Taking TOLEDO. This is such an up and down team. I don't like them laying points. MAC itself a total mess this season. But nothing like the mess Liberty has left itself. 3 straight losses- UCONN! (though we took them +11 in their bowl game) Virginia Tech who had 3 wins, 1 being over Wofford, barely. And 6-6 New Mexico State who throttled them 49-14. Oh - did I mention they were Double Digit favorites in all 3 of those games? Where is this teams mindset? Not happy about being in Boca that's for sure. Their HC left for greener pastures. Look, the Toledo HC really is not to be trusted as a favorite. I said on the Mid Day Money show for the MAC Championship this team was favored in every game but 1 (at Ohio State). They have 5 losses. But if this guy can't pull out a win here (0-4 SU/ ATS in Bowls) the administration should really start looking for a new HC. 4* Money Maker TOLEDO ROCKETS

4* Money Maker QUEENS 

4* Money Maker DRAKE BULLDOGS

4* Money Maker WOFFORD TERRIERS 

4* Money Maker TOLEDO ROCKETS 

4* Money Maker IDAHO VANDALS 

4* Money Maker TEXAS ARLINGTON 

4* Money Maker UTAH STATE

4* Money Maker ORAL ROBERTS

4* Money Maker COASTAL CAROLINA 

4* Money Maker SIENA SAINTS

Taking CONNECTICUT in the Myrtle Beach Bowl. How do we turn down double digits with 2 teams that have trouble scoring? We don't, that's how! Marshall has to be thinking. We beat Notre Dame, in South Bend. How the heck are we playing UConn in South Carolina? Good question. And I don't have that answer. I know the Herd are a much better team. The stats and numbers don't lie. They are what they are. Huskies a scrappy bunch. I think we hang around enough to sneak in that backdoor. 4* Money Maker UCONN

Taking CINCINNATI. Best team going in the NFL right now. I will take credit for waking this beast up. We had the Browns in that Halloween beat down. And since then, Bengals have been the king of the jungle. Time to eat on an elderly former king. This TB offense is dreadful. I don't think this game is close. Bengals put up close to 30. How is Tampa scoring? Hint- they aren't. They think 16 is a win, when it just gets kids a drivers permit in some states. Tampa 1-9-1 ATS run Cincy 10-1 ATS run. I am not one for blindly riding a trend, but I will gladly use it when it is working in my favor. 4* Money Maker CINCINNATI BENGALS 

4* Money Maker MT ST MARYS MOUNTAINEERS 

4* Money Maker MERRIMACK

4* Money Maker QUINNIPIAC

Taking DALLAS. Not the best number, but it happens. The outcomes of these 2 games were the opposite of what I thought would happen. I was looking for a Dallas 37-16 type of game, and the Jags to come off a physical 10pt loss to the Titans. Nope. Any given Sunday for sure. And even with the Eagles on deck, I think Dallas cruises here. Defense will cause havoc. Don't blame them for that game last week. Short field not on them. Dak needs to get his act together. And I think it will - behind a heavy run game that opens up some passing lanes so there will not be multiple INTs. 4* Money Maker DALLAS COWBOYS

Taking the LIONS. Not liking the big line move here. Though we had it last week when we grabbed Detroit as home dogs before they flipped to being the favorite.  6-0 ATS and 5-1 SU last 6 for Motown. Still like them as a short favorite. Jets still struggling on offense - 2 TDs the last 2 games. A touchdown a game will not get you many wins no matter how great your defense is. Even against the Lions. I like White. I thought he should have been in the moment Zach got hurt in preseason. But the kid is a solid shot away from Joe Flacco coming in this afternoon. Goff outdoors isn't something I love. But Detroit has a run game that can, and will get it done. 4* Money Maker DETROIT LIONS

