemed very far-fetched a month ago. But a 3-game win streak that has seen them average 36.7 PPG has them in control of their own destiny. A win here would clinch a playoff berth. Now beating the Packers has been a problem for Matt Nagy’s team, who lost 41-25 in Lambeau the Sunday after Thanksgiving. But since then, with Mitch Trubisky back in at QB, this has been a different offense/team. The Bears’ offense has put up 30+ points in four consecutive games, something they hadn’t done going back to the 1960’s! 

My prediction of WL regression for the Packers can still hold true with a loss here. That piqued my interest a bit. So did the way the line has moved this week. There can be no denying that the Bears are a much different team than they were the first go-around with Green Bay. While the Packers will be motivated to earn the 1st round bye, the Bears won’t be lacking for motivation either. Trubisky is trying to earn a new contract, Nagy is trying to save his job and the team is trying to get into the playoffs by beating a rival they are 3-18 SU against in the L21 meetings. Take the points with the home dog here. Green Bay just lost its starting LT to a season-ending injury on Thursday, which is certainly significant. 8* Chicago

10* Iowa State (4:00 ET): Oregon is a team that should feel pretty fortunate to even be in the Fiesta Bowl as they only got to play for the Pac 12 Championship because Washington had to back out due to COVID-19 concerns. Making the most of their opportunity, the Ducks upset unbeaten USC in that penultimate game, 31-24 as a three-point underdog. However, don’t let that one win fool you. Oregon was very much a shaky team in the regular season and I successfully faded them twice - their two SU losses (to Oregon State and Cal). They were not all that impressive in their first three wins either.

A win here for Iowa State would not only be an “exclamation point” on the job Matt Campbell has done in Ames, but also perhaps the program’s most notable bowl win EVER. So I don’t think motivation is going to be a problem for the Cyclones, who are coming off a tight 27-21 loss to Oklahoma in the Big 12 Championship where they were -3 in turnover margin, but outgained the favored Sooners. Iowa State is simply much better than any team Oregon has faced this year as the Pac 12 is not as strong as the Big 12, at least at the top. I’ve got four Big 12 teams, ISU being one, rated above every Pac 12 team in my personal power ratings. 

Oregon has had success as an underdog in the bowls previous to this, but Iowa State is 12-5 ATS against ranked opponents since 2017 and 4-1 ATS its last five games as a favorite. Plus, I think the Cyclones are going to be the hungrier side come Saturday and I’m not talking Tostitos (old sponsor of the Fiesta Bowl). Major edge at QB for ISU with Brock Purdy and RB Breece Hall should gash an Oregon defense that allowed a ton of rush yards when it faced Oregon State RB Jefferson. On the other side of the ball, the Ducks may be without their top RB (Vardell), which would not be good facing the #10 ranked run defense in the country. 10* Iowa State

8* Ole Miss (12:30 ET): Some of the same trends I discussed for Auburn-Northwestern apply here. Whether or not Auburn covers (this is being written on New Year’s Day), I will follow the trends here for Ole Miss-Indiana in the Outback Bowl. Since 2015, Big 10 teams are just 4-11 ATS vs. the SEC in the bowls (and the struggles really go back longer than that). The last three times a Big 10 team has been favored against an SEC opponent, they have lost outright. So I’m taking the points with the Rebels. 

Indiana went 7-0 ATS in the regular season, the best such mark in the entire country. But they haven’t played a game since December 5th and will be without QB Michael Penix Jr. In two games without Penix, the IU offense has managed just 115 and 130 yards passing. I can’t say that Ole Miss has a stout defense, but not facing Penix is a break. There’s a lot of talk about the Hoosiers having a “chip on their shoulder” here as they felt they should have been selected for the Fiesta Bowl. But they’ve also lost their last five bowl games, not having won one since 1991.

