Miami at Detroit 1:00 ET

Lions (+) over Dolphins- The Lions have scored a grand total of three points in their last two games and had a much needed week off to regroup. I do believe that Miami can beat anyone and being favored here is no surprise but they still have lingering doubts as to who should be playing at quarterback. It isn’t that Tua can’t win the issue is getting him and keeping him on the field as this has been a career issue. Take DETROIT!

Pittsburgh at North Carolina 8:00 ET

Panthers (+) over Tar Heels- Whoa, really now, the Tar Heels are favored by how much, at home, over who. It can’t be Pittsburgh because they have three losses and were crushed by Louisville last week after falling to a win-less Georgia Tech team. North Carolina has the No. 6 offense averaging 506 ypg but they don’t tackle well and surrender 476 ypg ranking No. 125. Panthers are 6-0 ATS in last six after a SU loss and are 8-2 ATS in their last 10 road games. UNC defeated Duke 38-35 a non-cover win last time out two weeks ago and they are 0-6 ATS following a bye week. Take PITTSBURGH!

Wake Forest at Louisville 3:30 ET

Cardinals (+) over Demon Deacons- This is the first game that caught my attention as I felt Wake Forest was being slighted as a meager 5-point favorite at Louisville. It just doesn’t look right as the Demon Deacons have been rolling over opponents covering four straight with their only loss in OT to Clemson. They have been bet down to -3.5 as the ‘sharps’ knocked it down even more. Louisville looks like a different club from the one that lost to lowly Boston College and got crushed by Syracuse and it is the defense that has turned things around for the Cardinals.In their last two wins over Pittsburgh and Virginia they allowed less than 600 total yards. Take LOUISVILLE!

Notre Dame at Syracuse 12:00 ET

Fighting Irish over Orange- It all catches up to the Orange this week as their bubble was burst lat week in allowing Clemson to come from behind in the final quarter handing them their first defeat despite the cover. Early on Notre Dame was a disappointment and then they turned to more than most expected only to fail once again at Stanford after three straight wins. Syracuse will be a little saddened and then surprised at the level of the Irish talent and just how far away they actually are. Domers are 21-8-1 ATS on the road and 5-0 ATS vs the ACC. Take NOTRE DAME!

East Carolina at Brigham Young 8:00 ET

Pirates (+) over Cougars- Usually under these circumstances I would be looking for reasons to the play the home Cougars. East Carolina is coming off their best game of the season a 34-13 win over Central Florida and BYU is off their worst game a 41-14 loss at Liberty. The line here looks a bit short but it is probably right as the Pirates have higher ranked offense and defenses and are 11-5 ATS in their last 11 games on the road. The Cougars have not cover since defeated and are 0-6 ATS in their last six games overall. Straight-up the Pirates get it done. Take EAST CAROLINA!

Baltimore at Tampa Bay 8:15 ET

Buccaneers (+) over Ravens- Although I can’t remember ever seeing a Tom Brady led team look so inept on offense, therefore I really shouldn’t be surprised that they are an underdog at home. Especially if you consider that they are 0-3 SU and ATS in three home games this season losing last week to Carolina 21-3 rushing for only 46 yards. Bucs are 0-5 ATS last five and Ravens are 0-3-1 ATS in last four. So, if this one comes down to quarterbacks...Take TAMPA BAY!

Chicago at New England 8:15 ET

Bears over Patriots- I know one thing it’s that is Bill Belichick is not afraid of making a quarterback change at anytime (see Bledsoe). Former Western Kentucky star QB threw for over 6,000 yards and 62 TD’s in his final season and had a great start for the Patriots winning a pair of games over Detroit and Green Bay going 51-of-70 for 596 yards with four TD’s and only one interception. Unlike Mac Jones or Zappe Bears QB Justin Fields is better off running the ball as opposed to throwing it. Bears growl on a Monday night. Take CHICAGO!  

Kansas City at San Francisco 4:25 ET

49ers (+) over Chiefs- Perfect spot for the Niners as the Chiefs come off a physical encounter against Buffalo. San Francisco was beaten down in Atlanta last week 28-14 and will be a little more focused this time out. At 3-3 the 49ers are in need of a win before falling too far back in the NFC West while Kansas City is 1-4 ATS in their last five games overall and 0-5 ATS in their last five visits to Sam Francisco. Niners 6-0 ATS last six at home and 6-0 ATS against teams with winning records. Take SAN FRANCISCO!

Green Bay at Washington 1:00 ET

Commandos (+) over Packers-The Pack must be done! Look at this price! Very cheap if you ask me. Aaron Rodgers QB rating is down over 30 points from his MVP 2020 season and down over 20 points in his2021 MLVP season. Washington will go with Taylor Heinicke and you could do worse as he is 7-9 as a starter and has the heart of a winner. Take WASHINGTON!

Chip’s GOM Winner

Texas at Oklahoma State 3:30 ET

Longhorns (-) over Cowboys- Now let me get this, No. 20 Texas (5-2, 3-1) who just struggled at home to defeat Iowa State (24-21) go to Stillwater to face No. 11 Oklahoma State and open a 7-point favorite on the road. The Cowboys return home after blowing a 17-point lead to TCU and fall in double-OT after surrendering two TD’s in tjr final 1:47 to send the game into overtime. Texas is 26-10 lifetime in the series and the road team is 12-3 ATS in the last 15 meetings. Take TEXAS!

UCLA at Oregon 3:30 ET

Ducks (-) over Bruins- I expect that we will have very little company with ‘us’ on this one and that’s just the way I like it. Both clubs are coming off bye weeks with No. 9 UCLA (6-0, 3-0) visiting Eugene where No. 10 Oregon (5-1, 3-0) will be laying in wait as they are 19-8 ATS following a bye week. The Ducks are 12-3 against the Bruins since 2000 and has won 9-of-10 last meetings. Bo Nix is maturing as QB after a career (not much of one) at Auburn and he can match Thompson-Robinson’s numbers. Take OREGON!

UAB at Western Kentucky 8:00 ET

Blazers (+) over Hilltoppers- Bailey Zappe may not be starting for the Patriots Monday night but he will be paying attention to his high scoring Alma mater as the Hilltoppers are 17th in the nation averaging 490 ypg. UAB is not that far behind averaging 450 ypg themselves but the Blazers have the stronger defense allowing just 319 ypg ranking No. 20. Defense will be the difference...Take UAB

\Virginia at Georgia Tech 7:30 ET

Cavaliers (+) over Yellow Jackets- Neither of these clubs have been very impressive as Georgia Tech has won their last two to even their record at 3-3 while Virginia continues to slide and is 2-4 and 0-3 in ACC action dropping four-of-five. Tech has an interim coach Brent Key and he is 2-0 while the Cavaliers have first year head coach Tony Elliott who spent 11 years as a Clemson assistant. Cavs are 13-4 ATS after a bye week and the Jackets are 7-19 ATS in their last 26 home games and 2-11 ATS after a straight-up win. Take VIRGINIA!

Denver at L.A. Chargers 8:15 ET

Broncos (+) over Chargers- Entering last week’s game in Cleveland the Chargers were last in rushing in the NFL but a breakout game by Austin Ekeler moved them up 10 spots. Justin Herbert was his usual self and when he is they are hard to beat. Denver got what they wanted by signing Russel Wilson and they are beginning to realize what they actually have...and for four more years after this. LA has covered their last two while Denver is 0-2 getting beat 12-9 last week at Indy but they are 12-4 ATS in their last 16 games after scoring less than 10 points. Add that LA is 5-13 ATS at home against teams with losing records.Take DENVER!

Cincinnati at New Orleans 1:00 ET

Saints (+) over Bengals- The Bengals (2-3) have struggled thus far to regain the form that brought them to the Super Bowl last season. All three of the Bengals' losses have come on a field goal on the final play of the game. It has dropped from No. 13 to No. 22 in total offense, from No. 7 to No. 12 in passing offense and from No. 7 to No. 16 in scoring. New Orleans put together a complete offensive game for the first time this season in a 39-32 home victory against Seattle that ended a three-game losing streak last Sunday. Saints starting quarterback Jameis Winston has missed the last two games because of back and ankle injuries and has been replaced by Andy Dalton, who started 133 games for Cincinnati from 2011-19. TAKE NEW ORLEANS!

