At 7:00 PM ET on Friday, we will be playing the Louisville Cardinals (326) minus the points versus the Syracuse Orange (325). THE SITUATION: Louisville (2-6) has lost two straight games as well as six of their last seven contests after their 31-17 loss at Virginia as a 6.5-point underdog last Saturday. Syracuse (1-7) has lost five games in a row with their 16-13 loss to Boston College as a 14.5-point underdog two weeks ago on November 7th.

REASONS TO TAKE THE CARDINALS MINUS THE POINTS: Turnovers were the culprit for Louisville not being in a position to defeat the Cavaliers. Junior quarterback threw an interception that was returned for an 85-yard touchdown in the first quarter that served as a 10 to 14-point swing with the Cardinals in the red zone. Cunningham then fumbled in Virginia territory at the 8:22 minute mark in the fourth quarter to ruin a potential game-tying touchdown drive. Louisville outgained the Cavaliers by +110 net yards. Head coach Scott Satterfield’s team should bounce-back as they are 5-2-1 ATS in their last 8 games after a straight-up loss — and they are 5-1-1 ATS in their last 7 games after a point spread defeat. Furthermore, Louisville has covered the point spread in 5 straight games after not scoring more than 20 points in their last game. The Cardinals have been held back by a -12 net turnover margin with their 18 giveaways ranking 3rd most in the FBS. Louisville is outgaining their opponents by +48.5 net YPG this season which tracks with their preseason expectations. Satterfield returned 16 starters from last year’s 8-5 team. Defense was considered the biggest concern for this team but they did hold Notre Dame to only 12 points and they also held Florida State to just 16 points. Their return home where they are outgaining their opponents by +128.7 net YPG. They have covered the point spread in 4 of their last 5 home games as a favorite. Cunningham is a dynamic talent at quarterback who rushed for 197 yards with two touchdowns in the losing effort against the Cavaliers. He is completing 63.2% of his passes for 1907 yards with 15 touchdown passes but his nine interceptions are a problem — but he faces an Orange defense that has forced only one turnover in their last three games. Louisville averages 38.0 PPG along with 530.0 total YPG in their four home games — so they have the offensive firepower to blow Syracuse out. The Cardinals have covered the point spread in 3 straight games when favored by 10.5 to 21 points. Syracuse has failed to cover the point spread in 18 of their last 23 games after a loss by a touchdown or less again an ACC opponent — and they have failed to cover the point spread in 5 of their last 6 games after a point spread win. They have also failed to cover the point spread in 4 straight games after not allowing more than 20 points in their last game. The Orange managed only 240 yards of offense in the loss. Syracuse entered the season with only 11 starters back from last year’s 5-7 that finished only 2-6 in ACC play. Injuries and opt-outs have further decimated what was already a shaky roster. The Orange are now without their top two running backs from their original depth chart along with their top two defensive backs including safety Andre Cisco who enter the leading the nation with his 12 career interceptions (which correlates with the steep decline in the team’s takeaways). Syracuse also lost their starting quarterback Tommy Devito in mid-October. After three subpar starts from senior Rex Culpepper, head coach Dino Babers turned to a true freshman in JaCobian Morgan to make his first start against the Eagles two weeks ago. Morgan was OK that week — he completed 19 of 30 passes for 188 yards with a TD and an interception. But this is a tough assignment being asked to outduel Cunningham leading a team that is just 3-8-2 ATS in their last 13 games against teams with a losing record. Syracuse has also failed to cover the point spread in 37 of their last 58 games as an underdog getting 10.5 to 21 points.

FINAL TAKE: Louisville will not have their top running back, Javian Hawkins, who has opted-out for the rest of the season — but they expect to get their speedy junior Hassan Hill to return to action after missing the last three games. The Cardinals have covered the point spread in their last 4 opportunities to host the Orange. This may look like a lot of points to lay for a 2-6 team — but let’s trust the wisdom of the oddsmakers. 25* CFB Friday ESPN Game of the Month with the Louisville Cardinals (326) minus the points versus the Syracuse Orange (325). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Over the Total in the game between the Arizona Cardinals (321) and the Seattle Seahawks (322). THE SITUATION: Arizona (6-3) has won four of their last five games after their 32-30 win against Buffalo as a 3-point favorite. Seattle (6-3) has lost two straight games as well as three of their last four contests with their 23-16 loss in Los Angeles against the Rams as a 3-point underdog.

REASONS TO TAKE OVER THE TOTAL: The Cardinals have played 7 of their last 10 games Over the Total after scoring at least 30 points in their last game. Arizona has scored at least 30 points in five straight games — and they have then played 15 of their last 20 games Over the Total after scoring at least 25 points in at least three straight games. Arizona is dealing with a host of injuries — especially on their defensive line which makes me a bit less concerned about the Seattle offensive line. Defensive end Zach Allen went on the Injured Reserve with an ankle injury — he is the fourth defensive linemen to get placed on the IR for this team. Nose tackle Corey Peters is already out the season with a knee and Pro Bowl linebacker Chandler Jones is on the IR with his biceps injury. Now defensive end Jordan Phillips has been declared out with a foot injury for tonight. This Cardinals defense has declined as of late (they really miss Jones). They are allowing 32.7 PPG over their last three games along with 417.7 YPG with all three of those opponents scoring at least 30 points. Arizona has played 4 of their last 5 games Over the Total against teams with a winning record. And in their last 27 games in November, the Over is 19-7-1. Seattle has played 4 straight games Over the Total after a loss on the road to an NFC West foe. And while the Seahawks have lost the turnover battle in two straight games, they have then played 37 of their last 54 games Over the Total after having a -1 or worse net turnover margin in two straight games. Seattle has several injuries of their own — the absence of their starting cornerbacks Quinton Dunbar and Shaquille Griffin being the biggest problem for this team. The Seahawks surrendered 389 yards last week to the Rams without those two defensive backs — and they have played 7 of their last 10 games Over the Total after allowing at least 350 yards in their last game. But the news on offense is a bit better. Starting center Ethan Pocic is also out tonight as he continues in the concussion protocol — and that is significant. But head coach Pete Carroll does expect backup center Kyle Fuller to play after the high ankle sprain he suffered on Sunday. That development was essential for me to endorse the Seahawks tonight. Carroll also expects wide receiver Tyler Lockett and running back Carlos Hyde to play as well. Seattle returns home where they have played 5 of their last 7 home games Over the Total as a favorite — and the Over is 10-3-1 in their last 14 home games against teams with a winning record on the road. The Seahawks have also played 5 of their last 6 home games Over the Total with the number set at 49.5 or higher.

FINAL TAKE: The Over is 9-4-1 in Seattle’s last 14 games against NFC West rivals. And with the Seahawks looking to avenge a 37-34 upset loss in Arizona in overtime back on October 25th, they have played 4 of their last 5 games Over the Total when playing with revenge from a loss by 7 points or less. 10* NFL Thursday Night Discounted O/U Deal with Over the Total in the game between the Arizona Cardinals (321) and the Seattle Seahawks (322). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Seattle Seahawks (322) minus the points versus the Arizona Cardinals (321). THE SITUATION: Seattle (6-3) has lost two straight games as well as three of their last four contests with their 23-16 loss in Los Angeles against the Rams as a 3-point underdog. Arizona (6-3) has won four of their last five games after their 32-30 win against Buffalo as a 3-point favorite.

REASONS TO TAKE THE SEAHAWKS MINUS THE POINTS: Seattle should respond with a strong effort tonight. They are a decisive 32-15-4 ATS in their last 51 games after a straight-up loss — and they have covered the point spread in 4 of their last 5 games after a loss to an NFC West opponent. They are also 12-5-2 ATS in their last 19 games after a point spread loss. Furthermore, the Seahawks have covered the point spread in 51 of their last 83 games after losing two games in a row. And while Seattle has not covered the point spread in their last two games, they have then covered the point spread in 7 of their last 10 games after not covering the point spread in two of their last three games. Injuries have hit this team hard. I did not make a call on this game until Thursday, given the potential attrition to tonight’s roster. Cornerbacks Quinton Dunbar and Shaquille Griffin along with running back Chris Carson are not expected to play. Starting center Ethan Pocic is also out tonight as he continues in the concussion protocol — and that is significant. But head coach Pete Carroll does expect backup center Kyle Fuller to play after the high ankle sprain he suffered on Sunday. That development was essential for me to endorse the Seahawks tonight. Carroll also expects wide receiver Tyler Lockett and running back Carlos Hyde to play as well. Quarterback Russell Wilson needs to reduce his turnovers after being responsible for seven in the last two games. Seattle has lost the turnover battle in these last two games — but they have then covered the point spread in 36 of their last 55 games after having a -1 or worse net turnover margin in two straight games. The Seahawks defense is worst in the league by allowing 448.3 total YPG — but this unit has been playing better despite the losing streak. They have held their last three opponents to 386.7 YPG which is more than 60 YPG below their current season average. Safety Jamal Adams has been injured but he did return to register seven tackles with two sacks and a forced fumble against the Rams. The Seahawks have also recently acquired defensive linemen Carlos Dunlap and Snacks Harrison who should both improve the pass rush and run defense for this team. Seattle returns home where they have covered the point spread in 5 of their last 7 games as a favorite — and they have covered the point spread in 5 of their last 6 home games with the total set at 49.5 or higher. The Seahawks are also 6-2-1 ATS in their last 9 games in November. Arizona needed the miracle Hail Mary play from Kyler Murray to DeAndre Hopkins to steal that victory over the Bills last week. Yet the Cardinals have failed to cover the point spread in 13 of their last 21 games after a win at home where they did not cover the point spread. Arizona is also dealing with a host of injuries — especially on their defensive line which makes me a bit less concerned about the Seattle offensive line. Defensive end Zach Allen went on the Injured Reserve with an ankle injury — he is the fourth defensive linemen to get placed on the IR for this team. Nose tackle Corey Peters is already out the season with a knee and Pro Bowl linebacker Chandler Jones is on the IR with his biceps injury. Now defensive end Jordan Phillips has been declared out with a foot injury for tonight. This Cardinals defense has declined as of late (they really miss Jones). They are allowing 32.7 PPG over their last three games along with 417.7 YPG with all three of those opponents scoring at least 30 points. Arizona has gained at least 438 yards in five straight games — but they have failed to cover the point spread in 4 straight games after gaining at least 375 yards in their last game. And while they have rushed for at least 159 yards in four straight games, they have then failed to cover the point spread in 8 of their last 9 games after rushing for at least 150 yards in their last game.

FINAL TAKE: Arizona has failed to cover the point spread in 6 of their last 9 games played on a Thursday night — and Seattle is 7-1-2 ATS in their last 10 games played on a Thursday night. 25* NFL Thursday Night Football Game of the Month with the Seattle Seahawks (322) minus the points versus the Arizona Cardinals (321). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing the Tulsa Golden Hurricane (426) minus the points versus the Tulane Green Wave (425). THE SITUATION: Tulsa (4-1) has won four straight games with their 28-24 victory over SMU last Saturday as a 1-point favorite. Tulane (5-4) has won three straight games with their 38-12 win over Army on Saturday as a 3-point favorite.

REASONS TO TAKE THE GOLDEN HURRICANE MINUS THE POINTS: Tulsa rallied from a 24-7 halftime deficit to defeat the Mustangs. Don’t tear up your tickets with head coach Phillip Montgomery’s team as they have also rallied from an 18-point deficit to Central Florida and a 14-point hole to East Carolina. This team seems to be putting it all together this season after going 4-8 last year in a rugged schedule that featured nine bowl teams. That group dealt with a handful of heartbreaking missed field goals that overwhelmed their +45 net YPG mark in conference play. The Golden Hurricane is outscoring their opponents by +7.2 PPG this season while outgaining them by +43.4 net YPG. Tulsa gained 455 yards against SMU — and they have covered the point spread in 4 straight games after gaining at least 450 yards in their last game. The Golden Hurricane is also 20-7-1 ATS in their last 28 games after a point spread victory. They stay at home where they have covered the point spread in 17 of their last 25 games at home against teams with winning records. And in their last 26 games overall against teams with a winning record, Montgomery’s teams have covered the point spread in 19 of these contests. Tulane has failed to cover the point spread in 5 of their last 7 games after a straight-up win — and they have failed to cover the point spread in 6 of their last 8 games after a victory by at least 20 points. The Green Wave limited the Black Knights to just 303 yards of offense — but they have failed to cover the point spread in 5 of their last 7 games after not allowing more than 20 points in their last contest. This Tulane defense is still allowing 27.6 PPG along with 421.7 total YPG — and those marks rise to 33.8 PPG and 467.8 YPG in their five games on the road. The Green Wave have failed to cover the point spread in 11 of their last 16 road games against teams with a winning record at home. Tulane has also failed to cover the point spread in 5 of their last 7 road games as an underdog.

FINAL TAKE: Tulane has failed to cover the point spread in 6 of their last 7 trips to Tulsa to play the Golden Hurricane. They have won three in a row against Tulsa after their 38-26 win at home as a 10-point favorite last year. That loss should provide bulletin-board fodder for Montgomery for this rematch. 10* CFB Tulane-Tulsa ESPN Special with the Tulsa Golden Hurricane (426) minus the points versus the Tulane Green Wave (425). Best of luck for us — Frank.

At 7:00 PM ET on Wednesday, we will be playing the Central Michigan Chippewas (314) plus the points versus the Western Michigan Broncos (313). THE SITUATION: Central Michigan (2-0) remained unbeaten so far this season with their 40-10 win at Northern Illinois as a 5.5-point favorite last Wednesday. Western Michigan (2-0) comes off a 41-38 win against Toledo last Wednesday as a 1-point favorite.

REASONS TO TAKE THE CHIPPEWAS PLUS THE POINT(S): Central Michigan has covered the point spread in 6 of their last 8 games after a straight-up win — and they have covered the point spread in 5 of their last 7 games after a point spread victory. Additionally, the Chippewas has covered the point spread in 4 of their last 5 games after a win by at least 20 points. The Central Michigan defense is playing outstanding as they lead the Mid-American Conference by holding their opponents to just 18.5 PPG. They already have four takeaways with 13 tackles-for-loss — and they have allowed only one play of more than 40 yards. They have a balanced offense that is averaging 210.5 rushing YPG and 219.5 passing YPG. They return  home where they have won all seven of their games since the start of last season. They have also covered the point spread in 7 of their last 8 games at home. Western Michigan has failed to cover the point spread in 8 of their last 10 games after a straight-up win — and they have covered the point spread in 17 of their last 21 games after a point spread victory. And while the Broncos have won and covered the point spread in their first two games after defeating Akron by a 58-13 score in their opening game, they have then failed to cover the point spread in 11 of their last 17 games after winning and covering the point spread in two straight games. They also have failed to cover the point spread in 5 of their last 6 games after scoring at least 31 points in two straight games. Western Michigan did surrender 501 yards against the Rockets — and they are 3-12-1 ATS in their last 16 games after allowing at least 450 yards in their last game. They needed to recover an onside kick with under a minute to go to orchestrate their 10-point rally with under three minutes to go to eke out that game against Toledo. The Broncos have won the turnover battle in their first two games — but they have failed to cover the point spread in 4 of their last 5 games after enjoying a +1 or better turnover margin in their last game. And in their last 9 games on the road, Western Michigan has failed to cover the point spread in 7 of these games.

FINAL TAKE: Central Michigan will be looking to avenge a 31-15 loss at Western Michigan last season which should ensure they are very motivated for this MAC West division clash. 10* CFB Wednesday Daily Discounted Deal with the Central Michigan Chippewas (314) plus the points versus the Western Michigan Broncos (313). Best of luck for us — Frank.

At 7:00 PM ET on Tuesday, we will be playing Under the Total in the game between the Akron Zips (301) and the Kent State Golden Flashes (302). THE SITUATION: Akron (0-2) remained winless last week with their 24-10 loss at Ohio last Tuesday as a 27.5-point underdog. Kent State (2-0) is undefeated after their 62-24 win at Bowling Green last Tuesday as a 20.5-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Zips may still be winless in the 14 games coached by Tom Arth in his second season with the program — but there is reason for optimism. Arth has 70 new players on the roster consisting of transfers, redshirt freshman, and true freshmen from the group that was 0-12 last year. Six starters are back on defense along with eleven of the top sixteen tacklers — and Akron limited the Bobcats last week to just 307 yards of offense. The Zips have a solid rushing attack led by junior college transfer Teon Dollard who ran the ball 22 times for 165 yards against Ohio for a robust 7.5 Yards-Per-Carry average in that game. Akron ran for 218 yards last week to improve their rushing Yards-Per-Game average to a 173.0 clip for the season. The Zips should be able to shorten the length of this game with their rushing attack — they have played 6 of their last 7 games Under the Total after rushing for at least 200 yards in their last game. Arth has a redshirt freshman under center in Zach Gibson with the team’s senior three-year starter, Kato Nelson, recovering from shoulder surgery in August. As it is, the Zips have played a decisive 39 of their last 57 games Under the Total after a straight-up loss — and they have played 11 of their last 16 games Under the Total after a point spread victory. Akron has also played 27 of their last 38 games Under the Total after login two straight games against conference rivals. Now the Zips go back on the road where they have played 35 of their last 51 games Under the Total — and they have played 5 of their last 7 road games Under the Total against teams with a winning record at home. Kent State has played 5 of their last 7 games Under the Total after a win by at least 20 points. The Golden Flashes have also played 6 of their last 7 games Under the Total after a game where at least 70 combined points were scored. Additionally, Kent State has played 6 of their last 7 games Under the Total after scoring at least 40 points in their last game. The Golden Flashes generated 372 passing yards against the Falcons — and they have played 7 straight games Under the Total after passing for at least 280 yards in their last game. Kent State averaged an explosive 11.94 Yards-Per-Play for 657 total yards — yet they have played 5 of their last 7 games Under the Total after averaging at least 6.25 YPP in their last game and they have played 4 of their last 5 games Under the Total after gaining at least 475 yards in their last game. The Golden Flashes return home where the Under is 11-5-1 in their last 17 games when they are favored. Kent State has excelled in their pass defense so far this season with seven sacks while holding their opponents to just 173.0 passing YPG which is the best mark in the MAC.

FINAL TAKE: These two teams have played 8 of their last 10 meetings Under the Total. Expect a lower-scoring game. 25* CFB Tuesday ESPN Total of the Year with Under the Total in the game between the Akron Zips (301) and the Kent State Golden Flashes (302). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Chicago Bears (275) plus the points versus the Minnesota Vikings (275). THE SITUATION: Minnesota (3-5) has won two games in a row after their 34-20 win at home against Detroit as a 3-point favorite last Sunday. Chicago (5-4) has lost three straight games after their 24-17 loss at Philadelphia as a 6.5-point underdog last week.

REASONS TO TAKE THE BEARS PLUS THE POINTS: Chicago outgained the Eagles by +147 net yards in the losing effort last week. They limited Philadelphia to just 228 yards while generating 375 yards of offense. The Bears have then covered the point spread in 5 of their last 7 games after gaining at least 350 yards in their last game. Turnovers are killing Chicago as they have lost the turnover battle in each of the games in their three-game losing streak. But the Bears have covered the point spread in 24 of their last 33 home games after losing the turnover battle in two straight games — and they have covered the point spread in 19 of their last 23 games after enduring at least a -1 net turnover margin in at least three straight games. Chicago returns home where they have covered the point spread in 41 of their last 65 home games after losing two games in a row. They are also 13-4-1 ATS in their last 18 home games as an underdog. Minnesota has failed to cover the point spread in 7 of their last 11 games after a win at home — and they have failed to cover the point spread in 6 of their last 9 games after a win by at least two touchdowns. Additionally, the Vikings have failed to cover the point spread in 6 of their last 8 games after winning at least two games in a row. Minnesota benefited from a +3 net turnover margin against the Lions — but they have failed to cover the point spread in 4 straight games after having at least a +3 net turnover margin in their last game. The Vikings defense has been a disappointment all season — they are allowing 29.3 PPG while surrendering 412.9 total YPG. Detroit gained 421 yards against them last week — but they have then failed to cover the point spread in 4 of their last 5 games after allowing at least 350 yards in their last game. Now they go back on the road where they are getting outgained by -24.0 net YPG. Kirk Cousins will be making his tenth start on Monday Night Football where he has lost all nine previous games — and Minnesota failed to cover the point spread in 12 of their last 14 games on Monday Night Football.

FINAL TAKE: Minnesota has failed to cover the point spread in 5 of their last 6 games against the Bears — and they have failed to cover the points spread in 14 of their last 17 games at Soldier Field. With the temperatures dropping into the low-40s, lets fade the road favorite dome team playing in cold weather. 10* NFL Monday Night Discounted Deal with the Chicago Bears (275) plus the points versus the Minnesota Vikings (275). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Under the Total in the game between the Minnesota Vikings (275) and the Chicago Bears (276). THE SITUATION: Minnesota (3-5) has won two games in a row after their 34-20 win at home against Detroit as a 3-point favorite last Sunday. Chicago (5-4) has lost three straight games after their 24-17 loss at Philadelphia as a 6.5-point underdog last week.

REASONS TO TAKE UNDER THE TOTAL: The Vikings have played 6 of their last 9 games Under the Total after a victory by at least two touchdowns. Minnesota has also played a decisive 43 of their last 40 games Under the Total after scoring at least 30 points in their last game — and this includes them playing nine of their last eleven games Under the Total after reaching at least 30 points in their last game. Behind running back Delvin Cook who rushed for 206 yards on 22 carries, the Vikings put up 275 rushing yards against the Lions defense — but they have then played 16 of their last 20 games on the road Under the Total after rushing for at least 200 yards in their last game. Now they face this Bears’ defense that is 9th in the NFL by allowing only 101.5 rushing Yards-Per-Game when playing at home. Minnesota scores 24.1 PPG on the road while averaging 339.5 total YPG in their four road games — and those numbers are -3.1 PPG and —42.7 YPG below their season averages. The Vikings have also benefited from a +3 net turnover margin against the Lions. Yet they have played 29 of their last 59 games Under the Total including three of their last four after enjoying a +3 or better turnover margin in their last game. Minnesota is playing better on defense as of late — they have held their last two opponents to 22 and 20 points which are both season lows. The Vikings have also played 7 of their last 9 games Under the Total on Monday Night Football. Chicago has played 4 of their last 5 games Under the Total on Monday Night Football. The Bears have not scored more than 23 points in six straight games. They did gain 375 yards last week against the Eagles — but they have played 4 of their last 5 games Under the Total after gaining at least 350 yards in their last game. Chicago is undermanned at the running back position right now with David Montgomery out as he goes through the concussion protocol and Tarik Cohen already out the year with his torn ACL. The Bears will rely on converted wide receiver Cordarrelle Patterson, Ryan Nall, and Artavis Pierce (along with perhaps Lamar Miller coming off their practice squad after missing all of last season with a torn ACL) as their running backs. Quarterback Nick Foles 52 pass attempts against the Eagles — and the Bears have played 14 of their last 16 games Under the Total after passing the ball at least 50 times in their last game. Chicago has also played 20 of their last 28 games Under the Total after a straight-up loss. They return home where they are scoring only 17.8 PPG while averaging 286.3 total YPG — but they are holding their opponents to just 19.3 PPG at Soldier Field. The Bears have played 12 of their last 15 home games Under the Total. They have also played 8 of their last 9 games Under the Total with the number set in the 42.5 to 49 point range. It will be cold on the south side of Chicago tonight with the temperatures dropping into the low-40s — and the Bears have played 6 of their last 8 games Under the Total in November. Chicago has also played 5 of their last 6 games Under the Total as an underdog.

FINAL TAKE: These two teams have played 12 of their last 17 games Under the Total — and they have played 5 of their last 6 games played in Chicago Under the Total. 25* NFC North Total of the Month with Under the Total in the game between the Minnesota Vikings (275) and the Chicago Bears (276). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the New England Patriots  (274) plus the points versus the Baltimore Ravens (273). THE SITUATION: New England (3-5) snapped a four-game losing streak on Monday with their 30-27 victory over the New York Jets as a 9-point favorite. Baltimore (6-2) has won four of their last five games after their 24-10 win at Indianapolis last Sunday as a 1-point underdog.

REASONS TO TAKE THE PATRIOTS PLUS THE POINTS: New England has covered the point spread in 4 of their last 5 games after a win on the road against an AFC East rival. The Patriots have also covered the point spread in 17 of their last 25 games after losing four of their last five games. And in their last 5 games played on a short week after playing on Monday Night Football, New England has covered the point spread in 4 of these contests. The Patriots have also covered the point spread in 11 of their last 17 games after allowing at least 30 points in their last contest. Additionally, New England has covered the point spread in 7 of their last 10 games in November. Baltimore covered the point spread in their upset win over Indianapolis — but that was just the first time in their last three games that they met point spread expectations. The Ravens have then failed to cover the point spread in 5 of their last 8 games after not covering the point spread in two of their last three games. And in their last 5 games when favored, Baltimore has failed to cover the point spread 4 times.

FINAL TAKE: It is not often that a Bill Belichick-coached team is an underdog in Gillette Stadium — and the Patriots have covered the point spread in 7 of their last 8 games at home as an underdog. 10* NFL Sunday Night Discounted Deal with the New England Patriots  (274) plus the points versus the Baltimore Ravens (273). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Under the Total in the game between the Baltimore Ravens (273) and the New England Patriots (274). THE SITUATION: Baltimore (6-2) has won four of their last five games after their 24-10 win at Indianapolis last Sunday as a 1-point underdog. New England (3-5) snapped a four-game losing streak on Monday with their 30-27 victory over the New York Jets as a 9-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Ravens have played 8 of their last 13 games Under the Total after an upset win by at least two touchdowns as a road underdog. Baltimore has played 10 of their last 14 games Under the Total after winning at least two of their last three games. And while that was the first time that the Ravens have covered the point spread in their last three games, they have then played 6 of their last 8 games Under the Total after only covering the point spread once in their last three games. Baltimore is an excellent defensive team — they lead the NFL by allowing only 17.8 PPG. They have played 10 of their last 13 games Under the Total after not allowing more than 14 points in their last game. Furthermore, the Ravens have played 6 of their last 7 games Under the Total against fellow AFC opponents. And in their last 7 games played on field turf, Baltimore has played 6 of these games Under the Total. New England has played 12 of their last 16 games Under the Total after a point spread loss. The Patriots have also played 5 straight games Under the Total when playing on a short week after an appearance on Monday Night Football. New England is scoring only 20.8 PPG which is 28th in the league — and that number drops to just 18.8 PPG while averaging jut 323.0 total YPG in their four games at home. Those are ominous numbers when considering that the Patriots have played only one top-ten defense this season — and quarterback Cam Newton managed only 98 passing yards in that game where they scored just 6 points. New England has played 4 of their last 5 game Under the Total at home — and they have played 5 of their last 7 home games Under the Total against teams with a winning record on the road. The Patriots have also played 5 of their last 7 games Under the Total in November.

FINAL TAKE: Weather will likely play a significant role in this game tonight. There is a 100% chance of rain with thunderstorms possible. Winds will be 9 to 18 MPH with gusts up to 47 MPH. This will negatively impact both passing games — and both Lamar Jackson and Cam Newton can struggle with their accuracy. Both defenses will likely get away with putting an extra defender in a box to stop the run given these conditions. 25* NFL Sunday Night Football Total of the Month with Under the Total in the game between the Baltimore Ravens (273) and the New England Patriots (274). Best of luck for us — Frank.

At 4:05 PM ET on Sunday, we will be playing the Denver Broncos (265) plus the points versus the Las Vegas Raiders (266). THE SITUATION: Denver (3-5) has lost two of their last three games after their 34-27 loss in Atlanta as a 4.5-point underdog. Las Vegas (5-3) has won three of their last four games after their 31-26 win in Los Angeles against the Chargers last week as a 1-point favorite.

REASONS TO TAKE THE BRONCOS PLUS THE POINTS: The Raiders have failed to cover the point spread in 16 of their last 21 games after a straight-up win. Las Vegas won that game despite being outgained by -120 net yards. The Raiders may have won five of their eight games — but they are being outscored by -1.5 PPG while being outgained by -14.1 Yards-Per-Game. Now Vegas returns home where they are just 1-2 this season while being outscored by -7.3 net PPG and outgained by -36.3 net YPG. Las Vegas has failed to cover the point spread in 5 of their last 6 games at home — and they have failed to cover the point spread in 5 of their last 7 home games against teams with a losing record on the road. Denver has lost two of their last three games but they outgained these opponents by +11.0 net YPG. The Broncos should play tough in this game as they have covered the point spread in 5 of their last 6 games after a loss — and they have covered the point spread in 6 straight games after a point spread loss. Denver did generate 405 yards of offense in that game as they outgained the Falcons by 42 net yards. The Broncos have covered the point spread in 9 of their last 12 games after gaining at least 350 yards in their last game. Denver does expect to get starting cornerbacks A.J. Buoy and Bryce Callahan back for this game after they did not play against Atlanta. The Broncos have covered the point spread in 13 of their last 18 games after allowing at least 30 points in their last game.

FINAL TAKE: Denver has covered the point spread in 7 of their last 10 games on the road. 10* NFL Sunday Afternoon Discounted Deal with the Denver Broncos (265) plus the points versus the Las Vegas Raiders (266). Best of luck for us — Frank.

At 4:05 PM ET on Sunday, we will be playing the Los Angeles Chargers (277) plus the points versus the Miami Dolphins (278). THE SITUATION: Los Angeles (2-6) has lost two games in a row with their 31-26 loss at home to Las Vegas last Sunday as a 1-point underdog. Miami (5-3) has won four games in a row with their 34-31 upset win at Arizona as a 6-point underdog on Sunday.

REASONS TO TAKE THE CHARGERS PLUS THE POINTS: Los Angeles lost their fifth game of the season on the final play once again last week with a dropped pass in the end zone taking victory away from head coach Anthony Lynn’s team. Everyone is banging away at Lynn this week for his game management late in the game. Perhaps some of these criticisms are valid — but this dynamic is overplayed. While I disagree with those in the analytics community that thinks winning close games is solely a function of luck, I certainly agree that winning and losing close games often is dependent on one or two plays — and often those plays experience plenty of variance regarding the random events that take place within them (like dropping a touchdown pass). The ability to consistently play close games is the more predictable variable for this Chargers team than what happens in the final moments. Los Angeles’ has had a halftime lead six times this season. All six of their losses have been by seven points or less — and all those losses were by a combined 24 points. And going back to last year, the Chargers have seen 15 of their 17 losses decided by one scoring possession. What is more consistent is yardage numbers — and LA is outgaining their opponents by +61.5 net YPG. The Chargers are getting their ground game going to complement rookie QB, Justin Herbert, as they are averaging 146 rushing YPG over their last five games. Los Angeles has covered the point spread in 5 of their last 7 games after losing two games in a row. They also have covered the point spread in 18 of their last 25 games on the road after a game where both teams scored at least 24 points. The Chargers outgained the Raiders last week by +120 net yards as they held them to just 320 yards of offense. LA is 9-4-2 ATS in their last 15 games after allowing at least 30 points in their last game. Now they go back on the road where they have covered the point spread in 13 of their last 20 games — and they are 4-1-1 ATS in their last 6 games away from home. Miami was outgained by -130 net yards in their upset win last week. And that accomplishment came on the heels of their upset win over the Rams the previous week where they won despite being outgained by a whopping -326 net yards! The Dolphins scored two defensive touchdowns against the Rams before returning a 36-yard fumble recovery for a touchdown last week against the Cardinals. Scoring defensive touchdowns to overcome getting outgained by more than 100 YPG is simply not sustainable. Miami is being outgained by -61.5 net YPG — and they are losing the yardage battle at home by -106.8 net YPG. The Dolphins have failed to cover the point spread in 20 of their last 25 home games after a win by a field goal or less. And while Miami has won five of their last six games, they have then failed to cover the point spread in 23 of their last 29 home games after winning five or six of their last seven contests. Now this team returns home where they are an ugly 22-46-1 ATS in their last 69 games as a favorite.

FINAL TAKE: The Chargers are 34-15-4 ATS in their last 53 road games as an underdog — and they have covered the point spread in 4 straight road games as a dog getting up to 3 points. 25* NFL Underdog of the Month with the Los Angeles Chargers (277) plus the points versus the Miami Dolphins (278). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Cleveland Browns (256) minus points versus the Houston Texans (255). THE SITUATION: Cleveland (5-3) comes off their bye week having lost two of their last three games after their 16-6 upset loss at home to Las Vegas on November 1st as a 1-point favorite. Houston (2-6) snapped a two-game losing streak last Sunday with their 27-25 win at Jacksonville as a 7-point favorite.

