Taking the NINERS. So if you think the league is 'scripted and RiGgEd' then of course you are already on the Chiefs. Swift and Kelce..Mahomes as an underdog.. Andy Reid off Bye Week. Maybe Reid or Kelce or both retire and go out on top. Look. Forget that noise. The down grading of San Fran has been an over reach. I know SF HC is a guy I bash sometimes. 28-3 in Super Bowl. Loser. Up 20-10 going into the 4th vs these Chiefs in Super Bowl. Loser. Up 17-7 entering 4th vs Rams in Championship Game. Loser 20-17. With all that being said, he is not, I mean, he can't, turn into the Baltimore OC and decide hey.. I know the Bills went for 180 on the ground vs these guys. Look, we get 15 yards on our 1st rush, lets switch things up and not run the ball anymore and pass pass pass. CMC will be fed the ball until he pukes. Jump on him 2 TDs for +200. And Kansas City. Yeah I can bash SF and their HC. But how about KC -- LY vs Philly. Down  24-14 at half. Huge 4th Q rally for the win. How about SB vs Tampa. I don't think they know they had a game scheduled, 31-9 loser. How about 2020 vs San Fran. Down 20-10 entering the 4th. Rally time. So we get 2 good quarters of football in 3 Super Bowl Games. With scripted plays and extra rest. I am going better team. San Fran has been pretty much the best team all year. Get that ring baby! 4* Money Maker SAN FRANCISCO 49ers 

Taking the NINERS. Great year for Detroit. How can we not be happy for this bunch. I think they are a talented group. Coach will make a bonehead play here today that will get San Fran to that 10pt margin though. Niners the more conservative bunch for sure - but slow and steady will win this race. I think the Lions will want to run the ball a lot. They don't San Fran getting shots. But this Niners defense is pretty solid. Good teams find ways to win when they play poorly. And these guys played poorly last week. Everyone saw it. Everyone reacts to it. Lions had good fortune in both home playoff wins. This team is average at best on the road. Ravens crushed you. Bears beat you. Wild games in New Orleans and vs the Chargers. You had a nice game 1 in KC. You lost in Dallas. Calls go both ways sometimes. That being said, I think people are underestimating the Niners. And I am pretty sure they know exactly what to expect out of Goff, since they saw him plenty when he was on the Rams. No edge there. Niners by 10! . 4* Money Maker SAN FRANCISCO 49ers 

 Taking BALTIMORE. I understand all of the Mahomes and KC love. Guy as a dog. How cna I knock you for grabbing points. He crushed me last week. Totally different team, and HC here in Baltimore than in Buffalo. Bills were pretty banged up on defense. They caught some breaks, and were still in position to win the game, settled for a tie, and blew it. Ravens seem to be on mission this year. The KC flaw has been their offense all season. It is why the Ravens are the home team. I don't think the Chiefs can stop this offense. Also will be on the Over 44.5 in this one. 4* Money Maker BALTIMORE RAVENS

4* Total Money OVER Chiefs/ Ravens 

 Taking the BILLS. You can go back to videos of me in November saying the Ravens are the best team in the AFC. But the team nobody will want to play is Buffalo. This team has been playing basically 1 and done football since November. Allen still makes mistakes, but he more than makes up for them. 44 touchdowns with those INTs. Let us not forget that the Bills have beat KC 3 straight times in the regular season the last 3 years. Now. KC wiht the 2 AFC Championship wins. But those are in KC. Time for Mahomes to win an actual true road game. Those Super Bowl teams a bit different than this Chiefs model. KC is all defense. Should be a battle, but give me the home team to get there double championship revenge here. 4* Money Maker BUFFALO BILLS

4* Total Money UNDER Chiefs/ Bills 

4* Money Maker TAMPA BAY BUCS

Going UNDER the total here. As explosive as GB looked last week, SF defense just a tad bit better than Dallas. I think Dallas thought they were winning by 30 and thought, hey, if GB wants to run, let them. We don't need to stop the run. I think this is a grind out game. Love will face what I think is his toughest defensive test. GB will want to rely on Jones. CMC, who might still be banged up, will get a work load probably split with Mitchell. Ground out style, some over the top to Dabo. But low scoring for sure. 4* Total Money UNDER Packers/ Niners

4* Money Maker BALTIMORE RAVENS

Going UNDER the total. I know the Philly defense has not been good lately - but can we really believe in the Tampa offense? The last 2 weeks is has been anemic. And Philly. 31 + 33 vs Arizona and the Giants. The Bucs actually have a decent defense. And if we look over the last 6 games for the Eagles, we see those 2 30pt outbursts - but how about 10-17-13-19 in 4 other games. Don't think we see a 'turn on' switch for a shoot out here. 4* Total Money UNDER Eagles/ Tampa 

4* Total Money UNDER Steelers/ Bills

Taking the RAMS. What is there to say? A great story line between these teams and the QBs. Both with a chip on their shoulder. What defense will be able to exploit what it knows about their old QB? I think that LA has the edge on the sideline. Everyone loves Detroit Dan. But the guy can't run this like a Madden game vs his buddies. But we know he will. He will make a mistake that will cost the team here. Rams have been really good down the stretch. 7 of 8. Maybe should have gotten that 8th in OT in Baltimore. I don't want to hear about the Dallas game. Fluke plays for both teams. Dallas fumbles out of endzone on their way to a 14-3 lead and the Lions are dead in the water. Instead, we get a fake punt. A tripping on Dallas instead of Detroit. And Mike McCarthy doing what he does. Lose games. But thankfully, the Lions coach was even worse. Rams Super Bowl HC won't make that kind of dumb decision. 4* Money Maker LA RAMS