Clemson at Florida State 8:00 ET

Seminoles (+) over Tigers- In the mist of their comeback season Florida State (4-2, 2-2) blew a 17-3 lead to NC State last week and dropping their second straight. No. 4 Clemson (6-0, 4-0) leads the ACC in take-a-ways and allows just 18.3 ppg while scoring 39.3. The Tigers are 14-20 lifetime in this series while the home team is 4-1 ATS in the last five and they are 5-1 ATS in their last six ACC games. Take FLORIDA STATE!

Alabama at Tennessee 3:30 ET

Crimson Tide (-) over Volunteers- No. 1 Alabama (6-0, 3-0) has won 15 in-a-row against the No. 6 Volunteers who are led by QB Hendon Hooker who leads the SEC with a 175 QB rating. The question for the Tide is will QB Bryce young be ready to play and he needs to play after what we saw last week from the crimson offense. Well, that might not matter because Hooker (I just love that, where’s Dandy Don) hasn’t faced a defense like Alabama’s. ‘Bama averages 6.99 ypr and only allows 250 ypg on defense. Vols learn how far they have to go. ALABAMA. 

Kansas at Oklahoma 12:00 ET

Sooners (-) over Jayhawks- There are couple of stats that I want to give you and then I will just say no more. The Sooners have dominated Kansas forever. This is the first time that I can ever remember KU being ranked and OK not. The Sooners have won 17 straight in the series with the Jayhawks last win coming in 1997. QB updates Sooners returns and Kansas QB is out. Take OKLAHOMA!

Washington at Chicago 8:15 ET

Commies (+) over Bears- Believe it or not Washington actually out-played and out-gained Tennessee by over 150 yards and still fell short with quarterback play turning the result. Chicago’s Justin Fields had his finest day as a pro going 15-21 208 yards passing and 47 yards rushing accounting for 255 of the Bears 271 offensive yards. The road team is 8-2 ATS in the last 10 meetings and the commies are 5-0 ATS at Chicago. Bears are 2-6 ATS in their last eight home games and just 6-16 ATS against the NFC. Take WASHINGTON!

The Chiefs (3-1) have dominated the Raiders (1-3), winning the past three meetings by a combined score of 124-54. They've won eight of the teams' past nine meetings and 13 of the last 15 matchups. Along with that the home team is 8-3 ATS in the last 11 meetings. The Chiefs' strong start, which included a 41-31 win at Tampa Bay on Sunday, has been fueled by quarterback Patrick Mahomes. He's completed 66.4 percent of his passes for 1,106 yards and 11 touchdowns, the latter tied for most in the league. His 82.3 quarterback rating is tops in the NFL. The Raiders, who are coming off a 32-23 win over the visiting Denver Broncos, have struggled defensively. They have yielded 100 points and 1,015 passing yards, ranking in the bottom third of the league for both. Quarterback Derek Carr has completed 61 percent of his passes for 1,038 yards with six touchdowns and four interceptions. After a disappointing start posting a win last week has the Raiders believing in themselves once again. Take LAS VEGAS! 

Dallas at L.A. Rams 4:25 ET

Rams (-) over Cowboys- The Cowboys (3-1) would be nowhere without one of the top defenses in the NFL that has 15 sacks and has destroyed the internal clocks of opposing quarterbacks this season. While the Cowboys have found a winning formula, the defending Super Bowl champion Rams (2-2) have been sputtering along. Their latest defeat came Monday night against the San Francisco 49ers, as they fell 24-9. The uneven play from Los Angeles quarterback Matthew Stafford continued as he went 32 of 48 for 254 yards and an interception that was returned for a touchdown. Stafford has been intercepted an NFL-leading six times after throwing 17 picks last season, which was tied for the most in the league. Take the L.A. Rams! 

Tennessee at Washington  1:00 ET

Commanders (+) over Titans-After two seven-win seasons and a poor start to this year, pressure is ramping up on Rivera. During their three-game skid, the Commanders have been outscored in the first half 58-7. If ever a team needed a feel-good story it's the embattled Commanders (1-3), losers of three straight games and who host the Tennessee Titans (2-2) on Sunday. The Titans enter on a two-game winning streak, which coincides with improved work from running back Derrick Henry. In two losses to open the year, Henry averaged 3.1 yards per touch. Since then, he's gained 290 yards on 50 touches, for an average of 5.8 yards. Still, in need...take WASHINGTON!

Florida State at N.C. State 5:00 ETSeminoles (+) over Wolfpack- The Wolfpack (4-1, 0-1 ACC) fell from the ranks of the undefeated with a 30-20 loss at No. 5 Clemson last weekend. The Seminoles (4-1, 2-1) also dropped its first game of the season last weekend as it fell 31-21 to visiting Wake Forest. As far as trends go don’t look at them as they are so one sided I can only get you this...the  Seminoles are 4-0 ATS in their last four road games. Take FLORIDA STATE!

Houston at Memphis 7:30 ET

Cougars (+) over Tigers- Prior to the season, Houston was picked to win the AAC in a media poll, edging Cincinnati but the Cougars' have struggled to close out games. The Cougars head to Memphis on the heels of a 27-24 overtime loss at home to Tulane on Sept. 30. Houston has played three overtime games this season, a program record, and has dropped two of them. Houston (2-3, 0-1 AAC) scored 14 straight points in the fourth quarter before Tulane produced a tying TD with 39 seconds left in regulation before falling. Memphis heads into Friday's game on the heels of a 24-3 win at home over Temple. Cougars Quarterback Clayton Tune threw for 208 yards and two scores in the loss, in which he became just the fourth player in Houston history to amass 10,000 career total yards. Take HOUSTON!

Indianapolis at Denver 8:15 ET

Colts/Broncos (Over)- Both of these clubs started the season with 'new' quarterbacks and playoff expectations and neither have shown much offense in their first month.The Indianapolis Colts were picked by many to win the AFC South after bringing Matt Ryan on board but Indianapolis (1-2-1) has struggled so far. The same is true for the Denver Broncos (2-2), who were expected to compete for the AFC West after trading for Russell Wilson in the offseason. The Colts who galloped along and lead the NFL in rushing last season are ranked 27th this season gaining just 87 YPG. Indy's defense is ranked No. 6 allowing just 297 YPG while Denver's 'D' is even better allowing just 284 YPG ranking No. 4. With all those terrible numbers on offense I can only expect a high scoring national TV audience. He OVER is 10-4 in the last 14 meetings and there's not much more for me to say. Play OVER!

L.A. Rams at San Francisco 8:15 ET

49ers over Rams- Los Angeles (2-1) hasn't beaten the 49ers (1-2) at Levi's Stadium since 2018 and San Francisco is seeking their seventh straight regular-season victory over the Los Angeles Rams. The Rams won against the Niners in playoff action last season. Los Angeles is 15th in scoring offense (20.3 points per game) and 25th in total offense (306.3 yards per game) while the 49ers are tied for 28th in scoring offense (15.7) and 24th in total offense (323.7). SF Quarterback Jimmy Garoppolo will make his second start of the season since Trey Lance was lost for the campaign with a broken ankle. Rams are 0-5 ATS in the last five meetings. Niners are 5-0 ATS in their last five home games. Take SAN FRANCISCO!

Kansas City at Tampa Bay 8:20 ET

Buccaneers (-) over Chiefs- Patrick Mahomes and the visiting Kansas City Chiefs are prepared to test their mettle against Tom Brady and the Tampa Bay Buccaneers in a showdown on Sunday night. Mahomes and Brady are no strangers to one another, with the former holding a 2-1 edge in regular-season play while the latter has gotten the better of both postseason matchups. Brady guided the New England Patriots to a win over Kansas City in the AFC Championship Game of the 2018 season before quarterbacking the Buccaneers past the Chiefs in Super Bowl LV. Tampa Bay's defense arguably was the star of the show in that game and can make that same claim this season by surrendering a league-best 9.0 points per game. Evans returns and Bucs win. Take TAMPA BAY!

