4* Money Maker LITTLE ROCK

Taking the EAGLES here. The team  nobody is giving a shot. I get all the Seattle trends. But I am not buying. I was in the Fan Cave at Bally's (where I will be Super Bowl Sunday for those in the area) watching this slop game back in November. 3 TOs for Philly sealed that 20-9 win. How about just 2 Seahawks wins by more than 7. Dogs live in all their games. I don't think Seattle has improved much from then. But I have seen a lot of improvement from Philly. And, not by beating the Giants who they own, or a bad Redskins team. Heck, I will toss out the win over a talented Dallas team. Those 4 wins are very nice. But more importantly to me is the play of the players. Improving every game. That is huge when you have dealt with the losses Philly has. And, with all that, Philly has still outscored and outyarded their opponents on the year! Finally- tough spot for Seattle travel wise. A win late last Sunday and they are home. Instead, they can't knock off San Fran and take a 3000 journey for a short week game. At least NFL gave them the last slot. 4* Money Maker PHILADELPHIA EAGLES 

4* Money Maker MICHIGAN STATE

Taking the SAINTS. Now. You know I like my Vikings. Had them plenty of times this season. Cost me a NFC North future ticket. But that isn't why I am fading them here. Believe it or not, it's their defense - or lack of it. Tough to say as a big Zimmer fan. But this will be a problem here. Tough place to play here vs Brees and Payton. This offense is really explosive. Air or ground, NO can do it both. Kimara and Murray are a 1-2 beast out of the backfield. Best WR in the league right now in Thomas. Vikes come limping in to say the least. Saints, after a slow Week 1&2 go 11-3 ATS to finish the year. Outscoring teams by +117. 3rd straight year these guys are getting together. We remember the Minnesota Miracle in 2017. Saints with revenge last year 30-20. (then they get hosed at home with that PI call). Now, time for a 13-3 Wild Card to lay it to the visitor who is 1-4 vs teams with winning record this year. 10* Money Bomb NEW ORLEANS SAINTS 

Taking the TITANS here. I know it is tough going against this QB + HC combo at home. Especially when not laying a TD. I guess people think it looks real easy for New England. I don't know. What I know is that Patriots not the same in Wild Card round as they are with a bye week. First time since 2009 no bye. And, no Super Bowl runs when in a Wild Card round for NE. Defense is very good for NE. But this offense is a step back. Titans will ride Henry like a mad-man here. Also - Tannehill. 30ppg with him under center (7-3 SU/ATS). Tennessee was at 16 with Mariota. Let's not forget Titans beat the Pats last year 34-10. Ex-Pats coach Vrabel will have his team focused. Might sprinkle some ML here. Also on the Under. 4* Money Maker TENNESSEE TITANS 

4* Money Maker INDIANA PACERS

4* Money Maker ARKANSAS

4* Money Maker FLORIDA 

4* Money Maker INDIANA STATE

4* Money Maker TCU

4* Money Maker RICE

4* Money Maker LA TECH 

Taking the BILLS. Not a fan of OBrian for the Texans. This guy does almost as much less with more than his State of Texas counterpart Jason Garrett. Give me Buffalo all day here. Better defense. Better rush game. Bills not a sexy team, especially in the day and age of QBs airing it out. They win with their D. #3 in yards allowed and #2  in ppg. Texans as a 10 win team have been outscored on the year. We have the better coach. Catching points. Hungry team. Also lean Under. 4* Money Maker BUFFALO BILLS 

4* Money Maker HARVARD

4* Money Maker MARQUETTE

4* Money Maker SOUTH FLORIDA 

4* Money Maker CENTRAL MICHIGAN 

4* Money Maker TEXAS TECH

4* Money Maker EASTERN MICHIGAN 

4* Money Maker RUTGERS 

4* Money Maker ORLANDO MAGIC 

4* Money Maker WRIGHT STATE

4* Money Maker SAN FRAN 

4* Money Maker RICHMOND 

4* Money Maker VCU

4* Money Maker RHODE ISLAND

4* Money Maker VERMONT

4* Money Maker LIBERTY 

Taking CINCY. What an absolute disgrace Bearcats here facing a 6-6 BC team. I know some teams will lack motivation for Bowl Games. I don't see that with Cincy though. Even in a lesser bowl like this. These guys can still get 11 wins on the year. That is a big number in College Football. And this BC team. Shouldn't even be bowling. - Fired their HC. Their best offensive player (RB) sitting out. On a back up QB. Their OC left. Their new HC is the DC at Ohio State and he was slightly busy the weekend before this bowl game. Cincy all day and will also be on the UNDER. 10* Money Bomb CINCINNATI BEARCATS