4* Total Money OVER Rams/Lions

Taking the COWBOYS. Also on Dallas First Half Team Total OVER 14.5. Cowboys at home a different beast. Forget about the Lions game. They don't fumble out of the end zone in the 2Q and its 14-3 and they have all the momentum. Simply put. How do you trust a team that allowed Bryce Young and the Panthers to put up 30 points on them, on the road! I like GB. We had GB over win ticket. A GB to win the North ticket. I have said how much I like Love coming into the season. But this is it for Dak and Dallas. McCarthy needs a big W here. It's his old club, maybe extra motivation. He needs it. Dak is 2-4 in the playoffs. Last 2 years ending at the hands of the Niners. 16 straight home wins for Dallas. 9 of their 12 wins by 20+ points on the year. Losses to Playoff teams - Miami, Buffalo, Philly, San Fran. Time to put up or shut up in Big D. 4* Money Maker DALLAS COWBOYS

Going UNDER the total here. How many times have I told you about KC Unders this year? All 17 games going 12-5? Sure seems like it. This is a DEFENSE FIRST team. First Miami. They could have been clicking their heels in Miami if they didn't blow a game to the Titans. But they did, and are now sitting in 0 degree weather on the road at Arrowhead. A Miami offense with hobbled starts. A Miami offense that put an average of 19ppg against playoff teams this year, losing 5 of those. (Last second FG win vs Dallas). KC #2 in NFL defense allowing 17.3pgg while being a middle of the road offense at 21.8ppg. Grab the under collect! 4* Total Money UNDER Miami/ Chiefs

Taking the BROWNS. Yes. A home dog revenge spot for Houston (37-22 Christmas Eve loss at home for Texans - Keenum + Mills at QB). It was 36-7 entering the 4th quarter. As great as this season has been for the Texans, the clock is about to strike midnight. Cleveland has the top defense in the league for a reason. Rookie QB. Rookie HC. A team that has had 5 -- FIVE!! different starting QBs this year. Talk about the team in a dream season. People had these guys dead in the water in Week 2 when Chubb went down. 4* Money Maker CLEVELAND BROWNS 

Taking WASHINGTON. A pair of undefeated teams for the Natty. Have to like that. Look. I think Michigan runs the ball and bleeds the clock. Texas went for 180 on the ground last week. Have to keep Pennix off the field. Wolverines defense is the best he will face, but the guy was unbelievable last week. Huskies top RB got banged up late. That will be big if he can't play or is limited. I think this is a FG type of game. If Michigan special teams have another cluster like last week - wow. We might win this one outright. But we will grab the points here. Also, the UNDER 55.5 is our pick in the Mid Day Money Show. 4* Money Maker WASHINGTON HUSKIES

Taking the BILLS. Does anyone really want to play these guys right now. Crazy how they might not actually make the playoffs. But I think this is a big win for Buffalo. They played a clunker last week and beat NE 27-21. That game was 20-7 and 27-14. They were in cruise mode gearing up for Miami. This is the game they have to win. 4 in a row for them. Probably should be 7 straight wins with that Eagles game and late FG loser to Denver. That is how I see this team. A team that is peaking. Speaking of peaking, Miami comes in off getting demolished by maybe the best team going right now in the Ravens, 56-19. That game was 14-13 with 3 minutes left in the 1st half and was 28-13 at the half. 35-13 a minute into the 3rd and that is all she wrote. Do we like how Miami looks the last month? How about the Titans game? Dallas choke job win. They are banged up. Normally I would be on a home dog who gave up 56. I don't think the line is all that much an overreaction. Bills are not in the playoffs yet. Miami is. I think Dolphins rests, or limits some of the injured guys in this one. 4* Money Maker BUFFALO BILLS 

Taking the RAMS. So, this line has moved a bit. Not like our Steelers number where were have the better number. Now we have a bad one. Honestly though, I think we still pull this puppy out. Wentz has a little chip on his shoulder. Rams offense should be able to put some points up here. They are basically locked into their own seed. I can't see them really mailing this game in though. They have won 3 in a row and 6 of 7. Should probably be 7 in row with that crazy loss at Baltimore. You don't want to mess up a team in a good little groove. I can't see the Niners playing guys for more than a half. Heck. Maybe Purdy gets a quarter. They don't want any injuries. They are already sitting out CMC. 4* Money Maker LA RAMS

Taking the GIANTS. Wow. Philly 9-1 to start December and the wheels come off the Philly Cheese Steak Bus. Defense is absolutely gassed right now. Playing with fire got them burned. Hey. KC, Buffalo, Dallas twice, MNF in Seattle. Then you battle the Giants and Arizona two teams playing with house money and no cares in the world. I can't see Dallas losing to Washington. Although their HC is going to find a way to make a 14pt favorite sweat it out to the final drive. I think Philly sits some guys. They are tired. They are banged up. Giants playing for pride. I like the QB for them here. No Cutlets, just some TDs are what we are hoping for. They are getting on the Philly HC. Now the loss of the OC and DC matter. Freaking Philly fans. They should be looking at heading to Tampa next week where maybe they can regain some of the glory from their 25-11 MNF win back in September (I was on TB). A few ML spots for home dogs today, this is one for sure. 4* Money Maker NY GIANTS

Taking the BEARS. Also like the OVER 45 in this one. Look. I had a GB Over + NFC North ticket. We have been on them multiple times this season. But the defense is a hot mess right now. Don't be swayed by what you saw against the Vikings. Mullins starts that game and Minnesota is scoring high 20s. So what it is a win and in. Do you not remember them losing to the Lions last year in the exact same spot? Bears have been cashing for us. A different team right now. 4 wins in last 5 games. Yeah. They have the top pick. That is a discussion for the pod cast. Bears with the better defense. Should be able to make a timely stop. This game to me says 29-27. 4* Money Maker CHICAGO BEARS