Arizona at Carolina 4:05 ET

Panthers over Cardinals- The Panthers (1-2) are coming off their first victory. The Cardinals (1-2) won at Vegas in between losing their two home games. Quarterback Baker Mayfield picked up his first victory with Carolina last week, though the outcome against New Orleans largely hinged on defense. The Panthers won despite Mayfield completing less than half of his passes (12-for-25). Carolina holds a 14-5 all-time record, including postseason against the Cardinals and has six consecutive victories in the series. Kingsbury is 0-3 versus the Panthers and for good reason. After a 7-0 start in 2021 the Cardinals continue to dive. Take CAROLINA!

N.C. State at Clemson 7:30 ET

Tigers (-) over Wolfpack- Clemson has just not been very impressive especially on offense were they have now shown 'life' the past two weeks accumulating over 500 yards. When we think of these two clubs we would think defense first and the Clemson before NC State, but that is not the case. The Wolfpack actually surrender almost 90 yards less per game at 261.yards per than does Clemson at 350 YPG. Last season, the Wolfpack pulled out an overtime victory against the Tigers to snap an eight-game losing streak in the series but NC State hasn't won at Clemson since 2002. NCS is 5-14 ATS in their last 19 road games while the Tigers who ave struggled against the 'number' are 4-1 ATS in their last five ACC games. Tigers get it done at home...take CLEMSON!

Wake Forest at Florida State 3:30 ET

Seminoles (-) over Demon Deacons- No. 23 Florida State is off to its best start since 2015 and ranked in the AP Top 25 Poll for the first time in more than four years. The Seminoles (4-0, 2-0 ACC) are undefeated and ranked after thrashing Boston College 44-14 at home last Saturday. Meanwhile, the Demon Deacons (3-1, 0-1 ACC) are coming off their first defeat of the season, a 51-45 overtime loss to No. 5 Clemson. Florida State has been solid on both sides of the football, scoring 37.5 points per game, while allowing just 18.8, both of which rank in the top 35 of FBS. Deacons will suffer after Clemson letdown and Wake Forest is 8-30 all-time against Florida State with one tie. Take FLORIDA STATE!

Kentucky at Mississippi 12:00 ET

Rebels (-) over Wildcats- In a matchup of ranked Southeastern Conference teams on Saturday, No. 7 Kentucky and No. 14 Ole Miss will try to shake off last weekend's sluggishness when they meet in Oxford, Miss. The Wildcats (4-0, 1-0) ultimately took care of their non-conference business with Northern Illinois while Ole Miss (4-0, 0-0) couldn't put away Tulsa, which arrived on the Oxford campus as a three-touchdown underdog. The Rebels and Wildcats last met in 2020, when the game went to overtime, 35-35 in Lexington. Rebels are 4-1-1 ATS at home against teams with winning records. Take MISSISSIPPI!

Washington at UCLA 10:30 ET

Bruins (+) over Huskies- Washington is No. 5 in the nation in total offense at nearly 531 yards per game. The Huskies scored an average of 44 points in each of their victories. Washington beat Stanford 40-22 last week in the Pac-12 opener as Huskies quarterback Michael Penix Jr. completed 22 of 37 passes for 309 yards and two touchdowns. The 309 passing yards was the lowest total in a game this season for the nation's leading passer. UCLA (4-0, 1-0) has yielded points in nine of its 10 opponent red-zone opportunities. The conference-opening win marked the third time this season UCLA scored 45 points, bolstering their 20th-ranked 41.8-point per game scoring average. UCLA's defense enters the week gearing up to make life difficult for Penix and the Washington passing attack. The Bruins are among the nation's top 24 defenses in sacks. Take U.C.L.A.

Tulane at Houston

Green Wave (+) over Cougars- Starting the season ranked No. 24 Houston, defeated UTSA 37-35 in three overtimes. But now, it there may be tension within the program. The Cougars (2-2) will look to sort out some of those problems when they host American Athletic Conference foe Tulane (3-1) Friday night in the conference opener. After two convincing wins to open the season, the Green Wave -- a two-touchdown underdog at Kansas State stunned the Wildcats 17-10 on Sept. 17. However, the euphoria of the 3-0 start was dashed in last weekend's 27-24 home loss to Southern Mississippi. Houston has won the past two meetings with the Green Wave and owns a 19-7 edge in the all-time series. Take TULANE!

Miami at Cincinnati 8:15 ET

Bengals (-) over Dolphins- The streaking Miami Dolphins are seeking their first 4-0 start since 1995 and Cincinnati (1-2) had dropped its first two games before bidding farewell to their Super Bowl hangover with a solid 27-12 victory over the New York Jets. Tua Tagovailoa has passed for 925 yards, eight touchdowns and two interceptions during the 3-0 start wile Joe Burrow passed for 275 yards and three touchdowns against the Jets. He was only sacked twice after being dropped 13 total times in the two setbacks. Tagovailoa said he doesn't have a head injury but backup QB Teddy Bridgewater is being prepared to play. Bengals come to play. Take CINCINNATI.

San Francisco at Denver 8:20 ET

Broncos (+) over 49ers- 'It is the best of time and it is the worst of times,' that how 49ers fans see the Jimmy Garoppolo is back story. Personally, I like him injuries aside, but he's in trouble here. With Lance out for the season following surgery on his right ankle on Monday, Garoppolo is the No. 1 quarterback once again, and he makes his first start of the season on Sunday night when San Francisco (1-1) pays a visit to the Denver Broncos (1-1). QB Russell Wilson has seen better days and the Denver crowd is letting him hear it as his subpar performances have drawn attention after him signing a 5-yr extension. He'll come to play tonight as Broncos No. 3 defense allowing just 243.5 YPG leads the way! Take DENVER!

Baltimore at New England 1:00 ET

Patriots (+) over Ravens- If you keep playing against Mack Jones you will pay. The Ravens collapse to Miami (blew 28-7 lead) will linger. The difference here is the Pats defense is ranked No. 4 and allows only 246 YPG while Ravens ranked last surrendering 463.6 PPG. Aside from QB Jackson Baltimore has little run game to speak of. The Patriots dropped their season opener against Miami, but their defense fared much better than the Ravens did against the electric offense down in South Beach. New England's defense has been among the league's best through the first two weeks of the season, allowing just 34 points and the fourth-fewest yards per game (275). Take NEW ENGLAND!

USC at Oregon State 9:30 ET

Beavers (+) over Trojans- Both clubs are 3-0 SU with this being Oregon State's Pac-12 opener and both clubs have met and defeated Fresno State. USC (3-0, 1-0 Pac-12) was impressive again last week, rolling past Fresno State 45-17. The Trojans have 10 takeaways with no turnovers, the best margin in the nation. Under coach Jonathan Smith. Oregon State snapped its eight-year bowl-game drought last season and ended a losing streak USC with a 45-27 win over the trojans last September. USC is 2-5 ATS in last seven meetings with State and the dog is 6-2 ATS in the last eight meetings. Add that the Beavers are 8-1 ATS in their last nine home games. Take OREGON STATE!

Iowa at Rutgers 7:00 ET

Hawkeyes (-) over Scarlet Knights- This has got to be the most 'bogus' line of the weekend! Think about this for a second...Iowa, which ranks last among 131 FBS teams with 217.7 yards per game on offense will face a Rutgers defense allowing 240.3 per game and is 10th in the nation. The Scarlet Knights (3-0) are over a TD underdog at home and this just doesn't make any sense. We can always find trends to support our side so it goes. Knights are 0-5 ATS against teams with winning records and 4-9 ATS after a SU win. Take IOWA!

Texas at Texas Tech 3:30ET

Red Raiders (+) over Longhorns- Texas head coach Steve Sarkisian has already made a difference in the Longhorns program going 2-1 to start his career with a 20-19 loss o Alabama and an impressive come-back win (trailed 17-7) over Texas-SA. This will be his first challenge on the road after three home games to start the season. The Red Raiders (2-1) return home after a 27-14 loss at then No. 16 North Carolina State last weekend. Texas holds a 54-17 advantage over the Red Raiders in the all-time series between the schools and has captured 11 of the past 13 matchups. The Longhorns scored 10 touchdowns in a 70-35 win over Texas Tech in Austin last season and Tech is looking to atone at home. Red Raiders 7-1 after a loss. Take TEXAS TECH!