REASONS TO TAKE THE BROWNS MINUS THE POINTS: Cleveland has covered the point spread in 3 of their last 4 games after a double-digit loss at home. They do expect to get running back Nick Chubb back for this game for he missed the last four games with an injury. Chubb and running back Kareem Hunt should have big days against this Texans defense that ranks last in the league by allowing 159.5 rushing Yards-Per-Game. The Browns are 3-1 at home with an average winning margin of +4.5 Points-Per-Game. Cleveland has covered the point spread in 4 straight home games against teams with a losing record on the road. The  Browns are also 5-2-1 ATS in their last 8 home games as the favorite. Houston is due for a letdown as they are just 0-4-1 ATS in their last 5 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 6 games after a point spread loss. And while the Texans gained 374 yards in the last game, they have then failed to cover the point spread in 5 of their last 6 games after gaining at least 350 yards in their last game. Houston stays on the road for a second straight week — and they have failed to cover the point spread in 10 straight games after playing their last game on the road. The Texans were outgained by -29 net yards to the Jaguars. They are just 1-3 on the road while being outscored by -6.3 PPG and being outgained by -91.3 net YPG. They are 0-5-1 ATS in their last 6 games on the road — and they are only 8-20-1 ATS in their last 29 road games against teams with a winning record at home. Houston has lost and failed to cover the point spread in all five of their games this season against teams with a winning record — and all five of those teams have scored at least 30 points.

FINAL TAKE: The Texans have failed to cover the point spread in 7 straight games as an underdog — and they have not covered the point spread in 8 of their last 11 games as a dog getting 3.5 to 9.5 points. 20* NFL Blowout Bookie Buster with the Cleveland Browns (256) minus points versus the Houston Texans (255). Best of luck for us — Frank.

At 3:35 PM ET on Saturday, we will be playing Under the Total in the game between the Notre Dame Fighting Irish (147) and the Boston College Eagles (148). THE SITUATION: Notre Dame (7-0) comes off their triumphant 47-40 win in overtime at home against Clemson as a 5-point underdog. Boston College (5-3) looks to build off their 16-13 win at Syracuse last Saturday as a 14.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Fighting Irish have played 15 of their last 20 games Under the Total after a game where they scored and allowed at least 30 points. Notre Dame has also played 24 of their last 32 games Under the Total after scoring at least 40 points in their last game. Ian Book completed 22 of 39 passes for 310 yards to lead the Irish to the upset win — but Notre Dame has played 7 straight games Under the Total after passing for at least 280 yards in their last game. Now the Fighting Irish go back on the road where they have played 7 of their last 10 games Under the Total — and they have played 5 of their last 7 road games Under the Total when favored. Notre Dame has a good defense — they are allowing only 14.6 PPG along with just 296.6 total YPG. Boston College has played 15 of their last 22 games Under the Total after a point spread loss. Additionally, the Under is 37-14-1 in the Eagles’ last 52 games after scoring no more than 20 points in their last game — and the Under is 38-14-2 in the last 54 games after not allowing more than 20 points in their last contest. Boston College held the Orange to just 240 total yards last week — and the Under is 23-9-1 in their last 33 games after not allowing more than 275 yards in their last game. They return home where they have played 6 of their last 7 home games Under the Total against teams with a winning record on the road.

FINAL TAKE: These two teams have played 8 of their last 9 meetings Under the Total. The Irish may be a bit emotionally flat after last week — but their defense should show up. 10* CFB Notre Dame-Boston College ABC-TV O/U Special with Under the Total in the game between the Notre Dame Fighting Irish (147) and the Boston College Eagles (148). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Virginia Tech Hokies (156) minus the points versus the Miami (FL) Hurricanes (155). THE SITUATION: Virginia Tech (4-3) looks to bounce-back from their 38-35 upset loss at home to Liberty last Saturday as a 17-point favorite. Miami (6-1) has won three games in a row with their 44-41 win at North Carolina State as a 10.5-point favorite last Friday.

REASONS TO TAKE THE HOKIES MINUS THE POINTS: Virginia Tech thought they had staved-off the embarrassing upset last week as they blocked Liberty’s attempt at a game-winning field goal and returned it for their potential 42-35 victory. But Hokies’ head coach Justin Fuente had called a time out in an attempt to freeze the Flames’ kicker which instead stymied his special teams’ great play. Liberty went on to kick the game-winning field goal. Virginia Tech should respond with a strong effort as they have covered the point spread in 4 of their last 5 games after a straight-up loss. And while the Hokies have scored 77 combined points in their last two games — and they have then covered the point spread in 6 of their last 9 games after scoring at least 31 points in two straight games. Virginia Tech stays at home where they have covered the point spread in 5 of their last 6 games — and they have covered the point spread in 19 of their last 26 home games against teams with a winning record on the road. Additionally, the Hokies have covered the point spread in 5 of their last 7 games in November. Miami has failed to cover the point spread in 5 straight games after winning at least four of their last five games. And while the Hurricanes preceded their victory the Wolfpack with a 19-14 win versus Virginia, they have then failed to cover the point spread in 6 of their last 7 games after winning two games in a row by no more than 7 points against ACC foes. Miami put up 620 yards of offense against NC State in their win — but they have then failed to cover the point spread in 5 of their last 7 games after gaining at least 450 yards in their last game. The Hurricanes have also failed to cover the point spread in 5 of their last 6 games after scoring at least 40 points in their last game. Miami has won the turnover battle in each of their last two games — but they have then failed to cover the point spread in 5 of their last 6 games after their turnover chain helped them accrue a +1 or better turnover margin in at least two straight games. The Hurricanes stay on the road where they are allowing their home hosts to score 39.0 PPG while allowing these foes to average 492.0 total YPG. Miami is not getting much from their running game outside D’Eriq King either — lead running back Cam’ron Harris has not topped 50 rushing yards in his last six games.

FINAL TAKE: The Hurricanes have failed to cover the point spread in 4 of their last 5 games on the road — and they have failed to cover the point spread in 7 of their last 10 road games against teams with a winning record at home. Miami has also failed to cover the point spread in 5 of their last 7 road games with the Total set at 63 or higher. 20* CFB Miami-Virginia Tech ESPN Special with the Virginia Tech Hokies (156) minus the points versus the Miami (FL) Hurricanes (155). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Michigan State Spartans (164) plus the points versus the Indiana Hoosiers (163). THE SITUATION: Michigan State (1-2) looks to bounce back from their 49-7 loss at Iowa last week as a 5.5-point underdog. Indiana (3-0) look to build off their 38-21 upset victory over Michigan last Saturday as a 4.5-point underdog.

REASONS TO TAKE THE SPARTANS PLUS THE POINTS: Michigan State was likely due for an emotional letdown after upsetting Michigan in Ann Arbor the previous week. A -3 net turnover margin did Sparty in against the Hawkeyes. Michigan State committed 7 turnovers in their opening week upset loss against Rutgers. The Spartans have a -7 net turnover margin on the season. Now Michigan State returns home where they have covered the point spread in 9 of their last 13 games as an underdog — and they have covered the point spread in 7 of their last 9 home games as a dog getting 7.5 to 14 points. The Spartans have also covered the point spread in 16 of their last 26 home games with the Total set in the 49.5 to 52 point range. Indiana had failed to cover the point spread in 25 of their last 34 games after a win at home by at least 17 points. The Hoosiers benefited from a +2 net turnover margin in that game. Indiana has been fortunate with turnover luck as they have a +6 net turnover margin on the season. Now they go back on the road where have failed to cover the point spread in 4 straight road games against teams with a losing record at home.

FINAL TAKE: While I am not surprised that the Hoosiers have started the season with three wins, they don’t deserve to be touchdown road favorites — and they have failed to cover the point spread in 8 of their last 9 road games when favored. Michigan State's first-year head coach Mel Tucker is good. 10* CFB Indiana-Michigan State ABC-TV Special with the Michigan State Spartans (164) plus the points versus the Indiana Hoosiers (163). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing Under the Total in the game between the Wake Forest Demon Deacons (149) and the North Carolina Tar Heels (150). THE SITUATION: Wake Forest (4-2) has won four games in a row with their 38-14 win at Syracuse as a 14-point favorite two weeks ago on October 31st. North Carolina (5-2) has won two of their last three games with their 56-24 win at Duke as a 10.5-point favorite last Saturday.

REASONS TO TAKE UNDER THE TOTAL: The Demon Deacons have played 10 of their last 14 games Under the total after a straight-up win — and they have played 9 of their last 12 games Under the Total after a point spread victory. Additionally, Wake Forest has played 4 of their last 5 games Under the Total after a win by at least 20 points. The Demon Deacons limited the Orange to just 221 yards of offense — and they have played 6 straight games Under the Total after not allowing more than 275 yards in their last game. Wake Forest has also played 5 of their last 6 games Under the Total after not allowing more than 20 points in their last contest. This team has steadily improved their play on defense this season for head coach Dave Clawson. They have held their last three opponents to just 17.7 PPG along with only 358.0 total YPG. Furthermore, the Demon Deacons have played 4 straight games Under the Total against teams with a winning record — and they have played 6 straight games Under the Total as an underdog. North Carolina has played 7 of their last 10 games Under the Total after a win by at least 20 points. The Tar Heels have also played 31 of their last 47 home games Under the Total after a game where at least 60 combined points were scored. North Carolina has played three straight Overs where at least 69 combined points were scored — and their last two contests reaching at least 80 points. Yet the Tar Heels have played 9 of their last 10 games Under the Total after playing at least three straight Overs. North Carolina has also played 22 of their last 20 games Under the Total when they played two straight games where at least 60 combined points were scored — and they have played 8 of their last 9 games when they have played three straight games where at least 60 combined points were scored. Despite these higher scoring games, the Tar Heels are playing pretty good defense when playing at home. North Carolina holds its visitors to just 24.0 PPG along with 363.0 total YPG.

FINAL TAKE: North Carolina has played 6 of their last 9 games Under the Total with the Total set at 63 or higher — and they have played 4 of their last 5 home games Under the Total with the Total set at 63 or higher. 25* CFB ACC Total of the Month with Under the Total in the game between the Wake Forest Demon Deacons (149) and the North Carolina Tar Heels (150). Best of luck for us — Frank.

At 7:00 PM ET on Saturday, we will be playing the Minnesota Golden Gophers (128) plus the points versus the Iowa Hawkeyes (127). THE SITUATION: Minnesota (1-2) won their first game of the season last week with their 41-14 win at Illinois as a 7.5-point favorite. Iowa (1-2) also snapped a two-game losing streak to win their opening game of the season last Saturday with their 49-7 victory over Michigan State as a 5.5-point favorite.

REASONS TO TAKE THE GOLDEN GOPHERS PLUS THE POINTS: Minnesota should build off their momentum as they have covered the point spread in 6 of their last 8 games after a straight-up loss — and they have covered the point spread in 6 of their last 8 games after a point spread setback. Additionally, the Golden Gophers have covered the point spread in 4 straight games after a win by at least 20 points — and they have covered the point spread in 5 of their last 6 games after a victory by at least three touchdowns against a Big Ten rival. The Minnesota defense played their best game of the season by holding the Illini to just 287 yards of offense. The Gophers have covered the point spread in 4 straight games after not allowing more than 20 points in their last game. The Minnesota offense has been quite good as they are scoring 36.3 Points-Per-Game while averaging 444.3 total YPG. Running back Mo Ibrahim leads the nation by averaging 190.3 rushing YPG. They have 85 combined points in their last two games — and they have covered the point spread in 7 of their last 9 games after scoring at least 31 points in two straight games. The Gophers return home where they have covered the point spread in 15 of their last 22 games with the Total set in the 56.5 to 63 point range. Additionally, Minnesota is 28-12-2 ATS in their last 42 games in November. Iowa may be due for an emotional letdown after they crushed the Spartans last week. The Hawkeyes have failed to cover the point spread in 5 of their last 6 games after a win by at least 20 points — and they have failed to cover the point spread in 5 of their last 7 games after a point spread win. Iowa scored on a 54-yard punt return for a touchdown and then a 54-yard interception touchdown return to close out the second quarter and go into halftime with a 35-0 lead. Yet Iowa has failed to cover the point spread in 4 straight games after owning at least a 17-point lead at halftime in their last game. The Hawkeyes have also failed to cover the point spread in 8 of their last 11 games after scoring at least 40 points in their last game. And in their last 6 games are not allowing more than 20 points in their last game, Iowa has failed to cover the point spread in 5 of these games.

FINAL TAKE: Minnesota will have revenge on their minds for this one as Iowa ruined their unbeaten season last year on November 16th with their 23-19 win in Iowa City as a 3.5-point favorite. The Golden Gophers have covered the point spread in 7 of their last 10 games as an underdog under head coach P.J. Fleck. 25* CFB Big Ten Underdog of the Month with the Minnesota Golden Gophers (128) plus the points versus the Iowa Hawkeyes (127). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Over the Total in the game between the Indianapolis Colts (121) and the Tennessee Titans (122). THE SITUATION: Indianapolis (5-3) saw their two-game winning streak snapped on Sunday with their 24-10 upset loss at home to Baltimore as a 1-point favorite. Tennessee (6-2) ended a two-game losing streak on Sunday with their 24-17 win against Chicago as a 6.5-point favorite.

REASONS TO TAKE OVER THE TOTAL: Indianapolis has played 32 of their last 43 games Over the Total after suffering an upset loss as a home favorite — and they have played 11 of their last 13 games Over the Total on the road after an upset loss by at least 10 points. The Colts are scoring a healthy 26.0 PPG this season — and that mark has risen to a 27.3 PPG clip in their last three games with them averaging 378.3 total YPG during that span. Quarterback Philip Rivers is completing 67.9% of his passes with 2087 passing yards and a 7.6 Yards-Per-Attempt average. And while tight end Jack Doyle is out for this game as he recovers from a concussion, Rivers will get wide receiver, T.Y. Hilton, back from the groin injury that has kept him out the last few weeks. The Colts’ offensive line leads the league by allowing only eight sacks this season — and the pass rush is a weakness for the Titans. Rivers should have plenty of time to pick apart the Tennessee secondary. Indianapolis also leads the NFL by allowing only 290.0 total YPG. They go back on the road where they have played 4 of their last 5 games Over the Total. The Colts have also played 12 of their last 19 games Over the Total in expected close games where they are listed in the +/- 3-point range. Tennessee has seen the Over go 5-1-1 in their last 7 games after a straight-up win — and they have played 6 straight games Over the Total after a win at home. And while the Titans shutout the Bears in the first half last week, they have then played 26 of their last 44 games Over the Total at home after not allowing more than 3 points in the first half of their last game. They stay at home where the Over is 8-2-1 in their last 11 games — and the Over is also 4-1-1 in their last 6 home games against teams with a winning record on the road. Tennessee has also played 4 straight home games Over the Total as an underdog.

FINAL TAKE: The Titans have played 5 of their last 6 games Over the Total against AFC South opponents — and the Colts have played 5 of their last 6 games Over the Total against divisional foes. And in the last 5 meetings between these two teams in Tennessee, the game finished Over the Total 4 times. 10* NFL Thursday Night Discounted O/U Deal with Over the Total in the game between the Indianapolis Colts (121) and the Tennessee Titans (122). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Indianapolis Colts (121) plus the points versus the Tennessee Titans (122). THE SITUATION: Indianapolis (5-3) saw their two-game winning streak snapped on Sunday with their 24-10 upset loss at home to Baltimore as a 1-point favorite. Tennessee (6-2) ended a two-game losing streak on Sunday with their 24-17 win against Chicago as a 6.5-point favorite.

REASONS TO TAKE THE COLTS MINUS (OR PLUS) THE POINT(S): Indianapolis outgained the Ravens last week by +79 net yards after holding them to just 260 total yards. Baltimore scored on a defensive touchdown from a 65-yard fumble recovery that helped to make the winning difference. Indianapolis is 4-1-1 ATS in their last 6 games after a point spread loss — and they are 5-0-1 ATS in their last 6 games after a double-digit loss at home. The Colts are also 4-0-1 ATS in their last 5 games after failing to score more than 14 points in their last game. Indy is scoring a healthy 26.0 PPG this season — and that mark has risen to a 27.3 PPG clip in their last three games with them averaging 378.3 total YPG during that span. Quarterback Philip Rivers is completing 67.9% of his passes with 2087 passing yards and a 7.6 Yards-Per-Attempt average. And while tight end Jack Doyle is out for this game as he recovers from a concussion, Rivers will get wide receiver, T.Y. Hilton, back from the groin injury that has kept him out the last few weeks. The Colts’ offensive line leads the league by allowing only eight sacks this season — and the pass rush is a weakness for the Titans. Rivers should have plenty of time to pick apart the Tennessee secondary. Indianapolis also leads the NFL by allowing only 290.0 total YPG. They go back on the road where they are outgaining their opponents by +46.7 net YPG. The Colts are also 14-6-1 ATS in their last 21 games in November. Tennessee defeated the Bears last week despite getting outgained by -147 net yards. The Titans managed only 228 total yards against Chicago — and they are just 1-3-1 ATS in their last 5 games after failing to gain at least 250 yards in their last game. Despite winning six of their eight games, Tennessee is getting outgained by -10.2 net YPG. The Titans have eked out five of the six games they have played that have been decided by one scoring possession. Tennessee surrendered 319 passing yards to Nick Foles last week — and they have failed to cover the point spread in 5 of their last 6 games after allowing at least 250 passing yards in their last game. And while the Titans rank 7th in the league by scoring 29.0 PPG this year, they are scoring only 22.7 PPG over their last three games while averaging just 320.3 total YPG which is -63.6 net YPG below their season mark. Additionally, Tennessee has failed to cover the point spread in 5 of their last 7 games as a favorite — and they have failed to cover the point spread in 5 of their last 7 games against fellow AFC opponents. Furthermore, the Titans will be missing a couple of important players with both wide receiver Adam Humphries and cornerback Adoree’ Jackson out with injuries.

FINAL TAKE: These two teams split their meetings last season with the road team winning both times. The Colts have covered the point spread in 13 of their last 17 meetings with the Titans including covering the point spread in six of their last eight trips to Nashville to play Tennessee in their building. Indianapolis is 12-4-1 ATS in their last 17 Thursday Night Football games — and the Titans have failed to cover the point spread in 5 of their last 7 games played on Thursday nights. 25* AFC South Game of the Month with the Indianapolis Colts (121) plus the points versus the Tennessee Titans (122). Best of luck for us — Frank.

At 8:00 PM ET on Wednesday, we will be playing the Western Michigan Broncos (120) minus the points versus the Toledo Rockets (119). THE SITUATION: Western Michigan (1-0) opened their season last week with a 58-13 win at Akron as a 19.5-point favorite. Toledo (1-0) opened their season last Wednesday with a 38-3 victory over Bowling Green.

REASONS TO TAKE THE BRONCOS MINUS THE POINTS: Western Michigan dominated the Zips last week by outgaining them by +228 net yards. Redshirt sophomore Kaleb Eleby completed 12 of 16 passes for 262 yards in his first collegiate start — and he tossed three touchdown passes. He leads the Broncos’ offense to 484 total yards — and they are 3-1-1 ATS in their last 5 games after gaining at least 450 yards in their last game. Eleby redshirted last season during Jon Wassink’s senior season where he won the Mid-American Conference Offensive Player of the Year. In 2018, Eleby completed 92 of 147 passes for 1092 yards with four touchdown passes in five games after Wassink suffered a knee injury. He threw for 293 yards against Toledo that season. This is a consistent program in the fourth season under head coach Tim Lester which was bowl eligible for the sixth straight season last year with their 7-6 record. Eleven starters return from the group that lost to Western Kentucky in the First Responder Bowl. Six starters are back on defense with the unit that held Akron to just 256 yards last week. The Broncos have covered the point spread in 32 of their last 54 games after allowing no more than 14 points in their last game. Western Michigan is also 6-1-1 ATS in their last 8 games at home. Toledo has failed to cover the point spread in 11 of their last 15 games after a straight-up win — and they have failed to cover the point spread in 4 of their last 5 games after a point spread victory. The Rockets have also failed to cover the point spread in 6 straight games after not allowing more than 20 points in their last game. Now they go on the road where they were winless in four conference games last season while being outscored by -28 Points-Per-Game. Toledo has failed to cover the point spread in 6 straight games on the road. They also have failed to cover the point spread in 10 of their last 12 games as an underdog.

FINAL TAKE: Western Michigan will be looking to avenge a 31-24 loss at Toledo last season as a 1.5-point underdog on October 5th. 10* CFB Wednesday Daily Discounted Deal with the Western Michigan Broncos (120) minus the points versus the Toledo Rockets (119). Best of luck for us — Frank.

At 7:30 PM ET on Tuesday, we will be playing Under the Total in the game between the Kent State Golden Flashes (109) and the Bowling Green Falcons (110). THE SITUATION: Kent State (1-0) enters this game coming off their 27-23 win over Eastern Michigan last Wednesday as a 4.5-point favorite. Bowling Green (0-1) looks to rebound from their 38-3 loss at Toledo as a 24-point underdog last Wednesday.

REASONS TO TAKE UNDER THE TOTAL: The Golden Flashes flexed their muscles on defense last week by holding the Eagles to just 302 total awards along with just 1.9 Yards-Per-Carry in their rushing game. Kent State should be improved on defense with their young unit that returned six starters and their top-three tacklers from last year’s group. The Golden Flashes generated 219 rushing yards in the win — and they have then played 12 of their last 17 games Under the Total after rushing for at least 200 yards in their last game. Now this team goes on the road where they played 4 of their last 5 games Under the Total as a favorite. They also have played 8 of their last 10 games Under the Total when laying 10.5 to 21 points. And in their last 5 games with the Total set in the 56.5 to 63 point range, Kent State has played 4 of these games Under the Total. Bowling Green managed only 267 total yards last week in scoring only a field goal. The Falcons have then played 8 of their last 11 games Under the Total after a straight-up loss — and they also played 12 of their last 16 games Under the Total after a setback by at least 20 points. Furthermore, Bowling Green has played 5 of their last 6 games Under the Total after not scoring more than 6 points in their last game — and they have played 5 straight games Under the Total after not gaining more than 275 yards in their last contest. They return home where they have played 6 of their last 8 games Under the Total. They also have played 11 of their last 15 games Under the Total as an underdog.

FINAL TAKE: These two teams have played 4 of their last 5 games Under the Total when playing at Bowling Green. With the winds up to 23 miles-per-hour which will wreak havoc on the passing games, expect a lower-scoring game. 10* CFB Tuesday Daily Discounted O/U Deal with Under the Total in the game between the Kent State Golden Flashes (109) and the Bowling Green Falcons (110). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Under the Total in the game between the New England Patriots (475) and the New York Jets (476). THE SITUATION: New England (2-5) has lost four straight games after their 24-21 loss at Buffalo last Sunday. New York (0-8) lost their eighth straight game last week with their 35-9 loss at Kansas City as a 20-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Patriots have played 19 of their last 26 games Under the Total after a straight-up loss — and they have played 14 of their last 18 games Under the Total after a loss by 3 points or less to an AFC East rival. New England stays on the road this week where they have played 10 of their last 11 road games Under the Total against teams with a losing record on the road. They also have played 15 of their last 21 road games Under the Total as a favorite. Additionally, the Patriots have played 5 straight games Under the Total in November — and they have played 4 straight games Under the Total when playing on Monday Night Football. New York has played 6 of their last 8 games Under the Total on Monday Night Football. Furthermore, the Jets have played 4 straight games Under the Total after a straight-up loss — and they have played 4 straight games Under the Total after a loss by at least two touchdowns. And in their last 5 games after failing to score more than 14 points, New York has played 4 of these games Under the Total. The Jets are scoring only 11.8 PPG this season while averaging just 258.9 total YPG. With Sam Darnold doubtful with a shoulder injury, it will be Joe Flacco under center tonight. He is completing only 51.9% of his passes this season. New York returns home where they have played 5 of their last 7 games Under the Total — and they have played 4 of their last 5 home games Under the Total as a home underdog. And while they will be without defensive end Quinnen Williams with his hamstring injury for this game, the Jets have played 7 of their last 10 games Under the Total after allowing at least 30 points in their last game.

FINAL TAKE: These two teams have played 7 of their last 8 meetings Under the Total — and they have played 4 straight games Under the Total when playing in the Meadowlands. 10* NFL New England-NY Jets ESPN O/U Special with Under the Total in the game between the New England Patriots (475) and the New York Jets (476). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the New York Jets (476) plus the points versus the New England Patriots (475) and THE SITUATION: New York (0-8) lost their eighth straight game last week with their 35-9 loss at Kansas City as a 20-point underdog. New England (2-5) has lost four straight games after their 24-21 loss at Buffalo last Sunday.

REASONS TO TAKE THE JETS PLUS THE POINTS: This New England roster is a far cry from previous Bill Belichick teams — yet his teams have failed to cover the point spread in 12 of their last 19 road games when favored by 7.5 to 10 points. This team lacks all semblances of a passing attack with Julian Edelman now on Injured Reserve and last year’s draft bust, N’Keal Harry, out with a concussion. Belichick listed 17 players as questionable for this game — and even given his aggressive use of the injury list, this is a ton of players for what was already a depleted roster. The Patriots have failed to cover the point spread in 4 of their last 5 games after a loss by 6 points or less. New England is also 0-4-1 ATS in their last 5 games after a point spread victory. Additionally, the Patriots are just 3-9-1 ATS in their last thirteen games when playing on field turf. New York is an ugly team to play right now with them being a legitimate threat to go winless this season. Yet they have covered the point spread in 13 of their last 20 games after losing at least five games in a row — and they have covered the point spread in 9 of their last 13 games after losing at least six games in a row. And while they have only covered the point spread once this season, the Jets have then covered the point spread in 8 of their last 11 games after failing to cover the point spread in three of their last four games. Defense has certainly been a problem for this team — they allowed Kansas City to average 7.4 Yards-Per-Play en route to gaining 496 yards last week. But New York has covered the point spread in 5 of their last 7 games after allowing their last opponent to average at least 6.5 YPP. The Jets have not scored more than 10 points in four straight games — yet they have then covered the point spread in 13 of their last 19 games after not scoring more than 17 points in four straight games.

FINAL TAKE: New England is just 3-7-1 ATS in their last 11 games as a favorite. Hold your nose if you need to (I will!) — but the Jets’ is the “right” side tonight. 10* NFL Monday Night Discounted Deal with the New York Jets (476) plus the points versus the New England Patriots (475). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Under the Total in the game between the New Orleans Saints (473) and the Tampa Bay Buccaneers (474). THE SITUATION: New Orleans (5-2) comes off a 26-23 win at Chicago in overtime last Sunday as a 5.5-point favorite. Tampa Bay (6-2) enters this game coming off a 25-23 win at New York against the Giants as a 13-point favorite for Monday Night Football.

REASONS TO TAKE UNDER THE TOTAL: Weather is going to play a role in this one with winds expected to be around 20 miles-per-hour. Winds at that speed impact the intermediate and deeper passing games — and Drew Brees and Tom Brady are not the strongest arms in the league at the point in their careers. Both defenses can adjust accordingly with the deep threats not quite as credible in these conditions. The Saints have played 11 of their last 14 games Under the Total after victory as a favorite where they did not cover the point spread. New Orleans has also played 20 of their last 30 games Under the Total after a win by 3 points or less on the road. Additionally, the Saints have played 7 of their last 11 games Under the Total after winning at least four games in a row. And while New Orleans has averaged 405.7 Yards-Per-Game over their last three games, they have then played 7 of their last 11 games Under the Total after averring at least 400 YPG in their last three games. The New Orleans defense is underrated — while they allow 28.1 PPG, that is accompanied with them surrendering just 328.3 total YPG. In their last three games, the Saints are allowing only 320.7 total YPG. Tampa Bay has played 5 of their last 7 games Under the Total after a win on the road where they did not cover the point spread as a favorite. The Buccaneers defense may be the best in the NFL — they are allowing just 20.6 PPG while not allowing more than 23 points in six of their eight games. They limit their opponents to only 299.5 total YPG due to their outstanding run defense that leads the league by holding their opponents to just 70.4 rushing YPG. New Orleans wants to run the ball to set up Brees with their play-action passing game. They are averaging 119.3 rushing YPG while topping the 90-yard plateau in six of their seven games. Tampa Bay defensive coordinator completely stymied Aaron Rodgers a few weeks ago by holding the Packers to just 10 points. Rodgers completed only 16 of 35 passes for 107 yards. The Buccaneers also lead the league with only three missed tackles all season — so don’t expect Alvin Kamara to break free for big gains. Tampa Bay returns home for this game where they have played 15 of their last 20 home games Under the Total with the number set at 49.5 or higher.

FINAL TAKE: These two teams have played 9 of their last 12 games Under the Total when playing at Tampa Bay. While many bettors are expecting a higher scoring game in the rematch of the 34-23 Saints victory in the opening week of the season, expect fewer points this time around. Both these teams like to burn time off the clock with long drives — and neither team’s offenses are very explosive even without 20 MPH winds. 10* NFL Sunday Night Discounted O/U Deal with Under the Total in the game between the New Orleans Saints (473) and the Tampa Bay Buccaneers (474). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Tampa Bay Buccaneers (474) minus the points versus the New Orleans Saints (473). THE SITUATION: Tampa Bay (6-2) enters this game coming off a 25-23 win at New York against the Giants as a 13-point favorite for Monday Night Football. New Orleans (5-2) comes off a 26-23 win at Chicago in overtime last Sunday as a 5.5-point favorite.

REASONS TO TAKE THE BUCCANEERS MINUS THE POINTS: Tampa Bay was flat on Monday as a double-digit favorite as they were perhaps looking ahead to this NFC South showdown. The Buccaneers are 5-2-1 ATS in their last 8 games when playing on a short week on Sunday after featuring on Monday Night Football. Tampa Bay allowed 367 yards to the Giants in the win — but they are 20-9-3 ATS in their last 32 games after allowing at least 350 yards in their last game. The Bucs have one of the best defenses in the league as they are allowing only 20.6 PPG along with just 299.5 total YPG. Tampa Bay also boasts the best-run defense in the league as they hold their opponents to just 70.4 rushing YPG. They have held three opponents to under 50 rushing yards this season. This stout defense is a great combination with the Tom Brady-led offense. What is underrated about Brady is that his offenses limit turnovers. He threw two interceptions in the opening game loss in the Big Easy against the Saints — but he has thrown only two interceptions in his last six games. Furthermore, New Orleans has committed just five turnovers in their last seven games — and they have won the turnover battle in six of their last seven games. Brady is getting comfortable in the Bruce Arians offense. He is averaging 2 touchdown passes per game over his last three starts — and he is completing over 70% of his passes in his last two starts. Since Week Three, Brady has 17 touchdown passes to just one interception. New Orleans has failed to cover the point spread in 5 straight games after a straight-up win — and they have failed to cover the point spread in 21 of their last 30 games after a win on the road by 3 points or less. Their victory over the Bears came off a 27-24 win against Carolina — and they have failed to cover the point spread in 7 straight games after winning their last two games by a field goal or less. And while some bettors may consider the Saints “due” because they have not covered the point spread in their last three games, New Orleans has failed to cover the point spread in 5 of their last 7 games after winning their last two games where they did not cover the point spread as a favorite. The Saints defense is an issue as they are allowing 28.1 PPG this season. They are just 16th in the league by allowing 237.9 passing YPG — and they ave allowed two touchdowns of more than 60 yards. Their win over the Bears flew Over the 41 point Total — and they have failed to cover the point spread in 5 of their last 6 games after playing a game that finished Over the Total.

FINAL TAKE: These two teams met in Brady’s first game in a Tampa Bay uniform with the Saints winning by a 34-23 score. Brady completed only 23 of 36 passes for what is now his third-lowest completion percentage with the Buccaneers. But New Orleans managed only 82 rushing yards in that game which is their lowest output of the season. Wide receiver Michael Thomas is questionable to return to the field today after missing much of the season. The Buccaneers have covered the point spread in 19 of their last 27 home games when playing with revenge against a team that scored at least 28 points against them. 25* NFC South Game of the Year with the Tampa Bay Buccaneers (474) minus the points versus the New Orleans Saints (473). Best of luck for us — Frank.