4* Total Money OVER Bears/ Packers

Taking the PATRIOTS. There is absolutely NO WAY that I see Bill Belichick losing to the New York Jets in his final game, a home game no less! If anything, the Patriots defense will win this one for Coach. Pats have been batting down the stretch. Right there vs the Bills on the road in a loss. Beat Denver. Fought hard vs KC. Beat the Steelers. They had a 3 game slide of losses -- 6-0 10-7 10-6. Yikes. Look. Jets defense has hung it up. 37-38-30 points allowed last 3. Jets have had trouble scoring vs Patriots when it wasn't a good bye to the greatest coach in our history game. Patriots by double digits. 8* Sure Shot NEW ENGLAND PATRIOTS

Taking TAMPA BAY. We cashed out Over Win Ticket. Now all that is left is for Tampa to wrap up our 10-1 NFC South Ticket. Just take care of the lowly Panthers. I had Carolina last week. Absolutely zero fight in the tank. Do they show up today? Is there motivation to stop the Bucs from winning the division? I doubt it. They have lost by 7 or more in 12 of their 14 losses. Not sure why the Bucs mailed it in last week. Was revenge that great factor for the Saints? Was Carolina looming in an 'easy' game looming? I'll tell you what. You lose this one. Heck, you don't win this by 10+.. I am making the team walk home. There is zero reason this game should be close. You are locking up a home playoff game. Get in there, get up 20 by halftime - and tuck the kiddies into bed. Ride into the playoffs with a big win. Tampa 5-2 ATS and and 6-1 SU last 7 in this series. Baker with good road numbers with 18 TDs 3 INTs. He should end up with over 4000 yards and 30 TDs on the year. If you don't gift wrap a home playoff game with a big win here, nobody will care. 4*  Money Maker TAMPA BAY BUCS

Taking the TITANS. I will again fade the Jaguars. They made me eat crow last week. Today. We ride the vets! Tannehill - Henry - Hopkins. You know the coach will have this team primed to play. jags saved their season for another week. But - QB still banged up. I can't see Vrabel not getting these guys amped up to knock a team out of winning the division and the playoffs at the same time. 3 straight wins for Jacksonville in the series too. Titans 4-3 at home. 2 OT losses. 19-16 31-28. Also a 20-17 loss as Seattle scores with a 57 seconds left. You think this is blowout? I am thinking dog outright! 4* Money Maker TENNESSEE TITANS

Taking the STEELERS. So I don't like the line has completely flipped. Ravens locked in to the top seed in the AFC Steelers need a win, there are a lot of other things in that. But, they need to do their part. I had Seattle last week thinking the defensive losses of Pitt would hurt them. It didn't, they won. I really don't want to lay points with a 3rd string QB vs a hated rival. Do we really think that Baltimore is laying down for the Steelers to possibly make the playoffs? Again. Would much rather this line be what it was as to what it is. With the Steelers and plus points in my pocket, I might be looking to a Ravens ML here. If you are getting a day pass or week pass late, I would tell you to look at taking the points instead of laying them. 4* Money Maker PITTSBURGH STEELERS

 Taking the HUSKIES. Both teams had some struggles along the way. This is the best team Washington has faced. Sorry Oregon. Ducks are good, but not Texas good. Otherwise Washington wouldn't have swept them. Edge on defense to Texas. I think this is a close game which is why we are taking the points in this spot. Also like the UNDER in this one. Last team with the ball pulls out a 2pt win 31-30! 4* Money Maker WASHINGTON 

4* Total Money UNDER Texas/ Washington 

Taking MICHIGAN. Look. Alabama seems to be peaking at just the right time. A little luck in the game before Georgia doesn't hurt either. But all I have heard is Bama Bama Bama. The team goes through their QB. OI do think Michigan has a legit defense even though it beat up on lesser schools. Still took care of business when it had to vs Ohio State. We have seen the Tide give up points to good teams. I think Michigan is better than good, not quite elite. I understand not wanting to fade the great Alabama HC. But give me JJ McCarthy. I think the kid is good. Will grab the World is out to get us Michigan and their maligned HC. 4* Money Maker MICHIGAN 

4* Total Money OVER Packers/ Vikings

4* Total Money UNDER Bengals/ Chiefs

4* Money Maker DENVER BRONCOS

4*  Money Maker SEATTLE SEAHAWKS

Taking the RAVENS. Uh. I was dead wrong last week about this spot. I had the Niners doing what the Ravens did to them. Now I have the world on my Baltimore is the best in the AFC wagon. The good news is that looks like Waddle is out. Better news is that Miami gets crushed on the road vs good teams. 48-20 at Buffalo. 31-17 at Philly. Healthy Chargers put up 34 on them. Ravens can score people. 7 games 31 or more. Plus we have a 28-27 in there. Twice they couldn't get to 20. And 3 times total not scoring at least 24. So 7 of last 9 games 31 or more. And in 8 of 15 games, 17 or less allowed. Let us not forget Miami scoring 28 in the 4th quarter last year to beat these guys. Time for some payback. 4* Money Maker BALTIMORE RAVENS 

Taking the PANTHERS. Anyone out there grab some Jaguars NOT To Make Playoffs at +880 in Fan Duel and +800 on Bet Online when I mentioned it on Look Ahead Lines and Mid Day Money? Now 4 straight losses and the choke is on. Banged up QB. Carolina off just their 2nd win of the year. Way to many points to give here. Panthers defense is not that bad. And at this stage of the season, with a team in a total freefall, we have to take any and all points with the dog here. 4* Money Maker CAROLINA PANTHERS  (this line is now at 4.. QB out for Jags. Maybe go some ML on Carolina)

