At 12:00 PM ET on Saturday, we will be playing the UL-Lafayette Ragin’ Cajuns (107) plus the points versus the Appalachian State Mountaineers (108). THE SITUATION: Lafayette (10-2) has won six straight games with their 31-30 win over UL-Monroe as a 20.5-point favorite last week. Appalachian State (11-1) has won four straight games after their 48-13 win at Troy last week as an 11-point favorite.

REASONS TO TAKE THE RAGIN’ CAJUNS PLUS THE POINTS: Lafayette has raised their level of play after losing to the Mountaineers by a 17-7 score back on October 19th. They have scored at least 31 points in each of their last six games with an average winning score of 40-15. The Ragin’ Cajuns should enter this game with confidence — and they have covered the point spread in 8 of their last 11 games after a straight-up win. Lafayette has also covered the point spread in 5 straight games after a point spread loss. And while they gained 522 yards last week to the Warhawks, they have then covered the point spread in 10 of their last 11 games after gaining at least 525 yards in their last game. Now this team goes back on the road where they have covered the point spread in 6 of their last 7 games — and they are 5-1-1 ATS in their last 7 games on the road as an underdog. The Ragin’ Cajuns have also covered the point spread in 5 of their last 6 games against teams with a winning record. Appalachian State has failed to cover the point spread in 6 of their last 8 games after winning three straight games in conference play — and they have failed to cover the point spread in 14 of their last 18 games at home after playing two straight Sun Belt foes. The Mountaineers have also failed to cover the point spread in 4 of their last 5 games after a win by at least 20 points. And while they dominated the Trojans last week by holding the ball for 34:30 minutes while generating 27 first downs, they have then failed to cover the point spread in 8 of their last 12 games after playing a game where they held the ball for at least 34 minutes while gaining at least 24 first downs. Appalachian State hosts this Sun Belt Championship Game but they have failed to cover the point spread in 3 of their last 4 home games when laying up to 7 points.

FINAL TAKE: The Mountaineers may be in line to earn the Group of Five bid to a New Year’s Six bowl — and they may get caught looking ahead when hosting a team that they have defeated by double-digits in their last three meetings including last year’s Sun Belt Championship Game by a 30-18 score. But Lafayette head coach Billy Napier has led his teams to cover the point spread in 7 of their last 10 games as an underdog — and his teams have pulled the upset in three of their last four games as a dog getting less than 7 points. 20* CFB Lafayette-Appalachian State ESPN Special with the UL-Lafayette Ragin’ Cajuns (107) plus the points versus the Appalachian State Mountaineers (108). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing the Oregon Ducks (103) plus the points versus the Utah Utes (104). THE SITUATION: Oregon (10-2) reached the Pac-12 Championship Game with their 24-10 win over Oregon State last Saturday as a 20.5-point favorite. Utah (11-1) joined them with their 45-15 win over Colorado as a 27.5-point favorite. This game is being played on a neutral field at Levi Stadium in Santa Clara.

REASONS TO TAKE THE DUCKS PLUS THE POINTS: Oregon has covered the point spread in 4 of their last 5 games after a win at home — and they have covered the point spread in 5 of their last 6 games after a point spread victory. And while the Ducks went into halftime with a 17-3 lead over the Beavers last week, they have then covered the point spread in a decisive 44 of their last 58 games after not allowing more than a field goal in the first half of their last game. The Oregon defense should keep the Ducks in a close game tonight. First-year defensive coordinator Andy Avalos has done a fantastic job with a unit that returned seven starters from last year’s squad. Oregon ranks 10th in the nation by allowing just 15.8 PPG. It starts up from for the Ducks with nose guard Jordan Scott who leads a defensive line that holds their opponents to only 106.1 rushing YPG which is 10th in the nation. This stout run defense forces opponents to pass — and Oregon has picked off 17 passes this season. The Utes’ senior quarterback Tyler Huntley will be challenged by the toughest defense that he has faced all season in this Ducks’ unit. Huntley completed 14 of 17 passes last week against the Buffaloes for 165 passing yards — but Utah has then failed to cover the point spread in 4 of their last 5 games after not passing for more than 170 yards in their last contest. The Utes are a senior-laden squad that will be looking to redeem themselves from losing to Washington by a 10-3 score in last year’s Pac-12 Championship Game. But this group is also facing the pressure of needing this win to keep their College Football Playoff aspirations alive — and these expectations are new to this program that has not won more than 10 games in the Kyle Whittingham era. Strength of schedule is also an issue for this Utes team whose best opponent may have been the USC that they lost to by a 30-23 score. Utah’s most impressive wins were at Washington an BYU. Oregon is, by far, the best team that the Utes will have faced all season.

FINAL TAKE: I have thought that the Ducks’ quarterback, Justin Herbert, has been a bit overrated which is why I have faced Oregon in some of their big games this season. But I think Herbert is much more dangerous leading his team in the role of the underdog — and the Ducks have covered the point spread in 6 of their last 9 games on a neutral field as an underdog getting up to 7 points. 10* CFB Oregon-Utah ABC-TV Special with the Oregon Ducks (103) plus the points versus the Utah Utes (104). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing Under the Total in the game between the Oregon Ducks (103) and the Utah Utes (104). THE SITUATION: Oregon (10-2) reached the Pac-12 Championship Game with their 24-10 win over Oregon State last Saturday as a 20.5-point favorite. Utah (11-1) joined them with their 45-15 win over Colorado as a 27.5-point favorite. This game is being played on a neutral field at Levi Stadium in Santa Clara.

REASONS TO TAKE UNDER THE TOTAL: The Utes’ gameplan is to control Time of Possession while crushing the will of their opponent in this game of keep away by employing a very physical style of defense. Utah plays the slowest tempo in the FBS while averaging 34:52 minutes per game with the football. The Under is 6-2-1 in their last 9 games after a straight-up win — and they have also played 11 of their last 14 games Under the Total after a win at home. Additionally, the Utes have played 16 of their last 22 games on the road Under the Total after a win at home by at least 28 points. Utah held the Buffaloes last week to just 217 yards of offense — and they have then played 7 of their last 10 games Under the Total after not allowing more than 275 yards in their last game. The Utes have also played 6 of their last 8 games Under the Total after not allowing more than 20 points in their last contest. Utah has not allowed more than 15 points in seven of their last eight games. Kyle Whittingham’s defense ranks third in the nation by holding their opponents to just 11.3 PPG — and they also rank 3rd in the FBS by allowing just 241.6 total YPG. The Utes have played 5 of their last 6 games Under the Total against teams with a winning record — and the Under is 8-2-1 in their last 11 games against Pac-12 opponents. Furthermore, Utah has played 4 of their last 5 games Under the Total as a favorite laying 3.5 to 10 points — and they have played 6 of their last 7 games Under the Total on a neutral field when favored by up to 7 points. Senior quarterback Tyler Huntley will be challenged by the toughest defense that he has faced all season in this Ducks’ unit. First-year defensive coordinator Andy Avalos has done a fantastic job with a unit that returned seven starters from last year’s squad. Oregon ranks 10th in the nation by allowing just 15.8 PPG. It starts up from for the Ducks with nose guard Jordan Scott who leads a defensive line that holds their opponents to only 106.1 rushing YPG which is 10th in the nation. This stout run defense forces opponents to pass — and Oregon has picked off 17 passes this season. The Ducks have played 5 straight games Under the Total after winning four of their last five games — and they have played 7 of their last 9 games Under the Total after not allowing more than 20 points in their last game. Oregon is led by senior quarterback Justin Herbert who is touted as a high NFL draft prospect but who has underperformed in big games throughout his career. While the Ducks average 452.3 total YPG at home in Autzen Stadium, that number drops by over 60 YPG to just 389.8 total YPG when they are playing on the road. Oregon has played 8 of their last 11 games Under the Total as an underdog — and they have played 4 of their last 5 games Under the Total as a dog getting 3.5 to 10 points.

FINAL TAKE: Utah played in last year’s Pac-12 Championship Game and lost to Washington by a 10-3 score. While this game should see more offense, expect another lower scoring game. 25* CFB Pac-12 Total of the Year with Under the Total in the game between the Oregon Ducks (103) and the Utah Utes (104). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Alabama Crimson Tide (397) minus the points versus the Auburn Tigers (398). THE SITUATION: Alabama (10-1) enters their final game of the regular season coming off a 66-3 warmup victory over Western Carolina last week as a 58.5-point favorite. Auburn (8-3) hosts this year’s Iron Bowl coming after their 52-0 shutout victory over Samford last week as a 45.5-point favorite.

REASONS TO TAKE THE CRIMSON TIDE MINUS THE POINTS: The big question for Alabama is just how much of a drop-off will they experience without Tua Tagovailoa who suffered a season-ending hip injury in their win over Mississippi State. But it is pretty much situation normal for Alabama to thrive under head coach Nick Saban when they have the proverbial “game manager” under center. What made Tagavailoa such an exciting talent is that Saban had never had a quarterback quite so dynamic as him in his thirteen-year tenure in Tuscaloosa. Tagavailoa broke the NCAA record in passing efficiency last year before producing another outstanding season this year before suffering an ankle injury midseason. But remember that Alabama did plenty of winning with A.J. Mccarran and Greg McElroy as the signal-caller. Here is something that I have never written or uttered before: I think this offense will benefit from the experience of offensive coordinator Steve Sarkisian. I was not a fan of his work as the OC with the Atlanta Falcons — but his Red Zone issues there did get better over time. But Sarkisian is unquestionably a wily veteran at this point in his career which includes him serving as the offensive coordinator for Alabama in the 2017 National Championship Game where they lost to Clemson by a 35-31 score. I have confidence that he can dial-up a game plan to help put sophomore Mac Jones in a position to succeed. The Crimson Tide may very well have the most talented wide receiver group in the nation with four future NFL players in Jerry Judy, Henry Ruggs III, DeVonta Smith, and Jaylen Waddle. Auburn has an outstanding defense but it is difficult for any unit to provide ample coverage to all that talent. Don’t be surprised if Sarkisian has plenty of new schemes that get the ball quickly to these talented skill position players in ways different than the skills Tagovailoa offered. It is not as if Jones lacks talent himself — of course, he was highly recruited coming out of high school (Phil Steele ranked him his #25th incoming QB). Jones has completed 28 of 34 passes for 510 yards with six touchdown passes and no interceptions in his two starts this season against Arkansas and Western Carolina. And he will get help from running back Najee Harris who has quietly averaged 6 Yards-Per-Carry. I still see an offense very similar to the one that Saban won four National Championships here at Alabama before he called on Tagovailoa to come in relief in the second half to rally his team to defeat Georgia two years ago for his fifth championship for the Crimson Tide. Alabama has still averaged 530.7 total YPG over their last three games — and they have then covered the point spread in 18 of their last 27 games after averaging at least 450 YPG over their last three contests. And while the Tide has averaged 8.5 Yards-Per-Play and 9.49 YPP in their last two games, they have then covered the point spread in 10 of their last 15 games after averaging at least 7.25 YPP in two straight games. Furthermore, the Alabama defense will be playing with a chip on their shoulders to make things happen. While injuries early in the season required younger players in the front seven to take on more playing time, this unit ranks 10th in the nation by holding their opponents to just 315.4 total YPG. The Crimson Tide has forced 25 turnovers this season — and they lead the nation by averaging +1.55 net turnovers per game. The weak link for this Auburn team is their offense that ranks just 54th in the nation by averaging 427.2 total YPG. While the Tigers have speed to burn at the skill positions, they are not nearly as talented at the wide receiver positions with reliable ball catchers. Furthermore, freshman quarterback Bo Nix has struggled in big games in his rookie season without the elite talent at his disposal that Jones will enjoy. In losses to Florida and LSU, Nix completed just 26 of 62 passes with just two touchdown passes and four interceptions. And while the Tigers forced Georgia to punt eleven times when hosting the Bulldogs, they still only managed 14 points in that loss. Nix completed 15 of 23 passes last week against Samford — but don’t be fooled by those numbers as he generated only 150 passing yards in that warmup game. Pro Football Focus rated that performance as the lowest-graded of all SEC quarterbacks last week — so it is safe to say that he is not entering the biggest game of his career with tons of momentum. As it is, Auburn has failed to cover the point spread in 11 of their last 15 games after a win at home. Additionally, the Tigers have failed to cover the point spread in 7 of their last 10 games after a win at home by at least 17 points — and they have failed to cover the point spread in 5 of their last 7 games after a win at home by at least 28 points. Auburn’s play on defense has helped them play four straight Unders — but they have then failed to cover the point spread in 8 of their last 11 games after playing at least two straight Unders. The Tigers have also failed to cover the point spread in 4 of their last 5 games after not allowing more than 9 points in their last game. Auburn played LSU close in a 23-20 loss — but they also survived one-possession games in wins over Oregon, Texas A&M, and Ole Miss.

FINAL TAKE: Alabama has covered the point spread in 5 of their last 7 games in November — and they have covered the point spread in 5 of their last 7 road games with the Total set in the 49.5 to 56 point range. Some pundits think the Tide needs a big win in this game to keep their playoff hopes alive but I suspect that all they need is a victory to remind the Playoff Committee and the potential audience in the National Semifinals that this team was on-target for one of the best seasons in college football history before their surprising 44-16 loss to Clemson in the championship game. This team remains chippy for the opportunity for a rematch — and that drive should lead them to victory this afternoon. 25* College Football Game of the Year with the Alabama Crimson Tide (397) minus the points versus the Auburn Tigers (398). Best of luck for us — Frank.

At 3:00 PM ET on Saturday, we will be playing Under the Total in the game between the UNLV Rebels (389) and the Nevada Wolf Pack (390). THE SITUATION: UNLV (3-8) snapped their four-game losing streak last week with their 38-35 upset win over San Jose State as a 7-point underdog. Nevada (7-4) has won their last three games with their 35-28 upset win at Fresno State last Saturday as a 12-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Rebels have played 8 of their last 10 games Under the Total after an upset win as a home dog. Additionally, UNLV has played 5 of their last 6 games Under the Total after a straight-up win — and they have played 6 of their last 7 games Under the Total after scoring at least 37 points in their last game. And while the Rebels gained 455 yards last week, they have then played 5 of their last 7 games Under the Total after gaining at least 450 yards in their last game. UNLV goes back on the road where they have played 5 of their last 7 road games Under the Total — and they have played also played 5 of their last 7 road games Under the Total against teams with a winning record at home. And in their last 12 games again teams with a winning record, the Rebels have played 9 of these games Under the Total. Nevada has played 7 of their last 10 games Under the Total after a point spread win. This team is playing much better defense to end their regular season as they have held their last three opponents to just 17.0 PPG along with only 328.7 total YPG. Now after playing their last two games on the road, they return home where they have played 5 of their last 7 home games Under the Total — and they have played 4 straight home games Under the Total against teams with a losing record on the road. The Wolf Pack have also played 24 of their last 32 games Under the Total after playing their last two games on the road.

FINAL TAKE: These two teams have played 4 straight Unders in this series. Expect another lower scoring game between these two teams. 10* CFB Saturday Afternoon Discounted Deal with Under the Total in the game between the UNLV Rebels (389) and the Nevada Wolf Pack (390). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Michigan Wolverines (368) plus the points versus the Ohio State Buckeyes (367). THE SITUATION: Michigan (9-2) has won four straight games after their 39-14 win at Indiana last week as a 10-point favorite. Ohio State (11-0) looks to remain unbeaten heading into their clinched slot in the Big Ten Championship Game next Saturday after their 28-17 win over Penn State last week as a 20-point favorite.

REASONS TO TAKE THE WOLVERINES PLUS THE POINTS: Michigan is playing their best football at this point of the season. Since the halftime of their eventual loss at Penn State, the Wolverines have outscored their opponents over those last 18 quarters by a 180 to 52 margin. Over their last four games, this team is scoring 41.5 PPG. In large part, the team finally began to click with the new system of rookie offensive coordinator Josh Gattis. But Gattis also saw improvement in his first year calling plays by adjusting to the Michigan talent while also adding some plays where the quarterback was under center to improve their ability to execute in situation football. However, the under-appreciated element to this improvement was the improved health of some of the key players on offense. Junior wide receiver Donovan Peoples-Jones did not play early in the season as he recovered from an injury while quarterback Shea Patterson finally got back to full health after battling a chest injury that impacted both his throwing motion and his mobility for the first half of the season. Turnovers were a killer for this team early in the season as well — but this team has committed only two turnovers in those 18 quarters since halftime in Happy Valley. Michigan should build off their momentum as they have covered the point spread in 4 straight games after a win by at least 20 points — and they have also covered the point spread in 5 of their last 6 games after scoring at least 37 points in their last game. Additionally, the Wolverines have covered the point spread in 6 of their last 8 games after winning six or seven of their last eight games. They have also covered the point spread in 4 straight games at home where they are a perfect 6-0 this season with an average winning margin of +24.3 PPG. Michigan once again has an elite defense that is 4th in the nation by allowing just 267.0 total YPG. They hold their visitors to just 11.5 PPG along with only 226.2 total YPG this season in the Big House. This defense was exposed last season against the Buckeyes when they used their speedy wideouts to quick crossing routes than defensive coordinator Don Brown’s man-to-man schemes could not keep up with. Florida then burned the Wolverines in the Peach Bowl with similar concepts. But Brown adjusted for the Notre Dame game this season by deploying zone concepts that stymied the Irish’s crossing schemes in their dominant 45-14 victory. Michigan has now covered the point spread in 4 straight games against teams with a winning record. Ohio State has looked dominant this season — but the talk that this may be one of the best Buckeyes’ teams ever is premature. Despite having some potentially scary moments against the Nittany Lions, this Ohio State team has not endured the proverbial punch in the face that truly measured their character to handle adversity. The Buckeyes have not covered the point spread in their last two games — and they have failed to cover the point spread in 17 of their last 28 games after failing to cover the point spread in two straight games. Ohio State has also failed to cover the point spread in 8 of their last 12 games after winning at least five games in a row. Additionally, the Buckeyes have failed to cover the point spread in 9 of their last 13 games in November — and they have failed to cover the point spread in 6 of their last 8 road games when favored by 7.5 to 10 points. And while Ohio State has not allowed more than 3.75 Yards-Per-Play in four straight games, they have then failed to cover the point spread in 9 of their last 11 games after not allowing four straight opponents to average more than 4.25 YPP. The Buckeyes have failed also failed to cover the point spread in 4 of their last 5 games against Michigan as the favorite.

FINAL TAKE: Ohio State was the home underdog last season which helped motivate them to crush the Wolverines by a 62-39 score as a 4-point dog. The underdog has covered the point spread in 5 of the last 6 meetings in this rivalry game. As if Michigan was not motivated enough to avenge that loss, but their long-time defensive coach, Greg Mattison, defected to Columbus in the offseason to become the co-defensive coordinator for the Buckeyes to pour fuel on the fire of this rivalry. With temperatures in the low-30s for this game, expect a close game. 20* CFB Ohio State-Michigan Fox-TV Special with the Michigan Wolverines (368) plus the points versus the Ohio State Buckeyes (367). Best of luck for us — Frank.

At 6:00 PM ET on Friday, we will be playing the Troy Trojans (342) plus the points versus the Appalachian State Mountaineers (341). THE SITUATION: Troy (5-6) saw their two-game winning streak snapped last week with their ugly 53-3 loss at Louisiana-Lafayette as a 13-point underdog. Appalachian State (10-1) has won three straight games with their 35-13 win over Texas State last week as a 28-point favorite.

REASONS TO TAKE THE TROJANS PLUS THE POINTS: What happened to Troy last week. For starters, they ran into a juggernaut which is that Ragin’ Cajuns team that may very well be the best non-Power Five in the nation this year. Senior quarterback Kaleb Barker also suffered his worst game of the season by throwing two picks and completing just 15 of 32 passes. This team endured a -3 net turnover margin in that contest — but not only have they covered the point spread in 7 straight games after a game where they had a -2 or worse net turnover margin but they also have covered 18 of their last 24 games after suffering a -3 or worse net turnover margin in their last contest. The Trojans were also completing a gauntlet of a schedule that had them on the road for the second straight week as well as the fourth time in five games. Troy should bounce-back with a strong effort as they have covered the point spread in 7 of their last 9 games after a straight-up loss — and they have covered the point spread in 13 of their last 18 games after a loss by at least 20 points and they have covered the point spread in 20 of their last 28 games after a loss by at last four touchdowns. The Trojans have also covered the point spread in 5 straight games after failing to score at least 20 points. This is a proud, veteran team that returned thirteen starters from last year’s group that finished the season 10-3.  Barker leads a passing attack that remains 12th in the nation by averaging 314.0 passing YPG. They return home where they are scoring 47.8 PPG while averaging 520.0 total YPG. They are outscoring their guests by +17.4 PPG while outgaining them by +132.8 net YPG. Troy has covered the point spread in 15 of their last 19 home games after allowing at least 37 points in their last game — and they have covered the point spread in 7 straight games at home after allowing at least 50 points in their last contest. Appalachian State has clinched their date with Lafayette next week in the Sun Belt Conference championship game next Saturday — but they need to win this game to secure hosting that game. The Mountaineers also have a chance to represent the Group of Five schools in their automatic bid for a New Year’s Six Bowl — so they will have much to play for in this contest. Yet the pressure of the moment might put this team in a difficult situation. As it is, Appalachian State has failed to cover the point spread in 4 straight games after a win by at least 20 points — and they have failed to cover the point spread in 6 of their last 9 games after winning at least eight of their last ten games. And while they outgained Texas State last week by +260 net yards, they have then failed to cover the point spread in 4 straight games after outgaining their last opponent by at least +125 net yards. 

FINAL TAKE: Troy has the talent to hang with the Mountaineers as they crushed the lone team to beat Appalachian State this year by a whopping 49-28 margin. The Trojans should put up plenty of points as they have not scored at least 30 points only twice this season. Things could have been much different for this Troy team that has lost all three of their games decided by one scoring possession. The opportunity to pull the upset offers the Trojans not only redemption from last week but a sixth win on the season to become bowl eligible while also giving them a measure of revenge from their 21-10 loss to the Mountaineers last season. 25* CFB Sun Belt Conference Game of the Year with the Troy Trojans (342) plus the points versus the Appalachian State Mountaineers (341). Best of luck for us — Frank.

At 12:00 PM ET on Friday, we will be playing the Virginia Cavaliers (316) plus the points versus the Virginia Tech Hokies (315). THE SITUATION: Virginia (8-3) has won three straight games after their blowout 55-27 win over Liberty last Saturday as a 16.5-point favorite. Virginia Tech (8-3) has won three games in a row with their 28-0 win over Pittsburgh last Saturday as a 3.5-point favorite.

REASONS TO TAKE THE CAVALIERS PLUS THE POINTS: The winner of this game between these two teams with 5-2 conference records wins the Coastal Division and will advance to the ACC Championship Game next week. Virginia is 8-1-2 ATS in their last 11 games after scoring at least 40 points in their last game. The Cavaliers raced out to a 24-14 halftime lead in that contest against the Flames — and they have covered the point spread in 5 straight games after scoring at least 24 points in the first half of their last game. Virginia is tough to beat when they get their offense cranking given the consistency of their defense. The Cavaliers rank 22nd in the nation by allowing only 323.2 total YPG. Virginia stays at home for this rivalry game where they are a perfect 6-0 while scoring 41.2 PPG. They are outscoring their guests by +20.0 PPG at home while outgaining them by +97.2 net YPG. The Cavaliers are 9-4-1 ATS in their last 14 games at home — and they have covered the point spread in 6 of their last 8 home games against teams with a winning record on the road. Over their last three games, Virginia is scoring 42.0 PPG while averaging a robust 476.3 total YPG. Under fourth-year head coach Bronco Mendenhall, the Cavaliers have also covered the point spread in 7 of their last 9 games against teams with a winning record. Virginia Tech has failed to cover the point spread in 4 straight games after not allowing more than 10 points to an ACC rival in their last game. The Hokies have pitched two straight shutouts but these were not against the most powerful offenses in the league against the Panthers and Georgia Tech. Virginia Tech held Pittsburgh to just 177 total yards last week — but they have failed to cover the point spread in 4 of their last 5 games after not allowing more than 275 yards in their last game. But this remains a team that is allowing 394.0 total YPG in their four road games which is why they are being outgained by -24.0 net YPG away from home. The Hokies only generated 263 total yards last week in the win with redshirt sophomore quarterback Hendon Hooker passing for 153 yards. But Virginia Tech has failed to cover the point spread in 5 of their last 7 games after not passing for more than 170 yards in their last game. The Hokies offense is averaging just 381.4 total YPG which is 86th in the nation. They have failed to cover the point spread in 5 of their last 6 games when listed in the +/- 3-point range — and they have failed to cover the point spread in 5 of their last 8 road games as the favorite.

FINAL TAKE: Virginia Tech has dominated this series having won fifteen meetings in a row going back to 2003. The Hokies pulled off a 34-31 upset win over the Cavaliers last year as a 5.5-point favorite. But with Virginia Tech feeling as much pressure in this game as the Cavs — look for the home dog to finally earn a big win in this rivalry (but take the points for some insurance). 25* CFB ACC Game of the Year with the Virginia Cavaliers (316) plus the points versus the Virginia Tech Hokies (315). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing the Mississippi Rebels (311) plus the points versus the Mississippi State Bulldogs (312). THE SITUATION: Ole Miss (4-7) has lost four of their last five games with their 58-37 loss to LSU back on November 16th as a 21.5-point underdog. Mississippi State (5-6) has won two of their last three games with their 45-7 win over Abilene Christian last Saturday as a 37-point favorite.

REASONS TO TAKE THE REBELS PLUS THE POINTS: Mississippi has nothing to play for but pride as well as spoiling the bowl plans of their arch-rival. This is a similar setup to Northern Illinois’ upset win over Western Michigan on Tuesday. Expect this Rebels team to play inspired football. They have bounced-back to cover the point spread in 5 of their last 6 games after a straight-up loss — and they have covered the point spread in 4 of their last 5 games after a point spread win. Ole Miss has also covered the point spread in 4 of their last 5 games after a loss by at least 20 points in their last game. And while the Rebels surrendered 716 total yards to the Tigers’ powerful offense, they have then covered the point spread in 4 straight games after allowing at least 450 yards in their last game. Mississippi is better than their losing record — they are outgaining their opponents by +25.1 net YPG but have been snake-bit by losing all four of their games decided by one scoring possession. The Rebels have been clicking as of late under offensive coordinator’s Rich Rodriguez’s run-oriented spread offense. They have averaged 495.3 total YPG over their last three games after ripping the LSU defense for a whopping 614 yards of offense. Ole Miss has also covered the point spread in 6 of their last 7 games against SEC opponents. Mississippi State has failed to cover the point spread in 4 of their last 5 games after a straight-up win — and they have failed to cover the point spread in 4 straight games after a point spread victory. Additionally, the Bulldogs have failed to cover the point spread in 5 of their last 6 games after a win by at least 20 points. And while they gained 577 yards last week against an FCS opponent, Mississippi State has then failed to cover the point spread in 7 of their last 10 games after gaining at least 450 yards in their last game. The Bulldogs host this game but they are just 3-3 at home where they are outscoring their opponents by just +2.5 PPG.

FINAL TAKE: Look for a close game that Ole Miss has the opportunity to pull the outright upset in the Egg Bowl. 10* CFB Ole Miss-Mississippi State ESPN Special with the Mississippi Rebels (311) plus the points versus the Mississippi State Bulldogs (312). Best of luck for us — Frank.

At 7:00 PM ET on Tuesday, we will be playing the Northern Illinois Huskies (304) plus the points versus the Western Michigan Broncos (303). THE SITUATION: Northern Illinois (4-7) has lost two of their last three games after their 45-17 upset loss to Eastern Michigan last Tuesday as a 3.5-point favorite. Western Michigan (7-4) has won three straight games with their 37-34 win in overtime at Ohio two Tuesdays ago as a 1.5-point underdog.

REASONS TO TAKE THE HUSKIES PLUS THE POINTS: The Broncos need to win tonight’s game to clinch a spot in the Mid-American Conference championship game as the winner of the West Division — so this team will be feeling the pressure to succeed. But Western Michigan has failed to cover the point spread in 7 of their last 8 games after a straight-up win — and they have failed to cover the point spread in 16 of their last 21 games after a point spread victory. Additionally, the Broncos have failed to cover the point spread in 10 of their last 13 games after a loss to a conference rival — and they have failed to cover the point spread in 4 straight games after a narrow loss by 3 points or less to a MAC foe. This team has had an extra week to rest and prepare for this crucial game — but they have failed to cover the point spread in 4 straight games after their bye week. Western Michigan has only won once away from home this season in five games — they are being outscored on the road by -12.8 PPG due to their defense surrendering 40.4 PPG along with 518.0 total YPG. The Broncos have failed to cover the point spread in 6 of their last 7 games on the road — and they have failed to cover the point spread in 5 of their last 7 road games against teams with a losing record at home. Western Michigan has also failed to cover the point spread in 7 of their last 10 games as a favorite laying 3.5 to 10 points. Northern Illinois will have a losing season under first-year head coach Thomas Hammock. This game is about their pride and the opportunity to play the role of spoiler. The Huskies can also take some solace in the opportunity to avenge their 28-21 upset loss at Western Michigan last season. Northern Illinois has bounced-back to cover the point spread in 4 of their last 5 games after a straight-up loss — and they have covered the point spread in 5 of their last 7 games after a loss to a conference rival. The Huskies have also covered the point spread in 5 straight games after a point spread loss. Despite last week’s loss, Northern Illinois is still outscoring their visitors at home by +7.0 PPG while outgaining them by +94.7 net YPG. The Huskies have covered the point spread in 14 of their last 21 home games with the Total set in the 49.5 to 56 point range. Northern Illinois has also covered the point spread in 5 of their last 7 home games as an underdog getting 7 to 14 points.

FINAL TAKE: Western Michigan has not won in Dekalb since 2007 — they are 5-16-1 ATS in their last 22 games against the Huskies while failing to cover the point spread in 9 of their last 11 games played at Northern Illinois. 25* CFB Tuesday ESPNU Game of the Year with the Northern Illinois Huskies (304) plus the points versus the Western Michigan Broncos (303). Best of luck for us — Frank.

At 11:00 PM ET on Saturday, we will be playing the San Diego State Aztecs (215) plus the point(s) versus the Hawai’i Rainbow Warriors (216). THE SITUATION: San Diego State (8-2) looks to build off their 17-7 win over Fresno State last Friday as a 2-point favorite. Hawaii (7-4) has won their last two games with their 21-7 win at UNLV as a 6.5-point favorite last Saturday.

REASONS TO TAKE THE AZTECS PLUS THE POINTS: I have been waiting on two of these late games for updated information. For Boise State-Utah State, I tried to get a better read on the injury front for both teams dealing with injuries at quarterback (and some other key positions) — but with no new information, I am not risking being on the wrong end of who ends up playing and who sits between two head coaches not revealing much about the status of their players. For this San Diego State situation, I wanted to watch line movement (which I often do with some of the plays released close to kickoff). With the Aztecs still listed as a dog in most locations, this is a simple value play behind the strength of Rocky Long’s program. San Diego State is 8th in the nation by allowing 13.7 PPG — and they are 8th in the FBS by allowing just 270.1 total YPG. This is one of the best defensive units Long has had in his nine years with the program. The Aztecs held the Bulldogs last week to just 206 yards — and they have covered the point spread in 5 of their last 6 games after not allowing more than 275 yards in their last game. Defense travels — and San Diego State is 5-0 on the road while holding their home hosts to just 13.6 PPG along with only 294.6 total YPG. The Aztecs have covered the point spread in 4 of their last 5 games on the road — and they have covered the point spread in 6 of their last 8 road games against teams with a winning record at home. San Diego State has also covered the point spread in 12 of their last 17 games played on field turf. Hawai’i has failed to cover the point spread in 5 of their last 7 games after a straight-up win — and they have failed to cover the point spread in 9 of their last 10 games after a point spread victory. They did hold the Rebels to just 237 yards of offense — but they have failed to cover the point spread in 4 straight games after not allowing more than 275 total yards. They also have failed to cover the point spread in 5 of their last 6 games after not allowing more than 20 points in their last game. Now this team returns home where are just 17-37-1 ATS in their last 55 games. They also have failed to cover the point spread in 8 of their last 9 home games against teams with a winning record on the road. And in their last 24 games against teams with a winning record, Hawai’i has failed to cover the point spread in 18 of these games.

FINAL TAKE: These teams trends indicate this is a solid value play — and the situation is improved with San Diego State motivated to avenge a 31-30 upset loss at home last season to the Rebels as an 18.5-point favorite. The Aztecs are still 5-1-1 ATS in their last 7 meetings with the Warriors — and they have covered the point spread in 6 of their last 7 games against them in Hawai’i. San Diego State needs this win to clinch their spot in the Mountain West Conference Championship Game as well. 10* CFB Saturday Late Show Bailout with the San Diego State Aztecs (215) plus the point(s) versus the Hawai’i Rainbow Warriors (216). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Missouri Tigers (196) minus the points versus the Tennessee Volunteers (195). THE SITUATION: Missouri (5-5) has lost four games in a row with their 23-6 loss to Florida last week as a 6.5-point underdog. Tennessee (5-5) has won three games in a row with their 17-13 upset win at Kentucky as a 1-point underdog.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: After winning five of their first six games, this Missouri team has fallen off the map by losing their last four games by an average score of 25-7. Part of the problem has been that three of those games were all on the road in a row before they finally returned home last week. Then hosting a talented Gators team was not what the doctor ordered for this team last week who was outgained by -130 net yards. The Tigers’ offense has been the problem as they have averaged only 259 total YPG during their losing streak. Some of that decline can be explained by the hamstring injury to quarterback Kelly Bryant. While the former Clemson quarterback did return last week, he only passed for 204 yards after completing 25 of 39 passes. Perhaps Bryant was rusty — or perhaps he is still slowed with that injury. Or, perhaps facing the Gators stout defense was the problem. Now on Senior Night with this team needing one more victory to become bowl eligible, look for the Tigers to play their best offensive game in their last five games. Remember, they were scoring 38.8 PPG while averaging 474 YPG after their first six games. Missouri has covered the point spread in 10 of their last 13 games after losing four games in a row. The Tigers have also covered the point spread in 20 of their last 28 home games after a loss by at least two touchdowns. Missouri is much better at home where they are 5-1 this season with an average winning margin of +21.2 net YPG due to an offense that averages 34.7 PPG along with 427.5 total YPG. The Tigers have covered the point spread in 5 of their last 7 games at home — and they have covered the point spread in 10 of their last 16 home games as the favorite. Missouri has also covered the point spread in 16 of their last 24 home games with the Total set in the 42.5 to 49 point range. Tennessee may be due for a letdown after pulling the upset two weeks ago. The Volunteers have failed to cover the point spread in 7 of their last 10 games after not allowing more than 20 points in their last game. And while Tennessee has covered the point spread in five straight games as well as six of their last eight contests, they have then failed to cover the point spread in 5 of their last 6 games after covering the point spread in six or seven of their last eight contests. The Volunteers did surrender a whopping 302 rushing yards to the Wildcats — and they have failed to cover the point spread in 11 of their last 12 games after allowing at least 300 rushing yards in their last game. Missouri did average 6.43 Yards-Per-Play despite only being on offense for 18:23 minutes in that game — but they have failed to cover the point spread in 5 of their last 6 games after averaging at least 6.25 YPP. Now this team stays on the road where they are just 1-2 with an average losing margin of -16.3 net PPG due to their anemic offense that scores just 11.0 PPG in those games while averaging 255.3 total YPG. Tennessee has failed to cover the point spread in 8 of their last 9 games played on turf.

FINAL TAKE: Missouri does have a strong defense that should stifle this Volunteers offense. The Tigers are 19th in the nation by allowing just 19.5 PPG — and they also rank 9th in total defense by giving up just 297.6 total YPG. Tennessee scores only 23.9 PPG while averaging 343.5 total YPG which is 101st and 109th in the nation. 20* CFB Blowout Bookie Buster with the  Missouri Tigers (196) minus the points versus the Tennessee Volunteers (195). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Arizona State Sun Devils (152) plus the points versus the Oregon Ducks (151). THE SITUATION: Arizona State (5-5) has lost four straight games with their 35-34 upset loss at Washington State last week as a 1-point favorite. Oregon (9-1) still has College Football Playoff aspirations after their 34-6 win over Arizona last week as a 27-point favorite.