At 4:05 PM ET on Sunday, we will be playing the Los Angeles Chargers (468) plus (or minus) the point(s) versus the Las Vegas Raiders (467). THE SITUATION: Los Angeles (2-5) looks to bounce back from a 31-30 loss at Denver last Sunday as a 3-point favorite. Las Vegas (4-3) has won two of their last three games after their 16-6 upset win at Cleveland as a 1-point underdog last week.

REASONS TO TAKE THE CHARGERS PLUS (OR MINUS) THE POINT(S): That was the fifth game this season that Los Angeles has lost a game decided by seven points or less. All five of the Chargers’ losses have been decided by a combined 19 points. Despite winning only two of their seven games, head coach Anthony Lynn’s team is outgaining their opponents by +51.1 net YPG. They should respond with a strong effort this afternoon as they have covered the point spread in 5 of their last 8 games after suffering an upset loss in their last game. Additionally, the Chargers are 3-1-1 ATS in their last 5 games after a straight-up loss — and they are 9-3-2 ATS in their last 14 games after allowing at least 30 points in their last game. The Chargers’ offense is beginning to click under rookie quarterback Justin Herbert. They are scoring 32.0 PPG while averaging 439.7 total YPG with Herbert getting his top two weapons in the passing game, wide receivers Keenan Allen and Mike Williams, healthy and on the field together at the same time. Los Angeles has scored at least 27 points in four straight games — and they have then covered the point spread in 8 of their last 12 games after scoring at least 25 points in four straight contests. The Chargers are also 3-0-1 ATS in their last 4 games as an underdog. Las Vegas has failed to cover the point spread in 8 of their last 10 games after an upset victory — and they have failed to cover the point spread in 5 of their last 6 games after winning two of their last three contests. The Raiders held the Browns to just 223 yards last week in the weather that limited the passing attacks for both teams. But Las Vegas has failed to cover the point spread in 4 of their last 5 games after not allowing more than 250 yards in their last game — and they have failed to cover the point spread in 5 of their last 6 games after not giving up more than 14 points in their last contest. Despair their winning record, the Raiders are only outgaining their opponents by +1.7 net YPG — and they are getting outscored by -2.3 PPG. They stay on the road for a second straight week where they are just 2-5-1 ATS in their last 8 road games against teams with a losing record at home. They are also just 1-3-1 ATS in their last 5 road games when favored. And in their last 8 games played on field turf, Las Vegas has failed to cover the point spread 6 times.

FINAL TAKE: The Chargers have had this game circled on their calendars all year after getting swept by the Raiders last year. Los Angeles lost the first meeting in Oakland by a 26-24 score before getting upset in the rematch in LA by a 24-17 score as a 7-point favorite on December 22nd. This is expected to be a high-scoring game with the Total set in the low 50s — but the Raiders have failed to cover the point spread in 28 of their last 42 games with the Total set at 49.5 or higher and the Chargers have covered the point spread in 5 of their last 6 games with the Total set at 49.5 or higher. 25* AFC West Game of the Month with the Los Angeles Chargers (468) plus (or minus) the point(s) versus the Las Vegas Raiders (467). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Denver Broncos (453) plus the points versus the Atlanta Falcons (454). THE SITUATION: Denver (3-4) has won three of their last four games after their 31-30 upset win at Los Angeles against the Chargers as a 3-point underdog. Atlanta (2-6) has won two of their last three games with their 25-17 win at Carolina as a 1.5-point underdog.

REASONS TO TAKE THE BRONCOS PLUS THE POINTS: The Falcons are not a reliable favorite laying more than 4 points. Atlanta has failed to cover the point spread in 4 straight games when favored — and they have failed to cover the point spread in 11 of their last 15 home games when laying up to a touchdown. They do come off an upset win where they averaged 6.08 Yards-Per-Play — but they have then failed to cover the point spread in 6 straight home games after averaging at least 6.0 YPP in their last game. The Falcons also allowed the Panthers to average 6.20 YPP — and they have failed to cover the point spread in 7 straight home games after allowing their last opponent to average at lest 6.0 YPP. Defense is the Achilles’ heel for this team as they are allowing their opponents to score 28.0 PPG while averaging 410.6 total YPG. Atlanta returns home where they have failed to cover the point spread in 4 straight games — and they have failed to cover the point spread in 13 of their last 17 home games with the Total set at 45.5 or higher. Denver generated 351 yards in their win over the Chargers despite only having the football for 24:07 minutes in that game. The Broncos have covered the point spread in 9 of their last 12 games after gaining at least 350 yards in their last game. And while Denver has covered the point spread in three of their last four games, they have then covered the point spread in 8 of their last 9 road games after covering the point spread in at least two of their last three games. The Broncos have a stout defense that is third in the NFL in Red Zone Defense. Over their last three games, they have held their opponents to just 22.0 PPG along with only 339.7 total YPG. This defense makes them dangerous underdogs as they have covered the point spread in 10 of their last 14 games when getting the points — and they have covered the point spread in 4 of their last 5 road games as an underdog. Denver has also covered the point spread in 6 of their last 7 games against teams with a losing record.

FINAL TAKE: The Broncos have covered the point spread in 5 of their last 6 games in November — and the Falcons have failed to cover the point spread in 5 of their last 7 games in November. 10* NFL Don’t Need the Points (but take the points) Underdog Special with the Denver Broncos (453) plus the points versus the Atlanta Falcons (454). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing Under the Total in the game between the Arkansas State Red Wolves (389) and the UL-Lafayette Ragin’ Cajuns (390). THE SITUATION: Arkansas State (3-4) has lost two straight games after their 38-10 loss to Troy last week as a 3.5-point favorite. UL-Lafayette (5-1) has won their last two games after their 44-34 win at Texas State as a 17-point favorite last Saturday.

REASONS TO TAKE UNDER THE TOTAL: The Red Wolves have played 8 of their last 11 games Under the Total after suffering an upset loss at home. Now Arkansas State goes back on the road where they are scoring only 24.8 PPG along with averaging 416.5 total YPG in four games which is a significant drop off from their 31.1 PPG and 461.0 total YPG season averages. The Red Wolves have played 5 of their last 7 road games Under the Total as an underdog — and the Under is also a decisive 30-13-1 in their last 44 road games against teams with a winning record at home. UL-Lafayette has played 4 straight games Under the Total after a point spread loss. And while the Ragin’ Cajuns generated 614 yards of offense in their win over the Bobcats, they have then played 7 of their last 9 games Under the Total after gaining at least 450 yards in their last game. They return home where they have played 6 straight games Under the Total. And in their last 13 games when they were favored, UL-Lafayette has played 10 of these games Under the Total.

FINAL TAKE: The Ragin’ Cajuns have played 5 of their last 6 games Under the Total in November — and the Red Wolves have seen the Under go 10-4-1 in their last 15 games in November. With the Total approaching 70, expect a lower than expected final score. 10* CFB Saturday Afternoon Discounted O/U Deal with Under the Total in the game between the Arkansas State Red Wolves (389) and the UL-Lafayette Ragin’ Cajuns (390). Best of luck for us — Frank.

At 9:45 PM ET on Friday, we will be playing Under the Total in the game between the Boise State Broncos (314) and the Brigham Young University Cougars (313). THE SITUATION: BYU (7-0) remained unbeaten this season last Saturday with their 41-10 victory at home against Western Kentucky as a 31.5-point favorite. Boise State (2-0) won their second-straight game this season with their 49-30 win at Air Force last Saturday as a 13-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Cougars held the Hilltoppers to just 262 total yards to earn the victory last week. The BYU defense is only allowing 13.4 PPG along with 281.3 total YPG this season. The Cougars have played 11 of their last 14 games Under the Total after not allowing more than 275 yards in their last contest — and they have played 4 straight games Under the Total after not allowing more than 20 points in their last contest. Furthermore, BYU has played 8 of their last 10 games Under the Total after a win by at least three touchdowns — and they have played 6 of their last 7 games Under the Total after a point spread to cover as a double-digit favorite. The Cougars are scoring 44.7 PPG this season and they have put up at least 41 points on the scoreboard in three straight games — but they have played 4 straight games Under the Total after scoring at least 37 points in two straight games. They also have played 5 of their last 6 games Under the Total after scoring at least 40 points in their last contest. Now this team goes back on the road after covering the point spread in six of their seven games. BYU has played 16 of their last 22 games Under the Total way from home after covering the point spread in five or six of their last seven contests. Boise State has played 13 of their last 18 games Under the Total after a straight-up win — and they have played 8 of their last 11 games Under the Total after a point spread victory. This Broncos defense returned six starters from the group that allowed only 21.9 PPG last season. They did allow Air Force to gain 484 yards last week but 415 of those yards were on the ground against their unique spread triple option. Boise State has played 10 of their last 12 games Under the Total against teams with a winning record. They also have played 25 of their last 35 home games Under the Total — and they have played 7 straight home games Under the Total against teams with a winning record on the road.

FINAL TAKE: Boise State has played 8 of their last 10 games Under the Total in November in that colder Idaho weather — and BYU has played 8 of their last 11 games Under the Total with the Total set at 56.5 to 63. 10* CFB Friday Daily Discounted O/U Deal with Under the Total in the game between the Boise State Broncos (314) and the Brigham Young University Cougars (313). Best of luck for us — Frank.

At 9:45 PM ET on Friday, we will be playing the Boise State Broncos (314) plus the points versus the Brigham Young University Cougars (313). THE SITUATION: Boise State (2-0) won their second-straight game this season with their 49-30 win at Air Force last Saturday as a 13-point favorite. BYU (7-0) remained unbeaten this season last Saturday with their 41-10 victory at home against Western Kentucky as a 31.5-point favorite.

REASONS TO TAKE THE BRONCOS PLUS THE POINTS: Boise State quarterback Hank Bachmeier did not get on the plane to Air Force last week for an undisclosed reason — the Broncos did have one player who tested positive for COVID but privacy reasons preclude the release of that information (and they had another player not make the trip). Just as well, competitively, as it allowed Jack Sears to get his shot under center. The USC transfer completed 17 of 20 passes for 280 yards with three touchdown passes (no interceptions) with another 36 rushing yards with a touchdown. Boise State has not announced their starting quarterback for this game — frankly, I think Sears is better but I was prepared to still back the Broncos if Bachmeier was the confirmed starter. Put another way, if Bachmeier starts but struggles, head coach Bryan Harsin is going to turn to Sears. As it is, the Broncos have covered the point spread in 20 of their last 28 home games after a win by at least five touchdowns against a conference rival. Sears led an offense that generated 459 yards last week — and they are 8-2-1 ATS in their last 11 games after gaining at least 450 yards in their last game. Boise State did allow the Falcons to gain 484 yards in that game but they have covered the point spread in 5 of their last 7 games after allowing at least 450 yards in their last game. The Broncos have only forced one turnover this season — and they have covered the point spread in 27 of their last 38 games after not forcing more than one turnover in two straight games. They return home to their blue field where they have covered the point spread in 6 of their last 7 games. They also have covered the point spread in 7 of their last 8 games as an underdog. BYU has failed to cover the point spread in 6 of their last 8 games after a victory by at least 20 points — and they have failed to cover the point spread in 4 of their last 5 games after a point spread win. The Cougars have also failed to cover the point spread in 6 of their last 8 games after not allowing more than 20 points in their last contest. BYU has not allowed more than 267 yards in two straight games — but they have then failed to cover the point spread in 16 of their last 23 games after not allowing more than 275 yards in two straight games. This is the Cougars’ best start since 2001 — but their best competition has been against middling Houston and Navy teams this season. BYU was a two-touchdown or more favorite in their other five games this season. And this remains a program that entered the season with a 14-74 straight-up record against top-25 teams since 1972. The Cougars have also failed to cover the point spread in 4 straight games in November.

FINAL TAKE: This game does have playoff implications with BYU ranked 9th in the AP poll with Boise State ranked 21st but a potential playoff team if they go undefeated to win the Mountain West Conference. The Broncos will be looking to avenge a 28-25 upset loss at BYU last year on October 19th where they were 7-point favorites. Boise State has also covered the point spread in 5 of their last 7 games played on a Friday night. 25* CFB Friday FS1-TV Game of the Year with the Boise State Broncos (314) plus the points versus the Brigham Young University Cougars (313). Best of luck for us — Frank.

At 9:00 PM ET on Thursday, we will be playing the Colorado State Rams (306) plus the points versus the Wyoming Cowboys (305). THE SITUATION: Colorado State (0-1) lost its opening game of the season last Thursday in their 38-17 upset loss at Fresno State as a 2.5-point favorite. Wyoming (1-1) comes off a 31-7 win at home against Hawai’i last Friday as a 2.5-point underdog.

REASONS TO TAKE THE RAMS PLUS THE POINTS: Colorado finally played their first game of the season last week after having their opening game with New Mexico canceled because of some COVID issues with the Lobos. The Rams also had COVID issues that kept sophomore wide receiver Dante Wright and tight end, Trey McBride, out for that game. With Warren Jackson leaving the team earlier this fall, those absences left this offense thin with their passing targets. Getting the updated COVID lists for all of these teams is simply essential before investing. Both Wright and McBride will return for this game which will make a huge difference. Wright is a speedy sophomore and McBride is a potential NFL prospect. First-year head coach Steve Addazio was frustrated with the mistakes his team made last week. Said the former Boston College head coach after the game: “We've just got to get rid of the massive amount of mistakes that we had on both sides of the ball … Blown coverages, misaligned on defense ... Then (on offense), we had a couple of ridiculous mistakes that were drive-killers … We just need to be way, way more consistent.” The biggest jumps in improvement often come after the opening game of the season — I expect a much better effort from this Rams team tonight. As it is, Colorado State has bounced-back to cover the point spread in 7 of their last 10 games after a straight-up loss — and they have covered the point spread in 5 of their last 7 games after a point spread loss. The Rams have also covered the point spread in 7 of their last 10 games after a loss by at least 20 points. And in their last 5 games after failing to score at last 20 points, Colorado State has covered the point spread in 4 of these games. They returned 15 starters from last year’s team that was only 4-8 — but they did outgain their Mountain West Conference foes by +34 Yards-Per-Game. They return home where they have covered the point spread in 5 of their last 7 games. Wyoming has failed to cover the point spread in 8 of their last 12 games after an upset victory by at least 10 points — and they have failed to cover the point spread in 4 of their last 5 games if they come off a home game where they pulled off an upset victory by double-digits. The Cowboys only committed one turnover in that game which helped them win the turnover battle for the second-straight week — but they have then failed to cover the point spread in 7 of their last 11 games after not turning the ball over more than once in their last game. We had Wyoming in that game in just a great situation with them returning home to host the Rainbow Warriors in very cold weather. The Cowboys have now won seven straight games at home to improve their 30-15 straight-up mark in the last forty-five games at War Memorial Stadium. But Wyoming has lost six of their last eight games away from home. Twelve starters returned from the team last year that finished 8-5 — but they lost their top three tacklers from that group. Nevada rolled up 496 yards against them in their opening game loss in Reno. Wyoming has failed to cover the point spread in 10 of their last 14 road games when laying 3.5 to 7 points.

FINAL TAKE: The Cowboys have won the last four Border Wars between these two teams after last year’s 17-7 victory at home in Laramie. Look for Colorado State to be in a position to pull the upset tonight in Addazio’s second game with the team. 25* CFB Thursday CBS Sports Network Game of the Year with the Colorado State Rams (306) plus the points versus the Wyoming Cowboys (305). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the San Francisco 49ers (302) plus the points versus the Green Bay Packers (301). THE SITUATION: San Francisco (4-4) saw their two-game winning streak snapped on Sunday with their 37-27 loss at Seattle as a 1-point underdog. Green Bay (5-2) has lost two of their last three games after their 28-22 upset loss at home to Minnesota as a 5.5-point favorite on Sunday.

REASONS TO TAKE THE 49ERS PLUS THE POINTS: This game opened as a pick ‘em before more injury news and a COVID outbreak in San Francisco has moved the Packers to around a touchdown road favorite. Quarterback Jimmy Garoppolo and tight end George Kittle are out indefinitely. Running back Tevin Coleman has been downgraded to out with a knee. Wide receiver Brandon Aiyuk, left tackle Trent Williams and wide receiver Deebo Samuel are on the COVID list. Nick Mullens will run the offense — and this will be a run-heavy game-plan against the suspect Packers run defense that is allowing their opponents to average 4.7 Yards-Per-Carry. San Francisco swept the two meetings between these two teams last year — including in the NFC Championship Game where they won by a 37-20 score. The formula for success was running the football and dominating the physical battle — and head coach Kyle Shanahan will certainly keep this same approach for this rematch. Mullens has been fine under center — he is completing 70.4% of his passes this season with an 8.7 Yards-Per-Attempt average. He completed 18 of 25 passes for 238 yards in relief last week in Seattle. The Niners gained 351 yards in that game — and they are 6-1-1 ATS in their last 8 games after gaining at least 350 yards in their last game. San Francisco has also covered the point spread in 4 of their last 5 games after a loss to a divisional rival. They return home where they have covered the point spread in 4 of their last 5 games as an underdog. Despite a host of injuries on defense headlined by the losses of Nick Bose, Richard Sherman, and Dee Ford, the Niners are still only allowing 21.6 PPG along with 314.6 total YPG — and those numbers have dropped to 19.7 PPG and 300.7 YPG over their last three games. San Francisco has an outstanding defensive coordinator in Robert Saleh who will have certainly studied closely the Bowles’ game plan from three weeks ago. San Francisco has covered the point spread in 7 of their last 10 games against teams with a winning record. Green Bay has covered the point spread in expectations in five of their seven games this season — but they have failed to cover the point spread in 5 of their last 7 games after covering the point spread in four or five of their last six games. The Packers have also failed to cover the point spread in 10 of their last 16 games after a game where at least 50 combined points were scored. The Packers’ offense has slowed down significantly since playing Tampa Bay three weeks ago when defensive coordinator Todd Bowles designed a game plan of complicated stunts and disguised schemes that stymied Aaron Rodgers. Green Bay is scoring only 22.3 PPG over their last three games while averaging just 326.7 total YPG in this copycat league. The Packers will not be at full strength with running backs A.J. Dillon and Jamal Williams on the COVID list. Running back Aaron Jones is also questionable with a calf injury — so he is a game-time decision. If Jones cannot play, the available running backs to the Packers’ offense is Tyler Ervin (who is mostly a pass-catching back) and Dexter Williams who would be activated off the practice squad. Now Green Bay stays on the road for a second-straight week — and they are just 1-4-1 ATS in their last 6 games in November.

FINAL TAKE: The Packers have failed to cover the point spread in 4 of their last 5 games when playing at San Francisco after getting swept last year by a combined 74-28 score. 10* NFL Thursday Night Discounted Deal with the San Francisco 49ers (302) plus the points versus the Green Bay Packers (301). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Under the Total in the game between the Green Bay Packers (301) and the San Francisco 49ers (302). THE SITUATION: Green Bay (5-2) has lost two of their last three games after their 28-22 upset loss at home to Minnesota as a 5.5-point favorite on Sunday. San Francisco (4-4) saw their two-game winning streak snapped on Sunday with their 37-27 loss at Seattle as a 1-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Packers have played 7 of their last 11 games Under the Total after winning five or six of their last seven games. Green Bay generated 400 yards against the Vikings in that loss — and they have played 4 of their last 5 games Under the Total. Despite that haul of yardage, the Packers’ offense has slowed down significantly since playing Tampa Bay three weeks ago when defensive coordinator Todd Bowles designed a game plan of complicated stunts and disguised schemes that stymied Aaron Rodgers. Green Bay is scoring only 22.3 PPG over their last three games while averaging just 326.7 total YPG in this copycat league. The Packers also allowed Minnesota to generate only 324 yards but a 6.75 Yards-Per-Play rate — and they have played 10 of their last 16 games Under the Total after allowing their last opponent to average at least 6.0 YPP.  Their loss last week came on the heels of their 35-20 victory over Houston two weeks ago — and they have played 5 of their last 6 games Under the Total after playing two straight games where at least 50 points were scored. Green Bay stays on the road this week where they have played 4 of their last 5 games Under the Total as a favorite. Additionally, the Packers have played 13 of their last 17 games Under the Total in the second half of the season. Green Bay will not be at full strength with running backs A.J. Dillon and Jamal Williams on the COVID list. Running back Aaron Jones is also questionable with a calf injury — so he is a game-time decision. If Jones cannot play, the available running backs to the Packers’ offense is Tyler Ervin (who is mostly a pass-catching back) and Dexter Williams who would be activated off the practice squad. Those absences are minor compared to the M*A*S*H unit that is San Francisco. Quarterback Jimmy Garoppolo and tight end George Kittle are out indefinitely. Running back Tevin Coleman has been downgraded to out with a knee. Wide receiver Brandon Aiyuk, left tackle Trent Williams, and wide receiver Deebo Samuel are on the COVID list. Nick Mullens will run the offense — and this will be a run-heavy game-plan against the suspect Packers run defense that is allowing their opponents to average 4.7 Yards-Per-Carry. San Francisco swept the two meetings between these two teams last year — including in the NFC Championship Game where they won by a 37-20 score. The formula for success was running the football and dominating the physical battle — and head coach Kyle Shanahan will certainly keep this same approach for this rematch. This commitment to running the football will burn time off the clock while likely reducing the number of offensive possessions for both teams — and Shanahan is disciplined to not abandon the run if his team falls behind. San Francisco has averaged 402.7 YPG over their last three games — and they have then played 4 of their last 5 games Under the Total after averaging at least 400 YPG over their last three games. The Niners return home where they have played 15 of their last 22 home games Under the Total against teams with a winning record on the road. San Francisco has also played 5 of their last 6 home games Under the Total as an underdog. Despite a host of injuries on defense headlined by the losses of Nick Bosa, Richard Sherman, and Dee Ford, the Niners are still only allowing 21.6 PPG along with 314.6 total YPG — and those numbers have dropped to 19.7 PPG and 300.7 YPG over their last three games. San Francisco has an outstanding defensive coordinator in Robert Saleh who will have certainly studied closely the Bowles’ game plan from three weeks ago.

FINAL TAKE: San Francisco has played 9 of their last 13 games Under the Total when playing on Thursday Night Football. Expect a lower scoring game. 25* NFL Thursday Night Football Total of the Month with Under the Total in the game between the Green Bay Packers (301) and the San Francisco 49ers (302). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Over the Total in the game between the Tampa Bay Buccaneers (273) and the New York Giants (274). THE SITUATION: Tampa Bay (5-2) has won two straight as well as five of their last six games after their 45-20 victory in Las Vegas last Sunday against the Raiders as a 3.5-point favorite. New York (1-6) looks to rebound from their 22-21 loss at Philadelphia two Thursdays ago as a 5-point underdog.

REASONS TO TAKE OVER THE TOTAL: The Buccaneers have played 4 of their last 5 games Over the Total after a victory by at least two touchdowns. Additionally, Tampa Bay has played 6 of their last 9 games Over the Total after scoring at least 40 points in their last game — and they have played 10 of their last 12 games Over the Total after playing a game away from home where at least 50 combined points were scored. The Bucs generated 454 yards against the Raiders’ defense last week — and they have played 7 of their last 9 games Over the Total after gaining at least 350 yards in their last game. Tampa Bay has scored 83 combined points in their last two games. They have played 21 of 29 games Over the Total when playing on the road — and they have 12 of their last 17 games Over the Total with the number set in the 42.5 to 49 point range. New York has played 8 of their last 11 games Over the Total after a loss by 6 points or less — and they have played 8 of their last 10 games Over the Total after a straight-up loss where they covered the point spread as an underdog. The Giants have also played 7 of their last 8 games Over the Total after a point spread victory. New York has played their last two games Under the Total — and not only have they then played 12 of their last 17 games Over the Total after playing an Under in their last game but they have also played 4 straight Overs after playing their last two games Under the Total. They return home where they have played 5 of their last 7 games Over the Total — and they have played 4 of their last 5 home games Over the Total as an underdog.

FINAL TAKE: Tampa Bay has played 12 of their last 14 games Over the Total against NFC foes — and they have played 8 of their last 10 games Over the Total against teams with a losing record. The Bucs should be winning this game with the Giants in catch-up mode — and that tempo should push the final score to finish above the number. 10* NFL Tampa Bay-NY Giants ESPN O/U Special with Over the Total in the game between the Tampa Bay Buccaneers (273) and the New York Giants (274). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the New York Giants (274) plus the points versus the Tampa Bay Buccaneers (273). THE SITUATION: New York (1-6) looks to rebound from their 22-21 loss at Philadelphia two Thursdays ago as a 5-point underdog. Tampa Bay (5-2) has won two straight as well as five of their last six games after their 45-20 victory in Las Vegas last Sunday against the Raiders as a 3.5-point favorite.

REASONS TO TAKE THE GIANTS PLUS THE POINTS: New York has rebounded to cover the point spread in 5 of their last 7 games after a straight-up loss. The extra time to rest and prepare should help rookie head coach Joe Judge in this spot. As it is, the Giants have covered the point spread in 10 of their last 11 games after playing their last game on a Thursday night. Additionally, New York has covered the point spread in 5 of their last 6 games after losing three of their last four contests. The Giants allowed 442 yards to the Eagles while enduring a -2 net turnover margin. But New York has then covered the point spread in 4 of their last 5 games after allowing at least 350 yards in their last game — and they have covered the point spread in 8 of their last 10 games after a game where they had a -2 or worse net turnover margin. The team had a COVID scare last week but the only player that will miss this game will be offensive lineman Will Hernandez. Tampa Bay is just 3-7-2 ATS in their last 12 games after a win by at least two touchdowns. Tom Brady completed 33 of 45 passes for 369 yards to lead the Bucs to victory — but they are just 0-3-1 ATS in their last 4 games after a game where they passed for at least 250 yards. Tampa Bay allowed the Raiders to generate 271 passing yards as well — and they are just 19-41-1 ATS in their last 61 games after a game where they allowed at least 250 passing yards. The Bucs are just 2-6-1 ATS in their last 9 games in November. They stay on the road this week — and they have failed to cover the point spread in 5 of their last 8 road games as a favorite.

FINAL TAKE: The Giants have covered the point spread in 4 of their last 5 games as an underdog — and they have covered the point spread in 7 of their last 9 games at home as an underdog getting 7.5 to 14 points. New York is getting too many points to pass up. 10* NFL Monday Night Discounted Deal with the New York Giants (274) plus the points versus the Tampa Bay Buccaneers (273). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Dallas Cowboys (271) plus the points versus the Philadelphia Eagles (272). THE SITUATION: Dallas (2-5) has lost two straight games as well as four of their last five contests with their 25-3 upset loss at Washington last week. Philadelphia (2-4-1) looks to build off their 22-21 win over the New York Giants last week as a 5-point favorite.

REASONS TO TAKE THE COWBOYS PLUS THE POINTS: Hold your nose if you must — but the Eagles are simply laying too many points to a divisional rival who have been humiliated in their last two games. They will be turning to rookie Ben Dinucci under center with Andy Dalton on the shelf after suffering a concussion last week. Frankly, the 7th round pick from James Madison cannot do much worse than Dalton has for this team. He passed for over 3400 yards in his senior season taking the Dukes to the national championship game. He adds desperately needed mobility to the position that Dalton lacks — he rushed for 569 yards with seven touchdowns last season for James Madison. I expect offensive coordinator Kellen Moore to get creative with Dinucci with some designed run plays. I also expect more creativity from Moore in getting the ball in the hands of the uber-talented Dallas wide receiving corps. And I expect more from running back Ezekiel Elliott after the Cowboys managed only 83 rushing yards last week against the Football Team. As it is, the Cowboys have covered the point spread in 10 of their last 12 games on the road after a double-digit loss on the road. And while they surrendered 208 rushing yards last week to the Football Team, they have then covered the point spread in 12 of their last 14 road games after allowing at least 175 rushing yards in their last game. They stay on the road where they have covered the point spread in 8 of their last 11 road games against teams with a losing record on the road. Philadelphia is just 1-2 at home this year — and they have failed to cover the point spread in 4 of their last 5 home games. They also have failed to cover the point spread in 9 of their last 11 home games against teams with a losing record on the road. The Eagles remain a banged-up football team with three starters injured on their offensive line and several other starters out on both sides of the football including runny back Miles Sanders. Philadelphia has failed to cover the point spread in 5 straight home games when favored. They also have failed to cover the point spread in 5 of their last 6 games in November.

FINAL TAKE: Dallas has covered the point spread in 13 of their last 17 games against NFC East foes — and they have covered the point spread in 6 of their last 8 trips to play the Eagles in Philadelphia. Take all the points. 10* NFL Sunday Daily Discounted Deal with Dallas Cowboys (271) plus the points versus the Philadelphia Eagles (272). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Over the Total in the game between the Dallas Cowboys (271) and the Philadelphia Eagles (272). THE SITUATION: Dallas (2-5) has lost two straight games as well as four of their last five contests with their 25-3 upset loss at Washington last week. Philadelphia (2-4-1) looks to build off their 22-21 win over the New York Giants last week as a 5-point favorite.

REASONS TO TAKE OVER THE TOTAL: The Cowboys have played 6 of their last 7 games Over the Total after a straight-up loss — and they have played 7 of their last 9 games Over the Total after a loss by at least two touchdowns. Dallas has also played 16 of their last 21 games Over the Total after a point spread loss. They will be turning to rookie Ben Dinucci under center with Andy Dalton on the shelf after suffering a concussion last week. Frankly, the 7th round pick from James Madison cannot do much worse than Dalton has for this team. He passed for over 3400 yards in his senior season taking the Dukes to the national championship game. He adds desperately needed mobility to the position that Dalton lacks — he rushed for 569 yards with seven touchdowns last season for James Madison. I expect offensive coordinator Kellen Moore to get creative with Dinucci with some designed run plays. I also expect more creativity from Moore in getting the ball in the hands of the uber-talented Dallas wide receiving corps. And I expect more from running back Ezekiel Elliott after the Cowboys managed only 83 rushing yards last week against the Football Team. Dallas has played 14 of their last 16 games Over the Total after failing to rush for at least 90 yards in their last game. The offensive line for the Cowboys is mired with injuries but they do expect guard Zack Martin to return to the starting lineup for this game. Dinucci’s mobility will make a big difference. Dallas has played two straight Unders with Dalton being their primary quarterback. The Cowboys have played 11 of their last 17 games Over the Total after a game that fished Under the Total — and they have played 4 of their last 5 games Over the Total after playing two straight Overs. Even if Dallas struggles to score points, their defense is likely to offer the Eagles plenty of scoring opportunities. The Cowboys are last in the league by allowing 34.7 PPG — and these opponents are generating 408.1 total YPG against them this season. Philadelphia is scoring 26.3 PPG over their last three games while averaging 380.7 total YPG despite a number of injuries on offense. Quarterback Carson Wentz led an offense that gained 442 yards against the Giants last week — and the Eagles have played 5 straight games Over the Total after gaining at least 350 yards in their last game. Wentz has thrown six touchdown passes in his last three games. The Philly offense is slowly getting healthier with tackle Lane Johnson, tight end Dallas Goedert, and rookie wide receiver Jalen Reagor all expected to play tonight. And while the Eagles win over the Giants last week finished Under the 44.5 point total, they have then played 12 of their last 20 games Over the Total after playing a game that finished Under the Total.

FINAL TAKE: Dallas has played 5 of their last 8 games Over the Total as a double-digit underdog — and they have also played 9 of their last 12 games Over the Total against fellow teams from the NFC East. With the number in the low-40s, expect a higher scoring game. 25* NFC East Total of the Year with Over the Total in the game between the Dallas Cowboys (271) and the Philadelphia Eagles (272). Best of luck for us — Frank.

At 4:25 PM ET on Sunday, we will be playing the Seattle Seahawks (270) minus the points versus the San Francisco 49ers (269). THE SITUATION: Seattle (5-1) looks to rebound from their 37-34 upset loss in overtime at Arizona as a 3.5-point favorite last Sunday night. San Francisco (4-3) pulled off their second-straight upset victory last week with their 33-6 victory at New England as a 3-point underdog.