4* Money Maker STEPHEN F AUSTIN 

4* Money Maker UTEP 

4* Money Maker UTAH STATE 

Taking BAYLOR. Look. I am getting down here on the Bears because I saw last year Georgia didn't show up for the Sugar Bowl as they lost to Texas 28-21. 13.5 pt faves in that spot and it was 28-7 Texas with 11 minutes left in the 4th. So color me sketchy they are all in here. Under Kirby Smart, 2-2 in Bowls. Won Liberty Bowl 31-23 over TCU and Rose Bowl over Penn State 54-48 in 2017 before losing to Alabama 26-23 in National Championship Game. That was a brutal loss. Now they face Baylor. Bears only losses to Oklahoma on the year. Now. is Georgia pumped up for this Sugar Bowl? A win, they are in the Playoffs. But they get routed and back to back Sugars. We know Baylor will be pumped to be here. I am sure they will bring fans. This is huge season for this Waco bunch. 5* Best Bet BAYLOR BEARS 

4* Money Maker EAST TENNESSEE STATE

Taking ALABAMA. No playoffs. No problems. Motivation? How about facing Michigan and that HC? You think Saint Nick wants to lose here? They lost some shootouts. This QB has A LOT to prove. You don't think he is motivated? All his NFL bound WRs will be playing for what I have seen right now. Tua will be going in mid NFL rounds, or sitting out a year rehabbing. Bama needs to see this QB more and get him into the system. They aren't taking New Years Day off. And Michigan - When was the last time they beat a ranked team. Heck a good team. Tide arguably would be favored over some of these Final Four Playoff teams. What will the lines be if it was Michigan? Also on the OVER here as Tide will get near 40 themselves. 5* Best Bet ALABAMA 

4* Money Maker DALLAS MAVERICKS 

4* Money Maker EVANSVILLE 

4* Money Maker WYOMING COWBOYS 

4* Money Maker NORTHERN IOWA 

4* Money Maker BOWLING GREEN 

4* Money Maker GEORGIA TECH 

4* Money Maker EASTERN WASHINGTON 

4* Money Maker SAN FRAN 

4* Money Maker TCU

4* Money Maker SACRAMENTO STATE

Taking FLORIDA. Last we saw Virginia they were getting blitzed by Clemson 62-17 in the ACC Championship Game. A 9-4 season, but this is a one man team. QB Bryce Perkins is the cog that makes them go. I expect the Gators defense to contain him. 14ppg less than 300 yards allow, Florida defense will come to play. 11 wins is a nice season. They rolled Michigan in their bowl game last year 41-15 - I can see something similar here. Mullen in back to back bowls and I expect another big win. 4* Money Maker FLORIDA GATORS 

4* Money Maker BROOKLYN NETS

4* Money Maker YALE 

4* Money Maker AKRON

4* Money Maker WILLIAM & MARY 

Taking SEATTLE. Got to love Wilson as a home dog. I know these guys are banged up. But I will roll the dice as dogs. I have mentioned numerous times their home issues. Losses to Saints, Cards, Ravens, near loss to Bucs in OT, Bengals in Week 1, Rams missed FG. But all as faves. SF back end of the schedule real tough. Cracks appearing as we saw in that crazy Falcons loss. Live dog here with this HOF coach and quarterback. 4* Money Maker SEATTLE SEAHAWKS 

Taking the TITANS, again. Hurt me last week. Win and in. Texans assured of their home field. Won't risk any injuries. Letting it fly on Tannehill and friends. 4* Money Maker TENNESSEE TITANS 