Taking CAROLINA. Well. Had a pair loses last week with these 2. Took Pitt, took Seattle. 0-2. Not making the same mistake though on the Panthers. Team is clearly playing for Wilks. Defense on both sides of the field here, yes. But give me the Carolina offense. They are running it well. Power run football baby! And the Steelers just got mauled on the ground by Baltimore. Those games are always brutal. And - Hello Mitch Trubisky! That is 1, if not 2 INTs in our favor before the game even kicks off. 27-9 Panthers quest for the NFC South Title still alive. 4* Money Maker CAROLINA PANTHERS

Taking BOISE here. North Texas canned their HC, left the DC, who, came out of retirement and led a defense that gave up 455 yards a game (124th) on the year and is in fresh off of giving up 48 points in the CUSA Championship Game. Boise will bring a defense and a decent offense to town. So Mean Green gets to play close to home. It won't matter. North Texas totally overmatched here. 4* Money Maker BOISE STATE 

Taking the BILLS here. 21-19 revenger on tap for Buffalo. I think this is a double digit win. Possible bad weather. Or  bad for Miami, they aren't playing in cold, snow, sleet or whatever the Bills Mafia drums up tonight. We had talked about this game on Look Ahead Lines. Get it early. It would only go up. Miami 3rd straight road game vs a revenge minded team. Dolphins offense doesn't look that sharp to me. Tua looked awful vs a depleted, and quite frankly a bad Chargers defense. Couldn't get past that 17 points again. Might want to look at the Under also here. I don't think Miami scores 16. Short week. Sunday night, fly home. Fly to Buffalo for a Saturday game. No favors from the schedule makers. 4* Money Maker BUFFALO BILLS 

4* Money Maker CLEVELAND CAVS 

4* Money Maker TEMPLE OWLS

Taking the BROWNS. We have faded the Ravens the last 3 weeks and will make it 4 in a row. This team, even with Lamar, struggles to cover. Now, they are dogs because there is no Lamar. And possibly no, or a banged up backup. Either way, Baltimore is 1-4 last 5 when their QB is out. Short week, on the road. Another desperate division rival needing a win. Watson in his 3rd start. Can't play worse than he has. Just hand the ball to Chubb and let the guy eat. Lean Under here, something like 19-12. 4* Money Maker CLEVELAND BROWNS 

4* Money Maker STEPHEN F AUSTIN 

4* Money Maker CAL DAVIS

4* Money Maker HAMPTON PIRATES

4* Money Maker TULANE

4* Money Maker JACKSONVILLE STATE 

4* Money Maker HOUSTON COUGARS

4* Money Maker INDIANA STATE

4* Money Maker NC CENTRAL 

4* Money Maker TENNESSEE MARTIN

4* Money Maker ALABAMA CRIMSON TIDE

4* Money Maker TOWSON TIGERS

4* Money Maker INDIANA HOOSIERS 

Taking LOUISVILLE here. I know we have no coaches for either team. Our coach is going to coach the other team. We got no Coach. We got no QB. Our pets heads are falling off! (Dumb & Dumber anyone) So why are we backing to the window for this?  For me. 2 things here. Last year Cincinnati in the Playoffs! Now, day 2 of Bowl Season at Fenway Park for the Wasabi Bowl. Hot mess bowl for Cincy. And UL. You don't think these guys want to beat their coaches new team. Oh, you think we stink. Well, watch us beat your new guys. Granted. Points, probably at a premium this morning. The total is under 40! 4* Money Maker LOUISVILLE 

4* Money Maker CAL POLY SLO MUSTANGS

4* Money Maker MISSOURI STATE

4* Money Maker FLORIDA GULF COAST EAGLES

4* Money Maker GEORGETOWN

Taking UAB. We get a pair of 6-6 teams on in the Bahamas mid-December. Look. Grabbing a double digit dog with a team who won a bowl last year, and has a steady hand at the coaching position seems like a sound bet. Even though UAB hired Trent Dilfer, the players went to bat for their coach and said we want him instead. Motivation not a factor. A RB that is CUSAs Player of the Year. Miami O defense gave up 175+ on the ground in 5 of their last 6. The offense put up more that 21 3 times in their last 10 games. UAB was an underachieving bunch, I get it. But this line is double digits for a reason. I'm laying it.  4* Money Maker UAB BLAZERS