REASONS TO TAKE THE SEAHAWKS MINUS THE POINTS: Seattle should respond with a strong effort as they are 32-15-4 ATS in their last 51 games after a straight-up loss — and they have covered the point spread in 4 of their last 5 games after a loss by 6 points or less. The Seahawks are also 11-4-2 ATS in their last 17 games after a point spread loss. Seattle dominated time of possession having the football for over nine minutes longer than the Cardinals — and they outgained them by +53 net yards. If not for a late personal foul that kept an Arizona drive alive, the Seahawks likely win that game. Seattle went into the locker room at halftime with a 27-17 lead — that was the first game in the Pete Carroll/Russell Wilson era where they lost a game after enjoying a halftime lead of at least four points. Wilson completed 33 of 50 passes for 388 yards while adding another 84 yards on the ground. The Seahawks have covered the point spread in 10 of their last 12 games after passing for at least 300 yards in their last game. Wilson leads an offense that is tops in the NFL in both scoring 33.8 PPG and in averaging 425.2 total YPG. The Seattle defense is a weakness — and the recently acquired Carlos Dunlap will not be able to play this week given COVID restrictions for newly acquired players. But Carroll expects to get Jamal Adams back on the field after he has been out with a groin injury. The Seahawks surrendered 360 yards last week — but they have then covered the point spread in 7 straight games after allowing at least 350 yards in their last game. They are also 6-1-1 ATS in their last 8 games after allowing at least 30 points in their last contest. Seattle returns home where they have covered the point spread in 4 of their last 5 home games with the Total set at 49.5 or higher. And in their last 6 games in November, the Seahawks are 5-0-1 ATS. San Francisco has failed to cover the point spread in 9 of their last 13 games after a win by at least two touchdowns — and they have failed to cover the point spread in 16 of their last 22 road games after not allowing more than 6 points in their last game. The 49ers are slowly getting a bit healthier — but this remains a shell of the Super Bowl team last season with Nick Bosa, Richard Sherman, Dee Ford, and Raheem Mostert all on Injured Reserve as they headline a still very long injured list. San Francisco has failed to cover the point spread in 6 of their last 9 games with the Total set at 49.5 or higher. They are also 1-3-1 ATS in their last 5 games in November. Furthermore, the Niners have failed to cover the point spread in 9 of their last 13 games against NFC West foes.

FINAL TAKE: San Francisco is just 4-12-1 ATS in their last 17 games against the Seahawks — and they are 2-6-1 ATS in their last 9 games in Seattle. They did upset the Seahawks on the road in the last meeting between these two teams by a 26-21 score last December 29th — but that will likely be even more motivation for Seattle to get back to their winning ways this week. 25* NFC West Game of the Year with the Seattle Seahawks (270) minus the points versus the San Francisco 49ers (269). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Mississippi Rebels (185) and the Vanderbilt Commodores (186). THE SITUATION: Ole Miss (1-4) has lost three games in a row after their 35-28 loss at home to Auburn as a 3.5-point underdog. Vanderbilt (0-3) returns to the field after getting last week off looking to rebound from a 41-7 loss at home to South Carolina as a 14.5-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Commodores managed only 249 total yards against the Gamecocks’ defense. Vandy has scored only 26 combined this season — they are averaging a mere 8.7 PPG along with just 256.7 total YPG. The Under is 27-13-1 in their last 41 games after a double-digit loss at home. The Commodores have also played 9 of their last 12 games Under the Total after a bye week. Vandy allowed South Carolina to generated 485 yards in that loss — but the Under a 36-14-1 in their last 51 games after allowing at least 450 yards in their last game. They stay at home where they have played 5 of their last 7 games Under the Total — and they have played 7 of their last 10 home games Under the Total against teams with a losing record on the road. Vanderbilt has also played 6 of their last 8 games Under the Total against teams with a losing record. Mississippi has played 7 of their last 8 games Under the Total after a straight-up loss. The Rebels ran the 51 times against the Tigers (as opposed to just 28 pass attempts) to gain 283 rushing yards for head coach Lane Kiffin’s offense — and they have played 5 of their last 6 games Under the Total after rushing for at least 200 yards in their last game. Now Ole Miss goes back on the road where they have played 21 of their last 27 road games Under the Total as a favorite — and they have played 5 of their last 6 games Under the Total against teams with a losing record.

FINAL TAKE: These two teams have played 10 of their last 14 meetings Under the Total — and they have played 5 of their last 7 encounters in Nashville at Vandy Under the Total. 10* CFB Saturday Afternoon O/U Discounted Deal with Under the Total in the game between the Mississippi Rebels (185) and the Vanderbilt Commodores (186). Best of luck for us — Frank.

At 9:45 PM ET on Friday, we will be playing the Wyoming Cowboys (142) minus the point(s) versus the Hawai’i Rainbow Warriors (141). THE SITUATION: Wyoming (0-1) looks to rebound from their 37-34 upset loss at Nevada in overtime last week by a 3-point favorite. Hawai’i (1-0) comes off a 34-19 upset win at Fresno State last Saturday as a 2.5-point underdog.

REASONS TO TAKE THE COWBOYS MINUS THE POINT(S): Wyoming started slowly as they fell behind by a 28-6 margin before rallying to force overtime where they eventually failed to steal the victory. But the Cowboys have then bounced-back to cover the point spread in 5 of their last 7 games after a straight-up loss — and they have covered the point spread in 6 of their last 7 games after a point spread setback. Wyoming endured sophomore quarterback Sean Chambers suffer a season-ending broken leg in the third play of this game. Chambers started the first seven games last year before suffering a season-ending knee injury. However, the Cowboys have a capable replacement in redshirt freshman Levi Williams, who led the team to 38 points as the starter last year in their 38-17 victory over Georgia State in the Arizona Bowl. Williams completed 16 of 31 passes for 227 yards while adding another 40 yards on the ground with two touchdowns in almost leading his team to the comeback win. Chambers is a run-first quarterback — Williams is the better passer while still offering running skills. Despite the loss, this is a good Wyoming team that returned over 70% of the two-deep from the team last year that finished 8-5. Many observers have commented on the lack of a home-field advantage when playing in a pandemic without crowded stadiums — but this has been a myopic view of the intangibles that offer teams a home edge. The Cowboys retain a significant home edge playing in Laramie, with it being 7220 feet above sea level. Becoming comfortable playing in a high altitude is not as easy for visiting teams — Wyoming has won 29 of their last 44 games at home on Jonah Field in War Memorial Stadium, including all six home contests last season. The Cowboys have covered the point spread in 5 of their last 7 games at home — and they have also covered the point spread in 14 of their last 20 games when favored. Hawai’i has failed to cover the point spread in 6 of their last 9 games after an upset win by at least 10 points as a road underdog. The Rainbow Warriors ran for 323 yards in the first game under first-year head coach Todd Graham who has molded the team’s Run-and-Shoot attack with Air Raid principles and an increased emphasis on running the football. But Hawai’i has failed to cover the point spread in 7 straight games after rushing for at least 200 yards. Graham inherited eleven starters from last year’s team finished 10-5 with their 38-34 win over BYU in the Hawai’i Bowl. That team enjoyed four net victories in games decided by one scoring possession — so that winning record could have been flipped with some bad breaks. They did have a -11 net turnover margin last year — but they enjoyed a fortunate +3 net turnover edge against the Bulldogs last week. Now this team goes on the road where they have failed to cover the point spread in 5 of their last 6 games with the Total set in the 56.5 to 63 point range. Additionally, the Rainbow Warriors have failed to cover the point spread in 20 of their last 26 games against teams with a losing record — and they are just 7-16-1 ATS in their last 24 games as an underdog.

FINAL TAKE: Graham had scheduled practice time in the Rocky Mountains this week — but seven inches of snow in Denver led to the postponement of those outdoor practices. That is not a good sign for this team from the tropics, who are just 9-24-1 ATS in their last 35 games in October. Wyoming has covered the point spread in 15 of their last 21 games in October — and the temperature is expected to drop below the freezing level tonight. Head coach Craig Bohl will have his team ready to play against this Rainbow Warriors team that upset them last week by a 17-13 score as a 4-point underdog. 25* College Football Game of the Month with the Wyoming Cowboys (142) minus the point(s) versus the Hawai’i Rainbow Warriors (141). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Over the Total in the game between the Atlanta Falcons (101) and the Carolina Panthers (102). THE SITUATION: Atlanta (1-6) looks to bounce back from their 23-22 upset loss at home to Detroit as a 1-point favorite on Sunday. Carolina (3-4) has lost their last two games after their 27-24 loss at New Orleans as a 7-point underdog.

REASONS TO TAKE OVER THE TOTAL: The Falcons surrendered 386 yards to the Lions in their loss last week — and they have played 5 of their last 6 games Over the Total after allowing at least 350 yards in their last game. Quarterback Matt Ryan did complete 31 of 42 passes for 338 yards in a losing effort last week. Atlanta has played 6 of their last 7 games Over the Total after gaining at least 250 yards in their last contest. Now the Falcons go back on the road where they have played 4 of their last 5 games Over the Total as an underdog. Furthermore, the Over is 20-8-1 in Atlanta’s last 29 games against teams with a losing record. The Falcons have also played 7 of their last 10 games Over the Total against fellow NFC opponents — and the Panthers have played 7 of their last 10 games Over the Total against teams from the NFC. Carolina has also played 7 of their last 9 games Over the Total after a straight-up loss. The Panthers are getting great play from quarterback Teddy Bridgewater who is tied for 6th in the NFL by averaging 8.2 Yards-Per-Attempt. He heads an offense that is 11th in the league by averaging 263.7 passing YPG — and Carolina should have success moving the football in the air against this Falcons defense that is 31st in the NFL by allowing 333 passing YPG. Atlanta is also last in the NFL by allowing 8.46 Yards-Per-Play. The Panthers return home where they have played 7 of their last 10 games Over the Total as the favorite. The Falcons have also played 5 of their last 6 games Over the Total against fellow NFC South opponents.

FINAL TAKE: Atlanta should have Julio Jones in this game as he deals with his nagging hamstring injury. Jones caught 8 catches for 97 yards last week. The Falcons are averaging 28.4 PPG when Jones plays this season — and the combined final score in those games is 59.4. 10* NFL Thursday Daily Discounted O/U Deal with Over the Total in the game between the Atlanta Falcons (101) and the Carolina Panthers (102). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Atlanta Falcons (101) plus the points versus the Carolina Panthers (102). THE SITUATION: Atlanta (1-6) looks to bounce back from their 23-22 upset loss at home to Detroit as a 1-point favorite on Sunday. Carolina (3-4) has lost their last two games after their 27-24 loss at New Orleans as a 7-point underdog.

REASONS TO TAKE THE FALCONS PLUS THE POINTS: Atlanta blew their third game where they had a late lead when running back Todd Gurley could not stop himself from stumbling into the end zone after getting first down inside the Lions’ 10-yard line late in that game. The touchdown gave Matthew Stafford one last opportunity to score a touchdown — which he did on the last play of the game — to steal the victory. The Falcons have suffered four upset losses this season — and they have four net close losses in games decide by one scoring possession. Yet Atlanta still has the better roster than the Panthers. And their defense has played better as of late as they have held each of their last three opponents to just 23 points. The Falcons allowed Detroit to gain 386 yards — but they have then covered the point spread in 4 of their last 5 games after allowing at least 350 yards in their last game. Atlanta goes back on the road where they have covered the point spread in 6 of their last 7 games — and they have also covered the point spread in 6 of their last 7 games on the road as an underdog. And in their last 6 games against teams with a losing record, the Falcons have covered the point spread 5 times. Carolina was outgained by the Saints last week by -132 net yards. The Panthers have failed to cover the point spread in 5 of their last 7 games after a straight-up loss — and they have failed to cover the point spread in 7 of their last 10 games after a loss by 6 points or less. All three of Carolina’s victories have been as an underdog. They return home where they are just 1-5-1 ATS in their last 7 games — and they have failed to cover the point spread in 7 of their last 10 home games with the Total set at 45.5 or higher. Furthermore, the Panthers have failed to cover the point spread in 5 of their last 6 games against teams with a losing record. And in their last 11 games as a favorite, Carolina has failed to cover the point spread in 8 of these contests. There had been speculation that the Panthers would activate Christian McCaffrey for this game — but he remained on the Injured Reserve list this afternoon with his ankle sprain. Carolina is missing some players on their offensive line with tackle Russell Okung downgraded to doubtful with his calf injury and Michael Schofield III on the COVID list. The Panthers are also missing defensive tackle Kawan Short, defensive end Yetur Gross-Matos, and strong safety Juston Burris who are all on IR.

FINAL TAKE: Atlanta will be looking to avenge a 23-16 upset loss at home to Carolina on October 11th which was the final game for both head coach Dan Quinn and general manager Thomas Dimitroff before both were fired the next day. Wide receiver Julio Jones did not play in that game either with his hamstring injury — but he is in better health now after hauling in eight catches for 97 yards last week against the Lions. The Falcons are wavering 28.4 PPG when Jones is in the lineup. 25* NFC South Game of the Month with the Atlanta Falcons (101) plus the points versus the Carolina Panthers (102). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing Under the Total in the game between the South Alabama Jaguars (103) and the Georgia Southern Eagles (104). THE SITUATION: South Alabama (3-2) has won two straight games against Sun Belt Conference rivals after their 38-14 win over UL-Monroe on Saturday as a 14-point favorite. Georgia Southern (3-2) looks to rebound from a 28-14 loss at Coastal Carolina a 1-point underdog on Saturday.

REASONS TO TAKE UNDER THE TOTAL: The Jaguars have played 6 of their last 7 games Under the Total after winning two in a row — and they have played 5 of their last 6 games Under the Total after winning their last two games against conference rivals. And while South Alabama allows 282 passing yards to the War Hawks, the Under is 5-1-1 in their last 7 games after allowing at least 280 passing yards in their last game. Now after playing their last two games at home, the Jaguars go back on the road where they have played 6 of their last 7 games Under the Total. South Alabama has also played 9 of their last 13 road games Under the Total as an underdog — and they have played 11 of their last 13 games Under the Total after playing their last two games at home. Additionally, the Jaguars have played 5 of their last 7 games Under the Total against teams with a winning record — and they have played 5 straight games Under the Total in October. Georgia Southern has played 4 of their last 5 games Under the Total after a point spread loss. And while quarterback Shai Werts passed for only 94 passing yards last week after completing only 7 of 20 passes, the Eagles have then played 5 straight games Under the Total after not passing for more than 170 yards in their last game. Now after playing three of their last four games on the road, Georgia Southern returns home where they have played 4 straight games Under the Total as a favorite. The Eagles have also played 4 straight games Under the Total against teams with a winning record. Georgia Southern returned their top four tacklers from last season — and they are allowing only 20.8 PPG this year.

FINAL TAKE: Georgia Southern has played 8 of their last 11 games Under the Total when playing on a Thursday — and the Under is 4-1-2 in South Alabama’s last 7 games played on a Thursday night. 25* CFB Thursday ESPN Total of the Year with Under the Total in the game between the South Alabama Jaguars (103) and the Georgia Southern Eagles (104). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Los Angeles Rams (476) minus the points versus the Chicago Bears (475). THE SITUATION: Los Angeles (4-2) looks to bounce back from their 24-16 upset loss at San Francisco last Sunday night as a 2.5-point favorite. Chicago (5-1) has won two games in a row after their 23-16 upset win at Carolina as a 2-point underdog.

REASONS TO TAKE THE RAMS MINUS THE POINTS: Los Angeles should respond with a strong effort as they have coved the point spread in 5 of their last 7 games after an upset loss. They are also 4-1-1 ATS in their last 6 games after a straight-up loss — and they have covered the point spread in 7 of their last 8 games after a point spread loss. Now the Rams return home to SoFi Stadium where they have covered the point spread in 6 of their last 7 home games when laying up to 7 points. Los Angeles is also 13-6-1 ATS in its last 20 games when favored. The Rams have also covered the point spread in 14 of their last 19 games with the Total set in the 42.5 to 49 point range. Chicago has failed to cover the point spread in 5 of their last 6 games after a point spread victory. The Bears are averaging only 21.3 PPG this season — and tapping Nick Foles as their savior for a post-Mitchell Trubisky era has not solved the problem. Chicago has scored only 43 combined points in their last two games while settling for five field goals after stalled drives along the way. Foles is averaging only 5.9 Yards-Per-Pass-Attempt over his last two starts. He is not getting much help from the Bears’ rushing attack that is without running back Tarik Cohen is out the season with a torn ACL. In their two last two victories, Chicago has accumulated only 98 total rushing yards while averaging just 2.5 Yards-Per-Carry. They managed only 63 rushing yards last week — and they have failed to cover the point spread in 9 of their last 13 games after failing to rush for at least 100 yards in their last game. Moving forward, the Bears have failed to cover the point spread in 6 of their last 8 games against teams with a winning record — and they have failed to cover the point spread 7 of their last 10 games in October.

FINAL TAKE: The Rams usually play above expectations when facing a familiar team under head coach Sean McVay as they are 15-5-1 ATS in their last 21 games against NFC foes. These two teams will be playing for the third straight season after Los Angeles won in Chicago last November 17th by a 17-7 score. 10* NFL Monday Night Discounted Deal with the Los Angeles Rams (476) minus the points versus the Chicago Bears (475). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Under the Total in the game between the Chicago Bears (475) and the Los Angeles Rams (476). THE SITUATION: Chicago (5-1) has won two games in a row after their 23-16 upset win at Carolina as a 2-point underdog. Los Angeles (4-2) looks to bounce back from their 24-16 upset loss at San Francisco last Sunday night as a 2.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Bears have played 4 of their last 5 games Under the Total after a straight-up win — and they have played 10 of their last 11 games Under the Total after a point spread victory. Chicago’s defense is holding its opponents to just 19.3 PPG this season. The Bears have not allowed more than 26 points all season — and they have held their last three opponents to less than 20 points. But the Chicago offense is another matter entirely. The Bears are averaging only 21.3 PPG this season — and tapping Nick Foles as their savior for a post-Mitchell Trubisky era has not solved the problem. Chicago has scored only 43 combined points in their last two games while settling for five field goals after stalled drives along the way. Foles is averaging only 5.9 Yards-Per-Pass-Attempt over his last two starts. He is not getting much help from the Bears’ rushing attack that is without running back Tarik Cohen is out the season with a torn ACL. In their two last two victories, Chicago has accumulated only 98 total rushing yards while averaging just 2.5 Yards-Per-Carry. Now this team stays on the road where they have played 5 of their last 6 games Under the Total against teams with a winning record at home — and they have played 10 of their last 13 road games Under the Total as an underdog. Chicago has also played 20 of their last 28 games Under the Total as an underdog overall. Furthermore, the Bears have played 6 of their last 7 games Under the Total against teams with a winning record. Los Angeles has played 5 of their last 7 games Under the Total after a straight-up win. The Rams surrendered 390 yards last week to the 49ers, but they have then played 10 of their last 14 games Under the Total after allowing at least 350 yards in their last game. Los Angeles has been playing good defense as they have held their opponents to just 19.0 PPG along with 318.5 total YPG. The Rams return home where they have played 6 of their last 7 games Under the Total when laying the points. Los Angeles has also played 13 of their last 16 games Under the Total as the favorite.

FINAL TAKE: The Rams have played 6 straight games Under the Total in October — and the Bears have played 4 straight Unders in October. Chicago has also played 5 of their last 7 games Under the Total on Monday Night Football. 25* NFL Monday Night Football Total of the Month with Under the Total in the game between the Chicago Bears (475) and the Los Angeles Rams (476). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Seattle Seahawks (467) minus the points versus the Arizona Cardinals (468). THE SITUATION: Seattle (5-0) returns to the field after their bye week after last defeating Minnesota by a 27-26 two weeks ago as a 6.5-point favorite. Arizona (4-2) comes off a 38-10 upset win at Dallas on Monday as a 1-point underdog.

REASONS TO TAKE THE SEAHAWKS MINUS THE POINTS: Seattle started slowly against the Vikings by going into halftime with a 13-0 deficit — but they rallied to outscore Minnesota in the final 30 minutes by a 27-13 score. The Seahawks are 39-19-4 ATS in their last 62 games are a point spread loss — and this includes them covering the point spread in ten of these last twelve situations. Now this team goes back on the road where they are 13-4-1 ATS in their last 18 games — and they have covered the point spread in 7 of their last 8 road games against teams with a winning record at home. Seattle has also covered the point spread in 10 of their last 11 road games with the Total set at 45.5 or higher. The Seahawks should benefit from the self-scout during their bye week — they have won their last four games under head coach Pete Carroll after this experience. The Seattle offense is clicking behind QB Russell Wilson — they have scored at least 27 points in all five of their games. The Seahawks have covered the point spread in 8 straight road games after scoring at least 25 points in two straight games. Arizona may be due for an emotional letdown after their big win on national television. As it is, they have failed to cover the point spread in 8 of their last 11 games after a win by at least two touchdowns — and they have failed to cover the point spread in 7 of their last 8 games after a win by at least 28 points. Additionally, while the Cardinals have held their last two opponents to just 10 points each, they are just 2-8-2 ATS in their last 12 games after not allowing more than 14 points in their last game — and they have failed to cover the point spread in 14 of their last 17 games after not allowing more than 14 points in two straight games. They return home after playing their last two games on the road but they have failed to cover the point spread in 5 straight games after winning their last two games on the road.

FINAL TAKE: Seattle usually wins expected close games — they have covered the point spread in 11 of their last 15 games when listed in the +/- 3-point range. That is the Russell Wilson effect. The Seahawks are 5-1-1 ATS in their last 7 games in Arizona against the Cardinals. 10* NFL Seattle-Arizona NBC-TV Special with the Seattle Seahawks (467) minus the points versus the Arizona Cardinals (468). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Under the Total in the game between the Seattle Seahawks (467) minus the points versus the Arizona Cardinals (468). THE SITUATION: Seattle (5-0) returns to the field after their bye week after last defeating Minnesota by a 27-26 two weeks ago as a 6.5-point favorite. Arizona (4-2) comes off a 38-10 upset win at Dallas on Monday as a 1-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Seahawks have played 6 of their last 8 games Under the Total after winning at least three games in a row. Seattle comes off their bye week which means head coach Pete Carroll and his staff has conducted their self-scout regarding what they need to improve. There is no question that the defensive-oriented Carroll made decisions regarding how to improve his defense that is last in the league by allowing 471.2 total YPG. The Seahawks will not have Jamal Adams tonight but they should still play better on that side of the football — even if it means that they do not “Let Russ Cook” as much because they need to run the ball more to protect their defense by keeping them off the field. The fewer plays a defensive player has to make, the fresher he will be later in the game — that is what the coaches say. Seattle has allowed at least 415 yards in all five of their games this season — but they have then played 5 of their last 7 games Under the Total after allowing at least 400 yards in their last game. The Seahawks have also played 8 of their last 12 games Under the Total after allowing at least 400 yards in two straight games. The 27 points that Seattle scored last week were the fewest they have put up on the scoreboard all season. The Seahawks have played 23 of their last 31 games Under the Total after scoring at least 25 points in three straight games — and they have played 8 of their last 9 games Under the Total after scoring at least 25 points in four straight contests. Seattle goes back on the road where they have played 9 of their last 11 games Under the Total when favored. The Seahawks have also played 4 straight games Under the Total in October. Arizona has played 6 of their last 7 games Under the Total after a straight-up win — and they have played 4 of their last 5 games Under the Total after a point spread victory. Additionally, the Cardinals have played 7 of their last 10 games Under the Total after a win by at least two touchdowns. Arizona has also played 4 of their last 5 games Under the Total after playing on Monday Night Football. The Cardinals will take a page out of the Vikings’ playbook to run the football to keep Wilson off the field. Seattle was on offense for just 20:32 minutes against Minnesota with the Vikings running the ball 40 times for 201 yards. QB Kyler Murray may get the headlines but Arizona is averaging 30 rushing attempts per game for 161 rushing YPG. The Under is 3-1-1 in the Seahawks’ last 5 games after they allowed at least 150 rushing yards in their last game. This commitment to keeping the running game going has helped the Cardinals rank second in the league by allowing 18.7 PPG. Arizona returns home where they have played 4 of their last 5 games Under the Total — and they have played 8 of their last 11 home games Under the Total against teams with a winning record on the road. Additionally, the Cardinals have played 5 of their last 7 games Under the Total as an underdog — and they have played 5 straight games Under the Total against fellow NFC foes.

FINAL TAKE: These two teams have played did not see more than 40 combined points scored in their two divisional meetings last season — and the last 5 clashes in Arizona have all finished Under the Total. 25* NFC West Total of the Month with Under the Total in the game between the Seattle Seahawks (467) minus the points versus the Arizona Cardinals (468). Best of luck for us — Frank.

At 4:25 PM ET on Sunday, we will be playing Under the Total in the game between the Kansas City Chiefs (471) and the Denver Broncos (472). THE SITUATION: Kansas City (5-1) returns to action after their 26-17 win at Buffalo on Monday as a 5.5-point favorite. Denver (2-3) look to build off their 18-12 upset win at New England last Sunday as a 7-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Chiefs flexed their muscles on defense by holding the Bills to just 206 total yards. Kansas City is allowing only 21.2 PPG this season. Offensive coordinator has his offense running the ball a bit more as they are averaging 30 rushing attempts per game while averaging 140 rushing YPG. This is helping to keep opposing offenses off the field as they are averaging 31:22 minutes per game. The Chiefs have played 4 of their last 5 games Under the Total after a straight-up win — and they have played 7 of their last 10 games Under the Total after a point spread victory. Kansas City stays on the road where they have played 6 straight games Under the Total — and they have played 4 straight road games Under the Total when favored. And in their last 9 games against AFC West rivals, the Chiefs have played 7 of these games Under the Total. Denver held the Patriots to just 288 total yards last week. The Broncos have played 4 of their last 5 games Under the Total after a point spread win — and the Under is 6-0-1 in their last 7 games after not allowing more than 14 points in their last game. Denver returns home where they have played 13 of their last 17 games Under the Total — and they have played 16 of their last 21 home games Under the Total against teams with a winning record on the road. Furthermore, the Under is 18-8-1 in the Broncos’ last 27 games as an underdog — and they have played 9 of their last 11 home games Under the Total as the dog. The Denver offense behind QB Drew Lock is averaging only 305.2 total YPG which is resulting in just 20.0 PPG. They will want to run the ball plenty to burn time off the clock to keep Patrick Mahomes off the field. This approach should ensure a lower-scoring game as the Broncos have played 13 of their last 15 games Under the Total with the number set in the 42.5 to 49 point range.

FINAL TAKE: The Under is 5-2-2 in the last 9 meetings between these two teams when playing in Denver. 10* NFL Sunday Afternoon Discounted O/U Deal with Under the Total in the game between the Kansas City Chiefs (471) and the Denver Broncos (472). Best of luck for us — Frank.

At 4:25 PM ET on Sunday, we will be playing the New England Patriots (470) minus the points versus the San Francisco 49ers (469). THE SITUATION: New England (2-3) has lost two games in a row after their 18-12 upset loss to Denver last Sunday as a 7-point favorite. San Francisco (3-3) enters this game triumphant after their 24-16 upset win over the Los Angeles Rams last Sunday as a 2.5-point underdog.

REASONS TO TAKE THE PATRIOTS MINUS THE POINTS: This is the first time that Bill Belichick’s team has been below .500 in October in 225 games. Their 26-10 loss at Kansas City two weeks ago was not a surprise since they were without Cam Newton in that game. Do not underestimate the negative impact the lack of practices has had on this team over the last two weeks. I believe Belichick and his coaching staff were able to address a host of issues this week in what was their first uninterrupted normal week of preparation since their 36-20 victory over the Raiders three weeks ago. Belichick’s teams in New England are a decisive 49-24-1 ATS in their last 74 games after a straight-up loss. I expect this Patriots’ offense to improve significantly this week after struggling against the Broncos. New England has covered the point spread in 9 of their last 13 games after not scoring more than 14 points in their last game — and they have covered the point spread in 13 of their last 21 games after not scoring more than 14 points in two straight contests. The Patriots defense is playing quite well — they held the Chiefs to just 19 points from their offense while limiting them to only 323 yards two weeks ago before holding the Broncos to 299 yards last week. Belichick teams usually are reliable in October as they are 42-17-2 ATS in their last 61 games in this month — and the Patriots have covered the point spread in seven of their last ten games in October. New England has also covered the point spread in 8 of their last 13 games as a home favorite of 7 points or less. San Francisco may be due for a letdown as they have failed to cover the point spread in 15 of their last 23 games after an upset win as a home underdog — and they have failed to cover the point spread in 6 of their last 8 games after an upset win at home against an NFC West rival. The 49ers are starting to get healthy again — but they are still a shell of the team that made it to the Super Bowl. The defense remains a M*A*S*H unit with Nick Bosa, Dee Ford, and Richard Sherman out indefinitely. The Niners will also be without the glue of their defense for the second straight week in linebacker Kwon Alexander who is dealing with a high ankle sprain. On offense, the team put running back Raheem Mostert on IR this week to join Tevin Coleman on that list. San Francisco has failed to cover the point spread in 15 of their last 22 games in October. They are also just 2-6-1 ATS in their last 9 games against teams with a losing record.

FINAL TAKE: Belichick should have a special game plan for 49ers quarterback Jimmy Garoppolo who he drafted and groomed in New England for years before trading him to San Francisco. 25* NFL CBS-TV Game of the Month with the New England Patriots (470) minus the points versus the San Francisco 49ers (469). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Pittsburgh Steelers (477) plus the point(s) versus the Tennessee Titans (478). THE SITUATION: Pittsburgh (5-0) looks to build off their 38-7 win over Cleveland last Sunday as a 3-point favorite. Tennessee (5-0) also remained undefeated last week with their 42-36 win in overtime against Houston as a 4-point favorite.

REASONS TO TAKE THE STEELERS PLUS THE POINTS: Pittsburgh should build off their momentum as they are 3-0-1 ATS in their last four games after a win by at least two touchdowns. Furthermore, the Steelers are 13-5-1 ATS in their last 19 games after both a straight-up win and after a point spread victory. Pittsburgh is also 4-0-1 ATS in their last 5 games after scoring at least 30 points in their last game. And they have covered the point spread in 4 of their last 5 games after not allowing more than 14 points in their last contest. Now the Steelers go back on the road where they are 33-16-2 ATS in their last 51 road games against teams with a winning record at home. Tennessee has failed to cover the point spread in 22 of their last 32 home games after a game where both teams scored at least 24 points. The Titans rolled up 607 yards of offense against the hapless Texans defense last week — but they have failed to cover the point spread 5 of their last 6 games after gaining at least 500 yards in their last game. QB Ryan Tannehill completed 30 of 41 passes for 366 yards in that game — but Tennessee is 18-44-2 ATS in their last 64 games after passing for at least 250 yards in their last game. The Titans are rolling — but they suffered a massive blow when their left tackle, Taylor Lewan, suffered a season-ending knee injury. Moving forward, Tennessee’s lack of a pass rush may hold them back when facing elite teams. This helps explain why they are last in the league in third-down defense. And in their last 15 games in expected high-scoring games with the Total set at 49.5 or higher, the Titans have failed to cover the point spread in 12 of these contests.

FINAL TAKE: Big Ben Roethlisberger and this Pittsburgh team are very tough when playing the role of the underdog. The Steelers are 19-7-2 ATS in their last 28 games when getting the points — and they have covered the point spread in 9 of their last 11 games on the road as a dog. 10* NFL Sunday Afternoon Discounted Deal with the Pittsburgh Steelers (477) plus the point(s) versus the Tennessee Titans (478). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing Under the Total in the game between the Buffalo Bills (463) and the New York Jets (464). THE SITUATION: Buffalo (4-2) ha lost two straight games after their 26-17 loss to Kansas City on Monday as a 5.5-point underdog. New York (0-6) remained winless on the season last Sunday with their listless 24-0 loss at Miami as a 10-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Bills have played 4 straight games Under the Total after a straight-up loss — and they have played 4 of their last 5 games Under the Total after a point spread loss. The Buffalo offense managed only 206 yards against the Chiefs on Monday. The Josh Allen for Most Valuable Player talk has completely ceased after the Bills have scored only 21.0 PPG over the last three weeks while averaging just 304.0 total YPG. Allen completed just 14 of 27 passes on Monday for 122 yards. Buffalo has played 4 straight games Under the Total after failing to gain at least 250 yards in their last game — and they have played 5 of their last 6 games Under the Total after not passing for at least 150 yards in their last contests. The Bills’ defense surrendered 466 yards to Kansas City as well — but they have then played 12 of their last 15 games Under the Total after allowing at least 350 yards in their last game. Now Buffalo goes on the road where they have played 6 of their last 8 games Under the Total against teams with a losing record at home. Furthermore, the Bills have played 9 of their last 10 games Under the Total with the number set in the 42.5 to 49 point range — and they have played 6 straight games away from home Under the Total with the total in that 42.5 to 49 range. Playing the Jets may be just what the proverbial doctor ordered as their injury-plagued offense is scoring just 12.5 PPG while averaging 276.7 total YPG. New York has played 5 of their last 7 games Under the Total after a straight-up loss — and they have played 13 of their last 18 games Under the Total after a loss by at least 21 points. Joe Flacco was the quarterback last week in getting a shutout — and Sam Darnold is probable to play this afternoon. But with running back Le’ Veon Bell traded to Kansas City, he simply lacks supporting talent at the skill positions. The Jets have played 10 of their last 16 home games Under the Total as an underdog getting 7.5 to 14 points — and they have also played 4 of their last 5 games Under the Total against teams with a winning record. New York has also played 15 of their last 22 games Under the Total against fellow AFC East foes.