Taking the GIANTS. Super Bowl here for the GMen. A win over rival Philly could possibly knock them out of the playoffs is Dallas wins. Huge motivation for another wise down team. They nearly pulled out in Philly with Eli. Danny Jones off a huge game. Leaning home pups who are live. 4* Money Maker NY GIANTS 

Taking ARIZONA. How are the Rams favored? Totally out of it. Nothing to prove. Banged team most of the year. No playoffs after Super Bowl. Give me the young team on the other side that is playing for pride and jobs. That is what you do when you are a 5 win team. Come hard every week. Off huge win, they want to build going into 2020. 4* Money Maker ARIZONA CARDINALS 

Taking the COLTS. Jags really screwed us 2 weeks ago. Had to show up for 1 quarter! Really? One quarter they show up in their last 7 games. Their last 2 home games they have been ambushed 45-10 by the Chargers and 28-11 by Tampa. Indy wants to end their year .500. They have the superior HC. I can't see any motivation here. Lay it. 4* Money Maker INDIANAPOLIS COLTS 

Taking DALLAS here. And why wouldn't I. Everyone has written them off. And maybe they are right. HC is a dead man walking. They need the Giants to pull off a miracle. But, this old coach is good for one thing. And that is being a .500 guy. 8-8 will be his legacy. 3 straight 8-8 seasons. 12-4, then 4-12 when Romo was crushed. 13-3, 9-7, 10-6 and 7-8 heading to his farewell. Nothing good be finer than an 8-8 season to round out his career. Speaking of contracts running out. Dak. The guy wants 30-40 mill. Would we be shocked when Jerry comes in at 25 an says, with the best OL in football you have gone 9-7, 10-6 and (hopefully) 8-8.  I can't see Dak losing here at home. This Redskins defense is a hot mess. Especially the secondary. I am not going to be shocked when Dallas scores 40+ to close out the season this afternoon. OVER in play also. 4* Money Maker DALLAS COWBOYS

Taking the RAVENS. Give me a break. I know the Steelers have had an awesome year based on the way things have gone. You are on QB #3 and can still make the playoffs and win 9 games. But I see no way, NONE, that Harbaugh and the Ravens let Pitt celebrate that on their home field. We see the way this guy prepares in preseason with wanting to win every game. Give me RGIII all day in this spot. Also like the UNDER here. 4* Money Maker BALTIMORE RAVENS 

4* Money Maker STANFORD

4* Money Maker LIBERTY 

Taking the JETS. Who knows what could have been had these guys had their QB for the season. What we know for sure is Buffalo is locked into facing the Texans. Give me the small dogs here. 4* Money Maker NY JETS 

4* Money Maker CORNELL 

4* Money Maker LOYOLA MARYMOUNT 

4* Money Maker PACIFIC 

4* Money Maker IDAHO 

4* Money Maker WKU HILLTOPPERS 

10* Money Bomb BOISE STATE 

Taking LSU. Been riding these guys the last few weeks and they have been lining our pockets. Got a quick -10 on one of my Jersey APPs then it was on the move in seconds. Sooners playing with fire coming down the stretch. I just don't have faith in their defense to make a stop. Obviously Hurts can put a legit hurt on us with a backdoor. That being said, I don't think it will maker when we are up 3+ scores most of the game. 8* Sure Shot LSU TIGERS 

4* Money Maker LOUISVILLE 

4* Money Maker OAKLAND

4* Money Maker TOLEDO 

4* Money Maker NORTHERN KENTUCKY 

Taking NOTRE DAME. Maybe this is one of those too good to be true games. The line makes me think it. Irish beat 6 bowl teams this year losing to Georgia and Michigan. Iowa State didn't cover in its only win over bowl bound Texas. Why is this line so low? Kelly does a decent job in bowls. Forget the playoff loss to Clemson last year. They beat LSU the year before. Lost the Fiesta to Ohio State. He is 4-4 in ND Bowls. I give him a pass for the 2 playoff losses. So 4-2. ND can't compete with those teams. Just too much talent and speed. It is like his days at Cincy getting them in the Orange and Sugar Bowls. His teams were just not as talented. Make no mistake. ND has the talent over Iowa State. I am sure they want to wipe last years bowl loss out of their memory. It is easy to say they aren't interested since it's not the playoffs. ND has rattled 5 straight after getting knocked out of the playoff picture so I think motivation isn't a problem.  4* Money Maker NOTRE DAME. 

