4*Buffalo U +8.5

5*Massachusetts -3

FIU will be playing its fourth road game in five weeks. The Minutemen are led by QB Blake Frohnapfel who be playing in the NFL in the near future. The Panthers enter this game with just four healthy safeties going against a very good passing team. The home team should have no trouble in this spot. 

5*St. Louis Rams +1.5

5*Minnesota Vikings -1 (-125)

10*Philadelphia Eagles +2.5

The Jets are coming off an emotional Monday Night victory at Indianapolis in which they accumulated 5 turnovers. With that said, they only scored 20 points. Eric Decker played a big part in the win and he is OUT for this game. The Eagles are 0-2 and have looked awful on both sides of the ball. Nobody is giving them a chance to win this game. In the NFL, no team is as bad or as good as they looked the week before. The Eagles are in desperate mode facing the Jets off a short week. Talent wise, the Eagles and Jets are pretty equal. Take the road dog!

4*Arizona U +3.5

5*Washington U +4.5

California remains undefeated despite getting outgained by 105 yards in last week's win at Texas. The Golden Bears will now play its second consecutive road game against a team that has defeated them six straight times. California is 0-3 SU in their last three games playing the second of back-to-back road games. The Huskies offense is improving and they have the better defense. Take the home dog in this one.

4*East Carolina +8.5

4*Northern Illinois +5

4*Chicago Bears +2.5

The Cardinals are tough at home, but will have to work a little harder playing on natural grass. Arizona is just 8-9 SU on the road over the last three seasons. Arizona has a division game next Week against the 49ers. Possible look ahead. NFL home underdogs off a loss, playing their second straight home game with no rest do very well. Take the home dog in this mild upset.

4*Washington Redskins +3.5

Washington was doomed by their special teams in last week's opening week home loss. The front seven played extremely well. The Rams are coming off their upset win at home against Seattle. Teams have performed poor on the road after facing the Seahawks and their physical style.

4*Houston Texans +3

I like when teams change quarterbacks and Ryan Mallett has a very strong arm. I believe the Texans defense can exploit some weaknesses from the Panthers' offensive line. Carolina will be without stud linebacker Luke Kuechly and that should bolster the Texans' run game.

4*Texas State -3

4*Utah State +6.5

4*DUKE -3.5

5*NY Giants +6

The Giants should have extra motivation from getting swept in two straight seasons by Dallas. Division underdogs normally do very well in Week one. The Cowboys starters played very little in the preseason. Dallas gets a lot of attention for having an excellent offensive line and they do. You might be surprised to see that Dallas is much better at run-blocking than pass-protection. The Cowboys were ranked 16th in sacks allowed last season and the starting offensive line hardly played together in the preseason. The Underdog in Dallas Cowboy games are cashing nearly 70% over the last four seasons combined. I don't see the Cowboys defense being able to stop the Giants from scoring enough to cover this game. Should be a tight one. Take the Giants in this overlay.

5*Oakland Raiders +3.5

Oakland's first team offense and defense played inspired ball this preseason. The Bengals have to travel a long way and temps are expected to be above normal. The Bengals have struggled in warmer climates early in the season. I think the Raiders are on the right track. I would expect the Raiders to give the city of Oakland a very competitive team this season. It very well could be their last season in Oakland.

5*Jacksonville Jaguars +3

I think the Jaguars are improving on both sides of the ball. They have a lot of talent you've never heard of. Carolina is very thin at WR and they have one of the worst offensive lines. Jacksonville's first team offensive line looked solid in the preseason. Gus Bradley is building something special in Jacksonville. They should be undervalued early in the season. Look for the Jaguars to win their home opener for the 4th consecutive season.

4*Temple +7

10*Michigan State -3

The Spartans have been waiting for this rematch ever since blowing a halftime lead at Eugene last season. They should benefit from seeing this team without former Heisman Trophy winner Marcus Mariota. Mariota single handily won the game for Oregon last season. He's not there anymore and the Ducks' defense is significantly weaker. They allowed 42 points against Eastern Washington last Week. This is a statement game for the home team. Lay the small number.  

5*Temple +7

The Owls are a team on a mission this season after getting "snubbed" out of Bowl Action last season. Temple returns 19 starters, including 11 from a defense that ranked in the Top 25 nationally in numerous categories. Penn State should have a decent season, but they might be looking ahead to their 5-game home stand on deck. Head coach James Franklin is 1-3 SU & 1-3 ATS in road openers. The Owls played Penn State close last season until a bad "pick six" in the fourth quarter. I think they will learn from that. Temple is 16-4 ATS as home dogs when seeking revenge. This line should be closer to 5. 