FINAL TAKE: This is a rematch of the September 13th meeting between these two teams which the Bills won by a 27-17 score. The Jets have played 5 of their last 6 games Under the Total when playing with same-season revenge. 25* AFC East Total of the Month with Under the Total in the game between the Buffalo Bills (463) and the New York Jets (464). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the North Carolina Tar Heels (322) minus the points versus North Carolina State (321). THE SITUATION: North Carolina (3-1) suffered their first loss of the season last Saturday with their 31-28 upset loss at Florida State as a 13.5-point favorite. North Carolina State (4-1) has won three games in a row with their 31-20 win over Duke last Saturday as a 3.5-point favorite.

REASONS TO TAKE THE TAR HEELS MINUS THE POINTS: North Carolina was caught flat in the first half last week as they allowed a 25-yard interception that was returned for a touchdown en route to going into halftime with a 31-7 deficit. Head coach Mack Brown’s team almost came back but their rally fell just short despite outgaining the Seminoles by +26 net yards. The Tar Heels have bounced-back to cover the point spread in 4 of their last 5 games after a straight-up loss — and they have covered the point spread in 4 of their last 5 games after a point spread loss. They return home where they have covered the point spread in 5 of their last 6 games — and they have covered the point spread in 24 of their last 31 home games against teams with a winning record on the road. North Carolina has also covered the point spread in 6 of their last 8 games when favored. NC State benefited from an 8-yard blocked punt that they returned for a touchdown to defeat the Blue Devils last week. But the Wolfpack has failed to cover the point spread in 10 of their last 13 games after a straight-up win. NC State has also failed to cover the point spread in 24 of their last 33 road games after winning at least three games in a row. The Wolfpack has not been overwhelming with their four victories. They only defeated Wake Forest by a field goal. They allowed 500 yards to Pittsburgh yet defeated the Panthers despite being outgained by 100 yards. And in their wins over Duke and Virginia, they benefited from forcing seven turnovers. They will be without starting quarterback Devin Leary who is out indefinitely with a fibula injury so it will be junior Bailey Hockman under center. NC State has failed to cover the point spread in 8 of their last 10 games on the road. They also have failed to cover the point spread in 7 of their last 9 games against teams with a winning record.

FINAL TAKE: NC State enters this game ranked 23rd in the nation with North Carolina ranked 14th. In the last ten seasons, this is just the sixth time that a game between two ranked teams outside the top-ten had the favorite laying more than 14 points. Those favorites are 4-1 ATS going into this afternoon clash. Trust the oddsmakers on this one. 20* CFB NC State-North Carolina ESPN Special with the North Carolina Tar Heels (322) minus the points versus North Carolina State (321). Best of luck for us — Frank.

PLEASE NOTE: This play is for Tulsa-South Florida Under (I incorrectly loaded that Report for this Louisiana-UAB Under which was my Free Play here at Sportscapping). I apologize for the error and confusion -- Frank.

At 7:30 PM ET on Friday, we will be playing Under the Total in the game between the Tulsa Golden Hurricanes (307) and the South Florida Bulls (308). THE SITUATION: Tulsa (1-1) takes the field again for the first time in 20 days after their 34-26 upset win at Central Florida as a 20.5-point underdog on October 3rd. South Florida (1-4) has lost four games in a row with their 39-37 loss at Temple last Saturday.

REASONS TO TAKE UNDER THE TOTAL: The Golden Hurricanes have played 9 of their last 11 games Under the Total after a point spread win. They have also played 8 of their last 11 games Under the Total after a game where at least 60 combined points were scored. Tulsa did surrender 330 passing yards in that game along with 455 total yards to the Knights — but they have then played 14 of their last 20 games Under the Total after allowing at least 450 yards in their last game. They also have played 7 of their last 9 games Under the Total after giving up at least 280 passing yards in their last contest. Now they stay on the road where they have played 12 of their last 17 games Under the Total. The Golden Hurricanes have an improved defense this season. They have are allowing just 21.0 PPG this year along with 369.5 total YPG which is about 25 YPG below last year’s season average after losing a low scoring game to begin their season at Oklahoma State by a 16-7 score. Tulsa’s first two games have finished Under the Total — and they have then played 7 of their last 10 games Under the Total after playing two straight Unders. And in their last 12 games played in October, the Golden Hurricanes have played 9 of these games Under the Total. South Florida has played 4 of their last 5 games Under the Total after a loss to an American Athletic Conference rival. They also have played 7 of their last 10 games Under the Total after allowing at least 37 points in their last game. And while the Bulls have lost their last three games to American Athletic Conference rivals, they have then played 7 straight games Under the Total after losing at least two straight games against conference foes. They return where the Under is 4-1-1 in their last 6 games. South Florida is struggling to score points this season as they are averaging just 19.0 PPG while averaging only 329.6 total YPG behind redshirt sophomore QB Jordan McCloud. The Bulls have played 7 straight games Under the Total as an underdog getting 10.5 to 21 points.

FINAL TAKE: Tulsa is scoring only 20.5 PPG themselves which is the tenth lowest of all teams that started play this season. The Golden Hurricanes have played 9 of their last 12 games Under the Total in October. 10* CFB Friday Night Discounted O/U Deal with Under the Total in the game between the Tulsa Golden Hurricanes (307) and the South Florida Bulls (308). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing the Louisiana-Lafayette Ragin’ Cajuns (309) plus the points versus the UAB Blazers (310). THE SITUATION: UL-Lafayette (3-1) looks to rebound from their 30-27 upset loss at home to Coastal Carolina as a 9-point favorite back on October 14th. UAB (4-1) has won three straight games after their 37-14 victory over Western Kentucky last Saturday as a 10.5-point favorite.

REASONS TO TAKE THE RAGIN’ CAJUNS MINUS THE POINTS: UL-Lafayette should respond with a big effort tonight. The Ragin’ Cajuns have bounced-back to cover the point spread in 6 of their last 8 games after a straight-up loss — and they have covered the point spread in 14 of their last 18 games on the road after an upset loss to a conference rival. UL-Lafayette returned fourteen starters from the group that finished 11-3 with a 27-17 victory over Miami (OH) in the Lending Tree Bowl. Led by senior quarterback Levi Lewis, the Ragin’ Cajuns are averaging 456.7 total YPG over their last three contests. They also have averaged 7.55 and 7.57 Yards-Per-Play in their last two games — and they have then covered the point spread in 12 of their last 15 road games after averaging at least 6.25 YPP in their last two games. Now UL-Lafayette goes back on the road where they have covered the point spread in 7 of their last 10 road games against teams with a winning record at home — and they have covered the point spread in 8 of their last 9 road games with the Total set in the 49.5 to 52 range. UAB may be due for a letdown after they crushed the Hilltoppers last week. The Blazers gave failed to cover the point spread in 5 of their last 7 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 6 games after a point spread victory. UAB has also failed to cover the point in 6 straight games after a win by at least 20 points. And in their last 17 games after winning at least three games in a row, the Blazers have failed to cover the point spread in 11 of these games. UAB rushed for 358 yards to help lead them to victory — but they have then failed to cover the point spread in 4 of their last 5 games after rushing for at least 200 yards in their last game. They have also failed to cover the point spread in 5 of their last 6 games after scoring at least 37 points in their last game. They are playing without their starting quarterback Tyler Johnston III who is out indefinitely with a shoulder injury. Redshirt freshman Bryson Lucero was shaky under center for the Blazers as he completed only 15 of 31 passes for 141 yards with a touchdown and an interception while not contributing to the running game. UAB is at a significant disadvantage in this game at the quarterback position. This team returned eighteen starters from head coach Bill Clark’s team that finished 9-5 last season. They only had one victory over an FBS team with a winning record — and they have failed to cover the point spread in 5 of their last 6 games against teams with a winning record. UAB has beaten three FBS teams this season in South Alabama, UTSA, and Western Kentucky last week — none of these teams have a record above .500. The Blazers' one loss was by 17 points at Miami (FL).

FINAL TAKE: UL-Lafayette has covered the point spread in 8 of their last 11 games in October. Look for them to pull away to win this game comfortably. 25* CFB Friday CBS Sports Network Game of the Month with the Louisiana-Lafayette Ragin’ Cajuns (309) plus the points versus the UAB Blazers (310). Best of luck for us — Frank.

At 7:30 PM ET on Friday, we will be playing Under the Total in the game between the Tulsa Golden Hurricanes (307) and the South Florida Bulls (308). THE SITUATION: Tulsa (1-1) takes the field again for the first time in 20 days after their 34-26 upset win at Central Florida as a 20.5-point underdog on October 3rd. South Florida (1-4) has lost four games in a row with their 39-37 loss at Temple last Saturday.

REASONS TO TAKE UNDER THE TOTAL: The Golden Hurricanes have played 9 of their last 11 games Under the Total after a point spread win. They have also played 8 of their last 11 games Under the Total after a game where at least 60 combined points were scored. Tulsa did surrender 330 passing yards in that game along with 455 total yards to the Knights — but they have then played 14 of their last 20 games Under the Total after allowing at least 450 yards in their last game. They also have played 7 of their last 9 games Under the Total after giving up at least 280 passing yards in their last contest. Now they stay on the road where they have played 12 of their last 17 games Under the Total. The Golden Hurricanes have an improved defense this season. They have are allowing just 21.0 PPG this year along with 369.5 total YPG which is about 25 YPG below last year’s season average after losing a low scoring game to begin their season at Oklahoma State by a 16-7 score. Tulsa’s first two games have finished Under the Total — and they have then played 7 of their last 10 games Under the Total after playing two straight Unders. And in their last 12 games played in October, the Golden Hurricanes have played 9 of these games Under the Total. South Florida has played 4 of their last 5 games Under the Total after a loss to an American Athletic Conference rival. They also have played 7 of their last 10 games Under the Total after allowing at least 37 points in their last game. And while the Bulls have lost their last three games to American Athletic Conference rivals, they have then played 7 straight games Under the Total after losing at least two straight games against conference foes. They return where the Under is 4-1-1 in their last 6 games. South Florida is struggling to score points this season as they are averaging just 19.0 PPG while averaging only 329.6 total YPG behind redshirt sophomore QB Jordan McCloud. The Bulls have played 7 straight games Under the Total as an underdog getting 10.5 to 21 points.

FINAL TAKE: Tulsa is scoring only 20.5 PPG themselves which is the tenth lowest of all teams that started play this season. The Golden Hurricanes have played 9 of their last 12 games Under the Total in October. 10* CFB Friday Night Discounted O/U Deal with Under the Total in the game between the Tulsa Golden Hurricanes (307) and the South Florida Bulls (308). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the New York Giants (303) plus the points versus the Philadelphia Eagles (304). THE SITUATION: New York (1-5) snapped their five-game losing streak on Sunday with their 20-19 win over Washington as a 2-point favorite. Philadelphia (1-4-1) has lost two games in a row with their 30-28 loss at home to Baltimore as a 10.5-point underdog.

REASONS TO TAKE THE GIANTS PLUS THE POINTS: New York should build off the momentum of winning their first game of the season under rookie head coach Joe Judge. Remember, Judge did not have a typical offseason to implement his program — so the first month of the season had to be a continuation of that work. I expect continued improvement from this team under Judge. As it is, the Giants have covered the point spread in 25 of their last 35 games after a narrow win by 6 points or less. New York has also covered the point spread in 4 straight games after a point spread loss. the Giants’ defense has been playing pretty good — they are holding their home hosts to just 315.3 total YPG this season. This has helped New York cover the point spread in 19 of their last 26 games on the road — and they have covered the point spread in 17 of their last 22 road games as an underdog. Furthermore, the Giants have covered the point spread in 8 of their last 9 road games as an underdog getting 3.5 to 7 points. And they have also covered the point spread in 6 of their last 7 road games against fellow teams from the NFC. Additionally, New York has covered the point spread in 5 of their last 6 games against teams with a losing record. Philadelphia has failed to cover the point spread in 5 of their last 6 games after a straight-up loss. And while the Eagles generated 364 yards against the Ravens defense last week, they have then failed to cover the point spread in 5 of their last 6 games after gaining at least 350 yards in their last game. The Philly offense is riddled with injuries. They will be without running back Miles Sanders for a few weeks with his knee injury which means their lead back tonight will be the 5’7 Boston Scott who has rushed for only 67 yards on 21 carries. QB Carson Wentz is without a number of his best targets in the passing game. Wide receiver Alshon Jeffrey and tight end Dallas Goedert are out for tonight. Star tight end Zach Ertz has yet to be ruled out but he suffered ankle injuries that the doctors think will keep him on the shelf for weeks. Wide receiver DeSean Jackson plans to take the field tonight after missing the last three games but it remains to be seen how effective the 33-year old can be coming off a hamstring injury that may impact his speed. The Eagles offensive line is even in worse shape. Starters Brandon Brooks, Andre Dillard, and Isaac Seumaol are all out. The team brought back Jason Peters after Dillard suffered his season-ending biceps injury — and he is also on the Injured Reserve. Tackle Lane Johnson will take the field despite his ankle injury but rookie backup Jack Driscoll is out tonight with an ankle. Wentz has been sacked 25 times this season — and being hurried has contributed to his nine interceptions. The Giants have a good pass rush that ranks 10th in the legacy with 15 sacks. Philadelphia stays at home where they have failed to cover the point spread in 6 of their last 8 home games — and they have failed to cover the point spread in 8 of their last 10 home games against teams with a losing record on the road.

FINAL TAKE: The Eagles have won the last six meetings between these two teams after sweeping both games last season. But Philadelphia has failed to cover the point spread in 4 straight home games when laying the points. 10* NFL Thursday Daily Discounted Deal with the New York Giants (303) plus the points versus the Philadelphia Eagles (304). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Under the Total in the game between the New York Giants (303) and the Philadelphia Eagles (304). THE SITUATION: New York (1-5) snapped their five-game losing streak on Sunday with their 20-19 win over Washington as a 2-point favorite. Philadelphia (1-4-1) has lost two games in a row with their 30-28 loss at home to Baltimore as a 10.5-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Giants have played a decisive 31 of their last 42 games Under the Total after a narrow win by three points or less — and they have played 14 of their last 18 games Under the Total after a win by no more than a field goal against an NFC East rival. Additionally, New York has played 4 straight games Under the Total after a point spread loss — and they have played 12 of their last 15 games away from home Under the Total after a victory where they failed to cover the point spread. The Giants are struggling to score points with running back Saquon Barkley out the season with his torn ACL. New York is scoring just 16.8 PPG while averaging a mere 275.3 total YPG. The Giants leading rusher is QB Daniel Jones — they are 30th in the league by averaging 87.8 rushing YPG. They did pick up Devonta Freeman to be their lead back but he is simply not a threat — his longest carry has gone for only 14 yards. Opposing defenses can lay off the run and use a linebacker to defend against potential passes. But the Giants’ defense has been playing pretty good — they are holding their home hosts to just 315.3 total YPG this season. New York has played 4 of their last 5 road games Under the Total as an underdog. Philadelphia has played 8 of their last 11 games Under the Total after a point spread loss. The Eagles have played two straight Overs where at least 58 combined points were scored. But Philadelphia has played 13 of their last 17 games Under the Total after a game that finished Over the Total — and they have played 28 of their last 42 games Under the Total after playing two straight games where at least 50 combined points were scored. The Philly offense is riddled with injuries. They will be without running back Miles Sanders for a few weeks with his knee injury which means their lead back tonight will be the 5’7 Boston Scott who has rushed for only 67 yards on 21 carries. QB Carson Wentz is without a number of his best targets in the passing game. Wide receiver Alshon Jeffrey and tight end Dallas Goedert are out for tonight. Star tight end Zach Ertz has yet to be ruled out but he suffered an ankle injury that the doctors think will keep him on the shelf for weeks. Wide receiver DeSean Jackson plans to take the field tonight after missing the last three games but it remains to be seen how effective the 33-year old can be coming off a hamstring injury that may impact his speed. The Eagles offensive line is even in worse shape. Starters Brandon Brooks, Andre Dillard, and Isaac Seumaol are all out. The team brought back Jason Peters after Dillard suffered his season-ending biceps injury — and he is also on the Injured Reserve. Tackle Lane Johnson will take the field despite his ankle injury but rookie backup Jack Driscoll is out tonight with an ankle. Wentz has been sacked 25 times this season — and being hurried has contributed to his nine interceptions. The Giants have a good pass rush that ranks 10th in the legacy with 15 sacks. Philadelphia has played 8 of their last 10 games at home Under the Total — and they have played 7 straight home games Under the Totals at home laying 3.5 to 7 points. The Eagles have also played 7 of their last 10 games Under the Total against teams with a losing record.

FINAL TAKE: These two teams have played 8 of their last 10 games Under the Total when playing in Philadelphia. 25* NFC East Total of the Month with Under the Total in the game between the New York Giants (303) and the Philadelphia Eagles (304). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing the Appalachian State Mountaineers (312) minus the points versus the Arkansas State Red Wolves (311). THE SITUATION: Appalachian State (2-1) has won two straight games after their 52-21 win over Campbell as a 33.5-point favorite back on September 26th. Arkansas State (3-2) has won three of their last four games after their 59-52 win over Georgia State last Thursday.

REASONS TO TAKE THE MOUNTAINEERS MINUS THE POINTS: Appalachian State lost their opening game in a very tough game at Marshall by a 17-7 score in a rescheduled game after COVID that might have featured the best two non-Power Five football teams this season. The Mountaineers have covered the point spread in 6 of their last 7 games after winning two of their last three games. The break due to some cancellations and planned bye weeks should help this team under first-year head coach Shawn Clark since it helps make up for the limited fall prep. That said, Appalachian State did get in all thirteen of their spring practices. They also have covered the point spread in 9 of their last 14 games when playing with at least two weeks of rest and preparation. Their win over Campbell flew over the 54 point total — and they have covered the point spread in 9 of their last 12 games after a game that finished Over the Total. This is a team that returned thirteen starters from the team that finished 13-1 last year. They rushed for a whopping 404 yards against Campbell while outgaining them on the ground by 187 net yards. Appalachian State has then covered the point spread in 4 of their last 5 games after outrushing their last opponent by at least 200 yards. They are 5th in the nation by averaging 269.3 rushing YPG. They stay at home where they have covered the point spread in 4 of their last 5 games against teams with a winning record on the road. And in their last 6 expected high scoring games with the total set in the 63.5 to 70 point range, the Mountaineers have covered the point spread in 5 times. Arkansas State has failed to cover the point spread in 5 of their last 6 games after a game where both teams scored at least 30 points. They also have failed to cover the point spread in 5 of their last 6 games after a game where they allowed at least 40 points. The Red Wolves defense looked very vulnerable against the Panthers as they surrendered 583 total yards in that game. Georgia State quarterback Cornelius Brown IV passed for 314 yards with three touchdowns while adding another 83 rushing yards with two more touchdowns on the ground. Arkansas State faces another explosive dual-threat quarterback tonight in Zac Thomas completed 62.7% of his passes last year for 2718 passing yards with 28 touchdown passes and just six interceptions. And while Red Wolves offense rotating between quarterbacks Logan Bonner and Layne Hatcher helped generate 609 total yards last Thursday, they now face a stout Appalachian State defense that is holding their opponents to just 19.3 PPG along with only 323.3 total YPG. As it is, Arkansas State has failed to cover the point spread in 12 of their last 16 games after gaining at least 575 yards in their last game. Now the Red Wolves go back on the road where they have failed to cover the point spread in 6 of their last 8 games against teams with a winning record at home.

FINAL TAKE: These two teams last played on October 9th in 2018 where Appalachian State won by 35-9 score. Arkansas State has failed to cover the point spread in 11 of their last 16 games against teams with a winning record. 10* CFB Arkansas State-Appalachian State ESPN Special with the Appalachian State Mountaineers (312) minus the points versus the Arkansas State Red Wolves (311). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Under the Total in the game between the Arizona Cardinals (275) and the Dallas Cowboys (276). THE SITUATION: Arizona (3-2) enters this game coming off a 30-10 win in New York against the Jets as a 7-point favorite last Sunday. Dallas (2-3) comes off a 37-34 win over New York Giants as a 7.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Cowboys have to adjust to running their offense without Dak Prescott who suffered a season-ending ankle injury last week. Andy Dalton is capable at quarterback but he does have Prescott’s mobility. Dallas also does not want Dalton throwing the ball close to 50 times a game as what Prescott was about averaging. The Cowboys are going to have to run the football to take the pressure off Dalton — and that will also help their defense by keeping them relatively fresh since they will be on the field for fewer plays. Dallas has scored at least 31 points in each of their last four games — and they have then played 7 of their last 11 games Under the Total after scoring at least 30 points in four straight games. The Cowboys have given up 20 and 31 points in their last two games — and they have then played 9 of their last 14 games Under the Total after allowing at least 17 points in the first half in two straight games. And while Dallas has averaged 6.48 Yards-Per-Play in four straight games, they have then played 6 of their last 9 games Under the Total after averaging at least 6.0 YPP in four straight contests. The Cowboys have lost the turnover battle in four straight games as well — but they have then played 5 of their last 7 games Under the Total after having at least a -1 net turnover margin in four straight games. Dallas did hold the Giants to just 89 rushing yards last week — and they have played 5 straight games Under the Total after not allowing more than 90 rushing yards in their last game. Arizona has played 5 of their last 6 games Under the Total after a straight-up win. And while Kyler Murray completed 27 of 37 passes for 380 yards against the Jets, the Cardinals have then played 4 of their last 5 games Under the Total after passing for at least 250 yards in their last game. Arizona stays on the road where they have played 4 of their last 5 games Under the Total — and they have played 7 of their last 10 games away from home Under the Total with the total set at 45.5 or higher.

FINAL TAKE: The Cardinals have played 4 of their last 5 games Under the Total in October. Arizona games have seen an average of 46 combined points per game so far this season — expect the final score of this game to be closer to that mark than the 68.6 combined points per game that had been scored in Dallas’ games. 10* NFL Monday Night Discounted O/U Deal with Under the Total in the game between the Arizona Cardinals (275) and the Dallas Cowboys (276). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Dallas Cowboys (276) plus the points versus the Arizona Cardinals (275). THE SITUATION: Dallas (2-3) enters this game coming off a 37-34 win at home over the New York Giants last Sunday as a 7.5-point favorite. Arizona (3-2) looks to build off their 30-10 win at New York against the Jets as a 7-point favorite.

REASONS TO TAKE THE COWBOYS MINUS THE POINTS: The big news for Dallas is the season-ending injury to Dak Prescott. I think the offense will continue to be productive with Andy Dalton under center. The Red Rider is a veteran with playoff experience who needed to get out of Cincinnati. He has tons of offensive weapons with the Cowboys with Ezekiel Elliott at running back along with one of the most talented and deepest wide receiving corps in the league. I also think the strength of offensive coordinator Kellen Moore is his initial scheming (not so much with his ability to adapt) — so I think Dallas will have a short-term advantage with Moore’s wrinkles with the offense as he shapes it to Dalton’s strength. Look for the Cowboys to come out with plenty of energy as they look to salvage their season — and they are still in first place in the hapless NFC East. Dallas has covered the point spread in 5 of their last 6 games after a win at home where they scored at least 31 points. And while the Cowboys have not covered the point spread in any of their games this season, Dallas has then covered the point spread in 9 of their last 14 games after failing to cover the point spread in at least four straight games. The Cowboys lead the NFL by averaging 488.0 total YPG — and that usually is a good sign for them moving forward. After scoring 75 combined points in their last two games, Dallas has scored at least 31 points in four straight games — and they have then covered the point spread in 5 of their last 7 games after scoring at least 35 points in their last two contests. The Cowboys have gained at least 408 yards in four straight games — and they have covered the point spread in 9 of their last 14 games after gaining at last 400 yards in three straight games. And while Dallas has averaged at least 6.48 Yards-Per-Play in their last four contests, they have then covered the point spread in 7 of their last 10 games after averaging at least 6.0 YPP in four straight contests. Arizona has failed to cover the point spread in 5 of their last 6 games after a win by at least two touchdowns. The Cardinals dominated the woeful Jets by outgaining them by +211 net yards — but they have then failed to cover the point spread in 10 of their last 15 games after outgaining their last opponent by at least +200 net yards. Quarterback Kyler Murray completed 27 of 37 passes for 380 yards in the victory — but Arizona is just 4-10-1 ATS in their last 15 games after passing for at least 250 passing yards in their last game. Furthermore, the Cardinals are just 1-8-2 ATS in their last 11 games after not allowing more than 14 points in their last contest. This Arizona team is also without their All-Pro linebacker Chandler Jones who suffered a season-ending biceps injury. Not only will the Cardinals miss his 19 sacks from last season but they are also without linebacker Devon Kennard.

FINAL TAKE: Arizona has failed to cover the point spread in 7 of their last 8 games when playing on Monday Night Football while Dallas has covered the point spread in 4 of their last 5 games on MNF. Look for the Cowboys to pull out the victory behind Dalton. 25* NFL Monday Night Football Game of the Month with the Dallas Cowboys (276) plus the points versus the Arizona Cardinals (275). Best of luck for us — Frank.

At 5:00 PM ET on Monday, we will be playing Under the Total in the game between the Kansas City Chiefs (277) and the Buffalo Bills (278). THE SITUATION: Kansas City (4-1) looks to rebound from their 40-33 upset loss at home to Las Vegas as an 11-point favorite last Sunday. Buffalo (4-1) comes off a 42-16 upset loss at Tennessee on Tuesday where they were 3-point favorites.

REASONS TO TAKE UNDER THE TOTAL: The Chiefs played their worst defensive game of the season against the Raiders who popped the for 490 yards of offense against them. This is an improving defense under defensive coordinator Steve Spagnuolo whose unit is allowing just 22.0 PPG. Kansas City has played 5 of their last 6 games Under the Total after allowing at least 350 yards in their last game. The Chiefs go back on the road where they have played 5 straight games Under the Total when playing on the road — and they have 4 straight games Under the Total against teams with a winning record. And while Patrick Mahomes passed for 340 yards against the Raiders’ defense, Kansas City has played 11 of their last 17 games Under the Total after a game where they passed for at least 300 yards. Buffalo has played 5 of their last 6 games Under the Total after a straight-up loss — and they have played 6 of their last 8 games Under the Total after a point spread loss. The Bills did hold the Titans to just 334 yards in an improved effort from their defense — but they allowed Tennessee to score touchdowns on all six of their Red Zone trips. Yet this remains a team that has played 8 of their last 9 games as an underdog Under the Total.

FINAL TAKE: Kansas City will be without wide receiver Sammie Watkins who is out with a hamstring injury — and that takes away an important deep threat for Mahomes. The Bills will look to back to basics with their run game tonight to limit Mahomes’ possessions. The Chiefs have played 4 of their last 5 games Under the Total when playing on Monday Night Football. 10* NFL Kansas City-Buffalo Fox-TV O/U Special with Under the Total in the game between the Kansas City Chiefs (277) and the Buffalo Bills (278). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Under the Total in the game between the Los Angeles Rams (273) and the San Francisco 49ers (274). THE SITUATION:  Los Angeles (4-1) has won two straight games with their 30-10 win at Washington as a 7-point favorite last Sunday. San Francisco (2-3) was upset for the second straight week last Sunday with their 43-17 shellacking at the hands of Miami as an 8.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Rams have played 9 of their last 12 games Under the Total after a straight-up win on the road — and they have played 5 of their last 7 games Under the Total after a win by double-digits. The Los Angeles defense flexed their muscles by sacking Football Team quarterbacks seven times while holding them to just 108 total yards of offense. The Rams limited Washington to only 38 rushing yards in that game — and they have then played 8 of their last 10 games Under the Total after not allowing at least 90 rushing yards in their last game. They also have played 4 straight games Under the Total after not allowing more than 250 passing yards in their last contest. Now Los Angeles goes back on the road where they have played 12 of their last 15 games Under the Total. They also have played 12 of their last 18 games Under the Total in games with the Total set at 49.5 or higher. And in their last 5 games in October, the game finished Under the Total all 5 times. San Francisco has played 20 of their last 28 games Under the Total after a loss by at least 10 points at home. The Under is also 5-1-1 in their last 7 games after allowing at least 30 points in their last contest. The 49ers are also simply ravaged with injuries especially on defense where Richard Sherman, Joey Bosa, and Dee Ford are on IR while linebacker Kwon Alexander is out with an ankle. Yet despite all this attrition, San Francisco is fifth in the NFL by allowing only 323.0 YPG — and they are third in the league by allowing only 215.6 passing YPG and only six touchdown passes. They allowed 350 passing yards last week — but the Under is 3-1-1 in their last 5 games after allowing at least 250 passing yards in their last game. The 49ers have also played 9 of their last 14 games Under the Total when listed in the +/- 3-point range.

FINAL TAKE: San Francisco has played 4 of their last 5 home games Under the Total as an underdog. Los Angeles has played 10 of their last 12 games Under the Total as a favorite — and they have played five of their last six games Under the Total on the road when laying the points. 10* NFL Sunday Night Discounted O/U Deal with Under the Total in the game between the Los Angeles Rams (273) and the San Francisco 49ers (274). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the San Francisco 49ers (274) minus the points versus Los Angeles Rams (273). THE SITUATION:  San Francisco (2-3) was upset for the second straight week last Sunday with their 43-17 shellacking at the hands of Miami as an 8.5-point favorite. Los Angeles (4-1) has won two straight games with their 30-10 win at Washington as a 7-point favorite last Sunday.

REASONS TO TAKE THE 49ERS PLUS THE POINTS: This is a critical game for San Francisco after they have been upset in two straight games as a favorite laying more than a touchdown in two straight weeks in what was supposed to be a fruitful three-game homestand. The Niners were upset at home two weeks ago on Sunday Night Football against the Eagles (when we successfully had Philly) before their upset loss at home to the Dolphins last week. San Francisco goes on the road next week for a brutal two-game swing at New England and then Seattle. With the NFC West also including an up-and-coming Arizona team, head coach Kyle Shanahan simply needs to get a victory from his team tonight. The 49ers have covered the point spread in 5 of their last 8 games after an upset loss by at least 21 points. They also have covered the point spread in 5 of their last 7 games after not covering the point spread in two straight games. QB Jimmy Garoppolo was probably rushed back to action last week with his bum ankle as he could not plant his leg which led to him completing only 7 of 17 passes while throwing two interceptions last week before Shanahan got him out of there at halftime. Garoppolo should be better this week — and the pressure will be on for him to perform. The 49ers are also simply ravaged with injuries especially on defense where Richard Sherman, Joey Bosa, and Dee Ford are on IR while linebacker Kwon Alexander is out with an ankle. Yet despite all this attrition, San Francisco is fifth in the NFL by allowing only 323.0 YPG — and they are third in the league by allowing only 215.6 passing YPG and only six touchdown passes. The 49ers should step up in this game as they have covered the point spread in 6 of their last 8 games against teams with a winning record — and they have covered the point spread in 6 of their last 8 home games against teams with a winning record on the road. Los Angeles may be due for a letdown as they have failed to cover the point spread in 10 of their last 16 games after winning two games in a row. And while they have not allowed more than 10 points in two straight games, they have then failed to cover the point spread in 5 of their last 7 games after not allowing more than 17 points in two straight games. The Rams held the Football Team to just 108 yards of offense last week while limiting them to only a 2.45 Yards-Per-Play average. Los Angeles has failed to cover the point spread in 9 of their last 10 games on the road after not allowing more than 200 yards in their last game — and they have failed to cover the point spread in 7 straight games on the road after holding their last opponent to no more than 3.5 YPP. And while the combination of Alex Smith and Kyle Allen only managed 70 total passing yards last week, the Rams have failed to cover the point spread in 8 of their last 11 games after not allowing more than 100 passing yards in their last game.