REASONS TO TAKE THE SUN DEVILS PLUS THE POINTS: The Ducks have clinched the Pac-12 North title so they will be playing in the Pac-12 Championship Game in two weeks. With the season-ending injury to Alabama’s Tua Tagovailoa, Oregon might have the inside track to claim one of the four playoffs spots if they win the rest of their games — but a loss in Tempe who ruin those ambitions. Don’t be surprised if the Ducks feel the pressure in this nationally televised game at night against a feisty Sun Devils team. As it is, Oregon has failed to cover the point spread in 8 of their last 12 games after a victory by at least three touchdowns — and they have failed to cover the point spread in 13 of their last 18 games after a point spread win. Additionally, the Ducks have failed to cover the point spread in 7 of their last 9 games after a point spread cover as a double-digit favorite. Quarterback Justin Herbert completed 20 of 28 passes last week for 333 yards — but Oregon is just 4-11-1 ATS in their last 16 games after passing for at least 280 yards in their last game. And while the Ducks held the Wildcats to only 240 total yards, they have then failed to cover the point spread in 6 of their last 8 games after not allowing more than 275 yards in their last game. The Oregon defense has taken a step back over the last month. While allowing just 14.8 PPG and 306.1 total YPG this season which ranks 10th and 14th in the nation, the Ducks have allowed their last three opponents to score 21.7 PPG while averaging 347.0 total YPG. Oregon also allows their home hosts to average 22.0 PPG while averaging 346.5 total YPG. The Ducks have thrived with a +1.30 net turnover margin per game which is tied for second-best in the nation — but the bouncing ball can be fickle especially with the pressure on in hostile environments. Arizona State has covered the point spread in 8 of their 13 games as an underdog under head coach Herm Edwards with the Sun Devils pulling off six straight upset victories. This team has been a double-digit underdog three times in those games with them finished 2-1 ATS while upsetting Michigan State this season as a +15.5 point underdog. Additionally, since 2014, Arizona State has been a double-digit do eleven times — and they have covered the point spread 9 times while pulling off the outright upset six times. The Sun Devils should respond well from their disappointing loss last week as they have covered the point spread in 10 of their last 12 games after a loss by 3 points or less on the road. Arizona State has also covered the point spread in 10 of their last 12 games at home after a game where both teams scored at least 31 points. The Sun Devils should be able to keep up with the Ducks with their offense that has averaged 30.7 PPG over their last three games. Freshman quarterback Jayden Daniels experienced some growing pains against the outstanding Utah defense four games — but he has since completed 69% of his passes with 9 touchdown passes and no interceptions in his three games since that start.

FINAL TAKE: Arizona State has covered the point spread in 4 of their last 5 home games against teams with a winning record on the road. Expect a close game with the Sun Devils in a position to pull the upset. 25* CFB Saturday Night ABC-TV Game of the Year with the Arizona State Sun Devils (152) plus the points versus the Oregon Ducks (151). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Indiana Hoosiers (122) plus the points versus the Michigan Wolverines (121). THE SITUATION: Indiana (7-3) saw their four-game winning streak snapped last Saturday with their 34-27 loss at Penn State as a 15-point underdog. Michigan (8-2) has won three games in a row with their 44-10 win at home against Michigan State as a 13.5-point favorite.

REASONS TO TAKE THE HOOSIERS PLUS THE POINTS: This is a challenging sandwich game for the Wolverines where they may be caught dealing with the emotional letdown of their big in-state rivalry game with the Spartans while possibly looking ahead to their showdown with Ohio State next week. As it is, Michigan has failed to cover the point spread in 22 of their last 31 games after a point spread cover as a double-digit favorite. The Wolverines have failed to cover the point spread in 8 of their last 12 games preceding their big rivalry game with the Buckeyes — and this includes failing to cover the point spread in these last three situations under head coach Jim Harbaugh. That win against Sparty came on the heels of their 38-7 win at Maryland as a three-touchdown favorite — but the Wolverines have failed to cover the point spread in 8 of their last 12 games after covering the point spread in two straight games as a double-digit favorite. Furthermore, Michigan has covered the point spread in six of their last seven games, they have then failed to cover the point spread in 6 of their last 7 games after covering the point spread in at least five of their last six games. The Wolverines offense has played better as of late — whether as a result of a better understanding of rookie offensive coordinator Josh Gattis’ principles and/or the improved health of quarterback Shea Patterson who was banged up early in the season. Patterson completed 24 of 33 passes last week for 384 yards — but not only has Michigan failed to cover the point spread in 15 of their last 20 games after passing for at least 280 yards in their last game, they have also failed to cover the point spread in 6 of their last 9 games after passing for at least 375 yards in their last game. The Wolverines have scored at least 38 points in three straight games — but they have failed to cover the point spread in 17 of their last 21 games after scoring at least 31 points in three straight games and they have failed to cover the point spread in 5 of their last 6 games after scoring at least 37 points in three straight contests. The Michigan defense has also played well as they have not allowed more than 14 points in three straight games — but they have failed to cover the point spread in 4 of their last 5 games after not allowing at least 14 points in three straight contests. Now the Wolverines go back on the road where their scoring drops to 28.7 PPG. Michigan has failed to cover the point spread in 8 of their last 11 games on the road — and they are 2-6-1 ATS in their last 9 road games against teams with a winning record at home. Indiana has covered the point spread in 4 of their last 5 games after a point spread win — and they have also covered the point spread in 11 of their last 13 games after winning four or five of their last six games. Peyton Ramsey was very effective last week as the new starting quarterback after the season-ending injury to Michael Penix, Jr. Ramsey completed 31 of 41 passes for 371 yards against the Nittany Lions’ defense while leading the Hoosiers to 462 yards of offense. Indiana has covered the point spread in 4 straight games after gaining at least 450 yards. This is a dangerous team in the third season under head coach Tom Allen. They have covered the point spread in 5 of their last 6 games against ranked opponents under Allen but remain hungry to pull the straight-up upset having lost their last seventeen games against ranked foes. The Hoosiers are balanced on both sides of the football as they rank 30th in the nation by averaging 448.0 total YPG while also ranking 18th in the nation by allowing just 316.3 total YPG. They return home where they are 4-1 with an average winning margin of +7.3 PPG due to an offense that scores 33.0 PPG. Indiana has covered the point spread in 4 of their last 5 games at home — and they have covered the point spread in 6 of their last 7 games against teams with a winning record.

FINAL TAKE: It is Senior Day in Bloomington with the Hoosiers honoring sixteen seniors whose career will be capped by pulling the upset this afternoon. The Wolverines are 0-3-1 ATS in their last 4 meetings with Indiana which includes a loss in Ann Arbor in overtime in Allen’s first year with the program. 25* CFB Big Ten Underdog of the Year with the Indiana Hoosiers (122) plus the points versus the Michigan Wolverines (121). Best of luck for us — Frank.

At 9:30 PM ET on Friday, we will be playing the Colorado State Rams (113) plus the points versus Wyoming Cowboys (114). THE SITUATION: Colorado State (4-6) had their three-game winning streak snapped last Saturday with their 38-21 loss at home to the Air Force as a 10-point underdog. Wyoming (6-4) has lost their last two games with their 26-21 loss at Utah State last Saturday as a 4-point underdog.

REASONS TO TAKE THE RAMS PLUS THE POINTS: Colorado State should respond with a strong effort after their bad loss last week as they have covered the point spread in 10 of their last 12 games after a double-digit loss at home. The Rams have covered the point spread in 6 of their last 7 games after a straight-up loss — and they have covered the point spread in 4 straight games after a point spread setback. Junior quarterback Patrick O’Brien did have a good game against the Falcons as he completed 28 of 43 passes for 347 passes in the loss. Colorado State has covered the point spread in 4 of their last 5 games after passing for at least 280 yards in their last game. O’Brien is leading an offense that is 12th in the nation by averaging 315.7 passing YPG — and he should have success with his arm against a Cowboys defense that is allowing 282.1 passing YPG which is 120th in the FBS. Colorado State goes back on the road where they are scoring 33.0 PPG while averaging a robust 455.4 total YPG. The Rams have covered the point spread in 18 of their last 24 road games against teams with a winning record at home. Colorado State has also covered the point spread in 6 of their last 8 games against conference opponents. Wyoming has failed to cover the point spread in 4 of their last 5 games after a loss by 7 points or less to a Mountain West Conference rival. The Cowboys have also failed to cover the point spread in 9 of their last 14 games after a point spread loss. Wyoming was fortunate to be in as close a game as they were with the Aggies last week as they were outgained by -103 net yards after surrendering 448 total yards. The Cowboys scored on a 10-yard interception which helped them keep it closer than expected. But Wyoming still committed four turnovers in that game — and they have failed to cover the point spread in 24 of their last 37 games after committing at least four turnovers in their last game. Moving forward, the Cowboys have failed to cover the point spread in 6 straight games after winning two of their last three games.

FINAL TAKE: Despite their 6-4 record, the Cowboys are being outgained by -26.4 net YPG this season. The Rams, on the other hand, are outgaining their opponents by +69.3 net YPG. The offensive prowess of this Colorado State team should keep this game close. 10* CFB Colorado State-Wyoming ESPN2 Special with the Colorado State Rams (113) plus the points versus Wyoming Cowboys (114). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing Under the Total in the game between the North Carolina State Wolfpack (111) and the Georgia Tech Yellow Jackets (112). THE SITUATION: NC State (4-6) has lost four games in a row with their 34-20 loss to Louisville last Saturday as a 4.5-point underdog. Georgia Tech (2-8) has lost three straight games after their 45-0 loss at home to Virginia Tech last Saturday as a 6-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Wolfpack are relying on a redshirt freshman quarterback in Devin Leary as they hope to make it to a bowl game for a sixth straight season. NC State is scoring only 22.9 PPG this year which is 104th in the nation — and they are scoring just 18.5 PPG while averaging 342.5 total YPG in their four games on the road. Leary will likely struggle in this nationally televised game on the road tonight behind a team that has played 10 of their last 14 games Under the Total away from home. The Wolfpack has also played 6 straight games Under the Total on the road as an underdog — and they have played 6 of their last 7 road games against teams with a losing record at home. Additionally, the NC State has played 19 of their last 26 games under the Total against teams with a losing record. And in their last 22 games in conference play, the Wolfpack have played 15 of these games Under the Total. Georgia Tech is also relying on a redshirt freshman in quarterback James Graham who hit rock bottom after completing just 7 of 14 passes for 43 yards before being benched on Saturday. The Yellow Jackets trailed by a 21-0 score to the Hokies before even getting their first 1st down. Georgia Tech has played 9 of their last 11 games Under the Toal after a loss by at least four touchdowns in their last game. The Yellow Jackets stay at home where they have played 5 of their last 6 games Under the Total. Georgia Tech has also played 5 of their last 6 games Under the Total after allowing at least 42 points in their last game. This Yellow Jackets team has struggled to move the football in the transition from a spread triple-option attack to a pro-style formation in the first year under head coach Geoff Collins. Georgia Tech is scoring only 16.5 PPG while averaging 290.2 total YPG which is tied for 124th and 125th in the FBS. In their five games at home, the Yellow Jackets are scoring only 14.0 PPG along with just 241.4 total YPG.

FINAL TAKE: Georgia Tech has played 23 of their last 33 games Under the Total when playing on a Thursday night — and the Under is an incredible 19-1-1 in NC State’s last 21 games played on a Thursday. 10* CFB NC State-Georgia Tech ESPN O/U Special with Under the Total in the game between the North Carolina State Wolfpack (111) and the Georgia Tech Yellow Jackets (112). Best of luck for us — Frank.

At 7:30 PM ET on Wednesday, we will be playing the Toledo Rockets (105) plus the points versus the Buffalo Bulls (106). THE SITUATION: Toledo (6-4) saw their two-game winning streak snapped last Wednesday with their 31-28 upset loss at home to Northern Illinois as a 1.5-point favorite. Buffalo (5-5) had their three-game winning streak end last Thursday in their 30-27 upset loss at Kent State where they were a 6-point favorite.

REASONS TO TAKE THE ROCKETS PLUS THE POINTS: The Bulls were leading 24-6 to the Golden Flashes in the 4th quarter last week in a game I gave up on (we had Kent State) — yet they collapsed to lose that game. Not only did that loss help Miami (OH) clinch the Mid-American Conference East Division but it put Buffalo’s bowl aspirations in jeopardy as they will likely have to win their last two games to reach seven wins to ensure a bowl bid this year. This is a situation ripe for a big emotional hangover after last week’s disappointing finish. As it is, the Bulls have failed to cover the point spread in 19 of their last 26 games after a loss by 7 points or less against a Mid-American Conference rival — and they have also failed to cover the point spread in 12 of their last 17 games after a narrow loss by 3 points or less to conference opponent. Buffalo did rush for 245 yards last week in the loss but they have then failed to cover the point spread in 5 of their last 7 games after rushing for at least 200 yards in their last game. But now the Bulls return home where they are averaging only 346.7 total YPG which is -21.3 net YPG below their season average which ranks 98th in the nation. Buffalo is 5th in the nation in run defense by allowing just 88.4 rushing YPG. They have not allowed more than 119 rushing yards in each of their last four games — but they have then failed to cover the point spread in 6 of their last 8 games after not allowing more than 125 rushing yards in at least three straight games. Buffalo has covered the point spread in five of their last seven games — but they have then failed to cover the point spread in 20 of their last 32 games after covering the point spread in five or six of their last seven games. Toledo should respond better to their upset loss last week with one win ensure they will be invited to a bowl game. The Rockets have covered the point spread in 9 of their last 12 games after an upset loss to a conference rival as a home favorite. Furthermore, Toledo has covered the point spread in 4 of their last 5 games after a straight-up loss — and they have covered the point spread in 5 of their last 7 games after a point spread loss. The Rockets did generate 508 yards last week while outgaining the Huskies by +64 net yards. Toledo has covered the point spread in 10 of their last 14 games after gaining at least 450 yards in their last game. The Rockers have outgained their last three opponents by +56.7 net YPG due to their offense averaging 498.3 total YPG. Junior quarterback Eli Peters continues to improve — he completed 26 of 38 passes for 300 yards with three touchdown passes and no interceptions last week against Northern Illinois.

FINAL TAKE: Toledo has covered the point spread in 16 of their last 26 road games with the Total set in the 52.5 to 56 point range. Expect a close game with the Rockets having the opportunity to pull the upset. 10* CFB Toledo-Buffalo ESPN2 Special with the Toledo Rockets (105) plus the points versus the Buffalo Bulls (106). Best of luck for us — Frank.

At 7:30 PM ET on Tuesday, we will be playing the Eastern Michigan Eagles (103) plus the points versus the Northern Illinois Huskies (104). THE SITUATION: Eastern Michigan (5-5) had their two-game losing streak with their 42-14 win at Akron last Tuesday as a 17-point favorite. Northern Illinois (4-6) has won two of their last three games with their 31-28 win at Toledo last Wednesday as a 1.5-point underdog.

REASONS TO TAKE THE EAGLES PLUS THE POINTS: The Huskies remain alive in the Mid-American Conference West division race as they tied for third place with a 3-3 record but just one game behind Central Michigan and Western Michigan with a game with the Broncos on deck next week. Northern Illinois may get caught looking ahead to that important showdown. As it is, the Huskies have failed to cover the point spread in 4 of their last 5 games after a straight-up win — and they have failed to cover the point spread in 4 straight games after a point spread victory. The Northern Illinois defense has shown cracks as of late — the Rockets generated 508 yards of offense last week after the Huskies surrendered 627 yards the week before against Central Michigan. Northern Illinois allowed those two opponents to average 8.20 and 6.68 Yards-Per-Play — and they have failed to cover the point spread in 5 of their last 6 games after allowing at least 6.25 YPP in two straight games. The Huskies have not done well when favored as they have failed to cover the point spread in 7 of their last 10 games when laying 3.5 to 10 points. Eastern Michigan may be out of the MAC West race with their 2-4 record but they remain motivated to win one more game to become bowl eligible for the third time in four seasons. The Eagles have been capable road warriors as they have covered the point spread in 20 of their last 27 games away from home. Led by senior quarterback Mike Glass III, Eastern Michigan is scoring 28.8 PPG whole averaging 403.0 total YPG in their six games on the road. Led by a rushing attack that churned out 252 yards last week, the Eagles generated 498 total yards of offense. Eastern Michigan has then covered the point spread in 6 of their last 8 games after rushing for at least 200 yards — and they have covered the point spread in 23 of their last 33 games after gaining at least 450 yards in their last contest. The Eagles are dangerous underdogs as they have covered the point spread in 10 of their last 13 games on the road when getting the points. Eastern Michigan has also covered the point spread in 6 straight games as an underdog getting 3.5 to 10 points — and they have covered the point spread in 4 straight road games when getting 3.5 to 7 points.

FINAL TAKE: Eastern Michigan is 6-2-1 ATS in their last 9 games played at Northern Illinois. They should revel in the opportunity to spoil the Huskies’ MAC championship game aspirations. 10* CFB Eastern Michigan-Northern Illinois ESPN2 Special with the Eastern Michigan Eagles (103) plus the points versus the Northern Illinois Huskies (104). Best of luck for us — Frank.

At 7:30 PM ET on Tuesday, we will be playing Under the Total in the game between the Ohio Bobcats (101) and the Bowling Green Falcons (102). THE SITUATION: Ohio (4-6) has lost their last two games are their 37-34 upset loss at home to Western Michigan last Tuesday as a 1.5-point favorite. Bowling Green (3-7) has lost three of their last four games after their 44-3 loss at Miami (OH) as a 17-point underdog last Wednesday.

REASONS TO TAKE UNDER THE TOTAL: The Bobcats are looking to salvage their season with a potential bowl bid still after getting upset in two straight games by a combined 6 points. Their loss to the Broncos finished well above the 59 point Total — and they have played 29 of their last 43 road games Under the Total after playing a game that finished Over the Total. Ohio has also played 9 of their last 13 games Under the Total after playing a game where at least 70 combined points were scored. The Bobcats allowed 322 passing yards in that game to the Broncos — but they have then seen the Under go 24-10-1 in their last 35 games after allowing at least 280 passing yards in their last game. Despite that effort last week, Ohio has been playing better defense as of late. They have held their last three opponents to 368.7 total YPG which is -63.9 net YPG below their season average. Now the Bobcats go on the road where they are scoring 24.0 PPG while averaging 359.5 total YPG — and those numbers are -5.8 PPG and -51.3 net YPG below their season averages. Ohio also holds their home hosts to just 23.5 PPG which is -6.2 PPG below their season defensive average. The Bobcats have played 4 of their last 5 games Under the Total on the road. Ohio did rush for 216 yards last week — and they have played 5 of their last 7 games Under the Total after rushing for at least 200 yards in their last game. The Bobcats average 6.89 Yards-Per-Play in that contest — and they have played 25 of their last 36 road games Under the Total after averaging at least 6.25 YPP in their last game. Additionally, the Under is 5-2-1 in Ohio’s last 8 games against teams with a losing record. Bowling Green has played 4 straight games Under the Total after a straight-up loss — and they have played 4 straight games Under the Total after a point spread loss. Additionally, the Bobcats have played 11 of their last 13 games Under the Total after a loss by at least 20 points — and they have played 8 of their last 9 games Under the Total after a loss on the road by at least three touchdowns. Despite last week’s result, the Falcons have also played a bit better on the defensive side of the football. While Bowling Green ranks 105th in the nation by allowing 441.1 total YPG, they have held their last three opponents to just 366.3 total YPG. The Falcons have played 7 straight games Under the Total after allowing at least 40 points in their last game. Bowling Green does play much better defense at home where they hold their visitors to just 17.8 PPG along with only 313.6 total YPG in their five games this season. The Falcons have played 6 of their last 7 home games Under the Total. The bigger issue for Bowling Green is their lack of productivity on offense as they rank 125th in the nation by scoring only 16.1 PPG. The Falcons have played 20 of their last 28 games Under the Total after failing to score at least 20 points in their last game — and they have played 6 straight home games Under the Total after failing to score at least 14 points in their last contest. Bowling Green was trailing by a 37-3 score at halftime of that game — and they have played 10 of their last 12 home games Under the Total after trailing by at least 17 points at halftime of their last game.

FINAL TAKE: These two teams have played 6 of their last 8 meetings Under the Total. Expect another lower scoring game between these two teams. 25* CFB Mid-American Conference Total of the Year with Under the Total in the game between the Ohio Bobcats (101) and the Bowling Green Falcons (102). Best of luck for us — Frank.

At 11:00 PM ET on Saturday, we will be playing Under the Total in the game between the USC Trojans (361) and the California Golden Bears (362). THE SITUATION: USC (6-4) has won three of their last four games with their 31-26 win at Arizona State last Saturday as a 5-point favorite. Cal (5-4) snapped a four-game losing streak last week with their 33-20 upset win over Washington State as an 8.5-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Golden Bears have played 4 of their last 5 games Under the Total after a straight-up win — and they have played 4 straight games Under the Total after a point spread victory. Cal has also now played 14 of their last 17 games Under the Total in Pac-12 play. The Golden Bears rank 25th in the nation by allowing only 20.7 PPG this season. They stay at home where they are limiting their visitors to just 19.0 PPG along with only 332.6 total YPG. But Cal is struggling to move the football as they are scoring just 16.7 PPG while averaging a mere 263.7 total YPG. Sophomore quarterback Chase Garbers has been upgraded to probable with his shoulder injury that has kept him out but head coach Justin Wilcox has been cagey regarding if he will take the place of UCLA graduate transfer Devon Modster who led the team to victory last week. Either way, both quarterbacks are combining to average just 182.9 passing YPG which is 109th in the nation. Overall, the Golden Bears are 119th in the nation by averaging just 308.6 total YPG. Cal has played 5 of their last 6 games Under the Total at home — and they have played 8 of their last 9 games Under the Total against teams with a winning record. The Golden Bears have also played 8 of their last 9 games Under the Total with the Total set in the 42.5 to 49 point range. USC raced out to a 28-13 lead last week against the Sun Devils — and they have played a decisive 45 of their last 67 games Under the Total after scoring at least 24 points in the first half of their last game including playing three of their last four of these situations Under the Total. The Trojans held Arizona State to just 47 rushing yards last week — and they have played 4 of their last 5 games Under the Total after not allowing more than 100 rushing yards in their last game. But while USC did surrender 292 passing yards to the Sun Devils in that game, the Under is then 10-4-1 in their last 15 games after allowing at least 280 passing yards in their last contest. The Trojans stay on the road where they are scoring 26.8 PPG which is -3.8 PPG below their season average. Additionally, USC has played 7 of their last 10 games Under the Total when playing on field turf.

FINAL TAKE: Cal won last year’s meeting between these two teams by a 15-14 score. These two teams have played 16 of their last 21 encounters Under the Total including 6 of their last 7 clashes Under the Total when playing in Berkeley. 10* CFB Saturday Late Show O/U Bailout with Under the Total in the game between the USC Trojans (361) and the California Golden Bears (362). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Baylor Bears (38) plus the points versus the Oklahoma Sooners (381). THE SITUATION: Baylor (9-0) remained unbeaten last week with their 29-23 win in overtime at TCU as a 1-point favorite. Oklahoma (8-1) survived a 42-41 win at home against Iowa State as a 14-point favorite.

REASONS TO TAKE THE BEARS PLUS THE POINTS: Baylor demonstrated grit to rally from a 9-0 halftime deficit on the road to a good Horned Frogs team before pulling that game out in overtime. The Bears may lose this game — but they will go down fighting in what should be a one-possession game. Baylor has covered the point spread in 8 of their last 11 games after a straight-up win. The Bears have struggled on offense over the last two weeks by scoring only 26 combined points in regulation over their last two games. But this remains a team that is 26th in the nation by averaging 35.3 PPG — and they score 38.4 PPG at home in Waco while generating 490.6 total YPG. Turnovers have played a role in these last two games as they have given the ball up five times in those contests. They now host this Sooners team that has not earned even one takeaway in their last five games. And what has kept head coach Matt Rhule’s team undefeated this season is the strong play of their defense. Baylor ranks 17th in the nation by allowing only 19.0 PPG — and they are 31st in the nation by allowing just 337.4 total YPG. The Bears have covered the point spread in 6 of their last 7 games against teams with a winning record — and they have covered the point spread in 5 of their last 6 games in November. Oklahoma had failed to over the pint spread in 4 straight games after scoring at least 40 points in their last game — and they have failed to cover the point spread in 4 of their last 5 games after allowing at least 40 points in their last contest. The Sooners defense has been the Achilles’ heel for this program in the Lincoln Riley era — and they have allowed 903 yards of offense which has translated into 99 combined points in their last two games. The Cyclones generated 477 yards against them last week — but they have then failed to cover the point spread in 4 of their last 5 games after allowing at least 450 yards in their last game. But new concerns have developed with their offense as of late. Quarterback Jalen Hurts has become too reliant on wide receiver CeeDee Lamb as his go-to target — he has caught thirteen balls over the last two weeks — which has made the Riley offense a bit too predictable. The play of the offensive line has not been as strong as in previous seasons either with Hurts facing pressure from opposing pass rushers. Now this team goes on the road where they are just 4-9-1 ATS in their last 14 games — and they are just 1-3-1 in their last 5 road games against teams with winning record at home. Furthermore, the Sooners are just 0-4-1 ATS in their last 5 games in November.

FINAL TAKE: Oklahoma is just 3-9-1 ATS in their last 13 road games under Riley when favored in a regular-season game. Baylor is 6-0 ATS in their last 6 games as an underdog in the Rhule era with five of those games resulting in an outright upset victory. The Bears are also 8-2 ATS in their last 10 home games as a dog. 25* CFB Big 12 Underdog of the Year with the Baylor Bears (38) plus the points versus the Oklahoma Sooners (381). Best of luck for us — Frank.

At 4:00 PM ET on Saturday, we will be playing the Iowa Hawkeyes (336) minus the points versus the Minnesota Golden Gophers (335). THE SITUATION: Iowa (6-3) saw their two-game losing streak snapped last Saturday with their narrow 24-22 loss at Wisconsin as a 7.5-point underdog. Minnesota (9-0) remained undefeated last week with their 31-26 upset win over Penn State as a 6.5-point home underdog.

REASONS TO TAKE THE HAWKEYES MINUS THE POINTS: It was tempting for a majority of bettors last week to fade the Golden Gophers considering a slew of factors that had them fortunate to still be unbeaten heading into their showdown with the Nittany Lions. Minnesota had orchestrated a slew of comeback victories albeit against dubious opponents like Fresno State in which they needed double overtime to win that game. Their strength of schedule had been very light with Nebraska possibly being their best opponent (according to the laptops) and Illinois offering their stiffest defensive challenge.
Remarkably, the Golden Gophers had not played a full game against a team that did not need to use their backup quarterback since the second game of the season. But I still considered Minnesota a dangerous home underdog against an (overrated) Penn State team in what was their biggest game yet in the P.J. Fleck era as a head coach. Fleck is a great football coach who has quickly put his stamp on the culture of this Golden Gophers program after previously building Western Michigan into a non-Power Five conference powerhouse. Yet Minnesota was very fortunate to pull off the upset last week as they needed three interceptions in the Red Zone to stifle Nittany Lion drives and overcome getting outgained by -58 net yards. The Minnesota defense was exposed along the way by surrendering a whopping 518 yards at home to the Penn State offense. This Golden Gophers team has now won all five of their games decided by one scoring possession. But the assignment gets even tougher with this trip to Iowa City to play in Kinnick Stadium where they have not won more than once in the last thirty years. Minnesota has failed to cover the point spread in 4 of their last 6 road games as an underdog getting no more than 7 points. The Golden Gophers has had Lady Luck on their side all season — they are 13th in the nation by averaging +0.78 net turnovers per game this year. But the bouncing football can be fickle as to where it travels — especially in hostile environments. Minnesota has won the turnover battle in three straight games — but they have then failed to cover the point spread in 3 of their last 4 games after enjoying a +1 or better turnover margin in at least two straight contests. Iowa is just 1-3 in games decided by one scoring possession — so a few lucky breaks going their way would have dramatically changed the stakes they have in this game. Yet they can still play the role of spoiler which this Hawkeyes program often relishes when playing at home. They return home after playing their last two games on the road — and they have covered the point spread in 16 of their last 24 games after a two-game road stand. Iowa plays outstanding defense — they rank 4th in the nation by allowing just 11.7 PPG. They are 10th in the nation in total defense by surrendering only 288.9 total YPG with a balanced unit that is 20th in the FBS against the run (111.3 rushing YPG) and 10th against the pass (177.6 passing YPG). Their three losses have been decided by a mere 14 combined points. They are 4-1 at home this season with an average winning margin of +20.0 PPG due to their offense that plays much better in those friendly environments where they are scoring 30.8 PPG along averaging 453.0 total YPG. Iowa has covered the point spread in 14 of their last 22 games as the favorite — and they are a perfect 6-0 straight-up while covering the point spread in 5 of those 6 games when favored by no more than 3 points since 2015. The Hawkeyes also do a great job in protecting the football as they have only committed two combined turnovers in their last three-games after turning the ball over once against the Badgers. Iowa has covered the point spread in 4 of their last 6 games after not committing more than one turnover in their last game. And while the Hawkeyes have won the turnover battle in three straight games, they have then covered the point spread in 5 of their last 7 games after winning the turnover battle in at least two straight games.

FINAL TAKE: Iowa won last year’s battle for the Floyd of Rosedale Trophy with their 48-31 win at Minnesota in a game where junior quarterback Nate Stanley passed for 314 yards with four touchdowns. Stanley will certainly be confident he can lead his team to another victory today. Look for the Gophers’ luck to run out and their bubble to burst. 25* CFB Big Ten Game of the Year with the Iowa Hawkeyes (336) minus the points versus the Minnesota Golden Gophers (335). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Texas Longhorns (377) and the Iowa State Cyclones (378). THE SITUATION: Texas (6-3) has won two of their last three games with their 27-24 win over Kansas State as a 7.5-point favorite last Saturday. Iowa State (5-4) has lost two in a row after their narrow 42-41 loss at Oklahoma as a 14-point underdog last week.

REASONS TO TAKE UNDER THE TOTAL: The Longhorns have played 16 of their last 23 games Under the Total after a win. And while Texas has not covered the point spread in three straight games, Texas has played 22 of their last 28 games Under the Total after covering the point spread just once in their last four games. The defense has been a disappointment for head coach Tom Herman as they rank 109th in the nation by allowing 447.6 total YPG. But injuries have played a big role in the play of this defense. The Longhorns got safeties Caden Sterns and B.J. Foster back on the field last week — and they limited the Wildcats to just 304 total yards last week in that win. Now Texas looks to get safety Chris Brown and linebacker Jeffrey McCullough back on the field as they return from their respective injuries. That will help this Longhorns team even more than has played a decisive 38 of their last 54 games Under the Total against teams with a winning record. Texas did generate 477 yards of offense last week but they have then played 5 of their last 7 games Under the Total after gaining at least 450 yards in their last game. Now this team goes back on the road where they have played 9 of their last 13 games Under the Total against teams with a winning record at home. The Longhorns have also played 10 of their last 13 games Under the Total as the underdog — and they have played 6 of their last 7 games Under the Total with the Over/Under set at 63 or higher. And in their last 30 games played in November, Texas has played 23 of these games Under the Total. Iowa State has seen the Under go 15-5-1 in their last 21 games after a point spread win — and the Under is 18-8-1 in their last 27 games after allowing at least 40 points in their last game. Furthermore, while the Cyclones generated 477 yards of offense last week, the Over is then 14-6-1 in their last 21 games after gaining at least 450 yards in their last game — and the Over is also 7-0-1 in their last 8 games after scoring at least 40 points in their last game. That game with the Sooners flew Over the 71 point Total last week — and Iowa State has played 11 of their last 12 games Under the Total after playing a game that finished Over the Total and they have played 6 straight games Under the Total after a game that combined for at least 70 points. The Cyclones return home where their defense plays better by allowing just 24.4 PPG along with only 346.2 total YPG. They have played 8 of their last 10 home games Under the Total when favored by 3.5 to 7 points — and they have played 11 of their last 14 home games Under the Total with the number set at 63 or higher.

FINAL TAKE: These two teams have played their last 4 meetings Under the Total. 10* CFB Texas-Iowa State FS1-TV O/U Special with Under the Total in the game between the Texas Longhorns (377) and the Iowa State Cyclones (378). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Georgia Bulldogs (371) and the Auburn Tigers (372). THE SITUATION: Georgia (8-1) has won three straight games since their loss to South Carolina after their 27-0 shutout victory over Missouri as an 18.5-point favorite last week. Auburn (7-2) has won two of their last three games with their 20-14 win over Ole Miss two weeks ago as a 17-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Bulldogs have played 5 of their last 6 games Under the Total after a straight-up win — and they have played 4 straight games Under the Total after a victory by at least 20 points. Georgia has also played 5 of their last 6 games Under the Total after not allowing more than 20 points in their last game. The Bulldogs sport an elite defense that has not allowed more than 20 points all season. Georgia ranks 2nd in the nation by allowing just 10.1 PPG while also ranking 5th in the nation with a total defense of 260.3 YPG. Over their last three games, the Bulldogs are giving up a mere 5.7 PPG along with just 217.7 total YPG. Georgia is growing more and more reliant on their defense as their offense is scoring -4.0 PPG over their last four games than their season average up to that point. The Bulldogs have been exposed in lacking vertical threats in their passing game which has allowed their opponents to push one of their defensive backs into the box. Over their last three games, Georgia is scoring just 24.0 PPG along with averaging only 335.7 total YPG. The Bulldogs have played 4 straight games Under the Total against conference opponents — and the Under is 4-1-1 in their last 6 games against teams with a winning record. Georgia has also played 7 of their last 9 games Under the Total as the favorite. Auburn has seen the Under go 16-6-1 in their last 23 games after a point spread win. Freshman quarterback Bo Nix might have played his best game of the season last week by completing 30 of 44 passes for 340 yards while leading the Tigers offense to generate 507 total yards. But Auburn has played 16 of their last 23 games Under the Total after gaining at least 450 yards in their last game. Nix has still been up-and-down this season as he is completing only 56.5% of his passes. The Tigers put up big numbers against their weaker competition — but they are scoring only 20 PPG against ranked opponents while scoring just 16.5 PPG in their two losses. This Auburn team is also outstanding on the defensive side of the football. The Tigers rank 13th in the nation by allowing just 17.4 PPG while also ranking 28th in the FBS by giving up only 333.4 total YPG. In their four games at home, they are limiting their visitors to just 14.7 PPG and 286.0 total YPG. Auburn has played 7 of their last 10 home games Under the Total against teams with a winning record on the road. They held the Rebels two weeks ago to 266 total yards — and they have then played 5 of their last 7 games Under the Total after not allowing more than 275 yards in their last game. Remember, Auburn limited an LSU offense that just torched Alabama to just 23 points. Moving forward, the Under is 23-10-1 in the Tigers’ last 34 games against teams with a winning record. Additionally, Auburn has played 35 of their last 54 games Under the Total when listed in the +/- 3-point range — and they have played 10 of their last 14 games Under the Total in November.

FINAL TAKE: Both these teams have defenses that are continuing to improve. Georgia has allowed -4.7 PPG over their last four games while Auburn has given up -4.0 PPG over their last four contests. These two teams have played 5 of their last 6 meetings Under the Total — expect another lower scoring game. 25* CFB SEC Total of the Year with Under the Total in the game between the Georgia Bulldogs (371) and the Auburn Tigers (372). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Indiana Hoosiers (326) plus the points versus the Penn State Nittany Lions (325). THE SITUATION: Indiana (7-2) takes the field again after their 34-3 win at home over Northwestern two weeks ago as an 8.5-point favorite. Penn State (8-1) suffered their first loss of the season last week with their 31-26 upset loss at Minnesota as a 6.5-point favorite.

REASONS TO TAKE THE HOOSIERS PLUS THE POINTS: The Nittany Lions had their bubble burst last week with that defeat to the Golden Gophers. As it is, Penn State is 2-12-3 ATS in their last 17 games after a straight-up loss. The Nittany Lions have also failed to cover the point spread in 8 of their last 13 games after an upset loss against a Big Ten foe where they were favored by at least 6 points. Penn State has also failed to cover the point spread in 4 straight games after a loss by 7 points or less against a conference rival. I have considered sophomore quarterback Sean Clifford a bit overrated after a soft opening five games to the season that fluffed up his numbers. Clifford completed only 23 of 43 passes last week while throwing three devastating interceptions in the Red Zone. The Nittany Lions have faced three quality defenses over the last three weeks against Michigan, Michigan State, and the Gophers — and they are scoring 27.3 PPG along with averaging 367.7 YPG which is -9.8 PPG and -65.1 YPG below their season average. Penn State has failed to cover the point spread in 6 of their last 9 games in November. Indiana has covered the point spread in 6 of their last 8 games after a straight-up win — and they have covered the point spread in 10 of their last 12 games after winning four of their last five contests. This team suffered a tough injury with the season-ending shoulder injury to sophomore Michael Penix, Jr. But head coach Tom Allen has a capable backup in junior Peyton Ramsey who made all twelve starts last season for this team. This is a team on the rise under Allen’s leadership who have played Michigan and Ohio State very tough over the last few seasons. The Hoosiers are an ugly 1-48 straight-up in their last forty-nine games against ranked opponents but they are also 7-3 ATS in those last ten opportunities with three straight point spread covers versus ranked opponents. Indiana ranks 33rd in the nation by scoring 33.0 PPG. But what makes this team dangerous is their play on defense as they are allowing only 20.0 PPG which is 23rd in the nation — and they also rank 16th in the nation by allowing only 310.2 total YPG. The Hoosiers have covered the point spread in 5 of their last 6 games against teams with a winning record — and they have covered the point spread in 4 of their last 5 games against fellow Big Ten foes.

FINAL TAKE: Indiana is already destined to break their 27-year bowl drought later this season — but this is an opportunity to finally register a signature victory. Penn State may be hungover from their deflating loss last week — and they may be looking ahead to Ohio State next week. 10* CFB Indiana-Penn State ABC-TV Special with the Indiana Hoosiers (326) plus the points versus the Penn State Nittany Lions (325). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Michigan State Spartans (387) plus the points versus the Michigan Wolverines (388). THE SITUATION: Michigan State (4-5) has lost four straight games with their 37-34 upset loss at home to Illinois as a 15.5-point favorite last week. Michigan (7-2) comes off a 38-7 win at Maryland two weeks ago as a 21.5-point favorite.