Taking AIR FORCE. Gotta love a service academy favored over a Power Conference. That is what immediately had me circle this game. Maybe. Maybe Washington State is pumped to finish 7-6 instead of 6-7. I know AF is excited as they are 10-2 and can get to 11 wins by knocking off a PAC 12 school. No 1 rush attack vs No 3 pass attack. We will also be on the Over in this game. Leach 4-10 ATS in Bowl Games. How about PAC 12 3-18-1 ATS last 25 bowl games! 5* Best Bet AIR FORCE

Taking NORTH CAROLINA. This is pretty much of fade of Temple HC Rod Carey. He has been blitzed in his 5 bowl games at Northern Illinois. 0-5 outscored 195-81, 143-44 the last 3. Just once has his team put up more than 14 points, that was a 52-23 loss. Mack Brown paying off rewards in his first year. Look for NC to get off their 6-6 mark and finish over .500. Always interesting when 6-6 team lay points to 8-4 teams. 4* Money Maker NORTH CAROLINA 

4* Money Maker BROOKLYN NETS 

Taking LA TECH. Man. Got lucky with LT on my Jersey Apps at +10 before this came crashing down. But I still like the dog. And will sprinkle in some ML also. Who the heck is Miami to come on the road and lay this number vs a good La Tech bunch. 5 straight bowl wins for them. Skip Holtz is a terrific dog coach, and as stated above, 5 straight bowl wins. Manny Diaz was DC here before landing the Miami gig and his DC was also on Holtz staff. Familiar. Maybe. But that works for both sides. Last year, LT was in Hawaii. Now, bowling in Shreveport. Holy cow will there be a huge fan base cheering them on. Especially when you have a name like Miami U coming to town. We'll grab the 9-3 dogs to the 6-6 name brand team. 5* Best Bet LOUISIANA TECH 

4* Money Maker HOUSTON COUGARS

Taking the VIKINGS. Not high on GB. Think they are a phony team. Rodgers barely completing 50% of passes the last few weeks. Minny defense off a 7 turn over game have to be feeling good coming home in this spot. Minny 5-1-1 last 6 vs GB. Packers have been out-gained in 9 of 14 games. Zimmerman 60-34-3 ATS. Guy is a covering machine. 28-10-1 ATS at home laying less than a TD. Vikes undefeated at home on the year. 4* Money Maker MINNESOTA VIKINGS 

4* Money Maker SEATTLE 

Taking MARSHALL. Huge line. But is it warranted? I love me some Doc Holliday as an underdog. And let's be honest here - UCF the last 2 bowl games. Undefeated heading in playing SEC Powers. Beating Auburn and losing to LSU. Now they get the Thundering Herd out of the CUSA. A team they know from being a past member. Both teams have played here before. Marshall with a win here last year over South Florida. Herd 12-2 in bowl games (not counting the 1947 Tangerine!) and undefeated (6-0) in bowls under Holliday. Way too many points for a a team like this. 4* Money Maker MARSHALL 

Taking BEARS, going ML. You can grab 6 or more if you find it. Chicago out of it, yes. But I dunno. Something tells me Nagy and Mitch have something to prove. One, Nagy's old team. Two. Mahomes picked after Trubisky. I'm taking a shot ML for the Christmas miracle but think Bears will be within striking distance to get us a straight up win. 4* Money Maker CHICAGO BEARS 

Taking the COWBOYS. Tough laying with this HC. But, Dallas has been very good vs NFC East teams the last few years. Long year for Philly as injuries have decimated the team. When you are down your best OL and basically every WR that was on your active roster to start the year - it can be tough. Winner here will basically lock up the division. I hear the cheers for taking a home dog. I have seen Dallas come in here with Romo and lay eggs with the division on the line. This team, and the recent Cowboys have been much more complete than those previous teams. Going to lay it here and watch the Dak and Zeke show earn their contracts. 5* Best Bet DALLAS COWBOYS 