Virginia at Syracuse 7:00 ET

Cavaliers (+) over Orange- Syracuse (3-0, 1-0 ACC) and Virginia (2-1, 0-0) are both coming off last second victories as the Orange shocked Purdue with a 26 yard TD pass on the final play while the Cavaliers kicked a game winning field goal as time expired to defeat Old Dominion. Friday will mark the sixth all-time matchup between the teams, with Virginia leading 3-2. The last meeting, in 2015, was a triple-overtime thriller in which the Cavaliers emerged with a 44-38 home victory. Cavs are 6-1 ATS after scoring less than 20 points the previous games and are 5-1 ATS in their last six ACC games. Take VIRGINIA!

Pittsburgh at Cleveland 8:15 ET

Browns (-) over Steelers- Pittsburgh pretty much trailed most of the game in their loss to the Patriots (A-Play ML winner) and will stay will Mitch Trubisky at QB, he will be making just his third start and there are already 'rumblings' about replacing him with Kenny Pickett. Trubisky is averaging just 5.1 yards per completion which ranks 32nd among 33 qualifying quarterbacks while passing for 362 yards, two touchdowns and one interception. Both clubs coming off losses but the way the Browns lost last week has got to have some lingering effect. The Browns (1-1) blew a 13-point lead with 1:55 left to play in Sunday's 31-30 home loss to the New York Jets. I'm looking for the Browns to suck-it-up and run the ball at the Steelers and not surrender the lead. Take CLEVELAND!

New England at Pittsburgh 1:00 ET

Patriots over Steelers- This one really turned my head as the Patriots opened the favorite and the piece has on gotten higher as the week progressed and the 'action' appears to be on the Steelers. What does that tell ya/ I know what it says to me and it is difficult to understand why Pittsburgh isn't the favorite. 'We' (me) need for this game to be BOGUS to win. Remember what my friend by the dearly departed Larry Ness would say 'Officials are there to see that the players have nothing to do with the outcome of the game.' I sure hope so here. Take NEW ENGLAND!

Michigan State at Washington 7:30 ET

Huskies (-) over Spartans- Michigan State (2-0) opened the season with a pair of victories at home against Mid-American Conference teams in Western Michigan (35-13) and Akron (52-0). The Washington quarterback Michael Penix Jr. has faced Michigan State before. Penix -- who transferred from Indiana to Washington (2-0) to be reunited with coach Kalen DeBoer who led the Hoosiers to a 24-0 victory at East Lansing, Mich., in 2020. Penix has guided the Huskies to lopsided victories against Kent State (45-20) and Portland State (52-6), completing 46 of 66 passes for 682 yards and six touchdowns with one interception and he knows how to beat MSU. Spartans 1-5 ATS versus the PAC-12 and Huskies are 7-2 ATS in their last nine non-conference games. Take WASHINGTON!

Florida State at Louisville 7:00 ET

Cardinals (+) over Seminoles- The Seminoles (2-0, 0-0 ACC) are coming off a bye week, which followed one of their biggest wins in recent memory when they beat LSU, 24-23, in New Orleans. Florida State lost its first six September games under Norvell -- two in 2020 and four in 2021 while Louisville (1-1, 0-1 ACC) will be playing its home opener after recording a 20-14 victory at UCF following a 31-7 season-opening loss at Syracuse. Cardinals quarterback Malik Cunningham has yet to throw a touchdown pass this season but ran for one last week against UCF and last season against Florida State, Cunningham completed 25 of 39 passes for 264 yards and accounted for four touchdowns (two passing, two rushing) for a 31-23 victory. Cards are 5-1 ATS in the last six meetings. Take LOUISVILLE!

 L.A. Chargers at Kansas City 8:15 ET

Chargers (+) over Chiefs- Kansas City (1-0) totaled 488 offensive yards and 33 first downs in the 44-21 road win over Arizona. Preparing for Kansas City is typically tough and this time the Chargers have to do it on a short week. The Chargers have their own gunslinger in Justin Herbert, who passed for 279 yards and three touchdowns in a 24-19 home win over the Las Vegas Raiders. Kansas City has won 13 of the past 16 meetings with the Chargers, but the teams split two games last season and LA is 3-01 ATS in the last four meetings in KC. Take the CHARGERS!

Denver at Seattle 8:15 ET

Seahawks (+) over Broncos- Denver's Russell Wilson's return to Seattle and the question is what of kind of greeting he might get from the 69,000-plus fans. Wilson recently signed a five-year extension worth $245 million with the Broncos expects to contend for a title but not so much with the Seahawks. At quarterback for the Seattle will be Geno Smith, who served the past two seasons as Wilson's backup. Pete Carroll isn't ready to write off his team, though most predict they'll finish last in the NFC West. Denver is 1-5 ATS in their last six road games and 1-4 ATS on MNF. Seahawks are 16-7 ATS in their last 23 games as underdogs and 3-1-1 ATS in the last five meetings. Take SEATTLE!

Kansas City at Arizona 4:25 ET

Cardinals (+) over Chiefs- Arizona Cardinals head coach Kliff Kingsbury, who recruited Mahomes to Texas Tech. Now, he has to coach against him for the first time in the 2022 season opener when his Cardinals clash with the Chiefs on Sunday. Kingsbury, of course, has watched the development of his own quarterback, Kyler Murray, who enters his fourth season. Cards are not getting much respect after closing 2021-22 they way they did. I expect this one to come down to the final gun...take ARIZONA!

U.S.C at Stanford 7:30 ET

Cardinals (+) over Trojans- No. 10 Southern California will open Pac-12 Conference play against Stanford on Saturday at Palo Alto, Calif. The Trojans (1-0) won a 66-14 rout of Rice last week and it was the debut of Southern Cal head coach Lincoln Riley. USC has a number of transfers in a Trojans uniform for a the first time, Quarterback Caleb Williams, who followed Riley from Oklahoma, completed 19 of 22 passes for 249 yards and two touchdowns which both of which went to Pitt transfer and reigning Biletnikoff Award-winning receiver Jordan Addison. The Cardinal (1-0) opened the season with a 41-10 romp over Colgate, an opponent from the Football Championship Subdivision. Stanford out-gained the Raiders 497-218, with quarterback Tanner McKee going 22-of-27 passing for 308 yards and two touchdowns. Cardinal is 6-2 ATS in the last eight meetings. Take STANFORD!

Louisville at C. Florida 7:30 ET

Cardinals (+) over Knights- Last Saturday Syracuse gained a measure of revenge on Louisville as the Cardinals had embarrassed the Orange in last year's meeting. Now, it is UL that is coming off an embarrassing play and will look to get it right against Central Florida who destroyed South Carolina State 56-10. They will find the competition a bit tougher this week. Cardinals are 10-4-1 ATS in their last 15 games following a ATS loss and the Knights are 1-6 ATS in their last 7 games following a ATS win. Last season, Louisville beat visiting UCF 42-35 with QB Malik Cunningham putting up 364 yards total, 265 yards and a touchdown through the air and 99 yards and two touchdowns on the ground. Take LOUISVILLE!

Buffalo at L.A. Rams 8:25 ET

Rams (+) over Bills- There is no question that the Bills are the 'Public' favorite in 2022 to win it all and for good reason as it appears they are ready to make the next step. L.A. of course is expected like most Super Bowl champs to fall back to the rest of the pack. I just wonder if a young coach like they have if he isn't still going to be driven. Allen, who passed for 4,407 yards, 36 touchdowns and 15 interceptions last season, downplays the hype over the season opener. Stafford, who passed for 4,886 yards, 41 touchdowns and 17 interceptions last season. I just hope Stafford is healthy. Take the RAMS!

Clemson at Georgia Tech 8:00 ET

Yellow Jackets (+) over Tigers- Clemson opens the season Monday as a 22-point favorite against Georgia Tech in Atlanta as part of the annual college football Labor Day showcase. Tiger's QB junior quarterback DJ Uiagalelei is back after a poor 2021 showing as he had a completion rate of 55.6 percent and he threw for 2,246 yards, he averaged under 11 yards per completion. He finished with more interceptions (10) than touchdowns (nine). The Yellow Jackets are coming off a 3-9 season, including 2-6 in the ACC. Somehow, the Tigers cover. Take GEORGIA TECH!