4* Total Money OVER Rams/ Giants

4* Money Maker INDIANAPOLIS COLTS

   Taking DALLAS. So. My first look at this one on Look Ahead Lines was Detroit and the Over. Well, the Over went as expected as it is now 53. But I had to do a flip here on the sides. Was not expecting the Lions to lock things up and win the division last week. They did. Now I get a fat and happy bunch on the road against a team, that was fat and happy and playing like world beaters when they hit the road. Well, back to back losses to the Bills and Miami and this game takes on a new meaning. Getting manhandled in Buffalo. Losing the way they did in Miami. Time for a gut check in Dallas. A team celebrating a 30 year drought 1993 last Division title! 4th road game in 5 games. 16-0 and 13-3 ATS run for Dallas at home. Outscoring opponents by 170 points. Lions have allowed 26 or more points in 5 of last 7, 6 of 7 if we drop to 24. Not a good defense. 4* Money Maker DALLAS COWBOYS

4* Total Money OVER Lions/ Cowboys

Taking WYOMING. Lost in this bowl game last year. HC says he is retiring after this game. Toledo QB off to Baylor. Win one for the Gipper, or in this case, Craig Bohl. 4* Money Maker WYOMING

Going UNDER the total here. I want to lay the 16 with Georgia here also. I think the Bulldogs have more of a disrespect card to pull here more than FSU. 30-1 and b2b Natty Champs. Lose to Bama in SEC Championship. FSU struggled without their QB. They opened as a 2+ TD underdog. Then they win about boycotting. Now they have a whole heck of a lot of cats not playing. I am more worried about Georgia going TCU on them and scoring 48 themselves then FSU scoring more than 10 here! I think Georgia totally dominates these guys. 37-0. 4* Total Money UNDER Georgia/ Florida State

 Taking MISSISSIPPI. For me, give me Dart at QB to make the plays. Penn State Allar not allowed to do much. Also. Do you really want to lay points with James Franklin? But with the OC (Kansas) DC (Duke) out at Penn State, will go with the stability on the other side of the field. 4* Money Maker OLE MISS

Taking MISSOURI. One of those spots would have liked to have been on a little earlier. We know of all the OSU opt outs. Look. This would be a bet against anyway for me here. Buckeyes wanted to be in the playoffs. Instead, a Friday end of December Cotton Bowl. We know Missouri will be pumped up. Bowls have been wonky for sure - this one no different. OSU -6.5, you knew there would be guys leaving - but to get to Missouri -2.5? Perhaps a bit of an over reach there. Now, this is back to 3.5 and 4s in favor of Ohio State. Harrison looks like he is a go here. Guy is great. Is he is 5 points?  OSU with a guy making his first college start under center tonight. I think the Missouri defense gets the pressure going and forces the sophomore to make some mistakes. 4* Money Maker MISSOURI TIGERS

Going UNDER the total. We have seen a couple time already in Bowl Play that having backup QBs really doesn't matter and points get put on the board. Irish without 11 guys on offense at last check. Oregon State lost HC and staff, their starting QB, and another QB to the portal. Good news for the Beavers todays starter was a starter in 2022. (Might want to look at OSU ML here). Just think this one plays out to something in the mid 30s. 4* Total Money UNDER Notre Dame/ Oregon State

4* Money Maker ARIZONA

 Taking the BROWNS. Oh the irony of Joe Flacco taking it to the Jets on a Thursday night game! Guy spent 3 years with the Jets and it forced him into retirement! Now the old cat has chucked for over 300 years in 3 of his 4 starts and 368 -374 his last 2. Somehow the Jets turn a 27-7 halftime lead into a 30-28 win with a FG with 5 seconds left in the game. That my friends, is NY Jets football. Jets rebound from getting eliminated from the playoffs, by winning a game they should have just lost. Well, draft pick season starts again on Thursday night. Browns at home for hte most part have been monsters on defense. 3 points to Cincy, 3 to Tennessee 17 to San Fran. Shutout Arizona. 10 to the Steelers. 17 to the Bears.Beat the Jags here 31-27 and lost to Ravens 28-3. Jets aren't those teams. Jets are a team that loses 5 straight, then pulls a miracle 30-6 blowout win over the Texans. Promptly get assaulted in South Beach 30-0, then blow a 20pt lead to a team that is worse then they are. This game screams Browns 34-17 to me. 4* Money Maker CLEVELAND BROWNS

4* Money Maker RUTGERS

Going UNDER the total here. Also on Rutgers +2.5 in this one. Miami has injuries that knock out their starting QB who was the #2 QB to start the season. Transfer that took their Game 1 starting QB to Wisconsin. At last check the Canes were also going to be without some key defensive starters. Let's also harp on the fact that this is Miami. A lot of hype on Cristobal taking over. A 2pm game at Yankee Stadium in the Pinstripe Bowl vs old Big East foe Rutgers. Whoever suits up for Miami has already checked out for the season. Schiano will have Rutgers ready to go. Huge motivational edge for Rutgers to knock off Miami, a team he once coached. This will be a run heavy game. And even if Rutgers is anemic on offense, which they can  be. 6-0-16 in 3 of their last 4 games. The defense is good enough to keep this depleted Miami offense to 23 or less. 4* Total Money UNDER Rutgers/ Miami

  Going UNDER the total here. SMU can probably call the score here. I might come in on the spread later in the week - right now. UNDER. BC comes in losers of 3 in a row. Yes, this game is at Fenway. Should be jammed pack with BC fans being a few miles away. Will they really draw a crowd at 11AM on a Thursday morning? Weather calling for mid-40s chance of rain. Yeah. People will be lining up for that one. And SMU. Again. Should put up some points. 11-2. Might feel a little disrespected not getting a New Years Bowl. The BC offense has sputtered down the stretch. 20-16-22-17. SMU can give up some points, but I don't think this team will get to 16. In their last 10 games, SMU has allowed teams to score 14-14-10-0-10-16 in 6 of them. 34-10 sounds about right to me. 4* Total Money UNDER Boston College/ SMU