FINAL TAKE: All four of Los Angeles’ victories have been against the weak NFC East teams — so their great stats may be propped up by a favorable early schedule. San Francisco has covered the point spread in 5 of their last 6 games as an underdog. 25* NFC West Game of the Month with the San Francisco 49ers (274) minus the points versus Los Angeles Rams (273). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing Under the Total in the game between the Denver Broncos (281) and the New England Patriots (282). THE SITUATION: Denver (1-3) gets back on the field after their 37-28 upset win at New York against the Jets on October 1st as a 1-point favorite. New England (2-2) looks to rebound from their 26-10 loss at Kansas City in their last game on October 5th.

REASONS TO TAKE UNDER THE TOTAL: The Under is 13-3-1 in the Broncos’ last 17 games after a straight-up win — and the Under is 11-5-1 in their last 17 games after a point spread victory. The Under is also 5-2-1 in their last 8 games after scoring at least 30 points in their last game. Look for the Denver offense to be rusty with the 17 days between games. The Broncos will also have QB Drew Lock under center but he is not 100% with his shoulder injury. Lock will not have two important weapons to help him with tight end Noah Fant out with an injury and running back not making the trip to New England given an illness. Those are some tough losses for an offense that is scoring only 20.5 PPG along with jut 306.8 total YPG. New England has played 16 of their last 21 games Under the Total after a straight-up loss — and they have played 10 of their last 13 games Under the Total after a point spread loss. The Patriots have also played 10 of their last 13 games Under the Total after a point spread loss. Additionally, the Patriots have played 13 of their last 19 games Under the Total after a loss by at least two touchdowns — and they have played 6 of their last 7 games Under the Total after not scoring more than 14 points in their last game. New England does get Cam Newton back under center but this offense might also be out-of-synch having not played in thirteen days (longer without Newton) and them still dealing their facilities being closed intermittently due to new COVID cases.

FINAL TAKE: The Patriots are good defense — they limited the Chiefs offense to just 323 yards of offense and just 19 points with Kansas City’s final touchdown coming from an interception return. New England has played 12 of their last 17 games Under the Total against teams with a losing record. The Patriots have also played 9 of their last 11 games Under the Total when favored in the 3.5 to 9.5 point range. 20* NFL Sunday Afternoon Discounted O/U Deal with Under the Total in the game between the Denver Broncos (281) and the New England Patriots (282). Best of luck for us — Frank.

At 8:00 PM ET on Saturday, we will be playing the Alabama Crimson Tide (166) minus the points versus the Georgia Bulldogs (165). THE SITUATION: Alabama (3-0) enter this game coming off their 63-48 victory over Ole Miss last Saturday as a 24-point favorite. Georgia (3-0) comes off a 44-21 win at home against Tennessee last Saturday as a 13-point favorite.

REASONS TO TAKE THE CRIMSON TIDE MINUS THE POINTS: What’s up with the Alabama defense that surrendered a whopping 647 yards last week to the Rebels. The Tide returned five starters on a defense that had many freshmen forced into duty last season because of injuries. The front seven should be outstanding with the secondary work in progress with only one returning starter in junior cornerback Patrick Surtain. This inexperienced secondary got exposed by a Mississippi offense coached by a former offensive coordinator in Lane Kiffin who was able to (a) use a quick tempo to his advantage; (b) deploy a spread passing attack following the principles of Art Briles to expose this secondary with (c) a former blue-chip quarterback in Matt Corral who was also able to burn the Bama defense at times with his legs. I will mention this again below — but these are all tendencies that Georgia will not be able to replicate. That might have been the worst defensive performance for an Alabama team in the Nick Saban 14-year era. This unit will play better this week — and his teams have covered the point spread in 4 straight games after allowing at least 40 points in their last game. The Crimson Tide has also covered the point spread in 6 straight games after a point spread loss. But the encouraging developments for the Alabama faithful is the development of their offense under QB Mac Jones. The junior completed 28 of 32 passes against Ole Miss for 417 yards with two touchdowns. He is completing 79.5% of his passes while posting the second-best QBR in the nation. Jones was quite good playing for Tua Tagovailoa last season. He had two bad pick-sixes on the road at Auburn in a game that the Crimson Tide lost despite outgaining them by a 515-354 yardage margin. Alabama then sleepwalked in the first half in the Citrus Bowl against Michigan before rallying to crush the Wolverines by a 35-16 score. This will be the Crimson Tide’s biggest game since bitterly losing the Iron Bowl despite dominating that game. Expect this Alabama team to be very chippy. The Tide are very tough to beat when they have a powerful offense. Alabama averaged 9.89 Yards-Per-Play two weeks ago against Texas A&M for 544 yards before ripping off 10.2 YPP last week against Ole Miss for an incredible 723 yards. The Tide have covered the point spread in 9 of their last 12 games after gaining at least 525 yards in two straight games — and they have covered the point spread in 11 of their last 12 home games after averaging at least 7.25 YPP in two straight contests. Additionally, Alabama rushed for 306 yards last week — and they have then covered the point spread in 13 of their last 16 home games after rushing for at least 300 yards in their last game. Georgia has failed to cover the point spread in 6 of their last 8 games after a point spread cover — and they have also failed to cover the point spread in 6 of their last 8 games after a point spread cover as a double-digit favorite. The Bulldogs may have the best defense in the nation — but their eight starters that returned this season were torched for 37 points and 6.5 YPP when playing against LSU in the SEC Championship Game last season. The Crimson Tide have four returning starters on their offensive line with three seniors that will challenge the Bulldogs’ defensive line. They have a threatening passing attack that will stretch Georgia vertically and horizontally — and that should create huge rushing lanes for running back Najee Harris and Brian Robinson Jr.  That will likely be the difference for Alabama: Harris rushed for 206 yards with five touchdowns last week. He is averaging 3.1 yards-per-carry BEFORE contact (8th in the nation) and another 3.6 YPC AFTER contact (3rd in the nation). Led by Harris, the Tide offense leads the nation in both Success Rate and with their 6.5 rushing YPC average. The offensive firepower of Alabama simply cannot be matched by the Bulldogs offense which is the weak link in this game. Georgia only returned three starters from what was a pedestrian offense that was just 50th in scoring and 61st in total yardage. The young offensive line which remains a work-in-progress. The running backs and wide receivers are mostly a new group. And then there is the quarterback situation with walk-on Stetson Bennett the (current) starter. Bennett is playing because their two prized freshman recruits are not ready and former USC blue-chipper J.T. Daniels was only cleared to play two weeks ago. Head coach Kirby Smart likes Bennett because he is safe with the football while being capable with the passing attack — a junior level version of Jake Fromm. Well, that ain’t gonna get it done against Alabama. Bennett is small — just 5’11 and 190-lbs. He is a statue in the pocket. This is the profile of the quarterbacks that Saban defenses swallow and devour. The Bulldogs do not play with tempo and deploy a conventional pro-style offense that is designed to overwhelm lesser opponents. They are just 7th in the SEC on third-down conversion rate. I think first-year offensive coordinator Jeff Monken is fine — I think his impact on this game would have been stronger if it was being played in December rather than in their fourth game with this inexperienced offense. I suspect that Georgia will look to Daniels or another one of their quarterbacks before this game is over. The Bulldogs have failed to cover the point spread in 7 of their last 9 road games as an underdog — and Alabama has covered the point spread in 4 of their last 5 home games when favored.

FINAL TAKE: Saban has tested negative for COVID three straight times — so he has been cleared to be on the sidelines. Bottom-line: the Tide have won the last five meetings against Bulldogs teams with better offenses and certainly more threatening quarterbacks  — and this offense is catching the Bama defense on the wrong week after last week’s embarrassment. 25* CFB CBS-TV Game of the Month with the Alabama Crimson Tide (166) minus the points versus the Georgia Bulldogs (165). Best of luck for us — Frank.

At 6:00 PM ET on Saturday, we will be playing the Louisiana Tech Bulldogs (162) plus the points versus the Marshall Thundering Herd (161). THE SITUATION: Louisiana Tech (3-1) enters this game coming off a narrow 21-17  win over UTEP last Saturday as a 14.5-point favorite. Marshall (3-0) is unbeaten after their 38-14 win at Western Kentucky last week as a 6.5-point favorite.

REASONS TO TAKE THE BULLDOGS PLUS THE POINTS: Louisiana Tech has covered the point spread in 9 of their last 12 games after a straight-up win — and they have covered the point spread in 6 straight games after a straight-up win as a favorite where they did not cover the point spread. They also have covered the point spread in 4 of their last 5 games after a point spread loss. The Bulldogs managed only 210 yards of offense in that game — but they have covered the point spread in 10 of their last 14 games after failing to gain at least 275 yards in their last contest. Head coach Skip Holtz can lean on his defense that limited the Miners to just 266 total yards. UTEP scored one of their touchdowns via a 100-yard kickoff return for a touchdown. Louisiana Tech returns home where they have covered the point spread in 40 of their last 62 games when playing with six days or less of rest. The Bulldogs have also covered the point spread in 9 of their last 13 games as an underdog. Marshall has failed to cover the point spread in 8 of their last 12 games after a win over a conference rival. The Thundering Herd has also failed to cover the point spread in 9 of their last 13 games after a point spread victory. Marshall forced three Hilltoppers’ turnovers last week for a +3 net turnover margin that made a big difference in that game. But the Thundering Herd have then failed to cover the point spread in 4 of their last 5 games after forcing at least three turnovers — and they have failed to cover the point spread in 15 of their last 23 games after enjoying a +3 or better turnover margin in their last game. Marshall has won the turnover battle in all three of their games this season — but the Regression Gods are fickle and they have failed to cover the point spread in 19 of their last 28 games after having a +1 or better turnover margin in at least two straight games. And while the Thundering Herd has only allowed 21 points this season, they have then failed to cover the point spread in 13 of their last 20 games after not allowing more than 14 points in two straight games. Additionally, Marshall has failed to cover the point spread in 6 of their last 7 games with the Total set in the 42.5 to 49 point range.

FINAL TAKE: The Thundering Herd has failed to cover the point spread in 16 of their last 23 games when favored — and they have failed to cover the point spread in 14 of their last 20 road games when laying 7.5 to 14 points. 10* CFB Marshall-Louisiana Tech CBS-Sports Network Special with the Louisiana Tech Bulldogs (162) plus the points versus the Marshall Thundering Herd (161). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Auburn Tigers (123) minus the points versus South Carolina Gamecocks (124). THE SITUATION: Auburn (2-1) enters this game coming off a narrow 30-28 win at home against Arkansas as a 13.5-point favorite last Saturday. South Carolina (1-2) won their first game of the season with their 41-7 blowout victory at Vanderbilt as a 14.5-point favorite.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: Auburn was flat last week after the hangover of losing their showdown with Georgia that likely ended their National Championship aspirations. But the Tigers should get back to business in this game against a Gamecocks team that will be overmatched in talent. Auburn has bounce-back to cover the point spread in 5 of their last 7 games after a point spread loss. The Tigers are due to get some turnover luck as they have not earned a takeaway in two straight games despite having a strong defense. Auburn has covered the point spread in 6 of their last 7 games after not forcing a turnover in their previous game — and they have covered the point spread in 6 straight games after not forcing a turnover in two straight contests. The Tigers have covered the point spread in 19 of their last 26 games against teams with a losing record. Additionally, Auburn has covered the point spread in 11 of their last 15 games when laying the points — and they have covered the point spread in 9 of their last 13 games on the road when favored. South Carolina opened their season with losses to Florida and Tennessee before getting the opportunity to crush a bad Commodores team this season. The Gamecocks return home where they are just 1-3-1 ATS — and they have failed to cover the point spread in 5 of their last 6 home games as an underdog. South Carolina has also failed to cover the point spread in 11 of their last 16 home games as a dog getting no more than 3 points.

FINAL TAKE: This is the first meeting between these two teams since 2014 — but the Gamecocks have failed to cover the point spread in 4 of their last 5 games against teams with a winning record. South Carolina has lost sixteen of their eighteen games against teams who are ranked in the Will Muschamp era — they have lost eight of their last nine games at home when hosting a ranked team under his leadership. 10* CFB Auburn-South Carolina ESPN Special with the Auburn Tigers (123) minus the points versus South Carolina Gamecocks (124). Best of luck for us — Frank.

At 9:30 PM ET on Friday, we will be playing the Houston Cougars (110) plus the points versus the BYU Cougars (109). THE SITUATION: Houston (1-0) won their opening game of the season last Thursday with their 49-31 win over Tulane as a 6.5-point favorite. BYU (4-0) remained undefeated last Saturday with their 27-20 win over UTSA as a 34-point favorite.

REASONS TO TAKE HOUSTON PLUS THE POINTS: Houston started slowly in finally getting their season started last week as they surrendered two defensive touchdowns to the Green Wave to find themselves down 24-7 early in the 2nd quarter. The Cougars then demolished Tulane the rest of the way by outscoring them by a 42-7 margin while outgaining them by 476 to 211 yards. Houston has covered the point spread in 5 of their last 6 games after allowing at least 24 points in their last game. BYU is getting the hype with their perfect record and +32.8 net PPG average — but I think it is the other Cougars in this game that are undervalued. Second-year head coach Dana Holgorsen returned nineteen starters while adding a whopping 33 transfer players from FBS, FCS, and junior college programs from last year’s group that finished 4-8. Holgorsen brought tanking and the de-facto “process” to college football last season with eleven players choosing to redshirt before losing eligibility by playing in their fifth game. This is a team loaded with talent coming off their worst won/loss record in 15 years. Holgorsen seems to have his QB to operate his version of the Air Raid in junior Clayton Tune who completed 20 of 33 passes for 319 yards with two touchdowns last week. Quarterbacks tend to see a big jump in their second-season under Holgorsen and his system. Houston has covered the point spread in 4 of their last 5 games after passing for at least 280 yards in their last game. The Cougars’ defense returns 93% of its productivity from last season while getting a bunch of new talent from transfers. Houston is a dangerous home dog as they are 21-7-1 ATS in their last 29 games when getting the points. These Cougars have also covered the point spread in 5 of their last 7 games in October — and they have covered the point spread in 7 of their last 9 games played on a Friday night. BYU has failed to cover the point spread in 5 of their last 7 games after a straight-up win — and they have failed to cover the point spread after a point spread loss. This team struggled against the Roadrunners as they struggled to finish drives in the Red Zone. This is troubling as they were 120th in the Red Zone last season. They also allowed UTSA to pass for 287 yards which were the most they allowed in the air all season. That is not a good sign when facing a Holgorsen Air Raid attack — and BYU has failed to cover the point spread in 5 of their last 6 games after allowing at least 280 passing yards in their last game. QB Zach Wilson did complete 21 of 30 passes for 292 yards in the win — but these Cougars have failed to cover the point spread in 8 of their last 9 games after passing for at least 280 yards in their last game. Frankly, I have considered this Cougars team to be a paper tiger: they opened their season by crushing a Navy team that was not physically prepared to play given their limited workouts due to COVID before returning home for three straight games at home against Troy and Louisiana Tech before the UTSA “showdown” last week. BYU has failed to cover the point spread in 7 of their last 9 games after winning at least two in a row — and they have failed to cover the point spread in 4 straight games after winning three games in a row. They have also failed to cover the point spread in 4 of their last 5 games after playing their last two games at home. BYU is not a good frontrunner either — they have failed to cover the point spread in 8 of their last 11 games when favored and they have failed to cover the point spread in 4 of their last 5 games on the road when laying the points.

FINAL TAKE: BYU has failed to cover the point spread in 24 of their last 34 games with the Total set at 63 or higher. Houston has covered the point spread in 4 of their last 5 games with the Total set in the 56.5 to 63 point range. 25* CFB Non-Conference Game of the Month with the Houston Cougars (110) plus the points versus the BYU Cougars (109). Best of luck for us — Frank.

At 6:00 PM ET on Friday, we will be playing the Tulane Green Wave (108) plus the points versus the SMU Tigers (107). THE SITUATION: Tulane (2-2) has lost two of their last three games after their 49-31 loss at Houston last Thursday as a 6.5-point underdog. SMU (4-0) returns to action after defeating Memphis back on October 3rd by a 30-27 score as a 1.5-point favorite.

REASONS TO TAKE THE GREEN WAVE PLUS THE POINTS: Tulane should respond with a strong effort under head coach Willie Fritz as they have covered the point spread in 6 of their last 7 games after a straight-up loss. They faced a Houston team that had weeks to prepare against their version of their run-oriented spread offense with it being the Cougars first game of the season given several COVID cancellations. The Green Wave managed to rush for only 70 yards on 45 carries in that game — but they have then covered the point spread in 13 of their last 19 games after not rushing for at least 100 yards in their last game. Tulane only gained 211 yards in that game overall — yet they have then covered the point spread in 7 of their last 10 games after failing to gain at least 275 yards in their last contest. The Green Wave have also covered the point spread in 4 of their last 5 games after allowing at least 40 points in their last game. They return home where they have covered the point spread in 7 of their last 8 games — and they have covered the point spread in 5 straight games at home as an underdog. SMU has failed to cover the point spread in 11 of their last 12 games after a win at home by 3 points or less. Now this team goes back on the road where they have failed to cover the point spread in 5 of their last 6 games — and they have failed to cover the point spread in 8 of their last 9 games away from home with the Total set at 63 or higher. The Mustangs have also failed to cover the point spread in 6 of their last 8 road games when favored. Defense could be an issue with this SMU team after they surrendered 585 total yards to the Tigers. The Mustangs surrendered 380 of those yards in the air — and they then failed to cover the point spread in 4 of their last 5 games after allowing at least 280 passing yards in their last game.

FINAL TAKE: SMU suffered two crushing season-ending injuries in that win over Memphis with both star wide receiver Reggie Roberson and starting running back T.J. McDaniel out the season. These Friday night games have not been great for the Mustangs either as they have failed to cover the point spread in 5 of their last 6 games played on a Friday. 10* CFB SMU-Tulane ESPN Special with the Tulane Green Wave (108) plus the points versus the SMU Tigers (107). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing the Arkansas State Red Wolves (106) minus the points versus the Georgia State Panthers (105). THE SITUATION: Arkansas State (2-2) enters this game coming off a 50-27 win over Central Arkansas last Saturday as a 14.5-point favorite. Georgia State (1-1) returns to action after last playing on October 3rd when they upset East Carolina by a 49-29 score as a 2-point underdog.

REASONS TO TAKE THE RED WOLVES MINUS THE POINTS: Arkansas State will have something to prove in this game after being upset in their last game against an FBS opponent on October 3rd in their 52-23 loss at Coastal Carolina as a 3.5-point favorite. That was a difficult situation for the Red Wolves as they were playing their third straight game away from home. The Chanticleers are an underrated football team as well — as UL-Lafayette found out on Thursday night when they were upset at home against them. Arkansas State returned fifteen starters from last year’s team that finished 8-5 in a season culminating with a 34-26 win in the Camellia Bowl against FIU. The Red Wolves proved their mettle last month with a 35-31 upset win at Kansas State as a 15-point underdog (and perhaps they were due for a letdown when facing Coastal Carolina in their next game three weeks later). Despite their 2-2 record, they are outgaining their opponents by +56.8 net YPG. They stay at home in Jonesboro for just their second game this season where they have covered the point spread in 4 of their last 5 games — and they have covered the point spread in 10 of their last 16 home games when favored by 3.5 to 7 points. Arkansas State has also covered the point spread in 6 of their last 9 games with the Total set at 70 or higher. The Red Wolves have been playing high-scoring games with each of their four games totaling at least 61 combined points. These are the games that Arkansas State tends to thrive in under head coach Blake Anderson as they have covered the point spread in 4 of their last 5 games after playing four straight games where at least 60 combined points were scored. Anderson has yet to settle on a full-time quarterback with junior Logan Bonner the starter last season for the first four games before suffering a season-ending hand injury which presented the opportunity to former Alabama transfer Layne Hatcher to step in with the redshirt sophomore finish 8th in the FBS by averaging 294.6 passing YPG. Anderson is rotating both quarterbacks with them both combining to complete 61.2% of their passes for an offense that is averaging 342 passing YPG along with an 8.3 Yards-Per-Attempt average. Georgia State scored a defensive touchdown and a special teams touchdown against the Pirates to help them win their last game. They are just 1-3-1 ATS in their last 5 games after scoring at least 40 points in their last game. They also gained 485 yards in that game but they have failed to cover the point spread in 4 of their last 5 games after gaining at least 475 yards in their last game. The Panthers are using redshirt freshman Cornelius Brown as their quarterback who will be making his first start on the road with this being Georgia State’s first game away from their home in Atlanta at Georgia State Stadium which was previously Turner Field for the Atlanta Braves. Georgia State is just 2-10-2 ATS in their last 14 games on the road — and they have failed to cover the point spread in 7 of their last 9 games on the road. The Panthers have also failed to cover the point spread in 7 of their last 10 games after a game where at least 70 combined points were scored.

FINAL TAKE: Arkansas State will also be motivated to avenge a 52-38 upset loss at Georgia State last season where they were 6.5-point favorites. The Red Wolves have only had ten defensive players who have been available for all four of their games given injuries and COVID — but this unit will likely be at their healthiest for this game. 25* CFB Thursday ESPN Game of the Year with the Arkansas State Red Wolves (106) minus the points versus the Georgia State Panthers (105). Best of luck for us — Frank.

At 7:30 PM ET Wednesday, we will be playing the Louisiana-Lafayette Ragin’ Cajuns (170) minus the points versus the Coastal Carolina Chanticleers (169). THE SITUATION: UL-Lafayette (3-0) takes the field again for the first time since September 26th with their 20-18 win over Georgia Southern as an 11.5-point favorite. Coastal Carolina (3-0) looks to build off their 52-23 upset win over Arkansas State on October 3rd as a 3.5-point underdog.

REASONS TO TAKE THE RAGIN’ CAJUNS MINUS THE POINTS: UL-Lafayette averaged 7.55 Yards-Per-play against the Eagles in their last game after averaging 6.82 YPP in their victory over Georgia State in the previous week — and they have then covered the point spread in 16 of their last 23 games after averaging at least 6.25 YPP in two straight games. The Ragin’ Cajuns returned seven starters on offense including quarterback Levi Lewis from last year’s team that finished 11-3 with a 27-17 win over Miami (OH) in the Lending Tree Bowl. This team opened the season with a big upset victory over Iowa State (the team that later upset Texas and lost to Oklahoma by one point) by a 31-14 score. The Ragin’ Cajuns committed only one turnover in their last game — and they have then covered the point spread in 12 of their last 19 games after not turning the ball over more than once in their last game. UL-Louisiana only scored 7 points in the first half against Georgia Southern after scoring only 7 points the previous week at Georgia State — but they have then covered the point spread in 13 of their last 20 games after not scoring more than a touchdown in the first half in two straight games. This team under head coach Billy Napier has also covered the point spread in 5 of their last 6 games in October. Coastal Carolina has failed to cover the point spread in 3 straight games after a win over a Sun Belt rival. They also have failed to cover the point spread in 8 of their last 12 games after scoring at least 37 points in their last game. The Chanticleers have also failed to cover the point spread in 7 of their last 9 games after a game where at least 70 combined points were scored. Coastal Carolina did pass for 322 yards against the Red Wolves defense — but they have then failed to cover the point spread in 5 of their last 6 games after passing at least 280 yards in their last game.

FINAL TAKE: The Chanticleers have failed to cover the point spread in 7 of their last 9 games against teams with a winning record. Look for UL-Lafayette to win comfortably. 10* CFB Coastal Carolina-Louisiana ESPN Special with the Louisiana-Lafayette Ragin’ Cajuns (170) minus the points versus the Coastal Carolina Chanticleers (169). Best of luck for us — Frank.

At 7:00 PM ET on Tuesday, we will be playing Under the Total in the game between the Buffalo Bills (461) and the Tennessee Titans (462). THE SITUATION: Buffalo (4-0) remained unbeaten last week with their 30-23 win at Las Vegas as a 3-point favorite on October 4th. Tennessee (3-0) finally takes the field again after last playing on September 27th where they defeated the Vikings in Minnesota by a 31-30 score as a 3-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Bills have played 11 of their last 17 games Under the Total after a straight-up win — and the Under is 8-3-1 in their last 12 games after a point spread win. Additionally, while Buffalo allowed 383 yards to the Raiders in their last game, they have then played 11 of their last 14 games Under the Total after allowing at least 350 yards in their last game. The Bills stay on the road where the Under is 20-8-1 in their last 29 games away from home. The Under is also 9-3-1 in Buffalo’s last 13 games against teams with a winning record. Tennessee defeated the Vikings in their last game despite allowing 464 yards in that game. The Titans have then played 6 of their last 8 games Under the Total after allowing at least 350 yards in their last game. Tennessee allowed 480 total yards in their previous game against Jacksonville — but head coach Mike Vrabel should get his defense to play better tonight. Not only have the Titans played 13 of their last 17 games Under the Total after allowing at least 400 yards in two straight games but they have played 8 of their last 12 games Under the Total after allowing at least 450 yards in two straight contests. I like the extended time that Vrabel and his staff have had to devise a scheme-specific against the Bills’ QB Josh Allen. But the Titans have issues on offense. While wide receiver A.J. Brown is expected to play despite his injured knee, quarterback Ryan Tannehill will be without his other two starting wide receivers in Corey Davis and Adam Humphries who are both on the COVID list. The seventeen days since their last game along with just two practices since the Tennessee facilities opened up again on Saturday could hurt the efficiency of the Titans offense as they look to get back in-synch.

FINAL TAKE: Tennessee has played 6 of their last 8 games Under the Total in October while the Under is 5-2-1 in Buffalo’s last 8 games in October. 10* NFL Tuesday Daily Discounted O/U Deal with Under the Total in the game between the Buffalo Bills (461) and the Tennessee Titans (462). Best of luck for us — Frank.

At 7:00 PM ET on Tuesday, we will be playing the Tennessee Titans (462) plus the points versus the Buffalo Bills (461). THE SITUATION: Tennessee (3-0) finally takes the field again after last playing on September 27th where they defeated the Vikings in Minnesota by a 31-30 score as a 3-point favorite. Buffalo (4-0) remained unbeaten last week with their 30-23 win at Las Vegas as a 3-point favorite on October 4th.

REASONS TO TAKE THE TITANS PLUS THE POINTS: Endorsing Tennessee for this game first required an up-to-date assessment regarding who will be playing tonight. The news early this afternoon is that both left tackle Taylor Lewan and wide receiver A.J. Brown are expected to play after being listed as questionable on the last official injured list submitted to the league on Saturday. I thought this would be the case with the extra days to rest and rehabilitate — but confirmation was essential for me to push the proverbial button on this play. The Titans have a long lost of players out due to COVID with wide receivers Adam Humphries and Corey Davis being two of those players. I do have sources at the private high school in Nashville where Tennessee conducted informal workouts last week violating NFL guidelines. These workouts were on multiple days (good!) that involved quarterback Ryan Tannehill (good!) working with coaches (good!) in passing drills which are presumably the players that will be taking Humphries and Davis spots tonight (good!). I am not thrilled that the Titans will have had only two practices back at their open facilities since Saturday — but that is similar to the regimen for teams playing on a Thursday after a short week. At least Tennessee has stayed at home this entire time. And getting seventeen days of rest does not hurt. I think this will be a big night for running back Derrick Henry (who was not at the informal workouts — he was resting, which is good!) who may be poised to have his best game of the season running behind Lewan. I also like the extended time that head coach Mike Vrabel and his staff have had to devise a scheme-specific against the Bills’ QB Josh Allen. The only other significant loss for the Titans from COVID is defensive end, Jeffery Simmons. Tennessee has not covered the point spread yet this season — but they have covered the point spread in 5 of their last 7 games after both a straight-up win where they did not cover the point spread in and after failing to cover the point spread in at least two straight games. Tannehill led an offense that generated 444 yards against the Vikings in their last game — and they have covered the point spread in 6 of their last 8 games after gaining at least 400 yards. And in their last 12 games when getting 3.5 to 9.5 points, Tennessee has covered the point spread 8 times. Buffalo has won and covered the point spread in all four of their games this season — but I don’t like it when teams that are red hot get out of their routine. As it is, the Bills have failed to cover the point spread in 16 of their last 21 games after winning at least four games in a row. Additionally, Buffalo has failed to cover the point spread in 5 of their last 7 games after covering the point spread in their last two games — and they have failed to cover the point spread in 38 of their last 60 games after covering the point spread in three of their last four games. The Bills have won all three of their games decided by one possession including two wins by just a field goal. They enjoyed a +2 net turnover margin in their win over the Raiders — but they have then failed to cover the point spread in 5 of their last 8 games after generating a +2 or better net turnover margin in their last game.

FINAL TAKE: Tennessee is 7-2-1 ATS in their last 10 games against fellow AFC opponents while Buffalo is just 1-3-1 ATS in their last 5 games against AFC foes. While skepticism over the Titans after their long break is deserved, the market has over-adjusted (fueled by the Allen-hype) in making them road favorites of at least a field goal where they would typically be small road dogs according to most power rankings. 25* AFC Game of the Month with the Tennessee Titans (462) plus the points versus the Buffalo Bills (461). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Under the Total in the game between the Los Angeles Chargers (477) plus the points versus the New Orleans Saints (478). THE SITUATION: Los Angeles (1-3) has lost three straight games after their 38-31 loss at Tampa Bay as a 7.5-point underdog last Sunday. New Orleans (2-2) snapped a two-game losing streak last Sunday with their 35-29 victory in Detroit against the Lions as a 3-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Chargers put up 31 points against a good Buccaneers defense despite only generating 324 total yards in that game. They have then played 15 of their last 22 games Under the Total after scoring at last 30 points in their last game. Led by rookie Justin Herbert, Los Angeles has generated at least 278 passing yards in three straight games — but they have then played 23 of their last 33 games Under the Total after passing for at least 275 yards in three straight games including playing five of these last six situations Under the Total. Herbert is lacking plenty of support in this game with offensive linemen Trai Turner and Bryan Bulaga along with jack-of-all-trades running back Austin Ekeler out for tonight. And while Tom Brady torched the Chargers’ secondary missing Delvin Ingram for 369 passing yards in that game, they have then played 6 of their last 8 games Under the Total after allowing at least 250 passing yards in their last game. Additionally, Los Angeles has played 5 of their last 6 games Under the Total when playing on Monday Night Football. New Orleans has played 8 of their last 10 games Under the Total after scoring at least 35 points in their last game — and they have played 8 of their last 11 games Under the Total after a game where at least 60 combined points were scored. And while the Saints raced out to a 28-14 halftime lead against the Lions, they have then played 6 of their last 7 games Under the Total after scoring at least 24 points in the first half of their last game. New Orleans returns home where they have played 7 of their last 9 games Under the Total against teams with a losing record on the road. Quarterback Drew Brees is also dealing with a banged-up offensive line with injuries to Andrus Peat and Ryan Ramczyk that leave them questionable for tonight. And while wide receiver Michael Thomas was questionable with the ankle that kept him out the previous two games, he was suspended for tonight’s game by the field after a physical altercation with a teammate.

FINAL TAKE: The Saints have played 9 of their last 13 games Under the Total in October while the Chargers have played 8 of their last 11 games Under the Total in October games. 10* NFL Monday Night Discounted O/U Deal with Under the Total in the game between the Los Angeles Chargers (477) plus the points versus the New Orleans Saints (478). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Los Angeles Chargers (477) plus the points versus the New Orleans Saints (478). THE SITUATION: Los Angeles (1-3) has lost three straight games after their 38-31 loss at Tampa Bay as a 7.5-point underdog last Sunday. New Orleans (2-2) snapped a two-game losing streak last Sunday with their 35-29 victory in Detroit against the Lions as a 3-point favorite.