Ole Miss has its starting QB Matt Corral, who threw for nearly 3000 yards and 27 touchdowns in the regular season. Corral won’t have his two top WRs here, but he didn’t have them in the regular season finale vs. LSU either and the Rebels still scored 48 points. This was the SEC’s third best scoring offense (40.7 PPG) and they led the conference in rushing (217.7 YPG). Indiana saw only one good offense this year, Ohio State, and gave up 42 points in that game. The Rebels faced a much harder schedule and will be motivated here for their first bowl since 2016 and first under Lane Kiffin. 8* Ole Miss

8* Ohio State (8:00 ET): Coming into this College Football season, it seemed as if three teams stood above the rest: Alabama, Clemson and Ohio State. Those names shouldn’t be too surprising seeing as those three schools have combined to win five of the six College Football Playoffs (LSU last year was the only exception). Sure enough all three schools are back in the CFP this year and #3 Ohio State will play #2 Clemson in the Sugar Bowl, a rematch of last year’s semi final, which took place in the Orange Bowl.

You’re likely to hear a LOT about LY’s Orange Bowl in the build to this game. I know I remember it as the Buckeyes were my 10* Bowl Game of the Year and raced out to a 16-0 lead in less than 25 minutes. But they ended up losing 29-23 and not covering as 2.5-point underdogs, thus dropping to 0-4 SU all-time vs. Clemson, two of those losses coming in CFP semis. For this year’s rematch, it seems as if Ohio State is really being “written off.” I don’t understand that as this remains a supremely talented team and revenge is obviously a major factor. 

The Buckeyes didn’t exactly face a tough regular schedule this year, but they still won all six games by an average of more than three touchdowns per game. They were dealing with massive attrition from COVID-19 (22 players out) in the Big 10 Championship Game when they “only” beat Northwestern 22-10. HC Ryan Day has said he expects “a good number” of those players who sat out the Big 10 Champ Game to play here. Meanwhile, Clemson just announced it will be without OC Tony Elliott (COVID) for this game. Elliott is the play-caller. Look, I’m not going to say that the Tigers shouldn’t be favored here. But the line should not be more than a field goal. Take the points. 8* Ohio State

10* Auburn (1:00 ET): I believe the wrong team is favored in this year’s Citrus Bowl. Yes, I’m aware that Northwestern made it to the Big 10 Championship Game (where they led Ohio St at the half) while Auburn had a 4-loss regular season. But both were 6-win teams and you simply can’t discount the Big 10 vs. SEC factor here. Since 2015, Big 10 teams are just 4-11 ATS vs. the SEC in the bowls (and the struggles really go back longer than that). The last three times a Big 10 team has been favored against an SEC opponent, they have lost outright. The SEC is 7-1 SU L8 Citrus Bowls. I’m taking the points on New Year’s Day.

N’western is 7-1 ATS this season, which is the 2nd best cover percentage in the nation (trailing only Indiana & San Jose St, both of whom didn’t have a single ATS loss). But this will mark just the third time in 15 bowl games that the Wildcats will be favored (they are 4-10 SU all-time in bowls). That one ATS loss this season came in an outright loss to Michigan State, who was not a good team. The majority of wins were both close and fortunate. The Wildcats were outgained on a per play in the regular season, so they were extremely fortunate to go 6-2 SU. They won three games in which they were outgained. In two of those three wins, they were outgained by 100+ yards!

Auburn should be thrilled to get away from the SEC gauntlet as they are 6-1 ATS their L7 non-conference games. Of course, the biggest news here is that Gus Mahlzan was shockingly fired after the regular season and replaced with former Boise St HC Bryan Harsin. DC Kevin Steele will be the interim coach for the bowl game. Steele’s defense should have a strong game here against an anemic N’western offense that averages less than 300 YPG away from home. Three of Auburn’s four losses this year were to Alabama, Texas A&M and Georgia, all top 10 teams. I still consider the Tigers a top 25 team. They don’t turn the ball over (only 8 all season!) and that’s key vs. a N’western D that forced almost 2.0 TOs per game. 10* Auburn