REASONS TO TAKE THE SPARTANS PLUS THE POINTS: Michigan State may have hit rock bottom last week by blowing a 31-10 4th quarter lead. But there is nothing like the opportunity to find redemption by playing a bitter rival. As it is, the Spartans have covered the point spread in 4 straight games after an upset loss — and they have covered the point spread in 6 of their last 9 games after an upset loss as a double-digit favorite. If there was a silver lining in that game with the Fighting Illini, it was that Sparty got their offense going by generating 526 yards against a solid Illinois defense. Michigan State scored 28 points in the first half last week — and they have then covered the point spread in 18 of their last 25 games on the road after scoring at least 24 first-half points in their last game. Sparty generated 27 first downs last week while controlling the clock for 37:44 minutes in that game — and they have covered the point spread in 5 of their last 7 games after gaining at least 24 first downs while controlling the clock for at least 34 minutes in their last game. Now this team goes back on the road after playing their last two games at home. Michigan State has covered the point spread in 5 of their last 7 games after playing their last two games at home — and they have coved the point spread 10 of their last 16 road games with the Total set at 42.5 to 45. Michigan has responded to their 7-point loss at Penn State with a 45-14 win at home against Penn State before last week’s victory. But the Wolverines have failed to cover the point spread in 9 of their last 13 games after winning their last two contests by at least four touchdowns. They also have failed to cover the point spread in 20 of their last 28 games after scoring at least 37 points in two straight games. And while Michigan has covered the point spread in five of their last six games, they have then failed to cover the point spread in 12 of their last 19 games after covering the point spread in five or six of their last seven games. The Wolverines return home to the Big House where they have failed to cover the point spread in 16 of their last 23 home games with the Total set in the 42.5 to 45 point range. Michigan has also failed to cover the point spread in 7 of their last 8 games after a bye week.

FINAL TAKE: Michigan State has covered the point spread in 10 of the last 11 meetings against the Wolverines while pulling the upset eight times. Sparty has also covered the point spread in their last 5 games against Michigan when playing in Ann Arbor. 10* CFB Michigan State-Michigan Fox-TV Special with the Michigan State Spartans (387) plus the points versus the Michigan Wolverines (388). Best of luck for us — Frank.

At 7:00 PM ET on Friday, we will be playing the Marshall Thundering Herd (316) minus the points versus the Louisiana Tech Bulldogs (315). THE SITUATION: Marshall (6-3) has won four straight games with their 20-7 win at Rice as an 11.5-point favorite back on November 2nd. Louisiana Tech (8-1) has won eight straight games with their 52-17 win over North Texas last Saturday as a 5.5-point favorite.

REASONS TO TAKE THE THUNDERING HERD MINUS THE POINTS: Upon my first look at this game, this appeared to be a letdown situation for this Louisiana Tech team who has their last four games by more than two touchdowns including a 42-21 win at UTEP two weeks ago. The Bulldogs have failed to cover the point spread in 5 of their last 8 games after a victory over a conference opponent by at least 35 points. Louisiana Tech has also failed to cover the point spread in 7 of their last 10 games after winning their last two games by at least 21 points. And while the Bulldogs held the Mean Green last week to just 74 rushing yards, they have then failed to cover the point spread in 5 of their last 7 games after not allowing at least 100 rushing yards in their last game. But this situation became worthy of investment after the Louisiana Tech Athletic Department suspended quarterback J’Mar Smith, wide receiver Adrian Hardy, and linebacker James Jackson for internal violation of their guidelines. Hardy is the team’s leading receiver but the loss of Smith is devastating. The three-year starting quarterback was completing 65.1% of his passes with 14 touchdown passes and just four interceptions during his senior year while averaging 8.2 Yards-Per-Pass Attempt. He will be replaced by redshirt freshman Aaron Allen who has attempted only nine passes this season. Playing in Joan C. Edwards Stadium for this nationally televised night game was already going to be a difficult assignment before asking their backup quarterback to make his first career start. The Bulldogs average 38.1 PPG this season — but that number drops almost 10 full points to 28.5 PPG in their four games on the road. Louisiana Tech has failed to cover the point spread in 17 of their last 27 road games with the Total set in the 52.5 to 56 point range. Marshall covered the point spread two weeks ago for just the second time in their last six games — but they have then covered the point spread in 31 of their last 46 games after covering the point spread in four or five of their last six games including covering point spread expectations in five of these last seven situations. The Thundering Herd returns home after the benefit of a bye week where they are 4-1 this season. Marshall is scoring 32.0 PPG at home this year while outgaining their opponents by +76.0 net YPG — so it will be asking a lot of Allen to keep up with the Thundering Herd offense. Marshall is 16-5-2 ATS in their last 23 home games against teams with a winning record on the road.

FINAL TAKE: Both these teams control their fate to win their respective divisions in Conference USA to reach the conference championship game. It is possible that a Marshall victory could set up a rematch of these two teams in that Championship Game. Led by ten-year head coach Doc Holliday, the Thundering Herd have covered the point spread in 4 of their last 5 games played on a Friday night. 10* CFB Louisiana Tech-Marshall CBS Sports Network Special with the Marshall Thundering Herd (316) minus the points versus the Louisiana Tech Bulldogs (315). Best of luck for us — Frank.

At 7:00 PM ET on Thursday, we will be playing the Kent State Golden Flashes (312) plus the points versus the Buffalo Bulls (311). THE SITUATION: Kent State (3-6) has lost three straight games after their 35-33 loss at Toledo back on November 5th as a 3-point underdog. Buffalo (5-4) has won three straight games with their 43-14 win at Eastern Michigan as a 1-point favorite on November 2nd.

REASONS TO TAKE THE GOLDEN FLASHES PLUS THE POINTS: There are a few reasons to suspect that this Kent State team is a bit better than their underlying numbers suggest. Their non-conference schedule including road games at Arizona State, Auburn, and Wisconsin. When only looking at their conference statistics, the Golden Flashes are outscoring their opponents by +9.8 PPG while outgaining them by +38.8 net YPG. Second-year head coach Sean Lewis oversaw a 2-10 team last year that suffered four losses by one scoring possession. Fifteen starters are back from that team — and they have lost three straight games by a touchdown or less. But these losses were against three of the better teams in the Mid-American Conference in Ohio, Miami (OH), and then the Rockets last week — so this team has been very competitive after a very tough non-conference schedule. Kent State has covered the point spread in 6 of their last 8 games after losing three straight games — and they have covered the point spread in 6 of their last 9 games after losing their last two games to conference foes. Additionally, the Golden Flashes have endured a front-loaded schedule that had then play away from home in six of their first nine games. Now they return home to play for only the fourth time this season — and just their third time at home in conference play. Kent State has covered the point spread in three of their last four games — and they have then covered the point spread in 11 of their last 13 home games after covering the point spread in three of their last four contests. Furthermore, the Golden Flashes have covered the point spread in 5 of their last 6 games in MAC play. Buffalo has failed to cover the point spread in 4 of their last 5 games after a win by at least 28 points. And while they raced out to a 29-7 halftime lead in their last game against the Eagles, they have then failed to cover the point spread in 5 of their last 7 games after enjoying a halftime lead of 17 or more points. The Bulls held Eastern Michigan to just 25 rushing yards which helped them outrush them by +227 net yards. But Buffalo has failed to cover the point spread in 5 of their last 7 games after outrushing their last opponent by at least +225 yards — and they have failed to cover the point spread in 15 of their last 21 games after not allowing more than 75 rushing yards in their last contest. And while the Bulls have not allowed more than 73 rushing yards in each of their last three games after allowing Ohio to generate 186 rushing yards, they have then failed to cover the point spread in 5 of their last 7 games after not allowing more than 125 rushing yards in their last game.

FINAL TAKE: Buffalo had eight starters return from last year’s 10-2 team that blew out this Golden Flashes team by a 48-14 score — but Kent State has covered the point spread in 4 of their last 6 games as an underdog getting 3.5 to 10 points. 10* CFB Buffalo-Kent State CBS Sports Network Special with the Kent State Golden Flashes (312) plus the points versus the Buffalo Bulls (311). Best of luck for us — Frank.

At 8:00 PM ET on Wednesday, we will be playing the Northern Illinois Huskies (307) plus the points versus the Toledo Rockets (308). THE SITUATION: Northern Illinois (3-6) has lost two of their last three games after their 48-10 upset loss at Central Michigan as a 1-point favorite back on November 2nd. Toledo (6-3) has won their last two games after their 35-33 win over Kent State as a 3-point favorite back on November 5th.

REASONS TO TAKE THE HUSKIES PLUS THE POINTS: Northern Illinois is realistically out of the Mid-American Conference West division title race — but they still have bowl aspirations. Look for this team to respond with a strong effort after their embarrassing loss to the Chippewas under first-year head coach Thomas Hammock. The Huskies have bounced-back to cover the point spread in 4 straight games after a point spread loss. And while they managed only 251 yards of offense against Central Michigan, they have then covered the point spread in 4 of their last 5 games after failing to gain at least 275 yards in their last game. Northern Illinois 615 total yards in a terrible defensive effort in that game with 288 of those yards in the air — but they have then covered the point spread in 36 of their last 51 games after allowing at least 280 passing yards in their last game. This was a surprising effort considering that they had only allowed 244.5 total YPG in their last previous two games. Now this team goes back on the road where they are 34-16-2 ATS in their last 52 games — and they have also covered the point spread in 24 of their last 35 road games played in November. Furthermore, the Huskies have covered the point spread in 6 of their last 7 road games as an underdog getting up to 3 points. Toledo may be due for a letdown as they have failed to cover the point spread in 10 of their last 14 games after a straight-up win — and they have failed to cover the point spread in 11 of their last 15 games after a win at home. The Rockets have also failed to cover the point spread in 7 of their last 10 games after a narrow win by 3 points or less against a conference rival — and they have failed to cover the point spread in 4 of their last 5 games after scoring at least 35 points in a win over a Mid-American Conference foe. And while Toledo generated 289 rushing yards in that game, they have then failed to cover the point spread in 9 of their last 13 games after rushing for at least 200 yards in their last game. But defense remains a big concern for this team that ranks 118th in the nation by allowing 467.7 total YPG. The Rockets have allowed at least 33 points in three straight games while surrendering an average of 487.3 total YPG in those contests. Toledo has failed to cover the point spread in 5 of their 7 games after allowing at least 31 points in two straight games. And while the Rockets have played three straight Overs, they have then failed to cover the point spread in 25 of their last 35 games after playing at least two straight Overs — and this includes them failing to cover the point spread in six of these last seven situations.

FINAL TAKE: Toledo is being outgained by -18.5 net YPG this season but they have won all five of their close games that were decided by one scoring possession. Northern Illinois has lost three games decided by 8 points or less this year. While defending their MAC Championship from last year is likely no longer in the cards, the Huskies can still play the role of spoiler against their Mid-American Conference rival. 10* CFB Northern Illinois-Toledo ESPN2 Special with the Northern Illinois Huskies (307) plus the points versus the Toledo Rockets (308). Best of luck for us — Frank.

At 6:30 PM ET on Tuesday, we will be playing the Ohio Bobcats (304) minus (or plus) the point(s) versus the Western Michigan Broncos (303). THE SITUATION: Ohio (4-5) had their two-game winning streak snapped last Wednesday with their 24-21 upset loss at home to Miami (OH) as a 7-point favorite. Western Michigan (6-4) has won two straight games as well as three of their last four games with their 35-31 win over Ball State last Tuesday as a 6.5-point favorite.

REASONS TO TAKE THE BOBCATS MINUS (OR PLUS) THE POINT(S): Ohio outplayed the Redhawks in that game last week — they outgained them by a 374 to 278 yardage margin while controlling the clock for over 36 minutes and they won the first down battle by a 25 to 14 margin. A -2 net turnover margin played a big role in the Bobcats downfall. But Ohio has rebounded to cover the point spread in 9 of their last 13 games after a straight-up loss. The Bobcats have also covered the point spread in 12 of their last 15 games after winning two of their last three games. Additionally, Ohio has covered the point spread in 37 of their last 55 games against teams with a winning record. Western Michigan may be due for a letdown as they have failed to cover the point spread in 13 of their last 16 games after a straight-up win — and they have failed to cover the point spread in 10 of their last 12 games after a victory over a conference rival. Additionally, the Broncos have failed to cover the point spread in 6 straight games after winning two of their last three games. Now this team goes back on the road where they are 0-4 this season with an average losing margin of -16.8 PPG. Western Michigan allows their home hosts to score 42.0 PPG along with averaging 537.2 total YPG. The Broncos have failed to cover the point spread in 6 straight games on the road — and they have failed to cover the point spread in 5 of their last 6 road games against teams with a losing record at home. Western Michigan has also failed to cover the point spread in 6 of their last 8 road games as an underdog. And in their last 5 games in November, the Broncos have failed to cover the point spread in 4 of these games.

FINAL TAKE: The weather will be very cold tonight in Athens with the temperatures dropping into the teens. Ohio has covered the point spread in 5 of their last 8 expected close games where they were listed in the +/- 3-point range. 10* CFB Western Michigan-Ohio ESPN2 Special with the Ohio Bobcats (304) minus (or plus) the point(s) versus the Western Michigan Broncos (303). Best of luck for us — Frank.

At 10:30 PM ET on Saturday, we will be playing the San Diego State Aztecs (198) minus the points versus the Nevada Wolf Pack (197). THE SITUATION: San Diego State (7-1) has won four straight games with their 20-17 win at UNLV as a 10.5-point favorite two weeks ago. Nevada (5-4) snapped a two-game losing streak last week with their 21-10 win over New Mexico as a 3.5-point favorite.

REASONS TO TAKE THE AZTECS MINUS THE POINTS: San Diego State are favorites in the 17-point range despite having an offense that averages just 21.8 PPG. That may make it look easy to take the underdogs in this contest but I am going to trust the wisdom of the oddsmakers in setting this line. The Aztecs are not going to surrender many points in this game — they rank 8th in the FBS by allowing just 14.1 PPG and they also rank 12th in the nation by surrendering just 283.5 total YPG. Additionally, San Diego State has covered the point spread in 6 of their last 8 games after a straight-up win where they failed to cover the point spread as the favorite. While the Aztecs are playing very conservatively on offense, the flip side of that coin is that they have only turned the ball over four times this season — and never more than once in a game. San Diego State has then covered the point spread in 8 of their last 11 games after not turning the ball over more than once in their last game. The Aztecs are also 11-5-1 in their last 17 games played in November. Nevada may be due for a letdown as they have failed to cover the point spread in 5 of their last 6 games after a straight-up win — and they have failed to cover the point spread in 6 of their last 9 games after a victory at home. The Wolf Pack have also failed to cover the point spread in 7 of their last 9 games after a point spread win. Now this team goes back on the road — with a redshirt freshman quarterback in Carson Strong who has thrown more interceptions (6) than touchdowns (5) this season — where they are just 1-3. Nevada is being outscored by -27.2 PPG and outgained by -135.5 net YPG on the road this season as they are scoring just 14.0 PPG in these games while allowing their home hosts to generate 449.5 total YPG along with 41.2 PPG. The Wolf Pack have failed to cover the point spread in 5 of their last 6 games on the road. Nevada has also failed to cover the point spread in 6 of their last 8 games as an underdog getting 10.5 to 21 points — and they have also failed to cover the point spread in 6 of their last 9 road games when laying 17.5 to 21 points. Furthermore, the Wolf Pack are just 1-5-1 ATS in their last 7 games against Mountain West Conference opponents — and they are 0-3-1 ATS in their last 4 games against teams with a winning record.

FINAL TAKE: San Diego State will also be looking to avenge a 28-24 upset loss at Nevada last October 27th where they were laying two points. But the Wolf Pack are just 2-5-1 ATS still in their last 8 meetings with the Aztecs which includes them being 0-3-1 ATS in their last 4 games played at San Diego State. 10* CFB Saturday Late Show Bailout with the San Diego State Aztecs (198) minus the points versus the Nevada Wolf Pack (197). Best of luck for us — Frank.

At 10:15 PM ET on Saturday, we will be playing the Boise State Broncos (156) minus the points versus the Wyoming Cowboys (155). THE SITUATION: Boise State (7-1) rebounded from their 3-point loss at BYU last week with a 52-42 win at San Jose State last Saturday as a 16.5-point favorite. Wyoming (6-2) has won two straight games as well as three of their last four contests with their 31-3 win over Nevada as a 12-point favorite two weeks ago.

REASONS TO TAKE THE BRONCOS MINUS THE POINTS: Wyoming’s victory over the Wolf Pack was preceded by a 23-10 win at home over New Mexico the previous week — but that might be setting them up for a letdown now. The Cowboys have failed to cover the point spread in 5 of their last 7 games after winning two straight games by at least 10 points against fellow Mountain West Conference opponents. Now Wyoming goes back on the road where they are just 1-2 this season while being outgained by -98.0 total YPG. This Cowboys team typically enjoys a nice home-field advantage when playing in the high altitude in Laramie — but they have failed to cover the point spread in 27 of their last 40 games on the road after winning two of their last three games. Compounding the matter for this Wyoming team is that they lost their starting quarterback, Sean Chambers, to a season-ending knee injury in that victory over Nevada. Tyler Vander Waal takes over again under center after completing just 3 of 10 passes against the Wolf Pack after the Chambers injury. Vander Waal was initially the starting quarterback last year but after an 0-4 start where the Cowboys were scoring only 11.5 PPG, he was benched for Chambers. Vander Waal made nine starts last year but eclipsed 200 passing yards only twice in those games. Perhaps the biggest spark that Chambers provided this team was with his mobility — he has rushed for 567 yards with 10 touchdowns on the ground this season. Wyoming is only completing 40.6% of their passes this season so the lack of mobility with Vander Waal limits the Cowboys’ effectiveness in obvious passing situations. Wyoming will be challenged by a stout Broncos run defense that is tied for 23rd in the nation by allowing only 116.3 rushing YPG. Boise State should build off the momentum of their victory last week as they are 3-1-1 ATS in their last 5 games after a straight-up win. The Broncos have also covered the point spread in 4 of their last 5 games after a straight-up win where they failed to cover the point spread as the favorite — and they have covered the point spread in 5 of their last 7 games after a point spread loss. Boise State has not covered the point spread in their last two games — but they have covered the point spread in 26 of their last 39 games after failing to cover the point spread in two straight games. The Broncos did generate 468 yards last week — and they are 5-1-1 ATS in their last 7 games after gaining at least 450 yards in their last game. But the defense has been an issue for this team as of late as they surrendered 497 yards to the Spartans. Boise State is 15-7-1 ATS in their last 23 games after allowing at least 40 points in their last game. The Broncos have not allowed more than 123 rushing yards in four straight games which should serve them well against this Cowboys team — and they have covered the point spread in 25 of their last 36 games after not allowing more than 125 rushing yards in four straight games. Boise State returns home where they are 4-0 with an averaging winning margin of +18.8 PPG. The Broncos are scoring 37.0 PPG at home while limiting their guests to just 18.2 PPG along with only 302.2 total YPG — they are outgaining their visitors by +148.0 net YPG. Boise State has covered the point spread in 5 of their last 7 home games — and they have also covered the point spread in 6 of their last 9 games in November.

FINAL TAKE: Wyoming has failed to cover the point spread in 6 of their last 8 games against teams with a winning record — and they have covered the point spread in 5 of their last 8 games as an underdog getting 10.5 to 21 points. With the Broncos still controlling their fate to reach the Mountain West Conference championship game, look for them to secure a dominant victory against an undermanned Cowboys offense. 25* CFB Saturday Night ESPN Game of the Year with the Boise State Broncos (156) minus the points versus the Wyoming Cowboys (155). Best of luck for us — Frank.

At 4:00 PM ET on Saturday, we will be playing the Wisconsin Badgers (194) minus the points versus the Iowa Hawkeyes (193). THE SITUATION: Wisconsin (6-2) has lost two straight games after their 38-7 win at Ohio State two weeks ago as a 14.5-point underdog. Iowa (6-2) has won two straight games after their 20-0 win at Northwestern as a 7.5-point favorite.

REASONS TO TAKE THE BADGERS MINUS THE POINTS: It was just three short weeks ago that this Wisconsin team was considering as possible one of the best this football team has ever assembled in school history. Then the Badgers were upset at Illinois as a 29-point favorite in what was considered them looking ahead to their showdown with the Buckeyes. In hindsight, that Fighting Illini team appears to be much improved under former NFL head coach Lovie Smith than we realized at the time. Wisconsin then did not have the talent to keep up with Ohio State for 60 full minutes two weeks ago — but this team should be ready to play good football again this afternoon especially with their Big Ten Championship Game aspirations still very much alive. The Badgers have bounced-back to cover the point spread in 8 of their last 11 games after a straight-up win — and they have covered the point spread in 21 of their last 31 games after a loss by at least 20 points. Wisconsin has also covered the point spread in 16 of their last 21 games after their bye week. The Badgers return home to Madison for the first time since October 12th where they shut out Michigan State by a 38-0 score. Wisconsin is 5-0 at home this year where they are scoring 41.2 PPG while averaging 450.2 total YPG — and they are holding their guests to only 5.8 PPG along with just 177.0 total YPG. The Badgers have covered the point spread in 5 of their last 6 games at home. Iowa has failed to cover the point spread in 4 straight games after a point spread win. And while they held the Wildcats to just 202 total yards two weeks ago, they have then failed to cover the point spread in 6 of their last 7 games after not allowing more than 275 total yards in their last game. Now this team goes on the road again where they are scoring just 13.7 PPG along with averaging only 292.0 total YPG. The Hawkeyes have failed to cover the point spread in 7 of their last 9 road games against teams with a losing record at home. Additionally, Iowa has failed to cover the point spread in 5 of their last 7 games against teams with a winning record — and they have also failed to cover the point spread in 5 of their last 7 games in November under head coach Kirk Ferentz.

FINAL TAKE: The Hawkeyes have not been a very good underdog as of late. Iowa has failed to cover the point spread in 11 of their last 15 games when they were getting the points as the dog. Iowa has also failed to cover the point spread in 7 straight games on the road as the underdog where they (obviously) also lost all seven games. 20* CFB Iowa-Wisconsin Fox-TV Special with the Wisconsin Badgers (194) minus the points versus the Iowa Hawkeyes (193). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Alabama Crimson Tide (168) minus the points versus the LSU Tigers (167). THE SITUATION: Alabama (8-0) takes the field again after their 48-7 win over Arkansas as a 32-point favorite two weeks ago. LSU (8-0) comes off a 23-20 win over Auburn back on October 26th where they were 11.5-point favorites at home.

REASONS TO TAKE THE CRIMSON TIDE MINUS THE POINTS: It looks like Tua Tagovailoa will play in this game after taking part in practice this week. Head coach Nick Saban has been cagey about his status — his mobility will likely be not at 100%. Tagovailoa underwent the same tight rope procedure on his ankle as he did last December which allowed him to play in the National Semifinals against Clemson. Most importantly for the Crimson Tide offense, Tagovailoa should be able to execute the Alabama passing attack that ranks 5th in the nation by averaging 338.0 passing YPG. The Crimson Tide are scoring 50.6 PPG while averaging 504.4 total YPG at home this year. They have scored at least 35 points in all eight of their games this season — and they have then covered the point spread in 5 of their last 6 games after scoring at least 31 points in at least five straight games. This offense has also done an outstanding job of protecting the football as they have only turned the ball over five times this year while never turning the ball over more than once in their eight games. Saban’s teams are very tough to beat when they protect the football as they have covered the point spread in 9 of their last 13 games after not turning the ball over more than once in three straight games. The freshmen linebackers who have been pressed into duty early this season are also continuing to improve. Over their last three games, the Tide are surrendering just 277.7 total YPG which is -29.8 total YPG better than their season average. LSU did gain 508 yards against the Auburn defense two weeks ago — but they have then failed to cover the point spread in 4 straight games after gaining at least 450 yards in their last game. Don’t be surprised if the Tigers get off schedule in this game and face more 2nd/3rd and long situations than they have been used to. LSU is not gaining positive yards in 17% of their rushing attempts this season (38th in the nation) — and quarterback Joe Burrow is getting sacked on 6% of standard passing downs which is 81st in the FBS. Joe Brady is getting plenty of accolades of him bringing in a sophisticated passing attack to this team after serving as an assistant offensive coach for the New Orleans Saints — but the shotgun heavy scheme has struggled in the Red Zone close to the goal line. The Tigers rank 50th in the Success Rate once inside the 10-yard line — and they rank 80th in Success Rate when reaching 1st-and-Goal. This is not a good sign for a team that has scored only 26 combined points in their last four meetings with Alabama. LSU has also failed to cover the point spread in 13 of their last 21 road games when getting 3.5 to 7 points.

FINAL TAKE: Saban has a big edge in coaching expertise with his staff over the Tigers under Ed Orgeron (even with Brady who is not calling plays). The Tigers have failed to cover the point spread in 5 of their last 6 meetings with the Tide. And Saban makes sure the LSU showdown occurs in as optimal of conditions as possible. This is Alabama’s third straight home game as they have been at home in Tuscaloosa since their game at Texas A&M on October 12th. The Crimson Tide have covered the point spread in 34 of their last 52 games after playing their last two games at home. And the Tide have covered the point spread in 7 of their last 9 games after their bye week. The extra time will help them scheme against the Brady passing attack — but they were already familiar with that approach which is not uncommon outside the LSU football offices before this season. 10* CFB LSU-Alabama CBS-TV Special with the Alabama Crimson Tide (168) minus the points versus the LSU Tigers (167). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing Under the Total in the game between the Vanderbilt Commodores (143) and the Florida Gators (144). THE SITUATION: Vanderbilt (2-6) has lost three of their last four games with their 24-7 loss at South Carolina last Saturday as a 15-point underdog. Florida (7-2) has lost two of their last three games with their 24-17 loss to Georgia last week as a 6.5-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Gators have played 6 of their last 8 games Under the Total after a point spread loss. Florida’s offense sputtered last week as they managed only 278 total yards against the Bulldogs defense. The lack of a credible rushing attack is the Achilles’ heel of this Florida team — they average only 128.9 rushing YPG which is 70th in the nation. Over their last three games, the Gators are scoring 27.7 PPG while averaging just 363.0 total YPG which is far below their 30.8 PPG and 403.9 total YPG averages. Now this team returns home to Gainesville where they are 4-0 this season while playing outstanding defense. Florida has held their four guests to just 4.0 PPG along with only 237.5 total YPG. The Gators have played 6 straight games at home Under the Total — and they have played 6 of their last 8 home games Under the Total against teams with a losing record on the road. And in their last 17 home games when laying 21.5 to 28 points, Florida has played 13 of these games Under the Total. Vanderbilt has played 4 straight games Under the Total after a point spread loss. The Commodores only gained 189 yards last week against the mediocre Gamecocks defense. Junior quarterback Duece Wallace has been tapped as the starter for this game with Ball State transfer Riley Neal out for this game with a concussion. Wallace completed just 8 of 17 passes in relief last week against South Carolina  for just 30 yards with no touchdowns and two interceptions. Vanderbilt managed only 76 passing yards overall last week — and the Under is 11-5-1 in their last 17 games after not passing for more than 170 yards in their last game. The Commodores will struggle to score points — they are averaging just 17.0 PPG while averaging just 317.1 total YPG which rank 123rd and 115th in the nation. The Vandy rushing attack is not likely to bail Wallace out in this game either as they are averaging just 125.9 rushing YPG which is 109th in the nation. Florida is 11th in the nation by allowing only 16.7 PPG — and they also rank 31st in the FBS by giving up just 123.6 rushing YPG. The Commodores particularly struggle to move the football on the road where they are scoring only 12.3 PPG while averaging 314.7 total YPG. Vanderbilt has played 6 of their last 8 games Under the Total on the road — and they have played 5 straight road games Under the Total against teams with a winning record at home. And while the Commodores have played five straight Unders, they have then played 17 of their last 23 road games Under the Total after playing at least two straight Unders. If there is a bright spot for Mason’s team as the season progresses, it has been the improved play of their defense. Over their last three games, Vanderbilt has allowed 24.0 PPG along with 370.3 total YPG which is more than 10 points and 80 YPG below their season averages. The Commodores have played 7 of their last 8 games Under the Total against fellow SEC opponents — and they have played 4 straight games Under the Total in the month of November.

FINAL TAKE: Vanderbilt has played 9 of their last 11 road games Under the Total as a big underdog getting more than three touchdowns. 25* CFB Saturday ESPN Total of the Year with Under the Total in the game between the Vanderbilt Commodores (143) and the Florida Gators (144). Best of luck for us — Frank (who also will have his 25* CFB Saturday Night ESPN Game of the Year and the LSU-Alabama ATS winner as part of his Saturday CFB card).

At 10:30 PM ET on Friday, we will be playing the Washington Huskies (115) minus the points versus the Oregon State Beavers (116). THE SITUATION: Washington (5-4) has lost two straight games as well as three of their last four contests with their 33-28 loss at home to Utah last Saturday as a 3-point underdog. Oregon State (4-4) has two games in a row with their 56-38 upset victory at Arizona as a 4.5-point underdog last Saturday.

REASONS TO TAKE THE HUSKIES MINUS THE POINTS: The Beavers have won two straight games via upset as they preceded their victory over the Wildcats with a 21-17 upset win at Cal as a double-digit dog. Oregon State may be due for an emotional letdown now as they have failed to cover the point spread in 10 of their last 12 home games after a game where at least 60 combined points were scored. The Beavers did not force a turnover against Arizona last week either — and they have failed to cover the point spread in 17 of their last 23 home games after a game where they did not force a turnover. Now after playing their last two games on the road, this team returns home where they are just 1-3 with their lone victory being against FCS opponent Cal-Poly SLO. Oregon State has failed to cover the point spread in 7 of their last 9 games at home — and they have failed to cover the point spread in 5 of their last 6 home games with the Total set at 63 or higher. Behind sixth-year senior quarterback Jake Luton, the Beavers can put points up on the board — they are averaging 33.6 PPG. But defense remains a problem for this Beavers team that returned nine starters from a unit that was 128th in the FBS by both allowing 45.7 PPG and by giving up 536.8 total YPG. Oregon State has only mildly improved on that side of the ball this season as they are allowing 32.4 PPG along with 439.3 total YPG which is tied for 104th and 104th respectively. Moving forward, the Beavers have failed to cover the point spread in 7 of their last 9 games played in November — and they have failed to cover the point spread in 4 of their last 5 games played on a Friday night. Washington had not allowed more than 20 points in each of their first five games but they have surrendered 68 combined points in their last two contests. The Huskies have played three straight games Over the Total — but they have then covered the point spread in 4 of their last 6 games after playing at least two straight Overs. Washington needs to get back to running the football after Salvon Ahmed ran the ball only 14 times last week. Ahmed is still averaging 89 rushing YPG this season — and while the Huskies managed only 53 rushing yards last week, they have then covered the point spread in 4 of their last 5 games after failing to rush for at least 100 yards in their last game. While Washington’s inexperienced defense that returned only two starters from last year has taken a step back by allowing 375.3 total YPG (55th in the nation), the offense should score plenty of points against the suspect Beavers’ defense. Georgia transfer Jacob Eason leads an offense that is scoring 34.9 PPG which is 29th in the nation — and the Huskies are 39th int he nation by generating 257.3 passing YPG. Washington also averages 36.3 PPG along with 407.0 total YPG when playing on the road. Eason completed 29 of 52 passes for 316 yards against the stout Utah defense last week — and the Huskies have covered the point spread in 9 of their last 13 games after passing for at least 280 yards in their last game.

FINAL TAKE: Washington has covered the point spread in 7 of their last 9 games when playing on a Friday night — and they have also covered the point spread in 5 of their last 8 games when laying 3.5 to 10 points. 10* CFB Washington-Oregon State FS1-TV Special with the Washington Huskies (115) minus the points versus the Oregon State Beavers (116). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing the Temple Owls (111) minus the point(s) versus the South Florida Bulls (112). THE SITUATION: Temple (5-3) has lost two in a row after their 63-21 loss to Central Florida back on October 26th as an 11-point underdog. South Florida (4-4) has won three of their last four games with their 45-20 win at East Carolina as a 1-point favorite on October 26th.

REASONS TO TAKE THE OWLS MINUS THE POINTS: This is a critical game for first-year head coach Rod Carey with the bad loss at home to Central Florida preceded by a 45-21 loss at SMU the previous week. Carey does have the benefit of extra time and preparation for this game to right the proverbial ship of this Owls team. He inherited a group that has bounced-back to cover the point spread in 23 of their last 31 games after a straight-up loss — and they have covered the point spread in 5 of their last 6 games after a point spread loss. Additionally, Temple has covered the point spread in 5 of their last 6 games after a double-digit loss at home — and they have covered the point spread in 39 of their last 58 games after a loss by at least 20 points. The Owls managed only 266 yards of offense against the Knights — but they have then covered the point spread in 20 of their last 27 games after failing to gain at least 275 yards in their last game. Temple also surrendered 614 yards to Central Florida in that loss — but they have then covered the point spread in 37 of their last 53 games after allowing at least 450 yards in their last game. This remains a quality team that upset the Memphis team last month that handed the Mustangs their first loss of the season last week. The Owls have also covered the point spread in 10 of their last 13 games in November. South Florida may be due for a letdown for this game as they have failed to cover the point spread in 5 of their last 6 games after a straight-up win. This team is also just 6-13-1 ATS in their last 20 games after a bye week. The Bulls’ success against the Pirates in their last game was propelled by their rushing for 347 yards which took the pressure off redshirt freshman quarterback Jordan McCloud who has been pressed into duty after the September season-ending injury to returning starter Blake Barnett. McCloud only attempted 12 passes in that victory — but South Florida has failed to cover the point spread in 12 of their last 14 games after rushing for at least 200 yards in their last game. The Bulls are averaging just 172.9 passing YPG which is 110th in the nation. Now South Florida returns home where they are just 2-2 this season with an average losing margin of -8.3 PPG along with being outgained by -118.5 net YPG. The Bulls have failed to cover the point spread in 7 of their last 9 games when playing at home.

FINAL TAKE: South Florida has failed to cover the point spread in 4 of their last 5 games against teams with a winning record. They raced out to a 7-1 start last season before folding down the stretch with six straight losses where they were outscored by -19.2 PPG under head coach Charlie Strong. Look for Temple to rebound with a big win for them on the road. 5* CFB Thursday ESPN Game of the Year with the Temple Owls (111) minus the point(s) versus the South Florida Bulls (112). Best of luck for us — Frank.

At 8:00 PM ET on Wednesday, we will be playing the Ohio Bobcats (106) minus the points versus the Miami (OH) Redhawks (105). THE SITUATION: Ohio (4-4) has won two straight games as well as three of their last four contests with their 34-21 upset win at Ball State as a 1.5-point underdog back on October 26th. Miami (OH) (4-4) has also won three of their last four games after their 23-16 win at Kent State as a 2.5-point underdog two Saturdays ago on October 26th.

REASONS TO TAKE THE BOBCATS MINUS THE POINTS: Ohio opened the season by losing their first three games with a very challenging non-conference schedule at Pittsburgh and Marshall while hosting a tough Louisiana-Lafayette team. But their 75-year old head coach Frank Solich continues to teach with his staff always developing his players for what usually results in stronger second halves of the season in his fifteen years with the program. The Bobcats won six of their last seven games last year culminating in a 27-0 win over San Diego State in the Frisco Bowl. Ohio’s upset victory over the Cardinals on the road last week is likely a harbinger for more good things to come for this team. The Bobcats bad covered the point spread in 17 of their last 25 games after pulling off an upset victory — and they have also covered the point spread in 8 straight games at home after an upset victory. Furthermore, Ohio has covered the point spread 6 of their last 9 games after winning two games in a row — and they have covered the point spread in 12 of their last 14 games after winning two of their last three games. The development of skill players on offense was a concern for this team entering the season — but Ohio has scored at least 34 points in each of their last three games while averaging 38.3 PPG and 485.3 total YPG in those contests. Those numbers are very close to last year’s 40.1 PPG and 466.8 total YPG averages that ranked 12th and 14th in the FBS. The Bobcats still have quarterback Nathan Rourke under center — the senior is averaging 284.9 total YPG this season after rushing for 127 yards last week in the win at Ball State. Solich will want his defense to play better after they allowed 240 rushing yards last week. Ohio has allowed their last two opponents to average 6.42 and 6.43 Yards-Per-Play in their last two games — but the Bobcats have then covered the point spread in 15 of their last 22 games after allowing their last two opponents to average at least 6.25 YPPG and they have also covered the point spread in 5 of their last 7 games after allowing at least 200 rushing yards in their last game. Additionally, Ohio has covered the point spread in 8 of their last 12 games after playing at least three straight against conference opponents — and they have covered the point spread in 10 of their last 15 games in the second half of the season. Miami is also showing the benefits of a difficult non-conference schedule. The Redhawks opened the season with losses to Iowa, Ohio State, and Cincinnati but have pulled off two straight upset victories in a 27-24 win against Northern Illinois two weeks ago as a 2-point underdog before their upset win last week against the Golden Flashes. But this team may be due for a letdown now as they have failed to cover the point spread in their last 3 games after a bye week. And while the Redhawks offense averaged 6.49 YPP in their last game, they have then failed to cover the point spread in 3 of their last 4 games after averaging at least 6.25 YPP in their last game. Miami is quarterbacked by a true freshman in Brett Gabbert (Blaine’s brother) — but he is completing only 53.1% of his passes while throwing five touchdown passes along with five interceptions. Those are ominous numbers for a team staying on the road where they are 1-4 this season while being outscored by -24.6 PPG.