5*Hawaii +7.5

Max Wittek is a strong kid who can make all the throws. The Junior transfer from USC is poised for a big year against some of the lesser teams. Heach coach Norm Chow compares him to Carson Palmer. Hawaii has an improving offense and defense. Tough travel spot in Week one for Colorado. Take the home dog in this one!

4*New England -103

Nobody is really talking about the health of the Seahawks' secondary. Two key starters will playing at less than 100%. The Seahawks also played one of the easiest schedules in all of football this season. With two weeks to prepare, I expect Belichick and company to install a solid game-plan that will exploit the middle of the field with quick-short type passes. Look for numerous running plays from the spread formation with Vereen and Blount. Seattle's defense struggled against Top-notch Quarterbacks with a great Tight-End. They lost to Dallas, San Diego, and should have lost to Green Bay in the NFC Championship game. Antonio Gates gashed Seattle for 3 touchdowns in the Chargers Week two victory. The Patriots' defense matches up pretty well against Seattle as they can stack the box with eight defenders. No team can stop M. Lynch, but the Pats should be able to contain him enough. New England should have extra motivation after losing their last two Super Bowl affairs.  

5*Colts +7

The Colts come into this matchup with the better offense and defense. New England crushed the Colts earlier this season due to a breakout game by Jonas Grey. I don't see that happening again as the Colts run defense is much improved. The Colts have outgained its foe in three straight games while the Pats have been outgained during that same time frame. Indianapolis is allowing just 222 passing yards per game which is what the Pats like to do. The Colts are 12-5-1 ATS this season. New England played a very physical game last week against Baltimore. Look for a close game either way!

5*Dallas Cowboys +6

I am hearing that Aaron Rodgers injury is more serious than people think and his mobility could be limited. That's a big part of the Packers' offense. The Cowboys should be able to run the ball much better than what they showed against Detroit. Look for a close game decided by 4 points or less.

5*Baltimore Ravens +7

Baltimore won't be intimidated playing at Foxboro. I think the Ravens match-up very well against this NE team. I like underdogs with the better defense in the NFL, especially this time of year. Take the road dog!

4*Baltimore Ravens +4

5*Iowa +3.5

5*FSU +10

5*Georgia Tech +7

5*Boise State +3.5

5*Louisville +7

5*Oklahoma U -3

5*Penn State +3

10*Rice -2

Rice is motivated two-fold. They got demolished in their last game of the regular season and lost by 37 points in last year's Liberty Bowl. They have done a great job bouncing back after poor efforts this season. Rice has the better defense by far and they are 15-3 SU when playing against a team with a losing record of late. Rice head coach Bailiff has played three games in Hawaii and he has brought home the cash all three times. He's also excellent with extra time to prepare going 10-4 ATS. Rice extremely motivated while Fresno State could care less. Note Fresno State 0-5 SU and 0-5 ATS in their last five Bowl games.

4*Oakland Raiders +7

4*NY Jets +11

10*Minnesota Vikings +7

The Vikings held the Lions to a season-low 233 yards in last week's two-point loss. Teddy Bridgewater is a Miami native and the team is extremely motivated to finish at .500 this season. Miami has lost the stats in four straight games and they rank in the bottom third in red-zone scoring. The Dolphins don't have any tall red-zone targets and it shows. Minnesota is 10-2 ATS in December over the last three seasons and will bring in the better defense. Miami is 2-5 ATS after playing New England with no rest of late. Take the road dog!

4*Washington +8

4*San Francisco 49ers +10

4*Buffalo Bills +5.5

4*Oakland Raiders +10.5

10*Washington +3

The Rams BYE was back in week four which means they have played nine straight games without rest. This will be the very first cold weather game for the Rams all season and they have not played well when temps are in the 40's. They also have a big revenge game against Arizona this coming Thursday. The Redskins have a +25 net yard differential while the Rams are minus -41. Colt McCoy has a 113.5 QB rating and should be pumped up to give the home fans a win. Take the home team in this upset maker! 

5*Louisiana Tech +11

Marshall is coming off a disappointing loss last week and is no longer undefeated. They have a minus -52 yard differential in the second half of the season. La Tech plays a lot of close games and they are 20-7 ATS in their last 27 road games. College Football home favorites who lost SU in overtime are just 2-13 ATS in their next game. Take the Bulldogs!