REASONS TO TAKE THE CHARGERS PLUS THE POINTS: The Saints have failed to cover the point spread in 5 of their last 7 games after a point spread loss. New Orleans is a banged-up football team. On defense, cornerbacks Janoris Jenkins and Marston Lattimore along with defensive end Marcus Davenport are all questionable with injuries. On offense, the offensive line is dealing with injuries to Andrus Peat and Ryan Ramczyk that leave them questionable for tonight. And while wide receiver Michael Thomas was questionable with the ankle that kept him out the previous two games, he was suspended for tonight’s game by the field after a physical altercation with a teammate. All these issues will make it harder for a team to cover a point spread of about a touchdown — the Saints just want the victory. They are scoring 30.8 PPG — but they are also allowing 30.8 PPG so far this season. They return home to the Big Easy where they have failed to cover the point spread in 5 of their last 7 games — and they have also failed to cover the point spread in 10 of their last 14 home games when laying the points. Los Angeles has lost all three of their games by 7 points or less. The Chargers had a 24-7 lead in the second quarter against the Buccaneers before blowing that lead to Tom Brady and company. They also blew a lead against Kansas City before losing that game in overtime — and a fumbled lateral in the waning moments of their game with Carolina probably cost them that victory. This is a quality roster with a good head coach in Anthony Lynn. I am worried about their injuries — particularly on the offensive line. But the Chargers put up 31 points against a very good Tampa Bay defense despite the injuries to Trai Turner and Bryan Bulaga who are starters on their offensive line. They seem to have made the right decision in drafting Justin Herbert at quarterback. The rookie has completed 72% of his passes for 831 yards and an 8.7 Yards-Per-Pass-Attempt average. Running back Austin Ekeler is out but they have a solid stable of running backs with rookie Joshua Kelley out of UCLA and former Northwestern Wildcat Josh Jackson. Los Angeles has covered the point spread in 23 of their last 31 road games after losing at least three games in a row. The Chargers are also 3-0-1 ATS in their last 4 games on the road — and they have covered the point spread in 17 of their last 23 road games with the total set at 49.5 or higher.

FINAL TAKE: Los Angeles is 9-3-2 ATS in their last 14 games as an underdog — and they are 33-15-4 ATS in their last 52 road games when getting the points. New Orleans has failed to cover the point spread in 6 of their last 8 games on Monday Night Football — and remember that they will not have a packed and rowdy home crowd for this game given COVID restrictions. 25* NFL Non-Conference Game of the Month with the Los Angeles Chargers (477) plus the points versus the New Orleans Saints (478). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Over the Total in the game between the Minnesota Vikings (475) and the Seattle Seahawks (476). THE SITUATION: Minnesota (1-3) won their first game of the season last Sunday with their 31-23 upset win at Houston as a 3.5-point underdog. Seattle (4-0) remains unbeaten this season after they defeated Miami on the road last week by a 31-23 score as a 4.5-point favorite.

REASONS TO TAKE OVER THE TOTAL: Quarterback Kirk Cousins has received his usual level of criticism during the losing streak — but he has led an offense that has scored 61 combined points over the last two games and that has reached the 30-point threshold in three of their four games this season. Justin Jefferson has emerged as a solid replacement for Stefon Diggs and a good complement to Adam Thielen — he has 11 receptions for 278 yards. Minnesota generated 410 yards last week — and they have played 5 of their last 7 games Over the Total after gaining at least 350 yards in their last game. The Vikings have also played 5 of their last 7 road games Over the Total. The problem for this Minnesota team has been the collapse of their defense that really needed a normal preseason with exhibition games to address the departures from last season. The Vikings are allowing 31.3 PPG. Seattle has played 13 of their last 19 games Over the Total after a straight-up win. They have passed for at least 275 yards in all four of their games — after QB Russell Wilson completed 24 of his 34 passes last week of 360 yards — and the Seahawks have played 11 of their last 12 games Over the Total after a game where they passed for at least 250 yards. But the bigger concern is their defense that is allowing 476.8 total YPG. The Seahawks have allowed at least 312 passing yards in all four of their games — and they have failed to cover the point spread in 4 of their last 5 games after allowing at least 275 passing yards in three straight games. Now Seattle returns home where the Over is 4-1-1 in their last 6 games — and they have played 5 of their last 7 home games Over the Total against teams with a losing record on the road. The Seahawks have also played 6 of their last 7 games Over the Total with the number set at 49.5 or higher.

FINAL TAKE: These two teams have played 5 of their last 6 games Over the Total when playing in Seattle. 10* NFL Sunday Night Discounted O/U Deal with Over the Total in the game between the Minnesota Vikings (475) and the Seattle Seahawks (476). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Minnesota Vikings (475) plus the points versus the Seattle Seahawks (476). THE SITUATION: Minnesota (1-3) won their first game of the season last Sunday with their 31-23 upset win at Houston as a 3.5-point underdog. Seattle (4-0) remains unbeaten this season after they defeated Miami on the road last week by a 31-23 score as a 4.5-point favorite.

REASONS TO TAKE THE VIKINGS PLUS THE POINTS: Earning their first win of the season was a good start — but Minnesota remains in an urgent situation with Green Bay and Chicago only having one loss between the both of them in the NFC North. The Vikings have covered the point spread in 7 of their last 9 games after losing two of their last three games. Quarterback Kirk Cousins has received his usual level of criticism during the losing streak — but he has led an offense that has scored 61 combined points over the last two games and that has reached the 30-point threshold in three of their four games this season. Justin Jefferson has emerged as a solid replacement for Stefon Diggs and a good complement to Adam Thielen — he has 11 receptions for 278 yards. Minnesota generated 410 yards last week — and they have covered the point spread in 8 of their last 12 games after gaining at least 400 yards in their last game. Delvin Cook has been outstanding this season with two straight 100-yard rushing efforts. He ran the ball 27 times for 130 yards and two touchdowns last week. Cook’s success running the football allowed the Vikings to control the time of possession for 36:31 minutes — and this will be the formula for success tonight to keep Russell Wilson off the field. Minnesota rushed for 162 yards overall against the Texans — and they have covered the point spread in 11 of their last 16 games after rushing for at least 150 yards in their last game. The Vikings are also 9-2-1 ATS in their last 12 games in October. Seattle looks to become 5-0 on the season for the first time in franchise history. They have passed for at least 275 yards in all four of their games — but they have then failed to cover the point spread in 8 of their last 13 games after passing for at least 275 yards in three straight games. But the bigger concern is their defense that is allowing 476.8 total YPG. The Seahawks are being outgained by -60.5 net YPG this season — it is their +5 net turnover margin that has helped them overcome that disparity. But the turnovers are fickle — and Seattle will not have the services of their star defensive back Jamal Adams for this game as he deals with a groin injury. As it is, the Seahawks have allowed at least 312 passing yards in all four of their games — and they have failed to cover the point spread in 4 of their last 5 games after allowing at least 275 passing yards in three straight games. Seattle returns home where they will not have any fans in the stadium — and they have failed to cover the point spread in 7 of their last 9 home games. The Seahawks are also just 1-4-1 ATS in their last 6 games against fellow AFC opponents.

FINAL TAKE: Cousins has the reputation of folding under the bright lights of nationally-televised prime-time games — but the numbers do not support that claim for Sunday Night Football. Cousin has led his team to a victory in four of his six starts on a Sunday night. Furthermore, his 320.5 passing YPG average, 73.3% completion percentage, and his 117.3 Passer Rating represent the best marks of all NFL quarterbacks playing on Sunday Night Football. 25* NFL Sunday Night Football Game of the Month with the Minnesota Vikings (475) plus the points versus the Seattle Seahawks (476). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Atlanta Falcons (452) minus the points versus the Carolina Panthers (451). THE SITUATION: Atlanta (0-4) remained winless this season after their 30-16 loss at Green Bay on Monday as a 5-point underdog. Carolina (2-2) pulled off their second straight upset victory last Sunday with their 31-21 win at home against Arizona as a 3-point underdog.

REASONS TO TAKE THE FALCONS MINUS THE POINTS: Atlanta has had success playing a short week after a game on Monday Night Football as they have covered the point spread in 10 of their last 12 games at home after playing on MNF. The Falcons have also covered the point spread in 22 of their last 33 games after losing four in a row. Atlanta’s secondary is a disaster right now with injuries — but head coach Dan Quinn activated rookie A.J. Terrell after he was diagnosed with COVID. Keanu Allen and Ricardo Allen might be able to play with both listed as questionable. The 403 yards they surrendered to the Packers was the lowest amount in their last three games — and not only have they covered the point spread in 4 of their last 5 games after allowing at least 350 yards in their last game but they have covered the point spread in 33 of their last 52 games after allowing at least 375 yards in two straight games. Carolina has failed to cover the point spread in 5 of their last 7 games after a win at home — and they have failed to cover the point spread in 7 of their last 10 games after allowing at least 30 points in their last game. Now the Panthers go back on the road where they have failed to cover the point spread in 8 of their last 12 games with the Total set at 45.5 or higher. Carolina has also failed to cover the point spread in 5 of their last 7 road games as an underdog. And in their last 26 games against teams with a losing record, they are just 7-18-1 ATS. The Panthers will be without defensive back Eli Apple who is out with a hamstring injury. Considering that Carolina is last in the NFL with only three sacks on the season, Matt Ryan should have a field day picking apart the Panthers secondary.

FINAL TAKE: The Panthers have failed to cover the point spread in 4 of their last 5 games against fellow AFC South opponents — and they have failed to cover the point spread in 5 straight trips to Atlanta to face the Falcons. 10* NFL Blowout Bookie Buster with the Atlanta Falcons (452) minus the points versus the Carolina Panthers (451). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Houston Texans (460) minus the points versus the Jacksonville Jaguars (459). THE SITUATION: Houston (0-4) remained winless last week after their 31-23 upset loss at Minnesota last Sunday despite being a 3.5-point favorite. Jacksonville (1-3) has lost three straight games after their 33-25 loss at Cincinnati last week as a 1-point underdog.

REASONS TO TAKE THE TEXANS MINUS THE POINTS: Houston sacked head coach and general manager Bill O’Brien after Sunday’s loss. The speculation is that J.J. Watt’s frustration with O’Brien finally boiled over which resulted in a verbal altercation between the two. When the star players begin to turn on you, then ownership needed to make a move to change the atmosphere. Because Watt demonstrated leadership to take on O’Brien in a move he had to think would cause waves, I expect a big from him and the rest of the team as they rally around each other and interim head coach Romeo Crennel who is universally-liked on the team. At 73-years old, Crennel not only replaces Pete Carroll as the league’s elder statesman at head coach but he will be the oldest head coach in NFL history. As it is, the Texans have covered the point spread in 4 of their last 5 games after a loss at home — and they have covered the point spread in 15 of their last 20 games when staying at home after a loss at home. Houston has also covered the point spread in their last 3 games after an upset loss at home. The biggest problem for this team is their run defense as they rank last in the league by allowing 181.1 rushing YPG. They have allowed all four of their opponents to rush for at least 162 yards this season — but not only have they have covered the point spread in 12 of their last 19 games after allowing at least 150 rushing yard in two straight games but they have also covered the point spread in 5 of their last 6 games after allowing at least 150 rushing yards in three straight games. Jacksonville has failed to cover the point spread in 6 of their last 8 games after a straight-up loss — and they have failed to cover the point spread in 5 of their last 7 games after a point spread loss. The Jaguars’ defense has issues of their own after allowing the Bengals to rack up 505 yards last week with 205 of those yards coming on the ground. Jacksonville has failed to cover the point spread in 5 of their last 6 games after allowing at least 30 points — and they have failed to cover the point spread in 6 straight games after allowing at least 200 rushing yards. The Jags will be without cornerback D.J. Hayden who was placed on injured reserve this week with a hamstring injury. Look for Deshaun Watson to have a big game against the inexperienced Jacksonville secondary. The Jaguars have failed to cover the point spread in 5 of their last 7 games on the road as an underdog. And in their last 9 games in October, Jacksonville has failed to cover the point spread in 7 of these contests.

FINAL TAKE: Teams that fired their head coach midseason have only covered the point spread twice in these last eight situations — but that limited sample size deserves some context. Often these moves are made later in the season when the team is out of playoff contention and planning their offseason. And often the fired head coach was generally liked and respected — Carolina laid an egg in their first game after Ron Rivera was fired late in the year as they appeared dejected with the move by ownership. I suspect the Houston players have had the Wizard of Oz on loop all week because they think that the “wicked witch is dead.” The Texans won both meetings between these two teams last season so they have to think this is a winnable game if they get back to basics. 25* AFC South Game of the Month with the Houston Texans (460) minus the points versus the Jacksonville Jaguars (459). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Clemson Tigers (318) minus the points versus the Miami (FL) Hurricanes (317). THE SITUATION: Clemson (3-0) is unbeaten so far this season after their 41-23 victory over Virginia last week as a 27.5-point favorite. Miami (3-0) is also undefeated on the season after they crushed Florida State two weeks ago by a 52-10 score as a 12-point favorite.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: The Hurricanes look to be an improved team after second-year head coach Manny Diaz modernized his offense by bringing in former SMU offensive coordinator Rhett Lashlee to implement his version of an up-tempo spread offense while matching him with former Houston QB D’Eriq King who transferred to the program in the offseason. Miami is 7th in the nation by averaging 43.3 PPG which is taking a lot of pressure off their usually-talented defense. But after playing UAB, Louisville (now 1-3), and the Seminoles (who are a mess), this is a significant upgrade in competition. Yet the Hurricanes have failed to cover the point spread in 5 of their last 6 games after a win by at least 20 points — and they have failed to cover the point spread in 4 of their last 5 games after scoring at least 40 points in their last game. Miami generated 517 yards of offense against Florida State after gaining 485 yards against Louisville — but they have then failed to cover the point spread in 17 of their last 25 games after gaining at least 450 yards in their last game. They also have failed to cover the point spread in 16 of their last 22 games after gaining at least 475 yards in two straight games. We are supposed to believe that this Hurricanes’ defense is loaded — but they did lose 25.5 of their sacks from last season. There are warning signs that this is not an elite unit. Louisville — the team Georgia Tech beat last night — generated 516 yards against them two weeks ago while exposing the Miami defense against both the run (209 rushing yards allowed) and the pass (307 passing yards allowed). The Hurricanes are allowing 3.96 Yards-Per-Carry which is 10th in the ACC in run defense. Miami’s Achilles heel in their bigger games last season was their suspect offensive line that struggled in the run game while surrendering 51 sacks which was the most of all Power Five conference teams. Four starters return from that group who are now coached by Garin Justice. They face a handful of future NFL players from this Clemson front seven that has racked up 27 tackles-for-loss along with 13 sacks already this season. The Tigers have covered the point spread in 20 of their last 28 games after a win by at least 20 points. They also have covered the point spread in 4 of their last 5 games after scoring at least 40 points in their last game — and they have covered the point spread in 4 of their last 5 games after a point spread loss. The Tigers allowed Virginia to generate 417 yards last week in their comfortable victory — and that lackluster effort is probably just what defensive coordinator Brent Venables needs to get his unit’s attention in practice this week. Clemson tends to raise their level of play at this point in the season. Since 2015, Dabo Swinney’s team is just 12-12-1 ATS against FBS opponents in their opening games through the first weekend in October. The offense averages 34.2 PPG in those contests with 42% of their victories being by at least three touchdowns. Swinney is still learning his team while experimenting with some things — and the schedule is usually pretty soft. However, from the second week of October through the rest of the season since 2015, the Tigers are 29-15-2 ATS with a 40.8 PPG scoring average along with 51% of their victories being by at least three touchdowns. After their 21-20 scare against the Cavaliers last year, Clemson’s next eight regular-season victories were by an averaging winning margin of +42.1 PPG with the team outgaining their opponents by +348 net YPG. The Tigers have covered the point spread in 10 of their last 14 games against teams with a winning record — and they have covered the point spread in 5 of their last 7 home games. Furthermore, Clemson is 6-1-1 ATS in October — and the Hurricanes have failed to cover the point spread in 12 of their last 15 games in October.

FINAL TAKE: This is Clemson’s first high-profile game since their 42-25 loss to LSU in the National Championship Game — so I expect Trevor Lawrence and company to be very motivated. This Miami team lacks big-game experience — and this is a program that has lost their last three opportunities to defeat a top-ten team. A paper tiger will be exposed to real tigers. 25* CBB ACC Game of the Month with the Clemson Tigers (318) minus the points versus the Miami (FL) Hurricanes (317). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Louisiana Tech Bulldogs (352) minus the points versus the Texas-El Paso Miners (351). THE SITUATION: Louisiana Tech (2-1) looks to bounce back from their 45-17 loss at BYU last Friday as a 24-point underdog. UTEP (3-1) returns to the field again after they upset UL-Monroe on the road two weeks ago by a 31-6 score as a 10-point underdog.

REASONS TO TAKE THE BULLDOGS MINUS THE POINTS: Head coach Skip Holtz should see his team rebound from what was a tough assignment in Provo last week (we had BYU). Louisiana Tech has bounced-back to cover the point spread in 6 of their last 7 games after a loss by at least 20 points. The Bulldogs have also covered the point spread in 4 straight games after a point spread loss — and they have covered the point spread in 9 of their last 13 games after allowing at least 40 points in their last game. Louisiana Tech usually plays much better at home where they have covered the point spread in 5 of their last 6 games. The Bulldogs have also covered the point spread in 4 of their last 5 games as a favorite — and they have covered the point spread in 4 of their last 5 games in October. UTEP is just 1-6-1 ATS in their last 8 games after a straight-up win — and they have failed to cover the point spread in 6 straight games after a point spread victory. The Miners did generate 512 yards of offense against the War Hawks defense last week — but they have failed to cover the point spread in 12 of their last 17 games after gaining at least 450 yards in their last game. Now UTEP stays on the road where they have failed to cover the point spread in 4 of their last 5 games.

FINAL TAKE: The Miners are just 7-23-1 ATS in their last 31 games against teams with a winning record. Louisiana Tech easily won last year’s meeting between these two teams by a 42-21 score where the Bulldogs were -17.5 road favorites. Expect another blowout win for an angry Louisiana Tech team. 10* CFB Blowout Bookie Buster with the Louisiana Tech Bulldogs (352) minus the points versus the Texas-El Paso Miners (351). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Western Kentucky Hilltoppers (358) plus the points versus the Marshall Thundering Herd (357). THE SITUATION: Western Kentucky (1-2) won their first game of the season last week with their 20-17 win at Middle Tennessee as a 7-point favorite. Marshall (2-0) takes the field again for the first time since September 19th where they upset Appalachian State by a 17-7 score as a 6-point underdog.

REASONS TO TAKE THE HILLTOPPERS PLUS THE POINTS: Western Kentucky should build off their momentum as they are 5-1-1 ATS in their last 7 games after a straight-up win. They are also 4-1-1 ATS in their last 6 games after a point spread loss. The Hilltoppers’ defense should keep them in this game. They returned nine starters from last year’s group that was 22nd in the nation by allowing just 20.1 PPG — and they were also 24th in the country by limiting their opponents to only 335.5 total YPG. Western Kentucky has covered the point spread in 36 of their last 53 games as an underdog — and they have covered the point spread in 19 of their last 14 home games when getting the points. The biggest challenge for head coach Tyson Helton was deciding on his new starting quarterback — and losing all of spring practice to COVID-19 restrictions impaired that effort. Helton seems to have found his answer in Maryland grad transfer Tyrrel Pigrome who completed 21 of 36 passes for 188 yards for two touchdowns while adding another 55 rushing yards in last week’s win. Marshall has failed to cover the point spread in 9 of their last 12 games after a point spread win — and they have failed to cover the point spread in 5 straight games after scoring no more than 20 points in their last game. COVID has caused the cancellation of their scheduled games since that upset win over the Mountaineers — they may be rusty when facing hostile competition again tonight. They go back on the road where they have failed to cover the point spread in 5 of their last 7 road games against teams with a losing record at home. The Thundering Herd have also failed to cover the point spread in 4 of their last 5 games against teams with a losing record — and they have failed to cover the point spread in 16 of their last 22 games when laying the points.

FINAL TAKE: Western Kentucky will also be motivated to avenge a 26-23 loss to the Thundering Herd in last year’s meeting between these two teams as a 3.5-point underdog back on October 26th. Don’t be surprised if the Hilltoppers pull the upset — but take the points for some insurance. 20* CFB Saturday Night Discounted Deal with the Western Kentucky Hilltoppers (358) plus the points versus the Marshall Thundering Herd (357). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Tennessee Volunteers (321) and the Georgia Bulldogs (322). THE SITUATION: Tennessee (2-0) enters this game with eight straight wins going back to last season with their 35-12 win over Missouri last Saturday as a 10-point favorite. Georgia (2-0) comes off their triumphant 27-6 victory over Auburn as a 7.5-point favorite last Saturday.

REASONS TO TAKE UNDER THE TOTAL: The Bulldogs flexed their defensive muscles last week by making their claim that they have the best defense in the nation. Georgia held the Tigers to just 216 yards of offense in that game. The Bulldogs have played 7 of their last 8 games Under the Total after a straight-up win — and they have played 6 straight games Under the Total after a point spread victory. Georgia has also played 7 straight games Under the Total after a win by at least 20 points. The Bulldogs are holding their opponents to just 8.0 PPG along with only 248 YPG. Georgia did rush for 202 yards against the Auburn defense — but they have then played 5 straight games Under the Total after rushing for at least 200 yards in their last game. Georgia got a great quarterbacking effort from former walk-on Stetson Bennett who completed 17 of 28 passes for 240 yards. While the Bulldog Nation starts anointing him a Heisman Trophy candidate, I am not so sure that he does not take a step back this week with another week of game tape on him and now the clear starter after last week’s mystery regarding who head coach Kirby Smart would tap as his starter under center. Georgia stays at home where the Under is 29-9-2 in their last 41 games — and the Under is 5-0-1 in their last 6 home games against teams with a winning record on the road. The Bulldogs have also played 13 of their last 16 games Under the Total when favored. Tennessee has played 8 straight games Under the Total after a straight-up win — and they have played 4 straight games Under the Total after a point spread victory. The Volunteers have also played 4 of their last 5 games Under the Total after a win by at least 20 points. Tennessee held the Tigers to just 344 yards last week in their victory (and that Mizzou offense is scoring at will on LSU this afternoon). The Vols are holding their opponents to just 19.5 PPG. Tennessee has also played 5 straight games Under the Total after not allowing more than 20 points in their last game.

FINAL TAKE: The Volunteers rank just 71st of the 74 competing FBS teams in Success Rate on offense in blitz downs — and they are 44th in the nation in Big Plays and a daunting 72nd of 74 teams in opponent sack rate. They have scored only 26 combined points in their last three meetings against Georgia with quarterback Jarrett Gaurantano playing in all three of those games. He has been asked four times in those three games while averaging just 5.2 Yards-Per-Attempt. 10* CFB Tennessee-Georgia CBS-TV O/U Special with Under the Total in the game between the Tennessee Volunteers (321) and the Georgia Bulldogs (322). Best of luck for us — Frank.

At 7:00 PM ET on Friday, we will be playing the Georgia Tech Yellow Jackets (306) plus the points versus the Louisville Cardinals (305). THE SITUATION: Georgia Tech (1-2) has lost their last two games after their 37-20 upset loss at Syracuse as a 7.5-point favorite back on September 26th. Louisville (1-2) has also lost two straight games after their 23-20 loss at Pittsburgh as a 3-point underdog two weeks ago.

REASONS TO TAKE THE YELLOW JACKETS: Georgia Tech did outgain the Orange by +96 net yards in the loss — but a -4 net turnover margin did them in with Syracuse returning an interception back for a 43-yard touchdown. Freshman QB Jeff Sims threw four interceptions in that game. Turnovers are holding this team back — they had five turnovers and a -3 net turnover margin in their previous game which was a loss to Central Florida. Second-year head coach Geoff Collins made protecting the football a high priority in the two weeks off since that game. His teams have covered the point spread in 6 of their last 7 games after losing the turnover battle in two straight games going back to his time as the head coach at Temple. The Yellow Jackets are much improved from last year’s group that finished the season just 3-9. Nineteen starters are back from that team with another year under their belt learning new systems on both sides of the football since the eleven-year Paul Johnson era. Sims is a highly-touted recruit with a big arm and great touch — and he is protected by an offensive line that added three transfers from SEC schools to add bulk to that group. Georgia Tech has covered the point spread in 5 of their last 6 games after a double-digit loss to an ACC rival. And Collins’ teams in his coaching tenure have covered the point spread in 8 of their last 10 games after a loss to a conference rival. Louisville managed only 223 yards of offense in their loss to Pitt two weeks ago. Junior QB Micale Cunningham struggled by completing only 9 of 21 passes for just 107 yards with three interceptions. That loss came on the heels of a high-profile loss to Miami (FL) —and the Cardinals have then failed to cover the point spread in 7 straight games after losing two games in a row against ACC foes. Louisville returned sixteen starters from last year’s 8-5 team in head coach Scott Satterfield’s first year with the program. But the Cardinals stay on the road where they have failed to cover the point spread in 7 of their last 9 games away from home. They also have failed to cover the point spread in 5 of their last 6 games after a bye week.

FINAL TAKE: Georgia Tech opened their season with a 16-13 win against Florida State that has not looked as impressive given the Seminoles results since that loss. But don’t underestimate the deflation that the Florida State team felt from blowing their double-digit lead to lose that opening game against a conference opponent. Louisville’s lone win was a 35-21 win against Western Kentucky. But the Cardinals have failed to cover the point spread in 21 of their last 29 games in October — and they have failed to cover the point spread in 5 of their last 7 games in expected higher scoring games with the Total set at 63 or higher. 10* CFB Louisville-Georgia Tech ESPN Special with the Georgia Tech Yellow Jackets (306) plus the points versus the Louisville Cardinals (305). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Under the Total in the game between the Tampa Bay Buccaneers (301) and the Chicago Bears (302). THE SITUATION: Tampa Bay (3-1) has won three straight games with their 38-31 win at home against the Los Angeles Chargers as a 7.5-point favorite. Chicago (3-1) lost their first game of the season on Sunday with their 19-11 loss at home to Indianapolis as a 3.5-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Bears have played 5 of the last 6 games Under the Total after a straight-up loss. Chicago has also played 13 of their last 16 games Under the Total after scoring less than 15 points in their last contest. Quarterback Nick Foles struggled as the starter in this game — the Bears offense managed only 269 total yards in that game. The Chicago rushing attack did not help the offense’s cause as they managed only 28 rushing yards on 16 carries for a meager 1.8 Yards-Per-Carry average. But the Bears defense did play well by limiting the Colts to only 289 total yards. Chicago is 7th in the league by allowing only 20.2 PPG. They stay at home where they have played 7 of their last 10 home games Under the Total against teams with a winning record on the road. The Bears have also played 8 of their last 10 games Under the Total against teams with a winning record overall — and they have played 8 of their last 11 games Under the Total as an underdog. Tampa Bay has won three straight games — and this is a franchise that has played a decisive 56 of their last 87 games Under the Total after winning two of their last three games. Injuries will likely slow down this team this week. Quarterback Tom Brady did not have his top four wide receivers available to practice on Tuesday. Chris Godwin and Justin Watson are now out for this game with Mike Evan a game-time decision and Scottie Miller likely to play despite being questionable. Tight end O.J. Howard was already lost for the season on Sunday with his Achilles’ injury. This leaves Brady without many weapons — and while he might have been able to manufacture offense with the players he knew very well back in his New England days, playing on a short week with a new cast of characters and a new offense presents a much different challenge. And while Brady has led the offense to average 30.0 PPG in their three-game winning streak, they have faced the Panthers, Broncos (without the injured Von Miller), and Chargers (without the injured Derwin James and Melvin Ingram) in those games. I expect the Bucs to lean heavily on their ground game with Ronald Jones leading the way along with their outstanding defense. Tampa Bay is 4th in the NFL by allowing only 312.0 total YPG — and they are 2nd in the league by holding their opponents to just 64.3 rushing YPG. The Buccaneers also have 14 sacks which are the 3rd most in the NFL — and they are 2nd in the league with eight takeaways. Tampa Bay has played 26 of their last 43 road games Under the Total when favored by up to 7 points.

FINAL TAKE: Head coach Bruce Arians has been an Over Machine in the league — especially during his time in Tampa Bay. But some of that credit/blame goes to Jameis Winston who was a turnover machine. Interestingly, in the seven games in Tampa Bay and Arizona has been the head coach for a Thursday night game, the game finished Under the Total 5 times. 10* NFL Tampa Bay-Chicago Fox-TV O/U Special with Under the Total in the game between the Tampa Bay Buccaneers (301) and the Chicago Bears (302). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Chicago Bears (302) plus the points versus the Tampa Bay Buccaneers (301). THE SITUATION: Chicago (3-1) lost their first game of the season on Sunday with their 19-11 loss at home to Indianapolis as a 3.5-point underdog. Tampa Bay (3-1) has won three straight games with their 38-31 win at home against the Los Angeles Chargers as a 7.5-point favorite.

REASONS TO TAKE THE BEARS PLUS THE POINTS: Nick Foles struggled in his first start in a Chicago uniform but he did look more in synch in the second half of that game where he led the offense to their only touchdown. He completed 26 of 42 passes for 249 yards. He did not get much help from the rushing game last week — but eight penalties that accounted for 103 total yards were killers for the Bears. The Chicago defense played well by limiting the Colts to only 289 total yards. And for the second straight game, the Bears lost the turnover battle. But Chicago has covered the point spread in 23 of their last 32 home games after enduring a -1 or worse net turnover margin in two straight games. The Bears are also 7-2-1 ATS in their last 10 home games against teams with a winning record on the road. Furthermore, Chicago is 11-4-1 ATS in their last 16 home games as an underdog. Tampa Bay has won three in a row against less than the stellar competition with victories over Carolina and Denver before the Chargers last week. The Buccaneers have failed to cover the point spread in 5 of their last 7 games after a point spread loss. Injuries will likely slow down this team this week. Quarterback Tom Brady did not have his top four wide receivers available to practice on Tuesday. Chris Godwin and Justin Watson are now out for this game with Mike Evan a game-time decision and Scottie Miller likely to play despite being questionable. Tight end O.J. Howard was already lost for the season on Sunday with his Achilles’ injury. This leaves Brady without many weapons — and while he might have been able to manufacture offense with the players he knew very well back in his New England days, playing on a short week with a new cast of characters and a new offense presents a much different challenge. Furthermore, while Brady completed 30 of his 46 passes for 369 yards last week against the Chargers in his best game as a Buccaneer, Tampa Bay is just 3-7-1 ATS in their last 11 games after a game where they passed for at least 250 yards. Furthermore, the Bucs are just 7-19-1 ATS in their last 27 games in October.

FINAL TAKE: The Buccaneers are just 3-7-1 ATS in their last 11 games when favored — and they are 0-4-1 ATS in their last 5 games against teams with a winning record. Look for Chicago to play much better tonight than they did on Sunday. 10* NFL Thursday Night Discounted Deal with the Chicago Bears (302) plus the points versus the Tampa Bay Buccaneers (301). Best of luck for us — Frank.

At 9:00 PM ET on Monday, we will be playing Over the Total in the game between the Atlanta Falcons (279) and the Green Bay Packers (280). THE SITUATION: Atlanta (0-3) will be playing with desperation tonight after losing their third straight game last Sunday by a 30-26 score despite being a 2.5-point favorite. Green Bay (3-0) is unbeaten so far this season after they upset New Orleans last Sunday night by a 37-30 score on the road as a 3.5-point underdog.

REASONS TO TAKE OVER THE TOTAL: The Falcons defense is ravaged with injuries. The team is without Ricardo Allen, A.J. Terrell, Darqueze Dennard, and Keanu Neal. Atlanta’s pass defense is second-to-last in the NFL by allowing 350.3 passing YPG and the nine touchdown passes they have allowed are tied for last in the NFL. The Falcons have also allowed 15 passing plays of 20 or more yards which is tied for the second-most in the league. They allowed the Bears to gain 437 yards last week — and they have played 5 of their last 6 games Over the Total after allowing at least 350 yards in their last game. Atlanta allowed the Cowboys to gain 570 yards against them two weeks ago in their 40-39 loss in Dallas — and they have played 5 of their last 6 games Over the Total after allowing their last two opponents to average at least 450 yards. The Falcons have also played 7 of their last 11 games Over the Total after giving up at least 30 points in their last contest. Atlanta is moving the ball on offense — they are scoring 30.0 PPG while averaging 419.0 total YPG. Matt Ryan is 3rd in the NFL with 961 passing yards this season — and he has seven touchdown passes to just two interceptions. The Falcons go back on the road where they have played 6 of their last 8 games Over the Total — and they have played 7 of their last 9 road games Over the Total as an underdog getting no more than 7 points. Green Bay has played 4 straight games Over the Total after a win. And while they allowed the Saints to gain 397 yards last week, they have then played 19 of their last 26 games Over the Total after allowing at least 350 yards in their last game. This Packers defense that is last in the NFL by allowing 6.6 Yards-Per-Play. Opposing quarterbacks have racked up a Passer Rating of 113.4 which is the 3rd highest in the league. Green Bay is also allowing opposing rushers to average 5.5 Yards-Per-Carry. The Packers return home where they have played 7 of their last 9 home games Over the Total when favored by 3.5 to 7 points — and they have played 6 of their last 9 home games Over the Total with the number set at 45.5. Green Bay has also played 18 of their last 25 games Over the Total against teams with a losing record.