FINAL TAKE: Solich should have his team ready to play tonight with the memory of their 30-28 upset loss to Miami last year by a 30-28 score despite being a 4.5-point favorite. Look for Ohio to avenge that loss with a decisive victory. 10* CFB Miami (OH)-Ohio ESPN2 Special with the Ohio Bobcats (106) minus the points versus the Miami (OH) Redhawks (105). Best of luck for us — Frank.

At 8:00 PM ET on Tuesday, we will be playing the Ball State Cardinals (103) plus the points versus the Western Michigan Broncos (104). THE SITUATION: Ball State (4-4) saw their three-game winning streak snapped back on October 26th with their 34-21 upset loss at home to Ohio where they were 1.5-point favorites. Western Michigan (5-4) has won two of their last three games with their 49-10 win over Bowling Green on October 26th as a 26.5-point favorite.

REASONS TO TAKE THE CARDINALS PLUS THE POINTS: Western Michigan has been consistently inconsistent as of late — they have failed to cover the point spread in 6 straight games after a straight-up win. They also have failed to cover the point spread in 15 of their last 8 games after a point spread victory — and they have failed to cover the point spread in 4 straight games after a win by at least 20 points. The Broncos stay at home for what is their last home game of the season — but they have failed to cover the point spread in 5 of their last 7 home games with the Total set in the 63.5 to 70 point range. Furthermore, Western Michigan has failed to cover the point spread in 5 of their last 8 games when favored in the 3.5 to 10 point range — and they have also failed to cover the point spread in 3 straight home games when favored by 7 points or less. Ball State has bounced-back to cover the point spread in 11 of their last 15 games after suffering an upset loss as a home favorite. The Cardinals did average 6.38 Yards-Per-Play against the Bobcats after averaging 8.66 YPP in their 52-14 blowout win over Toledo in their previous game. The Cardinals have then covered the point spread in 8 of their last 11 games after averaging at least 6.25 YPP in two straight games. Junior quarterback Drew Plitt has been steady by completing 64.9% of his passes for 1977 yards with 17 touchdowns and six interceptions — but he has thrown only one interception over his last three games. He should keep Ball State in a position to win this game against this Broncos defense that ranks 99th in the nation by allowing 252.3 passing YPG.

FINAL TAKE: Ball State has covered the point spread in 21 of their last 26 road games as an underdog getting 7 points or less — and they have covered the point spread in 5 of their last 7 games in Kalamazoo against the Broncos. 10* CFB Ball State-Western Michigan ESPN2 Special with the Ball State Cardinals (103) plus the points versus the Western Michigan Broncos (104). Best of luck for us — Frank.

At 12:00 AM ET on Sunday, we will be playing the Fresno State Bulldogs (395) plus the points versus the Hawai’i Rainbow Warriors (396). THE SITUATION: Fresno State (3-4) has lost two of their last three games with their 41-31 upset loss to Colorado State as a 13.5-point favorite last Saturday. Hawai’i (5-3) snapped a two-game losing streak with their 45-31 win at New Mexico where they were laying 10 points as the favorite.

REASONS TO TAKE THE BULLDOGS MINUS THE POINTS: Fresno State should bounce-back with a strong effort as they are 14-5-1 ATS in their last 20 games after a loss. The Bulldogs allowed the Rams to generate 500 total yards in that game with 322 of those yards in the air. Fresno State has covered the point spread in 13 of their last 16 games after allowing at least 280 passing yards in their last game. The Bulldogs have also covered the point spread in 4 straight games after allowing at least 40 yards in their last contest. Now this team goes back on the road where they are 15-5-1 ATS in their last 21 games — and they have covered the point spread in 7 of their last 10 road games against teams with a winning record at home. And in their last 22 games against teams with a winning record, Fresno State is 16-5-1 ATS. Hawai’i has not been consistent as they have failed to cover the point spread in 4 of their last 5 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 7 games after a point spread victory. They also are just 1-4-1 ATS in their last 6 games after scoring at least 40 points in their last game. And while the Rainbow Warriors surrendered 500 yards to the Lobos, they are then 6-19-2 ATS in their last 27 games after giving up at least 450 yards in their last game. Hawai’i returns home where they have not retained much of a home-field advantage.

At 7:44 PM ET on Saturday, we will be playing Over the Total in the game between the SMU Mustangs (359) and the Memphis Tigers (360). THE SITUATION: SMU (8-0) remained undefeated this season with their 34-31 win at Houston as a 12-point favorite back on October 24th. Memphis (7-1) has won their last two games with their 42-41 win at Tulsa as a 10-point favorite last Saturday.

REASONS TO TAKE OVER THE TOTAL: The Mustangs’ 34 points last week was their lowest scoring output all season — they had scored at least 37 points in each of their previous seven contests. SMU ranks 6th in the nation by scoring 43.0 PPG — and they rank 10th in the FBS by averaging 504.1 total YPG with a balanced offense that ranks 31st in the nation in averaging 202.8 rushing YPG and 17th in the nation in passing with their 301.4 passing YPG mark. Senior quarterback Shane Buechele has been a revelation for this team after transferring from Texas — he is completing 63.2% of his passes with 20 touchdown passes and seven interceptions with a loaded group of wide receivers. The Mustangs have played 6 of their last 7 games Over the Total after a straight-up win — and they have played 6 straight games Over the Total after a game where at least 60 combined points were scored. This is a big-play offense that has registered plays of at least 40 yards sixteen times this season. The SMU defense has not been as sharp — they rank 68th in the nation by allowing 27.8 PPG while also ranking 60th in the FBS by allowing 387.6 total YPG. They allowed the depleted Houston offense with their top quarterback and wide receiver redshirting for next season to 510 yards of offense. The Mustangs have played 6 of their last 7 games Over the Total after allowing at least 450 yards in their last game. And while SMU enjoyed a +2 net turnover margin in that game, they have then played 8 of their last 9 games Over the Total after a game where they had a +2 or better net turnover margin. The Mustangs stay on the road where they have played 8 of their last 10 road games Over the Total against teams with a winning record at home. Memphis has played 20 of their last 28 games Over the Total after a straight-up win — and they have played 10 of their last 12 games at home Over the Total after winning at least two straight games. The Tigers generated 498 yards in that game — and they have played 13 of their last 16 games Over the Total after gaining at least 450 yards in their last contest. Memphis has also played 6 of their last 8 games Over the Total after scoring at least 40 points in their last contest. Led by junior quarterback Brady White, the Tigers are 10th in the nation by averaging 39.5 PPG and they also rank 23rd in the nation by averaging 470.6 total YPG. Memphis has scored at least 35 points in six of their games while reaching at least 42 points in three of their last four games. Their lone loss was on the road at Temple against an Owls team that plays solid defense. The Tigers did surrender a whopping 584 yards last week to the Golden Hurricanes — and they have played 6 of their last 7 games Over the Total after allowing at least 450 yards in their last contest. Memphis returns home for this big American Athletic Conference clash where they have played 35 of their last 52 home games Over the Total.

FINAL TAKE: The Tigers have played 5 of their last 6 games Over the Total in November while SMU has played 5 of their last 7 games Over the Total in November. With ESPN’s Gameday crew taking place at Memphis for this nationally televised night game, expect a wild high scoring contest. 25* CFB Saturday Night ABC-TV Total of the Year with Over the Total in the game between the SMU Mustangs (359) and the Memphis Tigers (360). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Army Black Knights (363) plus the points versus the Air Force Falcons (364). THE SITUATION: Army (3-5) has suffered four losses in a row after their 34-29 upset loss to San Jose State last Saturday as a 10-point favorite. Air Force (6-2) has won their last three games with their 31-7 win over Utah State as a 3-point favorite.

REASONS TO TAKE THE BLACK KNIGHTS PLUS THE POINTS: This has been a frustrating stretch for sixth-year head coach Jeff Monken with his team suffering three straight upset losses. Army were road favorites against Western Kentucky then Georgia State and lost both of those games before coming home last week and playing flat in their loss to the Spartans. The Black Knights were still suffering the emotional letdown of two straight upset losses in the first half of that game as they went into halftime trailing by a 23-10 score. Army eventually outgained San Jose State by a 429 to 403 yardage margin but lost the turnover battle. Nothing like facing a fellow service academy opponent to raise the spirits of this Black Knights’ team with the Commander’s Trophy still very much alive for this team that finished 11-2 last season after rattling off nine straight victories. Army has covered the point spread in 7 of their last 9 games after suffering an upset loss at home. And while the Black Knights rushed for 326 yards last week, they have then covered the point spread in 7 straight road games after rushing for at least 275 yards in their last game. Army has only covered the point spread twice this season — but they have then covered the point spread in 7 of their last 10 games after failing to cover the point spread in six or seven of their last eight games. Now the Black Knights go back on the road where they have covered the point spread in 6 of their last 8 games — and they have covered the point spread in 6 of their last 7 road games against teams with a winning record at home. Air Force’s victory over the Aggies feel well below the 60 point Total in that game — and they have then failed to cover the point spread in 7 of their last 10 games after playing a game that finished Under the Total. The Falcons have each of their last three games while covering the point spread as the favorite. But Air Force has failed to cover the point spread in 5 of their last 6 games after covering point spread expectations in three straight games — and they have failed to cover the point spread in 7 of their last 11 games after winning and covering the point spread in three straight contests as the favorite. The Falcons have not allowed more than 82 rushing yards in three straight games — but they have then failed to cover the point spread in 9 of their last 10 games after not allowing more than 125 rushing yards in three straight contests. The last team to topple that mark was Navy in the first Saturday of last month who upset the Falcons by a 34-25 score — and Army will be operating a similar offense of that of the Midshipmen in this game. Air Force has also failed to cover the point spread in 9 of their last 12 games against teams with a losing record.

FINAL TAKE: Army enjoyed three net close wins decided by 8 points or less last season — but they have already lost three games decided by one scoring possession including a double-overtime heartbreaker at the Big House against Michigan. This remains a talented Black Knights team that defeated the Falcons last year by a 17-14 score. Expect a close game with Army playing their best game in a month. 10* CFB Army-Air Force CBS Sports Network Special with the Army Black Knights (363) plus the points versus the Air Force Falcons (364). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing Under the Total in the game between the Navy Midshipmen (307) and the Connecticut Huskies (308). THE SITUATION: Navy (6-1) has won four straight games after their 41-38 win over Tulane last Saturday as a 4.5-point favorite. Connecticut (2-6) snapped their six-game losing streak on Saturday with their 56-35 win at UMass as a 9.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Huskies have played 4 straight games Under the Total after a straight-up win — and they have played 4 of their last 5 games Under the Total after a win by at least 20 points. Connecticut raced out to a 35-21 lead going into halftime against the Minutemen but they have then played 14 of their last 18 games Under the Total after they scored at least 24 points in the first half of their last game. Don’t read too much in the 542 yards of offense that the Huskies generated last week since that was against a UMass team that is last in the FBS in total defense. Take away Connecticut’s numbers in their two victories against UMass (probably wth worst team in the FBS) and Wagner (an FCS school) — and the Huskies are scoring only 15.5 PPG along with just 303.5 total YPG while never scoring more than 23 points in their six losses. Connecticut returns home where they have played 4 of their last 5 games Under the Total — and they have played 8 of their last 10 home games Under the Total against teams with a winning record on the road. Furthermore, the Huskies have played 13 of their last 15 home games Under the Total with the number set in the 49.5 to 56 point range. And in their last 6 games as an underdog in the 21.5 to 31 point range, Connecticut has played 5 of these games Under the Total. Navy allowed 290 passing yards last week to the Green Wave — but they have then played 8 of their last 11 games Under the Total after allowing at least 280 passing yards in their last game. They also have played 5 of their last 6 games Under the Total after allowing at least 37 points in their last game. First-year defensive coordinator Brian Newberry has the Midshipmen defense playing at a very high level once again — they are 19th in the FBS by allowing only 19.3 PPG while also ranking 22nd in the nation by giving up just 310.3 total YPG. They will be encountering a freshman quarterback in Jack Zergiotis who was helped out last week by running back Kevin Mensah who rushed for 164 yards while reaching the end zone five times. Head coach Randy Edsall wants his team to play physical where they control the Time of Possession: they are averaging 33 minutes per game on offense after holding the ball for 34:58 last week against UMass. But they now face a Navy defense that limits opposing rushers to just 3.3 Yards-Per-Carry while ranking 18th in the nation by allowing only 109.6 rushing YPG. And the Midshipmen formula for success is also controlling the clock as they average 33:39 minutes with the ball per game. Navy has generated 454 and 457 yards over their last two games while averaging 6.98 Yards-Per-Play and 7.25 YPP in those contests. The Midshipmen have then played 17 of their last 25 games Under the Total after gaining at least 450 yards in two straight games — and they have played 16 of their last 22 games Under the Total after averaging at least 6.25 YPP in two straight games. Navy has also played 9 of their last 12 games Under the Total after scoring at least 40 points in their last contest.

FINAL TAKE: The Midshipmen’s spread triple option has propelled them to leading the nation by averaging 350.7 rushing YPG — and this is how they control the Time of Possession statistic. Navy only passed for 68 yards last week — and they have played 8 of their last 9 road games Under the Total after failing to pass for at least 125 yards in their last game. 25* CFB Friday ESPN2 Total of the Month with Under the Total in the game between the Navy Midshipmen (307) and the Connecticut Huskies (308). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing Over the Total in the game between the West Virginia Mountaineers (305) and the Baylor Bears (306). THE SITUATION: West Virginia (3-4) has lost three straight games with their 52-14 loss at Oklahoma two Saturdays ago s a 33-point underdog. Baylor (7-0) remained undefeated back on October 19th with their 45-27 upset win at Oklahoma State as a 5.5-point underdog.

REASONS TO TAKE OVER THE TOTAL: The Mountaineers have played 10 of their last 14 games Over the Total after a straight-up loss — and they have played 4 of their last 5 games Over the Total after a loss by at least 20 points. First-year head coach Neal Brown is having the most problems with his defense ranks 110th in the FBS by allowing 33.4 PPG. West Virginia allowed 560 yards of offense to the Sooners — and they have played 4 of their last 5 games Over the Total after not allowing at least 450 yards in their last game. The Mountaineers managed only 242 yards of offense in that game — and thee Over is 6-2-1 in their last 9 games after not gaining more than 250 yards in their last game. West Virginia only rushed for 51 yards against Oklahoma but they have then played 17 of their last 20 games Over the Total after failing to rush for at least 75 yards in their last game. The Mountaineers only rushed for 41 yards in their previous game against Iowa State — and they have played 7 straight games Over the Total after failing to rush for at least 100 yards in two straight games. Now West Virginia stays on the road where they have played 8 of their last 12 games Over the Total. Baylor generated 536 yards against the Cowboys in their upset win two Saturdays ago. The Bears averaged 9.93 Yards-Per-Play in that game — and they have then played 28 of their last 42 games Over the Total after averaging at least 7.2 YPP in their last game. Baylor is 12th in the nation by scoring 38.9 PPG. The Bears are also 27th in the FBS by averaging 281.4 passing YPG. They have averaged 310.7 passing YPG over their last three games — and they have played 24 of their last 35 games Over the Total after averaging at least 300 passing YPG over their last three games. Now Baylor returns home where they are scoring 51.5 PPG along with 476.0 total YPG. The Bears have played 12 of their last 14 home games Over the Total with the number set in the 56.5 to 63 point range — and they have played 4 of their last 5 home games Over the Total against teams with a losing record on the road. Baylor has also played 36 of their last 55 home games when favored — and this includes them playing 6 of these last 8 situations Over the Total.

FINAL TAKE: These two teams have played 5 of their last 7 meetings Over the Total. 10* CFB West Virginia-Baylor ESPN O/U Special with Over the Total in the game between the West Virginia Mountaineers (305) and the Baylor Bears (306). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing the Appalachian State Mountaineers (304) minus the points versus the Georgia Southern Eagles (303). THE SITUATION: Appalachian State (7-0) remained undefeated this season with their 30-3 win at South Alabama last Saturday as a 27.5-point favorite. Georgia Southern (4-3) has won three straight games after their 41-7 win over New Mexico State as a 13.5-point favorite last Saturday.

REASONS TO TAKE THE MOUNTAINEERS MINUS THE POINTS: Appalachian State has covered the point spread in 5 of their last 6 games after a double-digit win on the road — and they have covered the point spread in 5 of their last 6 games after win on the road against a conference rival. The Mountaineers have also covered the point spread in 4 of their last 5 games after a straight-up win — and they have covered the point spread in 9 of their last 13 games after a win by at least 20 points. This is a loaded team for first-year head coach Eyah Drinkowitz with fifteen starters back from the group that finished 11-2 last year. Reigning Sun Belt Conference Offensive Player of the Year, quarterback Zac Thomas, is completing 66.7% of his passes this season while averaging 7.6 Yards-Per-Pass Attempt. Appalachian State is 9th in the nation by averaging 41.0 PPG. While Thomas has kept opposing defenses honest with his arm, the Mountaineers are 14th in the nation by averaging 244.1 rushing YPG. On defense, Appalachian State is 18th in the nation by holding their opponents to just 19.0 PPG. The Mountaineers held the Jaguars last week to just 139 total yards — and they have covered the point spread in 7 of their last 9 games after not allowing more than 275 yards in their last game. Appalachian State has also covered the point spread in 13 of their last 19 games after not allowing more than 20 points in their last game. The Mountaineers return home where they are 4-0 while outscoring their opponents by +27.5 PPG due to their offense that is averaging 51.5 PPG along with 476.0 total YPG. Appalachian State has covered the point spread in 4 of their last 5 games at home — and they have also covered the point spread in 4 of their last 5 games against teams with a winning record. Georgia Southern is considered better than their record given injuries they sustained in the early part of the season — headlined by three-year starter Shai Werts at quarterback. Werts’ return to the field helped trigger their three-game winning streak — but this team was fortunate to survive a two overtime game with South Alabama and a three overtime thriller with Coastal Carolina before their easy win over the Aggies last week. The Eagles have rushed for at least 310 yards in three straight games while outrushing all three of these opponents by at least 175 yards — but they have then failed to cover the point spread in 6 of their last 8 games after rushing for at least 225 yards in two straight games and they have failed to cover the point spread in 10 of their last 16 games after outrushing their last two opponents by at least 125 yards. But Georgia Southern is one dimensional as they are averaging just 48.7 passing YPG which is last in the nation. They will be trying to run against a solid Mountaineers run defense that holds their opponents to just 3.89 Yards-Per-Carry. Now the Eagles go back on the road where they are just 1-2 while being outscored by -17.4 PPG and being outgained by -139 total YPG. Georgia Southern has failed to cover the point spread in 4 of their last 5 games against teams with a winning record — and they have failed to cover the point spread in 8 of their last 9 games when playing on field turf.

FINAL TAKE: Appalachian State has won thirteen straight games with their last loss being at Georgia Southern where they were upset by a 34-14 score despite being an 11-point favorite back on October 25th. The Mountaineers should be very motivated to avenge that loss — and they have covered the point spread in 16 of their last 25 games when laying 10.5 to 21 points. 25* CFB Thursday ESPNU Game of the Year with the Appalachian State Mountaineers (304) minus the points versus the Georgia Southern Eagles (303). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Arizona State Sun Devils (209) minus the points versus the UCLA Bruins (210). THE SITUATION: Arizona State (5-2) looks to bounce-back from a 21-3 loss at Utah last Saturday as a 16-point underdog. UCLA (2-5) looks to build off their 34-16 upset win at Stanford two Thursdays ago as a 4-point underdog.

REASONS TO TAKE THE SUN DEVILS MINUS THE POINTS: Arizona State should respond with a strong effort after playing poorly against the Utes. The rain certainly played a role in their difficult in moving the football — the Sun Devils managed only 136 yards of offense in that game. Arizona State has covered the point spread in 14 of their last 20 games after failing to score more than 20 points in their last game. The Sun Devils have also covered the point spread in 8 of their last 9 games after a straight-up loss — and they have covered the point spread in 8 of their last 11 games after a point spread loss. Additionally, Arizona State has covered the point spread in 6 straight games on the road after they failed to cover the point spread. The Sun Devils play outstanding defense as they rank 18th in the nation by allowing only 18.1 PPG. UCLA benefited from facing a Cardinal offense playing a third-string freshman quarterback — that is one of the reasons we had the Under in that contest. But the Bruins are 4-15-2 ATS in their last 21 games after a straight-up win — and they are 4-14-2 ATS in their last 20 games after a point spread victory. Additionally, UCLA has failed to cover the point spread in 6 straight games after not allowing more than 20 points in their last game. And while the Bruins have gained 455 and 492 yards in each of their last two games, they have failed to cover the point spread in 6 straight games after generating at least 450 yards in two straight games. UCLA returns home where they are 0-3-1 ATS in their last 4 games at home — and they are 1-4-1 ATS in their last 6 home games against teams with a winning record on the road.

FINAL TAKE: UCLA is 0-3 at home this season are they are being outscored by -20 PPG and being outgained by -119.6 net YPG. Look for the Sun Devils to bounce-back with a focused effort. 10* CFB Saturday Nigth Discounted Deal with Arizona State Sun Devils (209) minus the points versus the UCLA Bruins (210). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing Under the Total in the game between the Colorado State Rams (155) and the Fresno State Bulldogs (156). THE SITUATION: Colorado State (2-5) takes the field again after their bye week after their 35-21 win at New Mexico as a 5-point favorite back on October 11th. Fresno State (3-3) comes off a 56-27 win over UNLV last Saturday as a 16-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Bulldogs have played 11 of their last 12 games Under the Total after a double-digit win over a Mountain West Conference rival — and they have played 8 straight games Under the Total after a win at home by at least 17 points. Fresno State has also played 6 straight games Under the Total after scoring at least 40 points in their last game. The Bulldogs defense has been a disappointment this season after they allowed only 321.6 total YPG which was 17th in the nation. Six starters are back from that unit but they are allowing 370.3 total YPG which is 54th best in the FBS. That number does drop to just 346.3 total YPG in their three games at home this season which helps explain why they have played 6 of their last 7 home games Under the Total against teams with a losing record on the road. Furthermore, Fresno State has played 8 of their last 10 games Under the Total against teams with a losing record. Colorado State has played 5 straight games Under the Total after losing four or five of their last six games — and they have played 5 of their last 7 games Under the Total after a point spread win. Junior quarterback Patrick O’Brien completed 25 of 34 passes for 420 yards against the hapless Lobos defense two weeks ago while leading the Rams’ offense to 551 total yards of offense. But Colorado State has played 11 of their last 16 games Under the Total after passing for at least 350 yards — and they have played 6 of their last 9 games Under the Total after gaining at least 525 yards in their last contest. The Rams are averaging a robust 470.1 total YPG this season which is 21st best in the nation — but that number does drop almost by 30 when they are playing on the road where they are averaging 442.2 total YPG. Colorado State ranks 13th in the nation by allowing just 177.0 passing YPG but that number has been skewed a bit by them playing some run-oriented opponents. Teams can run on the Rams defense as they rank 121st in the nation by allowing 220.7 rushing YPG. New Mexico rushed for 256 yards against them while outgaining them on the ground by +125 net rushing yards — and this focus on the rushing game helped keep the clock moving to achieve the Under in that game. Colorado State has played 8 of their last 11 games Under the Total after allowing at least 200 rushing yards in their last game — and they have played 8 of their last 10 games Under the Total after being outrushed by at least 125 yards in their last contest. Over their last three games. head coach Mike Bobo’s team is scoring only 23.0 PPG while averaging just 360.7 total YPG — but they have also only allowed 26.3 PPG (-8.0 PPG below their season average) along with just 342.3 total YPG (-55.4 net YPG below their season average).

FINAL TAKE: Colorado State has played 6 straight games in Mountain West Conference play Under the Total — and Fresno State has played 21 of their last 27 games Under the Total in MWC play. Expect a lower scoring game. 25* CFB ESPNU Total of the Year with Under the Total in the game between the Colorado State Rams (155) and the Fresno State Bulldogs (156). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Missouri Tigers (157) minus the points versus the At 7:30 PM ET on Saturday, we will be playing the Missouri Tigers (157) minus the points versus the Kentucky Wildcats (158). THE SITUATION: Missouri (5-2) looks to bounce-back from their 21-14 upset loss at Vanderbilt last Saturday as a 21-point favorite. Kentucky (3-4) comes off a 21-0 loss at Georgia last Saturday as a 23.5-point underdog.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: It took me some time to get exactly to the bottom of the Kentucky quarterback situation. Junior quarterback Terry Wilson suffered a likely season-ending knee injury in the first month of the season. Junior Sawyer Smith became the starter under center after but he got banged up with shoulder and wrist injuries that compelled head coach Mark Stoops to move wide receiver Lynn Bowden, Jr. to be his starting quarterback given the season-ending injury to freshman Nik Scalzo who was third on the depth chart to the begin the season. This is a case of Stoops putting the football in the hands of his best offensive talent — and he did look dynamic in rushing for 99 yards on 17 carries against the Bulldogs defense last week. But Bowden only completed 2 of his 17 passes in that game for 17 yards. Admittedly, the weather conditions were challenging for the passing game with the rain and high winds — but how much can we expect in the passing game from a converted wide receiver. Smith was suited up to play in that Georgia game but Stoops indicated that he did not feel comfortable playing him in that bad weather. Smith is on the injured list this week as questionable with a bye week coming up for Kentucky — so what is the deal with them at QB this week? Mum is the word as of this late afternoon — but I have decided this situation is worthy of a strong investment. I suspect both quarterbacks will play tonight. Even is Smith plays, he is completing only 46.2% of his passes while averaging just 5.7 Yards-Per-Attempt with four TD passes and five interceptions. I don’t have confidence in Bowden operating the passing game — so this is a one-dimensional offense that will be playing Mizzou. That is not a good sign for a team that has failed to cover the point spread in 5 of their last 6 games after a loss — and they have failed to cover the point spread in 5 of their last 7 games after failing to score more than 14 points in their last game. Now the Wildcats return home where they have failed to cover the point spread in 6 straight home games in the second half of the season. Kentucky has covered the point spread in two straight games as well as five of their seven games this season. But the Wildcats have failed to cover the point spread in 5 of their last 6 games after covering the point spread in two of their last three games — and they have failed to cover the point spread in 20 of their last 27 games after covering the point spread in five or six of their last seven games. Kentucky is covering point spreads due to their defense ranks 47th in the nation by allowing just 23.3 PPG. And while the Wildcats have allowed just 122 and 35 passing yards in each of their last two games, they have then failed to cover the point spread in 7 straight games after not allowing more than 125 passing yards in two straight contests. Missouri should be primed for a big effort as they have covered the point spread in 7 straight games after an upset loss on the road where they were laying at least 7 points. The Tigers have also covered the point spread in 6 of their last 8 games after a straight-up loss while they have also covered the point spread in 4 of their last 5 games after a loss on the road — and they have covered the point spread in 4 of their last 5 games after a point spread loss. Senior quarterback Kelly Bryant played one of his worst games in a Missouri uniform by completing just 13 of 26 passes for 140 yards — but the former Clemson quarterback did rush for 72 yards. The Tigers have covered the point spread in 4 straight games after failing to score more than 20 points in their last game. Mizzou should score their share of points — but it is their outstanding defense that should lead the way for them tonight. The Tigers are 14th in the nation by allowing just 16.6 PPG — and they rank 7th in the nation by giving up just 270.1 total YPG. This is a balanced defensive unit that ranks 26th in the nation in run defense and 6th in the nation in pass defense.

FINAL TAKE: Missouri should be able to rely on the cover skills of their defensive backs to then stuff the box to stop the Wildcats run while shadowing Bowden for his potential running plays from the pocket. The Tigers have covered the point spread in 9 of their last 13 games against teams with a losing record. 5* CFB SEC Game of the Month with the Missouri Tigers (157) minus the points versus the Kentucky Wildcats (158). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Texas Longhorns (187) and the TCU Horned Frogs (188). THE SITUATION: Texas (5-2) looks to build off their 50-48 win over Kansas as a 20-point favorite last Saturday. TCU (3-3) has lost two straight games as well as three of their last four contests with their 24-17 loss at Kansas State as a 3.5-point favorite last week.

REASONS TO TAKE UNDER THE TOTAL: The Longhorns have played 16 of their last 22 games Under the Total after a straight-up win — and they have played 10 of their last 14 games Under the Total after a victory over a Big 12 rival. Texas has also played 10 of their last 13 games Under the Total after scoring at least 35 points in their last game — and they have played 8 of their last 10 games Under the Total after scoring at least 40 points in their last contest. The Longhorns need to tighten things up on the defensive side of the football after allowing 569 yards in their last game. Texas has played 17 of their last 25 games Under the Total after allowing at least 475 yards in their last game. Now the Longhorns go back on the road where they have played 13 of their last 19 games Under the Total. TCU has played 6 straight games Under the Total on the road after a loss to a Big 12 rival — and they have played 11 of their last 16 games Under the Total after a point spread defeat. Additionally, the Horned Frogs have paled 16 of their last 22 games Under the Total after a narrow loss by 7 points or less to a conference opponent. TCU has not forced a turnover in three straight games — but they have then played 7 straight games Under the Total after not forcing a turnover in at least two straight games. Additionally, the Horned Frogs have played 20 of their last 29 Big 12 games Under the Total — and they have played 9 of their last 12 games Under the Total in October.

FINAL TAKE: These two teams have played 4 straight encounters Under the Total. Expect another lower scoring game. 3* CFB Texas-TCU Fox-TV O/U Special with Under the Total in the game between the Texas Longhorns (187) and the TCU Horned Frogs (188). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Oklahoma State Cowboys (169) plus the points versus the Iowa State Cyclones (170). THE SITUATION: Oklahoma State (4-3) has suffered two straight upset losses after their 45-27 loss at home to Baylor last Saturday as a 5.5-point favorite. Iowa State (5-2) has won three straight games with their 34-24 win at Texas Tech as a 10-point favorite last week.

REASONS TO TAKE THE COWBOYS PLUS THE POINTS: Oklahoma State feels like they left one slip after holding a 4th quarter lead over the Bears before allowing them to score 21 straight points over the final 10 minutes of that game. That loss came on the heels of a 45-35 upset loss at Texas Tech as a 9.5-point favorite the previous week. The Cowboys should respond with a strong effort as they have covered the point spread in 5 of their last 6 games after a straight-up loss — and they have covered the point spread in 6 of their last 8 games after a point spread setback. Additionally, Oklahoma State has covered the point spread in 7 of their last 8 games after an upset loss by at least two touchdowns — and they have covered the point spread in 11 of their last 16 games after a double-digit loss a tome. And while the Cowboys have lost three of their last four games, they have then covered the point spread in 4 straight games after losing three of their last four games. Oklahoma State needs to tighten up on defense after allowing 536 yards to Baylor last week — and they have covered the point spread in 5 of their last 6 games after allowing at least 450 yards in their last game. Turnovers are also killing this team — they have turned the ball over eight times over the last two weeks and their -2 net turnover margin last week was punctuated by allowing a 20-yard fumble recovery for a touchdown. The Cowboys are tied for 123rd in the nation with a -1.29 net turnover margin per game — but the Regression Gods tend to intervene when numbers like that get too skewed. Oklahoma State has not forced more than one turnover in three straight games — but they have covered the point spread in 4 of their last 5 games after failing to force more than one turnover in three straight contests. The Cowboys are led by running back Chuba Hubbard who leads the nation with 1265 rushing yards this season — he is averaging a remarkable 180.7 rushing YPG. He leads the way for an Oklahoma State offense that is 7th in the FBS by averaging 519.9 total YPG. This offense travels — they are scoring 39.2 PPG while averaging 516.0 total YPG away from home. The Cowboys are dangerous underdogs with their powerful offense — they have covered the point spread in 6 straight games as the underdog. Oklahoma State has also covered the point spread in 35 of their last 53 games with the Total set in expected high scoring games with the Toal set in the 63.5 to 70 point range. Iowa State has won three straight games — but they have failed to cover the point spread in 10 of their last 16 games after winning five or six of their last seven games. They are also just 2-5-1 ATS in their last 8 games after a straight-up win. Sophomore quarterback Brock Purdy completed 23 of 32 passes for 378 yards last week against the Red Raiders while leading the offense to 564 total yards. But the Cyclones have failed to move the point spread in 6 of their last 8 games after passing for at least 375 passing yards in their last game — and they have failed to cover the point spread in 9 of their last 14 games after gaining at least 525 total yards in their last contest. Additionally, Iowa State has failed to cover the point spread in 4 of their last 6 games when favored by 10.5 to 21 points.

FINAL TAKE: The Cyclones may not be able to help themselves to look ahead to their off week coming up after this game before showdowns with Texas and Oklahoma — and they are feeling good about themselves with their new Top-25 ranking. But the Cowboys will remember their 48-42 upset loss at home to Iowa State last season as a 10-point favorite. Expect a close game where Oklahoma State will be in a position to pull the upset. 25* College Football Underdog of the Month with the Oklahoma State Cowboys (169) plus the points versus the Iowa State Cyclones (170). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Kansas State Wildcats (182) plus the points versus the Oklahoma Sooners (181). THE SITUATION: Kansas State (4-2) snapped a two-game losing streak last Saturday with their 24-17 upset win over TCU where they were 4.5-point underdogs. Oklahoma (7-0) remains unbeaten last week with their 52-14 win over West Virginia as a 33-point favorite.

REASONS TO TAKE THE WILDCATS PLUS THE POINTS: Kansas State can keep this game close because they are a very good defensive football team that has not allowed more than 31 points all season. The Wildcats hold their visitors to just 15.5 PPG at home this season while limiting them to just 302.0 total YPG. Kansas State has covered the point spread in 4 of their last 5 games after a straight-up win — and they have covered the point spread in 4 straight games after not allowing more than 20 points in their last contest. First-year head coach Chris Klieman’s team will have a situational edge with this being their third straight game at home where they have covered the point spread in 4 of their last 5 games. The Wildcats have also covered the point spread in 5 of their last 6 home games getting more than 14 points as the underdog. Additionally, Kansas State has covered the point spread in 7 of their last 10 games against teams with a winning record. Oklahoma has failed to cover the point spread in 6 of their last 9 games after a win at home by at least four touchdowns — and they have failed to cover the point spread in 5 of their last 7 home games after a win against a conference opponent. The Sooners are once again putting up huge offensive numbers this season as they have scored at least 34 points in all seven of their games — but they have failed to cover the point spread in 9 of their last 14 games after scoring at least 31 points in at least four straight contests. And in their last 8 expected high scoring games with the Total set in the 56.5 to 63 point range, Oklahoma has failed to cover the point spread in 6 of these contests.

FINAL TAKE: The Sooners have failed to cover the point spread in 5 of their last 6 road games when laying more than two touchdowns. 10* CFB Oklahoma-Kansas State ABC-TV Special with the Kansas State Wildcats (182) plus the points versus the Oklahoma Sooners (181). Best of luck for us — Frank.

At 9:00 PM ET on Friday, we will be playing Under the Total in the game between the USC Trojans (105) and the Colorado Buffaloes (106). THE SITUATION: USC (4-3) snapped their two-game losing streak last Saturday with their 41-14 win over Arizona at home as a 10.5-point favorite. Colorado (3-4) has lost there straight games after their 41-10 loss at Washington State as a 13.5-point underdog last week.

REASONS TO TAKE UNDER THE TOTAL: The Trojans have played 7 of their last 9 games Under the Total after a point spread win — and they have played 4 straight games Under the Total after a point spread victory. USC has also played 8 of their last 11 games Under the Total after a win by at least 20 points. This Trojans team has been riddled with injuries which leaves them with a freshman at quarterback and tailback for tonight’s game. True freshman Kedon Slovis is under center for the team after the injuries to sophomore quarterbacks J.T. Daniels and Jack Sears. At running back, injuries junior Stephen Carr, junior Vavaeu Malepeai, and freshman Markese Stepp who is not out three to five weeks with an ankle injury leave the primary rushing duties to freshman Kenan Christon. Admittedly, Slovis has played well this season and Christon had 100 rushing yards last week but the challenge will be different for these inexperienced players when playing in a hostile environment — especially in a televised night game. While USC averages 30.7 PPG and 434.1 total YPG this season, those numbers drop to just 22.7 PPG along with 417.7 total YPG. The Trojans have played 4 of their last 5 road games Under the Total — and they have played 4 of their last 5 road games Under the Total against teams with a losing record at home. Additionally, USC has played 5 of their last 7 games Under the Total against Pac-12 opponents — and they have also played 19 of their last 26 games Under the Total with the Total set in the 63.5 to 70 point range. Colorado is struggling on offense after gaining only 320 yards against the Cougars defense last week. The Buffaloes are averaging just 14.3 PPG along with only 371.7 total YPG which are both well below their 26.6 PPG and 407.7 total YPG averages. Colorado has then played 12 of their last 15 games Under the Total after failing to score more than 20 points in their last game. The Buffaloes have allowed at least 31 points in four straight games — but they have then played 7 straight games Under the Total after allowing at least 31 points in two straight games. Colorado does return home after playing two straight games as well as three of their last four games on the road — and they have played 5 of their last 6 home games Under the Total against teams with a winning record on the road. And while the Buffaloes surrendered 368 passing yards to Washington State last week, they have played 16 of their last 21 games Under the Total after allowing at least 250 passing yards in their last game.