Florida State at L.S.U. 7:30 ET

Seminoles (+) over Tigers- Sunday night's game in New Orleans has Florida State (1-0) playing LSU in the Allstate Louisiana Kickoff in the Caesars Superdome. The Tigers went just 6-7 last season as Ed Orgeron was fired as head coach and Brian Kelly left Notre Dame to speak cajun. I just don't see Notre Dame's winningest coach going over on Bourbon Street. The Seminoles have a new look and attitude and boy do they need it. Tigers will begin this season without John Emery, who was projected to be the top running back. FSU 5-2 ATS last seven games while LSU is 1-4 ATS in last five non-conference encounters. Take FLORIDA STATE!

Boise State at Oregon State 10:30 ET

Beavers (-) over Broncos- To start with the changes in Idaho have started to play out as Boise State is just not the dominating club that it has been the past two decades (7-5) their fewest wins since since 1998. Oregon State hasn't put together back-to-back winning seasons since 2012-13 and the Beavers were 6-0 on their home turf in 2021 while going 7-5 overall and playing in their first bowl game since 2013. Oregon State holds a 5-4 lead in the series and is 3-1-1 ATS in the last five meetings. Take OREGON STATE!

Utah at Florida 7:00 ET

Gators (+) over Utes- I've already penciled the Utes into the Championship Series...haven't you! Yeah, like last year's North Carolina, the pundits and so-call experts are all over Utah to dominate the PAC-12 and west. When that much attention is bestowed on one team things usually don't go so well. Florida head coach Billy Napier is in his Gators debut and he went 40-12 the last four years at Louisiana. The Gators will be aided with the atmosphere at the Swamp and Utah needs to show it can win on the road last year when its losses came at BYU, at San Diego State, at Oregon State and in the Rose Bowl against Ohio State. Early season results have not been good for the Utes as they are 1-10 ATS in their last 11 games in September. Take FLORIDA!

Cincinnati at Arkansas 3:30 ET

Bearcats (+) over Razorbacks- This is the first meeting between these two schools don't have any history but they are both ranked side-by-side in the Top-25. Arkansa ranked No. 19 had a 9-4 record last year their best season in a decade and defeated Penn State 24-10 the Outback Bowl. Cincinnati of course made it to the Championships but were spanked by Alabama and the lost QB Desmond Ridder a 4-year starter with 43 wins. But, the Bearcats program is on the rise and most expect a huge drop-off from last season but, I don't. They are on the up swing and not getting the respect deserved. Take CINCINNATI!

Virginia Tech at Old Dominion 7:00 ET

Monarchs (+) over Hokies- Last year after a 1-5 start Old Dominion rallied to finish the regular season with five wins in six games to capture a berth in the Myrtle Beach Bowl. They have 17 starters back, including 10 on offense, and transfers from Power 5 schools the Monarchs will be under-rated' out of the Sun Belt. Tech was just 6-7 last season and are 3-9 ATS in their last 12 games overall and ODU is 5-1 ATS in their last six home games. Take OLD DOMINION!

Penn State at Purdue 8:00 ET

Boilermakers (+) over Nittany- Boilermakers quarterback Aidan O'Connell had a prolific 2021 season throwing for 3,712 yards and 28 touchdowns while completing 71.6 percent of his passes as he paced Purdue to a 9-4 finish last fall and a Liberty Bowl win over Tennessee. Penn State started 2021 with a five-game winning streak that included two victories against ranked foes and a No. 4 national ranking of its own. But the Nittany Lions faltered after that, sputtering to a 7-6 finish that included a 24-10 loss to Arkansas in the Outback Bowl. The Nittany Lions have dominated the Boilermakers in the schools' history, going 15-3-1, including winning the past eight, But, O'Connell will be the difference here. Take PURDUE!

L.A. Rams vs. Cincinnati 6:30 ET

Rams (-) over Bengals- There is one thing that I can't get out of my mind and no it's not that Joe Burrow is a winner or that the Bengals have the confidence and 'Mojo' riding with them, it's that Cincinnati lost to the New York Jets. Yep! Burrow who led the NFL in a 70.4 completion record will be harassed by the Rams front and won't be able to throw while lying on his back. Los Angeles is playing at home although they will be considered the visitor and the crowd will not be an advantage with the way Super Bowl tickets are distributed. I've been to 23 Super Bowls and I would love to be at Sofi Stadium and just take in the atmosphere and energy that the game brings. The Rams have Super Bowl experience from two seasons ago while the Bengals have no big game experience and will be overwhelmed by the Rams defense. Take LOS ANGELES RAMS!

Cincinnati at Kansas City 3:05 ET

Chiefs (+) over Bengals- Can you envision Cincinnati in the Super Bowl...I can't! Don't get me wrong I like where they are and what the Bengals are doing especially with a winner like Joe Burrow. But, their time for this season is done. Kansas City has won 11 of 12 with their lone loss coming at Cincinnati as Joe Borrow passed for 415 yards with Ja'Marr Chase receiving 266 of those yards. The Bengals are 4-0 ATS in their last four as underdogs but are 2-6-1 ATS in their limited playoff experience, while the Chiefs are 6-0 ATS as home favorites and 6-2 ATS in their last eight playoff games. Take KANSAS CITY!

Buffalo at Kansas City 6:30 ET

Chiefs over Bills- Neither of these clubs managed to secure a No. 1 seed but they are the two favorites in the AFC to get to the Super Bowl. By now we all know the saga between these two as Kansas City defeated the Bills in last year's playoff game and Buffalo gained some measure of revenge with a convincing 38-20 win over the Chiefs in Week 5. The storyline this week has not been KC QB Patrick Mahomes but rather Bill's QB Josh Allen who recorded a 'perfect' rating last week against the Patriots. Buffalo has the No. 1 ranked defense but their weak schedule has to be considered. The Chiefs have the 'big game' experience are are 5-2 ATS as playoff favorites and the Bills are 1-3-2 ATS after scoring 30 or more points. Take KANSAS CITY!

San Francisco at Green Bay 8:15 ET

49ers (+) over Packers- I would feel a lot better about this one if I had stuck to my guns and 'fired' with the 49ers last week but alas it was not to be. This week I see more of the same. I know bucking Aaron Rodgers in Green Bay is a tough task and San Francisco may have left their best on the field in last weeks romp over the Cowboys. Niners whipped Green Bay in the 2019 NFC Championship game but the 'Pack' has won the two meetings since including their 30-28 win in the Bay area in Week 3. SF is 6-1 ATS as underdogs and 4-0 ATS in Division Playoffs while the Packers are 7-1 ATS at home and 11-1 ATS after a SU loss. Tough call but it is SAN FRANCISCO!

Arizona at L.A. Rams 8:15 ET

Rams (+) over Cardinals- This is the third meeting of the season between these two division rivals with each club winning on the road. Arizona started the year 7-0 but they have gone 4-6 since that start including just 1-4 in their last five games. Los Angeles won the division but are just 2-5 against playoff teams but are 8-1-1 ATS in the last 10 meetings. Although the Cardinals are 18-6-2 ATS as road underdogs they are just 3-8 ATS against teams with winning records. The Rams are 11-4-1 ATS after a SU loss and the favorite is 8-2-1 ATS in the last 11 meetings. Take LOS ANGELES!

San Francisco at Dallas 4:30 ET

49ers (+) over Cowboys- The moment I saw this 'number' I said aloud 'the Cowboys are in trouble.' We posted Dallas as our Megabucks winner on Saturday and they responded by trouncing the under-manned Eagles but this time around they are playing a team that is getting healthy. Dak Prescott has remained inconsistent and when he makes an error here it will cost him and the Cowboys. The Niners have turned it around and will try to dominate the front lines but will find the Cowboys tougher than the realized them would be. The Cowboys are No. 1 in takeaways with 34 and they should cause Jimmy G to have his moments of carelessness. The favorite is 4-1-1 ATS in the last six meetings. Take DALLAS!

New England at Buffalo 8:15 ET

Patriots (+) over Bills- The first two meetings between these AFC rivals were totally different as the Patriots dominated the ground game in the first encounter allowing the Bills just 99 yards rushing while accumulating 222 yards on land themselves. Buffalo dominated the the second meetings gaining 428 yards and holding New England to 288 total yards. The Bills who is ranked No. 1 on defense finished the season with four straight wins while the Patriots lost three of their last four. Stat wise the road team is 19-6-2 ATS in the last 27 meetings and the underdog is 5-1-1 ATS in the last six meets. Take NEW ENGLAND!