Taking OKLAHOMA STATE. There was zero shot I was taking A&M in any kind of role in this game. HC fired before the season ended. Interim HC is going to Syracuse as a DC. OC is off to Arkansas. 3rd string QB getting the start with at least 5 starters missing including the teams leading WR in catches and receiving yards. Cowboys RB and Big 12 OPOY said he is coming back to play next year in a video on Sunday. Merry Christmas there Oklahoma State fans. Can't see him sitting this one out. Losing big at Texas. I can live with that. The UCF game. Eh 45-3 is beat down. I would have much rather a little bit of closer loss, but the party probably never stopped after beating Oklahoma the week before. This is solid team. 10 wins looks nice in the record books with a bowl win over an SEC club. Give me the doggy outright here. 4* Money Maker OKLAHOMA STATE

 Taking KANSAS. A pair of teams hungry for a bowl win. Kansas has to go back to 2008 and UNLV to 2000 for their last bowl victories. Give me the Jayhawks here. A little more experience at QB. I think we see some heavy offense though, so I also like the OVER. I know that UNLV has been great going 10-3 ATS on the year. But stepping up their last 2 games, they have fallen short. 44-20, 37-31. With 4 INTs in the last 3 games, Maiava of UNLV will be the deciding factor for me to lay the double digits here. 4* Money Maker KANSAS

4* Total Money OVER Kansas/ UNLV

Taking BOWLING GREEN. Grabbing whatever points I can in this game. BGs 7-5 on the year with a nice upset as 20pt dogs to bowl winner Georgia Tech. Falcons also go 5-1 down the stretch. Minnesota backs in with a 5-7 record. They lost to in 2021 14-10 as 30 point favorites! The only QB to complete a pass on the season for the Gophers is out. Can't really hurt considering they have scored more than 14 points in just HALF of their games. But I can't trust a team like that. I like their HC, but this is a down year. 4* Money Maker BOWLING GREEN

Taking the NINERS here. I liked them when I thought Baltimore was going to lose on the road last week at Jacksonville. So I love them coming in off a win. Look. I have said for the last month I think these 2 teams are meeting in the Super Bowl. Only thing going to stop that would be Buffalo really going on a run, which, might still happen. But here on Christmas, I think it is San Fran in beat down fashion. Niners defense is superior. Lamar will be running for his life. Grab some Over Rushing Props on the guy. I don't the Ravens defense can slow this bunch down. I think San Fran is a TD better than any team in the league right now. Sure - bring up a 3 game slide when they were missing their 2 best offensive pieces. When this team has their RB + WR lined up, watch out. It is surgical. San Fran by double digits to close out your Christmas Day. 10* Money Bomb SAN FRANCISCO 

4* Total Money UNDER Packers/ Broncos 

Taking the BEARS. We said to fade Chicago last week off that big win over the Lions. It wasn't easy, but the Browns got it done. This is the spot we wanted to jump on the Bears. At home. Christmas Eve. Late afternoon vs the team from Arizona. Are you kidding me? I am not a huge Fields lover, but I think this is a blow-out win for Chicago. I understand not wanting to be the Bears as a favorite. When is the last time they were favored more than a FG? I get it. But 3 straight home wins. Last week they nearly pulled off a Hail Mary win. They lost to Detroit 31-26 on a TD with 30 seconds left. They lost to the Saints 24-17, a game tied at 17. Fact is the last 2 months the Bears have been a tough team. Arizona has dropped 3 of 4. Somehow scored a win at Pittsburgh. A last second FG to beat the Falcons. This team could be 1-9 their last 10 because they did beat the Steelers 24-10 as 6pt dogs. Their lone road win sitting at 1-6. Bears defense should be able to continue their turnovers vs Murray who tossed 2 last week and has 4 in his 5 games (just 5 TD passes). 4* Money Maker CHICAGO  BEARS

Taking DALLAS. Time to get right for the Cowboys. They just let the Bills literally, run right over them. Losing on the road to the Niners, Bills and Eagles is not really a bad thing. Pretty good teams. But in 2 of those, it wasn't close. Miami is off a cake walk 30-0 win over the Jets. A game they really needed because of they way they blew a big double digit the week before at home to the Titans. This is a team I don't think is as good as their record. We saw Miami come out and dominate after a national tv loss. Dallas off their game of the week tv game beat down. Yeah. Here comes the thunder on defense from Dallas with the Miami OL still banged up. 4* Money Maker DALLAS COWBOYS

Taking TAMPA. Oh our Bucs. Cashed the Over 6.5 win ticket. Sitting on 10-1 win the South ticket. WE get a banged up Jags team today. Jaguars look impressive with that 6-1 road record - 2 of those were in England where they always play. They are reeling having dropped 3 in a row. Might not make the playoffs. Tampa on the other side of that road with 3 straight wins. Baker is a good game manager. He has Evans at WR who is great. His RB White has been having a super year. Not only running the ball, but also in the pass catching game. The defense does enough to keep the team right in the thick of it. I know they aren't home dogs anymore, but my thinking that they win hasn't changed a bit. 4* Money Maker TAMPA BAY BUCS

4* Total Money OVER  Jags/ Bucs

4* Money Maker NEW YORK JETS

4* Total Money OVER Browns/ Texans

4*  Money Maker MINNESOTA VIKINGS

4* Total Money OVER Colts/ Falcons

Taking SAN JOSE STATE. 6 straight wins for the Spartans. QB from Hawaii. Have been here, not a crazy trip to the islands. Coastal coming from something like 5 thousand miles away. QB says he wants to hit the portal. Will he play or not? Who the heck knows. Kid on UTSA decides an hour before kick to not play. Ridiculous. No matter though. Spartans to me the more motivated bunch with something to prove to get their coach his first bowl win here. 10* Money Bomb SAN JOSE STATE