FINAL TAKE: Colorado has played 14 of the last 20 games Under the Total against teams with a winning record — and they have played 5 of their last 7 games Under the Total in October. First-year head coach Mel Tucker was an outstanding defensive coordinator at Georgia and Alabama so I still have confidence he will get his young defense to play better in the second half of the season. 25* CFB Friday ESPN2 Total of the Year with Under the Total in the game between the USC Trojans (105) and the Colorado Buffaloes (106). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing Under the Total in the game between SMU Mustangs (103) and the Houston Cougars (104). THE SITUATION: SMU (7-0) remained undefeated this season with their 45-21 win at home against Temple as a 9-point favorite on Saturday. Houston (3-4) enters this game coming off a 24-17 win at UConn as a 21-point favorite last Saturday.

REASONS TO TAKE UNDER THE TOTAL: The Cougars changed their priorities this season after their 38-31 loss at Tulane that dropped them to 1-3 this season. First-year head coach was then reported to ask a number of his players to redshirt the rest of the season so as they could retain their eligibility for next season. Senior quarterback D’Eriq King and senior wide receiver Keith Corbin were two of the players to decide to remain their eligibility for next season. Some have called this the college version of tanking although Houston has since won two of their last three games. Frankly, Holgorsen still has every incentive to win games — especially on national television — to help with recruiting. But he needs to change his style of play with his top playmakers on offense being saved for next season. His son, Logan, was the starter last week against the Huskies where they managed only 286 yards of offense against a UConn team that had allowed at least 31 points in their previous five games. The freshman will likely give way to sophomore Clayton Thune who was out that game with a hamstring injury. The sophomore is completing only 53.2% of his passes this season. Holgorsen has seen his offense pass the ball less since King redshirted as Houston has attempted 20, 30, and 18 passes in each of their last three games. The Cougars have run the ball in 61% of their plays from scrimmage since the King and Corbin redshirt decisions — and running the football will likely remain the formula tonight to keep the powerful Mustangs offense off the field. Houston has averaged 355.7 total YPG over their last three games which is almost 40 YPG below their 393.6 total YPG season average. The Cougars have seen better numbers on defense in those three games as they have held those opponents to 26.7 PPG along with 429.3 total YPG which is high but is still over 40 yards below their 470.3 total YPG average for the season. Houston has played 14 of their last 19 games Under the Total after a point spread loss — and they have played 20 of their last 26 games Under the Total after a victory where they failed to cover the point spread as the favorite. The Cougars have also played 5 of their last 7 home games Under the Total against teams with a winning record on the road. SMU has seen improved play with their defense as well this season with nine starters and eight of their top eleven tacklers from last year back. The Mustangs allowed 35.3 PPG along with 429.8 total YPG last year — and those numbers have dropped to a 27.3 PPG mark this season along with 370.1 total YPG (54th in the FBS). After not allowing more than 32 points in five of their last six games last season, SMU has allowed more than 30 points just twice this year. The Mustangs have played 10 of their last 15 games Under the Total after winning two straight games against conference opponents. And while senior quarterback Shane Buechele attempted 53 passes last week, SMU has played 8 of their last 12 games Under the Total after attempted at least 50 passes in their last game. And while the Mustangs generated 655 yards of offense against the Owls last week, they have then played 8 of their last 13 games Under the Total after gaining at least 500 yards in their last game. Additionally, SMU has played 5 of their last 7 games Under the Total played on field turf — and they have played 6 of their last 8 games Under the Total in October.

FINAL TAKE: Even undermanned, the Cougars will be fired up to play this game after they were upset by the Mustangs by a 45-31 scored as a two-touchdown favorite last November. These two teams have now played 5 of their last 6 meetings Under the Total. With the Total set in the upper-60s, expect a lower scoring game. 25* CFB American Athletic Conference Total of the Month with Under the Total in the game between SMU Mustangs (103) and the Houston Cougars (104). Best of luck for us — Frank.

At 7:00 PM ET on Saturday, we will be playing the Eastern Michigan Eagles (348) plus the points versus the Western Michigan Broncos (347). THE SITUATION: Eastern Michigan (3-3) has lost two straight games after their 29-23 loss to Ball State last week where they opened as a 2-point favorite and closed around a 1.5-point underdog. Western Michigan (4-3) looks to build off their 38-16 win over Miami (OH) as a 12-point favorite last Saturday.

REASONS TO TAKE THE EAGLES PLUS THE POINTS: The Broncos have failed to cover the point spread in 5 straight games after a straight-up win — and they have failed to cover the point spread in 14 of their last 17 games after a point spread win. Western Michigan has also failed to cover the point spread in 5 straight games after not allowing more than 20 points in their last game. Western Michigan was actually outgained by a 365 to 310 yardage margin to the Warhawks but used a +2 net turnover margin and a 74-yard interception return for a touchdown to earn the win. Now the Broncos go back on the road where they are 0-3 this season while getting outscored by -20.0 PPG due to a defense that is allowing their home hosts to average 44.7 PPG along with 534.0 total YPG. Western Michigan has failed to cover the point spread in 5 straight games on the road. We had Eastern Michigan last week after playing four of their first five games on the road but they disappointed with flat effort fueled by a -3 net turnover margin. The Eagles have bounced-back to cover the point spread in 15 of their last 20 games after a straight-up loss — and they have covered the point spread in 12 of their last 15 games after a point spread loss. Eastern Michigan has also covered the point spread in 7 straight games after a loss by a touchdown or less against a Mid-American Conference rival. This remains a team that has covered the point spread in 16 of their last 23 games against teams with a winning record.

FINAL TAKE: The Eagles will be motivated to avenge a 27-24 loss at Western Michigan last October 6th. The Broncos have failed to cover the point spread in 7 of their last 10 games in the month of October. 20* CFB Big Dog Surprise with the Eastern Michigan Eagles (348) plus the points versus the Western Michigan Broncos (347). Best of luck for us — Frank.

At 7:00 PM ET on Saturday, we will be playing the Army Black Knights (323) minus the points versus the Georgia State Panthers (324). THE SITUATION: Army (3-3) has lost their last two games with their 17-8 upset loss at Western Kentucky as a 5-point favorite last Saturday. Georgia State (4-2) comes off a 31-21 win over Coastal Carolina as a 3.5-point underdog last week.

REASONS TO TAKE THE BLACK KNIGHTS MINUS THE POINTS: Army should bounce-back with a strong effort as they have covered the point spread in 4 of their last 5 games after a straight-up loss. The Black Knights have also covered the point spread in 15 of their last 20 games after a game where neither team scored more than 17 points. Remember, this is the same team that almost pulled the upset at Michigan in the Big House. Army has covered the point spread in 4 of their last 5 games after failing to score at least 20 points in their last game. They are also 8-2-1 ATS in their last 11 games against teams with a winning record. Now they stay on the road where they have covered the point spread in 6 of their last 7 games — and they have covered the point spread in 6 straight road games against teams with a winning record at home. The Blacknights will hope they get their ground game going to get their defense off the field. The Hilltoppers gave them a piece of their own medicine by being on offense for almost 39 minutes in that game. But this Panthers’ team is not familiar with the spread triple-option run by the military academies. And, as it is, Georgia State is allowing their opponents to average 200 rushing YPG while averaging 5.6 Yards-Per-Carry. The Panthers are just 1-6-2 ATS in their last 9 games after a straight-up win — and they are 1-3-2 ATS in their last 6 games after a point spread win. This team does not possess much of a home-field advantage — they are just 1-3-1 ATS in their last 5 games at home. And in their last 6 games against teams outside the Sun Belt Conference, Georgia State is 1-4-1 ATS.

FINAL TAKE: The Panthers are likely to suffer a letdown after pulling off the upset against a conference opponent. Georgia State has failed to cover the point spread in 6 straight games in the second half of the season. 20* CFB Blowout Bookie Buster with the Army Black Knights (323) minus the points versus the Georgia State Panthers (324). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Washington Huskies (368) plus the points versus the Oregon Ducks (367). THE SITUATION: Oregon (5-1) has won four games in a row with their 45-3 win over Colorado last Friday as a 23.5-point favorite. Washington (5-2) comes off a 51-27 win at Arizona last Saturday as a 6-point favorite.

REASONS TO TAKE THE HUSKIES PLUS THE POINTS: The Ducks may be due for a letdown after their easy win at home against the Buffaloes. Oregon has failed to cover the point spread in 12 of their last 15 games after a point spread win. Additionally, the Ducks have failed to cover the point spread in 7 of their last 8 games after a point spread win as a double-digit favorite — and they have failed to cover the point spread in 12 of their last 14 games after a win by at least 20 points. The Ducks are averaging 36.0 PPG on offense led by their NFL prospect at quarterback in Justin Herbert. But in their two games on the road — both against quality defenses — Oregon sees their scoring average drop to just 21.0 PPG along with averaging only 326.0 total YPG. A big concern for this team is their Red Zone offense where they rank just 102nd in the nation. The Ducks have failed to cover the point spread in 8 of their last 11 games on the road — and they have also failed to cover the point spread in 5 of their last 7 road games against teams with a winning record at home. Oregon did generate 527 yards of offense against Colorado — but they have failed to cover the point spread in 7 of their last 10 games after gaining at least 450 yards in their last game. Washington has covered the point spread in 5 of their last 6 games after a double-digit win on the road — and they have covered the point spread in 4 of their last 5 games after scoring at least 40 points in their last game. This Washington team also plays very good defense — they rank 28th in the nation by allowing only 19.6 PPG. Visitors are scoring only 17.0 PPG at Husky Stadium while averaging just 336.7 total YPG. The Huskies return home where are 3-1 this season while outscoring their opponents by +19.5 PPG.

At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Oregon Ducks (367) and the Washington Huskies (368). THE SITUATION: Oregon (5-1) has won four games in a row with their 45-3 win over Colorado last Friday as a 23.5-point favorite. Washington (5-2) comes off a 51-27 win at Arizona last Saturday as a 6-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Ducks have played 5 of their last 6 games Under the Total after a victory by at least 20 points. Oregon has also played 7 straight games on the road Under the Total after a victory — and they have played 5 of their last 6 games Under the Total after a point spread win. This team is playing outstanding defense under first-year defensive coordinator Andy Avalos who came over from Boise State. The Ducks rank 3rd in the nation by allowing just 8.7 PPG — and they also rank 8th in the nation by surrendering only 267.7 total YPG. Oregon has not allowed more than 7 points in five straight games — and they have played 7 straight games Under the Total after not allowing more than 7 points in their last contest. The Ducks are averaging 36.0 PPG on offense led by their NFL prospect at quarterback in Justin Herbert. But in their two games on the road — both against quality defenses — Oregon sees their scoring average drop to just 21.0 PPG along with averaging only 326.0 total YPG. A big concern for this team is their Red Zone offense where they rank just 102nd in the nation. The Ducks have played 8 of their last 10 road games Under the Total against teams with a winning record at home. Oregon did support their defense last week by rushing for 252 yards against the Buffaloes — and they have played 6 straight games Under the Total after rushing for at least 200 yards in their last game. Furthermore, the Ducks have played 5 of their last 6 games Under the Total against teams with a winning record. Washington has played 6 of their last 7 games Under the Total after a straight-up win — and they have played 5 of their last 6 games Under the Total after a point spread win. The Huskies have also played 8 of their last 9 games Under the Total after a win versus a Pac-12 rival — and the Under is 11-5-1 in their last 17 games after a win by at least 20 points. This Washington team also plays very good defense — they rank 28th in the nation by allowing only 19.6 PPG. Visitors are scoring only 17.0 PPG at Husky Stadium while averaging just 336.7 total YPG. Washington has played 4 of their last 5 home games Under the Total against teams with a winning record on the road. The Huskies’ offense has been inconsistent — they rank just 57th in the nation by averaging 423.1 total YPG. They did rush for 207 yards last week at Arizona — and they have played 6 of their last 8 games Under the Total after rushing for at least 200 yards. Additionally, Washington has played 4 of their last 5 games Under the Total after scoring at least 40 points in their last game — and they have played 19 of their last 26 home games Under the Total after scoring at least 42 points in their last contest.

FINAL TAKE: These two teams have played 4 straight games Under the Total when playing at Washington. And the forecasts call for rain this afternoon which will make both Herbert and the Huskies’ Jacob Eason uncomfortable. 25* CFB Saturday ABC-TV Total of the Month with Under the Total in the game between the Oregon Ducks (367) and the Washington Huskies (368). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Iowa Hawkeyes (344) minus the points versus the Purdue Boilermakers (343). THE SITUATION: Iowa (4-2) has lost two straight games after their 17-12 loss at home to Penn State last Saturday as a 3.5-point underdog. Purdue (2-4) comes off a 40-14 upset win over Maryland last Saturday as a 4-point underdog.

REASONS TO TAKE THE HAWKEYES MINUS THE POINTS: Iowa has faced a difficult track as of late with a trip to Ann Arbor to face Michigan in which they lost by a 10-3 score where they were 4.5-point underdogs before hosting the Nittany Lions last week. The Hawkeyes outplayed Penn State for most of that game as they outgained them by a 356 to 294 yardage margin. A -2 net turnover margin played a large role in dooming Iowa last week. Iowa should respond with a big effort this afternoon. The Hawkeyes have covered the point spread in 9 of their last 13 games after a point spread loss — and they have covered the point spread in 7 of their last 9 games after only covering the point spread once in their last three games. Iowa should get their offense going again against this suspect Boilermakers' defense after facing two of the toughest defenses in the nation. The Hawkeyes have covered the point spread in 5 of their last 6 games after failing to score more than 20 points in their last game. Iowa has only rushed for 71 combined yards over their last two games — but they have covered the point spread in 4 straight games after failing to rush for at least 125 yards in two straight games. Iowa is still averaging 32.0 PPG at home this season where they are generating a robust 475.7 total YPG. Senior quarterback Nate Stanley is leading an offense that is averaging a healthy 256.0 passing YPG. Purdue may be just what the proverbial doctor ordered as they are allowing 29.8 PPG — and they rank 104th in the nation by allowing 444.5 total YPG due to a porous pass defense that is giving up 278.0 passing YPG which is 112th in the nation. The strength of this Hawkeyes team is their defense — they rank 5th in the nation respectively by allowing only 10.2 PPG and just 260.8 total YPG. At home in Kinnick Stadium, Iowa is limiting their guests to just 8.5 PPG along with 220.0 total YPG. The Hawkeyes did not force a turnover last week — but they have covered the point spread in 20 of their last 26 home games after failing to force at least one turnover in their last game. Iowa has also covered the point spread in 4 of their last 5 games against teams with a losing record — and they have covered the point spread in 5 of their last 7 games when favored by 10.5 to 21 points. Purdue came off a surprising performance at home against the Terrapins — but they have failed to cover the point spread in 3 straight games after an upset victory by at least three touchdowns. The Boilermakers have also failed to cover the point spread in 4 straight games after a straight-up win — and they have failed to cover the point spread in 4 of their last 5 games after a point spread victory. Additionally, Purdue has failed to cover the point spread in 7 of their last 9 games after a win by at least 20 points. This Boilermakers team is ravaged with injuries right now — headlined by their senior quarterback, Elijah Sindelar, out the season with a collarbone injury and their All-American wide receiver, Mondale Moore, still out with a leg injury. Redshirt freshman Jack Plummer stepped up last week by completing 33 of 41 passes for 420 yards with three touchdown passes to lead an offense that generated 547 total yards. But the assignment is much tougher this week on the road against this Hawkeyes defense. Purdue has failed to cover the point spread in 5 of their last 7 games after gaining at least 450 yards. And the Boilermakers have failed to cover the point spread in 14 of their last 22 road games with the Total set in the 45.5 to 49 point range.

FINAL TAKE: Purdue is also undermanned on defense with senior defensive tackle Lorenzo Neal and senior linebacker Markus Bailey (who bypassed leaving early for the NFL last year) out for the season. These absences hurt a defense that is giving up 34.5 PPG. Iowa should come close to scoring at least 35 points in this game — and their defense will not allow many points to a freshman quarterback. 25* CFB Big Ten Game of the Month with the Iowa Hawkeyes (344) minus the points versus the Purdue Boilermakers (343). Best of luck for us — Frank.

At 10:00 PM ET on Friday, we will be playing the Fresno State Bulldogs (316) minus the points versus the UNLV Rebels (315). THE SITUATION: Fresno State (2-3) looks to bounce-back from their 43-24 loss at Air Force last Saturday as a 2.5-point underdog. UNLV (2-4) looks to build off their 34-10 win at Vanderbilt as a 16.5-point underdog.

REASONS TO TAKE THE BULLDOGS MINUS THE POINTS: The Rebels pulled off one of the biggest victories in the five-year tenure of head coach Tony Sanchez — but he is still on the hot seat with this being a “bowl or bust” season for him. UNLV is due for an emotional letdown after pulling off that upset against a team from the SEC. The Rebels have failed to cover the point spread in 12 of their last 17 games after an upset victory as a road underdog — and they have failed to cover the point spread in 7 of their last 10 games after an upset win as a double-digit underdog. UNLV has also failed to cover the point spread in 17 of their last 26 games after a win on the road. As it is, the Rebels have been consistently inconsistent under Sanchez as they have failed to cover the point spread in 5 of their last 6 games after a straight-up win — and they have failed to cover the point spread in 6 straight games after a point spread victory. Defense remains an issue for this team that has allowed at least 30 PPG and over 420 total YPG in every season since 2008. This year, UNLV is tied for 108th in the nation by allowing 32.8 PPG — and they are also giving up 431.8 total YPG which is 98th in the nation. In their two conference games this year, the Rebels are allowing 45.5 PPG along with 502.5 total YPG. This sketchy defensive play will put the pressure on redshirt freshman quarterback Kenyon Oblad who will once again be under center given the knee injury suffered by Armani Rogers in late September. Rogers is available to play tonight but Sanchez tapped Oblad as his starter yesterday. UNLV had failed to cover the point spread in 17 of their last 23 road games against teams who are not winning more than 50% of their games at home. The Rebels are just 3-7-1 ATS in their last 11 games in conference play. Fresno State went into halftime last week with a 24-22 lead before getting dominated by the Air Force ground game that kept the Bulldogs off the field. They had only 13 offensive plays in the second half while averaging just 1.3 Yards-Per-Play. The Bulldogs managed only 12 first downs in that game while being on offense for just 20:31 minutes — but this team has covered the point spread 8 of their last 12 games after failing to generate at least 13 first downs and being on offense for at least 26 minutes. Fresno State is also 13-5-1 ATS in their last 19 games after a straight-up up loss. They should be able to run the ball behind Ronnie Rivers (253 rushing yards this season) to get the tempo of the game back in their favor — UNLV ranks 113th in the nation by allowing 209.7 rushing YPG. The Bulldogs managed only 268 yards last week — but they are 22-6-1 ATS in their last 29 games after failing to gain at least 275 yards in their last game. Fresno State is scoring 34.5 PPG at home while averaging 408.0 total YPG — and they are 15-5-1 ATS in their last 21 games at home. They are also 9-4-1 ATS in their last 14 games against teams with a losing record.

FINAL TAKE: Third-year head coach Jeff Tedford has done a great job with this program — his teams won 22 games in his first two seasons. This year would be a challenge with only nine starters returning from last year’s Mountain West Conference champions. Fresno State crushed UNLV in Las Vegas last year by a 48-3 score — and they are 10-2-1 ATS in their last 13 games in the month of October. With two non-conference losses against quality teams in Minnesota and USC, the Bulldogs still can salvage their season in their second MWC game — but it starts with a big win tonight. 25* CFB Friday CBS Sports Network Game of the Year with the Fresno State Bulldogs (316) minus the points versus the UNLV Rebels (315). Best of luck for us — Frank.

At 7:00 PM ET on Friday, we will be playing the Syracuse Orange (312) plus the points versus the Pittsburgh Panthers (311). THE SITUATION: Syracuse (3-3) saw their two-game winning streak snapped last Thursday with their 16-10 loss at NC State as a 4.5-point underdog. Pittsburgh (4-2) has won three straight games with their 33-30 upset win at Duke as a 3.5-point underdog back on October 5th.

REASONS TO TAKE THE ORANGE PLUS THE POINTS: This is a critical game for this Syracuse team that is finishing a run of four games at home in five contests — they will then be on the road for three of their next four contests. The Orange remain winless in ACC play with losses to Clemson and the Wolfpack last week. But this is a team that has still covered the point spread in 6 of their last 8 games after winning two of their last three games. The Orange did not commit a turnover in that game against NC State — and they have covered the point spread in 10 of their last 13 games after not committing more than one turnover in their last game. Syracuse entered this season with high expectations with thirteen starters back from last year’s 10-3 squad that defeated West Virginia by a 34-18 score in the Camping World Bowl. This was considered the best roster yet for head coach Dino Babers in his four years with the program. Over their last three games, the offense has picked up under quarterback Tommy Devito has they are scoring 34.3 PPG along with averaging 430.3 total YPG.  The Orange have also held their last three opponents to just 17.3 PPG along with only 353.0 total YPG. Syracuse has covered the point spread in 7 of their last 10 home games against teams with a winning record on the road. Pitt benefited from six Blue Devils turnovers in their victory almost two weeks ago. But the Panthers have failed to cover the point spread in 8 of their last 12 games after forcing at least five turnovers in their last game. Pitt survived that game despite committing four turnovers of their own. The Panthers have failed to cover the point spread in 29 of their last 41 road games after committing at least three turnovers in their last game — and they have failed to cover the point spread in 12 of their last 15 games on the road after turning the ball over at least four times in their last game. A 26-yard interception return for a touchdown made the winning difference against Duke — but Pitt only rushed for 69 yards which were their second-lowest rushing total of the season. The Panthers have then failed to cover the point spread in 27 of their last 37 road games after failing to rush for at least 100 yards in their last game — and they have failed to cover the point spread in 15 of their last 19 games after failing to rush for at least 75 yards in their last contest. Pitt is scoring only 21.5 PPG this season which is 107th in the nation. And while they have covered the point spread in four of their five boarded games this season, they have then failed to cover the point spread in 14 of their last 21 games after covering the point spread in four of their last five games.

FINAL TAKE: Syracuse will also be motivated to avenge a 44-37 upset loss in overtime last year where they were 3-point road favorites. Look for another close game with the Orange having a good chance to pull the upset (but take the points for some insurance). 10* CFB Pittsburgh-Syracuse ESPN Special with the Syracuse Orange (312) plus the points versus the Pittsburgh Panthers (311). Best of luck for us — Frank.

At 9:00 PM ET on Thursday, we will be playing Under the Total in the game between the UCLA Bruins (301) and the Stanford Cardinal (302). THE SITUATION: UCLA (1-5) has lost two straight games after their 48-31 upset loss to Oregon State as a 4.5-point favorite back on October 5th. Stanford (3-3) has won their last two games with their 23-13 upset win over Washington as a 13.5-point underdog on October 5th.

REASONS TO TAKE UNDER THE TOTAL: The Cardinal has played 9 of their last 13 games Under the Total after a win over a Pac-12 rival — and they have played 5 of their last 6 games Under the Total after pulling off an upset victory as a home dog getting at least 7 points. Stanford’s win over the Huskies came on the heels of them defeating Oregon State on the road — and they have played 6 of their last 7 games Under the Total after defeating two straight conference rivals. But the bad news for head coach David Shaw is that sophomore quarterback, Davis Mills, will not be able to play tonight given the calf injury he suffered in that game. With junior QB Kevin Costello already out with a thumb injury, that leaves the Cardinal offense in the hands of third-stringer Jack West. The redshirt freshman was highly recruited but not quite as high as Mills while lacking his experience at this point in his young career. As it is, Stanford is scoring only 15.3 PPG at home this season behind an offensive line that has struggled this season with just one returning starter. But the Cardinal are holding their guests to only 13.7 PPG along with just 274.7 total YPG. Stanford has played 8 of their last 11 home games Under the Total. The Cardinal defense has not forced more than one turnover since their opening game of the season against Northwestern — and they have played 5 of their last 7 games Under the Total after not forcing more than one turnover in four straight games. Additionally, Stanford has played 7 of their last 9 games Under the Total after their bye week — and they have played 5 of their last 7 games Under the Total in the month of October. UCLA is dealing with a host of injuries themselves. Dorian Thompson-Robinson remains questionable with a knee injury that kept him out last week against the Beavers. Sophomore quarterback Austin Burton was capable against Oregon State in Thompson-Robinson’s absence as he completed 27 of 41 passes for 236 yards with a touchdown while adding another 64 yards on the ground. But Burton is not a very high recruit and the Stanford defensive brain trust has had two weeks to prepare his tape for this game. UCLA has attempted 83 passes in their last two games — and they have played 12 of their last 18 games Under the Total after attempting at least 40 passes in two straight games. The Bruins did dominate the Time of Possession against the Beavers by holding the ball for 35:20 minutes while compiling 27 first downs — and they have played 13 of their last 18 games Under the Total after holding the ball for at least 34 minutes while gaining at least 24 first downs. Moving forward, UCLA has played 5 of their last 7 games Under the Total on the road — and they have played 14 of their last 20 games Under the Total as an underdog getting 3.5 to 7 points.

FINAL TAKE: The Bruins have averaged 531.3 total YPG over their last three games while allowing 539.7 total YPG in those contests — but UCLA has played 10 of their last 12 games Under the Total after averaging at least 525 YPG in their last three games and they have played 18 of their last 25 games Under the Total after allowing at least 475 YPG in their last three games. 10* CFB Thursday Late Show O/U Bailout with Under the Total in the game between the UCLA Bruins (301) and the Stanford Cardinal (302). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing Under the Total in the game between the Louisiana-Lafayette Ragin’ Cajuns (305) and the Arkansas State Red Wolves (306). THE SITUATION: Louisiana (4-2) saw their four-game winning streak snapped last Wednesday with their 17-7 loss at home to Appalachian State as a 1.5-point favorite. Arkansas State (3-3) had their two-game winning streak end back on October 5th with their 52-38 upset loss at Georgia State as a 6.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Red Wolves have played 10 of their last fourteen games Under the Total after a loss. This has lost their starting quarterback for the season after Logan Bonner’s thumb injury at the end of September. Redshirt freshman quarterback Layne Hatcher has been solid — he completed 21 of 32 passes against the Panthers for 299 yards with four touchdown passes but he also tossed two interceptions in that upset loss. But Arkansas State has played 5 of their last 7 games Under the Total after passing for at least 280 yards in their last game. The Red Wolves surrendered a whopping 722 yards in that game to Georgia State with sixth-year head coach Blake Anderson likely learning that he cannot have his team get in a shootout with Hatcher under center. Arkansas State has played 8 of their last 11 games Under the Total after allowing at least 40 points — and they have played 5 of their last 6 games Under the Total after allowing at least 450 yards in their last contest. The Red Wolves defense has been a mess this season as they are giving up 535.8 total YPG. But injuries have played a factor — and this team will receive a boost tonight with the return of senior defensive tackle Kevin Thurmon who has missed the last two games with a hand injury. Moving forward, Arkansas State has played 11 of their last 16 games Under the Total against Sun Belt Conference opponents — and the Under is also 43-18-2 in their last 63 games against teams with a winning record. Louisiana has played 5 of their last 7 games Under the Total against fellow Sun Belt foes. They managed only 254 yards of offense last week against the Mountaineers. Junior quarterback Levi Lewis completed 13 of 24 passes but for only 131 yards. The Ragin’ Cajuns are likely to rely on their ground game which ranks 6th in the nation by averaging 282.2 rushing YPG. Louisiana is 14th in the nation by averaging 492.2 total YPG — but those numbers drop by almost 40 yards per game when they are playing away from home. The biggest improvement with this team is on defense where they returned seven starters from last year’s team that allowed 34.2 PPG (105th in the nation) along with 435.59 total YPG (97th in the FBS). This season, the Ragin’ Cajuns are 43rd in the nation by allowing just 344.8 total YPG — and they rank 32nd in the FBS by giving up just 20.7 PPG. Furthermore, the Under is 7-3-1 in Louisiana’s last 11 games in the month of October.

FINAL TAKE: Arkansas State will be looking to avenge a 47-43 upset loss at Louisiana last year that ultimately cost them the opportunity to play in the Sun Belt Conference Championship Game. To get revenge tonight, head coach Anderson will likely conclude that he needs to slow this game down to protect his defense. The Ragin’ Cajuns will also be looking to run the ball — expect a lower scoring game with the Total set in the high 60s. 25* CFB Thursday ESPNU Total of the Year is with Under the Total in the game between the Louisiana-Lafayette Ragin’ Cajuns (305) and the Arkansas State Red Wolves (306). Best of luck for us — Frank.

At 8:00 PM ET on Wednesday, we will be playing the Troy Trojans (302) minus the points versus the South Alabama Jaguars (301). THE SITUATION: Troy (2-3) has lost two straight games after their 42-10 loss at Missouri as a 25.5-point underdog back on October 5th. South Alabama (1-5) has lost four straight games with their 20-17 loss in overtime to Georgia Southern as a 10-point underdog back on October  3rd.

REASONS TO TAKE THE TROJANS MINUS THE POINTS: Troy needs to establish some momentum in Sun Belt Conference action after suffering two previous upset losses to Southern Mississippi and against conference rival Arkansas State already this season. Thirteen starters returned from last year’s team that finished 10-3 after a 42-32 win over Buffalo in the Dollar General Bowl. Things have been a bit rocky for first-year head coach Chip Lindsey who took over for Neal Brown who took the head coaching job at West Virginia. But talent remains on this team — and a conference championship is still in reach as well as another bowl appearance. The Trojans have bounced-back to cover the point spread in 5 of their last 6 games after a straight-up win — and they have covered the point spread in 11 of their last 15 games after a loss by at least 20 points. Getting senior quarterback Kaleb Barker back under center will help — he was knocked out of the game with the Tigers but he has been upgraded to probable with the extra time to prepare for this game. Troy has covered the point spread in 4 straight games after failing to score more than 20 points in their last game — and they are 36th in the nation in both scoring (34.6 PPG) and total yardage (450.8 YPG). The Trojans return home where they are scoring 42.7 PPG while averaging 521.7 total YPG. Troy needs to tighten up on defense — but they have covered the point spread in 9 of their last 13 games after allowing at least 40 points in their last game. The weakness for the Trojans defense is against the pass where they are allowing 308.6 passing YPG which is 124th in the FBS. But the Jaguars are not a dynamic passing team as they average just 149.0 passing YPG which is 121st in the nation. Their quarterback, Cephus Johnson, is completing only 53.6% of his passes with five touchdown passes and five interceptions. South Alabama will have trouble running the ball against this Troy defense that is 14th in the nation by allowing just 93.9 rushing YPG. The Trojans are 5-2-1 ATS in their last 8 games against teams with a losing record — and they are 9-2-1 ATS in their last 12 games against Sun Belt foes. The Jaguars come off their best game of the season in that narrow loss to the Eagles — but they have then failed to cover the point spread in 17 of their last 21 games after a point spread victory. South Alabama gained only 247 yards in that game — and 135 of those yards came on two long plays. The Jaguars had only four first downs against the Georgia Southern defense (four — not a typo!). On paper, the South Alabama defense looks stout as they rank 35th in the nation by allowing just 199.3 passing YPG — but those numbers are skewed after last week when the Eagles were happy to rush the ball 66 times for 310 yards. The Jaguars are 106th in the nation by allowing 200.8 rushing YPG. Troy should be able to pass the ball against this South Alabama pass defense that allows opposing quarterbacks to complete 64.3% of their passes while averaging 8.5 Yards-Per-Pass-Attempt. Now the Jaguars go back on the road where they have failed to cover the point spread in 21 of their last 31 games — and they have failed to cover the point spread in 5 straight road games against teams with a losing record at home. South Alabama has turned the ball over 13 times already this season — so this nationally televised night game in a hostile environment could be challenging for them.

FINAL TAKE: Troy won last year’s Battle of the Belt last season at South Alabama by a 38-17 score — but they will still be motivated to avenge a 19-8 loss at home to the Jaguars despite being a 19-point favorite in 2017. This shapes up to be a “get right” game for Troy against a weak South Alabama team whose only win was against Jackson State. 25* CFB Wednesday ESPN2 Game of the Year with the Troy Trojans (302) minus the points versus the South Alabama Jaguars (301). Best of luck for us — Frank.

At 10:30 PM ET on Saturday, we will be playing Under the Total in the game between the Wyoming Cowboys (205) and the San Diego State Aztecs (206). THE SITUATION: Wyoming (4-1) takes the field again after their 53-17 win over UNLV two weeks ago as an 8-point favorite. San Diego State (4-1) looks to build off their 24-10 win at Colorado State as a 6.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Cowboys have played 4 straight games Under the Total after a straight-up win — and they have played 4 of their last 5 games Under the Total after a point spread victory. And while Wyoming generated 498 yards of offense against the Rebels, the Under is then 22-7-1 in their last 30 games after generating at least 450 yards in their last game. The Cowboys want to run the ball as they are 2nd in the MWC by averaging 248.2 rushing YPG — but they will be running into a buzzsaw with this Aztecs defense. San Diego State leads the nation by allowing only 45.4 rushing YPG — and they are second in the FBS by limiting rushers to just 1.79 Yards-Per-Carry. The Aztecs have not allowed a team to rush for more than 82 yards this season. Wyoming goes back on the road where the Under is 9-1-1 in their last 11 games. The Under is also 11-2-1 in their last 14 games against teams with a winning record. Furthermore, the Cowboys have played 11 of their last 15 games against MWC opponents — and they have played 5 of their last 6 games Under the Total in the month of October. San Diego State has played 4 straight games Under the Total after a straight-up win. The Aztecs held the Rams to just 235 yards of offense in that win — and not only have they then played 5 of their last 6 games Under the Total after not allowing more than 20 points in their last game but they have also played 4 straight games Under the Total after not allowing more than 275 yards in their last contest. But San Diego State managed only 238 yards last week — and the Under is also 12-3-1 in their last 16 games after a game where they did not gain more than 275 yards. Injuries have slowed down the Aztecs ground game — they are only averaging 2.98 YPC which is 123rd in the nation while generating just 134 rushing YPG. This has placed more of the weight of the offense on the arm of senior quarterback Ryan Agnew who is solid but certainly not a spectacular gunslinger. San Diego State averages only 187 passing YPG — and head coach Rocky Long will not have his team deviate much from his run-oriented game plan. The Aztecs are scorn only 20.2 PPG this season — and that number drops to 11.5 PPG at home. But San Diego State is allowing just 11.4 PPG along with a mere 270.8 total YPG.

FINAL TAKE: The Under is 26-10-1 in the Aztecs’ last 37 games at home — and they have played 43 of their last 62 games Under the Total in the month of October. The number has dropped into the high 30s for this game — but with the loser likely eliminated from the MWC title race, expect a defensive slugfest with points hard to come by. 25* CFB Mountain West Conference Total of the Month with Under the Total in the game between the Wyoming Cowboys (205) and the San Diego State Aztecs (206). Best of luck for us — Frank.

At 8:00 PM ET on Saturday, we will be playing the LSU Tigers (180) minus the points versus the Florida Gators (179). THE SITUATION: LSU (5-0) remained undefeated this season with their 42-6 win over Utah State as a 27-point favorite last Saturday. Florida (6-0) is also one of the remained unbeaten teams in the nation after they upset Auburn at home by a 24-13 score as a 2.5-point underdog.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: The Gators forced four Auburn turnovers last week to help them win that game — but they have then failed to cover the point spread in 4 of their last 5 games after forcing at least three turnovers in their last game. But now after playing their last three games at home, this Florida team goes back on the road to play just their second game this season in a hostile environment. This will be a challenge for junior quarterback Kyle Trask who has taken over the starting job after the season-ending injury to the incumber QB in Feleipe Franks. Head coach Dan Mullen would like to support Trask with a good ground game in this road game — but the Gators are averaging just 139.8 rushing YPG this season which is 89th in the nation. Florida has not rushed for more than 138 yards against a Power Five conference opponent this year — and they will be facing a stout LSU defense that is limiting opposing rushers to just 2.64 Yards-Per-Carry. The Tigers are allowing only 19.8 PPG along with just 287.8 total YPG. And while the Gators have held their last three opponents to no more than 269 yards, they have then failed to cover the point spread in 11 of their last 15 games after not allowing more than 275 yards in three straight games. LSU has covered the point spread in 4 of their last 5 games after a straight-up win — and they have covered the point spread in 4 straight games after a win by at least 20 points. The Tigers held the Aggies to just 168 total yards last week — and they are both 14-6-1 ATS in their last 21 games after not allowing more than 20 points in their last game and 8-3-1 ATS in their last 12 games after not allowing more than 275 total yards in their last contest. The Tigers’ offense should overwhelm the limited Gators offense. Quarterback Joe Burrow is leading an offense that leads the nation by scoring 54.6 PPG while also leading the nation by converting on 56.9% of their third downs. The Tigers are also second in the FBS by generating 571 total YPG.

FINAL TAKE: LSU has covered the point spread in 5 of their last 6 games after scoring at least 40 points in their last game — and they have covered the point spread in 12 of their last 15 games in SEC play. Look for Florida to experience a big letdown after their upset win last week. 20* CFB Florida-LSU ESPN Special with the LSU Tigers (180) minus the points versus the Florida Gators (179). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Iowa Hawkeyes (204) plus the points versus the Penn State Nittany Lions (203). Iowa (4-1) looks to bounce-back from their 10-3 loss at Michigan last Saturday as a 4-point underdog. Penn State (5-0) remains unbeaten this season with their 35-7 win at home over Purdue last week as a 28.5-point favorite.

