4*UTSA +8

4*Penn State +3

4*Oklahoma State +12

5*Temple +3

The Owls own the better defense and getting three points. I like that especially since Temple was in this same spot last season and lost to Houston U, holding the Cougars to 24 points, which was 16 below their season average. Temple has held 10 teams to season low or second low yardage this season. Navy has scored 141 points in their last two games and now must play a stop unit that is holding foes to just 273.8 yards per game. The Owls have future NFL players all over its defense. Temple has outgained its opponent in nine straight games. Navy is 1-4 ATS before colliding with Army. I will back Temple plus the points in this AAC Championship game.

10*Vanderbilt +7.5

The Commodores need a win to become bowl-eligible and will be playing with double revenge. Vandy has covered three of the past four meetings and usually plays close games against the visitor. I think Vanderbilt has a great chance to win this game outright, considering they will bring in the better defense. Also, Tennessee has no chance to win the SEC East so I have to question if they will bring their "A" game. The Commodores are cashing 72% as underdogs of 6.5 or more points under head coach Derek Mason. Finally, the Volunteers are 2-10 ATS after a straight up win of more than 20 points. Take the hungry host!