Taking the BRONCOS. Long season for the NFL veteran HC Fagio. Started ugly with a loss in Oakland. He will get his revenge next week here. Now breaking in a new signal caller. Simple thinking here though. We have an old school coach who isn't quitting on the season. His team hasn't quit all year. Lions a hot mess. Can't believe they are keeping their HC around. They old coach, Jim Caldwell was let go because 10-6 wasn't good enough. Jeez. That's another story. But here they are with a terrible QB, on the road, in one of the tougher places to play. Dome team outside, in Denver elevation to boot. Lay it. 10* Money Bomb DENVER BRONCOS

Taking the CHARGERS. Raiders really buried us last week. 16-3 at half and you can't put away the Jags on the road. In your final home game. Where is the motivation? I get they are closing out in LA - another city they played in. But I can't see them caring. Pack the bags. Here, then Denver. Then Vegas. Time to move. On the other hand. Rivers wrapping up his career possibly? Have to like this LAC offense a heck of a lot better than the Raiders. Off what 6, 7 TOs last week. I really want to forget that game since we had the Chargers. But this team will bounce back from that horrible game. Can't say the same about Oakland. 10* Money Bomb LA CHARGERS

Taking the RAVENS, laying the big wood. Baltimore still with a lot to play for. As in home field. This Browns teams is done. What a disaster? And they are keeping this coach. Wow. Browns players yelling for Arizona to come and take them away. What is this Calgon? Total coaching mismatch. Total QB mismatch. Revenge from the Browns dropping a 40 spot on them in their house. Baltimore or nothing. 4* Money Maker BALTIMORE RAVENS 

4* Money Maker NY JETS 

4* Money Maker TENNESSEE TITANS 

Taking WASHINGTON. So -last game for Chris Peterson in what has to be thought of a failed stint. His old squad, Boise on the other side of the field today. Now, PAC 12 has had their problems in bowls - heck - not just bowls - the eat themselves with this Friday night games and cost them a chance at the playoffs. Here though, we are going with the faves. Ranked vs unranked and in this case the small school is the hunted. I just think that the QB spot is the key. Boise on 3rd of year. Washington with an NFL prospect. Team happy to send their coach off with a big bowl win. Also - they want to impress their new HC, who is their current DC. We know the defense will be pumped for their guy. 8* Sure Shot WASHINGTON HUSKIES 

4* Money Maker MURRAY STATE

4* Money Maker KANSAS STATE

Taking the BILLS. I like the Bills. You have heard me say this before. Love the HC. Like the defense. The QB I can give or take. He has his ups and downs. But the team is solid. I can hear everyone saying how easy it is to take the Patriots today. Just need to win by 7. This offense does not scare me. Brady still does. He can make plays. But they just have a lot of ugly on the offense. OL. Run game, WRs TEs. This is not a vintage team. Oh they win, and win ugly. But so does Buffalo. I know it is tough going against the NE HC + QB. But I'm doing it. 4* Money Maker BUFFALO BILLS 

Taking SMU. Lane train moving to the SEC. Where does that leave FAU? I have no clue. But Willie Taggart comes over from Florida State to get his career back on track. Might be a good fit. Today though. No. Give me the Pony Express. Even on their home field, FAU a home dog. Tells you all you need to know about where the CUSA Champs are. QB Shane Buechele had a nice little year for the Mustangs - 3,626 yards passing 33 TDs. SMU looking for a big 11th win on the year. Where is the motivation for the Owls? New coach coming in. Playing at home, again. They played in this bowl in 2017. They have their DC running the show here in the Boca Raton Bowl. 10* Money Bomb SMU

4* Money Maker SAM HOUSTON ST

4* Money Maker DUQUESNE

4* Money Maker ORAL ROBERTS 

4* Money Maker WRIGHT STATE

4* Money Maker AKRON 

4* Money Maker PORTLAND

4* Money Maker LOYOLA MARYMOUNT

4* Money Maker NC STATE