Taking the BILLS. This team is still on the outside looking in for the playoffs. Chargers off a total beatdown on National TV Thursday night while the Bills hammered 'America's Team" into submission. Shocked the line is now 14? Of course not. We said on Mid Day Money Friday and Saturday and Sunday - get on Buffalo now! Buffalo getting hot at the right time. I understand those wanting to look at a flat spot after beating KC and Dallas. But there is zero margin for error here for Buffalo. Also leaning Over here think Chargers have to show a little fight right? 4* Money Maker BUFFALO BILLS 

4* Total Money UNDER Bengals/ Steelers

Taking AIR FORCE. Should have our QB back. And, as always, no opt outs for the service academies. These kids are dedicated. Madison couldn't play in their championship even going 11-1. They get a bowl bid because there weren't enough bowl eligible teams. But when your coach and his coordinators leave, and a bunch of players including your QB opt out, are you really motivated to be playing in a bowl. My picks are up days in advance. Heck. I had UTSA laying 12.5 and their 10th year or whatever QB, the guy who literally final bowls game are made for, decides an hour before kickoff he is out. Give me the Fly Boys here. 4* Money Maker AIR FORCE

Taking UTAH STATE. This is just a real fade of Georgia State. 5 straight losses to turn 6-1 into 6-6. Their 1300 yard 13 TD leading rusher is OUT. Their top WR, led team in with 70-880-7 OUT. A lot of pressure on QB Grainger who passed for almost 2400 17/7 and 625 on the ground with 8 more TDs. But is there enough help? Sun Belt hasn't looked all that great with their teams in bowl games either. Georgia Southern Loser. Lafayette Loser. Appalachian State win 13-9 laying 6.5. ODU blowing a 28-0 lead losing 38-35. Marshall blitzed 35-17. Utah State playing in a Mountain West land. Sign me up. You come in winning 3 of 4 and clinching your bowl birth with a 44-41 win on the road, you are eager to keep the season going. Fry up those taters baby. 4* Money Maker UTAH STATE

 Taking TROY. Will always lean to the small conference laying a TD to a big school. In this case, Duke isn't the sexiest of Big Brother Foes, but an ACC takedown will do. Duke comes in with their coach heading back to his old club (A&M). Other coaches out the door. Their QB who had been hurt, bags packed and on the road already. This team started 4-0, ranked #17 in the country - has now lost 5 of their last 8. I read that upwards of 10 starts from both sides of the ball are out for Duke. Wow. I know we can't always believe what we hear during bowl season, especially now in the NIL Era. But I am on the little guys here. 4* Money Maker TROY

Going OVER the total in the Gasparilla. Love seeing a pair of 6-6 teams battling. Just screams offense. Up and down and away we go. Tech has scored 30 or more in 6 of their games, topping 40 3 times. They have also give up 30 or more on 6 occasions. The UCF offense wasn't as prolific as past seasons - that is probably because the Big 12 is a little step up in opponents. This total has done nothing but rise. 61.5 -- 63.5 -- 64.5 -- 67.5 -- I think this game is in the 50s at halftime. I will be looking to get down on Over Team Totals also. This is a game I think, gets into the 80s. 4* Total Money OVER UCF/ G Tech

4* Total Money UNDER Saints/ Rams

Taking the RAMS here. Both teams sitting at 7-7. We can say the Saints have been dogs 3 times. But 2 of those games were 1 and 1.5. The other was 3.5 opener vs the Lions. Lions are the best team they played and were down 24-7 before the Lions defense showed up and 33-21 is 33-28. The game wasn't that close. Rams have no reeled off wins in 4 of their last 5. Probably should be 5 in a row that OT loss at Baltimore. Also losses to Dallas San Fran and Philly. Much tougher schedule. Stats Padford, I mean Matt STATSford has been on a tear the last 4 games with LA putting up 33ppg. I can't see New Orleans keeping pace here even in a good outdoor weather. They put 15 in Atlanta. 19 at Minny. 13 at Houston. Colts + Patriots in the 30s. Not buying this team vs a legit playoff team. 4* Money Maker LA RAMS

Taking SOUTH FLORIDA. Last year, 1-11, Now a bowl game in their backyard. You bet the Bulls will be fired up. 'Cuse in with a new coach taking over. Guy just nabbed McCord from Ohio State to take over QB next year. But that is 2023. He isn't on the sidelines leading this group. Orange might be pumped for a bright future, but I am on South Florida to wrap up a big season for themselves with a win here. Would also lean Over in this one if you want some total action. 4* Money Maker SOUTH FLORIDA

Taking UTSA tonight. Not a home game, but close enough. A QB that will not opt out. An offense that is humming behind its leader. This is just a great spot. Would have liked to be on this before it moved a few points, but this is still a blowout win for UTSA. Marshall has loads of opt outs including their QB. The coach has some interesting things to say. Zero heart for the Herd showing up here. UTSA will run them out of the building. 4* Money Maker UTSA

4* Total Money OVER Eagles/ Seattle

 Taking the JAGUARS. Now. I have said multiple times and on multiple shows - I think the Ravens are going to the Super Bowl from the AFC. Had them last week and they let me down. But this is a good team. Also on the OVER in this one as well. Line opened at 5.5, down to 3.5. Lawrence will be a go here. He is banged up. Who isn't in mid-December. I don't want to say the Ravens have things locked up, but with backup QBs in Cincy and Pitt, they should wrap up the North. Jags need this one. 2-4 at home. Have lost 2 in a row. This could be their season much like the Bills last week. At Tampa next week who is fighting for the NFL South. Should take care of Carolina here. Then wrap things up in Tennessee. Will grab the home dog in what I think is a must-win game for them. 4* Money Maker JACKSONVILLE JAGUARS