REASONS TO TAKE THE HAWKEYES PLUS THE POINTS: The Nittany Lions have risen to the top ten in the national rankings with their undefeated started supported by some nice statistics. But this Penn State has also benefited from a soft early schedule with Pittsburgh probably representing the best team they have faced so far this season. This will be the first ranked opponent that the Nittany Lions have faced this season — and this will be a big challenge for a team that returned only twelve starters from last year’s 9-4 group that lost to Kentucky in the Citrus Bowl by a 27-24 score. Sophomore quarterback Sean Clifford has played well leading the offense — but let’s remember that it was Tommy Stevens that was expected to be the starting quarterback this season until he surprised the program by transferring to Mississippi State in the spring. Clifford is leading a team that has lost twenty-two of their last twenty-four road games against ranked opponents. The Nittany Lions defense has looked very good so far this season after limiting (an injury-riddled) Purdue offense to just 104 total yards. The Boilermakers averaged just 1.86 Yards-Per-Play last week — but they have failed to cover the point spread in 10 of their last 12 road games after limiting their last opponent to no more than 3.25 YPP. Penn State has also failed to cover the point spread in 23 of their last 29 road games after not allowing more than 9 points in their last contest. Furthermore, while the Nittany Lions have only allowed 17 combined points over their last three games with those opponents averaging just 209.3 YPG, that is not a good sign for them moving forward. Penn State has failed to cover the point spread in 6 of their last 8 games after not allowing more than 14 points in their last two games — and they have failed to cover the point spread in 7 of their last 8 games after not allowing more than 225 YPG over their last three contests. Additionally, the Nittany Lions has failed to cover the point spread in 10 of their last 15 road games with the Total set in the 42.5 to 45 point range — and they have failed to cover the point spread in 4 of their last 5 games played on field turf. Iowa should bounce-back with a strong effort as they have covered the point spread in 4 straight games after a point spread loss — and they have covered the point spread in 5 straight games after failing to score more than 20 points in their last contest. Turnovers played a huge role last week with senior quarterback Nate Stanley throwing three picks and the Hawkeyes forcing only one turnover themselves. But turnovers can be fickle — and Iowa has covered the point spread in 7 of their last 9 games after not forcing more than one turnover in their last game. The Hawkeyes return to Iowa City where they have covered the point spread in 6 straight games after a game that finished Under the Total. Iowa is also 17-8-1 ATS in their last 26 games when playing on field turf. They should once again play outstanding defense — they rank 5th in the nation by allowing only 254.3 total YPG while ranking 4th in the nation by giving up just 8.8 PPG. Furthermore, the Hawkeyes will put pressure on the first-year sophomore quarterback to make plays as they are 11th in the nation by allowing just 85.6 rushing YPG. Those defensive numbers are against better competition than what Penn State has faced with Iowa facing the Wolverines and Iowa State already this season. Stanley should play better at home as well where the three-year starter has thrown 8 touchdown passes with zero interceptions in three wins this year.

FINAL TAKE: Iowa will also have revenge on their mind from a 30-24 loss at Penn State last October 27th. The Hawkeyes lost a narrow 21-19 game in a night game two years ago in the last time they hosted the Nittany Lions as a 12.5-point underdog. 10* CFB Penn State-Iowa ABC-TV Special with the Iowa Hawkeyes (204) plus the points versus the Penn State Nittany Lions (203). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Notre Dame Fighting Irish (200) minus the points versus the USC Trojans (199). THE SITUATION: Notre Dame (4-1) enters this rivalry game coming off a 52-0 shutout win at home against Bowling Green last Saturday as a 45.5-point favorite. USC (3-2) returns to action after their bye week that came after a 28-14 loss at Washington as a 12.5-point underdog two Saturdays ago.

REASONS TO TAKE THE FIGHTING IRISH MINUS THE POINTS: The Trojans are an imploding program in what appears to be a lame-duck final season for fifth-year head coach Clay Helton. Under his watch, USC has now lost seven of their last eleven games. The Trojans have also won just two of their last fifteen games as an underdog under Helton — so there is little chance that USC will be in a serious position to win this game tonight. The Trojans have failed to cover the point spread in 5 straight road games as the underdog. And while the USC defense played well two weeks ago in their two-touchdown loss to the Huskies with the Total set in the 59 range, they have then failed to cover the point spread in 10 of their last 12 games after playing a game that finished Under the Total. The good news for this team is they get their freshman quarterback Kedon Slovis back after he cleared the concussion protocol. The bad news is that he is only the starter because sophomore J.T. Daniels suffered a season-ending knee injury — and the team needs him to play a veteran in a very challenging environment on the road in South Bend for this nationally televised night game. USC is just 7-18-1 ATS in their last 26 games on the road — and they are just 8-23-1 ATS in their last 32 road games against teams with a winning record at home. The Trojans have also failed to cover the point spread in 9 of their last 10 games outside Pac-12 play. And in their last 7 games in the month of October, USC has failed to cover the point spread 5 times. Notre Dame has won sixteen of their last eighteen games under head coach Brian Kelly with those two losses being on the road after Georgia last month and on a neutral field in the College Football Semifinals against Clemson. They should build off the momentum of their big win last week as they are covered the point spread in 6 of their last 8 games after a win by at least four touchdowns — and they have covered the point spread in 6 of their last 8 games after a point spread cover as a double-digit favorite. The Irish generated 573 yards of offense in that win — and not only are they 6-2-1 ATS in their last 9 games after scoring at least 40 points but they have also covered the point spread in 8 of their last 10 games after generating at least 475 yards of offense in their last game. They have a big edge under center with senior quarterback Ian Book who is leading an offense that is scoring 41.0 PPG (51.0 PPG at home) — and they will probably get their top rusher in Jafar Armstrong back for this game after he has been out since Game One with a groin injury. Notre Dame has covered the point spread in 5 straight games at home — and they have covered the point spread in 7 of their last 8 games against teams with a winning record on the road. The Irish also boast a strong defense that has registered ten sacks over the last two weeks while allowing only 14.8 PPG this season.

FINAL TAKE: It will be cold in South Bend tonight with winds in the 10 to 20 MPH range. Don’t be surprised if turnovers play a big role to help the Irish — they rank third in the nation with thirteen takeaways while leading the nation with their +10 net turnover differential. USC has a net -7 turnover margin this season — and they have not won the turnover battle in a game since the opening week of the 2018 season against UNLV which is the longest streak in the nation. 25* CFB Saturday NBC-TV Game of the Year with the Notre Dame Fighting Irish (200) minus the points versus the USC Trojans (199). Best of luck for us — Frank.

At 2:00 PM ET on Saturday, we will be playing the Eastern Michigan Eagles (142) minus the point(s) versus the Ball State Cardinals (141). THE SITUATION: Eastern Michigan (3-2) looks to bounce-back from their 42-16 upset loss at Central Michigan last Saturday as a 4-point favorite. Ball State (2-3) looks to build off their 27-20 upset win at Northern Illinois last Saturday as a 4-point underdog.

REASONS TO TAKE THE EAGLES MINUS THE POINTS: Eastern Michigan should respond with a strong effort after last week’s disappointing performance. The Eagles have rebounded to cover the point spread in 8 straight games after a loss to a Mid-American Conference opponent — and they have covered the point spread in 6 of their last 9 games after an upset loss to a conference foe. Furthermore, Eastern Michigan has covered the point spread in 12 of their last 15 games after a straight-up loss while covering the point spread in 12 of their last 14 games after a point spread loss — and they have also covered the point spread in 28 of their last 39 games after a blowout loss by at least 20 points. This team has become a physical and nasty team under head coach Chris Creighton in his sixth season with the program while also embodying his mental toughness. Creighton has resurrected this program that had only won five combined games in his three seasons before going 19-19 since the start of the 2017 season. The Eagles could have had an even better record over that span as they were just 6-11 in games decided by one scoring possession entering the fall. Eastern Michigan lost five of their six games by 7 points or less last year. Additionally, the analytics for this team are skewed right now with four of their first five games being on the road. The Eagles will be playing just their second game at home this season where they have a nice home-field advantage when playing at the “Factory.” Eastern Michigan is led by a dynamic senior dual-threat quarterback in Mike Glass III who would have likely led this team to a better record last year if not for an injury that limited him to just eight games. Glass is completing 66.8% of his passes this season with 13 touchdown passes and just 5 interceptions while leading the Eagles to average 265 passing YPG. Glass led this team to an upset win at Illinois. Eastern Michigan has also covered the point spread in 5 of their last 7 games with the Total set in there 56.5 to 63 point range. Ball State may be due for a letdown after their upset win on the road against the Huskies last week as they have failed to cover the point spread in 4 straight games after a straight-up win — and they have failed to cover the point spread in 5 of their last 6 games after a point spread victory. The Cardinals eked out that game despite being outgained by Northern Illinois by -120 net yards after managing to generate a mere 269 yards of offense. That is not a good sign for them this week as they have failed to cover the point spread in 9 of their last 10 games after being outgained by at least 125 net yards — and they have failed to cover the point spread in 6 of their last 8 games after failing to gain at least 275 yards in their last game. This team stays on the road for their third straight games — and they have failed to cover the point spread in 8 of their last 13 road games as an underdog. Ball State has scored only 7 (at NC State) and 3 points in the first half of these last two games on the road — and they have failed to cover the point spread in 7 of their last 8 games after failing to score more than a touchdown in the first half of their last two games. And in their last 6 games in expected close contests where they were listed in the +/- 3-point range, the Cardinals have failed to cover the point spread 5 times.

FINAL TAKE: Eastern Michigan should be confident in this game after crushing the Cardinals at Ball State by a 42-20 score last season. The Eagles have covered the point spread in 4 of their last 5 games against Ball State. 25* CFB Mid-American Conference Game of the Month with the Eastern Michigan Eagles (142) minus the point(s) versus the Ball State Cardinals (141). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Temple Owls (128) plus the points versus the Memphis Tigers (127). THE SITUATION: Temple (4-1) has won two straight games after their 27-17 win at East Carolina back on October 3rd as a -12.5-point favorite. Memphis (5-0) remained unbeaten last Saturday with their 55-33 win at UL-Monroe as a 16-point favorite.

REASONS TO TAKE THE OWLS PLUS THE POINTS: Temple has covered the point spread in 4 straight games after a point spread loss — and this team has also covered the point spread in 5 of their last 6 games when playing with extra days of rest after a Thursday night game. Their lone loss this season was on the road at Buffalo where they were upset by a 38-22 score. Three interceptions played a large role in giving up all those points to the Bulls — but they have not allowed more than 17 points in any of their other four games this season. Temple is allowing only 17.2 PPG along with just 292.4 total YPG — and those numbers plummet to just 10.3 PPG along with just 285.3 total YPG when playing at home this year. Seven starters returned on defense from last year with this group allowing opposing rushers to average just 3.2 Yards-Per-Carry while opposing quarterbacks are completing only 45.9% of their passes while averaging just 167 passing YPG. Now this team returns back home for Homecoming Week where they are 3-0 while outscoring their guests by +23.0 PPG due to their offense that is scoring 33.3 PPG and averaging 481.3 total YPG. The Owls have covered the point spread in 6 of their last 7 games at home — and they have also covered the point spread in 16 of their last 22 home games as a dog getting 3.5 to 7 points. Temple gained 490 yards last week on the road against the Pirates — and they have covered the point spread in 7 of their last 10 games after gaining at least 450 yards in their last game. The Owls are also 36-15-1 ATS in their last 52 games in the month of October. Memphis have failed to cover the point spread in 21 of their last 30 games after a double-digit win on the road. The Tigers have also failed to cover the point spread in 18 of their last 25 games after scoring at least 50 points in their last game — and they have failed to cover the point spread in 21 of their last 29 games after a game where at least 80 combined points were scored. Memphis defeating the Warhawks last week despite being outgained by -40 net yards due to their props defense allowing 575 total yards. After an opening week 15-10 win against Ole Miss, the Tigers have scored at least 35 points in each of their next four games — but they failed to cover the point spread in 5 of their last 6 games after scoring at least 31 points in four straight games. Now this team plays their second straight game on the road — as well as their third game in their last four contests away from home e— and they are just 7-18-1 ATS in their last 26 games played on grass.

FINAL TAKE: Memphis has failed to cover the point spread in 35 of their last 54 games when favored by 3.5 to 10 points. Look for the Tigers to be in a barn-burner against this confident Owls team at home who have the best defense that they have faced all season. 20* CFB Memphis-Temple ESPN2 Special with the Temple Owls (128) plus the points versus the Memphis Tigers (127). Best of luck for us — Frank.

At 10:00 PM ET on Friday, we will be playing Under the Total in the game between the Colorado Buffaloes (113) and the Oregon Ducks (114). THE SITUATION: Colorado (3-2) looks to bounce-back from their 35-30 upset loss at home to Arizona last Saturday as a 2.5-point favorite. Oregon (4-1) has won four straight games after their 17-7 win over Cal last Saturday as a 21.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: This is a bit of a contrarian play with the Total opening at 58 and now being bet up to the 60s in many spots. The Buffaloes have played in two straight high scoring affairs with their win last week preceded by a 34-30 win at Arizona State. Colorado’s defense has looked shaky by allowing 487 yards to the Wildcats after surrendering 453 yards to the Wildcats. The Buffaloes have played 4 of their last 5 games Under the Total after allowing at least 475 yards — and they have played 5 of their last 6 games Under the Total after giving up at least 450 yards in two straight games. Additionally, Colorado has played 4 straight games Under the Total after playing two straight games where at least 60 combined points were scored — and they have placed 5 straight games Under the Total after allowing at least 31 points in two straight games. This is just the second true road game of the season for the Buffaloes who have played 4 of their last 5 games Under the Total on field turf. On offense, senior quarterback Steven Montez led the team to 337 passing yards for the second straight week — but they have then played 6 of their last 9 games Under the Total after passing for at least 325 passing yards in their last game. Colorado has also played 7 of their last 9 games Under the Total playing on a Friday night. Oregon has seen the Under go 16-5-1 in their last 22 games after a straight-up win. Senior quarterback Justin Herbert gets most of the attention with this Ducks team — but he has led this team to just 38 combined points over their last two games against Cal and Stanford. Oregon scored 77 points against a Nevada defense that Hawai’i also ripped to shreds while also scoring only 35 points against an FCS team in Montana. But when also considering their 27-21 loss to Auburn to begin the season, the Ducks are scoring less than 20 PPG against Power-Five conference opponents. It may very well be that the concern that Herbert lacked proven dynamic weapons at running back and wide receiver may have turned out to be the case. But second-year head coach Mario Cristobal has assembled a talented defense that is thriving under first-year defensive coordinator Andy Avalos. The former Boise State coordinator is leading a group that is allowing just 9.8 PPG along with only 261.4 total YPG. The Ducks have talent at all three levels of the defense — and they held the Golden Bears to just 256 total yards of offense last week. Oregon has then played 4 straight games Under the Total after not allowing more than 275 total yards in their last game — and they have played 6 straight games Under the Total after not allowing more than 20 points in their last game. The Ducks have not allowed more than 7 points in each of their last four games after that first game against the Tigers — and they have played 3 of their last 4 games Under the Total after not allowing more than 9 points in two straight games. Oregon stays at home where they have played 4 straight games against teams with a winning record on the road.

FINAL TAKE: The Buffaloes will want to avoid a shootout on the road at Autzen Stadium against this Ducks team — and Cristobal seems to be mimicking the identity of Nick Saban where he used to war as an assistant. Expect a lower scoring game led by the still underrated Oregon defense. 25* CFB Friday FS1-TV Total of the Year with Under the Total in the game between the Colorado Buffaloes (113) and the Oregon Ducks (114). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing the Miami (FL) Hurricanes (110) minus the points versus the Virginia Cavaliers (109). THE SITUATION: Miami (FL) (2-3) looks to rebound from their 42-35 loss at home to Virginia Tech last Saturday as a 14-point favorite. Virginia (4-1) suffered their first loss of the season two weeks ago with their 35-20 loss at Notre Dame as a 10.5-point underdog.

REASONS TO TAKE THE HURRICANES MINUS THE POINTS: A -5 net turnover margin did Miami in last week against the Hokies. The Hurricanes trailed by a 28-0 score at one point of that game in the first half but did almost rally to steal that game. They dominated Virginia Tech by outgaining them by a 563 to 337 yardage margin. They averaged 7.22 Yards-Per-Play in that game with sophomore quarterback N’Kosi Perry taking over for an injured freshman quarterback Jarren Williams. Perry will get the start in this game with Williams dealing with a bum shoulder — but Williams also threw three first-half interceptions to help place the Hurricanes in the hole from which they could not pull themselves out. Perry started six times last season — so he has experience. Miami should play better tonight as they have covered the point spread in 4 of their last 6 games after outgaining their last opponent by at least +175 net yards — and they have also covered the point spread in 4 of their last 6 games after averaging at least 6.75 Yards-Per-Play. The Hurricanes have also covered the point spread in 8 of their last 13 games after suffering a net turnover of -5 or worse in their last game. Expectations were high for this team entering the season with first-year head coach Matt Diaz with twelve starters back from last year’s team that suffered five net upsets last year. All three of Miami’s losses this year have been by one scoring possession to good football teams in Florida, North Carolina, and then the Hokies last week. They are outscoring their opponents by +10.8 net PPG while outgaining them by +166.4 net YPG. The Hurricanes have also covered the point spread in 8 of their last 10 home games when favored by no more than 3 points. Virginia has failed to cover the point spread in 29 of their last 44 games after winning four of their last five games. The rushing numbers are the biggest concerns for the Cavaliers coming out of that game with the Irish as they managed only 4 net rushing yards while being outgained on the ground by Notre Dame by -153 net yards. Virginia has failed to cover the point spread in 7 of their last 10 games after failing to rush for at least 100 yards — and they have failed to cover the point spread in 4 of their last 5 games after being outrushed by at least 125 yards. The Cavaliers stay on the road where they have failed to cover the point spread in 5 of their last 7 road games against teams with a losing record at home. Six starters returned for this team on offense including senior quarterback Bryce Perkins — but explosiveness was an issue for this offense last year which remains a question going into the season. That offense ranked 81st in the FBS by averaging just 384.8 total YPG — but this year’s unit has seen that number decline to just 363.6 total YPG. Furthermore, Virginia has failed to cover the point spread in 6 of their last 9 games with the Total set in the 42.5 to 49 point range — and they have failed to cover the point spread in 5 of their last 7 games played on a Friday night.

FINAL TAKE: Miami will also have revenge on their minds after being upset on the road at Virginia last year despite being a 7-point favorite by a 16-13 score. It has been a disappointing start for the Hurricanes this season — but a victory tonight would be their biggest win of the year. 10* CFB Virginia-Miami (FL) ESPN Special with the Miami (FL) Hurricanes (110) minus the points versus the Virginia Cavaliers (109). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing Under the Total in the game between the Syracuse Orange (107) and the North Carolina State Wolfpack (108). THE SITUATION: Syracuse (3-2) takes the field again after their 41-3 win over Holy Cross back on September 28th as a 40-point favorite. NC State (3-2) looks to bounce-back from a 31-13 loss at Florida State as a 7-point underdog on September 28th.

REASONS TO TAKE UNDER THE TOTAL: The Orange have played 12 of their last 17 games Under the Total after a straight-up win. Syracuse has also played 5 of their last 6 games Under the Total after a win by at least 20 points — and they have played 12 of their last 15 games Under the Total after a win by at least five touchdowns. The Orange’s victory over Holy Cross from the FCS came after a 52-33 win at home over Western Michigan — and they have then played 13 of their last 15 games Under the Total after winning their last two games by at least 17 points. Syracuse has also played 6 of their last 7 games Under the Total after scoring at least 40 points in their last game. The Orange have struggled with their offensive line against bigger defensive lines from Power Five conferences. Syracuse only had two starters back from last year’s offensive line. The Orange are averaging just 3.4 Yards-Per-Carry this season while allowing 18 sacks already. The Wolfpack have two starters back from last year’s defensive line — but this unit has reloaded from year-to-year under head coach Dave Doeren as of late. Despite losing four players on their defensive line to the NFL last year, the NC State defense still produced a Havoc Rate of 10.8% which was a slight drop from their 11.3% Havoc Rate in 2017 with those four future NFLers. Now after playing their last two games at home, Syracuse goes back on the road where they are scoring only 22.0 PPG. The Under is 26-12-1 in the Orange’s last 39 road games against teams with a winning record at home. And int her last 7 games after not allowing more than 20 points, Syracuse has played 5 of these games Under the Total. NC State has played 21 of their last 30 home games Under the Total after a loss on the road to a fellow ACC opponent. The Wolfpack have also played 5 of their last 7 games Under the Total after failing to score more than 20 points in their last game. Doeren will be sticking with sophomore quarterback Bailey Hockman who made his first career start in that game against the Seminoles. Hickman completed only 21 of 40 passes for 208 yards with a touchdown in that game taking over for redshirt sophomore Matthew McKay who started the first four games of the season. Finding the replacement for three-year starter, Ryan Finley, remains a work in progress for this team. NC State returns home where they have played 4 of their last 5 home games Under the Total against teams with a winning record. The Wolfpack defense has played much better at home where they are allowing just 9.7 PPG and only 264 total YPG. Furthermore, NC State has played 17 of their last 22 games Under the Total against teams from the ACC. And in their last 20 games played on a Thursday night, the Under is 18-1-1 for the Wolfpack.

FINAL TAKE: While I am not sure how effective this nascent NC State offense will be with just four starters back from last season and with Hockman making only his second career start, Doeren should have his defense ready to roll tonight. These two teams have played 5 of their last 7 meetings Under the Total. 25* CFB Thursday ESPN Total of the Month with Under the Total in the game between the Syracuse Orange (107) and the North Carolina State Wolfpack (108). Best of luck for us — Frank.

At 8:00 PM ET on Wednesday, we will be playing the Louisiana-Lafayette Ragin’ Cajuns (102) minus the points versus the Appalachian State Mountaineers (101). THE SITUATION: Louisiana (4-1) has won four straight games after their 37-24 win at Georgia Southern as a 3-point favorite back on September 28th. Appalachian State (4-0) remains undefeated this season with their 56-37 victory over Coastal Carolina as a 14.5-point favorite on September 28th.

REASONS TO TAKE THE RAGIN’ CAJUNS MINUS THE POINTS: Louisiana should build off the momentum of their big win on the road as they have covered the point spread in 5 straight games after a straight-up win — and they have covered the point spread in 4 straight games after a point spread victory. This is a team on the rise in head coach Billy Napier’s second season running the program after previously serving as an assistant to both Nick Saban and Dabo Sweeney. After this program averaged just 5.3 incoming freshmen rated as a 3-star or better from 2016-18, Napier nabbed twenty-two 3-star or better recruits for his 2019 class. Fifteen starters returned from last year’s group that lost to the Mountaineers in the Sun Belt Conference Championship Game. This year’s team started the year with a strong showing in a neutral field 10-point loss to Mississippi State. The Ragin’ Cajuns have since won their last four games including last week’s win against an Eagles team that won ten games last year as well as a 45-25 win at an Ohio team that was the preseason pick to win the Mid-American Conference. Louisiana is averaging 314.5 rushing YPG which leads the nation. The Ragin’ Cajuns are averaging 44.4 PPG while generating 540.2 total YPG. Louisiana has scored 159 combined points over their last three games while averaging 559 total YPG in those contests. The Ragin’ Cajuns have covered the point spread in 10 of their last 12 games after scoring at least 31 points in three straight games — and they have covered the point spread in 17 of their last 20 games after averaging at least 475 YPG in their last there games. And while Louisiana has generated at least 275 rushing yards in four straight games, they have then covered the point spread in 8 of their last 10 games after rushing for at least 275 yards in two straight contests. But the difference in this team this season is their significant improvement on the other side of the line of scrimmage. After allowing 34.2 PPG along with 435.9 total YPG last season, seven returning starters under second-year defensive coordinator Ron Roberts is now allowing only 21.4 PPG along with just 345.2 total YPG against a challenging schedule so far this season. Louisiana also leads the Sun Belt Conference in Pass Efficiency defense. Now after playing their last two games on the road, the Ragin’ Cajuns return home where they have covered the point spread in 6 of their last 8 games — and they have also covered the point spread in 4 of their last 5 home games against teams with a winning record on the road. Additionally, Louisiana has covered the point spread in 5 of their last 6 home games with the Total set at 63 or higher. Appalachian State may be due for a letdown after covering the point spread in three of their first four games. The Mountaineers failed to cover the point spread in 6 of their last 9 games after covering the point spread in three of their last four games. Appalachian State has also failed to cover the point spread in 7 of their last 11 games after winning at least four straight games — and they have failed to cover the point spread in three of these last four games. The Mountaineers remain a powerful offensive team but they have taken a step or two back on defense. Appalachian State was 4th in the nation by holding their opponents to just 15.5 PPG but they lost five starters from that group including very good players on their defensive line and their two starting cornerbacks. The Mountaineers are allowing 29.0 PPG this season with their opponents averaging 420.2 total YPG which is more than 130 YPG more than last year. Not only did Coastal Carolina put up 39 points against them but Charlotte scored 41 points against them earlier this season. The biggest decline has been with their run defense as they are allowing opposing rushers to average 4.3 Yards-Per-Carry which is 0.8 YPC higher than last year — and this inferior run defense will play right into the hands of the Louisiana ground game. Additionally, Appalachian State has failed to cover the point spread in 5 of their last 6 games in the month of October.

FINAL TAKE: Louisiana has certainly had this date circled on their calendar after losing twice to the Mountaineers last season. The Ragin’ Cajuns did win the first down battle in the Sun Belt Conference Championship Game by a 16-13 margin in that 30-19 loss. Louisiana has covered the point spread in 5 of their last 6 games against teams with a winning record — and they have covered the point spread in 6 of their last 7 games when listed in the +/- 3-point range. 10* CFB Appalachian State-Louisiana ESPN2 Special with the Louisiana-Lafayette Ragin’ Cajuns (102) minus the points versus the Appalachian State Mountaineers (101). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Kansas State Wildcats (328) minus the points versus the Baylor Bears (327). THE SITUATION: Kansas State (3-1) looks to rebound from their first loss of the season last week at Oklahoma State as a 4-point underdog. Baylor (4-0) comes off a 23-21 upset victory at home against Iowa State last Saturday where they were 2.5-point underdogs.

REASONS TO TAKE THE WILDCATS MINUS THE POINTS: Kansas State has rebounded to cover the point spread in 6 of their last 7 games after a straight-up loss — and they are 19-7-1 ATS in their last 27 games after a point spread loss. First-year head coach Chris Klieman hopes the resiliency of this program under the stewardship of their longtime head coach Bill Snyder will continue under his command. He inherited fourteen starters from last year’s final Snyder team led by junior quarterback Skylar Thompson. The Wildcats offense struggled last week by generating only 244 yards on the road against the Cowboys — but they have covered the point spread in 5 of their last 6 games after failing to score more than 20 points. Now Kansas State returns home to Manhattan where they have covered the point spread in 6 of their last 7 games — and they have also covered the point spread in 9 of their last 13 home games against teams with a winning record on the road. Baylor may be due for an emotional letdown as they have failed to cover the point spread in 7 of their last 9 games after a point spread win. And while they did not commit a turnover last week, they have failed to cover the point spread in 7 of their last 9 games after a point spread victory. Junior quarterback Charlie Brewer did pass for 307 yards in that win — but the Bears are just 3-9-1 ATS in their last 13 games after passing for at least 280 yards in their last game. And in their last 6 games on the road with the Total set in the 45.5 to 49 point range, Baylor has failed to cover the point spread 5 times.

FINAL TAKE: The Bears have failed to cover the point spread in 4 of their last 5 trips to Manhattan to face Kansas State. The Wildcats need this win to stay alive in the race to make the Big 12 Championship Game. Expect a spirited effort from Klieman’s team. 10* CFB Baylor-Kansas State ESPN2 Special with the Kansas State Wildcats (328) minus the points versus the Baylor Bears (327). Best of luck for us — Frank.

At 2:00 PM ET on Saturday, we will be playing the Iowa State Cyclones (374) minus the points versus the TCU Horned Frogs (373). THE SITUATION: TCU (2-2) looks to bounce-back from their 23-21 loss at Baylor as a 2.5-point favorite last Saturday. TCU (3-1) looks to build off their 51-14 win over Kansas last week as a 14.5-point favorite last week.

REASONS TO TAKE THE CYCLONES MINUS THE POINTS: Iowa State entered this season with high expectations as they returned sixteen starters led by their sophomore quarterback Brock Purdy who finished 8-5. The Cyclones scored 30.9 PPG in their last nine games after Purdy took over as the starting quarterback. This is a very well-coached team under fourth-year head coach Matt Campbell. But after a narrow 18-17 loss at home to in-state rival, Iowa, followed by their upset loss at Baylor last week, this is a team desperate for a high profile victory. Iowa State is 18-7-1 ATS in their last 26 games after a straight-up win — and they have covered the point spread in 6 straight games after losing two of their last three contests. Now this team returns home where they have covered the point spread in 15 of their last 22 games — and they have also covered the point spread in 7 of their last 10 home games against teams with a winning record on the road. The Cyclones are also 21-7-1 ATS in their last 29 games played in the month of October which includes seven straight point spread covers under Campbell’s leadership. TCU has failed to cover the point spread in 4 straight games in the month of October. The Horned Frogs have also failed to cover the point spread in 10 of their last 14 games after a point spread victory. TCU had three quarterbacks combine for 306 passing yards in their win over the Jayhawks — but they have then failed to cover the point spread in 6 of their last 7 games after passing for at least 280 yards in their last game. This looks to be a bounce-back year for head coach Gary Patterson in his nineteen years with the program after an injury-ravaged season left the Horned Frogs with a 7-6 record. Twelve starters returned from that group that did benefit from the experience after all those injuries. Patterson is using a true freshman as his starting quarterback in Max Duggan — but this is a tough assignment in playing just his second game in a hostile environment. Duggan will be playing an Iowa State defense that has allowed only five touchdowns in the twelve opponent Rez Zone trips this season. Duggan will be supported by a stout defense that ranks 4th in the nation by allowing only 246 total YPG. But TCU has only forced one turnover over their last two games — and they have failed to cover the point spread in 6 straight games after not forcing more than one turnover in two straight games. The Horned Frogs have also failed to cover the point spread in 5 of their last 7 games after allowing no more than 20 points in their last game.

FINAL TAKE: TCU’s lone loss this season was a 7-point favorite at home against SMU. They have failed to cover the point spread in 5 of their last 7 meetings with the Cyclones. With Iowa State desperate for a win and with the more experienced quarterback, look for them to secure the victory. UPDATE: Thunderstorms have delayed the start of this game for two hours to 2 PM ET. The weather report indicates the rain should slow down as the afternoon moves on. I think inclement weather helps the more experienced quarterback in Purdy even if the rain is heavier than expected. 10* CFB TCU-Iowa State ESP2 Special with the  Iowa State Cyclones (374) minus the points versus the TCU Horned Frogs (373). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing Under the Total in the game between the Tulane Green Wave (323) and the Army Black Knights (324). THE SITUATION: Tulane (3-1) returns to the field after their 38-31 victory as a 4-point favorite over Houston back on September 19th. Army (3-1) looks to build off their 52-21 win over Morgan State two Saturdays ago as a 45.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Green Wave raced out to a 28-14 halftime lead over the Cougars for that Thursday night game over two weeks ago — and they have then played 4 of their last 5 games Under the Total after scoring at least 24 points in the first half of their last game. Tulane has also played 10 of their last 16 games Under the Total after a victory over a fellow American Conference West opponent. The Green Wave rushed for 325 yards in that game — and they have played 5 of their last 6 games Under the Total after rushing for at least 300 yards. Tulane is 26th in the nation with their run-first offense by averaging 6.56 Yards-Per-Play. But they only scored 6 points in their lone road game this season at Auburn. But head coach Willie Fritz’s team is underrated on the defensive side of the football — they held the Tigers to only 24 points in their first road game of the year. Overall, they are holding their opponents to just 18.7 PPG along with only 340.2 total YPG. Tulane has eight starters back from last year’s team that played both Army and Navy — so this is a group experienced in dealing with the spread triple option. The Green Wave also returned all but one of their rotation players on their defensive line from last year’s group. Getting more than two weeks to prepare for this unique offense will certainly help. And Tulane has played 5 of their last 7 games Under the Total after allowing at least 37 points in their last game. Now the Green Wave go back on the road where they have played 9 of their last 13 games Under the Total — and they have played 5 of their last 7 road games Under the Total against teams with a winning record at home. Furthermore, Tulane has placed 5 of their last 7 games Under the Total against teams with a winning record — and they have played 7 of their last 10 games Under the Total against non-conference opponents. Army has played 9 of their last 13 games Under the Total after a victory by at least 20 points — and they have played 17 of their last 23 games Under the Total after a game where at least 70 combined points were scored. The Black Knights have also played 13 of their last 18 games Under the Total after scoring at least 40 points in their last game. And while Army generated 483 yards of offense in that game, they have played 15 of their last 18 games Under the Total after gaining at least 450 yards in their last contest. This team does look to get their starting quarterback, Kelvin Hopkins, back for this game after he missed the last two games with a leg injury since the Black Knights heartbreaking 24-21 overtime loss at Michigan. Army plays outstanding defense — they are limiting their opponents to only 16.2 PPG along with just 287.7 total YPG with those numbers dropping to just 14.0 PPG when playing at home along with only 275.5 total YPG that they allow. The Black Knights thrive with their run defense as well as they are limiting their opponents to allow only 104 rushing YPG along with just 3.1 Yards-Per-Carry. Army limited Michigan to just 108 rushing yards three weeks ago — and they have had two weeks to prepare for the Green Wave run-oriented spread offense. The Black Knights have played 22 of their last 27 games Under the Total after a bye week. Moving forward, Army has played 24 of their last 33 games Under the Total against teams with a winning record — and they have played 8 of their last 11 home games Under the Total as an underdog of 3 points or less.

FINAL TAKE: Tulane won last year’s meeting between these two teams by a 21-17 score in New Orleans. Expect another low scoring game. 25* CFB CBS Sports Network Total of the Year with Under the Total in the game between the Tulane Green Wave (323) and the Army Black Knights (324). Best of luck for us — Frank.

At 10:00 PM ET on Friday, we will be playing the San Jose State Spartans (310) minus the points versus the New Mexico Lobos (309). THE SITUATION: San Jose State (2-2) looks to bounce-back from a 41-24 loss at Air Force last Friday night as a 19.5-point underdog. New Mexico (2-2) has lost two of their last three games after their 17-10 loss at Liberty last Saturday as a 7.5-point underdog.

REASONS TO TAKE THE SPARTANS MINUS THE POINTS: This Lobos team is a mess in the eighth season under head coach Bob Davie. It is a minor miracle that the former Notre Dame head coach has survived this long in Albuquerque after being suspended by the school for the unethical treatment of some of his players. Davie has also head health issues this season. This is a program that has suffered two straight 3-9 campaigns. They lost their last six games last year by an average of -25.6 PPG while being outgained by -276 YPG. Despite covering the point spread against Liberty (another team with an ailing head coach), the Lobos were outgained by -104 net yards. New Mexico has failed to cover the point spread in 4 straight games after a straight-up loss — and they have failed to cover the point spread in 4 straight games after a point spread win. The Lobos has also failed to cover the point spread in 8 of their last 11 games after failing to score more than 20 points in their last contest. Now this team stays on the road where they have failed to cover the point spread in 4 of their last 5 games. They also have failed to cover the point spread in 6 of their last 8 games in expected high scoring affairs with the Total set in the 63.5 to 70 point range. The Lobos rank 129th in the FBS by allowing 526 YPG — and they are allowing 380 passing YPG with thirteen touchdown passes allowed and just one interception. Fifth-year senior quarterback Josh Love should have success passing the football against this defense — he is leading a Spartans offense that is averaging 284.8 passing YPG. We had a big play on Air Force last week and I left that game impressed with the improvement of this San Jose State team in the third year under head coach Brent Brennan. The game was closer than the final score — and things could have gotten very interesting if the Spartans had converted at least one of their four failed fourth-down attempts. Brennan has this team playing with energy and confidence. They have covered the point spread in 5 of their last 6 games after a straight-up loss — and they have covered the point spread in 4 of their last 5 games after a point spread win. Now after playing their last two games on the road, they return home for a very winnable game. They are doing a good job of protecting the football as they have committed only one turnover in each of their first three games before not giving the ball to Air Force last week. San Jose State has covered the point spread in 22 of their last 31 games after not committing more than one turnover in their last game. The Spartans have also covered the point spread in 6 of their last 7 games against Mountain West Conference opponents.

FINAL TAKE: San Jose State has covered the point spread in 27 of their last 37 games when favored by 3.5 to 10 points. 10* CFB Friday Late Show Bailout with the San Jose State Spartans (310) minus the points versus the New Mexico Lobos (309). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing the Cincinnati Bearcats (308) minus the points versus the Central Florida Knights (307). THE SITUATION: Cincinnati (3-1) has won two straight games after their 52-14 win at Marshall as a 4-point favorite last Saturday. Central Florida (4-1) looks to build off their 56-21 win at UConn as a big 42-point favorite last Saturday.