4*Oakland Raiders +7

4*Tennessee Titans +7.5

4*Jacksonville Jaguars +3

5*NC State +7.5

The Wolfpack have two weeks to prepare and have revenge on their minds after losing two straight to North Carolina. The host is coming off an emotional win at Duke and will now play its last game of the season. North Carolina is just 1-8-1 ATS in regular season finales. NC State has the better defense by almost 100 yards. The underdog is 12-4 ATS in the last 16 meetings.

5*Minnesota Vikings +10

This game will not look anything like the 42-10 Green Bay shellacking in early October. The Vikings committed three turnovers, including two interceptions by C. Ponder and were outgained by just 21 yards. Double Digit division home underdogs with the better defense do very well this time of year. Teddy Bridgewater should benefit from playing in cold weather last week. Look for more quick-type passes up the middle where the Packers have struggled to defend. There is a 70% chance of rain with a high around 42.

5*Virginia +6

Miami is coming off a disappointing loss against FSU and will now play at Virginia, who has some revenge on their minds. The Hurricanes defeated Virginia last season by 19 points, despite getting outgained by a 483-304 margin. Miami is 2-6 SU & ATS in their last eight road games. I think the Cavilers will come up with a huge effort in their last home game of the season. Miami is 0-7 ATS as chalk after losing to the Seminoles. The host needs to win its final two games to become bowl eligible. Take the home dog! 

4*Oakland Raiders +7.5

5*Detroit Lions +2

Drew Stanton has never played against a No. 1 ranked defense in his career. He is completing less than 50% of his throws, despite his 2-1 record as a starter this season. Arizona continues to benefit from takeaways and that's tough to maintain in the NFL against winning teams. Both squads are very stingy against the run, so I will take the better passing team on offense and the better team at defending the pass. The Lions should feel right at home playing in a dome. Arizona will be playing its seventh straight game without a week of rest. Take the road underdog in this upset maker.

4*Kansas City Chiefs -1

4*Arkansas

4*Miami Florida +3

4*Virginia Tech +5.5

5*Detroit Lions -2.5

This will be the first dome game for the Dolphins in over 1 year after winning three straight games. They are just 1-3 SU over the last three seasons in a Dome. Detroit is allowing 74 yards against the run while the Dolphins are allowing 104 yards. Both defenses are very good, but I like the fact that Calvin Johnson is returning for the Lions. Detroit has the advantage in red-zone scoring, ranking No. 17 (57.1%) while Dolphins are ranked No. 26 (48.7%). Take the home team with two Weeks to prepare. 

5*NY Jets +6

The Steelers are coming off a very physical game against the Ravens and will now play its first road game in almost a month. The Steelers check in at 1-4 ATS after playing the Ravens, without rest over the last two seasons plus. The Jets have quietly won the stats in their last three games with nothing to show for it. Two key players (Polamalu & Shazier) are OUT and that will weaken the Steelers' defense. Look for Jets press coverage to make the difference. They held Tom Brady to 261 yards in New England. Take the home team in what should be a very close game.

4*Kansas State +5.5

10*UTEP +8

UTEP is one win away from becoming bowl-eligible for the first time in four years. They enter this contest allowing 391 yards per game compared to 544 for the host. UTEP defends the pass really well (208 yards per game) and that's what Western Kentucky likes to do. The Hilltoppers are 3-5 SU and pretty much thinking of next season. We note they have lost the stats in four straight games. Both teams played Old Dominion at home recently and both teams won and covered. UTEP outgained OD by 129 yards while WK lost the stats by 42 yards. UTEP has played all of their games on field turf so far this season. They are 6-2 ATS and will be playing on the same service in this game. The host is just 3-7 ATS as favorites of 3.5 to 10 points of late. The odds-makers have a high total (71) and I will gladly take the generous 8 points.

4*Notre Dame +2.5

5*New England +3.5

New England has the game circled after getting eliminated from the playoffs by Denver last season. Peyton Manning's arm is not as strong and could struggle with timing in windy conditions. The Patriots defense is No. 1 against the pass. The official forecast calls for windy weather, 21-24 MPH with gusts as high as 40 MPH. Highs in the low 40's with a 30% chance of rain. The weather conditions favor the home team as the Patriots know what to expect. New England is 20-3 SU at home over the last three seasons.