Las Vegas at Cincinnati 4:35 ET

Raiders (+) over Bengals- Another rematch between of a game played in Las Vegas where the Bengals won 32-13 despite gaining just 278 yards on total defense but took advantage of three Raiders turnovers. Las Vegas has won four straight to get here and it wasn't an easy road with all the turmoil the team faced this season. Derek Carr has passed for a career high 4,804 yards with 23 touchdowns and says that this time they will put their 'best foot forward.' The raiders are 6-2 ATS as road underdogs but are 0-5 ATS in the last five meetings. Cincinnati is 3-7 ATS in their last 10 home games against teams with winning records and are 0-6-1 ATS in their last seven playoff games. Take LAS VEGAS!

Georgia vs Alabama 8:00 ET

Bulldogs (-) over Crimson Tide- All year long everybody has been chirping how Georgia was heads and shoulders above the rest of the competition...then came the Tide and a crushing 31-17 defeat in the SEC Championship Game. In round One of the playoffs the Bulldogs chewed Michigan apart and now are a 3-point favorite against the team that all year we said wasn't good enough. I am surprised how many people believe that Alabama should be the favorite in this one after they way they won the first meeting. 'Bama may have coaching and QB advantages but I give the intangibles to the Bulldogs. Take GEORGIA!

New England at Miami 4:25 ET

Dolphins (+) over Patriots- It has been 22 years since the Dolphins won a playoff game and it won't happen this season either as they have missed the playoffs for the fifth straight year. New England has an outside chance of winning the AFC East if the Bills tank against the Jets in Buffalo but don't count on it. The Pats are aware of this and could be caught scoreboard watching and that won't help as they already have troubles in Miami where they are 2-7 ATS in their last nine trips to South Beach. Fins looking to finish above .500 and rebound from their horrible outing at Tennessee last week as they are 10-2 ATS after allowing 30 points of more the previous week. Take MIAMI!

Dallas at Philadelphia 8:15 ET

Cowboys (-) over Eagles- So, you tell me, who is going to play? How many guys are hurting and how many more are on COVID list and who is ready after coming off the list are factors that surround this contest. But, basically after getting beat they way they did to Arizona I can see the Cowboys riding into town and ringing that Liberty Bell as the Eagles come back win last week clinched a playoff spot but they have been hard hit and are infections. Note the Cowboys are 7-1 ATS in their last eight road games and the favorite is 9-3 ATS in the last 12 meetings.Take DALLAS!

Chip's Hotline Texas Bowl Winner

Las Vegas Hilton Champion, 'Big Game Player' and Handicapping Award winner Chip Chirimbes was 3-1-1 New Year's Day including his EIGHTH straight 'Highest-Rated' Megabucks Game of Year release with Georgia (-7.5) 37-11 over Michigan on Saturday. Chip is now 12-2 84% with his last 14 'Highest-Rated' NCAA Megabucks releases. Tuesday, Chip is releasing a Vegas Hotline winner in the Texas Bowl between LSU and Kansas State. Get it for only $39!

L.S.U. vs Kansas State 9:00 ET

Wildcats (-) over Tigers- There are just two many questions surrounding the LSU program right now including players availability along with coaches coming and going among others. Offensive line coach Brad Davis will serve as interim coach replacing 2-years removed National Champion Ed Orgeron and starting quarterback Max Johnson has transferred and his backup is questionable. Kansas State has sixth year QB Skylar Thompson leading the attack and looking for his first bowl victory. Their last time out I labeled LSU as my SEC Game of the Year a 27-24 OUTRIGHT winner over Texas A&M. With all that happening around them the Tigers still have bite as they are 6-0 ATS against the Big-12 and they are 5-1 ATS in their last six bowl games and it is the SEC versus the Big-12. Take LOUISIANA STATE!

Chip's 'Called' 2021 NCAA FT Games of the Year 8-0 100%

10/10 Georgia vs Alabama........................... 
01/01 Utah +4/OSU 45-48             Rose Bowl GOY...WINS
12/31 Georgia -7/Mich 34-11         FBS PO GOY...... WINS
12/04 Alabama +6/Georgia 41-24 SEC GOY.............WINS
11/27 LSU +6/Tx A&M 27-24         SEC Rg GOY.......WINS
11/20 Cincinnati -10/SMU 48-14    AAC GOY.............WINS
11/13 OSU -20/Purdue 59-31        Blowout GOY........WINS
11/06 Purdue +3/Mich St 40-29     Big-10 GOY..........WINS
10/23 Miami (4)/N.C. State 31-30  ACC GOY.............WINS

Cleveland at Pittsburgh 8:15 ET

Browns (+) over Steelers- With Cincinnati winning the AFC North a pair of also ran who still have playoff hopes clash in Pittsburgh. Cleveland (8-7) was the favorite in the division before the season began has dropped their last two games both by two points while the Steelers are still alive at 7-7-1. Pittsburgh has gone 2-4-1 SU in their last seven games and I believe that that are the imposter. Although the Browns are 1-4 ATS in the last five meetings but the underdogs is also 4-1 ATS in the last five meets. The Steel Curtain has been exposed as the Steelers are 1-8 ATS as home favorites. Take CLEVELAND!

Philadelphia at Washington 1:00 ET

Swampers (+) over Eagles- Yes the Eagles are soaring winning five of their last six and they currently hold the final NFC playoff spot at 8-7. During that streak they faced four back-up QB's, Zach Wilson and Teddy Bridgewater. Washington will present a dual challenge as Taylor Heinicke and Kyle Allen will share the quarterback duties. At 6-9 the Football Team still has a shot at the playoffs and they remember how they got in the playoffs last season (Philly laid down) and this year they can beat Philadelphia on merit. Take WASHINGTON!

Rose Bowl, Pasadena, CA 5:00 ET

Utah vs Ohio State

Utes (+) over Buckeyes- Does The Ohio State University really even want to be here! I mean they never even go to the Big Ten Championship game lost to Michigan to close their regular season and end up with the consolation prize the Rose Bowl which is pretty good if you represent the Big Ten as champions and not as also rans. Utah closed the season in a flurry and hammered an Oregon team twice that beaten the Buckeyes in their season opener. OSU lead the nation in total offense (551 YPG) and the Utes strength is their No. 13 ranked defense allowing just 317 YPG. There has been too much time between games for offenses to remain sharp. The numbers (stats) will mean nothing here, what will matters is the players incentive and I don't believe that the Buckeyes have it. Take UTAH!

Fiesta Bowl, Glendale, Arizona 1:00 ET

Oklahoma State vs. Notre Dame

Cowboys (+) over Fighting Irish- There is a circumstance where coaches with bowl experience against coaches in their first bowl appearances have a major advantage and that should put Oklahoma State and coach Mike Gundy in the driver's seat. Marcus Freeman to the Fighting Irish player delight was name head coach after Brian Kelly flew the coop to LSU. Cowboys defense allows third lowest offensive yards a game at 273.6. Irish will have to 'fight' to move the ball. Take OKLAHOMA STATE!

Orange Bowl, Miami, Florida 7:30 ET

Georgia vs Michigan

Bulldogs (-) over Wolverines- I like this game so much that I'm going to attend it and cheer on my CFP Game of the Year winner Georgia. I do this without predication as it was I that posted Michigan as My Big Ten Game of Yea winner over Ohio State and I who posted Alabama OUTRIGHT over Georgia for SEC Championship winners. The 'price' on this one is an invitation to play on a team (Michigan) that won their biggest game in school history (Ohio State) and last time out won the Big Ten Championship 42-3 over Iowa. Now, 'they' tempt you with generous points that will not come onto play. Take GEORGIA!

Las Vegas Bowl, Las Vegas, Nevada 10:30 ET

Arizona State vs Wisconsin

Sun Devils (+) over Badgers- What bothers me here is how well the Badgers travel. I seen them in road games, I've seen them in bowl games and their faithful always show up strong so don't think that the proximity of Tempe to Las Vegas will matter. What I do think will matter is the overall team speed of Arizona State and I must respect their coaching. Wisconsin started the season slowly and came on until their final game that kept them out of the Rose Bowl...they could give a crap about playing here and that's the Sun Devils best chance. Take ARIZONA STATE!