REASONS TO TAKE THE BEARCATS PLUS THE POINTS: Cincinnati has covered the point spread in 9 of their last 13 games after a win by at least 20 points — and they have covered the point spread in 8 of their last 9 games after a victory by at least four touchdowns on the road in their last contest. The Bearcats raced out to a 28-0 halftime lead in that game — and they have then covered the point spread in 16 of their last 24 games after taking a lead of at least 24 points at halftime of their last game. Head coach Luke Fickell feels very good about his team in his third year with the program after having fourteen starters return from last year’s team. His team’s lone loss this season was at Ohio State where they were just physically outmatched. But they get to host this big game where they have covered the point spread in 5 of their last 6 games contests. They have also only allowed 27 combined points over their last two games — and they have covered the point spread in 23 of their last 35 games after not allowing more than 17 points in two straight contests. They are getting good play from their sophomore quarterback Desmond Ridder who has completed 64.3% of his passes for 815 yards with eight touchdown passes. He should be able to keep up with the Knights’ true freshman quarterback in Dillon Gabriel who has thrown for 1336 passing yards this season. But his two interceptions this season were both on the road in the Knights’ 35-34 upset loss at Pittsburgh where they were laying 10 points. Gabriel will be facing a good Bearcats’ pass defense that is allowing only 167.0 passing YPG and no touchdown passes in their last two games. Gabriel completed 11 of 16 passes last week for 281 yards in that easy win over the Huskies — but UCF has failed to cover the point spread in 4 of their last 5 games after passing for at least 280 yards in their last game. The offensive line is an issue for this team that returned thirteen starters from last year’s group that finished 12-1 in head coach Josh Heupel’s first year with the program. After allowing only 19 sacks last season with junior QB McKenzie Milton under center for a vast majority of their games, the Knights have allowed nine sacks already this season with a freshman taking the snaps. Milton is out the year after suffering a knee injury in last year’s final regular-season game. Now this team travels away from Orlando — and they are 4-9-1 ATS in their last 14 games played on field turf. And in their last 12 road games laying 3.5 to 7 points, UCF has failed to cover the point spread in 8 of these contests.

FINAL TAKE: Cincinnati played their worst game of the season last year in a 38-13 loss at UCF last November 11th as a 6.5-point underdog. This is the game that Fickell has had circled on his team’s calendar. Don’t be surprised if they pull the upset — but take the points for some valuable insurance in what should be a close game. 10* CFB UCF-Cincinnati ESPN Special with the Cincinnati Bearcats (308) minus the points versus the Central Florida Knights (307). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing the Temple Owls (305) minus the points versus the East Carolina Pirates (306). THE SITUATION: Temple (3-1) looks to build off their 24-2 victory over Georgia Tech last Saturday as a 9.5-point favorite. East Carolina (3-2) has won three of their last four games after they upset Old Dominion on the road on Saturday by a 24-21 score as a 3-point dog.

REASONS TO TAKE TEMPLE MINUS THE POINTS: First-year head coach Mike Houston deserved credit for already matching East Carolina’s win total from last season. But two of the Pirates’ wins so far this season were against FCS opponents in Gardner Webb and William & Mary. The Monarchs are not a very good team this year either — and it is likely that their 32-point loss to Navy along with their 28-point loss to NC State is more indicative of where this team is at after winning only six games in their previous two seasons. This football program made a mistake in letting Ruffin McNeil go after six seasons back in 2016 after a disappointing 5-7 record in a year where they outgained their American Athletic Conference opponents by +26.5 net YPG while suffering three net close losses decided by one scoring possession. The subsequent Scottie Montgomery era was a failure with three straight 3-9 seasons. Houston inherited fourteen starters but the talent level of this roster needs to be upgraded to hang with the better teams in the conference. East Carolina is just 9-31-1 ATS in their last 41 games against American Athletic Conference opponents — and they have failed to cover the point spread in 40 of their last 53 games against teams with a winning record. Furthermore, this Pirates team is due for a letdown after their upset win last week as they have failed to cover the point spread in 8 of their last 10 games after a straight-up win — and they have failed to cover the point spread in 8 of their last 10 games after a point spread victory. They return home for this contest where they have failed to cover the point spread in 5 of their last 7 games at home — and they have failed to cover the point in 4 straight home games against teams with a winning record on the road. Temple should build off the momentum of their victory last week as they have over the point spread in 21 of their last 28 games after a point spread win — and they have covered the point spread in 11 of their last 15 games after a double-digit victory. Their lone loss was at Buffalo this year — but they have still covered the point spread in 43 of their last 63 games on the road which includes them covering the point spread in six of their last eight road games against teams with a winning record at home. First-year head coach Rod Carey inherited fourteen starters from last year’s team that finished 8-5 with a loss in the Independence Bowl under an interim head coach to Duke. The Owls are outscoring their opponents by +13.3 PPG while also outgaining these foes by +149.5 net YPG due. Temple is allowing only 17.2 PPG while holding their opponents to just 283.7 total YPG. They have also covered the point spread in 22 of their last 28 games against conference opponents.

FINAL TAKE: The Owls should overwhelm the Pirates even as a double-digit favorite on the road. Temple has covered the point spread in their last 6 meetings with East Carolina — and they have covered the point spread in 7 of their last 10 games played on a Thursday night. 25* CFB Thursday ESPN Game of the Month with the Temple Owls (305) minus the points versus the East Carolina Pirates (306). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing the Georgia Southern Eagles (303) minus the points versus the South Alabama Jaguars (304). THE SITUATION: Georgia Southern (1-3) has lost its last two games after their 37-24 loss to UL-Lafayette on Saturday as a 3-point underdog. South Alabama (1-4) has lost their last three games with their 30-17 loss at UL-Monroe last Saturday as a 14.5-point underdog.

REASONS TO TAKE THE EAGLES MINUS THE POINTS: The Jaguars are averaging just 8.7 PPG over their last three games. They have failed to cover the point spread in 23 of their last 33 games after a loss to a Sun Belt Conference rival — and they have also failed to cover the point spread in 17 of their last 21 games after a point spread victory. And while South Alabama committed only one turnover last week, they have then failed to cover the point spread in 29 of their last 39 games after not committing more than one turnover in their last contest. Second-year head coach Steve Campbell is trying to change the culture with this program after taking over for Joey Jones after he was fired after nine years with the program. Campbell has great success at the junior college ranks — but the FBS is a different challenge. The program lost nine players who transferred in the offseason leaving just ten starters back from last year’s 3-9 team. The Jaguars also lost thirty lettermen from last year overall which is the fifth most in the FBS. This remains a major rebuild for a program that has not had a winning season in seven straight years. Now South Alabama returns home where they have failed to cover the point spread in 4 of their last 5 games — and they are just 5-15-1 ATS in their last 21 home games against teams with a losing record on the road. Additionally, the Jaguars have failed to cover the point spread in 4 of their last 5 games against teams with a losing record overall — and they are just 11-26-1 ATS in their last 38 games against conference rivals. Georgia Southern needs a victory with just one win for the season. They have embraced a very tough schedule out of the gate with an opening game against LSU. They also played an underrated Minnesota team on the road — yet they only lost by a 35-32 score as a 17-point underdog. Chad Lunsford has got this program back on track in just his second year after things went off the rails in the two seasons under Tyson Summers. As a longtime assistant at Georgia Southern, Lunsford re-established the team’s identity around a triple-option offense while adding a shotgun/pistol angle to it by hiring bringing in former New Mexico offensive coordinator Bob DeBesse. The Eagles are averaging 202 rushing YPG with their rushers averaging 4.5 Yards-Per-Carry. This team should run and down on this Jaguars defense that is allowing opposing rushers to average 4.6 YPC along with 179 rushing YPG. South Alabama let Memphis generate 312 rushing yards against them along with AUB putting up another 201 rushing yards. Rushing attacks travel on the road — and Georgia Southern has covered the point spread in 5 of their last 7 games after a point spread loss. And while the Eagles averaged just 3.68 Yards-Per-Play against the Ragin’ Cajuns, they have then covered the point spread in 6 of their last 8 games after a game where they failed to average at least 3.75 YPP. Georgia Southern needs to play better on defense after they allowed UL-Lafayette to 275 rushing yards last week. The Eagles have covered the point spread in 4 of their last 5 games after allowing at least 200 rushing yards in their last game. But while Georgia Southern allowed only 165 passing yards last week, they have then covered the point spread in 6 of their last 7 games.

FINAL TAKE: While the Eagles were likely to take a step back from their 10-3 season last year, this remains a good team who lost only twelve seniors while returning fourteen starters with Sun Belt Championship aspirations. Georgia Southern has covered the point spread in 4 of their last games in October — and they have covered the point spread in 5 straight meetings with this Jaguars team that is preparing for their unique offense on a short week. 10* CFB Georgia Southern-South Alabama ESPNU Special with the Georgia Southern Eagles (303) minus the points versus the South Alabama Jaguars (304). Best of luck for us — Frank.

At 10:30 PM ET on Saturday, we will be playing the Nevada Wolf Pack (150) minus the points versus the Hawai’i Rainbow Warriors (149). THE SITUATION: Nevada (3-1) has won two straight games with their 37-21 win at UTEP last week as a 14-point favorite. Hawai’i (3-1) also comes off a victory with their 35-16 win at home against Central Arkansas as a 17.5-point favorite.

REASONS TO TAKE THE WOLF PACK MINUS THE POINTS: Nevada’s season stats are skewed right now after they endured a 77-6 loss at Oregon in their second game of the season. But the Wolf Pack also have a nice upset victory over Purdue in Reno that opened up their season. Third-year head coach Jay Norvell had eleven starters return from last year’s 8-5 team that closed out their season by defeating Arkansas State by a 16-13 score. Norvell had to replace a three-year starter in Ty Gangi to operate his Air Raid offense. Redshirt freshman Carson Strong was tapped the opening day starter — and he orchestrated the comeback victory over the Boilermakers. After getting beat up in the next two games against the Ducks and Weber State, Strong did not play last week against the Golden Hurricanes but he will get the start tonight. Norvell has indicated that last week’s starter in senior Cristian Solano and former 4-star recruit at Florida State in Malik Henry may get the chance to play. The Wolf Pack are good at home where they have held their two opponents to just 328.0 total YPG. Nevada has covered the point spread in 5 of their last 6 games at home. The Wolf Pack have also covered their last 4 games against teams with a winning record — and they have covered the point spread in 4 straight games in expected close contests with the point spread in the +/- 3-point range. Furthermore, Nevada has covered the point spread in 7 of their last 9 games in Weeks Five through Nine of the season. Hawai’i has failed to cover the point spread in 4 of their last 5 games after a straight-up win — and they have failed to cover the point spread in 7 of their last 8 games after a win at home. Additionally, the Rainbow Warriors have failed to cover the point spread in 4 straight games after not allowing more than 20 points in their last game. Hawaii has eighteen starters back from last year’s team that finished 8-6 — and this returning experience helped them defeat Arizona and Oregon State in their opening two games of the season before they were crushed at Washington in their lone road game this season by a 52-20 score. The Rainbow Warriors are led by junior quarterback Cole McDonald who ran their Run-and-Shoot offense last season. But turnovers have plagued him this season as he has thrown nine interceptions already this season — and Hawai’i leads the nation with 15 turnovers this year. Turnovers will likely play a big role in this game as they face a Nevada defense that has forced 10 turnovers already this year. The Rainbow Warriors have committed at least two turnovers in all four of their games this season — and they have failed to cover the point spread in 6 of their last 8 games after turning the ball over at least two times in three straight games. And while Hawai’i has forced only one turnover in their last three games, they have then failed to cover the point spread in 14 of their last 19 games after not forcing more than one turnover in their last game. The Rainbow Warriors are just 2-10-1 ATS in their last 13 games on the road — and they have also failed to cover the point spread in 8 of their last 9 games played in Week Five to Nine of the regular season. Hawai’i has also failed to cover the point spread in 12 of their last 18 games as an underdog.

FINAL TAKE: Hawai’i has lost eight of their last nine trips to Reno to face the Wolf Pack — and they will be in for a rude awakening regarding the weather. The forecast is for rain and temperatures dipping into the low-30s which will make operating that Run-and-Shoot offense that thrives in the balmy Maui weather difficult (while making turnovers even more likely). Nevada can lean on the ground game — and they will be facing a Rainbow Warriors that are allowing their opponents to average 6.0 Yards-Per-Carry. 25* CFB Mountain West Conference Game of the Month with the Nevada Wolf Pack (150) minus the points versus the Hawai’i Rainbow Warriors (149). Best of luck for us — Frank.

At 12 PM ET on Saturday, we will be playing the Northwestern Wildcats (113) plus the points versus the Wisconsin Badgers (114). THE SITUATION: Northwestern (1-2) looks to bounce-back from a 31-10 loss at home to Michigan State last week as a 7.5-point underdog. Wisconsin (3-0) looks to build off their 35-14 victory at home over Michigan as a 3-point favorite last Saturday.

REASONS TO TAKE THE WILDCATS PLUS THE POINTS: Northwestern caught an angry Spartans team that was looking to rebound from an upset loss at home to Arizona State the previous week by a 10-7 score. Expect head coach Pat Fitzgerald’s team to respond with a very strong effort this afternoon. The Wildcats have covered the point spread in 20 of their last 27 games after a double-digit loss at home. This Northwestern team is the most physical in the Big Ten — and they usually play smart so a sound fundamental effort is likely. This has been this team’s formula for success under Fitzgerald as they entered the season having won fifteen of their last sixteen games in Big Ten play. Twelve starters returned from last year’s group that finished 9-5 after winning the Big Ten West for the first time. Fitzgerald may have the most talented quarterback in the program’s history with sophomore Hunter Johnson who was a five-star recruit for Clemson before transferring to Evanston two years ago after losing the quarterback job to Trevor Lawrence. Johnson led an offense that generated only 266 total yards against Sparty last week — but Northwestern has covered the point spread in 14 of their last 20 games after failing to generate at least 275 yards in their last game while also covering the point spread in 10 of their last 12 games after failing to score at least 20 points in their last contest. Northwestern has also covered the point spread in 4 of their last 5 games on the road — and they have won eight straight games straight-up on the road in conference play. The Wildcats are also 5-2-1 ATS in their last 8 games against teams with a winning record. Wisconsin may be due for an emotional letdown after one of their most dominating performances in a long time last week in what was a critical game on their schedule against the Wolverines. That was a huge game for the Badgers after being humiliated at Michigan the year before by a 38-13 score. But Wisconsin has failed to cover the point spread in 7 of their last 11 games after a double-digit victory over a Big Ten rival — and they have failed to cover the point spread in 6 of their last 9 home games after a win by at least 17 points. And while the Badgers rushed for a whopping 359 yards last week, they have then failed to cover the point spread in 6 of their last 7 games after rushing for at least 300 yards in their last game. Additionally, Wisconsin will be without two safeties in Eric Burrell and Reggie Pearson in the first half of this game after they were penalized for targeting penalties last week.

FINAL TAKE: The Badgers have failed to cover the point spread in 4 of their last 5 meetings with the Wildcats. Northwestern has been a very dangerous dog under Fitzgerald with them pulling the upset straight-up in ten of their last eighteen games as a double-digit underdog. Wisconsin is peaking in terms of their value with the betting public right now after their high profile dominant win — and this offers us point spread value in what should be a competitive game. 10* CFB Northwestern-Wisconsin ABC-TV Special with the Northwestern Wildcats (113) plus the points versus the Wisconsin Badgers (114). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Miami (OH) Redhawks (124) plus the points versus the Buffalo Bulls (123). THE SITUATION: Miami (OH) (1-3) looks to bounce-back from their embarrassing 76-5 loss at Ohio State last Saturday as a 38.5-point underdog. Buffalo (2-2) comes off a 38-22 upset win over Temple last Saturday as a 14-point favorite.

REASONS TO TAKE THE REDHAWKS PLUS THE POINTS: Miami has endured a brutal non-conference schedule so far this season with losses at Iowa, Cincinnati and then the Buckeyes last week sandwiched by their Week Two win at home over Tennessee Tech. This has been par for the course for head coach Chuck Martin in his sixth year with the program. Martin has communicated that his team was hit hard with injuries after their encounter with Ohio State — but he was also able to rest most of his starters for half of that game after what was a good first quarter where they at one point had a 5-0 lead before they fell off the proverbial rails. Look for Martin to have his team ready to play this afternoon in their first conference game of the season. The Redhawks return for the first time in three weeks after losing at Cincinnati by a 35-13 score before last week’s loss in Columbus. Miami has rebounded to cover the point spread in 8 straight home games after losing their last two games on the road by double-digits. And while the Redhawks have yet to cover the point spread this season, they have then covered the point spread in 13 of their last 17 games after failing to cover the point spread in three straight contests. Dealing with injuries is nothing new for Martin after his team endured 39 starts lost to injury last season which was ninth-most in the FBS. Miami still finished 6-6 overall after going 6-2 in conference play. Martin has been masterful in getting his team ready to play against fellow Mid-American Conference competition as the Redhawks have won sixteen of their last twenty-two conference games. Miami has covered the point spread in 8 of their last 9 games against MAC foes. Expect his team to play tighter on defense after surrendering 601 yards to the powerful Ohio State offense. The Redhawks have covered the point spread in 7 of their last 10 games after allowing at least 450 yards in their last game — and they have covered the point spread in 7 of their last 10 games after allowing at least 40 points in their last contest. This is just the second home game for this team — and they have covered the point spread in 4 of their last 5 games at home. Buffalo has failed to cover the point spread in 5 of their last 8 games after pulling off an upset as a double-digit underdog in their last game. The Bulls limited the Owls to just 31 rushing yards and 289 total yards overall — but they have then failed to cover the point spread in 14 of their last 18 games after not allowing more than 75 rushing yards in their last contest. Fifth-year head coach Lance Leipold led this program to its first ten-win season in school history — but this year’s group returned just eight starters with the roster decimated by graduation, early departures to the NFL and some untimely transfers. The Bulls were a talented team last year but most of that All-Conference talent is now gone which makes this a rebuilding year for Leipold. Buffalo defeated Robert Morris to open the season before losing at Penn State and then being upset as a 5.5-point favorite at Liberty before last week’s triumph. The Bulls go back on the road where they have failed to cover the point spread in 4 of their last 5 games. And they are dealing with some injuries as well with the most notable being their lone returning starter at linebacker in James Patterson. In this expected close game, Buffalo also has issues in special teams with their punter averaging just 32.6 yards per kick and their placekicker having already missed four kicks.

FINAL TAKE: Miami has freshmen at quarterback in Brett Gabbert (Blaine’s brother) and Jackson Williamson but so too does Buffalo with redshirt freshman Matt Myers who completed 9 of 15 passes last week for just 62 yards with an interception. Buffalo has failed to cover the point spread in 6 of their last 8 games after failing to pass for more than 75 yards in their last game. While both Redhawks’ quarterbacks were banged up last week, in head coach Martin we trust in this one. Look for him to have his team ready for their conference debut on their home field after their gauntlet of a non-conference schedule. 25* CFB Mid-American Conference Game of the Month with the Miami (OH) Redhawks (124) plus the points versus the Buffalo Bulls (123). Best of luck for us — Frank.

At 10:30 PM ET on Friday, we will be playing the Arizona State Sun Devils (101) plus the points versus the California Golden Bears (112). THE SITUATION: Arizona State (3-1) looks to bounce-back from their 34-31 upset loss at home to Colorado last Saturday night as a 7.5-point favorite. California (4-0) comes off a 28-20 upset victory at Ole Miss last Saturday as a 3-point underdog.

REASONS TO TAKE THE SUN DEVILS PLUS THE POINTS: Arizona State was a prime candidate for an emotional letdown after their big 10-7 upset win in East Lansing two weeks ago against Michigan State as a 15.5-point favorite. The Sun Devils should respond with a strong effort tonight as they have covered the point spread in 7 of their last 8 games after a straight-up loss — and they have covered the point spread in 7 of their last 10 games after a point spread loss. Furthermore, Arizona State has covered the point spread in 5 of their last 6 games after a loss to a Pac-12 opponent — and they have covered the point spread in 15 of their last 23 games after a narrow loss by 3 points or less. I continue to be impressed with the job of Herm Edwards with this program. I was a skeptic that the former NFL player and head coach turned ESPN pundit would have success. Despite playing a ton of freshmen last year, the Sun Devils were usually competitive last year in a 7-6 season which included a bowl game. The biggest question mark this season for this team was at quarterback and defensive line — but Edwards seems to have found the answers at those positions. Freshman quarterback Jayden Daniels is a dual-threat quarterback with a high ceiling who is improving with the mental aspects of his game on a weekly basis. And Arizona State limited a Spartans team two weeks ago that wants to win their big offensive line and rushing attack to just 140 rushing yards on 40 carries. Edwards has proven himself crafty as a head coach with an NFL mentality who has crafted a very productive coaches room with his assistants. And he has already loaded his roster with skill players like running back Eno Benjamin and a cadre of weapons at wide receiver. The Sun Devils should play better on defense after allowing the Buffaloes who gained 475 yards against them last week. Colorado averaged 6.81 Yards-Per-Play in that game — but Arizona State has covered the point spread in 6 of their last 8 games after allowing at least 6.25 YPP. The Sun Devils have also covered the point spread in 11 of their last 17 games as the underdog. And in their last 5 road games in expected low scoring games with the Total set at 42 or lower, Arizona State has covered the point spread in 4 of these contests. Cal is undefeated this season after their big win at Mississippi — but they have then failed to cover the point spread in 5 of their last 7 games after a game that finished Over the Total with that game’s number closing in the 42.5 range. The Golden Bears won that game despite being outgained by 92 yards with their defense surrendering 525 yards of offense. Cal was 15th in the nation last year by holding their opponents to just 317.2 total YPG. Seven starters returned from that group but they have taken a step back by allowing 366.5 total YPG which is just 61st in the nation. The Bears are only outgaining their opponents by +4.7 net Yards-Per-Game despite their perfect record. Cal pulled off the upset due to the efforts of quarterback Chase Garbers who completed 23 of 35 passes for 351 yards with four touchdown passes. But the Golden Bears have failed to cover the point spread in 4 of their last 5 games after passing for at least 280 yards in their last game. Head coach Justin Wilcox has done a great job with this Cal program in his third year with the program — but he has yet to propagate dynamic skill players on offense. Four starters returned from last year’s 7-6 team that was last in the Pac-12 in both scoring (21.5 PPG) and total yards (343.5 total YPG). Barbers has a good arm but he lacks mobility. Wilcox did not have a returning starter at running nor wide receiver. Now the Golden Bears return home where they are just 2-6-1 ATS in their last 9 games — and they have failed to cover the point spread in 5 of their last 7 home games as the favorite.

FINAL TAKE: The Sun Devils may have as much talent on defense as this Cal team this season — and they have definitely have more talent on the offensive side of the ball. Expect a close game with Arizona State having a real chance of pulling another road upset as they did against Michigan State. 10* CFB Friday Late Show Bailout with the Arizona State Sun Devils (101) plus the points versus the California Golden Bears (112). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing the Air Force Falcons (110) minus the points versus the San Jose State Spartans (109). THE SITUATION: Air Force (2-1) looks to bounce-back from their 30-19 loss at Boise State last week as a 7.5-point underdog last Friday. San Jose State (2-1) looks to build off their 31-24 upset win in Fayetteville against Arkansas as a 20-point underdog on Saturday.

REASONS TO TAKE THE FALCONS MINUS THE POINTS: The Spartans surprising upset victory was validation for a football program under head coach Brent Brennan that had lost twenty-three of their last twenty-five games in his first two seasons with the program. Brennan has played 48 freshmen in those two years in completely rebuilding this program. Yet this remains a team that returned thirteen starters from last year’s group that was outgained by -148 net yards in Mountain West Conference play. Improvement should have been expected from this team — but they have still have a long way to go. A big emotional letdown is likely for this team after they pulled off their first victory over a Power Five conference team since 2006 when they knocked off Stanford. San Jose State has failed to cover the point spread in 5 of their last 7 games after a straight-up win. Senior quarterback Josh Love enjoyed the best passing day in his career by completing 32 of 49 passes for 402 yards against the Razorbacks — but the Spartans are just 4-14-1 ATS in their last 19 games after passing for at least 280 yards in their last game. San Jose State has also failed to cover the point spread in 16 of their last 22 games in the month of September. I hate this situation for this team now. This is a very challenging travel schedule for this west coast team who had to travel east last week and now has to play on a short week on the road again. And one less day to prepare for the Air Force spread triple option certainly does not help things. San Jose State was torched by Army’s similar offense last year in a 52-3 loss where they allowed 341 rushing yards on 65 carries for a 5.2 Yards-Per-Carry average. The Spartans have been vulnerable against aggressive rushing attacks this season as well — Tulsa generated 256 rushing yards against them on 54 carries and three touchdowns back on September 7th. Air Force is averaging 316 rushing YPG this season behind junior quarterback Donald Hammond III who has jumpstarted this offense. In his five starts last season, Hammond III led an offense that averages 470 YPG with the team also running at a 5.6 Yards-Per-Carry clip. Hammond III is a great fit for the spread triple option of head coach Troy Calhoun given his arm strength and quick release which compliments his speed and power as a runner. There is no shame losing at Boise State on their blue field — and they matched the Broncos 355 yards of offense while controlling the football for 34:12 minutes. The Falcons held Boise State to just 95 rushing yards last week — and they have covered the point spread in 16 of their last 21 games after not allowing more than 100 rushing yards in their last game. Air Force ranks 22nd in the nation by allowing just 91.7 rushing YPG — and they are limiting opposing rushers to only 3.0 Yards-Per-Carry. The Falcons run defense that returned four of their top five tacklers from last season should make the Spartans one-dimensional with their passing attack tonight. Air Force also has a geographical on their home field in the high altitude of Colorado Springs, Colorado where they are 54-20 in their last seventy-four games. The Falcons have covered the point spread in 6 of their last 7 home games against teams who are winning at least 50% of their games at home. This is just Air Force’s second game at home this season — and hosting this Spartans team playing with one less day of rest gives them a nice advantage.

FINAL TAKE: The Falcons were 5-7 last year with their seven losses determined by just -6.3 PPG. Five of their losses were determined by one scoring possession — so they could have finished with a much better record. Fourteen returning starters for a military academy football team is a very high number — and this team demonstrated their big potential this season with their 30-23 upset victory at Colorado earlier this month. Air Force is 3-1-1 ATS in their last 5 games against teams with a winning record — and they have covered the point spread in 3 of their last 4 games when laying 10.5 to 21 points as the favorite. While I am cautious in laying this many points, I think the Falcons grinding and tricky rushing attack will overwhelm this Spartans team due for a letdown who are playing on a short week. 25* CFB CBS Sports Network Game of the Month with the Air Force Falcons (110) minus the points versus the San Jose State Spartans (109). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing the Memphis Tigers (104) minus the points versus the Navy Midshipmen (103). THE SITUATION: Memphis (3-0) looks to build off their 42-6 win at South Alabama back on September 14th as a 20.5-point favorite. Navy (2-0) comes off a 42-10 win over East Carolina two Saturdays ago back on the 14th as a 7.5-point favorite.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: The Midshipmen are looking to rebound from just their second losing season since 2003. Head coach Ken Niumatalolo has eight starters back from last year’s 3-10 team that lost nine of their last ten games after a 2-1 start to the year. Navy has lost sixteen of their last twenty-one games after starting the 2017 season 5-0 which ranked them 25th in the nation which was their highest national standing in Niumatalolo’s twelve years with the program. Perhaps part of the problem is fellow American Athletic Conference opponents are getting come comfortable defending their unique spread triple-option attack? Talent may be an issue on defense after this team surrendered 33.5 PPG which was the most points they have allowed since 2007. Niumatalolo hired a new defensive coordinator in Brian Newberry who ran the defense for the previous four seasons at Kennesaw State. Newberry wants to deploy an aggressive and attacking system — but he may not have the playmakers yet to execute this scheme against the better teams in the conference. The Midshipmen opened the season with an easy one against Holy Cross who they crushed by a 45-7 score before their big victory over the Pirates. But Navy may be due to a letdown now as they have failed to cover the point spread in 4 of their last 5 games after a win by at least 20 points — and they have failed to cover the point spread in 5 of their last 7 games after winning their previous two games by at least four touchdowns. Furthermore, the Midshipmen are just 2-6-1 ATS in their last 9 games against teams with a winning record. This will be Navy’s first game away from home this season — and they are just 2-5-1 ATS in their last 8 games on the road. Memphis has started the season strong with an opening 15-10 victory over Ole Miss laying 3 points and then an easy 55-24 victory over Southern before their road games against the Jaguars. The Tigers generated 530 yards of offense at South Alabama while holding them to just 248 yards of offense. Memphis has covered the point spread in 5 of their last 7 games after a straight-up win — and they have covered the point spread in 20 of their last 27 games after gaining at least 450 yards in their last contest. This offense does not seem to have missed a beat with junior quarterback Brady White back as the starting quarterback from last year’s team that scored 42.9 PPG while ranking 4th in the nation by averaging 523.1 total YPG. White is completing 72.2% of his passes while averaging 10.2 Yards-Per-Attempt while throwing five touchdowns to two interceptions. But the exciting thing about this team in head coach Mike Norvell’s team in his fourth season with the program is the improved play of the defense. Memphis is allowing only 13.3 PPG along with just 226.3 total YPG this year. The Tigers were young on that side of the ball last year — they have eight starters back from that group that allowed -37.9 fewer Yards-Per-Game than in 2017. This year’s defense is allowing only 3.1 Yards-Per-Carry which is very encouraging when facing the Navy spread triple option. The extra days to prepare for this defense will also help defensive coordinator Adam Fuller for the Midshipmen attack — and Memphis has covered the point spread in 19 of their last 26 games when playing off their bye week. Additionally, the Tigers have covered the point spread in 5 of their last 6 games at home. Furthermore, they have covered the point spread in 25 of their last 36 games when favored by 10.5 to 21 points including seven of these last eight situations.

FINAL TAKE: Norwell should have his team chomping at the bit to play this game after they suffered three net close losses determined by just one scoring possession last year. Memphis was 8-6 last year with three of those losses decided by a combined 5 points. One of those defeats was at Navy where they lost by a 22-21 score as a 6.5-point favorite. Look for the Tigers to get their revenge tonight. 25* CFB American Athletic Conference Game of the Month with the Memphis Tigers (104) minus the points versus the Navy Midshipmen (103). Best of luck for us — Frank.

At 10:00 PM ET on Saturday, we will be playing the Colorado Buffaloes (351) plus the points versus the Arizona State Sun Devils (352). THE SITUATION: Colorado (2-1) looks to bounce-back from a 30-23 upset loss at home to Air Force last Saturday as a 3-point favorite. Arizona State (3-0) pulled off a 10-7 upset victory at Michigan State last week as a 15.5-point underdog.

REASONS TO TAKE THE BUFFALOES PLUS THE POINTS: The Sun Devils pulled out that upset in East Lansing despite being outgained by 188 net yards. The Arizona State offense managed only 216 yards of offense against Sparty while picking up only fourteen first downs. If not for an extremely conservative offensive game plan from Michigan State along with a +1 net turnover margin that was critical in the wining this game. The Sun Devils have a talented freshman leading their offense in quarterback Jayden Daniels who coveted 15 of 26 passes for 140 yards against the Spartans defense. While the dual-threat QB has a high ceiling, he is still green — and he has two other fellow freshmen starting on the offensive line. The Arizona State looked shaky two weeks ago in a 19-7 victory over an FCS school in Sacramento State. These question marks on offense make the Sun Devils precarious favorites of at least a touchdown — they have not covered the point spread in 14 of their last 22 games after a game where no more than 29 combined points were scored. Arizona State returns home to Tempe where they have failed to cover the point spread in 4 of their last 5 games — and they have also failed to cover the point spread in 10 of their last 16 home games when laying 7.5 to 10 points. Head coach Herm Edwards is doing a fine job with this football team in his second season with the program. Fifteen starters return from last year’s group that was 7-6 — but that team also benefited from a +10 net turnover margin which was tied for 11th best in the FBS. That number was rather fortunate considering that their expected net turnover margin was projected at just +0.4 — and that -9.7 net differential in expected turnover margin with actual turnover margin was the 4th highest in the nation. The Buffaloes were caught flat last week as they went into halftime at home against the Falcons trailing by a 20-10 score. Colorado looked emotionally spent from their 34-31 comeback victory at Nebraska that required overtime two weeks ago. First-year head coach Mel Tucker inherited eleven starters from last year’s 5-7 team. But that group would likely have gotten to a bowl game if their star wide receiver, Laviska Shenault, Jr., had been healthy all season. After a dynamic start to the season that put him in the Heisman Trophy buzz, a toe injury limited his effectiveness in the second half of the season until he was finally shut down after nine games. He still caught 86 balls for 1011 receiving yards. So far this season, Shenault has caught 16 balls for 203 yards with two touchdown passes. He will be the most dynamic player on the field tonight. The Buffaloes also have an edge at quarterback in fifth-year senior Steven Montez who is completed 64.7% of his passes last year. The dual-threat QB is an NFL prospect with a significant edge in experience over Daniels.

FINAL TAKE: Colorado won last year’s meeting between these two teams by a 28-21 score in Boulder as a 2-point favorite. With the Buffaloes having a significant edge in experience at QB, expect a close game between these two teams in their opening game in Pac-12 play. 10* CFB Saturday Late Show Bailout with the Colorado Buffaloes (351) plus the points versus the Arizona State Sun Devils (352). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Central Florida Knights (319) and the Pittsburgh Panthers (320). THE SITUATION: Central Florida (3-0) remained undefeated this season with their 45-27 clubbing at home against Stanford last Saturday as a 9.5-point favorite. Pittsburgh (1-2) looks to bounce-back from a 17-10 loss at Penn State last week as a 17-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Knights have played 16 of their last 23 games Under the Total after a point spread win. UCF is using their third-string (or fourth string) quarterback this season with freshman Dillon Gabriel getting the snaps. Senior QB McKenzie Milton is out the season with a knee injury and his backup, Darriel Mack, missed all of training camp with an ankle injury. Second-year head coach Josh Heupel brought in Brandon Wimbush from Notre Dame as a transfer student to compete for the starting job but Gabriel’s ability to operate the up-tempo RPO system inspired by the Art Briles school of offense has kept him on the field. But this is still a true freshman playing in a hostile environment for this contest. The Knights have played 4 straight games on the road Under the Total. Gabriel led an offense that generated 545 yards of offense against the Cardinal — but UCF has played 14 of their last 19 games Under the Total after gaining at least 450 yards in their last game. The Knights have also played 7 of their last 9 games Under the Total after scoring at least 40 points in their last game. While the offense has been getting most of the headlines for this UCF team, they have been outstanding on defense. The Knights limited the Cardinal to just 349 yards of offense last week. While they have allowed just 41 points in their three games this season, most of those points have been surrendered in garbage time in the season half. UCF has played 5 straight games Under the Total against teams with a losing record — and they have also played 30 of their last 46 games Under the Total in the first month of the season. Pittsburgh has played 4 of their last 5 games Under the Total after a point spread victory. Junior QB Kenny Pickett completed 35 of 51 passes for 372 yards in a losing effort last week — but the Panthers have played 5 straight games Under the Total after passing for at least 280 yards in their last game. Fifth-year head coach Pat Narduzzi received plenty of criticism for going for a field goal in the 4th quarter on a 4th-and-one play on the one-yard line — an attempt that was missed — rather than going for the potential game-tying touchdown. While he deserves all the heat for that decision, it demonstrated his confidence in his defense since he assumed his offense would get the ball back again. The former Michigan State defensive coordinator is overseeing a defensive unit this year that is allowing only 19.0 PPG along with just 303.7 total YPG — and that number drops to 261.0 total YPG in their two games at home. The Panthers have played 4 straight home games Under the Total — and they have also played 5 of their last 7 home games Under the Total against teams with a winning record on the road. But a troubling observation about this team is that they have not scored an offensive touchdown in the second half of their last six games.

FINAL TAKE: Pitt has played 13 of their last 16 games Under the Total against teams with a winning record — and they have also played 17 of their last 21 games Under the Total as an underdog. They will be looking to avenge a 45-13 loss at UFC last season as a 13.5-point dog. The Total of that game was in the 65.5 range — expect another lower scoring game in this one. 25* CFB Television Total of the Month with Under the Total in the game between the Central Florida Knights (319) and the Pittsburgh Panthers (320). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Syracuse Orange (340) minus the points versus the Western Michigan Broncos (339). Syracuse (1-2) looks to bounce-back from their 41-6 loss at home last Saturday night to Clemson as a 28-point underdog. Western Michigan (2-1) comes off a 57-10 win over Georgia State as a 9-point favorite last week.