4* Total Money OVER Ravens/ Jags

Taking DALLAS here. Uh. Going with my 'Boys. Why do I feel this is a spot McCarthy has his crew just totally wet the bed? Off a big win over Philly. Coming off a long home stand. Only beating Philly + Seattle who are "good" teams. The flip side of this is there is a slight chance for them to get win the East. Also the glimmer of hope that is the Bills. They are off a HUGE win over the Chiefs. We had them ML and that was their season. This is also their season. They blew the game to Philly. They had a week to stew about it. Came out and took a quick 14-0 lead. Then, in what is a season long trend, proceed to chock that lead away and nearly lose the game. 20-17 with 2 minutes left and you let Mahomes have a shot. Wow. Guess they forgot how they entered they bye week doing the exact same thing in Philly. Speaking of Philly, back to Dallas and their cruise control win over the Eagles. Maybe they are beating their chests a bit. But maybe they have had such recent failures they know they need this game. I think Dallas has the better defense. They have the best defensive player. I would give Dallas the edge at QB right now. Dallas just 3-3 SU on the road. But we don't have crazy weather. We have a FG kicker who can make one from Canada. Josh Allen has a turnover in 9 straight games. And our defense didn't allow a Philly offensive Touchdown. 4* Money Maker DALLAS COWBOYS

Taking the RAMS. I had the Ravens last week. I was shocked that LA played that good in the elements. Honestly, I was hoping for at least 7 or 7.5 on this opener. Yes That sounds weird for a guy who is on the favorite. But you know me. -3.5 and -7.5, sign me up on those faves. +2.5 and 6.5 I would be doggy all day. Washington off their bye week which might be why it is under a TD. The defense will not fix it self after giving up 45 in b2b weeks. Then 31-29-38 in 3 of their last 4 before that. They are a hot mess. A Week 14 bye week. Wow. 2-11 last 13 games outscored 90-25 by Miami and Dallas. This Rams team might not be on that level, but they have put up 31-36-37 their last 3 games vs Baltimore and Cleveland, both better than Washington, and Arizona (on the road) which is right in the same neighborhood as this Commanders bunch. Grab a LAR FH play and a Team Total OVER to add to your growing bankroll. 4* Money Maker LA RAMS

4* Total Money UNDER Chiefs/ Patriots

Taking MIAMI. Well. For as many good numbers as we get sometimes, we do get some bad ones. And this is a bad one. That being said - I still think the Dolphins win this by 2 scores. Are we really sold on what we saw last week? The Jets putting up 30 points. Miami blowing a 14 pt lead in the 4th quarter. Just sets everyone up nicely at a lower price. In my world - Miami won that game by 20. Takes care of the Jets in the same fashion. Then gets blitzed by Dallas next week as a small home favorite. That is now out the window. Dolphins defense had been solid before that collapse. 15-13-13-21 (KC) - 17. Not like they give up a lot. Jets defense still elite and might be angry about the 34 they allowed to Miami on Black Friday. That was after allowing 32 to Josh Allen and the Bills on the road. But maybe the Jets just feast on subpar QB play and offenses? I will stand behind my 13 and call for a 17 point win! 4* Money Maker MIAMI DOLPHINS

Taking GREEN BAY. Oh these guys let me down on Monday Night with the side and total. Now a short week vs a Tampa team tied for first in the wild NFC South. But winning back to back road games is tough. They pulled out a miracle in Atlanta. And I would rather this game be played at 20 degrees with some wind and snow for warm weather Tampa, I think Love gets it done here. 4* Money Maker GREEN  BAY PACKERS

Taking the TITANS. Line moves says no CJ Stroud. I do like Davis Mills though. This is still a tough spot for the Texans. And as good as Ryans has been, I lean edge to the Tennessee coaching in this one. I would have preferred a Miami blowout on MNF - instead we get a wild Titans comeback. I don't think they will be too full of themselves sitting at 5-8 on the season. I had the Texans last week vs the Jets and that was a brutal beatdown. If we had a healthy Stroud, Dell and Collins, then I would be on the visitor in a big bounce back spot. But down top offensive players, and with Tennessee maybe get some strong defensive pieces back, have to go with the ugly home team here. 4* Money Maker TENNESSEE TITANS

 Taking TEXAS TECH. Also like the over a bit in this one. That is one of my free pick videos. But we will back the Red Raiders here. I was high on these guys back in August and safe to say it was a ho-hum year. Last time we saw them Texas was dropping kicking their teeth in 57-7. That is not the way you want to end a season. You had just won 3 in a row. Not that you were going to pull an upst, but that is beatdown. Don't like having a backup QB and losing 2 top WRs. But, the opt outs haven't really moved the needle from the opener of 3. Red Raiders for me. 4* Money Maker TEXAS TECH

 Taking DENVER. Defense for me here. I harp on the Mid Day Money Show about the Broncos and the 70 points they allowed to Miami. Because that is what people think when they hear Denver. But the last 8 games. The defense has arrived. 16ppg. The team is playing well. 6-1 last 7 for the Broncos. Now - Lions have dropped 2 of 3. Is the sky falling? Goff normally good in the dome. But the defense makes a 3-2 run over 5 games look ugly. 28-28-20-26-38 points allowed. You held Vegas to 14. 38 the week before to Baltimore. That is an ugly defensive stretch. Denver isn't sexy, but they are efficient. Wilson with 23 TDs 8 INTs (3 in that Houston game) This has one score game written all over it and I will take any points I can get. 4* Money Maker DENVER BRONCOS