Peach Bowl, Atlanta, Georgia 7:00 ET

Pittsburgh vs Michigan State

Panthers (+) over Spartans- Big stars gone for both sides as the Spartans leading rusher and All-American Kenneth Walker III winner of the Doak Walker and Walter Camp Player of the Year Awards. Pittsburgh will be without quarterback Kenny Pickett and with his announcement the line more from the Panthers being a 3-1/2 point favorite to a 3-1/2 point underdog as many feel the loss of the QB would have more impact. But actually with the Panther sunder-rated defense able to take advantage of the worst pass defense in the nation. Take PITTSBURGH!

Cheez-It Bowl, Orlando, Florida 5:45 ET

Iowa State vs Clemson

Cyclones (+) over Tigers- Talk about a 'Tale of Two Seasons' the Clemson Tigers would love nothing better than to have a 'do over' for the first half of the year. They finished with five straight wins and 8-of-9 but never really found any kind of explosiveness need in today's game. Iowa State was disappointing with five losses and will be without their All-American running back Breece Hall so the offensive load will fall om quarterback Brock Purdy the Big-12 total offense leader. Tigers defense ranks No. 2 but incentive may be lacking. Take IOWA STATE!

Guaranteed Rate Bowl, Phoenix, AZ 10:15 ET

West Virginia vs Minnesota

Mountaineers (+) over Golden Gophers- I'm going to start with the last game of the day and the game that will most likely be the most 'one-sided' bet game of the day. Let me tell to compare the 'numbers' between these two their isn't a chance in hell that you would in your right mind want West Virginia. Take a gander at this, the Mountaineers are 3-13 ATS in their last 16 bowl games and are 0-4 ATS as neutral site underdogs. Minnesota on the flip side is 4-0 ATS in their last four bowl games and 9-4 ATS in their last 13 games as favorites. Number never lie but they can be very misleading...Take WEST VIRGINIA!

Miami at New Orleans 8:15 ET

Saints (+) over Dolphins- The stats and wins are piling up for the Dolphins side as they have won six straight games while establishing a defense thats rank second over that period in fewest yards allowed. New Orleans will be starting their fourth quarterback this season as COVID has knocked out Taysom Hill and Trevor Siemian and the season's starter Jameis Winston was knocked out with injury. But, not to worry as former Notre Dame QB Ian Book will get the start. Miami's Tua Tagovailoa has completed 70% of his passes but will be against a defense that shutout the Super Bowl Champions last week and will force Tua who is still prone to rookie mistakes into turning the ball over. The Dolphins streak has them defeating only one winning team and that was the floundering Ravens. Take NEW ORLEANS!

Denver at Las Vegas 4:25 ET

Broncos (+) over Raiders- I hope I'm not chasing 'dead' money coming back with Denver this week but this matchup has become an even stronger selection. Both clubs are 7-7 but entering this fray from different places as the broncos lost at home to the Bengals with Las Vegas was winning at the gun over the Browns. Denver will have Drew Lock under center and the No. 5 ranked defense. Raiders trounced the Broncos 34-24 in the first meeting and they are a very small favorite here...too inviting. Dog is 6-1 ATS in the last seven meetings. Take DENVER!

Indianapolis at Arizona 8:15 ET

Cardinals over Colts- Arizona started the year 7-0 and it appeared that they would run away with the NFC West considering the slow start by both the Niners, Seahawks and Rams. But, things being what they are in the NFL they have lost 4-of-7 including a loss at Detroit last week that casts doubts on their capabilities of winning the West. The Colts have taken a different path as they started 1-4 but have won 5-of 6 including a huge victory over New England last Saturday. Indy relies on Jonathan Taylor's running and for the Cardinals that will be a challenge as they rank 27th against the rush. This is a very short line for the most part as the Red Birds have doubts about James Conner's status as he hasn't practiced this week. None-the-less Kyler Murray will raise here and guide his side to a victory. Take ARIZONA!

Georgia State and Ball State 2:30 ET

Cardinals (+) over Panthers- Both of these clubs had to made late season runs to become bowl eligible as Georgia State who started 1-4 won six of their final seven games and posted their first ever eight win season. Ball State clinched a bowl spot with a win in their final game 20-3 over Buffalo. Defense has been key for both squads and I expect a low scoring game...Take the points BALL STATE!

Armed Forces Bowl- Fort Worth, Texas

Missouri vs Army 8:00 ET

Tigers (+) over Black Knights- Having served in the U.S. Army during the Vietnam War I am always looking for an opportunity to 'play' on the Cadets and it is always difficult for me to bet against them. When looking at the stats of these two clubs it appears that the Army should dominate in what they do best as they average 286.4 yards a game rushing and Missouri allows 228.8 yards a game on the ground. One thing you always get from the military academies is a solid effort and after their loss to Navy I expect a big effort here from the Knights. Missouri had lost 12 straight games to the 'number' covering the past two seasons before closing the year 3-1 ATS but are off a loss to Arkansas in their final game. The Tigers did one thing well this season and that is protection the ball as they had the least amount of turnovers in the nation. With Army the favorite against an SEC team I believe is a stretch no matter what the stats say as they are 2-5 ATS as favorites. Take MISSOURI!

Cafe Frisco Bowl- Frisco, Texas

Texas-San Antonio vs San Diego State 7:30 ET

Road Runners (+) over Aztecs- Both clubs are looking to establish school records for wins in the season as UTSA (12-1) is in just its 10th year as an FBS program and is looking for their first bowl win in school history. San Diego State (11-2) enter this contest after getting thumped in the WAC Championship game by Utah State 46-13 although they allowed only 19.5 PPG holding opponents under 16 points seven times and rank No. 14 in yards allowed per game at 319. What makes this an even tougher call is that the Roadrunners USA Offensive Player of the Year Sincere McCormick is passing this game to enter the NFL draft. UTSA is 14-3 ATS in their last 17 games as underdogs while SDS is 0-4-1 ATS in their last five as favorites. Take TEXAS-SAN ANTONIO!

Seattle at L.A. Rams 7:00 ET

Seahawks (+) over Rams- Thursday the Rams has 25 players in virus protocol and the list grew to 29 on Friday including a pair of defensive All-pro's in Jalen Ramsey and Von Miller. Seattle has won their last two with the return of Russell Wilson but have not been impressive as they rank dead last in defense allowing 395 yards per game and their offense is ranked No. 28 averaging only 310 YPG. One thing to keep in mind is that Wilson was out five of those games. The Seahawks are 11-4 ATS in their last 15 games as road underdogs but are 1-5 ATS in the last six meetings with the Rams but they are one of four NFL teams that hasn't lost any players to the protocol. LA has a huge 30-23 win over Arizona last time out but are 0-4 ATS after scoring 30 points or more and are 1-5 ATS in their last six games as favorites. Player the healthier team...take SEATTLE!

Minnesota at Chicago 8:15 ET

Bears (+) over Vikings- A pair of NFC Central rivals square off in Soldier Field heading in opposite directions. Minnesota is working toward the playoff and has won 3-of-5 while Chicago is just trying to end the season on a position note but has dropped their last two and 7-of-8. Bears quarterback Justin Fields has struggle as many rookies do at that position and has a QB rating of 69. 3 (not good) and has six TD passes and 10 interceptions. Chicago is fighting COVID and injuries as they had 19 played who did not practice this week but are using the next man up mentality but are staying positive against the Vikings who they have defeated five of the last six time that they have met and are 6-2 ATS in the last eight meetings. Minnesota has problems on MNF games going 3-12 ATS in their last 15 prime time games and are 2-9 ATS in their last 11 games as favorites. Take CHICAGO!

Cincinnati at Denver 4:05 ET

Broncos over Bengals- Hey, what's going on here? Cincinnati opened a 3-point favorite and now Denver if favored by a field goal. The winner of this game moves into playoff position while the loser falls outside with three games remaining. The Bengals who have lost their last two at home and QB Joe Burrow didn't practice until later in the week and he said that he's good enough to 'go.' The Broncos vulnerability at quarterback is compensated by their dual running back tandem with Javonte Williams (a beast) and Melvin Gordon. Tough called with the Broncos moving to the favorite but they have the 'mojo' right now. Take DENVER!