4*NY Jets +10.5

4*Jacksonville Jaguars +10.5

4*Arizona U +7

4*NC State +3.5

4*Duke +3.5

5*New Orleans Saints -1

This is the Super Bowl for the host Saints and they play "lights out" at home. The Packers only loss was in a dome against the Lions. In fact, the Packers are just 3-4 SU in Dome games over the last three seasons. The Saints are 14-4 SU at home over the last three seasons. Green Bay has allowed more yards than gained this season. Look for a big bounce back win from the Saints. 

5*Philadelphia Eagles +3

Chip Kelly is excellent with extra time to prepare and the Eagles offensive line is getting healthier. Arizona relies on takeaways (11) to win games. That is tough to maintain and I believe the Eagles are the better team. Philadelphia is 12-3 SU since the second half of last season.

5*Georgia Tech +3

5*Oregon State +13.5

5*NY Giants +7

Dallas is coming off a physical game and the odds-makers are just begging you to take Dallas. Looks like a trap to me. The Giants are 5-2 ATS in their last seven games following a SU loss. The Underdog is 7-3 ATS in the last 10 meetings. The Cowboys are 13-6 SU and 6-13 ATS as home favorites over the last three seasons. The Giants are 7-3 ATS in October over the last three seasons. The Underdog is now 22-5 ATS in the last 27 Cowboy games. Lets ride it to the bank!

5*Kansas City Chiefs +4.5

Andy Reid's teams have been very good after the BYE Week going 13-5 ATS. The Chiefs come into this game knowing the Chargers have swept the season series in two straight seasons. The Chargers have a big game on deck against the Broncos. Lets fade the public and take the road team in this upset maker.

5*Kansas State +7.5

5*Baltimore Ravens -3

The Ravens do a good job of playing much better after a not so good performance. They committed three turnovers in last week's loss against the Colts. The host was outgained by 197 yards in losing to the Saints last Week, and has been outstatted in 10 straight games dating back to last season. NFL Teams that play the Saints are covering just 37% of the time in their very next game, since Sean Payton has been there.

4*Miami Dolphins +3.5

4*Iowa -3

5*Missouri +3

I will take the home team with two weeks to prepare against a team that will be missing its best offensive player. The Bye Week allowed the Tigers' key players to get healthy, while the Georgia will be without Todd Gurley. Missouri has a solid front 7 and should be able to get the win at home.

5*St. Louis Rams +7

5*Houston Texans +7

5*Wash State -3

5*Miss State -2

4*San Francisco 49ers -4

5*Baltimore Ravens -3

The home team is 13-6-1 ATS in Baltimore games. I am not sold on Carolina this year as a playoff team. The Ravens are a team on a mission after last year's flop, and they are 5-1 SU against the NFC South of late. Baltimore is even more physical than Pittsburgh, who Carolina had trouble with. I'll take the Ravens at home at minus -3 points or less.

4*Green Bay Packers -1.5

4*Duke +7

4*Air Force +13

5*Washington U +7.5

I think rest can be a detriment this early in the season and it has been for Stanford. Stanford is just 2-3 SU and 1-4 ATS when playing with a week of rest before October 1st. This is big revenge game for the home team. Last year, the Huskies lost 31-28 despite outgaining Stanford 489-282. The Cardinals' young offensive line will be tested on the road against a solid front seven. Take the home dog in this one! 

4*Indiana U -4

4*NY Giants +1

5*Washington +7

The Eagles became just the fourth team in the past 30 years to win consecutive games in which they trailed by more than 14 points in the second half. I think that will catch up with the Eagles in this game The Eagles have a cluster of problems on the offensive line. The road team is 10-4-1 ATS in their last 15 meetings. All the wise guys know this system and it's worth repeating. NFC teams playing in the division after winning on Monday Night Football, are just 9-22 ATS in their next game when the line is more than 3.5 points. Take the road dog in this upset maker!

4*Baltimore Ravens -1

4*Ball State +14

5*North Carolina +3

10*Iowa +7

Iowa has a physical defense against the run and they are very pumped up for this game. They were upset by their bitter rival and this game can't come soon enough. Iowa is 7-1 ATS last eight after playing Iowa State, including 2-0 ATS after a loss. The Panthers are undefeated but this team is minus three in turnover differential. I am not sold on them as they have played Delaware, BC, and FIU. Kirk Ferentz is 12-4-1 ATS in his career in games off a straight up favorite loss. Lets play the extremely motivated underdog here. This should be a very close game. I'm taking the points!

5*San Diego Chargers +6

5*Dallas Cowboys +3.5

5*Jacksonville Jags +6

5*Western Kentucky +2

5*Georgia State +12