4* Total Money OVER Denver/ Detroit

4* Money Maker BOISE STATE

 Going UNDER the total here. Boise will be starter a true freshman QB in this one. Granted, the UCLA DC left for USC. Bruins also lose some decent defensive pieces here as well. Something like 13 sacks and 6 INTs. I do like Boise and the point here even with their 3rd stringer going. UCLA also lacking punch on offense as they will be starting a new QB as well. But his QB coach just took off. I think this one is an ugly one. But I can't see this one getting to 50 points. 8* Sure Shot Total Money UNDER Boise/ UCLA

 Taking NEW MEXICO STATE. Got to love Jerry Kill coming into a new conference and going 10-4. Big win at Auburn. 8-1 ATS run to end the season. Basically a home game. The fans should be out in force supporting these guys. Fresno not as good as their 8 wins. I mean first, we start with their coach. Out for health reasons. Let's just hope it is not something really serious. Is it a win one for the giper game? They couldn't win as they dropped 3 straight. A 5-0 start and this team was thinking things are good. Heck, they were 8-1 before the offense couldn't score more than 18 the last 3 games 18-17-18. Defense a bit leaky also. 33-25-42-30-24-32. Great season for the Aggies ends with a nice bowl win and cover. 4* Money Maker NEW MEXICO STATE

Taking the COLTS. I am not believing in Steelers magic here. Normally I would say - yeah. Tomlin as a small dog. Off a terrible loss on national TV and with a little extra rest. Fire Away. Nope. I will jump on Indy here and hope for some Minshew Magic instead. Is the line hanging low like this because Kenny Pickett is playing? Has this kid been that great that they should be a PK on the road? Oh they put 400 yards of offense. Still scored 16 points. 18-10-10-10-19 the last 5 games. You lose to Arizona and the Patriots, and get to be a 1 point dog on the road. Yes. Normally. I am running to Pitt here like I said to star things off. But this team is 1-3 last 4 with a win over Browning in his first start. That is not cutting it for me. They get outplayed every week. 4* Money Maker INDIANAPOLIS COLTS

Going UNDER the total here. We have 3rd and 4th string QBs under center for Miami Ohio. Also read that the kicker left? Geez. We know their defense is a solid unit. 55 points allowed their last 5 games. But the offense was near the bottom before their starter and  backup, who led them to 5 straight wins went down. Appalachian put up some 40 spots this season, but that was vs lesser foes. I think this one shapes up with them scoring in the 20s. 4* Total Money UNDER Miami Ohio/ Appalachian 

Taking the BENGALS. Wow. A 3-0 win for Minny last week. I said on Mid Day Money Thursday to grab the Raiders. You get shutout and lose 3-0 and have a guy coaching for a shot at a long term gig, you knew the kitchen sink was coming out. Though I did have Under 42.5 there. Now - Why am not backing Mullins and Minny in this spot after that 3 point showing. Because I have a Cincy offense that has found itself since the last 2 weeks with this kid behind center. Will they get 34 against this Vikings defense. Probably not. But, I'm thinking a 20 spot is good for the win here. And yes Jefferson could be in, and or Mattison. But the RB is going for less than 4 yards a carry. Has Jefferson gotten many reps with Mullens? Have Hockenson or Addison? 4* Money Maker CINCINNATI BENGALS 

Going UNDER the total. And another reason why I tell you on Mid Day Money + Look Ahead Lines we like to get down on early on games. We are off a losing week of NFL. We had some good numbers that didn't get there.  We are going to bounce back here in Week 15. Yes - this line has dropped since I posted. That is what happens when a QB goes down. But do you think after what you saw from both of these teams, that in 4 days, the offense comes alive? Easton Stick is not getting it done here on a short week. The Raiders starter can't get it done on a regular week. I don't think this game sniffs 30 points. 4* Total Money UNDER Chargers/ Raiders

4* Money Maker GREEN BAY PACKERS

4* Total Money UNDER Packers/ Giants

 4* Total Money OVER Titans/ Miami

Taking DALLAS. We had San Fran last week and it was an absolute no doubter. Philly has been playing with fire all season. Dall- KC - Buffalo - SF, no Dallas again. They are 3-1. Maybe they should be 1-3. It is payback time for the Cowboys. I saw that Philly is 0-6 ATS as an away division dog - couple that with Dallas being on a 15-6 ATS run at home, 12-4 ATS vs division opponents. Let's cash this ticket. 4* Money Maker DALLAS COWBOYS

4* Total Money OVER Eagles/ Dallas

Taking the BILLS, going ML. Could have grabbed the 3, but this is the season for Buffalo. Call it whatever you want. Statement. Season. Circle the wagons. They all apply. Bills in off bye week. An extra week to sit in their own anger after blowing a 10pt at Philly. KC is off a Sunday Night loss. Yeah. Tough to go against Mahomes and Reid at home. But this is not the same Chiefs bunch. Defense first. And the offense is still not in synch here in the 2nd week of December. I'm putting my money on Allen to rise to the occasion here. 4* Money Maker BUFFALO BILLS 

Taking SEATTLE. Also on the OVER in this one. I just think that the Seahawks get their points. With 3 straight losses, and having dropped 4 of 5, this has every making of a 'must win' game. Cliche time, sure. But if Seattle has any thoughts of the playoffs, a win here is a must. Now- I don't know if they pull that off. San Fran is off a near flawless game at Philly. They have put that 3 game losing streak way behind them. The offense is healthy, and thriving. Again. I think we can keep it close. Also on the OVER because the Niners are putting up over 30ppg their last 4 games. 4* Money Maker SEATTLE SEAHAWKS