4* Money Maker SEATTLE REDHAWKS 

4* Money Maker CAL IRVINE ANTEATERS 

4* PL Money EDMONTON OILERS

Taking SAN FRAN here. Line is up to 3 now. And though as of this write up it looks like Seattle has their RB back, I still have to side with the Niners here. Purdy doesn't have to be pretty. Guy did chuck it 37 times vs Miami. But he can game manage with the best of them like he did in efficient fashion last week vs TB going 16-21 with a pair of TDs. This is really me fading Seattle. They have not looked sharp the last 4 weeks. We can make some excuses. Long flight from Arizona to Germany to face Tampa. Blowing a lead and game vs Vegas at home. Overlooking a bad Rams team. But what was last week? Injuries? Carolina off a bye week? Look. If you can't knock off the Panthers at home, you have problems. Vegas game too? Those are 2 losses that will come back to haunt your season. SF red hot, not skipping a beat winning 6 in a row. Their defense is the difference maker here. Little over 10ppg allowed in that win streak. Clinch the NFC West with a win tonight. Will lean towards the Under here also. But San Fran should squeeze out a 7-10pt win tonight. 4* Money Maker SAN FRANCISCO 49ers

4* Money Maker LONG BEACH STATE

4* Money Maker CAL RIVERSIDE

4* Money Maker NORFOLK STATE SPARTANS

4* Money Maker LIPSCOMB

4* Money Maker STESON HATTERS

4* Money Maker QUEENS 

4* Money Maker WRIGHT STATE

4* Money Maker COASTAL CAROLINA 

4* Money Maker HOWARD

4* Money Maker EASTERN WASHINGTON 

4* Money Maker IONA

4* Money Maker NC GREENSBORO

4* Money Maker UMASS LOWELL

4* Money Maker NC ASHEVILLE 

4* Money Maker FURMAN

4* Money Maker BOSTON CELTICS

4* Money Maker KENNESAW STATE OWLS

4* Money Maker ARIZONA STATE

4* Money Maker INDIANA PACERS

4* Money Maker COLUMBIA LIONS

4* Money Maker ALABAMA A&M BULLDOGS

4* Money Maker TENNESSEE VOLUNTEERS

Taking SEATTLE. Bad number for me early. It happens. Have some good ones, have some bad. Looks like our RB is out. Look. I know that Carolina has been playing hard for Wilks. But that still doesn't sway me here. Seattle has been pretty solid all year. I will forgive a lack luster effort last week. Reading press clippings how you should destroy a Rams team with nobody playing. Yeah. A flat spot. Niners on deck. A look ahead. I say no. Seattle needs win. SF picked them off in the first game. Now - No Jimmy G. QB 3. Seattle has to think they can overtake San Fran here. No spot for letdowns or giveaway games. 4* Money Maker SEATTLE SEAHAWKS 

Taking TAMPA. I said in some earlier write ups, sometimes we catch a good number, sometimes not on the line moves. Lions/ Pitt/ Seattle and now Tampa. I was on this from the start because I had NO on MNF and thought they win outright. Tampa, losing on MNF for all the world to see, a nice play on an ugly dog. Some of that happens. We saw Brady late game magic to pull out a miracle cover. That hurts me a bit here. But the big reason is the QB play. Jimmy G is out. And I if I were him, I am out for the year. This franchise tossed you out on your butt for an unproven rookie. That is another story. I know SF runs the ball and plays defense. I still feel good getting points here. Will probably be an ugly FG game. 4* Money Maker TAMPA BAY BUCS 