FINAL TAKE: Even without his top two wide receivers, Davante Adams and Allan Lazard,  who are out with injuries tonight, Aaron Rodgers should be able to move the ball supported by a rushing attack that is averaging 177 rushing YPG. He completed passes to eight different receivers last week — and he is completing 67% of his passes. Expect a shootout tonight. 10* NFL Monday Night Discounted O/U Deal with Over the Total in the game between the Atlanta Falcons (279) and the Green Bay Packers (280). Best of luck for us — Frank.

At 9:00 PM ET on Monday, we will be playing the Atlanta Falcons (279) plus the points versus the Green Bay Packers (280). THE SITUATION: Atlanta (0-3) will be playing with desperation tonight after losing their third straight game last Sunday by a 30-26 score despite being a 2.5-point favorite. Green Bay (3-0) is unbeaten so far this season after they upset New Orleans last Sunday night by a 37-30 score on the road as a 3.5-point underdog.

REASONS TO TAKE THE FALCONS PLUS THE POINTS: Atlanta had a 26-10 lead with 6 1/2 minutes to go in that game before surrendering the final 20 points in that game to lose to the Bears. That collapse came on the heels of them blowing a 39-24 lead with 5 minutes left in the game two weeks ago against the Cowboys in their 40-39 loss. The Falcons may not be able to keep a lead — but they remain competitive. They have covered the point spread in 6 of their last 7 games as an underdog. Atlanta is moving the ball on offense — they are scoring 30.0 PPG while averaging 419.0 total YPG. They generated 371 yards last week against the Bears — and they have then covered the point spread in 6 of their last 8 games after gaining at least 350 yards in their last game. They should be able to score against this Packers defense that is last in the NFL by allowing 6.6 Yards-Per-Play. Opposing quarterbacks have racked up a Passer Rating of 113.4 which is the 3rd highest in the league. Green Bay is also allowing opposing rushers to average 5.5 Yards-Per-Carry. The Falcons’ biggest problem is their defense that is ravaged with injuries in their secondary. They allowed the Bears to gain 437 yards last week after the Cowboys gained 570 yards against them. Atlanta has covered the point spread in 21 of their last 30 games after allowing at least 400 yards in their last game. Moving forward, the Falcons have covered the point spread in 5 straight games on the road. Green Bay has failed to cover the point spread in 5 of their last 7 games after winning three games in a row. The Packers have also failed to cover the point spread in 6 of their last 8 games after a win on the road — and they have failed to cover the point spread in 12 of their last 18 games after a point spread win. Additionally, the Packers have failed to cover the point spread in 5 of their last 6 games off a game on the road where both teams scored at least 24 points. They will not have the services of their best wide receiver, Davante Adams, who will not play with a hamstring injury despite him participating in practice at the end of the week. Green Bay is dealing with a number of injuries with wide receiver Allan Lazard and linebacker Christian Kirksey out tonight.

FINAL TAKE: Atlanta has covered the point spread in 5 of their last 7 games against teams with a winning record. Look for them to keep this game close and perhaps pull the upset. 25* NFL Monday Night Football Special Feature with the Atlanta Falcons (279) plus the points versus the Green Bay Packers (280). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Philadelphia Eagles (277) plus the points versus the San Francisco 49ers (278). THE SITUATION: Philadelphia (0-2-1) enters this game coming off a 23-23 tie with Cincinnati where they were 5.5-point favorites. San Francisco (2-1) returns home after winning their two games in the Meadowlands which concluded with their 36-9 win against the Giants last week.

REASONS TO TAKE THE EAGLES PLUS THE POINTS: The 49ers are simply being asked to lay too many points in this situation. The Niners return home after winning both their games in the Meadowlands against the Jets and Giants. Those could be the two worst teams in the league this season — so let’s not start engraving San Francisco’ return to the Super Bowl just yet. As it is, the 49ers have failed to cover the point spread in 5 of their last 7 games after covering the point spread in two straight games. They return home where they are just 7-19-1 ATS in their last 27 home games when favored. They are also 0-3-1 ATS in their last 4 home games against teams with a losing record on the road. Jimmy Garoppolo remains out with his ankle injury so the offense will be led by backup Nick Mullens. San Francisco is dealing with a long list of injuries but the bigger concerns are on defense. Nick Bosa, Richard Sherman, Dee Ford along with cornerbacks Emmanuel Moseley and Akhello Witherspoon are all out for this game. Much has been made of the struggles Carson Wentz is experiencing. He has lowest Passer Rating of all qualifying quarterbacks in the league. He is completing only 59.8% of his passes which is just 28th of qualifying NFL quarterbacks. He is working behind a depleted offensive line riddled with injuries. Yet despite all this, the Eagles did generate 381 yards last week with 185 of those yards coming on the ground. The good news for Wentz is the Miles Sanders has been upgraded to probable to offer him a credible rushing threat that should take some of the pressure off him. The running back has generated 190 rushing yards over his last two games with a crisp 5.0 Yards-Per-Carry average. The Eagles have covered the point spread in 9 of their last 11 games after rushing for at least 150 yards in their last game. Turnovers are holding Philadelphia back as they have given the ball up eight times in their three games while forcing only one turnover this season. But turnovers tend to even out over time. The Eagles had a -2 net turnover margin last week — but they have covered the point spread in 12 of their last 19 games after enduring a -2 or worse net turnover margin. Additionally, Philadelphia is allowing just 330.7 total YPG — and they are outgaining their opponents by 5.6 net YPG. They are playing better than their record. The Eagles go back on the road where they have covered the point spread in 5 of their last 7 road games against teams with a winning record on the road — and they have covered the point spread in 5 of their last 7 road games as an underdog.

FINAL TAKE: With Baltimore and Pittsburgh on deck, this is a critical game for the Eagles as they look for their first win on the season. The Eagles have covered the point spread in 9 of their last 13 games in October. San Francisco has failed to cover the point spread in 13 of their last 19 games in October. 10* NFL Sunday Night Discounted Deal with the Philadelphia Eagles (277) plus the points versus the San Francisco 49ers (278). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Over the Total in the game between the Philadelphia Eagles (277) and the San Francisco 49ers (278). THE SITUATION: Philadelphia (0-2-1) enters this game coming off a 23-23 tie with Cincinnati where they were 5.5-point favorites. San Francisco (2-1) returns home after winning their two games in the Meadowlands which concluded with their 36-9 win against the Giants last week.

REASONS TO TAKE OVER THE TOTAL: Much has been made of the struggles Carson Wentz is experiencing. He has the lowest Passer Rating of all qualifying quarterbacks in the league. He is completing only 59.8% of his passes which is just 28th of qualifying NFL quarterbacks. He is working behind a depleted offensive line riddled with injuries. Yet despite all this, the Eagles did generate 381 yards last week — and they have played 5 of their last 6 games Over the Total after gaining at least 350 yards in their last game. The good news for Wentz is the Miles Sanders has been upgraded to probable to offer him a credible rushing threat that should take some of the pressure off him. The running back has generated 190 rushing yards over his last two games with a crisp 5.0 Yards-Per-Carry average. Last week’s game finished Under the Total —and the Eagles have played 6 straight road games Over the Total after a game that finished Under the Total. And while Philly has yet to cover the point spread this season, they have then played 7 straight games away from home Over the Total after not covering the point spread in two straight games. Philly did hold the Bengals to just 48 rushing yards last week — and they have played 4 straight games Over the Total if they did not allow more than 90 rushing yards in their last game. Furthermore, the Eagles have played a decisive 41 of their last 61 games on the road Over the Total — and this tightens to them playing 18 of their last 23 road games Over the Total when they are the underdog. San Francisco has played 14 of their last 22 games Over the Total after a win by at least three touchdowns. The 49ers have also played 7 of their last 10 games Over the Total after not allowing more than 14 points in their last game. The Niners held the Jets and the Giants to only 3 and 6 points in the first half in their last two games — and they have played 5 of their last 7 games Over the Total after not allowing more than a touchdown in the first half in two straight games. San Francisco is dealing with a long list of injuries — Nick Bosa, Richard Sherman, Dee Ford along with cornerbacks Emmanuel Moseley and Akhello Witherspoon are all out for this game. But the 49ers are getting healthy on offense with tight end George Kittle and wide receiver Deebo Samuel upgraded to probable for this game. QB Jimmy Garoppolo remains out with his ankle injury but backup Nick Mullens has proven himself to be more than capable of operating Kyle Shanahan’s offense at a highly proficient rate. Mullens completed 25 of 36 passes last week for 343 yards without all team’s offensive weapons. The Niners generated 420 yards of offense in that game — and the Over is 3-0-1 in their last 4 games after gaining at least 350 yards in their last game. San Francisco returns home where they have played 6 of their last 8 games Over the Total — and they have played 5 straight games Over the Total against teams with a losing record.

FINAL TAKE: The Over is 9-3-1 in the 49ers’ last 13 games against fellow NFC opponents — and the Over is also 9-3-1 in their last 13 games when favored. 25* NFL Sunday Night Football Total of the Month with Over the Total in the game between the Philadelphia Eagles (277) and the San Francisco 49ers (278). Best of luck for us — Frank.

At 4:25 PM ET on Sunday, we will be playing the Indianapolis Colts (251) minus the points versus the Chicago Bears (252). THE SITUATION: Indianapolis (2-1) enters this game coming off a 36-7 win over the New York Jets last Sunday as a 12.5-point favorite. Chicago (3-0) remains unbeaten this season after their 30-26 upset win at Atlanta as a 2.5-point underdog.

REASONS TO TAKE THE COLTS MINUS THE POINTS: It seems son for many observers that the undefeated Bears are a home underdog in this situation — especially with this team liberated from Mitchell Trubisky with head coach Matt Nagy moving on to the veteran Nick Foles. Yet Chicago has failed to cover the point spread in 5 of their last 7 games after a straight-up win. And while the Bears generated 437 yards of offense, they have then failed to cover the point spread in 7 of their last 10 games after gaining at least 350 yards in their last game. Additionally, while Chicago allowed the Lions to gain 371 yards in that game, they have then failed to cover the point spread in 8 of their last 10 games after allowing at least 350 yards in their last contest. They return home where they have failed to cover the point spread in 5 of their last 7 games — and they have failed to cover the point spread in 6 of their last 7 games in October. The Bears have not been dangerous underdogs as they have failed to cover the point spread in 4 of their last 5 games when getting the points — and they have failed to cover the point spread in 5 straight games against teams with a winning record. Indianapolis scored two defensive touchdowns in their dominant win over the Giants — and their defense limited them to just 260 total yards. Philip Rivers was masterful running the offense as he completed 17 of 21 passes for 217 yards with a touchdown pass and no interceptions. The Colts have won two straight games with this win preceded by a 28-11 victory over the Giants — and they have covered the point spread in 11 of their last 14 games against teams with a winning record. Indy has also covered the point spread in 18 of their last 25 games after they won two straight games by at least two touchdowns. Indy is favored because of their still underrated defense. They lead the NFL by allowing only 225.3 total YPG — and their defense ranks top-five in run defense, pass defense, sacks, and interceptions.

FINAL TAKE: The Colts have covered the point spread in 25 of their last 37 road games when favored by no more than 3 points. 10* NFL Indianapolis-Chicago CBS-TV Special with the Indianapolis Colts (251) minus the points versus the Chicago Bears (252). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Jacksonville Jaguars (257) plus the points versus the Cincinnati Bengals (258). THE SITUATION: Jacksonville (1-2) looks to rebound from their 31-13 upset loss at home on Thursday night in Week Three as a 2.5-point favorite. Cincinnati (0-2-1) comes off a tie last Sunday as a 5.5-point favorite.

REASONS TO TAKE THE JAGUARS PLUS THE POINTS: We had the Dolphins in that game — and Jacksonville did outgain the Dolphins +24 net yards despite only having the ball for 25:38 minutes in that game. The Jags fell behind to trail by a 21-7 score at halftime to get them out of their rushing attack. Look for the undrafted rookie running back James Robinson to have a good game against this Bengals run defense that is allowing 5.0 Yards-Per-Carry while ranking last in the NFL by allowing 182 rushing YPG. Jacksonville has covered the point spread in 5 of their last 8 games after a loss at home — and they have also covered the point spread in 8 of their last 11 games in the first month of the season. Additionally, the Jags have covered the point spread in 4 of their last 5 games as an underdog. They also have covered the point spread in 4 of their last 5 games against fellow AFC opponents. Cincinnati eked out the tie despite being outgained by -77 net yards last Sunday. But the Bengals have failed to cover the point spread in 5 of their last 6 games after a point spread win. The Eagles outrushed Cincinnati in that game by a 175 to 48 margin which is a bad sign for now hosting this Jacksonville team. The Bengals have failed to cover the point spread in 18 of their last 24 games after being outrushed by at least 100 yards in their last game. Cincinnati surrendered 381 yards to that decimated Philly offense hit hard by injuries — and they have failed to cover the point spread in 4 straight games after allowing at least 350 yards in their last game. The Bengals return home where they have failed to cover the point spread in 12 of their last 15 games.

FINAL TAKE: The Bengals have failed to cove the point spread in 5 of their last 6 games when favored — and they have failed to cover the point spread in 4 of their last 5 home games when laying the points. 10* NFL Don’t Need the Points (but take the points for some insurance) with the Jacksonville Jaguars (257) plus the points versus the Cincinnati Bengals (258). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing Under the Total in the game between the Auburn Tigers (153) and the Georgia Bulldogs (154). THE SITUATION: Auburn (1-0) comes off a 29-13 win over Kentucky last Saturday as a 6.5-point favorite in the opening game of their season. Georgia (1-0) also won their first game of the season last Saturday when defeated Arkansas on the road as a 6.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Tigers’ 29 points is a bit deceptive regarding the quality of their offensive effort last week. Auburn only gained 324 yards of offense last week. They were given a short field from a fumble recovery near the Red Zone along with a failed fake punt by the Wildcats. The Tigers rushed for only 91 yards on 30 carries with their best run being of just 12 yards. Auburn has played 4 of their last 5 games Under the Total after failing to rush for at least 100 yards in their last game. The Tigers now go on the road where they have played 6 of their last 8 games Under the Total as an underdog — and they have played 13 of their last 17 games Under the Total as an underdog overall. Additionally, Auburn has played 11 of their last 17 road games Under the Total as a dog getting 7.5 to 14 points. And in their last 5 games against SEC foes, the Tigers have played 4 of these games Under the Total. Auburn will have trouble moving the ball against what might be the best defensive unit in the country. Georgia returns eight starters from a defense that led the nation by allowing only 12.6 PPG last season. The Bulldogs’ defense held the Razorbacks last week to just 280 yards. Both of Arkansas’ scoring drives were just 24 and 43 yards. Georgia has played 6 of their last 7 games Under the Total after a straight-up win — and they have played 6 straight games Under the Total after a win by 20 or more points. The Bulldogs have also played 7 of their last 8 games Under the Total after not allowing more than 20 points in their last game. But the Georgia offense is an entirely different story. For starters, who will be their starter under center? Redshirt freshman Dawn Mathis got the start last week but struggled to move the offense with the Bulldogs leading by just a 7-5 score at halftime. Junior Stetson Bennett came on in relief with the former walk-on completing 20 of 29 passes for 211 yards to lead his to the easy win. That performance will likely be enough for head coach Kirby Smart to tap him as his starter. Yet Georgia still averaged only 4.3 Yards-Per-Play against Arkansas while generating 360 hidden yards stemming from their defense and special teams to help get their 37 points — and one of their scores came from a 30-yard interception return for a touchdown. Former USC QB J.T. Daniels was also medically cleared to play this week after recovering from the torn ACL he suffered in the opening game last year for the Trojans — but the spring transfer has only begun full-contact practices on Monday. The problem for Georgia is this unsettled QB situation is combined by a young offensive line as well as a rebuilt running back and wide receiver groups. The Bulldogs rushed for only 121 yards last week while averaging 2.9 Yards-Per-Carry. Georgia has played 7 straight games Under the Total against teams with a winning record — and they have played 4 straight Unders against teams ranked in the top-ten. The Under is also 28-9-2 in the Bulldogs’ last 39 games at home — and they have played 8 of their last 9 games Under the Total when favored.

FINAL TAKE: Georgia won last year’s meeting on the road by a 21-14 score. Tigers’ QB made the start last year in his freshman campaign — he completed 30 of 50 passes for 245 yards but he averaged just 4.9 Yards-Per-Attempt. These two teams have played 6 of their last 7 meetings Under the Total — and the Under is 4-0-1 in the last 5 encounters in Athens. 25* CFB SEC Total of the Month with Under the Total in the game between the Auburn Tigers (153) and the Georgia Bulldogs (154). Best of luck for us — Frank.

At 9:00 PM ET on Friday, we will be playing the BYU Cougars (104) minus the points versus the Louisiana Tech Bulldogs (103). THE SITUATION: BYU (2-0) enters this game coming off their 48-7 win over Troy last Saturday as a 14-point favorite. Louisiana Tech (2-0) is also unbeaten in their first two games of the season after their 66-38 victory over Houston-Baptist last week as a 23.5-point favorite.

REASONS TO TAKE THE COUGARS MINUS THE POINTS: BYU should build off their momentum as they have covered the point spread in 7 of their last 9 games after a point spread victory. The Cougars had to wait three weeks for that game after their opening win at Navy by a 55-3 score on September 7th. BYU has covered the point spread in 9 of their last 12 games after winning their last two games by at least four touchdowns. This Cougars’ offense may be the best one in the five years of head coach Kalani Sitake's tenure at Provo. BYU generated 666 yards of offense while controlling possession for over 40 minutes against the Trojans — and they have covered the point spread in 9 of their last 13 games after gaining at least 450 yards in their last game. The Cougars are scoring 51.5 PPG so far this season while accumulating 622.0 total YPG — so they can certainly cover the point spread tonight. The BYU defense is also playing quite well by holding their first two opponents to just 10 combined points along with just 230 total yards of offense. The Cougars host this game where they have covered the point spread in 5 straight home games against teams with a winning record on the road. Louisiana Tech has failed to cover the point spread in 16 of their last 22 games on the road off a game where they covered the point spread as a double-digit favorite. But the defense remains an issue for this team that returned only two starters from last year’s group. The Bulldogs did not have spring practice because of COVID which is very important for the defense with a new coordinator in David Blackwell. They have allowed 34.0 PPG along with 447.07 total YPG this season.

FINAL TAKE: Louisiana Tech has not fared well when they appear vulnerable to getting blown out — they have failed to cover the point spread in 14 of their last 21 games as an underdog getting 21.5 to 30 points — and they have failed to cover the point spread in 10 of their last 14 road games getting 21.5 to 28 points as the dog. 10* CFB Friday Night Discounted Deal with the BYU Cougars (104) minus the points versus the Louisiana Tech Bulldogs (103). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the New York Jets (102) minus the point(s) versus the Denver Broncos (101). THE SITUATION: New York (0-3) has lost their first three games this season after their 36-7 loss at Indianapolis on Sunday. Denver (0-3) is also winless so far this season with their 28-10 loss at home to Tampa Bay on Sunday as a 6-point underdog.

REASONS TO TAKE THE JETS MINUS THE POINTS: New York has failed to cover the point spread in their three games this season — and rumors are flying that head coach Adam Gase may lose his job if his team loses tonight. The Jets have looked like the worst team in the league — and bettors are avoiding them tonight. But this team has cord the point spread in 26 of their last 43 games after failing to cover the point spread in three straight games and this includes them covering the spread in four of these last six situations. And while the New York defense has allowed at least 27 points in all three of their games, they have then covered the point spread in 3 straight games after allowing at least 25 points in their last game. The injuries have ravaged both teams, which is not a surprise considering neither of these teams has yet to win a game. But the news has been encouraging for the Jets side of things as the week has moved forward. Starting tackle George Fant, wide receiver Jamison Crowder, and cornerback Quincy Wilson have all been upgraded from questionable to probable. Those additions — especially Fant and Crowder — are important. Quarterback Sam Darnold has struggled this season but he should play better after throwing two pick-sixes last week. He will be the better quarterback on the field tonight. The Denver offense was considered a work in progress even before being hit hard by the injury bug. Quarterback Drew Lock is out indefinitely with a shoulder injury. Jeff Driskel led an offense that generated only 226 yards last week. He was relieved by Brett Rypien in that game — and after the former undrafted QB out of Boise State completed 8 of 9 passes for 53 yards (and an interception in the end zone), head coach Vic Fangio named him the starter for this game despite it being played on a short week. Wide receiver Cortland Sutton is on the IR with an ACL injury while running back Phillip Lindsay is questionable with his injury. The defense is also riddled with a long list of injuries with Von Miller’s ankle injury that put him on IR being the most significant. They have forced only two turnovers this season. Denver has failed to cover the point spread in 5 of their last 6 games after a double-digit loss. And while they allowed 353 yards last week to the Buccaneers, they have are then just 8-23-1 ATS in their last 32 games after allowing at least 350 yards in their last game. Furthermore, the Broncos have failed to cover the point spread in 7 of their last 10 games in the first month of the season.

FINAL TAKE: Denver opened as a small road favorite in the 2-point range before being bet too small underdog by today. The injury updates this week have mostly gone in the Jets’ direction. The Broncos have nine players on IR and linebacker Jeremiah Attaochu has been ruled out for tonight’s game. Either way, Denver has failed to cover the point spread in 8 of their last 13 games when listed in the +/- 3-point range. 10* NFL Thursday Daily Discounted Deal with the New York Jets (102) minus the point(s) versus the Denver Broncos (101). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Under the Total in the game between the Denver Broncos (101) and the New York Jets (102). THE SITUATION: Denver (0-3) is winless so far this season with their 28-10 loss at home to Tampa Bay on Sunday as a 6-point underdog. New York (0-3) has also lost their first three games this season after their 36-7 loss at Indianapolis on Sunday.

REASONS TO TAKE UNDER THE TOTAL: The Broncos have played 10 of their last 14 games Under the Total after a point spread loss. And with their game with the Buccaneers falling below the 42 point total, they have then played 14 of their last 21 games Under the Total after a game that finished Under the Total. The Denver offense was a work in progress even before being hit hard by the injury bug. Quarterback Drew Lock is out indefinitely with a shoulder injury. Jeff Driskel led an offense that generated only 226 yards last week. He was relieved by Brett Rypien in that game — and after the former undrafted QB out of Boise State completed 8 of 9 passes for 53 yards (and an interception in the end zone), head coach Vic Fangio named him the starter for this game despite it being played on a short week. Wide receiver Cortland Sutton is on the IR with an ACL injury while running back Phillip Lindsay is questionable with his injury. The defense is also riddled with a long list of injuries with Von Miller’s ankle injury that put him on IR being the most significant — but they did receive good news this week with cornerback Bryce Callahan, strong safety Kareem Jackson, and nose tackle Shelby Harris all upgraded to probable and expected to start tonight. The Broncos have allowed 17 and 23 points in the first half of their first two games — but they have then played 14 of their last 18 games Under the Total after allowing at least 17 points in the first half in two straight games. Denver did hold the Buccaneers to just 68 rushing yards last week — and they have played 7 straight games Under the Total after not allowing more than 75 rushing yards in their last contest. And while the Broncos surrendered 353 yards overall to Tampa Bay, the Under is 19-6-1 in their last 26 games after allowing at least 350 yards in their last game. Now Denver goes back on the road where the Under is 9-4-1 in the last 14 games. New York has played 6 of their last 8 games Under the Total after allowing at least 30 points — and they have played 4 straight games Under the Total after allowing at least 35 points in their last contest. And while the Jets allowed the Colts to gain 353 yards last week, they have played 4 of their last 5 games Under the Total after allowing at least 350 yards in their last contest. New York managed only 260 yards of offense last week with third-year quarterback Sam Darnold struggling under Adam Gase’s offense. The Jets are scoring only 12.3 PPG this season while averaging 263.7 total YPG. Injuries have not helped Darnold’s cause with running back Le’Veon Bell and rookie wide receiver Denzel Mims both on Injured Reserve and wide receiver Breshard Perriman out with a shoulder injury. Mims and Perriman were new additions this season to jumpstart the Jets’ offense that was 29th in the league by averaging 194.4 passing YPG and totaling just 17.2 PPG which was second-to-last in the NFL.

FINAL TAKE: New York has played 6 straight games Under the Total when hosting an AFC opponent — and Denver has played 20 of their last 26 games Under the Total against fellow teams from the AFC. While the Total is low, this is one of those games where one (or both) of these teams may not reach double-digits. 25* AFC Total of the Month with Under the Total in the game between the Denver Broncos (101) and the New York Jets (102). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Under the Total in the game between the Kansas City Chiefs (489) and the Baltimore Ravens (490). THE SITUATION: Kansas City (2-0) rallied from a 17-6 deficit in the 3rd quarter last week to defeat the Chargers in Los Angeles in overtime by a 23-20 score as an 8.5-point favorite. Baltimore (2-0) enters this showdown coming off a 33-16 win at Houston last Sunday as a 7.5-point favorite. 

REASONS TO TAKE UNDER THE TOTAL: The Ravens have played 5 of their last 7 games Under the Total after a straight-up win — and they have played 4 of their last 5 games Under the Total after a win after by at least two touchdowns. The Ravens lead the league in scoring defense by allowing just 24 points this season with their 38-6 win over Cleveland in Week One. Baltimore has played 11 of their 13 games Under the Total after two straight double-digit wins — and they have played 33 of their last 49 games Under the Total after scoring at least 25 points in two straight games. The Ravens have also played 22 of their last 30 games Under the Total after two straight wins where they covered the point spread as the favorite. Now Baltimore returns home to M&T Bank Stadium where they have played 9 of their last 10 games Under the Total with the Total set at 45.5 or higher — and they have played 6 of their last 8 home games Under the Total against teams with a winning record on the road. The Ravens have also played 5 of their last 6 home games Under the Total when favored. The Baltimore strategy for success tonight will be running the football to burn time off the clock and to keep Patrick Mahomes off the field. The Ravens rushed for 230 yards last week against the Texans — and they have played 5 of their last 6 games Under the Total after rushing for at least 150 yards in their last game. Kansas City surrendered 479 yards last week against the Chargers with 183 of those yards on the ground. The Chiefs have played 4 of their last 5 games Under the Total after allowing at least 350 yards in their last game — and they have played a whopping 35 of their last 51 games Under the Total after allowing at least 150 rushing yards in their last game. Additionally, Kansas City has played 4 straight games Under the Total when playing on the road.

FINAL TAKE: The public is in love with the Over tonight — and that is creating more value on the under with every half point that the market bets the number up. What is underappreciated is how well the defensive coordinator Steve Spagnuola has done to limit Lamar Jackson. Jackson only had 46 rushing yards in last year’s 33-28 victory for the Chiefs which is the 4th lowest in his career. The benefit of having Tyrann Mathieu allows Spags to both use him as a spy for Jackson running out the backfield as well as a very good defender against tight end Mark Andrews. 10* NFL Monday Daily Discounted O/U Deal with Under the Total in the game between the Kansas City Chiefs (489) and the Baltimore Ravens (490). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Baltimore Ravens (490) minus the points versus the Kansas City Chiefs (489). THE SITUATION: Baltimore (2-0) enters this showdown coming off a 33-16 win at Houston last Sunday as a 7.5-point favorite. Kansas City (2-0) rallied from a 17-6 deficit in the 3rd quarter to defeat the Chargers in Los Angeles in overtime by a 23-20 score as an 8.5-point favorite.

REASONS TO TAKE THE RAVENS MINUS THE POINTS: Baltimore comes into this game as the top team in the league in point differential with their 38-6 opening week against Cleveland. The Ravens have now won fourteen straight games in the regular season — and the 22 points they have allowed are the fewest in the league going into Week Three. Baltimore should build off their momentum as they have covered the point spread in 10 of their last 12 games after a straight-up win — and they have covered the point spread in 8 of their last 10 games after a point spread victory. Additionally, the Ravens have covered the point spread in 6 of their last 8 games after a win by at least two touchdowns. Baltimore has also covered the point spread in 6 of their last 7 games after scoring at least 30 points in their last game — and they have covered the point spread in 4 of their last 5 games after scoring at least 30 points in two straight contests. They return home to M&T Bank Stadium where they have covered the point spread in 5 of their last 7 games — and they have covered the point spread in 6 of their last 8 games against teams with a winning record. Kansas City is showing signs of a Super Bowl hangover — the successful Patrick Mahomes’ rally against the Chargers last week was the fourth time in their last five games where he had to lead his team back from a double-digit deficit. I think the hole they dug themselves in last week is a canary in the coal mine regarding the champs thinking they can turn on and off their switch. This Ravens team is the wrong group to do that against. The Chiefs were outgained by the Charger by 65 yards — and rookie quarterback Justin Herbert led an offense that racked up 479 yards against their defense in his first game as a professional. Not great, Bob. Run defense was one of the liabilities for Kansas City last season in their Super Bowl run — and they are allowing 4.6 Yards-Per-Carry this season which is resulting in 150.4 rushing YPG. They are allowing their opponents a 62% Success Rate in their ground game as well which is 30th in the league. Baltimore is averaging 168 rushing YPG so far this season while averaging 34 rushing attempts per game. The Chiefs are also just 22nd in the NFL in Explosive Play Rate allowed while ranking last in Explosive Pass Play Rate allowed. The tackling for the Kansas City defenders has been shoddy — a product of the lack of a normal preseason along with perhaps some champions’ complacency. These are all bad signs for a team that has failed to cover the point spread in 5 of their last 8 games after a loss where they failed to cover the point spread — and they have failed to cover the point spread in 4 of their last 6 games after a win by 6 points or less. And in their last 8 games on field turf, the Chiefs have failed to cover the point spread in 6 of these games.

FINAL TAKE: Baltimore has had this game circled all offseason after losing to the Chiefs last year by a 33-28 score on September 22nd — and that was after they lost to them in December of 2018 against Mahomes by a 27-24 score in overtime. 25* NFL Game of the Month with the Baltimore Ravens (490) minus the points versus the Kansas City Chiefs (489). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Over the Total in the game between the Green Bay Packers (487) and the New Orleans Saints (488). THE SITUATION: Green Bay (2-0) has started the season unbeaten after defeating the Lions at home in Lambeau Field last week by a 42-21 score as a 7-point favorite. New Orleans (1-1) looks to rebound from their 34-24 upset loss in Las Vegas against the Raiders on Monday as a 4-point favorite.

REASONS TO TAKE OVER THE TOTAL: The Packers’ offense is clicking on all cylinders as they have scored a whopping 85 points in their first two games. Quarterback Aaron Rodgers may be playing behind the best offensive line in his career this season. Not only has he suffered just one sack this season but the Green Bay running game is averaging 208 rushing YPG on 6.2 yards-per-carry. The Packers have played 19 of their last 26 games Over the Total after a win by at least 14 points — and they have played 4 of their last 5 games Over the Total after a win by at least 10 points. Green Bay generated 488 total yards against the Lions — and they have then played 7 of their last 9 games Over the Total after gaining at least 40 yards in their last game. The Packers outrushed Detroit by 170 net yards on Sunday — and they have then played 6 of their last 8 games Over the Total after outrushing their last opponent by at least 150 yards. Now Green Bay goes back on the road where they have played 23 of their last 34 games Over the Total. New Orleans has played 10 of their last 14 games Over the Total after a straight-up loss. The Saints gained 424 yards in the losing effort — and they have played 21 of their last 27 games Over the Total after gaining at least 350 yards in their last contest. Now New Orleans returns home where the Over is 13-5-1 in their last 19 games against teams with a winning record on the road. The Saints also allowed 377 yards last week to the Raiders — and they have played 5 of their last 6 games Over the Total after allowing at least 350 yards in their last contest. And in their last 14 games in September, New Orleans has played 10 of these games Over the Total.

FINAL TAKE: While both these teams may be without important weapons in wide receivers Michael Thomas and Devante Adams, both offenses move the ball quite well without either player last week. These two teams have played 7 of their last 8 meetings Over the Total. 10* NFL Sunday Night Discounted O/U Deal with Over the Total in the game between the Green Bay Packers (487) and the New Orleans Saints (488). Best of luck for us — Frank.