REASONS TO TAKE THE ORANGE MINUS THE POINTS: Syracuse should respond with a strong effort this afternoon as they have covered the point spread in 5 of their last 6 games after a loss by at least 20 points. There is no shame to losing the reigning National Champions —but that setback came after a brutal 63-20 loss at Maryland the previous week. Expectations were high entering the season in what was considered the best roster yet for head coach Dino Babers in his fourth year with the program. Thirteen starters returned from last year’s 10-3 team that crushed West Virginia in the Camping World Bowl by a 34-18 score. Perhaps the loss to the Terrapins will help the team recover from the disappointment of not pulling the upset over the Tigers last week in a game they had circled on their calendar. The Orange need to get back to playing good football with sophomore quarterback Tommy Devito making good decisions, his wide receivers hanging on to the football, and the offensive line doing a better job of blocking. Syracuse has covered the point spread in 9 of their last 13 games after losing two straight games by at least three touchdowns. They should get their offense going after only managing 187 yards against Clemson. The Orange have covered the point spread in 4 of their last 5 games after failing to score more than 20 points — and they have covered the point spread in 4 of their last 5 games after not generating more than 275 yards of offense in their last game. And while the Syracuse defense allowed Clemson to average 8.6 Yards-Per-Play for 612 total yards last week, they have then covered the point spread in 19 of their last 27 home games after allowing their last opponent to average at least 6.75 YPP — and they are 10-4-1 ATS in their last 15 games after surrendering at least 475 yards in their last contest. The Orange do stay at home where they are 5-2-1 ATS in their last 8 games. The Broncos may be just what the doctor ordered with their porous defense that allowed 50.8 PPG in their six losses last season. Western Michigan allowed 51 points along with 582 yards of offense in their 41-point loss to a Michigan State team that could not move the football last week in their meager 10-7 loss at home to Arizona State. That was the only Power Five conference opponent that the Broncos have faced so far this season. They did crush the Panthers last week with the help of a +3 net turnover margin — but they have then failed to cover the point spread in 10 of their last 15 games after not committing more than one turnover in their last game. Western Michigan has also failed to cover the point spread in 6 of their last 7 games after a straight-up win — and they have failed to cover the point spread in 8 of their last 10 games after a point spread victory. Now the Broncos go back on the road where they have failed to cover the point spread in 5 of their last 6 games — and they have failed to cover the point spread in 4 of their last 5 road games against teams with a winning losing record at home. Additionally, Western Michigan has failed to cover the point spread in expected shootouts with the Total set in the 63.5 to 70 point range — and they have failed to cover the point spread in 7 of their last 10 games as the underdog.

FINAL TAKE: Syracuse is also 6-2-1 ATS in their last 9 games against teams outside the ACC — and they have covered the point spread in a decisive 16 of their last 19 games against teams from the Mid-American Conference. The Orange soundly defeated the Broncos in Kalamazoo last August 31st by a 55-42 score. Look for a similar result this afternoon. 25* CFB Non-Conference Game of the Month with the Syracuse Orange (340) minus the points versus the Western Michigan Broncos (339). Best of luck for us — Frank.

At 9:00 PM ET on Friday, we will be playing Over the Total in the game between the Utah Utes (305) and the USC Trojans (306). THE SITUATION: Utah (3-0) has won their first three games this season after their 31-0 shutout win over Idaho State last week as a 36.5-point favorite. USC (2-1) looks to bounce-back from their 30-27 upset loss at BYU in overtime last Saturday as a 4.5-point favorite.

REASONS TO TAKE OVER THE TOTAL: The Utes have played 10 of their last 14 games Under the Total after a point spread loss. Utah has also played 5 of their last 6 games Over the Total after not allowing more than 20 points in their last contest. The Utes have scored at least 30 points in all three of their games this season in what have been all easy victories by at least 18 points. The ceiling is higher for this Utah offense led by senior quarterback Tyler Huntley and senior running back Zack Moss. Those two helped the Utes score at last 40 points in four straight games during a stretch last year before they both suffered season-ending injuries. Moss has rushed for 371 yards in his three career contests against the Trojans. Huntley is completing 78% of his passes behind an offensive line that has not allowed a sack this year. Huntley has also not thrown an interception. This offense should put up plenty of points against a suspect USC defense that allowed BYU to generate 430 yards last week. The talent at the defensive line has declined under head coach Clay Helton’s tenure — and the secondary had no returning starters from last year along with eight newcomers at cornerback in the fall. Greg Johnson was the only cornerback on the roster with starting experience but he is listed as questionable as he goes through the concussion protocol. And the Trojans’ best defensive lineman, Christian Rector, is listed as questionable with an undisclosed injury after not playing last week. The USC defense struggled against dual-threat QB Jorge Reyna to open the season so Huntley is poised to have a big night. Utah has played 7 of their last 9 games Over the Total against teams with a winning record — and they have played 13 of their last 19 road games Over the Total against teams with a winning record at home. USC has played 5 of their last 7 games Over the Total after a straight-up loss. The Trojans did generate 452 yards against the Cougars defense in that loss with freshman quarterback Kedon Slovis completing 24 of 34 passes for 281 yards. Slovis did throw three interceptions in that game — and USC has played 6 of their last 7 games Over the Total after a game where they committed at least three turnovers. The Trojans have also played 10 of their last 13 games Over the Total after gaining at least 450 yards in their last contest. This team is left with Slovis being under center after sophomore Jack Sears entered the transfer portal window after losing the starting gig to J.T. Daniels who then suffered a season-ending knee injury in that opening game against Fresno State. Slovis demonstrated he can operate the new Air Raid offense under head coach Graham Harrell in his first start two weeks ago as he passed for 377 yards three touchdown passes against Stanford. Additionally, the Over is 21-9-2 in the Trojans’ last 32 home games against teams with a winning record.

FINAL TAKE: These two teams have played 4 straight contests against each other Over the Total. USC will be feisty to win this game — but they may not be able to keep up with the Utah offense. Expect a higher scoring game. 25* CFB Friday FS1-TV Total of the Month with Over the Total in the game between the Utah Utes (305) and the USC Trojans (306). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing the Florida International Golden Panthers (307) plus the points versus the Louisiana Tech Bulldogs (308). THE SITUATION: Florida International (1-2) looks to build off a 30-17 victory over New Hampshire last Saturday as a 13.5-point favorite. Louisiana Tech (2-1) comes off a 35-7 win at Bowling Green as a 12.5-point favorite last week.

REASONS TO TAKE THE GOLDEN PANTHERS PLUS THE POINTS: This is an urgent game for head coach Butch Davis’ team after they opened the season with losses at Tulane and at home to Western Kentucky. Expectations were high for this team entering the season as they returned sixteen starters from last year’s 9-4 team that defeated Toledo by a 35-32 score in the Bahamas Bowl. The Golden Panthers have covered the point spread in 6 of their last 8 games after a straight-up win. And while they have yet to cover the point spread in their three games this season, they have covered the point spread in 6 of their last 8 games after not covering the point spread in at least two of their last three games. This team was without their senior quarterback James Morgan last week but he has been upgraded to probable with his ankle recovering nicely. FIU has covered the point spread in 6 of their last 7 games on the road — and they have also covered the point spread in 9 of their last 11 games with the Total set in the 49.5 to 56 point range. Additionally, the Golden Panthers have covered the point spread in 5 straight games against teams with a winning record — and they have covered the point spread in 7 of their last 10 games against fellow Conference USA foes. Louisiana Tech played their best game of the season last week after suffering a 45-14 loss at Texas to being the season before struggling at home in a 20-14 loss to Grambling. But the Bulldogs have failed to cover the point spread in 4 straight games after a point spread win. Louisiana Tech has been consistently good in the seven years under head coach Skip Holtz — but they rarely have been great in that period of time. The Bulldogs offense is skilled but lacks dynamic playmakers. They have failed to cover the point spread in 10 of their last 13 games at home — and they have failed to cover the point spread in 5 of their last 6 home games with the Total set at 49.5 to 56. Louisiana Tech has also failed to cover the point spread in 5 straight road games against teams with a losing record at home.

FINAL TAKE: FIU is 8-3 in games decided by one scoring possession in Davis’ three seasons with the program. While maybe that suggests that the Golden Panthers are due for some regression when it comes to winning close games, this is a team that finds themselves in close contests. Florida International has covered the point spread in 10 of their last 15 games as the underdog. 10* CFB Florida International-Louisiana Tech CBS Sports Network Special with the Florida International Golden Panthers (307) plus the points versus the Louisiana Tech Bulldogs (308). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing Under the Total in the game between the Houston Cougars (313) and the Tulane Green Wave (314). THE SITUATION: Houston (1-2) looks to bounce-back from a 31-24 loss to Washington State last Friday played on a neutral field at NRG Stadium. Tulane (2-1) comes off a 58-6 blowout win at home over Missouri State last Saturday as a 31.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Cougars are allowing 32.6 PPG along with 506.0 total YPG in their first three games this season — but two of those games were against two of the most potent offenses in the nation in the Cougars and Oklahoma. I have actually been a bit encouraged by the play of this unit that returned only four starters. An influx of six junior college transfers has helped new defensive coordinator Joe Cauthen begin to stabilize this unit. Houston has played 12 of their last 17 games Under the Total after allowing at least 40 points in their last game. The bigger concern for the Cougars has been integrating senior quarterback D’Eriq King into the first-year head coach Dana Holgorsen’s version of the Air Raid offense. Houston is averaging only 146 passing YPG this season (which includes a cupcake game against Prairie Valley A&M) which is 120th in the nation. King is completing only 54.5% of his passes which is almost a 10% decline from last season. King passed for just 128 yards last week against Washington State — and the Cougars have played 4 of their last 5 games Under the Total after not passing for more than 170 yards in their last game. Houston did rush for 239 yards last week — they have played 10 of their last 14 games Under the Total after rushing for at least 200 yards in their last contest. The Cougars are averaging 239 rushing YPG this season with an incredibly consistent output of 241, 236, and 239 rushing yards this season — so expect more of the same from this team with the added benefit of a ground game moving the clock and keeping the Green Wave offense off the field. The Under is 7-3-1 in Houston’s last 11 games in the month of September. Tulane has played 4 of their last 5 games Under the Total after a straight-up win — and they have played 5 straight games Under the Total after a win by at least 20 points. The Green Wave held the Tigers last week to just 182 yards of offense — and they have played 5 of their last 7 games Under the Total after not allowing more than 275 yards in their last game. The Tulane defense has played well this season — they limited Auburn to 379 total yards which include a mere 207 yards in the air so their ability to limit the Cougars passing attack is pretty good. On offense, senior quarterback Justin McMillan has passed for only 424 yards in his three games with just two touchdown passes. The Green Wave have played 6 straight games Under the Total after scoring at least 40 points in their last game. Tulane rushed for 298 yards in that contest last week — and they have played 13 of their last 17 games Under the Total after rushing for at least 275 yards in their last contest. Furthermore, the Green Wave have played 4 of their last 5 games Under the Total in the month of September — and they have played 7 of their last 10 games Under the Total at home.

FINAL TAKE: These two teams have played 4 straight games Under the Total after Houston’s 48-17 victory last season fell Under the 68 point Total. The Cougars offense is still working out some kinks this year — expect a lower scoring contest. 25* CFB Thursday ESPN Total of the Month with Under the Total in the game between the Houston Cougars (313) and the Tulane Green Wave (314). Best of luck for us — Frank.

At 4:00 PM ET on Saturday, we will be playing the Arkansas Razorbacks (156) minus the points versus the Colorado State Rams (155). THE SITUATION: Arkansas (1-1) looks to bounce-back from a 31-17 loss at Ole Miss last Saturday as a 5-point underdog. Colorado State (1-1) won their first game of the season last week with their 38-13 triumph over Western Illinois as a 12-point favorite.

REASONS TO TAKE THE RAZORBACKS MINUS THE POINTS: This is a critical game for second-year head coach Chad Morris with his team not looking very good either last week or in their meager 20-13 win over Portland State in their opening game. Arkansas was just 2-10 last year in his first year with the program. Narrow 7-point losses to LSU and Texas A&M continued to four net close losses decided by one scoring possession suggested this team was much better than their record. A -10 net turnover margin along with a bevy of injuries did not help matters either. But Morris needs to have his team respond this week after getting outgained by the Rebels by -122 net yards due to their defense surrendering 483 yards of offense. The Razorbacks have rebounded to cover the point spread in 5 of their last 7 games after a straight-up loss — and they have covered the point spread in 6 of their last 8 games after losing by double-digits to an SEC rival. Look for the Arkansas defense to play better for their veteran coordinator John Chavis. While they allowed 237 rushing yards last week, they are then 4-1-1 ATS in their last 6 games after allowing at least 200 rushing yards in their last game. Returning home will help where the Razorbacks have covered the point spread in 9 of their last 12 home games with the Total set at 63 to 70. Arkansas has also covered the point spread in 11 of their last 17 home games when laying 7.5 to 10 points. Don’t be surprised if Morris taps Nick Starkel to be the starting quarterback this afternoon after he completed 17 of 24 passes for 201 yards to spark the offense in the second half. The grad transfer from Texas A&M has been in competition with another grad transfer in Ben Hicks who played for Morris at SMU. Colorado State has failed to cover the point spread in 6 of their last 7 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 6 games after a win at home. And while the Rams have raced out to score 28 and 21 points in the first half of their first two games this season, they have then failed to cover the point spread in 5 straight games after scoring at least 20 points in the first half of two straight games. Colorado State generated 585 yards last week against their FCS opponent — but they have then failed to cover the point spread in 5 of their last 7 games after gaining at least 525 yards in their last game. They also have failed to cover the point spread in 4 straight games after allowing at least 20 points in their last game. Additionally, the Rams have failed to cover the point spread in 6 of their last 8 games on the road — and they have failed to cover the point spread in 5 of their last 7 games against teams outside the Mountain West Conference.

FINAL TAKE: This is a rematch of last year’s 34-27 upset victory for Colorado State as a 14-point underdog on September 8th. This will be the Rams’ first true road game this season traveling to Fayetteville to face a Razorbacks team that will be using this revenge opportunity as a measuring stick for the development of the program in Morris’ second season. 10* CFB Blowout Bookie Buster with the Arkansas Razorbacks (156) minus the points versus the Colorado State Rams (155). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing Under the Total in the game between the Kansas State Wildcats (111) and the Mississippi State Bulldogs (112). THE SITUATION: Kansas State (2-0) looks to build off their 52-0 victory over Bowling Green last Saturday as a 25-point favorite. Mississippi State (2-0) has also won their first two games of the season after defeating Southern Mississippi last week by a 16.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: Kansas State has played 7 of their last 9 games Under the Total after a straight-up win — and they have played 8 of their last 11 games Under the Total after a point spread victory. The Wildcats have also played 8 of their last 11 games Under the Total after a win by at least 20 points. Most of those team trends were under the watch of their legendary head coach Bill Snyder who retired after last season. First-year head coach Chris Klieman takes over the program after winning four FCS national championships in five seasons at North Dakota State. Ordinarily, I ignore team trends when new head coaches take over — but Klieman is continuing Snyder’s philosophy of winning through defense and running the football. Kansas State has averaged controlling the football for 42 minutes per game in their first two contests — and keeping the opposing offense off the field while watching the clock move is a good formula for Unders. The Wildcats held the Falcons to just 140 yards of offense in their dominant win last week. Kansas State has then played 4 of their last 5 games Under the Total after not allowing more than 275 yards in their last game — and they have played 8 of their last 11 games Under the Total after not giving up more than 20 points in their last contest. The Wildcats are averaging a whopping 347 rushing YPG in their first two games after generating 333 rushing yards against Bowling Green — and they have then played 5 of their last 7 games Under the Total after rushing for at least 200 yards in their last game. Additionally, Kansas State has played 7 of their last 9 games Under the Total against teams with a winning record — and they had played 5 of their last 7 games Under the Total against teams outside the Big 12. And in their last 8 games in the month of September, the Wildcats have played 7 of these games Under the Total. Mississippi State has played 5 of their last 7 games Under the Total after a straight-up win — and they have played 5 of their last 6 games Under the Total after a point spread victory. The Bulldogs have also played 8 of their last 11 games Under the Total after a win by at least 20 points. The Mississippi State defense was bound to take a step back this season after returning only four starters and losing three players to the first round of the NFL draft. They have held their first two opponents to 387 total YPG. But they have still played 19 of their last 26 games Under the Total after not allowing more than 20 points in their last game. Second-year head coach Joe Moorhead is dealing with injuries on his offense with quarterback Tommy Stevens having to leave last game with a shoulder injury and his offensive line having multiple players banged up. Stevens has been upgraded to probable for this game but the Penn State transfer may not be at full strength. Moorhead will likely look to run the ball as well with his offense averaging 235 rushing YPG after gaining 210 yards on the ground last week. The Bulldogs have played 5 of their last 7 games Under the Total after rushing for at least 200 yards in their last game. Mississippi State stays home for this game where they have played 11 of their last 16 games Under the Total — and they have played 5 of their last 6 games Under the Total against teams with a winning record on the road. The Bulldogs have also played 7 of their last 9 games Under the Total against teams with a winning record.

FINAL TAKE: Mississippi State won the meeting between these two teams last year by a 31-10 score on the road in Manhattan. Expect this game to become a battle of Time of Possession with both head coaches looking to protect their defenses by trying to keep them fresh. 10* CFB Kansas State-Mississippi State O/U ESPN Special with Under the Total in the game between the Kansas State Wildcats (111) and the Mississippi State Bulldogs (112). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing Over the Total in the game between the Ohio State Buckeyes (109) and the Indiana Hoosiers (110). THE SITUATION: Ohio State (2-0) enters this game coming off their dominant 42-0 shutout victory over Cincinnati last Saturday as a 14.5-point favorite. Indiana (2-0) is also undefeated so far this season after they crushed Eastern Illinois last week by a 52-0 score.

REASONS TO TAKE OVER THE TOTAL: The Buckeyes offense generated 508 yards of offense against what had been considered a stout Cincinnati defense last week. Sophomore quarterback Justin Fields has fit right into first-year teach coach Jason Day’s offense. The transfer from Georgia has passed for 561 yards in his first two games while throwing nine touchdowns and zero interceptions. He also added 42 yards on the ground last week against the Bearcats while finding the end zone two times in displaying in his dual-threat capabilities. The Over is 3-0-1 in Ohio State’s last 4 games after gaining at least 450 yards in their last game. The Buckeyes also flexed their muscles on defense by holding Cincinnati to just 273 yards of offense. But this Ohio State defense has regressed as of late. They allowed 25.5 PPG last year which was the highest number they have allowed since 1999 while placing them a mediocre tied for 51st in the nation. Even worse, the 403.4 total YPG that the Buckeyes allowed last year was the most they have allowed in 50 years. Nine starters return from that unit that is now operating under new defensive coordinators in Jeff Hafley and Greg Mattison who was poached from Michigan to help with recruiting given his knowledge of the midwest as well as his Super Bowl ring coordinating the Ray Lewis Baltimore Ravens over a decade ago. Frankly, there has been a drop off in recruiting over the years at linebacker and defensive back. So while the Buckeyes held the Bearcats to just 273 yards of offense last week, they have then played 7 of their last 9 games Under the Total after not allowing more than 275 yards in their last game. Ohio State has also played 16 of their last 21 games Under the Total after not allowing more than 20 points in their last game. Furthermore, the Buckeyes have played 8 of their last 11 games Over the Total on the road. And in their last 5 games played on field turf, the Over is 3-1-1. Indiana has also been impressive on offense after gaining 555 yards last week against Eastern Illinois. The Hoosiers have then played 14 of their last 17 games Over the Total after a win by at least 20 points — and they have played 8 of their last 10 games Over the Total after scoring at least 40 points in their last game. Indiana will push the tempo against Ohio State with the hopes of tiring out their athletes on defense. They averaged one play per 22.8 seconds last season which was the 20th fastest tempo in the FBS last year. The third-year head coach has quarterback talent at his disposal with junior Peyton Ramsey back after making all twelve starts last season along with freshman Jack Tuttle who was a four-star recruit who transferred from Utah. But Allen and offensive coordinator Kalen DeBoer decided on freshman Michael Penix, Jr. to be their starter given his strong arm and dual-threat running capabilities. He played in three games last year before suffering a season-ending injury that allowed him to redshirt the season. All three quarterbacks played last week but it will likely be Penix under center for this game with Ramsey possibly getting in the game as a change of pace or in mop-up work. The Hoosiers only allowed 116 yards last week to that FCS opponent so let's take that with a grain of salt. Indiana has played 15 of their last 17 games Over the Total after not allowing more than 275 yards in their last game — and they have also played 25 of their last 32 games Over the Total after not allowing more than 20 points in their last contest. The Hoosiers returned seven starters on defense but it was from a group that allowed their opponents to average +28 YPG above their offensive YPG season average last season which was 93rd worst in the nation. Indiana has played 5 straight home games Over the Total against teams with a winning record on the road. They also have played 5 of their last 7 games Over the Total in Big Ten play.

FINAL TAKE: Ohio State won last year’s meeting by a 49-26 score as a 27.5-point favorite in Columbus. While Indiana may need garbage time to do it, I do expect them to approach that 26 scoring figure at home this season in what looks like a more dynamic offense. But the Buckeyes will likely reach 40 points in this one — and the Over is 3-1-1 in the last 5 meetings between these two teams when playing in Bloomington. With Indiana playing at a fast tempo and Ohio State happy to take the extra possessions, expect a higher scoring game. 25* CFB Fox-TV Total of the Month with Over the Total in the game between the Ohio State Buckeyes (109) and the Indiana Hoosiers (110). Best of luck for us — Frank.

At 9:15 PM ET on Friday, we will be playing the Washington State Cougars (107) minus the points versus the Houston Cougars (108). THE SITUATION: Washington State (2-0) has won their first two games this season after their 59-17 win over Northern Colorado last Saturday as a 43-point favorite. Houston (1-1) bounced-back from their nationally televised loss at Oklahoma by defeating Prairie View A&M by a 37-17 score as a 36-point favorite. This game will be playing on a neutral field at NRG Stadium in Houston.

REASONS TO TAKE WASHINGTON STATE MINUS THE POINTS: Head coach Mike Leach returned thirteen starters from last year’s team that finished 11-2. The biggest challenge Leach had in the offseason was finding his new quarterback after he found so much success with grad transfer Gardner Minshew who now finds himself the starting quarterback for the Jacksonville Jaguars. The expectation was that Leach would use another grad transfer Gage Gubrond who starred at Eastern Washington. But an impressive fall camp compelled Leach to tap fifth-year senior, Anthony Gordon, as his starter. In Leach, We Trust at this point when it comes to operating his version of the Air Raid offense. He has long been preparing for the post-Luke Falk era who was a three-year starter for this program. He brought in Gordon and Trey Tinsley (another fifth-year senior) as junior college transfers two years ago — and he believes in competition with the Gubrond transfer along with recruiting a talented younger quarterback in redshirt freshman Cammon Cooper. Gordon has validated Leach’s decision as he has thrown for 884 yards with nine touchdown passes and just one interception in his first two starts. Gordon found nine different receivers last week and looks well-equipped to run Leach’s offense. With the top four receivers back from last year along with talented rusher and pass-catching threat in running back Max Borghi along with a strong offensive line that returned four starters from last year, this offense should continue to put up big numbers — and that makes this Cougars team dangerous even when playing on the road. Washington State has covered the points read in 8 of their last 11 games after a straight-up win — and they have covered the point spread in 5 of their last 6 games after a point spread loss. These Cougars generated 594 yards last week — and not only have they covered the point spread in 13 of their last 18 games after scoring at least 40 points in their last game but they have covered the point spread in 7 straight games after gaining at least 450 yards in their last contest. Gordon has passed for 481 and 507 passing yards in his two starts — and Washington State has covered the point spread in 11 of their last 12 games after passing for at least 325 passing yards in two straight games. These Cougars have raced out to fast starts as well as they have scored 24 and 35 points in the first half of their first two games — and they have covered the point spread in 7 of their last 8 games after scoring at least 20 points in the first half in two straight games. Washington State usually fares well in these expected higher scoring games as well as they have covered the point spread in 11 of their last 15 games with the Total set at 70 or higher. Gordon and this Air Raid offense should shred this Houston defense that surrendered 686 yards to the Sooners in their first game. While Oklahoma makes many defenses look bad, these Cougars’ defenders made it easy for Jalen Hurts in his debut with his new team as he had wide-open wide receivers all night. Houston returned only four starters from last year’s defense while losing future NFL players at all three levels of the unit making this a major rebuilding job for new defensive coordinator Joe Cauthen. I put little stock in their holding Prairie Valley A&M to just 318 yards of offense last week — and they have failed to cover the point spread in 4 straight games after not allowing more than 20 points. Houston has also failed to cover the point spread in 8 of their last 9 games after a win at home — and they have failed to cover the point spread in 6 straight games after a win by at least 17 points. Furthermore, while these Cougars raced out to a 34-10 lead last week, they have failed to cover the point spread in 6 of their last 7 games after scoring at least 24 points in the first half of their last contest. Houston potentially has a dynamic offense of their own with senior D’Eriq King under center — but he has struggled at times to get in synch with the new offensive system of first-year head coach Dana Holgorsen. King passed for only 139 yards last week on 15 of 26 passing against an FCS opponent while not rushing for positive yards. That is not a good sign for what is shaping up to be a shootout — and this Washington State defense has been much improved over the last few seasons after seeing improvements in points allowed in four straight games. Six starters return from that unit for second-year defensive coordinator Tracy Claeys from a group that led the FBS by generating sacks in 14% of their opponents in Passing Down situations. Washington State has covered the point spread in 4 of their last 5 games after not allowing more than 20 points in their last game.

FINAL TAKE: Washington State usually thrives in situations like this — they have covered the point spread in 8 of their last 9 games in September while also covering the point spread in 5 of their last 6 non-conference games. Houston has failed to cover the point spread in 4 straight games against teams with a winning record — and they have failed to cover the point spread in 11 of their last 12 games played on field turf. 25* CFB Friday ESPN Game of the Month with the Washington State Cougars (107) minus the points versus the Houston Cougars (108). Best of luck for us — Frank.

At 6:00 PM ET on Friday, we will be playing the Wake Forest Demon Deacons (104) minus the points versus the North Carolina Tar Heels (103). THE SITUATION: Wake Forest (2-0) looks to build off their 41-21 win at Rice last week as a 20-point favorite last Friday. North Carolina (2-0) looks to build off their 28-25 upset win at home to Miami (FL) last Saturday as a 5-point underdog. This is officially considered a non-conference game when it comes to these in-state rivals who wanted to get on each other's schedule again despite being in opposite divisions in the ACC — so the result will not count for the conference record of either team.

REASONS TO TAKE THE DEMON DEACONS MINUS THE POINTS: The Tar Heels have been a nice story to start the season with their prodigal son in head coach Mack Brown returning to the program he had great success with (before taking the Texas job) — they have pulled off two straight upset victories over South Carolina and then the Hurricanes last week. But with this North Carolina now playing their first true road game of the season, look for the bubble to burst tonight. Fourteen starters returned from last year’s 2-9 team that imploded last year in Larry Fedora’s seventh season with the program with injuries and suspensions. Fedora clearly lost the locker room — and things could have been much better without a 2-8 record in games decided by one possession over the last two seasons. But the talent level has declined on the defensive side of the football over the years with the group Brown inherited being on the small side. The Tar Heels surrendered 309 passing yards to the Hurricanes last week — and they have failed to cover the point spread in 11 of their last 16 games after allowing at least 280 passing yards in their last game. Since 2013, North Carolina has also finished last or second to last in run defense in the ACC. Brown has entrusted the offense to a true freshman in Sam Howell who completed 16 of 24 passes for 274 yards against the Miami defense. This will be his first start in a hostile environment after the neutral site game with South Carolina was played in Charlotte’s Bank of America Stadium. This remains a program that is just 3-7-1 ATS in their last 11 games in the month of September. The Tar Heels have also failed to cover the point spread in 3 of their last 4 games in expected high-scoring contests with the Total set at 63 or higher. Wake Forest has covered the point spread in 7 of their last 8 games with the Total set at 63 or higher. Head coach Dave Clawson returns twelve starters from last year’s team that finished 7-6 after their 37-34 victory over Memphis in the Birmingham Bowl. That Demon Deacons team was also hit hard by injuries with 34 starts lost from initial starters. Clawson has the decisive edge at quarterback in this game with junior Jamie Newman seizing the job in the offseason after winning three of his last four games last year playing in relief for the injured Sam Hartman including winning MVP in their bowl game. Newman completed 21 of 27 passes last week for 317 yards with three touchdown passes against Rice. Wake Forest has covered the point spread in 6 of their last 7 games in expected close contests where they are listed in the +/- 3-point range. The Demon Deacons have only committed one turnover in their first two games as well — and they have covered the point spread in 7 of their last 10 games after not committing more than one turnover in two straight games.

FINAL TAKE: Wake Forest is dealing with some injuries with running back Cade Carney and wide receiver Kendall Hinton both having issues. Freshman running back Kenneth Walker stepped up last week in Carney’s absence last week but the senior has been upgraded to probable for tonight. Hinton is doubtful with his hamstring injury but Newman still has two reliable targets in wide receivers Sage Surratt and Scotty Washington. 10* CFB North Carolina-Wake Forest ESPN Special with the Wake Forest Demon Deacons (104) minus the points versus the North Carolina Tar Heels (103). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing Under the Total in the game between the Tulane Green Wave (371) and the Auburn Tigers (372). THE SITUATION: Tulane (1-0) enters this game looking to build off their 42-14 win over Florida International as a 3-point favorite back on August 29th. Auburn (1-0) eked out a 27-21 win over Oregon as a 4-point favorite last Saturday against Oregon.

REASONS TO TAKE UNDER THE TOTAL: Freshman quarterback Bo Nix was shaky in his collegiate debut — he completed only 13 of 31 passes for 177 yards. Head coach Gus Malzahn kept the playbook limited with his freshman with the team doing little to stretch the field against a Ducks defense that is certainly not elite. While I expect Nix to get more of the playbook tonight, it is telling that Malzahn did not feel comfortable in his quarterback to start airing the ball out — even when they were trailing for most of that game with Oregon. But perhaps that is because he had complete confidence in his defense that returned seven starters including an outstanding defensive line from a unit that ranked 14th in the nation last year by holding their opponents to just 19.2 PPG. The Tigers held the Ducks with their Heisman Trophy candidate in quarterback Justin Herbert to just 332 yards of offense in that victory. Moving forward, Auburn has played 7 of their last 10 games Under the Total after a straight-up win. Now the Tigers return home from that game played in the Mercedes-Benz Stadium in Atlanta where they have played 10 of their last 14 games Under the Total. Auburn has also played 4 of their last 5 games Under the Total in the month of September after last week’s game fell below the 55.5 point Total. Furthermore, the Under is 18-7-2 in the Tigers’ last 27 games against teams outside the SEC — and the Under is 20-8-1 in their last 29 games against teams with a winning record. Tulane has played 4 straight games Under the Total after a win by at least 20 points — and they have played 7 of their last 10 games Under the Total when playing with eight days of rest and preparation. The Green Wave generated 545 yards of offense against the Golden Panthers under senior quarterback Justin McMillan. Tulane has then played 5 straight games Under the Total after scoring at least 40 points in their last game — and they have also played 6 of their last 8 games Under the Total after generating at least 450 yards in their last game. The Green Wave gained 350 of those yards on the ground as they flexed their muscles in controlling the line of scrimmage — and this will likely be the strategy in pulling this upset. Tulane plays at a fast tempo under new offensive coordinator Will Hall — but running the football still shortens the game with the clock continually moving. The Green Wave have played 5 of their last 5 games Under the Total after rushing for at least 275 yards in their last game. Tulane has also played 5 of their last 7 games Under the Total on the road — and they have played 7 of their last 8 road games Under the Total as the underdog.

FINAL TAKE: Tulane has played 6 of their last 8 games Under the Total against teams outside the American Athletic Conference — and they have also played 6 straight games Under the Total against teams from the SEC. 25* CFB ESPN2 Total of the Month with Under the Total in the game between the Tulane Green Wave (371) and the Auburn Tigers (372). Best of luck for us — Frank.

At 7:00 PM ET on Saturday, we will be playing the Texas State Bobcats (354) plus the points versus the Wyoming Cowboys (353). THE SITUATION: Texas State (0-1) looks to bounce-back from their 41-7 loss at Texas A&M two Thursdays ago as a 33.5-point underdog. Wyoming (1-0) comes off a 37-31 upset victory at home over Missouri as a 15-point underdog last Saturday.

REASONS TO TAKE THE BOBCATS PLUS THE POINTS: Wyoming’s victory was the result of a number of very fortunate events for them. They surrendered 537 yards to the Tigers while gaining just 389 yards of offense — and 136 of those yards came off two long broken tackle touchdown runs of 61 and 75 yards. The Cowboys enjoyed a +3 net turnover margin in that game while scoring on a 30-yard fumble recovering. Wyoming only generated 15 first downs while giving up 28 first downs to Mizzou. Laramie is often a difficult place to play for teams traveling from out east — playing 7200 square feet above sea level is a challenging experience for players unfamiliar with those conditions. The Cowboys are 23-15 straight-up in their last thirty-eight games at home. But the flip side of that coin is that Wyoming is just 9-26 in their last thirty-five games on the road. It is even worse for this team in the rare times they are favored away from home as they have failed to cover the point spread in 10 of their last 14 road games laying 3.5 to 7 points. QB Kelly Bryant torched this Cowboys defense for 423 yards — and they have then failed to chef the point spread in 4 of their last 5 games after giving up at least 280 passing yards in their last game. Wyoming had one of the most underrated defenses in the nation last year that ranked 19th in the nation by allowing just 326.2 total YPG but they lost five multiyear starters from that team. Furthermore, the Cowboys have failed to cover the point spread in 7 of their last 9 games played in the month of September. I am comfortable giving Texas State a pass last week after getting blown out on the road to Texas A&M. This team should be much better from their 3-9 team from last season with nineteen starters back from that group. First-year head coach Jake Spavital along with offensive coordinator Bob Stitt should get this offense moving sooner rather than later. The Bobcats suffered three net close losses decided by one scoring possession which obscured that they were only outgained by -60.8 net YPG in Mountain West Conference play which usually produces a much better record than their 1-7 conference mark. Texas State did not score in the first half of their game with the Aggies — but they have then covered the point spread in 5 of their last 7 games after failing to score more than a field goal in the first half of their last game. The Bobcats have also covered the point spread in 8 of their last 12 games after not scoring double-digits in their last game — and they are 4-1-1 ATS in their last 6 games after a point spread loss.

FINAL TAKE: Wyoming will be mistaking a mistake if they take Texas State lightly — but it will likely be difficult for them to not suffer an emotional letdown after knocking off an SEC team. The Bobcats have covered the point spread in 4 of their last 5 games as an underdog getting 3.5 to 10 points. Don’t be surprised if Spavital rallies his team to pull the upset this week — but take the points for valuable insurance. 10* CFB Don’t Need the Points (but we will take the points) Underdog Special with the Texas State Bobcats (354) plus the points versus the Wyoming Cowboys (353).  Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Purdue Boilermakers (314) minus the points versus the Vanderbilt Commodores (313). THE SITUATION: Purdue (0-1) looks to rebound from a 34-31 upset loss at Nevada last Friday night as an 11-point underdog. Vanderbilt (0-1) enter this game coming off a 30-6 loss at home to Georgia as a 22-point underdog.

REASONS TO TAKE THE BOILERMAKERS MINUS THE POINTS: Purdue held a 24-7 halftime lead over the Wolf Pack along with a 31-14 third-quarter lead before a rash of turnovers let Nevada get back into that game before they stole that game with a last-second field goal. A -5 net turnover margin spoiled the Boilermaker’s 519 to 404 net yardage edge in that game on the road. Third-year head coach Jeff Brohm should ensure his team responds well in this game — they have bounced-back to cover the point spread in 5 of their last 6 games after an upset loss as a double-digit favorite. Purdue has also won 4 of their last 5 games after a straight-up loss — and they have covered the point spread in 4 of their last 5 games after a narrow loss by 3 points or less. The Boilermakers have also covered the point spread in 14 of their last 19 games after a point spread loss. Now Purdue returns home where they have covered the point spread in 4 of their last 5 games. Twelve starters return from last year’s 6-7 team that got crushed in the Music City Bowl to Auburn by a 63-14 score but who also upset Ohio State earlier in the year by a 49-20 score. The Boilermakers are led by senior quarterback Elijah Sindelar who completed 34 of 52 passes for 423 yards and four touchdown passes last week. Purdue should move the ball again against this Commodores defense that surrendered 481 yards to the Bulldogs last week. The Boilermakers have covered the point spread in 5 of their last 7 games after gaining at least 450 yards in the last game. Purdue has also covered the point spread in 7 of their last 9 games in the month of September — and they have also covered the point spread in 7 of their last 9 games against teams outside the Big Ten. Vanderbilt may struggle to pick themselves off the mat from their loss to Georgia has this have failed to cover the point spread in 4 of their last 5 games after a loss by at least two touchdowns at home — and they have also failed to cover the point spread in 5 of their last 6 games after a loss by at least three touchdowns against an SEC rival. Head coach Derek Mason had to replace a four-year starter at quarterback in Kyle Shurmur in the offseason. He brought in grad transfer Riley Neal from Ball State who won the job over Shurmur’s backup last season in Deuce Wallace — but Neal might have very well lost his starting gig with the Cardinals if he had stayed with that program. Neal completed 14 of 25 passes but for only 85 yards last week while leading an offense that generated just 225 total yards. The Commodores have failed to cover the point spread in 6 of their last 8 games after failing to score more than 20 points — and they have failed to cover the point spread in 5 straight games after not gaining at least 275 yards in their last game. Vanderbilt was 6-7 last year after losing to Baylor in the Texas Bowl by a 45-38 score. Mason has only twelve starters back from that team — and only two of the top seven tacklers on defense returned. Now this team goes on the road where they have failed to cover the point spread in 9 of their last 13 games with the Total set in the 52.5 to 56 point range. The Commodores have also failed to cover the point spread in 4 of their last 6 games as an underdog getting 3.5 to 10 points.

FINAL TAKE: This is an important non-conference game for both teams who do not want to start the season 0-2 with challenging conference games looming which will make returning to a bowl game difficult. Purdue has better starting talent than Vandy — and home-field advantage should help them win this game by more than a touchdown. 10* CFB Saturday Afternoon Kickoff with the Purdue Boilermakers (314) minus the points versus the Vanderbilt Commodores (313). Best of luck for us — Frank.