Taking the CHIEFS. You think anything less than 10 is a good number vs a Denver team that scores 13 points a game! Look. KC off a loss. I am buying. We did it in Tampa. We did it at San Fran. We will do it in Denver. KC 13-0 SU 9-4 ATS in this series. And those Broncos teams were better. If Andy Reid and Mahomes don't win this by 10+, then the AFC does go through Cincy or Buffalo. Also like the UNDER in this one. 4* Money Maker KANSAS CITY CHIEFS

4* Money Maker TENNESSEE MARTIN SKYHAWKS

4* Money Maker YOUNGSTOWN

4* Money Maker BRYANT

Taking the JETS. This Bills team seems to be playing down to the competition. And that is fine by me getting points with the Jets. I am big Buffalo guy. We have had them a few times this year (not on Thanksgiving though!) Back to playing down. Bills blew out the Rams and Titans. Lost at Miami. Pulled out a miracle vs the Ravens. Crushed Pitt. Beat KC. And there, the revenge, and they think they are Super Bowl bound. Beat GB, Lost to these Zach Wilson led Jets. That Minnesota loss! And I had them. Off that Jets game. Up 27-10 you lose? Beat Cleveland by 8. Need a late rally to win vs Detroit. Even with revenge I think Jets get in the back door here.  4* Money Maker NY JETS

Taking the LIONS. Not shocked the line moved, just shocked at how much it moved. But should we really be. The last 4 games these 2 have played. Minny 28-24 - Detroit 29-27 - Minny 19-17 - Minny 37-35. So we have seen some close games. But as I have said on the Mid Day Money Show.. Detroit is playing some good ball right now. Let's go  back to Dallas. That game was 10-6 with 3 minutes left in the 4th quarter. The led Miami 21-7 and 27-17. They have won 4 of 5 with a last second lost to the Bills. Vikings have been playing with fire all season. 10-2 with 9 one possession wins! 9!! Yard Per Play, Point Differential. Talk about smoke and mirrors. I know Minnesota can wrap up the division today with a win, but give me Detroit to win this thing. 4* Money Maker DETROIT LIONS

Taking the STEELERS. A little line move here as Lamar is out. Look If we get Kenny Pickett and not PickINT, then I think Pitt wins this with no drama. Rookie hasn't tossed a pick in 4 games. Watt return has lifted the defense. And this series is always tight games. We had Denver last week because we don't love the Ravens. They are overvalued favorites. Granted, they are a dog or Pk or whatever the line is now. Jackson was out last year and Baltimore lost all 5 games. Is this team better this year? I don't think so. 4* Money Maker PITTSBURGH STEELERS 

Taking CINCINNATI. This was a tough one for me. We have Cincy off a big win over KC. So let down spot right? I dunno about that. That is now 3 straight over the Chiefs. And getting to face the Browns. We had Cleveland in that Halloween beatdown. Time for payback. And I don't care Watson is back. He looked terrible last week. The team looked bad. It won because are just plain awful. They are 17 point dogs this week! Bengals all over this team today. Team Total Over if you want. 30+ on the horizon. 5* Best Bet CINCINNATI BENGALS 

4* Money Maker EASTERN MICHIGAN 

4* Money Maker OLD DOMINION

4* Money Maker ST THOMAS TOMMIES

4* Money Maker FLORIDA GULF COAST

4* Money Maker BELMONT BRUINS

4* Money Maker NORTHWESTERN STATE

4* Money Maker AMERICAN EAGLES 

4* Money Maker NORFOLK STATE

4* Money Maker XAVIER

4* Money Maker WAKE FOREST

4* Money Maker DRAKE BULLDOGS

4* Money Maker BETHUNE COOKMAN

4* Money Maker TEMPLE OWLS

4* Money Maker PENN STATE

4* PL Money BOSTON BRUINS

4* Money Maker IOWA STATE

4* Money Maker DENVER PIONEERS

4* Money Maker SANTA CLARA

4* PL Money BOSTON BRUINS

4* Money Maker FLORIDA GULF COAST

4* Money Maker TENNESSEE 

4* Money Maker CLEVELAND STATE