L.A. Bowl- Sci-Fi Stadium

Utah State vs. Oregon State 7:30 ET

Beavers (-) over Aggies- Golly, this game and side just jumped off the page when I saw the line in this match-up as Utah State enters winning the MWC Championship 46-13 over San Diego State. Oregon State comes limping in losing 3-of-5 including their last outing against rival Oregon. When you look at the team stats and records the Aggies have the advantage on offense with the defenses just about square. So, why is this line so slanted in the Beavers favor giving a conference champion so many points. This is the first bowl game and winning season for Oregon State since 2013 and this season they are 6-1 ATS against teams with winning records and 8-2 ATS in their last eight game after a loss. Take OREGON STATE!

Independence Bowl- Shreveport, LA

Alabama-Birmingham vs Brigham Young 3:30 ET

Blazers (+) over Cougars- It was just a few short years ago (7 years-2015-17 )that UAB dismantled their football program but reinstated it after public outcry. Since their return to actin they have qualified for four bowl games in five seasons. BYU won five games against PAC-12 competition and also had a victory against Virginia but as an Independent they have received little respect. UAB is 4-0 ATS against teams with winning records and 4-1 ATSA as underdogs while BYU is 2-5 ATS in their last seven games overall and in their last seven Bowl games. Take ALABAMA-BIRMINGHAM!

Cure Bowl- Orlando Florida

Northern Illinois vs Coastal Carolina 6:00 ET

Chanticleers (-) over Huskies- The last time these two clubs played (not against each other) I posted wins with the Huskies in the MAC Championship game over Kent and against Coastal Carolina who won in OT against South Alabama but did not 'cover.' I believe that I have a great 'feel' for this contest where I expect Northern Illinois to fall after defeating the Flashes 41-23 but were out-gained and for the Chanticleers who out-gained USA by 150 yards to reverse their point-spread outcomes. Coastal played their first Bowl ever last season entering Orlando undefeated (11-0) but were defeated by Liberty 37-34 this time around they won't miss. The Huskies are 0-6 ATS in their six bowl games while the Chanticleers are 11-4 ATS in non-conference games. CC averages 40.4 points and surrendered 20 points per contest while UNI allows 33 points a game and 422 yards in the open MAC play. Take COASTAL CAROLINA!

L.A. Rams at Arizona 8:15 ET

Rams (+) over Cardinals- Before the season started all the media could talk about other than Matt Stafford joining the Rams was the stellar defense that they played. Well, their defense has not lived up to expectations as they aren't even ranked in the top-10, but you know who is...Arizona. The Cardinals have the fourth ranked defense allowing just 319 YPG and have already posted a 37-20 win over the Rams on October 3rd as they gained 465 yards from scrimmage. That win by the birds was their first 'cover' in this series over Los Angeles in their last nine encounter. The road team is 4-1-1 ATS in the last six meetings and the Rams are 6-0 ATS in their last six visits to Arizona. Take L.A. RAMS!

L.A. Rams at Arizona 8:15 ET

Rams (+) over Cardinals- Before the season started all the media could talk about other than Matt Stafford joining the Rams was the stellar defense that they played. Well, their defense has not lived up to expectations as they aren't even ranked in the top-10, but you know who is...Arizona. The Cardinals have the fourth ranked defense allowing just 319 YPG and have already posted a 37-20 win over the Rams on October 3rd as they gained 465 yards from scrimmage. That win by the birds was their first 'cover' in this series over Los Angeles in their last nine encounter. The road team is 4-1-1 ATS in the last six meetings and the Rams are 6-0 ATS in their last six visits to Arizona. Take L.A. RAMS!

Buffalo at Tampa Bay 4:25 ET

Bills (+) over Buccaneers- OMG...what has happened to the Bills? No running game, no passing game and no more confidence. New England said to Buffalo it's too windy so we won't pass and you can't stop us...and they didn't. So, now this AFC imposter travels to warn sunny Florida and there stands Tom Brady, yes the same Tom Brady that is 32-3 lifetime over the Bills while playing with New England. But, Buffalo is 8-2-2 ATS as underdogs and 5-1 ATS last six as road dogs. IT'S BUFFALO!

Army vs Navy 3:00 ET

Black Knights (-) over Midshipman- Always a tough call especially if you are taking the favorite and a favorite of more than a touchdown is asking for trouble. I now the difference in records gives the Army the advantage but they don't play anywhere near the schedule of the Navy. I am a believer is giving the edge to the team tae has taken the harder road but the Midshipman didn't measure up any any level abs they average just 54 yards a game passing. It's not the the Cadets thrown the ball much better but ground game is the 'grunts' strength and these sailors can't compete in a one way game and beat this team. Navy's weakest spot has been at QB and they really haven't found the answer. Take the BLACK KNIGHTS!

Pittsburgh at Minnesota 8:15 ET

Vikings (-) over Steelers- Neither of these two teams can afford another loss at this time of the season if they expect to make the postseason. Minnesota is now 5-7 after a loss to previously winless Detroit while the 6-5-1 Steelers were fortunate to get by Baltimore 20-19 to stay alive. The Vikings who were missing a pair of defensive stalwarts Patrick Peterson and linebacker Anthony Barr as well as Dalvin Cook and receiver Adam Thielen on offense. Pittsburgh is 0-5 ATS in their last five games after a SU win while the Vikings are 3-8 ATS after a loss and 0-6 in their last six as home favorites. Still, this time out it is...MINNESOTA!

San Francisco at Seattle 4:25 ET

Seahawks (+) over 49ers- Now, hear this the Seahawks have gone under 10 of their 11 games this season and I'm trying to pick them out as a winner...fo the last time. San Francisco comes into Emerald City storming past the Rams, Jags and Vikings last week winners of three straight and looking to knock the Seabirds off their perch for good. Seattle 31st in offense and 32nd (last) in defense come up with a win here for old times sake. Take SEATTLE!

Georgia vs Alabama 4:00 ET

Crimson (+) Tide over Bulldogs- I knew it was going to happen...that I would end up with Alabama in this game a matchup where they are a virtual touchdown underdog. The Tide have been favorites in 92 consecutive games and that was back on Oct. 3, 2012 and they won that encounter. No one has come close to the Bulldogs except for Clemson in their opener and we thought the Tigers stunk but they showed their pedigree before the year was over. Alabama is game tested having had a few tough battles and a great come from nowhere win over Auburn last week. I have little doubt that Georgia is nt the better team as they are 10-3 ATS as neutral site favorites but the Crimson are 11-3 ATS after an ATS loss and the dogs is 6-1 ATS in the last seven meetings. This one doesn't pass the eye or smell test but I believe they win the game. Take ALABAMA!

Western Kentucky vs Texas-San Antonio 7:00 ET

Roadrunners (+) over Hilltoppers- This might be the best kept secret in college football and that is the Hilltoppers leading the nation in passing offense and having the No. 1 total offense in the Nation. Western Kentucky behind QB Bailey Zappe who has passed for 4,968 yards and 52 TD passes has won seven straight lost losing at home 52-46 to UTSA. The Roadrunners were 11-0 before their final regular season game loss to North Texas and they are 8-1 ATS after a straight-up loss and 13-3 ATS in their last 16 as underdogs. Take TEXAS SAN ANTONIO!

Dallas at New Orleans 8:20 ET

Saints (+) over Cowboys- The East Division leading Cowboys have a 2-game lead after dropping 3-of-4 and will be short-handed as five players and their coach will be sidelined because of COVID protocol. New Orleans has been short-handed as well but because of injuries as their top running back Kamara along with their first and second string quarterbacks have been sidelined as they went the month of November without a win. The Saints are 4-1 ATS as hosts in this series and the underdog is 9-2 ATS in the last 11 meetings. Take NEW ORLEANS!

L.A. Chargers at Denver 4:25 ET

Broncos (+) over Chargers- The last I saw of Teddy Bridgewater was him making sure that he got out of the way of an Eagles defensive back returning an interception for a touchdown. That will to win just isn't at the level it should be but, the horribly injured QB who has make a great career comeback has been hearing it for two weeks as the Broncos are off a bye after their 30-13 home loss. L.A. managed to get by the Steelers Sunday night but are just 1-3-1 ATS in their last five games in Denver and the underdog is 5-2-1 ATS in the last eight meetings. Add that the broncos are 15-7-1 ATS after a bye week and 9-1 ATS after scoring less than 15 points the previous game. Take DENVER!